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CNA Connect and CX - Profile

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					                                                                                                                                                  September 21, 2009

                                                   CNA Business Insurance Profile Guide
           This Profile Guide is designed to assist you in writing Business Insurance with CNA. It consists of two worksheets - this
           Instruction sheet and the Small Business and CustomXpress Profile Guide.

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          Using the Filters                ** Please Note: Excel has a limit of 1000 items that can display in the drop-down lists. Before sorting
                                          using the SIC or Descrition fields, you'll need to select some other criteria - otherwise not all items will
                                          be available for selection (there are more than 1000 class items in these lists).


The column headings contain AutoFilters. This allows you to sort the guide based on items in the AutoFilter drop-down lists.
          For example, if you want to select only those items with a WC indicator:
                                          1. Click the drop-down arrow at the top of the CNA Central Issue column
                                          2. Select (Custom…)
                                          3. In the resulting window, select "contains" in the top left field.
                                          4. Select "WC" in the top right field
                                          5. Click OK

                                                                      CNA Connect and CX - Profile
                                                                              Glossary

                                      SIC Shows CNA's 5 digit SIC code

                      Class Description Describes the Class entry. Please note, this is a class code description, NOT necessarily a SIC description.

              CNA Connect Class Code This is the assigned CNA Connect class code for the particular entry.

                         Industry Group Identifies the major Industry Groups associated with each class.

                        Hazard Indicator Shown as either Low, Moderate or High

             Custom Xpress Eligible?
                    (Yes/No)              Indicates if a class is eligible for Custom Xpress.

            Small Business Guidelines Provides general appetite description and specific risk requirements for Small Business. Any restrictions may
                                      also be noted.

            Products Available on CNA
                     Central          Indicates what products are available to be quoted and issued in CNA Central for that particular class.
Territorial Restrictions   Indicates any territorial restrictions for that particular SIC.

   Misc Hazard Info        Indicates the Equipment Breakdown and Umbrella Hazard Information.
                                                                                                                                                                                                                                                                                                Updated: 9/21/2009
 SIC            Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                             Products Available on CNA Central             Territorial Restrictions             Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
35780   ACCOUNTING MACHINES, OPERATOR        36390A   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing       CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                            Equip Brkdwn:
        PACED MFG                                      Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                   Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                   Umbrella: Low
87210   ACCOUNTING,                         65121J        Office          Low              ELIGIBLE       This classification applies to risks operating as auditors, accountants and bookkeepers. The following types CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                            Equip Brkdwn: Low
        AUDITING/BOOKKEEPING SERVICES                                                                     of firms shall be separately classified and rated: architectural; engineering; legal; medical; computer
                                                                                                          consulting; consulting.                                                                                                                                                                                    Umbrella: Low
87210   ACTUARIAL SERVICES OFFICES -        65121BL       Office          Low              ELIGIBLE       Provides actuarial services at either insured's or customer's premises.                                      CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                            Equip Brkdwn: Low
        PROVIDES ACTUARIAL SERVICES AT
        EITHER INSUREDS OR CUSTOMERS                                                                                                                                                                                                                                                                                 Umbrella: Low
        PREMISES
80490   ACUPUNCTURIST                       65121AV       Office          Low       ELIGIBLE - UMBRELLA IS This risk is primarily engaged in the treating of disease or pain by piercing the body with needles. Incidental CNA Connect, Auto, NPe & WC                 Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                          INELIGIBLE       sales of herbs and vitamins are also available. Risks primarily engaged in the sale of herbs will be classed
                                                                                                           as health food stores. Acupuncturists selling herbs under their name are ineligible. Umbrella is not
                                                                                                           available.
35780   ADDING MACHINES MFG                 36390B    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing           CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                            Equip Brkdwn:
                                                       Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                  Moderate
                                                                                                           products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                           any location with total square feet greater than 20,000.                                                                                                                                                  Umbrella: Low
50440   ADDING MACHINES WHOLESALE           51991A     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                     Umbrella: Low
35780   ADDRESS LABELING MACHINES MFG       36390C    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn:
                                                       Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                   Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                   Umbrella: Low
50440   ADDRESSING MACHINES                 51991B     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                     Umbrella: Low
35780   ADDRESSING MACHINES, PLATES         36390D    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn:
        AND PLATE EMBOSSERS MFG                        Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                   Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                   Umbrella: Low
73110   ADVERTISING AGENCIES                65121K        Office          Low              ELIGIBLE       Personal & Advertising Injury is limited to false arrest, detention or imprisonment; malicious prosecution;          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                                          and wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room.
                                                                                                          Please refer to CNP Section 14 items a, b and c.                                                                                                                                                           Umbrella: Low
73121   ADVERTISING SIGN COMPANIES -        73121A        Stores          High             ELIGIBLE       This classification is applicable to risks selling space for advertising purposes and includes shop                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI, NJ, NY                    Equip Brkdwn: Low
        OUTDOOR                                                                                           operations, the erection, painting, repair or removal of signs, sign painting or lettering in or upon buildings or
                                                                                                          structures and the existence hazard of signs located away from the insured's premises. No outside sign                                                                                                     Umbrella: Low
                                                                                                          work over 3 stories.
51991   ADVERTISING SPECIALTIES             51412B     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. If the risk sells or distributes products under    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
        WHOLESALE                                                                                         their own label, classify using an appropriate manufacturing class. A sprinkler system is mandatory for any
                                                                                                          location with total square feet greater than 20,000.                                                                                                                                                       Umbrella: High
73890   AGRICULTURAL CONSULTANTS            65121AW       Office          Low              ELIGIBLE       Risks that provide advisory and planning services relating to agriculture. This class does not include risks         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                                          engaged in providing farm management services.
                                                                                                                                                                                                                                                                                                                     Umbrella: Moderate
35852   AIR CONDITIONING EQUIP MFG.          35852    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                            Equip Brkdwn:
                                                                                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                              Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                      Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

59997   AIR CONDITIONING EQUIP-DEALER       10011A        Stores        Moderate            ELIGIBLE            No installation or repair. Risk is not eligible to be written on CNA Connect if direct imports exceed 25% of   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
        ONLY-NO INSTALL, SERVICE/REPAIR                                                                         total sales.
                                                                                                                                                                                                                                                                                                                     Umbrella: Low
50751   AIR CONDITIONING EQUIPMENT,         51991D     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                            Equip Brkdwn: Low
        EXCEPT ROOM UNITS WHOLESALE,                                                                      total sales or if they sell or distribute products under their own label. If this is the case, classify using an
        NO INSTALL/SERVICE/REPAIR                                                                         appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                                   Umbrella: Low
                                                                                                          greater than 20,000
50751   AIR CONDITIONING ROOM UNITS,        51991E     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                            Equip Brkdwn: Low
        SELF CONTAINED WHOLESALE, NO                                                                      total sales or if they sell or distribute products under their own label. If this is the case, classify using an
        INSTALL/SERVICE/REPAIR                                                                            appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                                   Umbrella: Low
                                                                                                          greater than 20,000
17110   AIR CONDITIONING SYSTEMS/EQUIP-     91111A      Contractor        High           NOT ELIGIBLE     R-12 (Freon) reclaimer must be certified. No LPG work/sales. Residential Construction Defect                     CNA Connect, Auto, NPe & WC                 CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        DEALER/DISTRIB-                                                                                   Products/Completed Operations Exclusion (SB146973A) and mold exclusions apply. Must have been in                                                             HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        INSTALL/SERVICE/REPAIR-COMML                                                                      business at least 3 years. A CNA Connect policy must be in place before the Workers’ Compensation line is                                                    Auto Prohibited only in: AZ, CA, NJ, NV, OR
                                                                                                          considered for this class. Umbrella is not available. Residential construction is ineligible.                                                                and WA.

34993   AIR COWLS, SCOOPS MFG               34993A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                            Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                   Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                            Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50872   ALARM SIGNAL SYSTEMS                51991G     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                            Equip Brkdwn: Low
        WHOLESALE                                                                                         total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                          appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                                   Umbrella: High
                                                                                                          greater than 20,000
50990   ALBUMS (PHOTO) AND SCRAPBOOKS       51412C     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                            Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                     Umbrella: Low
51813   ALE WHOLESALE                       51412D     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, WC & Umb                      Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                      AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. Auto is not available. Liquor Liability is not available for this class. A sprinkler system is mandatory                                                                                          Umbrella: High
                                                                                                            for any location with total square feet greater than 20,000
20320   ALMOND PASTES MFG                   20320A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

50512   ALUMINUM WARE WHOLESALE             51991H     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                     Umbrella: Moderate
86110   ALUMNI ASSOCIATIONS - NOT FOR       65121AX       Office          High              ELIGIBLE            This classification contemplates associations of individuals in support of a specific educational facility.    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
        PROFIT                                                                                                  Habitational exposures such as fraternity or sorority houses are not eligible. Special Events exclusion may
                                                                                                                apply. This class is not eligible for Employment Practices Liability Coverage on Connect in the following                                                                                            Umbrella: Low
                                                                                                                states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

50648   AMATEUR RADIO COMMUNICATIONS         51991I    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                            Equip Brkdwn: Low
        EQUIPMENT WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                     Umbrella: Moderate




                                                                                                                                                                                                                                                                                                                                                  Page 3
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                                 August 17, 2009
 SIC             Class Description           CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                            Products Available on CNA Central             Territorial Restrictions      Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
87340   ANALYTICAL CHEMISTS                  87340    Office - Advanced     Low            NOT ELIGIBLE           Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following states:     CNA Connect, Auto, NPe, WC & Umb        See Small Business Guidelines column   Equip Brkdwn: Low
                                                           Medical                                                AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
                                                         Technology                                                                                                                                                                                                                                            Umbrella: Low

50442   ANALYTICAL INSTRUMENTS:             51991J      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Wholesalers assigned to this classification sell precision tools and equipment. The risk is not eligible for        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        PHOTOMETERS, SPECTROGRAPHS,                                                                         this CNA Connect class if direct imports exceed 25% of total sales or if they sell or distribute products
        CHROMATOGRAPHIC INSTRUMENTS                                                                         under their own label. If this is the case, classify using an appropriate manufacturing class. A sprinkler                                                                                         Umbrella: Moderate
        WHOLESALE                                                                                           system is mandatory for any location with total square feet greater than 20,000

34993   ANDIRONS MFG                        34993B     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                     Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
34993   ANGLE IRONS MFG                     34993C     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                     Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
51990   ANSWERING MACHINES -                51991K     Wholesalers -        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                     Equip Brkdwn: Low
        TELEPHONE WHOLESALE                             Technology                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
73110   ANSWERING SERVICES -                71807S         Office           Low               ELIGIBLE            Risks engaged in providing telephone answering services for individuals or various businesses on a fee or     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        TELEPHONE                                                                                                 contract basis. This class does not include any monitoring type services for alarm companies.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
35780   ANTENNAS, RECEIVING:                36390F     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn:
        AUTOMOBILE, HOME AND PORTABLE                   Technology                                          customer is ineligible for our program if they install antennas or satellite dishes (including Direct TV) or if                                                                                    Moderate
        MFG                                                                                                 your customer ever manufactured or distributed any of the following products: aircraft products, automobile
                                                                                                            & truck (operating parts), medical products. A sprinkler system is mandatory for any location with total                                                                                           Umbrella: Low
                                                                                                            square feet greater than 20,000.
35780   ANTENNAS, SATELLITE: HOME TYPE      36390G     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn:
        MFG                                             Technology                                          customer is ineligible for our program if they install antennas or satellite dishes (including Direct TV) or if                                                                                    Moderate
                                                                                                            your customer ever manufactured or distributed any of the following products: aircraft products, automobile
                                                                                                            & truck (operating parts), medical products. A sprinkler system is mandatory for any location with total                                                                                           Umbrella: Low
                                                                                                            square feet greater than 20,000.
59320   ANTIQUE STORES                       59320         Stores           High             ELIGIBLE       Dealers should specialize and be certified appraisers. No thrift stores, secondhand stores, pawn shops or           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
                                                                                                            junkyards. Restoration exposure should be incidental and properly safeguarded. Greater than 10% furniture
                                                                                                            sales are ineligible.                                                                                                                                                                              Umbrella: Low
65132   APARTMENT - 1 TO 4 UNITS PER FIRE   65132A       Apartment          High             ELIGIBLE       Fire rating divisions are defined as the number of living units expected to be heavily damaged by fire, smoke       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                 Equip Brkdwn: Low
        RATING DIVISION                                                                                     or water in a fire incident. Fire rating divs can be identified with 2 hour fire partitions. Eligible risks will
                                                                                                            possess the following characteristics:well maintained building (picture required), minimum 6 month                                                                                                 Umbrella: High
                                                                                                            lease,hard wired smoke detectors,sprinkler protection if 3 or more stories connected to a central alarm
                                                                                                            monitoring system,emergency lighting,compliance with all applicable fire and life safety standards
                                                                                                            (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                            construction,aluminum siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in
                                                                                                            California with 4 or fewer units,charcoal grilling on balconies, subsidized or student housing,assisted living
                                                                                                            facilities,or rooming houses.BEFORE BINDING,discuss with your underwriter if the building is >15 years
                                                                                                            old,has a playground or experienced a water damage loss in the past 5 years. Lead paint exclusion applies.

