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December 15, 2011 | 7 Pages



Footwear & Apparel Company Report



Deckers Outdoor Corp.

(NNM: DECK)

DOWNGRADING FROM BUY TO UNDERPERFORM: WARM WEATHER, RATING: UNDERPERFORM

HIGHER PRICES, INCREASED DISTRIBUTION — AND THE MANIA

Sam Poser Kenneth M. Stumphauzer,

APPEARS TO BE GONE. LOWERING ESTS AND PT CFA

(212) 763-8226 (212) 763-8287

4Q11 intact but 2012 outlook likely at risk: After numerous channel sposer@sterneagee.com kstumphauzer@sterneagee.com

checks, we have concluded that the UGG business, while still extremely

important to retailers, has been disappointing this fall in the U.S. The Fiscal Year Ends Dec

disappointing results will likely lead to 1Q12 cancelations due to

adequate current inventory levels, and a much more conservative Rating: Underperform

approach to fall 2012 orders. Change in consumer buying patterns this Price: Close $95.59

year is likely to affect the cadence and nature (backlog v. replenishment) Price Target: $72.00

of 2H12 orders. Combination of domestic wholesale door growth and 52-wk Range: $71.18-$118.90

owned retail proliferation is resulting in UGGs becoming ubiquitous, Market Capitalization (M): $3,766.0

especially the Classic. Exacerbating the situation is that wholesale Shares Outstanding (M): 39.40

customers bought UGG product improperly and have become over-reliant Assets (M): $753.9

on Classic styles. We are hearing of unadvertised discounting at a number Avg. Daily Vol. (000): 1,330.1

of independent retail accounts and we have noticed that Nordstrom

Enterprise Value: $3,338.0

(JWN-$47.15 -Buy) is no longer limiting the number of pairs that can be

Consensus EPS Current Year: $5.04

purchased online.

Consensus EPS Next Year: $5.98

2012 outlook still promising but less so than our previous thoughts as Insider Holdings: 4.0%

price increases come to light: We are now forecasting ’12 GM to be

Institutional Holdings: 102.1%

down 108BPS versus ’11. We had thought that international growth,

Short Interest: 11.2%

increased retail penetration, and the higher margin Sanuk business would

Price/Book Value: 5.58x

offset pending 40% increase in sheep skin prices. Higher prices are

impacting sales: We understand that the fall ’11 sales on the Triplet, Earnings Summary

which went from a 2010 retail price of $180 to $200, have been FYE Dec 2011E 2012E 2013E

disappointing, and the price is going up again in 2012. The Classic Tall is EBITDA

reportedly going from $180 to $200 next year, and, along with retailers, (M): $291.5 $328.2 $390.2

we fear that UGG is stretching the pricing limits too far. Retailers are

EPS & P/E Summary

anticipating the $165 Classic Short and the new $150 Bailey Mini to be 2011 2012 2013

the key items in 2H12, which means a likely decrease in ASPs. We now EPS: 2011E Prior 2012E Prior 2013E Prior

believe that the combination of potential 1Q12 boot cancelations, and Q1 $0.56 -- $0.60 $0.69 $0.67 $0.78

domestic retailers planning 2H12 purchases to reflect 2H11 retail selling, Q2 ($0.11) -- $0.01 $0.05 $0.05 $0.18

will result in very cautious outlook when management speaks at the ICR Q3 $1.64 -- $1.62 $1.74 $1.76 $1.66

conference in early January, or on the 4Q11 earnings call. Q4 $3.21 $3.21 $3.59 $4.00 $3.89 $4.31

Lowering rating from Buy to Underperform: We are reducing our 2012 Full Year $5.30 $5.30 $5.81 6.47 $6.36 6.93

sales/EPS estimates from $1.6B/ $6.47 to $1.56B/$5.81. We are also P/E Ratio: 18.03x -- 16.45x -- 15.02x --

lowering our price target from $130 to $72. We do not see risk to our

4Q11 estimates. This downgrade is predicated on a decelerating US

wholesale business. While we believe that retailers’ reaction to the

pricing and 2011 sales trends is warranted, we also believe that such

caution may result in product shortages in late 4Q12, especially given the

strong new offerings in fashion items for men and women, handbags, and

small leather goods. We are confident that the UGG business will

continue to grow globally, and will still be a major part of many domestic

retailers fall ’12 business, but likely with purchases similar to 2H10.

