Under the 10 Maine Revised Status Annotated, section 1316, subsection 2-B, Maine residents may request a free credit report and can do so by filling out this request form. There are three major credit companies: Trans Union, Equifax, and Experian, and each one will need a copy of the request form. You will need to include your full name, address, social security number, date of birth, and any previous addresses you have had in the last five years.
If you make a joint request, as with a spouse, you must include information for both parties and signatures are required from both as well.
You may need to submit extra proof of your identity (a copy of your driver’s license, an insurance or bank statement, or a utility bill) if you have not gotten any credit at your current address or if you have been a victim of identity theft. It is advised that you send this information with the completed request form to ensure a timelier response. Note that is illegal to request anyone’s credit report but your own.
Maine Residents -- Credit Report Request Form Use this form to request copies of your free credit reports under the new provisions of the Maine Fair Credit Reporting Act, 10 Maine Revised Statutes Annotated, section 1316, subsection 2-B. Complete and mail to: Trans Union: TransUnion Consumer Relations, P.O. Box 1000, Chester, PA 19022 Experian: Experian Consumer Assistance Center, P.O. Box 2002, Allen, TX 75013-2002 Equifax: Equifax Information Services, LLC, P.O. Box 740250, Atlanta, GA 30374-0250 Please mail me a free copy of my credit report under the provisions of 10 Maine Revised Statutes Annotated, section 1316, subsection 2-B. Full name (including middle name, Jr., III, etc.): ______________________________________________________________________________________ Address (including zip code): ______________________________________________________________________________________ ______________________________________________________________________________________ Social Security number: ______________________________________________________________________________________ Date of birth: ___________________________________________________________________________ Former addresses for the past 5 years (if any): ______________________________________________________________________________________ ______________________________________________________________________________________ ______________________________________________________________________________________ ______________________________________________________________________________________ I certify that I am the Maine consumer identified above. Signature: _______________________________________________ (Each request must contain an original signature) Note: 1) If this request is made jointly, then both parties' complete information and signatures must be included. 2) If you have not obtained credit while living at your current address, or if you have been the victim of a severely mixed file or identity theft, then a credit reporting agency may legally request additional proof of your identity showing your current address, such as a photocopy of your driver's license, an insurance or bank statement, or a utility bill. In these cases, it will save time to include that additional information with this initial request form. DO NOT attempt to obtain someone else's credit report; to do so is a serious crime. Last updated 05/06
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