65134   APARTMENT - 13+ UNITS PER FIRE       65134       Apartment          High              ELIGIBLE            Fire rating divisions are defined as the number of living units expected to be heavily damaged by fire, smoke CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                 Equip Brkdwn: Low
        RATING DIVISION                                                                                           or water in a fire incident. Fire rating divs can be identified with 2 hour fire partitions. Eligible risks will
                                                                                                                  possess the following characteristics:well maintained building (picture required), minimum 6 month                                                                                           Umbrella: High
                                                                                                                  lease,hard wired smoke detectors,sprinkler protection if 3 or more stories connected to a central alarm
                                                                                                                  monitoring system,emergency lighting,compliance with all applicable fire and life safety standards
                                                                                                                  (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                                  construction,aluminum siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in
                                                                                                                  California with 4 or fewer units,charcoal grilling on balconies, subsidized or student housing,assisted living
                                                                                                                  facilities,or rooming houses.BEFORE BINDING,discuss with your underwriter if the building is >15 years
                                                                                                                  old,has a playground or experienced a water damage loss in the past 5 years. Lead paint exclusion applies.

65131   APARTMENT - 5 TO 12 UNITS PER        65131       Apartment          High              ELIGIBLE            Fire rating divisions are defined as the number of living units expected to be heavily damaged by fire, smoke CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                 Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                      or water in a fire incident. Fire rating divisions can be identified with 2 hour fire partitions. Eligible risks will
                                                                                                                  possess the following characteristics:well maintained building (picture required), minimum 6 month                                                                                           Umbrella: High
                                                                                                                  lease,hard wired smoke detectors,sprinkler protection if 3 or more stories connected to a central alarm
                                                                                                                  monitoring system,emergency lighting,compliance with all applicable fire and life safety standards
                                                                                                                  (NFPA101),minimum occupancy rate of 80%.No swimming pools,playgrounds,frame
                                                                                                                  construction,aluminum siding,brick veneer or wood shake shingles,buildings >7 stories,buildings in CA with
                                                                                                                  4 or fewer units,charcoal grilling on balconies, subsidized or student housing,assisted living facilities,or
                                                                                                                  rooming houses.BEFORE BINDING,discuss with your underwriter if the building is >15 years old,has a
                                                                                                                  playground or experienced a water damage loss in the past 5 years. Lead paint exclusion applies.

56990   APPAREL ACCESSORIES STORE-          56319D         Stores           Low               ELIGIBLE            This classification includes tailoring, clothing alterations and repair work. Clothing manufacturing is not   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        DANCE                                                                                                     contemplated in this class.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
56990   APPAREL ACCESSORIES STORE-          56319A         Stores           Low               ELIGIBLE            This classification includes tailoring, clothing alterations, embroidery, monogramming and repair work.       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        MISCELLANEOUS                                                                                             Clothing manufacturing is not contemplated in this class.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
56990   APPAREL ACCESSORIES STORE-          56319E         Stores           Low               ELIGIBLE            This classification includes tailoring, clothing alterations and repair work. Clothing manufacturing is not   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        SPORTS                                                                                                    contemplated in this class.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
23110   APPAREL MANUFACTURING - OTHER       23110A     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA            CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, CA, HI                 Equip Brkdwn:
        THAN CHILDRENS CLOTHING NOC                                                                         prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                               Moderate
                                                                                                            We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. If one does not exist, please contact your underwriter before quoting the client. CNA is not a market                                                                                       Umbrella: Low
                                                                                                            for clients that manufacture any clothing worn by children < 6 years old. Manufacturers of protective clothing
                                                                                                            (such as bulletproof vests and fire-resistant clothing) are ineligible. A sprinkler system is mandatory for any
                                                                                                            location with total square feet greater than 20,000.

50642   APPLIANCE DISTRIBUTOR-               10041      Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        HOUSEHOLD TYPE NOC                                                                                  or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                 Umbrella: Moderate

50648   APPLIANCE DISTRIBUTOR-RADIO         10042A      Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this class if they install antennas or satellite dishes (including Direct TV). Direct CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                     Equip Brkdwn: Low
        AND TV                                                                                              importing is contemplated within the rating of this class. A sprinkler system is mandatory for any location
                                                                                                            with total square feet greater than 20,000                                                                                                                                                         Umbrella: Moderate
34993   APPLIANCE PARTS, PORCELAIN          34993D     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                     Equip Brkdwn:
        ENAMELED MFG                                                                                        a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.




                                                                                                                                                                                                                                                                                                                                            Page 4
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                   Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
76290   APPLIANCE REPAIRS                    71212A   Business Services     Low               ELIGIBLE              Must be in business a minimum of 3 years to be eligible for CNA Connect. This classification applies to        CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    establishments primarily engaged in the repair of electrical household appliances. Trucking operations are
                                                                                                                    ineligible. Risks solely installing non-owned appliances are ineligible. This class does not apply to                                                                                           Umbrella: Moderate
                                                                                                                    businesses offering appliance repair advice online, lawn mower repairs or power tool repairs. Risks
                                                                                                                    primarily selling household appliances with installation shall be separately classified and rated as Appliance
                                                                                                                    Stores- Household, SIC 57221. Television or radio receiving set installation or repair shall be separately
                                                                                                                    classified and rated as Appliance Store-Radio/TV, SIC 57311.

57311   APPLIANCE STORE-ELECTRONICS         57326S         Stores           Low               ELIGIBLE              This classification applies to risks primarily engaged in selling electronics of the household type. Stores        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    where the sales of electronics are not the principle sales should be assigned to a different mercantile
                                                                                                                    classification. This class includes the sales of incidental parts of the appliances sold in the store. Any                                                                                      Umbrella: Low
                                                                                                                    delivery and hook up, installation, servicing, and repair work of the appliances sold in the store is
                                                                                                                    contemplated by this classification. Rental stores are not eligible for this classification. Installation of
                                                                                                                    antennas or satellite dishes (including Direct TV) is not eligible for this classification.

57311   APPLIANCE STORE-RADIO/TV            57326B         Stores           Low               ELIGIBLE              This classification applies to risks primarily engaged in selling appliances of the household type. These            CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    items include: radios, televisions, and other various types of audio or video equipment. Stores where the
                                                                                                                    sales of the appliances are not the principle sales should be assigned to a different mercantile classification.                                                                                Umbrella: Low
                                                                                                                    This class includes the sales of incidental parts of the appliances sold in the store. Any delivery and hook
                                                                                                                    up, installation, servicing, and repair work of the appliances sold in the store is contemplated by this
                                                                                                                    classification. Rental stores are not eligible for this classification. Installation of antennas or satellite dishes
                                                                                                                    (including Direct TV) is not eligible for this classification.

57221   APPLIANCE STORES - HOUSEHOLD        57326A         Stores           Low               ELIGIBLE              This classification applies to risks primarily engaged in selling appliances of the household type. These          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    items include, but are not limited to: washers and dryers, refrigerators, ranges, stoves, dishwashers,
                                                                                                                    blenders, toasters, radios, televisions, household room air conditioners, microwaves, vacuums and sewing                                                                                        Umbrella: Low
                                                                                                                    machines. These risks may sell a minor amount of non-appliances which would be contemplated by this
                                                                                                                    classification. Stores where the sales of the appliances are not the principle sales should be assigned to a
                                                                                                                    different mercantile classification. This class includes the sales of incidental parts of the appliance sold in
                                                                                                                    the store. Delivery and hook up, installation, servicing, and repair work of the appliances sold in the store is
                                                                                                                    contemplated by this classification. Rental stores are not eligible for this classification. Installation of
                                                                                                                    antennas or satellite dishes (including Direct TV) is not eligible for this classification.


36291   APPLIANCES & ACCESSORIES MFG.-       36291     Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
        COMML-NOT GAS                                                                  CustomXpress will use the    customer is ineligible for our program if your customer ever manufactured or distributed any of the following
                                                                                      Insight/Advance product for   products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,                                                                                                      Umbrella: High
                                                                                       Property/GL on this class.   Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including
                                                                                                                    below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                                    the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                                    titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                                    mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED
                                                                                                                    ON THIS CLASS.

76291   APPLIANCES & ACCESSORIES-            91150         Service          Low       ELIGIBLE INS/ADV ONLY Must be in business a minimum of 3 years to be eligible for CNA Connect. Your customer is not eligible for                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        INSTALL/SERVICE/REPAIR-COMML                                                                        this classification if they install, service, or repair commercial cooking equipment including kitchen exhaust
                                                                                                            cleaning and maintenance; install, service, or repair commercial kitchen equipment for use in hospitals                                                                                                 Umbrella: Moderate
                                                                                                            including counters, ice dispensing bins, benches, lift carts and tables; clean air ducts; build or assemble
                                                                                                            built in refrigeration units. Trucking operations are ineligible.

76292   APPLIANCES & ACCESSORIES-           71921C         Service          Low       ELIGIBLE INS/ADV ONLY Must be in business a minimum of 3 years to be eligible for CNA Connect. This classification applies to                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        INSTALL/SERVICE/REPAIR-                                                                             establishments primarily engaged in the repair of electrical household appliances and accessories.
        HOUSEHOLD                                                                                           Trucking operations are ineligible. Risks solely installing non-owned appliances are ineligible. This class                                                                                             Umbrella: Moderate
                                                                                                            does not apply to businesses offering appliance repair advice online, lawn mower repairs or power tool
                                                                                                            repairs. Installation of antennas or satellite dishes (including Direct TV) is not eligible for this classification.
                                                                                                            Risks primarily selling household appliances with installation shall be separately classified and rated as
                                                                                                            Appliance Stores- Household, SIC 57221. Television or radio receiving set installation or repair shall be
                                                                                                            separately classified and rated as Appliance Store-Radio/TV, SIC 57311.