Uncertainty has historically led extreme emotional reactions by investors

when it comes to DECK. In January – March ’09 the stock went from

~$29 to $12.41, then recovered to over $100. It appears to us that such

uncertainty will be evident by the time management releases results in Source: Factset

February.

Important Disclosures regarding Price Target Risks, Valuation Methodology, Regulation Analyst Certification,

Investment Banking, Ratings Definitions, and potential conflicts of interest begin on Page I of the Appendix Section.

800 Shades Creek Parkway Suite 700 Birmingham, AL 35209 205-949-3500

Sterne, Agee & Leach Inc. is Member NYSE, FINRA, SIPC

DECKERS OUTDOOR CORP. (NNM: DECK) December 15, 2011



4Q11 & LT Outlook



Figure 1: Relative Valuation

4Q11E 4Q10A Variance

Revenue 561.9M 277.9M 102.2%

Gross Margin 53.50% 47.13% 637bps

SG&A % of Sales 21.50% 23.26% (176) bps

Operating Margin 32.00% 23.86% 814bps

EBITDA 180.7M 67.2M 168.8%

Adj EPS $3.21 $1.07 198.5%



Segment Revenue

UGG 529.2M 288.8M 83.24%

Teva 16.2M 13.7M 18.51%

Other 3.5M 8.4M (58.79%)

Sanuk 13.0M 0.0M #DIV/0!



Source: FactSet



Figure 2: Changes in Forward Earnings Estimates

2011 2012 2013

Estimates Prior Estimates Prior Estimates Prior

Revenue 1335M 1335M 1,556M 1,598M 1,766M 1,696M

Gross Margin 50.31% 50.31% 49.23% 50.22% 50.03% 51.42%

SG&A % of Sales 28.76% 28.76% 28.36% 27.60% 28.14% 26.59%

Operating Margin 21.56% 21.56% 20.86% 22.63% 21.90% 24.83%

EBITDA 291M 291M 328M 365M 390M 425M

Adj EPS $5.30 $5.30 $5.81 $6.47 $6.36 $6.93



Segment Revenue

UGG 1162.6M 1162.6M 1302.2M 1344.6M 1473.7M 1506.9M

Teva 121.6M 121.6M 141.9M 141.9M 163.2M 163.2M

Other 22.6M 22.6M 22.6M 22.6M 26.0M 26.0M

Sanuk 28.6M 28.6M 89.3M 89.3M 102.7M 102.7M



Source: FactSet



Relative Valuation



Figure 3: Relative Valuation

FY1 Rel FY1 FY2 Rel FY2 FY2

Ticker Price Market Cap EV Short FY1 PE PE EV/EBITD FY1 EV/S FY2 PE PE EV/EBITD EV/S

