Title:
Credit Cards For Summer Vacations
Word Count:
599
Summary:
Summer is finally here, and so begins the season of long travel and
family vacations. Approximately 52% of American families take at least
one vacation between the months of May and August, which means that quite
a bit of money is spent on both domestic and international travel.
Unfortunately, traveling with only cash and checks in your wallet is not
recommended. Whether you plan to rent cars, fly on airplanes or stay in
hotels, travel is always easier if you have a credit...
Keywords:
chase, flexible rewards platinum, visa, rewards credit cards, credit
card, cash back, cashback
Article Body:
Summer is finally here, and so begins the season of long travel and
family vacations. Approximately 52% of American families take at least
one vacation between the months of May and August, which means that quite
a bit of money is spent on both domestic and international travel.
Unfortunately, traveling with only cash and checks in your wallet is not
recommended. Whether you plan to rent cars, fly on airplanes or stay in
hotels, travel is always easier if you have a credit card at your
disposal. Even if you only use it for the big purchases – like rental
cars and airlines – your travel experience will be much smoother if you
have plastic.
For one thing, credit cards allow you to easily document each
transaction. When you purchase an airline ticket, a record of that
purchase is made with your credit card company, and you can refer to that
record if anything goes wrong. Flights are canceled every day, so you’ll
want to plan for every contingency.
Credit cards are also easier to keep track of than large wads of cash or
a bulky check book. When you visit theme parks and other tourist
destinations, you can slip a credit card or two into a fanny pack, a
pocket or a zippered compartment of your purse. It doesn’t add much
weight and is about fifteen times less likely to be stolen than a
protruding stack of paper bills.
So how do you choose a credit card for summer vacations? If you’re going
to be charging your purchases, you should at least reap the rewards of
the best credit cards available. Earning airline miles, cash back and
reward points can making using plastic much more enticing. And since
vacations are inevitably expensive, you might as well get something back
for your efforts!
Chase Flexible Rewards Platinum Visa Card
Most credit cards have very specific reward programs that allow you to
redeem points only at specific locations or with certain vendors. The
Chase Flexible Rewards card is a bit more diverse. With this card,
however, you earn one reward point for every dollar spent (as well as
1,000 bonus points after your first purchase) and the points can be
redeemed with a variety of merchants rather than just one or two. You can
get cash back, gift certificates, or free travel, whichever works best
for you. Customers also enjoy a 0% introductory APR and no annual fee.
HSBC MasterCard
This card is a cash back credit card that allows customers to earn 1%
cash back on all purchases. This card is especially appealing because of
its low APR; 0% for the first twelve months, and then a low ongoing rate.
You also get travel accident insurance as a platinum benefit, which can
be beneficial if you plan on taking lots of vacations this summer.
Blue Sky from American Express
This card has been getting a lot of media attention because of it’s
travel rewards program. Customers receive one reward point for every
dollar they spend, and the points can be redeemed for savings on airline
tickets. It comes with no annual fee and a 0% interest rate for the first
six months.. It is surprisingly easy to earn points, as well. If you save
7,500 points, for example, you can redeem them for $100 off your next
airline ticket.
Summer vacations are made easier by carrying a credit card with you
instead of cash or a checkbook, and you can even earn rewards for
purchases made with certain credit cards. Take a look at three top picks
for credit cards to use while on vacation.