64111   APPRAISER - AUTO                    65121AY        Office           Low               ELIGIBLE              Risks that provide auto appraisal services for the general public on an independent basis.                         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                    Umbrella: Moderate
64111   APPRAISER - PERSONAL PROPERTY       65121AZ        Office           Low               ELIGIBLE              Risks in this class provide appraisal services for determining and documenting value of personal property.         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    This class does not include jewelry or art appraisers or real estate appraisals to determine market value.
                                                                                                                                                                                                                                                                                                                    Umbrella: Moderate
34993   AQUARIUM ACCESSORIES, METAL         34993E     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn:
        MFG                                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
59997   AQUARIUM SUPPLIES AND TROPICAL      59999AD        Stores           Low              ELIGIBLE       This is a retail store selling fish. In addition the store may display and sell, fish foods, aquarium supplies, CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        FISH                                                                                                and tanks.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
50490   ARCHITECTS' EQUIPMENT AND           51991L      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                                  location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
87120   ARCHITECTURAL CONSULTING-NOT        65121AG        Office           Low               ELIGIBLE              Must carry professional liability insurance. This class is not eligible for Employment Practices          CNA Connect, Auto, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
        ENGAGED IN ACTUAL                                                                                           Liability/Fiduciary Liability Coverage on Connect. These coverages may be available through CNA Specialty
        CONSTRUCTION-EXCL.                                                                                          Lines (www.cnapro.com).                                                                                                                                                                         Umbrella: Low
        PROFESSIONAL
50512   ARCHITECTURAL METALWORK             51991M      Wholesalers       moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Moderate

53991   ARMY & NAVY STORES                  59999AA        Stores           Low               ELIGIBLE      Retail sale of surplus (not used) army and navy field equipment such as tents, cook stoves, cooking ware,        CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            boots and clothing. Any sales of guns or ammunitions is ineligible. Risks that primarily sell clothing shall be
                                                                                                            separately classified Clothing - Men and Boys'.                                                                                                                                                         Umbrella: Moderate
59997   ART - PICTURES AND POSTERS          59999AB        Stores           Low              ELIGIBLE                                                                                                                        CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            Retail sale of original or reproduced art, pictures, posters, or prints. This classification also contemplates
                                                                                                            custom framing and matting and the sale of frames and matting. "Fine Arts", which includes paintings,                                                                                                   Umbrella: Low
                                                                                                            etchings, pictures, tapestries, art glass windows, valuable rugs, statuary, marbles, bronzes, antique
                                                                                                            furniture, rare books, antique silver, porcelains, rare glass, bric-a-brac, and similar property with historical
                                                                                                            value, or artistic merit; are to be covered under the Fine Arts Coverage Endorsement in order to assure
                                                                                                            proper valuation. These items are not included within the definition of Business Personal Property. Notify
                                                                                                            your Underwriter if you do not place the insured's Fine Arts with CNA.
84121   ART GALLERIES-COMML                  84121         Stores         Moderate           ELIGIBLE       This classifications apply to risks that are principally engaged in displaying and selling works of art. Artwork CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            includes, but is not limited to: paintings, sculptures, drawings, and photographs. Operations not assigned
                                                                                                            this class include stores primarily selling posters, painting, art reproductions, and painting, picture or                                                                                              Umbrella: Low
                                                                                                            custom frame stores. Parts of the operations of these risks may resemble an art gallery, but they are not
                                                                                                            primarily displaying and selling one-of-a-kind works of art. Art restoration services are ineligible. This class
                                                                                                            is not eligible for Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA,
                                                                                                            MA, and NY.
51930   ARTIFICIAL & SILK PLANTS/FLOWERS    59999G      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
59997   ARTIFICIAL & SILK PLANTS/FLOWERS    59999F         Stores           Low               ELIGIBLE              Stores assigned to this classification sell artificial flowers, plants and similar items.                          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE
                                                                                                                                                                                                                                                                                                                    Umbrella: Low


                                                                                                                                                                                                                                                                                                                                                 Page 5
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                                August 17, 2009
 SIC             Class Description           CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                               Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
50490   ARTISTS SUPPLIES DISTRIBUTOR        59995C     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
59451   ARTISTS SUPPLIES STORE              59995B        Stores          Low               ELIGIBLE      This classification applies to a business selling scale-model kits either operating or non-operating of                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          airplanes, automobiles, ships, railroads and the like, along with accessories and finishing materials, art
                                                                                                          materials, handcraft kits, craft tools, radio control equipment and science kits. These shops also may sell                                                                                         Umbrella: Low
                                                                                                          miniature figurines and vehicles, as well as stamps and coins. Magazines and other publications that
                                                                                                          address specific hobbies may be sold.
34993   ASH-CANS, STAMPED AND PRESSED       34993F    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        METAL MFG                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                            Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                     Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34993   ASHTRAYS, STAMPED METAL MFG         34993G    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                            Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                     Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
86110   ASSOCIATIONS - BUSINESS, NOT        65121BA       Office          High             ELIGIBLE       This classification contemplates associations of diverse businesses such as Chambers of Commerce. For                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        FOR PROFIT                                                                                        profit groups, athletic organizations, regulatory organizations, organizations providing / setting / endorsing
                                                                                                          "industry standards", and organizations providing, arranging, or sponsoring private security are not eligible                                                                                       Umbrella: Low
                                                                                                          for this classification. Special Events exclusion may apply. This class is not eligible for Employment
                                                                                                          Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and NY. Liquor Liability is
                                                                                                          not available for this class.
86110   ASSOCIATIONS - CIVIC, NOT FOR       65121BB       Office          High             ELIGIBLE       This classification contemplates geographic based associations of individuals whose objective is the                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PROFIT                                                                                            betterment of their community such as the Rotary Club. Ineligible risks are social clubs, clubs with bars or
                                                                                                          restaurants, military re-enactment clubs, condo/homeowner or tenant associations. Organizations that                                                                                                Umbrella: Low
                                                                                                          provide, arrange or sponsor security, radical advocacy groups, environmental protections organizations,
                                                                                                          youth organization, profit groups or associations are also ineligible. Special Events exclusion may apply.
                                                                                                          This class is not eligible for Employment Practices Liability Coverage on Connect in the following states:
                                                                                                          AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86110   ASSOCIATIONS - PROFESSIONAL,        65121AQ       Office          High              ELIGIBLE              This classification contemplates homogenous associations of a single profession such as CPCU. For profit CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn: Low
        NOT FOR PROFIT                                                                                            groups, medical field related and regulatory organizations, organizations providing / setting / endorsing
                                                                                                                  "industry standards" are not eligible for this classification. Medical associations that provide medicine                                                                                   Umbrella: Low
                                                                                                                  service, peer review, accreditation or product endorsement are not eligible. Special Events exclusion may
                                                                                                                  apply. This class is not eligible for Employment Practices Liability Coverage on Connect in the following
                                                                                                                  states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86110   ASSOCIATIONS - TRADE, NOT FOR       65121AR       Office          High              ELIGIBLE              This classification contemplates homogenous associations of a single type of business or trade such as          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                   Equip Brkdwn: Low
        PROFIT                                                                                                    printers or graphic artists. For profit groups, labor or trade unions, athletic organizations, regulatory
                                                                                                                  organizations, organizations providing/setting/endorsing "industry standards" , and organizations providing,                                                                                Umbrella: Low
                                                                                                                  arranging or sponsoring private security are not eligible for this classification. Special Events exclusion may
                                                                                                                  apply. This class is not eligible for Employment Practices Liability Coverage on Connect in the following
                                                                                                                  states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

56611   ATHLETIC FOOTWEAR                   56613C        Stores          Low               ELIGIBLE              This classification applies to risks which sell shoes, repair work is contemplated, but excludes any           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  manufacturing.
                                                                                                                                                                                                                                                                                                              Umbrella: Low
51360   ATHLETIC FOOTWEAR WHOLESALE         51412F     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
36290   ATTENUATORS MFG                     36390H    Manufacturing       High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                     CustomXpress will use the    customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                               Moderate
                                                                                    Insight/Advance product for   products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                     Property/GL on this class.   Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                       Umbrella: Moderate
                                                                                                                  below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                                  the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                                  titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                                  mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED
                                                                                                                  ON THIS CLASS.

73892   AUCTIONEERS - SALES CONDUCTED       73892A        Office          Low               ELIGIBLE              No auto or livestock sales. Formal written appraisals must be prepared for goods auctioned. No online          CNA Connect, Auto, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn: Low
        AWAY FROM INSUREDS' PREMISES                                                                              auctions. Professional Liability coverage is excluded.
                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
59320   AUCTIONS - ON PREMISES OWNED        73892B        Stores          High              ELIGIBLE              No auto or livestock sales. No online auctions. Professional Liability coverage is excluded.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        OR RENTED BY THE INSURED
                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
73890   AUDIO CONSULTANT                    65121AS       Office          Low               ELIGIBLE              No medical interpreters. Risks primarily engaged in the testing of industrial noise levels and hearing loss.   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  This class does not include medical offices or anyone licensed or certified as a nurse or physician.
                                                                                                                                                                                                                                                                                                              Umbrella: Low
36611   AUDIO RECORDERS AND PLAYERS:         36390I   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. Your                 CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
        AUTOMOTIVE AND HOUSEHOLD MFG                   Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed a product or                                                                                               Moderate
                                                                                                          component involved in the following: aircraft, automobile & truck (critical parts), factory automation,
                                                                                                          environmental control, physical security systems, utilities and petro-chemical uses, and medical products or                                                                                        Umbrella: Low
                                                                                                          devices, or if the end use or end user cannot be identified. If the insured uses Beryllium or Beryllium alloys
                                                                                                          now, or at anytime in the past, or if the insured stores or uses silica, titanium, fiberglass, weaponry, mercury,
                                                                                                          lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is mandatory for any location
                                                                                                          with total square feet greater than 20,000.

51990   AUDIO VISUAL EQUIPMENT &            10042B     Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES DISTRIBUTOR-EXCL.                      Technology                                        location with total square feet greater than 20,000
        RENTAL                                                                                                                                                                                                                                                                                                Umbrella: Low
57311   AUDIO VISUAL EQUIPMENT &            57326D        Stores        Moderate            ELIGIBLE              This classification applies to risks primarily engaged in selling audio visual equipment and supplies of the     CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES STORE-EXCL. RENTAL                                                                               household type. Stores where the sales of the appliances are not the principle sales should be assigned to a
                                                                                                                  different mercantile classification. This class includes the sales of incidental parts of the appliances sold in                                                                            Umbrella: Low
                                                                                                                  the store. Any delivery and hook up, installation, servicing, and repair work of the appliances sold in the
                                                                                                                  store is contemplated by this classification. Rental stores are not eligible for this classification.

89990   AUTHORS & PLAYWRIGHTS               65121DJ       Office          Low               ELIGIBLE              Professional liability coverage should be purchased separately from CNA's Miscellaneous Professional           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  Liability Division.
                                                                                                                                                                                                                                                                                                              Umbrella: Low
75380   AUTO OIL CHANGE AND LUBRICATION     75492A        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          sales, sell, rent, lease or loan vehicles (including trailers) to others, tire sales > 25% of total sales, make or
                                                                                                          install trailer hitches, offer self-service bay rentals, pickup or delivery of customers autos, any firearms or                                                                                     Umbrella: Moderate
                                                                                                          guard dogs on premises or any operations in connection with a marina.

50131   AUTO PARTS & SUPPLIES DISTRIB        10071     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn: Low
        NOC-EXCL. SERVICE                                                                                 eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000. Your
                                                                                                          customer is not eligible if tire sales are > 25% of total sales or if you customer sells any used tires. Any                                                                                        Umbrella: Low
                                                                                                          parts delivered by non-company owned or leased vehicles requires minimum personal auto limits of
                                                                                                          $300,000 CSL.
55311   AUTO PARTS & SUPPLIES STORE-         55313        Stores        Moderate           ELIGIBLE       No auto repairs - including tires - or junkyard exposures. Sales of used or rebuilt parts must be incidental.     CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn: Low
        EXCL. SERVICE                                                                                     Your customer is not eligible if tire sales are > 25% of total sales or if you customer sells any used tires. Any
                                                                                                          parts delivered by non-company owned or leased vehicles requires minimum personal auto limits of                                                                                                    Umbrella: Low
                                                                                                          $300,000 CSL.




                                                                                                                                                                                                                                                                                                                                           Page 6
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                          August 17, 2009
 SIC             Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                             Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                             Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                               Class
                                               Code
75380   AUTO REPAIR/SERVICE SHOPS - AIR       75380A       Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        CONDITIONING SERVICE, INSTALLATION                                                                 sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
        OR REPAIR - NO TOWING                                                                              install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
                                                                                                           pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS - BODY     75380B        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following:24 hour                               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        REPAIR AND COLLISION SHOPS - NO                                                                    operation,boat/motorcycle work,dealer plates,repair plates,road side repair, emergency vehicle repair or
        TOWING                                                                                             maintenance,gasoline sales,sell, rent, lease or loan vehicles (including trailers) to others,perform tire                                                                                         Umbrella: Moderate
                                                                                                           recapping or vulcanizing,make/install trailer hitches,perform work on professional racing cars or high
                                                                                                           performance vehicles; sponsor racing teams/events;offer self-service bay rentals,tire dealers, rent
                                                                                                           equipment/tools,salvage/wrecking operations,repair work on heavy trucks (exceeding 20,000 GVW),
                                                                                                           painting exposures>30%,auto dismantlers/rebuilders/restorers (including frame lengthening, limo
                                                                                                           manufacturing, low rider or monster-truck customization),convenience sales>15%,parking/garaging
                                                                                                           operations,pickup or delivery of customers autos,any firearms or guard dogs on premises.CNA desires at
                                                                                                           least one certified ASE mechanic on duty at all times and a set route for test driving customers autos.