DECK $95.59 $3,828 $3,910 11% 18.0x 1.41x 13.4x 2.93x 16.5x 1.42x 11.9x 2.51x

RL $138.88 $8,644 $12,870 5% 19.9x 1.56x 10.5x 1.89x 17.1x 1.48x 9.2x 1.71x

COH $59.51 $17,527 $16,958 2% 17.4x 1.36x 10.2x 3.59x 15.0x 1.30x 9.1x 3.22x

FOSL $81.53 $5,136 $5,022 8% 18.0x 1.41x 9.6x 1.95x 14.7x 1.27x 8.2x 1.67x

WWW $34.50 $1,662 $1,639 5% 13.6x 1.06x 8.6x 1.15x 11.6x 1.01x 7.3x 1.05x

WRC $48.42 $2,015 $2,213 9% 12.6x 0.99x 6.6x 0.87x 11.4x 0.98x 6.1x 0.80x

COLM $47.75 $1,607 $1,544 16% 16.2x 1.27x 8.9x 0.90x 15.2x 1.31x 7.7x 0.84x

VFC $130.40 $14,523 $14,678 2% 15.9x 1.24x 9.8x 1.55x 13.5x 1.17x 8.6x 1.27x

JNY $9.49 $782 $1,630 13% 7.3x 0.58x 5.2x 0.42x 7.0x 0.60x 5.0x 0.40x

HBI $22.42 $2,162 $4,382 9% 8.0x 0.63x 7.4x 0.93x 6.8x 0.59x 6.7x 0.89x



Group Mean #REF! 14.32x 1.12x 4.82x 1.47x 11.79x 1.08x 7.54x 1.32x

DECK Prem (Disc) 26% 26% 179% 99% 40% 32% 58% 91%





Source: FactSet



Over the preceding five years, DECK has traded at an average of 17.4x (range: 5.4 to 36)

and 15x (range: 5 to 29.6) FY1 and FY2 estimated earnings. On a relative basis, the

shares traded at a 5/15% premium to the vendor index & S&P500. Both the relative and

absolute valuation levels came in greatly during the recession due to: 1) re-pricing of risk

across the marketplace and 2) investor sentiment that the UGG brand was unsustainable

and hence brand equity would not survive the downturn intact.



We believe there is the possibility that negative earnings revisions will result in multiple

compression after ~8 straight quarters of upwards revisions. Specifically, the multiple

has proven susceptible to perception of discounting, waning brand momentum or

indications of maturation in the core US wholesale channel.



Page 2

DECKERS OUTDOOR CORP. (NNM: DECK) December 15, 2011



Our $72 price target implies the shares trade at 12.4x our 2012 EPS estimates. This

multiple assumes the shares are at a 15% discount to the S&P 500 & the FactSet

Footwear/Apparel Index. On an enterprise basis, our PT assumes the company garners a

7.3x ’12 EBITDA multiple, a 3% discount to the company’s footwear/apparel

counterparts.



Risks:

Upward idiosyncratic risks include: a significant alteration in current weather patterns

stimulating demand, accelerating international business compensating for domestic

weakness, significant pricing offsetting unit weakness in ’12, or another highly accretive

acquisition.









Page 3

DECKERS OUTDOOR CORP. (NNM: DECK) December 15, 2011



Deckers Outdoor Corp. Quarterly Income Statement



($M) Q110 Q210 Q310 Q410 FY10 Q111 Q211 Q311 Q411E FY11E Q112E Q212E Q312E Q412E FY12E Q113E Q213E Q313E Q413E FY13E



Teva 43.17 31.21 13.69 13.30 101.37 50.41 40.29 14.69 16.23 121.62 57.96 48.35 16.91 18.66 141.88 66.65 55.60 19.45 21.46 163.16

UGG 104.37 100.21 288.79 379.78 873.15 148.43 108.27 376.70 529.19 1,162.58 171.63 128.16 391.01 611.39 1,302.19 194.57 142.47 439.73 696.91 1,473.67

Other 8.39 5.60 8.40 4.11 26.50 6.02 5.71 7.41 16.46 35.60 31.02 35.71 26.11 19.06 111.89 35.67 41.07 30.02 21.92 128.67

- - - - - - - - - - - - - - - - - - - -

Net Sales 155.93 137.06 277.88 430.12 1,000.99 204.85 154.22 414.36 561.88 1,335.31 260.60 212.22 434.03 649.11 1,555.95 296.89 239.13 489.20 740.28 1,765.50

Y/Y sales growth 16.17% 33.65% 21.66% 23.60% 23.10% 31.38% 12.52% 49.11% 30.63% 33.40% 27.22% 37.61% 4.75% 15.52% 16.52% 13.92% 12.68% 12.71% 14.05% 13.47%

