Celtic Insurance plans overview

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					                            CELTIC HEALTH PLANS FOR INDIVIDUALS AND FAMILIES
               Celtic Basic                                             CeltiCare Preferred                                             CelticSaver HSA                                                  Celtic Short-Term
    Looking for a low-cost health plan with                        CeltiCare Preferred offers comprehen-                        Celtic’s qualified high deductible health                           This plan provides high-quality
    basic benefits to meet your essential                          sive major medical coverage, flexibility,                    plan is ideal for those looking for high-                           transition coverage.
    health coverage needs? Celtic Basic works                      and money-saving options.                                    quality major medical coverage that can                             G   Eligibility for individuals ages
    hard by controlling cost through national                      Select PPO - doctor & hospital network                       be used in conjunction with a Health                                    6 months - 641⁄2 years and their
    PPO and Pharmacy networks, making it a                         with two $15 copay office visits per per-                    Savings Account.                                                        dependents
    logical choice for protection against the                      son, per calendar year                                       G   Eligibility for individuals ages                                G   Choice of Gold or Silver plans
    rising costs of medical services.                                                                                               19 - 641⁄2 years and their dependents
                                                                   “Any Doc” PPO - hospital network, with                                                                                           G   Choice of money-saving deductibles –
    G   Plan Type: No-hassle PPO coverage                          two $35 copay office visits per person,                      G   Two plan choices: doctor & hospital                                 $500, $1,000, $2,500 or $5,000
    G   Eligibility for individuals ages                           per calendar year to any doctor                                  PPO and Managed Indemnity                                       G   Coverage for inpatient and outpatient
        19 - 641⁄2 years and their dependents                                                                                   G   80/20% or 100% coinsurance                                          services, non-preventive doctor office
                                                                   Managed Indemnity Plan - no network
    G   70/30% or 80/20% coinsurance and                           requirements                                                     after deductible                                                    visits, surgical fees, and lab charges
        choice of annual plan deductibles                                                                                       G   Choice of high deductibles                                      G   Freedom to choose length of coverage,
                                                                   G    Eligibility for individuals ages
    G   Two $30 copay office visits per person,                                                                                     for individuals or families                                         from one to six months; you can apply
                                                                        19 - 641⁄2 years and their dependents
        per calendar year; 3+ visits subject to                                                                                 G   Rx drug and non-preventive                                          for up to 3 terms for a total of
                                                                   G    80/20% or 100% coinsurance and
        annual deductible + coinsurance                                                                                             office visit coverage after deductible                              12 months of coverage
                                                                        choice of annual plan deductibles
    G   Preventive care coverage                                                                                                G   Preventive care coverage                                        G   Monthly pay-as-you-go EFT payment
                                                                   G    Preventive care coverage
    G   Healthy Lifestyle Program                                                                                               G   Healthy Lifestyle Program                                           option or cost-saving single pay option
                                                                   G    Healthy Lifestyle Program
    G   Copay Rx drug coverage                                                                                                                                                                      G   $1,000,000 lifetime maximum
                                                                   G    Copay Rx drug coverage                                  Celtic Insurance Company does not provide tax, investment
    G   Prescription Drug Option                                                                                                or legal advice. Federal and state tax laws may change and
                                                                   G    Prescription Drug Option                                are subject to interpretation. If tax, investment or legal advice
                                                                                                                                is requested, consumers should seek the services of a licensed
                                                                   G    Supplemental Accident Option                            professional.
                       PLUS, all Celtic Basic, CeltiCare Preferred,                                                                   For more information and a quote, please contact agent:
                           and CelticSaver HSA plans offer:
                                                                                                                                                                                 Tony Novak
          G   Preferred and non-tobacco user                        G   Flexible payment options                                                                           www.celticenrollment.com
              rates for qualified applicants                        G   Simple online application
          G   Initial 12-month premium                              G   Toll-free customer service
              rate guarantee
Plan availability and benefits may vary by state. For full product details, please refer to the appropriate product brochure.                                                                                                              PT092310

				
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posted:12/13/2011
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