75380   AUTO REPAIR/SERVICE SHOPS - BRAKE    75380C        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline            CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                   Equip Brkdwn: Low
        INSTALLATION AND REPAIR, SHOCKS                                                                    sales; tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
        AND STRUTS, EXHAUST SYSTEMS AND                                                                    install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
        ALIGNMENT - NO TOWING                                                                              pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS - DETAIL   75380D        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 operation, boat or motorcycle CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
        SHOPS, PINSTRIPING, AUTO WAXING                                                                    work, dealer plates, repair plates, auto restorers, gasoline sales, sell, rent, lease or loan vehicles (including
        AND BUFFING - NO TOWING                                                                            trailers) to others, tire sales > 25% of total sales, make or install trailer hitches, offer self-service bay rentals,                                                                            Umbrella: Moderate
                                                                                                           repair work on heavy trucks (exceeding 20,000 GVW), pickup or delivery of customers autos, any firearms
                                                                                                           or guard dogs on premises or any operations in connection with a marina.

75380   AUTO REPAIR/SERVICE SHOPS -          75380E        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline        CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        ELECTRICAL REPAIR AND INSTALLATION                                                                 sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
        INCLUDING SPEEDOMETER                                                                              install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW,                                                                                       Umbrella: Moderate
        INSTALLATION - NO TOWING                                                                           pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -          75380F        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is ineligible if their operation includes any of the following:24 hr operation, boat/motorcycle      CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        GENERAL REPAIR WITHOUT GAS SALES -                                                                 work,dealer plates,repair plates,road side repair, emergency vehicle repair or maintenance, gasoline
        NO TOWING                                                                                          sales,sell, rent, lease or loan vehicles (including trailers) to others,perform tire recapping or                                                                                                 Umbrella: Moderate
                                                                                                           vulcanizing,make/install trailer hitches,perform work on professional racing cars or high performance
                                                                                                           vehicles; sponsor racing teams/events;offer self-service bay rentals, repair work on heavy trucks (exceeding
                                                                                                           20,000 GVW), tire dealers,rent equipment/tools,salvage/wrecking operations,painting exposures>30%,tire
                                                                                                           sales>25% of total sales, auto dismantlers/rebuilders/restorers (including frame lengthening, limo
                                                                                                           manufacturing, low rider or monster-truck customization),convenience sales>15%,parking/garaging
                                                                                                           operations,pickup or delivery of customers autos,any firearms or guard dogs on premises.CNA desires at
                                                                                                           least 1 certified ASE mechanic on duty at all times and a set route for test driving customers autos.

75380   AUTO REPAIR/SERVICE SHOPS - GLASS    75380G        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        INSTALLATION - NO TOWING                                                                           sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
                                                                                                           install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
                                                                                                           pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -          75380J        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        TRANSMISSION REPAIR AND                                                                            sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
        INSTALLATION - NO TOWING                                                                           install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
                                                                                                           pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS - TUNE-    75380K        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        UP AND EMISSION TESTING - NO                                                                       sales, sell, rent, lease or loan vehicles (including trailers) to others, tire sales > 25% of total sales, make or
        TOWING                                                                                             install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
                                                                                                           pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75380   AUTO REPAIR/SERVICE SHOPS -           75380I       Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        UPHOLSTERY, TOPS AND SUNROOF                                                                       sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
        REPAIR AND INSTALLATION - NO                                                                       install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
        TOWING                                                                                             pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
75492   AUTO RUST PROOFING                   75492B        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                           sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
                                                                                                           install trailer hitches, offer self-service bay rentals, pickup or delivery of customers autos, any firearms or                                                                                   Umbrella: Moderate
                                                                                                           guard dogs on premises, operations in connection with a marina or repair of heavy trucks (exceeding 20,000
                                                                                                           GVW).
75380   AUTO SOUND AND COMMUNICATIONS        75492C        Garage          High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        EQUIPMENT REPAIR AND INSTALLATION                                                                  sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
                                                                                                           install trailer hitches, offer self-service bay rentals, repair work on heavy trucks (exceeding 20,000 GVW),                                                                                      Umbrella: Moderate
                                                                                                           pickup or delivery of customers autos, any firearms or guard dogs on premises or any operations in
                                                                                                           connection with a marina.
50131   AUTOMOBILE ENGINE TESTING            51991O     Wholesalers        High      ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        EQUIPMENT, ELECTRICAL                                                                              eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
        WHOLESALE                                                                                                                                                                                                                                                                                            Umbrella: Low
50131   AUTOMOBILE GLASS WHOLESALE           51991P     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used automobile glass must be incidental. The risk is not eligible for this CNA Connect class if            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                           direct imports exceed 25% of total sales or if they sell or distribute products under their own label. If this is
                                                                                                           the case, classify using an appropriate manufacturing class. A sprinkler system is mandatory for any                                                                                              Umbrella: Low
                                                                                                           location with total square feet greater than 20,000
34993   AUTOMOBILE LICENSE TAGS,             34993H    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        STAMPED METAL MFG                                                                                  a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                          Moderate
                                                                                                           place.
                                                                                                           CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                 Umbrella: Moderate
                                                                                                           including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                           injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                           20,000.
50131   AUTOMOBILE SERVICE STATION           51991R     Wholesalers        High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: direct importing, sale of used or    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        EQUIPMENT WHOLESALE                                                                                rebuilt parts, sale of gasoline pumps or storage tanks. A sprinkler system is mandatory for any location with
                                                                                                           total square feet greater than 20,000.                                                                                                                                                            Umbrella: Low
50131   AUTOMOTIVE ACCESSORIES               51991S     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                          eligible. Your customer is not eligible if their operation includes direct importing of critical automotive
                                                                                                           accessories used in racing or if they sponsor racing events/teams. A sprinkler system is mandatory for any                                                                                        Umbrella: Low
                                                                                                           location with total square feet greater than 20,000
50131   AUTOMOTIVE AIR CONDITIONERS          51991T     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No auto repairs - including tires - or junkyard exposures. Sales of used or rebuilt parts must be incidental.        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                          The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell
                                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                    Umbrella: Low
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000

38120   AUTOMOTIVE AMMETERS AND              38120O    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn:
        VOLTMETERS MFG                                  Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                     Moderate
                                                                                                           products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                           Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                             Umbrella: Moderate
                                                                                                           below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                           the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                           titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                           mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                          Page 7
                 CNA Connect Profile Guide                                                                                                                                                                                                                                                                                        August 17, 2009
 SIC            Class Description            CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                          Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
23900   AUTOMOTIVE AND APPAREL              23900A    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        TRIMMINGS MFG.                                                                                   prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old. Manufacturers
                                                                                                         of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A sprinkler system
                                                                                                         is mandatory for any location with total square feet greater than 20,000.


34993   AUTOMOTIVE BODY PARTS MFG            34993I   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes
                                                                                                         including automobile and truck operating parts, critical control devices, aircraft products, electroplating,                                                                                   Umbrella: Moderate
                                                                                                         foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for any location
                                                                                                         with total square feet greater than 20,000.

34993   AUTOMOTIVE MOLDING AND TRIM         34993J    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        MFG                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes
                                                                                                         including automobile and truck operating parts, critical control devices, aircraft products, electroplating,                                                                                   Umbrella: Moderate
                                                                                                         foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for any location
                                                                                                         with total square feet greater than 20,000.

50131   AUTOMOTIVE PARTS, NEW               51991U     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
50131   AUTOMOTIVE STAMPINGS                51991V     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
50131   AUTOMOTIVE SUPPLIES WHOLESALE       51991W     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
34230   AWLS MFG                            34621A    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
34440   AWNINGS MFG                         34993K    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including electroplating, foundries and plastic injection molding. A sprinkler system is mandatory for any                                                                                     Umbrella: Low
                                                                                                         location with total square feet greater than 20,000. The Total Residential Exclusion (Exclusion – Residential
                                                                                                         Construction Defect form SB146969A) will be applied on any risk with residential installation.

26740   BAG MFR - UNCOATED                   26740    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        PAPER/MULTIWALL                                                                                  desires manufacturers with a Fire Protection Program, Quality Control and Product Recall policy in place.                                                                                      Moderate
                                                                                                         Please discuss with your underwriter before quoting, if this client does not. All Paper Products
                                                                                                         Manufacturers are subject to a favorable Risk Control survey. At a minimum, the survey will confirm good                                                                                       Umbrella: Low
                                                                                                         building maintenance and housekeeping. If there is Rack Storage over 12 feet, please contact your
                                                                                                         underwriter before quoting the account. CNA is NOT a market if your customer ever manufactured or
                                                                                                         distributed any of the following products: Medical Products, Tobacco Products, Toys, or Infant Products. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.

54610   BAGEL SHOPS                         71311B        Stores         Low               ELIGIBLE            Cooking should be limited to baking/boiling only.                                                           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                        Umbrella: Low
51121   BAGS, PAPER AND DISPOSABLE          51412H     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
51311   BAGS, TEXTILE WHOLESALE              51412I    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: Low
54611   BAKERIES-BAKING ON PREMISES W/      54606A        Stores       Moderate            ELIGIBLE            This classification applies to risks primarily engaged in the retail sales of breads, rolls, pies, cakes,   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        FRYING                                                                                                 doughnuts and other perishable bakery products with baking and frying on premises. Commercial bakeries
                                                                                                               are to be separately classified and rated as: Bread and Bakery Products MFG - CNA Connect class                                                                                          Umbrella: Low
                                                                                                               20520C.
54612   BAKERIES-BAKING ON PREMISES, NO     71311A        Stores       Moderate            ELIGIBLE            This classification applies to risks primarily engaged in the retail sales of breads, rolls, pies, cakes,   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        FRYING                                                                                                 doughnuts and other perishable bakery products with baking (no frying) on premises. If frying, see class
                                                                                                               54606A - Bakeries - Baking on Premises w/ Frying. Commercial bakeries are to be separately classified                                                                                    Umbrella: Low
                                                                                                               and rated as: Bread and Bakery Products MFG - CNA Connect class 20520C.

54613   BAKERIES-NO BAKING/FRYING ON         54606        Stores       Moderate            ELIGIBLE            This classification applies to risks primarily engaged in the retail sales of breads, rolls, pies, cakes,   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PREMISES                                                                                               doughnuts and other perishable bakery products with no baking on premises. Commercial bakeries are to
                                                                                                               be separately classified and rated as: Bread and Bakery Products MFG - CNA Connect class 20520C.                                                                                         Umbrella: Low

51412   BAKERY PRODUCTS WHOLESALE           51412J     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                             Umbrella: Moderate

51422   BAKERY PRODUCTS, FROZEN             51412K     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        WHOLESALE                                                                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                 Moderate
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                        Umbrella: High
20640   BAKING CHOCOLATE MFG                20520A    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                            Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

50442   BALANCES EXCEPT LABORATORY          51991X     Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Wholesalers assigned to this classification sell precision tools and equipment. Direct importing is                CNA Connect, Auto, NPe & WC            Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        contemplated within the rating of this class. Umbrella is not available. A sprinkler system is mandatory for
                                                                                                         any location with total square feet greater than 20,000
35620   BALL AND OTHER BEARING RACES        34621B    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        MFG                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                         place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                                         metal manufacturing operations which include many high hazard products or processes, for example,                                                                                              Umbrella: Moderate
                                                                                                         critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.

35620   BALL AND ROLLER BEARING             34621C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        COMPONENT PARTS MFG                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.