COGS 78.02 79.42 146.93 196.79 501.15 102.37 88.31 211.51 261.27 663.46 132.91 123.09 225.69 308.32 790.01 148.44 136.31 249.49 347.93 882.17

Gross Profit 77.91 57.64 130.95 233.34 499.84 102.48 65.91 202.85 300.60 671.85 127.70 89.13 208.33 340.78 765.94 148.44 102.83 239.71 392.35 883.33

Y/Y gross profit growth 32.24% 41.33% 33.69% 34.53% 34.69% 31.54% 14.35% 54.91% 28.83% 34.41% 24.61% 35.23% 2.70% 13.37% 14.01% 16.25% 15.37% 15.06% 15.13% 15.33%

SG&A 49.09 46.53 64.64 94.37 254.62 74.28 76.71 112.19 120.80 383.99 94.60 89.13 118.06 139.56 441.34 107.77 100.44 133.06 155.46 496.73

Y/Y Core SG&A growth 24.00% 27.26% 44.06% 39.14% 34.83% 51.33% 64.87% 73.57% 28.01% 50.81% 27.35% 16.19% 5.23% 15.52% 14.94% 13.92% 12.68% 12.71% 11.39% 12.55%

Operating Income 28.82 11.12 66.31 138.97 245.22 28.20 (10.80) 90.66 179.80 287.86 33.10 - 90.28 201.22 324.60 40.67 2.39 106.64 236.89 386.60

Y/Y operating income growth 49.13% 163.10% 24.93% 31.58% 34.55% -2.17% -197.14% 36.71% 29.39% 17.39% 17.38% -100.00% -0.42% 11.91% 12.76% 22.89% #DIV/0! 18.13% 17.73% 19.10%



Interest Income (0.02) (0.50) - (0.25) (0.76) (0.14) - 0.00 0.00 (0.14) (0.30) (0.30) (0.30) (0.30) (1.20) (0.30) (0.30) (0.30) (0.30) (1.20)

Interest Expense & Other 0.02 - (0.21) - (0.20) (0.06) (0.04) 0.05 0.05 (0.00) 0.02 0.02 0.02 0.02 0.07 0.02 0.02 0.02 0.02 0.07

Minority Interest (0.06) - (0.17) - (0.24) (0.03) (0.19) (0.14) - (0.36) (0.06) (0.10) (0.10) 0.41 0.15 (0.06) (0.10) (0.10) 0.41 0.15

Pre-Tax Income 28.89 11.61 66.70 139.21 246.41 28.33 (10.57) 90.75 179.75 288.35 33.44 0.38 90.66 201.09 325.58 41.02 2.77 107.03 236.76 387.58

Taxes 10.75 4.04 24.56 49.00 88.34 8.50 (3.23) 28.27 55.72 89.26 10.37 0.12 28.10 62.34 100.93 14.97 1.01 39.06 86.42 141.47

Tax Rate 37.20% 34.76% 36.82% 35.20% 35.85% 30.00% 30.54% 31.15% 31.00% 30.96% 31.00% 31.00% 31.00% 31.00% 31.00% 36.50% 36.50% 36.50% 36.50% 36.50%

Net Income 17.90 7.58 42.14 90.21 157.82 19.18 (7.34) 62.48 124.03 198.35 23.08 0.26 62.55 138.75 224.65 26.05 1.76 67.96 150.34 246.11

Y/Y net income growth 44.71% 116.47% 24.59% 33.10% 34.36% 7.17% -196.87% 48.26% 37.49% 25.68% 20.32% -103.59% 0.11% 11.87% 13.26% 12.88% 568.13% 8.64% 8.35% 9.56%

One Time Charges - 1.3 (0.63) (0.97) (0.3) 3.0 3.1 1.9

Applicable Shares 39.06 39.08 39.23 39.30 39.17 39.40 38.67 39.19 38.67 38.98 38.67 38.67 38.67 38.67 38.67 38.67 38.67 38.67 38.67 38.67

