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John,

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John,
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John,



Thanks for taking a moment to let me share our new government-backed ‘Mortgage

Payment Reduction’ program.



The great thing about this program is that it’s not a loan at all…so if you’ve talked to a

ton of people lately that have all told you that getting a loan is impossible, well, they’re

probably right. Getting a loan very well may be impossible -- But saving you money isn’t

impossible.



In fact, it’s highly likely that we will be able to successfully lower your monthly

payments by reducing both your Interest Rate and Principal Loan Balance. Additionally,

this special Government-Backed program allows you to have past due amounts forgiven

and can even ‘Fix’ your Adjustable Rate Loan!



I do have to tell you, though, that this program is not for everyone. It is strictly for people

that have experienced financial hardships…So be sure to look at the list of hardships

provided below to see if you qualify for this program.



Sincerely,

John Smith

ABC Mortgages

888.888.8888



Qualified Hardships

Adjustable Rate Mortgage Reset-Payment Shock

‘Negative Equity’ or ‘Upside Down’ on your Home

Illness

Illness of the a Family Member

Curtailment of income

Loss of Job

Abandonment of Property

Property Problem

Inability to sell the property

Inability to rent the property

Mortgage Servicing Problems

Transfer of Ownership delays

Reduced Income

Failed Business

Job Relocation

Death (of original Borrower)

Death of Spouse or Co-Borrower

Death in the Family

Incarceration

Divorce

Marital Separation

Military Duty

Medical Bills

Damage to Property (natural disaster or unnatural)



If you have experienced one or more of these hardships and are now having

difficulty making your mortgage payments then call me right away. There is an

excellent chance that you qualify for this program.


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