                                                                                                                                                                                                                                                                                                                                     Page 8
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                    August 17, 2009
 SIC            Class Description            CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
35620   BALL JOINTS, NOT MOTOR MFG          34621D     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting.
                                                                                                            CNA is not a market for manufacturing operations which include high hazard products or processes                                                                                                Umbrella: Moderate
                                                                                                            including automobile and truck operating parts, critical control devices, electroplating, foundries, pressure
                                                                                                            vessels, and plastic injection molding. If unsure of your risk, discuss with your underwriter. A sprinkler
                                                                                                            system is mandatory for any location with total square feet greater than 20,000.


59431   BALLOONS - NOVELTY                  59435D         Stores           Low               ELIGIBLE            Retail sale of novelty balloons. Incidental sale of party supplies (streamers, banners, etc) is contemplated.  CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  Risks that primarily sell party goods including novelty balloons shall be separately classified party goods.
                                                                                                                  Risks that rent helium tanks to the public are not eligible.                                                                                                                              Umbrella: Low
36290   BALUNS MFG                          36390K     Manufacturing        High        Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your            CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                   Equip Brkdwn:
                                                                                       CustomXpress will use the customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                              Moderate
                                                                                      Insight/Advance product for products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                       Property/GL on this class. Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                     Umbrella: Moderate
                                                                                                                  below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                                  the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                                  titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                                  mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED
                                                                                                                  ON THIS CLASS.

51311   BANDAGES WHOLESALE                  51412M      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
50631   BANK AUTOMATIC TELLER MACHINES      51991Y     Wholesalers -      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                         location with total square feet greater than 20,000
                                                        NEDA CAM                                                                                                                                                                                                                                            Umbrella: Low
34993   BANK CHESTS, METAL MFG              34993L     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
59998   BANNERS & FLAG SHOPS                59999AI        Stores           Low              ELIGIBLE       Retail sale of banners and flags. Most are made of nylon for outdoor use.                                       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                            Umbrella: Low
65129   BANQUET AND RECEPTION                65129       Restaurant         High              ELIGIBLE            Must adhere to all applicable UL 300 and NFPA 96 standards. Three years in business at the same location CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
        SERVICES                                                                                                  is required for the Connect policy. No delivery, no playgrounds. CNA Small Business is not a market for
                                                                                                                  restaurants that: Cater to "happy hour" crowds (this does not include meal/food only happy hours); provide                                                                                Umbrella: Moderate
                                                                                                                  table-top cooking, operate on a seasonal basis, operate any lodging services in conjunction with the banquet
                                                                                                                  facility, with sales of alcoholic beverages >40% of total annual receipts, located in protection class 8, 9 & 10;
                                                                                                                  are both frame and unsprinklered and have deep fat (or vegetable oil) frying. Eligible risks must have at least
                                                                                                                  $50,000 in payroll. Bicycle delivery is ineligible.

33150   BARBED WIRE MFG                     34993M     Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50871   BARBER SHOP EQUIPMENT AND           51991Z      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                                  location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
72410   BARBER SHOPS                        10113A    Business Services   Moderate            ELIGIBLE            This service offers hair cutting or styling and usually includes shaves, manicures, and the sale of a variety of CNA Connect, Auto, NPe, WC & Umb    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  toiletries and grooming aids, sometimes including the sale and servicing of hairpieces. Shops engaged in
                                                                                                                  hair dyeing and permanent waving shall be classified and rated as "Beauty Parlors and Hair Styling Salons."                                                                               Umbrella: Low
                                                                                                                  No tanning booths, piercing (except ears and nose), permanent make-up or tattooing, hair transplants,
                                                                                                                  removal of warts, moles or growths, Botox or Juvederm treatments, colonic irrigation, ear candling, weight
                                                                                                                  loss treatment, laser hair removal, any laser or other laser types of pulsated light treatment, manufacturing
                                                                                                                  or wholesale operations. Your customer is not eligible for this classification if any treatment they perform
                                                                                                                  requires a medical license. This class is not eligible for Employment Practices Liability/Fiduciary Liability
                                                                                                                  Coverage on Connect.

59997   BARBER, BEAUTY SUPPLIES - RETAIL    59999AE        Stores           Low               ELIGIBLE            This classification applies to dealers who sell various types of barber and beautician supplies. As a        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  promotional advertisement, stores may engage in application of products on customers for the purpose of
                                                                                                                  selling the cosmetics or hair product to the customer. This classification includes stores with incidental                                                                                Umbrella: Low
                                                                                                                  application of products for demonstration purposes.
59997   BARBER/BEAUTY SHOP SUPPLIES          10111         Stores           Low               ELIGIBLE            If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR
                                                                                                                                                                                                                                                                                                            Umbrella: Low
34621   BARBERS' SCISSORS MFG               34621E     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                              Umbrella: Moderate
                                                                                                            CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                            processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                            with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.

34993   BARE CABLE MFG                      34993N     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting.
                                                                                                            CNA is not a market for metal manufacturing operations which include many high hazard products or                                                                                               Umbrella: Moderate
                                                                                                            processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                            with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.

34993   BARRICADES, METAL MFG               34993O     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                                            metal manufacturing operations which include many high hazard products or processes, for example,                                                                                               Umbrella: Moderate
                                                                                                            critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                            sprinkler system is mandatory for any location with total square feet greater than 20,000.

34993   BASEBOARDS, METAL MFG               34993P     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                                            metal manufacturing operations which include many high hazard products or processes, for example,                                                                                               Umbrella: Moderate
                                                                                                            critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                            sprinkler system is mandatory for any location with total square feet greater than 20,000.

51992   BASKETS: REED, RATTAN, WILLOW       51412N      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        AND WOOD-NOT FURNITURE                                                                              location with total square feet greater than 20,000
        WHOLESALE                                                                                                                                                                                                                                                                                           Umbrella: Low
50230   BATH & KITCHEN ACCESSORIES NOC      12797B      Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Low




                                                                                                                                                                                                                                                                                                                                         Page 9
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                        August 17, 2009
 SIC             Class Description            CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                  Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
57190   BATH & KITCHEN ACCESSORIES           57326E        Stores           Low               ELIGIBLE      Stores assigned to this classification sell items such as: books, toilet items, floor coverings, giftware,     CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE                                                                                               flatware, dishes, cookware, household appliances - small, housewares, lamps and lighting, and related
                                                                                                            supplies.                                                                                                                                                                                              Umbrella: Low
38120   BATHROOM SCALES MFG                 38120V     Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                        Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                          Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                  Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

50131   BATTERIES, AUTOMOTIVE               51991AA     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: Low

50631   BATTERIES, EXCEPT AUTOMOTIVE        51991AB    Wholesalers -      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                         location with total square feet greater than 20,000
                                                        NEDA CAM                                                                                                                                                                                                                                                   Umbrella: Low
20340   BEAN SPROUTS, CANNED MFG            51412O     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                    Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20320   BEANS, BAKED MFG                    20320B     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                    Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

35620   BEARING MFG.-METAL NOC               35620     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                                            manufacturing operations which include high hazard products or processes including automobile and truck                                                                                                Umbrella: Moderate
                                                                                                            operating parts, critical control devices, electroplating, foundries, pressure vessels, and plastic injection
                                                                                                            molding. If unsure of your risk, discuss with your underwriter. A sprinkler system is mandatory for any
                                                                                                            location with total square feet greater than 20,000.

72310   BEAUTY PARLORS OR HAIR STYLING      10115C    Business Services   Moderate            ELIGIBLE      No tanning booths, piercing (except ears and nose), permanent make-up or tattooing, hair transplants,                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        SALONS                                                                                              removal of warts, moles or growths, Botox or Juvederm treatments, colonic irrigation, ear candling, weight
                                                                                                            loss treatment, laser hair removal, any laser or other laser types of pulsated light treatment, manufacturing                                                                                          Umbrella: Low
                                                                                                            or wholesale operations. Your customer is not eligible for this classification if any treatment they perform
                                                                                                            requires a medical license. This class is not eligible for Employment Practices Liability/Fiduciary Liability
                                                                                                            Coverage on Connect.
50230   BEDDING & LINEN DISTRIBUTOR         12797C      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Mattress distributors are not eligible. A               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            sprinkler system is mandatory for any location with total square feet greater than 20,000.
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
57190   BEDDING & LINEN STORE               57326F         Stores           Low               ELIGIBLE             This classification applies to risks engaged in the retail sale of items such as blankets, bedspreads, linens,     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                   pillows, towels, sheets, etc. Mattress stores are not eligible for this classification. For mattress stores use:
                                                                                                                   FURNITURE STORES-UPHOLSTERED-NOT USED, CNA Connect class 57121A.                                                                                                                                Umbrella: Low

51813   BEER AND OTHER FERMENTED MALT       51412P      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        LIQUORS WHOLESALE                                                               AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. Auto is not available. Liquor Liability is not available for this class. A sprinkler system is mandatory                                                                                      Umbrella: High
                                                                                                              for any location with total square feet greater than 20,000
20820   BEER, ALE/MALT LIQUOR MFG.-IN        20820     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                   CNA Connect, Auto, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
        BOTTLES                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                              place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                              Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                   Umbrella: High
                                                                                                              preventative maintenance of refrigeration, electrical and gas-fired equipment. If any of the above does not
                                                                                                              exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                              total square feet greater than 20,000. Liquor Liability is not available for this class.

20821   BEER, ALE/MALT LIQUOR MFG.-IN        20821     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                   CNA Connect, Auto, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
        CANS                                                                                                a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                     Umbrella: High
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If any of the above does not
                                                                                                            exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000. Liquor Liability is not available for this class.

20822   BEER, ALE/MALT LIQUOR MFG.-NOT       20822     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                   CNA Connect, Auto, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
        BOTTLED/CANNED                                                                                      a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                     Umbrella: High
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If any of the above does not
                                                                                                            exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000. Liquor Liability is not available for this class.

34993   BELLOWS, HAND MFG                   34993R     Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                            place.
                                                                                                            CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                      Umbrella: Moderate
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
51360   BELT AND BUCKLE ASSEMBLY KITS       51412R      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
34993   BELTS, DRYING: MADE FROM            34993S     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                  a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                        Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
20867   BEVERAGE BOTTLER-SOFT DRINKS-        20867     Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn: Low
        CARBONATED-IN CANS/PLASTIC                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
        BOTTLES                                                                                             place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                    Umbrella: Moderate
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                               Page 10
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                               August 17, 2009
 SIC             Class Description           CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                   Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
20865   BEVERAGE BOTTLER-SOFT DRINKS-        20865    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn: Low
        CARBONATED-IN GLASS BOTTLES                                                                       a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                     Umbrella: Moderate
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20866   BEVERAGE BOTTLER-SOFT DRINKS-        20866    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn: Low
        IN METAL CYLINDERS                                                                                a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                     Umbrella: Moderate
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20864   BEVERAGE BOTTLER-SOFT DRINKS-        20864    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn: Low
        IN PAPER CONTAINERS                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                     Umbrella: Moderate
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20861   BEVERAGE BOTTLER-SOFT DRINKS-        20861    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn: Low
        NOT CARBONATED-IN                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
        BOTTLES/CANS                                                                                      place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                     Umbrella: Moderate
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

51991   BEVERAGE COOLERS WHOLESALE          51991AC    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: High

59212   BEVERAGE STORE-LIQUOR & WINE        59215A        Stores          High              ELIGIBLE              Applies to the selling of alcoholic beverages for consumption off premises. Burglar alarm required, central        CNA Connect, Auto, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  station preferred. No drive-through service, sales of open beverages or on-premises consumption. Liquor
                                                                                                                  Liability is excluded. This classification includes convenience stores with alcoholic beverage sales >25%.                                                                                      Umbrella: Moderate

59211   BEVERAGE STORE-SOFT DRINKS &        59215B        Stores          High              ELIGIBLE      Applies to the selling of alcoholic beverages for consumption off premises. Burglar alarm required, central                CNA Connect, Auto, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn: Low
        BEER                                                                                              station preferred. No convenience stores, drive-through service, sales of open beverages or on-premises
                                                                                                          consumption.                                                                                                                                                                                            Umbrella: Low
59411   BICYCLE STORE-SALES & SERVICING     59526B        Stores        Moderate           ELIGIBLE       No rentals of skateboards or surfboards. No sale, repair, assembly or rental of mopeds, scooters, all terrain              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          vehicles (ATVs), pocket bikes or motorcycles. No bicycle rentals. Discuss with your underwriter prior to
                                                                                                          binding if painting or welding is performed. All products sold must be purchased by insured through a US                                                                                                Umbrella: Moderate
                                                                                                          based wholesaler or US based manufacturer.
39497   BILLIARD/POOL TABLE MFG.-INCL        39497    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        INSTALL                                                                                           a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
35780   BILLING MACHINES MFG                36390L    Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                       Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Low
51112   BINDING, TEXTILE WHOLESALE          51412S     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
38120   BINOCULARS MFG                      38120X    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing         CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
                                                       Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Moderate
33150   BIRD CAGES, MADE FROM               34993T    Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing         CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Moderate
20520   BISCUITS MFG                        20520B    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                     Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

34230   BITS (EDGE TOOLS FOR                34621F    Manufacturing       High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
        WOODWORKING) MFG                                                             CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                    Insight/Advance product for   place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                     Property/GL on this class.   metal manufacturing operations which include many high hazard products or processes, for example,                                                                                               Umbrella: Moderate
                                                                                                                  critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                                  sprinkler system is mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL
                                                                                                                  BE EXCLUDED ON THIS CLASS.