GAAP EPS $0.46 $0.23 $1.06 $2.27 $4.03 $0.49 ($0.19) $1.59 $3.21 $5.10 $0.60 $0.01 $1.62 $3.59 $5.81 $0.67 $0.05 $1.76 $3.89 $6.36

Recurring Earnings $0.46 $0.19 $1.07 $2.30 $4.03 $0.56 ($0.11) $1.64 $3.21 $5.30 $0.60 $0.01 $1.62 $3.59 $5.81 $0.67 $0.05 $1.76 $3.89 $6.36



Depreciation & Amortization 0.90 0.91 0.90 0.90 3.61 0.90 0.91 0.90 0.90 3.61 0.90 0.91 0.90 0.90 3.61 0.90 0.91 0.90 0.90 3.61

EBITDA 29.72 12.03 67.21 139.87 248.83 29.10 (9.89) 91.56 180.70 291.47 34.00 0.91 91.18 202.12 328.21 41.57 3.30 107.54 237.79 390.21



Profitability Ratios

Gross Margin 49.96% 42.06% 47.13% 54.25% 49.93% 50.03% 42.74% 48.96% 53.50% 50.31% 49.00% 42.00% 48.00% 52.50% 49.23% 50.00% 43.00% 49.00% 53.00% 50.03%

SG&A% 31.48% 33.95% 23.26% 21.94% 25.44% 36.26% 49.74% 27.08% 21.50% 28.76% 36.30% 42.00% 27.20% 21.50% 28.36% 36.30% 42.00% 27.20% 21.00% 28.14%

EBITDA 19.06% 8.77% 24.19% 32.52% 24.86% 14.20% (6.41%) 22.10% 32.16% 21.83% 13.05% 0.43% 21.01% 31.14% 21.09% 14.00% 1.38% 21.98% 32.12% 22.10%

Inc/(Dec) EBITDA% 43.75% 19.97% 26.75% 40.60% 33.53% (1.28%) (127.7%) 17.84% 30.99% 12.75% 8.79% 18.62% (1.95%) 24.56% 16.65% 20.88% 8.88% 29.67% 39.12% 29.59%

EBIT% 18.48% 8.11% 23.86% 32.31% 24.50% 13.76% (7.00%) 21.88% 32.00% 21.56% 12.70% 0.00% 20.80% 31.00% 20.86% 13.70% 1.00% 21.80% 32.00% 21.90%

Inc/(Dec) EBIT % 43.75% 19.97% 26.75% 40.60% 33.53% (1.28%) (127.7%) 17.84% 30.99% 12.75% 8.79% 18.62% (1.95%) 24.56% 16.65% 20.88% 8.88% 29.67% 39.12% 29.59%

Pre-tax 18.53% 8.47% 24.00% 32.37% 24.62% 13.83% (6.85%) 21.90% 31.99% 21.59% 12.83% 0.18% 20.89% 30.98% 20.92% 13.82% 1.16% 21.88% 31.98% 21.95%

Net Margin 11.48% 5.53% 15.17% 20.97% 15.77% 9.36% (4.76%) 15.08% 22.07% 14.85% 8.85% 0.12% 14.41% 21.38% 14.44% 8.77% 0.74% 13.89% 20.31% 13.94%



Effeciency Analysis

Gross Margin 607 229 424 441 430 6 68 183 (75) 38 (103) (74) (96) (100) (109) 100 100 100 50 81

SG&A/Net Sales 199 (170) 362 245 221 478 1579 381 (44) 332 4 (774) 12 0 (39) 0 0 0 (50) (23)

EBITDA 399 377 56 191 200 (486) (1519) (209) (36) (303) (116) 684 (109) (102) (73) 96 95 98 98 101

Operating Margin 409 399 63 196 209 (472) (1511) (198) (31) (294) (106) 700 (108) (100) (70) 100 100 100 100 104

Pre-tax 367 304 69 208 197 (469) (1532) (210) (37) (302) (100) 703 (101) (101) (67) 98 98 99 100 103

Net Margin 226 211 36 150 132 (211) (1029) (9) 110 (91) (51) 488 (67) (70) (42) (8) 61 (52) (107) (50)





Source: Company reports and Sterne Agee estimates





Page 4

DECKERS OUTDOOR CORP. (NNM: DECK) December 15, 2011



APPENDIX SECTION

Company Description: Deckers Outdoor Corporation is a designer, producer, and brand manager of footwear for outdoor

activities and casual lifestyles. It sells its products directly to consumers through retailers in the United States, and through

distributors in a number of international countries. It markets its products under the brand names Teva, UGG, Simple, Ahnu and

TSUBO.



IMPORTANT DISCLOSURES:

Price Target Risks & Related Risk Factors:

Risks to our investment thesis and the achievement of our price target include, but are not limited to, a company's failure to achieve

Sterne, Agee & Leach, Inc., earnings and revenue estimates; unforeseen macroeconomic and/or industry events that adversely affect

demand for a company's products or services; product obsolescence; changes in investor sentiment regarding the specific company or

industry; intense and rapidly changing competitive pressures; the continuing development of industry standards; the company's ability

to recruit and retain competent personnel; and adverse market conditions. For a complete discussion of the risk factors that could

affect the market price of a company's shares, refer to the most recent Form 10-Q or 10-K that a company has filed with the Securities

Exchange Commission, or contact Mr. Robert Hoehn, Director of Research at Sterne, Agee & Leach, Inc., at 1-212-338-4731.



Valuation Methodology:

Methodology for assigning ratings and target prices includes qualitative and quantitative factors including an assessment of industry

size, structure, business trends and overall attractiveness; management effectiveness; competition; visibility; financial condition; and

expected total return, among other factors. These factors are subject to change depending on overall economic conditions or industry

or company-specific occurrences. Sterne, Agee & Leach, Inc., analysts base valuations on a combination of forward looking earnings

multiples, price-to-revenue multiples, and enterprise-value-to-revenue ratios. Sterne, Agee & Leach, Inc., believes this accurately

reflects the absolute value of earnings, the earnings growth rate, the inherent profitability, and adjusted balance sheet factors.

Additional company-specific valuation methodology is available through Sterne, Agee & Leach, Inc., by contacting Mr. Robert

Hoehn, Director of Research, at Sterne, Agee & Leach, Inc., at 1-212-338-4731.



Regulation Analyst Certification:

I, Sam Poser, (212) 763-8226, Kenneth M. Stumphauzer, CFA, (212) 763-8287, hereby certify the views expressed in this research

report accurately reflect my personal views about the subject security(ies) or issuer(s). I further certify that no part of my

compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressed by me in this

report.



Sterne, Agee & Leach, Inc. Disclosure Legend as of December 15, 2011:



Company Disclosure(s) – See Below

Deckers Outdoor Corp. (DECK - NNM): 1

Nordstrom Inc. (JWN - NYSE): 1



Disclosure Legend

1. Sterne, Agee & Leach, Inc. makes a market in the shares of the subject company.

2. Sterne, Agee & Leach, Inc. has, over the past 12 months, managed or co-managed a public securities offering or

provided other investment banking services for the subject company.

3. Sterne, Agee & Leach, Inc. received compensation for products or services other than investment banking services

from the subject company in the past 12 months.

4. The Sterne Agee analyst who has active coverage on this company owns a position in the subject company.

5. Sterne, Agee & Leach, Inc. or its affiliates beneficially own 1% or more of any class of common equity securities of the

subject company.



Sterne Agee & Leach, Inc. expects to receive or intends to seek compensation for investment banking services from the subject

company in the next three months. Sterne, Agee & Leach, Inc.’s research analysts receive compensation that is based upon various

factors, including Sterne, Agee & Leach, Inc.’s total revenues, a portion of which is generated by investment banking activities.