51920   BLANK BOOKS WHOLESALE               51412T     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
50230   BLANKETS WHOLESALE                  51991AD    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
34993   BLINDS (PREFABRICATED) MFG          34993U    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50311   BLOCKS, BUILDING WHOLESALE          51991AE    Wholesalers        High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: High

51991   BLUEPRINTING EQUIPMENT              51991AF    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: High

50842   BOILERS, POWER: INDUSTRIAL          51991AG    Wholesalers        High        Yes(Excluding Products)     No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                    CustomXpress will use the    total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                    Insight/Advance product for   appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                        Umbrella: High
                                                                                     Property/GL on this class.   greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.




                                                                                                                                                                                                                                                                                                                                              Page 11
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                              August 17, 2009
SIC             Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                   Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
50842   BOILERS, STEAM AND HOT WATER        51991AH     Wholesalers         High        Yes(Excluding Products)     No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        HEATING WHOLESALE                                                              CustomXpress will use the    total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                      Insight/Advance product for   appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                        Umbrella: High
                                                                                       Property/GL on this class.   greater than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34510   BOLTS, METAL MFG                    34993V     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50722   BOLTS, NUTS, RIVETS AND SCREWS      51991AI     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
34993   BOOK ENDS, METAL MFG                34993W     Manufacturing        High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Moderate
27320   BOOKBINDING                          27320    Business Services     Low              ELIGIBLE       This classification is eligible for printers E&O Coverage. No E&O for printers who print Legal Documents,                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            Lottery Tickets, Prize Tickets, Telephone Directories, Warnings/instructions for high tech or medical
                                                                                                            equipment, or Warnings/instructions for pharmaceutical products.                                                                                                                                        Umbrella: Low
51112   BOOKBINDING & PRINTERS SUPPLIES     50812C      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
53990   BOOKBINDING & PRINTERS SUPPLIES     50812D         Stores           Low               ELIGIBLE              If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
87210   BOOKKEEPER                          65121BM        Office           Low               ELIGIBLE              Risks engaged in keeping a systematical record of business transactions for others.                                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                    Umbrella: Low
35780   BOOKKEEPING MACHINES,               36390M     Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        OPERATED PACED MFG                              Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Low
51920   BOOKS & MAGAZINES DISTRIBUTOR       50812B      Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
59421   BOOKS & MAGAZINES STORE              59425         Stores           Low               ELIGIBLE              This classification applies to insureds whose principal business is the sale of books and magazines. The           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    appraisal of books is also included in this classification.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
51360   BOOT AND SHOE CUT STOCK AND         51991AJ     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        FINDINGS WHOLESALE                                                                                  location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
34210   BOTTLE OPENERS MFG                  34993X     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                Umbrella: Low
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
54991   BOTTLED WATER SALES                 54116H         Stores           Low              ELIGIBLE       Risks engaged in the sale of bottled waters. Incidental sale of other beverages is also contemplated. Risk is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            ineligible if performing delivery services.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
51813   BOTTLING MINERAL OR SPRING          51412U      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        WATER WHOLESALE                                                                 AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. Auto is not available. A sprinkler system is mandatory for any location with total square feet greater                                                                                         Umbrella: High
                                                                                                              than 20,000
51813   BOTTLING SOFT DRINKS,               51412V      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        CARBONATED WATER WHOLESALE                                                      AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. Auto is not available. Liquor Liability is not available for this class. A sprinkler system is mandatory                                                                                       Umbrella: High
                                                                                                              for any location with total square feet greater than 20,000
51821   BOTTLING WINES AND LIQUORS          51412W      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                       AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. Auto is not available. Liquor Liability is not available for this class. A sprinkler system is mandatory                                                                                       Umbrella: High
                                                                                                              for any location with total square feet greater than 20,000
50631   BOXES AND FITTINGS, ELECTRICAL      51991AK    Wholesalers -        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                           location with total square feet greater than 20,000
                                                        NEDA CAM                                                                                                                                                                                                                                                    Umbrella: Low
34993   BOXES FOR PACKING AND SHIPPING,     34993Y     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn:
        METAL MFG                                                                                           a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
51121   BOXES, PAPERBOARD AND               51412X      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        DISPOSABLE PLASTICS WHOLESALE                                                                       location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
34993   BRACKETS, IRON AND STEEL MFG        34993Z     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50722   BRADS WHOLESALE                     51991AL     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
51821   BRANDY AND BRANDY SPIRITS           51412Y      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                       AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. Auto is not available. Liquor Liability is not available for this class. A sprinkler system is mandatory                                                                                       Umbrella: High
                                                                                                              for any location with total square feet greater than 20,000
59998   BRASS SPECIALTY STORE               59995F         Stores           Low              ELIGIBLE         Retail sale of various brass goods including candelabras, door knockers, bells and fireplace accessories.                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              Items can also be special ordered. Classification does not contemplate manufacturing.
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
20520   BREAD AND BAKERY PRODUCTS           20520C     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        MFG                                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                     Umbrella: Low
                                                                                                            program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

51422   BREAD, FROZEN: PACKAGED             51412Z      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        WHOLESALE                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                          Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: High




                                                                                                                                                                                                                                                                                                                                                Page 12
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                                August 17, 2009
 SIC            Class Description            CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
20520   BREAKFAST BARS MFG                  20520D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                             Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

51412   BREAKFAST CEREALS WHOLESALE         51412AA    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Moderate

20520   BREAKFAST FOOD MFG                  20520E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                             Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

50311   BRICK, EXCEPT REFRACTORY            51991AM    Wholesalers       High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: High

56210   BRIDAL SHOPS                        56319B        Stores       Moderate            ELIGIBLE              This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                 Professional services are excluded.
                                                                                                                                                                                                                                                                                                         Umbrella: Low
20351   BRINING OF FRUITS AND               51412AB   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        VEGETABLES MFG                                                                                   a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                             Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

51311   BROAD WOVEN FABRICS                 51412AC    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50878   BROOM, MOP AND PAINT HANDLES        51412AD    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
34993   BUILDERS' HARDWARE MFG              34993AA   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
50722   BUILDERS' HARDWARE WHOLESALE        51991AN    Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50311   BUILDING STONE WHOLESALE            51991AO    Wholesalers       High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: High

51311   BURLAP WHOLESALE                    51412AE    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50631   BUS BARS AND TROLLEY DUCTS          51991AR    Wholesalers -     Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                      or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Low

51120   BUSINESS FORMS WHOLESALE            51412AF    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
54211   BUTCHER SHOPS                       54216A        Stores         Low               ELIGIBLE              No meat packing plants or slaughter houses allowed.                                                        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                         Umbrella: Low
34621   BUTCHERS' KNIVES MFG                34621G    Manufacturing      High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                    CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                   Insight/Advance product for   place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for                                                                              Umbrella: Moderate
                                                                                    Property/GL on this class.   metal manufacturing operations which include many high hazard products or processes, for example,
                                                                                                                 critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                                 sprinkler system is mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL
                                                                                                                 BE EXCLUDED ON THIS CLASS.

20211   BUTTER MFG                          20211A    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                              Umbrella: Low
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                         dairy products are not eligible for CNA Small Business.

20211   BUTTER OIL MFG                      20211B    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                              Umbrella: Low
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                         dairy products are not eligible for CNA Small Business.

20211   BUTTER POWDER MFG                   20211C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                              Umbrella: Low
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                         dairy products are not eligible for CNA Small Business.

51412   BUTTER WHOLESALE                    51412AG    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Moderate




                                                                                                                                                                                                                                                                                                                                     Page 13
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                     August 17, 2009
 SIC            Class Description            CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                              Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
20211   BUTTERFAT MFG                       20211D     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                 Umbrella: Low
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                            dairy products are not eligible for CNA Small Business.

20211   BUTTERMILK MFG                      20211E     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                 Umbrella: Low
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                            dairy products are not eligible for CNA Small Business.

51311   BUTTONS WHOLESALE                   51412AH     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
39651   BUTTONS/FASTENERS MFG.               51666     Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing          CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                           Umbrella: Low
34993   CABINET HARDWARE, INCLUDING         34993AB    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn:
        LOCKS AND LOCK SETS MFG                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50631   CABLE CONDUIT WHOLESALE             51991AS     Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn: Low
                                                        Technology -                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                        NEDA CAM                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                 Umbrella: Low

48411   CABLE/OTHER TV-CLOSED CIRCUIT       91315A    Business Services   Moderate            ELIGIBLE            This classification applies to risks engaged in telecasting or televising live or pre-recorded programs, such   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        TV SERVICES                                                                                               as news, weather, events or other informational, educational or entertainment programs, to their own
                                                                                                                  customers through cable transmission. Underground cabling and tower work operations are ineligible.                                                                                          Umbrella: Low

48413   CABLE/OTHER TV-MULTIPOINT           91315C    Business Services   Moderate            ELIGIBLE            This classification applies to risks engaged in telecasting or televising live or pre-recorded programs, such   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTION SYSTEMS/MDS                                                                                  as news, weather, events or other informational, educational or entertainment programs, to their own
                                                                                                                  customers through cable transmission. Underground cabling and tower work operations are ineligible.                                                                                          Umbrella: Low

48415   CABLE/OTHER TV-NOC                  91315D    Business Services   Moderate            ELIGIBLE            This classification applies to risks engaged in telecasting through cable transmission and is an NOC class.     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  Review more specific classes before selecting this class. Underground cabling and tower work operations
                                                                                                                  are ineligible.                                                                                                                                                                              Umbrella: Low
48412   CABLE/OTHER TV-OVER THE AIR         91315B    Business Services   Moderate            ELIGIBLE            This classification applies to risks engaged in telecasting or televising live or pre-recorded programs, such   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        SUBSCRIPTION OPERATORS/DBS                                                                                as news, weather, events or other informational, educational or entertainment programs, to their own
                                                                                                                  customers through cable transmission. Underground cabling and tower work operations are ineligible.                                                                                          Umbrella: Low

33150   CAGES, WIRE MFG                     34993AC    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
57190   CAKE DECORATING EQUIPMENT AND       57326R         Stores           Low              ELIGIBLE       This classification applies to the retail sale of baking equipment and supplies.                                CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES
                                                                                                                                                                                                                                                                                                               Umbrella: Low
20340   CAKE FROSTING MIXES MFG             51412AI    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20520   CAKES MFG                           20520F     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

51422   CAKES, FROZEN: PACKAGED             51412AJ     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        WHOLESALE                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                     Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: High
50440   CALCULATING MACHINES                51991AT     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
35780   CALCULATING MACHINES,               36390P     Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        OPERATED PACED MFG                              Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                           Umbrella: Low
59461   CAMERA & PHOTOGRAPHIC               59955A         Stores           Low              ELIGIBLE       If receipts from repair exceed 25%, see 76990 - Camera Repair.                                                        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        EQUIPMENT STORE AND REPAIR
                                                                                                                                                                                                                                                                                                               Umbrella: Low
59461   CAMERA REPAIR                       57334G         Stores           Low               ELIGIBLE            May sell cameras and supplies but the majority of receipts are from camera and video equipment repair.          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                               Umbrella: Low
38120   CAMERAS, MICROFILM MFG              38120AB    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn:
                                                        Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                      Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                              Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                           Page 14
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                    Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                              Code
38120   CAMERAS, STILL AND MOTION           38120AC   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                   Equip Brkdwn:
        PICTURE MFG                                    Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                            Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                    Umbrella: Moderate
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

59418   CAMPING EQUIPMENT                   59526C        Stores          Low               ELIGIBLE      Retail sale of camping equipment and supplies including tents, cook stoves, sleeping bags, and backpacks.                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          Incidental retail sales of related sporting good items is also contemplated. Rental or sale of guns and diving
                                                                                                          equipment is not eligible. Retail sale of general sporting goods shall be separately classified, sporting goods                                                                                          Umbrella: Low
                                                                                                          retail. Rental stores are not eligible for this classification. Not eligible if filling of propane tanks is > 15% of
                                                                                                          sales.
34993   CAN LIDS AND ENDS MFG               34993AD   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                 Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                          Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34111   CAN MFG.-METAL-NON-AEROSOL           34111    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        NOC                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                 Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                          Umbrella: Low
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34621   CAN OPENERS, EXCEPT ELECTRIC        34621H    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: High
        MFG                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                                       Umbrella: Moderate
                                                                                                          CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                          processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                          with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.