Definition of Investment Ratings:

BUY: We expect this stock to outperform the industry over the next 12 months.

NEUTRAL: We expect this stock to perform in line with the industry over the next 12 months.

UNDERPERFORM: We expect this stock to underperform the industry over the next 12 months.

RESTRICTED: Restricted list requirements preclude comment.

Appendix Section, Page I

DECKERS OUTDOOR CORP. (NNM: DECK) December 15, 2011





Ratings Distribution:

Of the securities rated by Sterne, Agee & Leach, Inc., as of September 30, 2011, 51.4% had a BUY rating, 44.4% had a NEUTRAL

rating, 3.2% had a UNDERPERFORM rating, and 0% was RESTRICTED. Within those ratings categories, 3.8% of the securities

rated BUY, 1.1% rated NEUTRAL, 0% rated UNDERPERFORM, and 0% rated RESTRICTED received investment banking services

from Sterne, Agee & Leach, Inc., within the 12 months preceding September 30, 2011.



ADDITIONAL INFORMATION AVAILABLE UPON REQUEST: Contact Robert Hoehn at 1-212-338-4731.

Other Disclosures:

Opinions expressed are our present opinions only. This material is based upon information that we consider reliable, but we do not

represent that it is accurate or complete, and it should not be relied upon as such. Sterne, Agee & Leach, Inc., its affiliates, or one or

more of its officers, employees, or consultants may, at times, have long or short or options positions in the securities mentioned herein

and may act as principal or agent to buy or sell such securities.



Copyright © 2011 Sterne, Agee & Leach, Inc. All Rights Reserved.



Sterne, Agee & Leach, Inc. disclosure price charts are updated within the first fifteen days of each new calendar quarter per FINRA

regulations. Price charts for companies initiated upon in the current quarter, and rating and target price changes occurring in the

current quarter, will not be displayed until the following quarter.



Price Chart(s):









To receive price charts or other disclosures on the companies mentioned in this report, please contact

Sterne, Agee & Leach, Inc. toll-free at (800) 240-1438 or (205) 949-3689.









Appendix Section, Page II

Founded in 1901, Sterne Agee has been providing investors like you with high-quality investment opportunities for over a century. During the

early years, our founders prominently established themselves in the financial securities industry in the southeastern United States. Today, we

have expanded to serve all regions of the country. Sterne, Agee is headquartered in Birmingham, Alabama with offices in 22 states. Sterne

Agee is one of the largest independent firms in the country. Sterne, Agee & Leach, Inc. is a division of Sterne Agee Group, Inc., which also

includes The Trust Company of Sterne, Agee & Leach, Inc.; Sterne Agee Asset Management, Inc.; Sterne Agee Clearing, Inc.; and Sterne Agee

Financial Services, Inc.—www.sterneagee.com





EQUITY CAPITAL MARKETS

Ryan Medo Managing Dir., Eq. Cap. Mkts. (205) 949-3623 William McIlroy Director, Equity Products (212) 338-4781

Paul Garner Associate (212) 338-4799



INSTITUTIONAL SALES INSTITUTIONAL TRADING

Steve Pokorny Head of Institutional Sales (214) 702-4020 JT Cacciabaudo Head of Trading (212) 763-8288



EQUITY RESEARCH

Robert Hoehn Director of Research (212) 338-4731

CONSUMER FINANCIAL SERVICES (CONT.)