36290   CANCELING MACHINERY, POST           36390R    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn:
        OFFICE MFG                                                                                        a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                 Moderate
                                                                                                          place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                                          manufacturing operations which include many high hazard products or processes, for example, critical                                                                                                     Umbrella: Moderate
                                                                                                          control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.

20351   CANDIED FRUIT MFG                   20351A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20520   CANDIED FRUIT MFG                   20520G    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

59997   CANDLE SHOPS                        59994C        Stores          Low               ELIGIBLE             Stores assigned to this classification sell candles. No seasonal operations.                                         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                   Umbrella: High
51992   CANDLES WHOLESALE                   51412AK    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
20640   CANDY BARS MFG                      20520H    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20640   CANDY COVERED NUTS MFG              20520I    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20640   CANDY MFG                           20520J    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20640   CANDY OR CHOCOLATE PRODUCT           20640    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                            Prohibited: AK, HI                   Equip Brkdwn: Low
        MANUFACTURING NOC                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                      Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

51450   CANDY, NUTS/CONFECTIONERY           54446C     Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PRODUCTS DISTRIBUTOR                                                                              or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                       Umbrella: Low

54411   CANDY, NUTS/CONFECTIONERY           54446B        Stores          Low               ELIGIBLE             This classification contemplates the selling of various types of candies, including plain and chocolate              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE-NO COOKING                                                                                         covered creams, caramels, fruits, marshmallow, mints, hard candies including mint sticks, lollipops and
                                                                                                                 hard balls; also gum drops, taffy, glazed fruits, solid chocolate, nut brittle and plain or filled chocolate bars.                                                                                Umbrella: Low

54412   CANDY, NUTS/CONFECTIONERY           54446A        Stores        Moderate            ELIGIBLE             This classification contemplates the selling of various types of candies, including plain and chocolate              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE-W/ COOKING                                                                                         covered creams, caramels, fruits, marshmallow, mints, hard candies including mint sticks, lollipops and
                                                                                                                 hard balls; also gum drops, taffy, glazed fruits, solid chocolate, nut brittle and plain or filled chocolate bars.                                                                                Umbrella: Low
                                                                                                                 If the candies sold in the store are manufactured at the same location, include the manufacturing in this
                                                                                                                 classification.




                                                                                                                                                                                                                                                                                                                                               Page 15
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                               August 17, 2009
 SIC             Class Description            CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                     Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
35441   CANE KNIVES MFG                      34621I   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                             Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                  Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                           Umbrella: High
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
20320   CANNED FRUITS OR VEGETABLES         20320C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                             Prohibited: AK, HI                   Equip Brkdwn: Low
        MFG                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                       Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

51412   CANNED GOODS: FRUITS,               51412AL    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        VEGETABLES, FISH, SEAFOOD,                                                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
        MEATS AND MILK WHOLESALE                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                        Umbrella: Moderate

51412   CANNED SPECIALTIES WHOLESALE        51412AM    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                        Umbrella: Moderate

34440   CANOPIES, METAL MFG                 34993AE   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                  Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                           Umbrella: Low
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
34111   CANS, FOOD MFG                      34993AF   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                  Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                           Umbrella: Low
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
34111   CANS, INCLUDING BEER, METAL         34993AG   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        FOOD CONTAINERS, ICE CREAM AND                                                                   a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                  Moderate
        MILK MFG                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                           Umbrella: Low
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
34111   CANS, NONFOOD MFG                   34993AH   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                  Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                           Umbrella: Low
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
59999   CANVAS GOODS STORE                  59999AL       Stores       Moderate           ELIGIBLE       Stores assigned to this classification sell canvas goods.                                                                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                   Umbrella: Low
51311   CANVAS PRODUCTS WHOLESALE           51412AN    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                        Umbrella: Low

34993   CAPACITOR, CONDENSER CANS,          34993AI   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                             Prohibited: AK, HI                   Equip Brkdwn:
        AND CASES: STAMPED METAL MFG                                                                     a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                  Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                           Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
50631   CAPACITORS, ELECTRONIC              51991AU    Wholesalers -     Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                      location with total square feet greater than 20,000
                                                       NEDA CAM                                                                                                                                                                                                                                                    Umbrella: Low
50631   CAPACITORS, EXCEPT ELECTRONIC       51991AV    Wholesalers -     Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                      or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                        Umbrella: Low

75421   CAR WASHES                           75421        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: 24 hour operation, gasoline                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         sales, tire sales > 25% of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or
                                                                                                         install trailer hitches,offer self-service bay rentals, pickup or delivery of customers autos, any firearms or                                                                                            Umbrella: Low
                                                                                                         guard dogs on premises or operations in connection with a marina.

75422   CAR WASHES-SELF-SERVICE              75422        Garage         High      ELIGIBLE INS/ADV ONLY Your customer is not eligible if their operation includes any of the following: gasoline sales, tire sales > 25% CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         of total sales, sell, rent, lease or loan vehicles (including trailers) to others, make or install trailer hitches,
                                                                                                         offer self-service bay rentals, pickup or delivery of customers autos, any firearms or guard dogs on                                                                                                      Umbrella: Low
                                                                                                         premises or operations in connection with a marina.
51120   CARBON PAPER WHOLESALE              51412AO    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any           CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
51121   CARDBOARD AND PRODUCTS              51412AP    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
59431   CARDS & STATIONERY & OFFICE         59435B        Stores         Low               ELIGIBLE      This classification applies to a retail store selling greeting cards, paper invitations for announcements, CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES STORE                                                                                   copying papers, accounting paper, computer paper. Additional products sold include filing supplies, data
                                                                                                         and word processing supplies, rubber stamps, writing instruments such as pens, markers and pencils, and                                                                                                   Umbrella: Low
                                                                                                         custom printed forms.
51120   CARDS & STATIONERY DISTRIBUTOR      16005B     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any  CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
34230   CARPENTERS' HAND TOOLS, EXCEPT      34621J    Manufacturing      High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                   Equip Brkdwn:
        SAWS MFG                                                                    CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                          Moderate
                                                                                   Insight/Advance product for   place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                    Property/GL on this class.   including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Moderate
                                                                                                                 injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

72170   CARPET, RUG, FURNITURE OR            91405        Service      Moderate            ELIGIBLE              Professional carpet and upholstery cleaners provide their services to residential and commercial customers CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
        UPHOLSTERY CLEANING - ON                                                                                 alike. In addition to cleaning carpeting and upholstery (i.e., household fittings, hangings, curtains, cushions,
        CUSTOMER PREMISES                                                                                        and covers), some insureds may also provide carpet repair and re-installation, color repair, deodorization,                                                                                       Umbrella: Low
                                                                                                                 decontamination (i.e., pet problems), and spot removal. The following operations are ineligible: water
                                                                                                                 damage restoration services, flood clean up, fire damage restoration, mold remediation, wood floor
                                                                                                                 refinishing/refurbishing, cleaning air ducts, tile/grout cleaning.

57131   CARPET/FLOOR COVERING STORE -       57134A        Stores       Moderate            ELIGIBLE              This classification applies to stores selling carpets, rugs, tiles, wood, linoleum or any similar floor covering     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        EXCL. ORIENTAL/ANTIQUE ORIENTAL                                                                          material. Installation is not contemplated in this classification. Risks with subcontracted installation are
        RUGS                                                                                                     eligible with proper risk transfer. This includes liability limits at $1,000,000 with an A or better rated carrier                                                                                Umbrella: Low
                                                                                                                 and being named as an Additional Insured on the subcontractor's policy. Installation of any kind (including
                                                                                                                 subcontracted installation) is prohibited for this class in New York.




                                                                                                                                                                                                                                                                                                                                               Page 16
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description             CNA     Industry Group        Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                        Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
35441   CARVING SETS MFG                     34621K     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place.
                                                                                                             CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                               Umbrella: High
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
50842   CARWASH EQUIPMENT AND               51991AW     Wholesalers        Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                                   or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: High

34993   CASH AND STAMP BOXES STAMPED        34993AK     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        METAL MFG                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
50461   CASH REGISTERS WHOLESALE            51991AX     Wholesalers          Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Prior to binding, please discuss the risk with   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             your underwriter if they sell or refurbish secondhand goods. A sprinkler system is mandatory for any
                                                                                                             location with total square feet greater than 20,000                                                                                                                                             Umbrella: Low
34993   CASINGS MFG                         34993AL     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
34993   CASKET HARDWARE MFG                 34993AM     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard processes including
                                                                                                             electroplating, foundries, and plastic injection molding. A sprinkler system is mandatory for any location with                                                                                 Umbrella: Moderate
                                                                                                             total square feet greater than 20,000. For Coffins/Casket manufacturing see CNA Connect class 39950.

51991   CASKETS, BURIAL WHOLESALE           51991AY     Wholesalers          Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: High
50650   CASSETTES, PRERECORDED: AUDIO       51991AZ     Wholesalers          Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
50650   CASSETTES, RECORDING                51991BA     Wholesalers          Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
34993   CASTERS, INDUSTRIAL MFG             34993AN     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
59611   CATALOG & MAIL ORDER HOUSES         59999C         Stores            Low              ELIGIBLE       This classification applies to companies whose customers place an order by telephone, mail or the internet. CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             Merchandise is not on display for the customers´ inspection. The items ordered may be delivered to the
                                                                                                             customers´ designated location by common carrier. Risks that directly import merchandise are not eligible                                                                                       Umbrella: Low
                                                                                                             for this class.
73895   CATALOG/PREMIUM COUPON               73905         Stores            Low              ELIGIBLE       This classification applies to premium coupon redemption stores for customers who use catalogs to               CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        REDEMPTION STORE                                                                                     purchase a variety of items.
                                                                                                                                                                                                                                                                                                             Umbrella: Low
58120   CATERERS                            71311E       Restaurant          High              ELIGIBLE            Applies to providing food, beverages and incidental services to customers away from the business'              CNA Connect, Auto, NPe, WC & Umb      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                   premises. Airline or industrial caterers, or catering services with hall rentals are not included. CNA Small
                                                                                                                   Business is not a market for caterers that: cater to "happy hour" crowds (this does not include meal/food                                                                                 Umbrella: Low
                                                                                                                   only happy hours); provide table-top cooking; operates on a seasonal basis; with sales of alcoholic
                                                                                                                   beverages >25% of total annual receipts; located in protection class 8, 9 or 10; are both frame and
                                                                                                                   unsprinklered and have deep fat (or vegetable oil) frying. Cooking exposure must adhere to UL 300 and
                                                                                                                   NFPA 96 standards. "Meal prep kitchens" - establishments that allow their customers to prepare a meal for
                                                                                                                   consumption off-site (at home) are contemplated in this classification. Personal Chefs are contemplated in
                                                                                                                   this classification. Three years in business at the same location is required for the Connect policy. Eligible
                                                                                                                   risks must have at least $50,000 in payroll. Bicycle delivery is ineligible.