Apparel Retailing & Toys Mortgage Finance & Specialty Finance

Margaret Whitfield SVP, Sr. Analyst (973) 519-1019 Henry J. Coffey, Jr., CFA Mng. Dir. (615) 760-1472

Tom Nikic, CFA Analyst (212) 338-4784 Jason Weaver Analyst (615) 760-1475

Calvin Hotrum Associate (615) 760-1476

Educational Services / Interactive Entertainment

Arvind Bhatia, CFA Mng. Dir. (214) 702-4001

Property/Casualty Insurance

Brett Strauser Analyst (214) 702-4009

Dan Farrell Mng. Dir. (212) 338-4782

Footwear & Apparel Nitin Chhabra, FCAS Analyst (212) 338-4779

Sam Poser Mng. Dir. (212) 763-8226

Kenneth M. Stumphauzer, CFA Sr. Analyst (212) 763-8287 GLOBAL INDUSTRIAL INFRASTRUCTURE (GII)

Jessica Bornn Associate (212) 338-4721 ACME &Latin America

Ben Elias, CFA SVP, Sr. Analyst (212) 338-4706

Leisure & Entertainment Ali-Ahmad Faghri Associate (646) 376-5304

David Bain Mng. Dir. (949) 721-6651

Sherry Yin Associate (949) 721-6651 Aerospace

Peter Arment Mng. Dir. (646) 376-5336

Restaurants Josh W. Sullivan Analyst (646) 376-5337

Lynne Collier Mng. Dir. (214) 702-4045

Philip May Analyst (214) 702-4004 Coal, Metals & Mining, Engineering & Construction

Michael S. Dudas, CFA Mng. Dir. (646) 376-5329

ENERGY Satyadeep Jain Analyst (646) 376-5357

Exploration & Production Patrick Uotila, CPA Analyst (646) 376-5358

Michael J. McAllister Mng. Dir. (212) 338-4783

Tim Rezvan, CFA Analyst (212) 338-4736 CONSTRUCTION MATERIALS & DIVERSIFIED INDUSTRIALS

Ryan Mueller Associate (212) 338-4732 Todd Vencil, CFA SVP, Sr. Analyst (804) 282-7385

Kevin Bennett, CFA Analyst (804) 282-4506

Oilfield Services & Equipment

Stephen D. Gengaro Mng. Dir. (646) 376-5331 HEALTHCARE

Grant Fox Associate (212) 338-4723 PHARMACEUTICAL SERVICES

Greg T. Bolan Mng. Dir. (615) 760-1469

FINANCIAL SERVICES

Asset Management TECHNOLOGY

Jason Weyeneth, CFA SVP, Sr. Analyst (212) 763-8293 Data Networking and Storage

Charles Warren Analyst (646) 376-5309 Alex Kurtz Mng. Dir (415) 402-6015

Amelia Harris Analyst (415) 402-6018

Banks & Thrifts

Matthew Kelley Mng. Dir. (207) 699-5800 Financial Technology

Mike I. Shafir SVP, Sr. Analyst (212) 763-8239 Greg Smith Mng. Dir (818) 615-2029

Matthew Breese Analyst (207) 699-5800 Jennifer Dugan Analyst (415) 402-6051

Brett Rabatin, CFA SVP, Sr. Analyst (877) 457-8625

Kenneth James Analyst (615) 760-1474 Hardware, Mobile Devices, IT Supply Chain

Nathan Race Associate (615) 760-1477 Shaw Wu SVP, Sr. Analyst (415) 362-7431

Peyton Green Mng. Dir. (877) 492-2663

Zachary Wollam Analyst (615) 760-1468 LED Supply Chain

Todd L. Hagerman Mng. Dir. (212) 338-4744 Andrew Huang Mng. Dir. (415) 362-6143

Robert Greene Analyst (212) 763-8296 John Shen Associate (415) 402-6052



Semiconductors

Life Insurance Vijay Rakesh Mng. Dir. (312) 525-8431

John M. Nadel Mng. Dir. (212) 338-4717 Mark Kelley Analyst (312) 525-8430

Alex Levine Associate (212) 338-4748

TRANSPORTATION, SERVICES & EQUIPMENT

Jeffrey A. Kauffman Mng. Dir. (212) 338-4765

Sal Vitale VP, Analyst (212) 338-4766

Kanchana Pinnapureddy Associate (212) 338-4767



Email Address for Sterne Agee Employees: first initial + last name@sterneagee.com (e.g., jsmith@sterneagee.com)


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