50631   CATHODE RAY PICTURE TUBES           51991BB     Wholesalers -        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                       Technology -                                         location with total square feet greater than 20,000
                                                         NEDA CAM                                                                                                                                                                                                                                            Umbrella: Low
20320   CATSUP MFG                          20320D      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                             place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                             Umbrella: Low
                                                                                                             Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                             preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                             not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                             total square feet greater than 20,000.

34230   CAULKING GUNS MFG                   34621L      Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
34230   C-CLAMPS MFG                        34621M      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
48120   CELLULAR TELEPHONE SERVICES         71921A    Business Services      High             ELIGIBLE       Classification includes value-added resellers of cellular telephone services, paging and beeper services           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                        - Technology                                         through leasing of lines. Installation of antennas or satellite dishes (including Direct TV) is not eligible for
                                                                                                             this classification. Hard line telephone company operations are not eligible. Hardcopy loss runs with at least                                                                                  Umbrella: Low
                                                                                                             three years, preferably five years BEFORE coverage is bound. All locations must be alarmed - central
                                                                                                             station. MINIMUM deductible of $2,500 required. Pricing - No downward tiering from recommended
                                                                                                             company placement.
59990   CELLULAR TELEPHONE STORE            59974D        Stores -           High             ELIGIBLE       Stores assigned to this classification sell cellular telephones. This class does not apply to risks providing      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                         Technology                                          telephone service - local, long distance or cell. A central station alarm with video cameras is mandatory.
                                                                                                             Cell phones must be stored in a locked facility. Hardcopy loss runs with at least three years, preferably five                                                                                  Umbrella: Low
                                                                                                             years BEFORE coverage is bound. All locations must be alarmed – central station. MINIMUM deductible of
                                                                                                             $2,500 required. Pricing – No downward tiering from recommended company placement.

65531   CEMETERIES                           41603    Religious/ Schools   Moderate            ELIGIBLE      This classification includes all buildings on the property other than mausoleums owned and operated by the CNA Connect, Auto, NPe, WC & Umb                AK, HI No Umb: NY                    Equip Brkdwn: Low
                                                                                                             cemetery. The following shall be separately classified and rated: mausoleums owned or operated by the
                                                                                                             cemetery; crematory operations. This classification excludes professional services and no option to include                                                                                     Umbrella: Moderate
                                                                                                             is available. Umbrella is available x-professional.
50231   CERAMIC CONSTRUCTION                51991BD     Wholesalers        Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        MATERIALS, EXCEPT REFRACTORY                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
        WHOLESALE                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Low




                                                                                                                                                                                                                                                                                                                                         Page 17
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                         August 17, 2009
 SIC            Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                              Code
50320   CERAMICS DISTRIB NOC-EXCL. KILNS     59999L     Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Low

59998   CERAMICS SALES                      59999B         Stores           Low               ELIGIBLE            No kilns.                                                                                                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                            Umbrella: Low
20520   CEREAL MFG                          20520K     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                             Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

34993   CHAIN LINK FENCE MFG                34993AO    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
33150   CHAIN, WIRE MFG                     34993AP    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
34993   CHAIR GLIDES MFG                    34993AR    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50871   CHAIRS, HYDRAULIC: BEAUTY AND       51991BE     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        BARBER SHOP WHOLESALE                                                                               location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
25140   CHAIRS, METAL MFG                   34993AS    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. This        CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            classification applies to risks engaged in manufacturing of standardized component parts that are then                                                                                          Moderate
                                                                                                            painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal screws. Items
                                                                                                            made are "production line" metal furniture such as office equipment, garden and lawn furniture, and utility                                                                                     Umbrella: Low
                                                                                                            items. Includes incidental upholstering. This classification does not include stools, scaffolding, baby
                                                                                                            furniture, play sets or step ladder manufacturing. Your customer is not eligible for this coverage if they
                                                                                                            manufacture or directly import children's furniture. If you are unsure of the exposures of a direct importer
                                                                                                            please discuss with your underwriter before submitting the account. A sprinkler system is mandatory for any
                                                                                                            location with total square feet greater than 20,000.

86110   CHAMBERS OF COMMERCE                65121DC        Office           Low               ELIGIBLE            This classification contemplates associations of business or trade within a geographic area. Special Events CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  exclusion may apply. This class is not eligible for Employment Practices Liability Coverage on Connect in
                                                                                                                  the following states: AK, FL, LA, MA and NY. Liquor Liability is not available for this class.                                                                                            Umbrella: Low

36290   CHANGE MAKING MACHINES MFG          36390S     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for
                                                                                                            manufacturing operations which include many high hazard products or processes, for example, critical                                                                                            Umbrella: Moderate
                                                                                                            control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                            sprinkler system is mandatory for any location with total square feet greater than 20,000.

86110   CHARITABLE FOUNDATIONS              65121AU        Office           High              ELIGIBLE            This classification contemplates organizations whose mission is to provide charitable funds for specific     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  purposes through trust distributions, awards, scholarships and funding programs. Sources of revenue are
                                                                                                                  primarily trusts, endowments, contributions and fundraising revenues. Special Events exclusion may apply.
                                                                                                                  This class is not eligible for Employment Practices Liability Coverage on Connect in the following states:
                                                                                                                  AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

34993   CHASSIS, RADIO AND TELEVISION       34993AT    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        STAMPED METAL MFG                                                                                   a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
60993   CHECK CASHING AGENCY                 71811    Business Services     High           NOT ELIGIBLE     This class applies to risks that provide financial services such as check cashing. The following coverage          CNA Connect, Auto, NPe, WC & Umb        AK, HI No Umb: NY                    Equip Brkdwn: Low
                                                                                                            options will be excluded for this class: Employee Dishonesty, Forgery and Alteration, Money and Securities
                                                                                                            and Money Orders and Counterfeit Paper. This class is not eligible for Employment Practices                                                                                                     Umbrella: Moderate
                                                                                                            Liability/Fiduciary Liability Coverage on Connect. Payday advance operations are eligible. Risks that hold
                                                                                                            personal property as collateral are ineligible.
35780   CHECK WRITING, ENDORSING,           36390T     Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        SIGNING, NUMBERING AND                          Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                        Moderate
        PROTECTING MACHINES MFG                                                                             products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                        Umbrella: Low
20520   CHEESE CAKE MFG                     20520L     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                             Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                            dairy products are not eligible for CNA Small Business.

54510   CHEESE STORE                        54516C         Stores           Low               ELIGIBLE            This classification applies to stores who sell dairy products such as milk, buttermilk, butter, margarine,   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  eggs, cottage cheese, ricotta, cheese and ice cream on a retail basis.
                                                                                                                                                                                                                                                                                                            Umbrella: Low
51412   CHEESE WHOLESALE                    51412AR     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Low

20211   CHEESE, CHEESE PRODUCTS MFG         20211F     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                              Umbrella: Low
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                            dairy products are not eligible for CNA Small Business.

51311   CHEESECLOTH WHOLESALE               51412AS     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low




                                                                                                                                                                                                                                                                                                                                        Page 18
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                        August 17, 2009
SIC             Class Description             CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                               Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
20351   CHERRIES, BRINED MFG                 20351B   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

20351   CHERRIES, MARASCHINO MFG            20351C    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

34993   CHESTS, FIRE OR BURGLARY            34993AU   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn:
        RESISTIVE: METAL MFG                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                            Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                     Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
51412   CHEWING GUM WHOLESALE               51412AT    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                  Umbrella: Moderate

20340   CHICORY ROOT, DRIED MFG             20320E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

20320   CHILI CON CARNE, CANNED MFG         20351D    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

20340   CHILI PEPPER OR POWDER MFG          51412AU   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

20320   CHILI SAUCE, TOMATO MFG             20320F    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

50230   CHINA & GLASSWARE NOC               12797D     Wholesalers       Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                      location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                             Umbrella: Low
57190   CHINA & GLASSWARE STORE             57326G        Stores         Low               ELIGIBLE              Stores assigned to this classification sell items such as: giftware, flatware, dishes, cookware, and related   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                 supplies.
                                                                                                                                                                                                                                                                                                             Umbrella: Low
20351   CHINESE FOODS, WITH MEAT MFG        20351E    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

20320   CHINESE NOODLES - NOT FRIED MFG     20320G    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                 Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

80410   CHIROPRACTORS OFFICE                65121C        Office         Low               ELIGIBLE              For medical offices of chiropractors.                                                                          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                             Umbrella: Low
34230   CHISEL BITS MFG                     34621N    Manufacturing      High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn:
                                                                                    CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                    Moderate
                                                                                   Insight/Advance product for   place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                    Property/GL on this class.   including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                             Umbrella: Moderate
                                                                                                                 injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34230   CHISELS MFG                         34621O    Manufacturing      High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn:
                                                                                    CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                    Moderate
                                                                                   Insight/Advance product for   place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                    Property/GL on this class.   including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                             Umbrella: Moderate
                                                                                                                 injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51450   CHOCOLATE WHOLESALE                 51412AV    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                  Umbrella: Low

59998   CHURCH SUPPLIES - RETAIL            59994E        Stores         Low               ELIGIBLE              The sale of church supplies, religious articles, books, statuary, choir robes, etc. to churches and the public. CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                             Umbrella: Low




                                                                                                                                                                                                                                                                                                                                         Page 19
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                         August 17, 2009
 SIC            Class Description            CNA      Industry Group        Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                            Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                        Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
86613   CHURCHES - OWNER OCCUPIED           86613A    Religious/ Schools     High              ELIGIBLE              The religious institution is not eligible if they have exposures that include any of the following: buses, vans, CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI, NJ No Umb: NY    Equip Brkdwn: Low
        RELIGIOUS INSTITUTIONS                                                                                       daycare (incidental custodial care during services is permitted), schools, camps, social service operations,
                                                                                                                     uncontrolled cooking exposures, homeless shelters, athletic events, athletic teams, or gymnasiums. The                                                                                   Umbrella: Moderate
                                                                                                                     religious institution must perform background checks on everyone involved in performing incidental custodial
                                                                                                                     care during services, including nursery volunteers and Sunday school teachers. Two adults must be present
                                                                                                                     for any child/youth activity. Sexual abuse coverage is excluded on all policies. This class is not eligible for
                                                                                                                     Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and NY. Lead
                                                                                                                     paint exclusion applies.

86613   CHURCHES - TENANT OCCUPIED          86613B    Religious/ Schools     High              ELIGIBLE              The religious institution is not eligible if they have exposures that include any of the following: buses, vans, CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI, NJ No Umb: NY    Equip Brkdwn: Low
        RELIGIOUS INSTITUTIONS                                                                                       daycare (incidental custodial care during services is permitted), schools, camps, uncontrolled cooking
                                                                                                                     exposures, homeless shelters, social service operations, athletic events, athletic teams, or gymnasiums.                                                                                 Umbrella: Moderate
                                                                                                                     The religious institution must perform background checks on everyone involved in performing incidental
                                                                                                                     custodial care during services, including nursery volunteers and Sunday school teachers. Two adults must
                                                                                                                     be present for any child/youth activity. Sexual abuse coverage is excluded on all policies. This class is not
                                                                                                                     eligible for Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and
                                                                                                                     NY. Lead paint exclusion applies.

20351   CIDER, NON-ALCOHOLIC MFG            20351F      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                             place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                             Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                             preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                             not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                             total square feet greater than 20,000.

51991   CINDERS WHOLESALE                   51991BF     Wholesalers          High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: High

50631   CIRCUIT BREAKERS WHOLESALE          51991BG     Wholesalers -        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
                                                        Technology -                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                        NEDA CAM                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: Low

51311   CIRCULAR KNIT FABRICS               51412AW     Wholesalers        Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
50648   CITIZENS' BAND RADIOS WHOLESALE     51991BH     Wholesalers          Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
64111   CLAIMS ADJUSTERS - INDEPENDENT      65121BE         Office           Low               ELIGIBLE              Risks engaged in providing claims adjustment services for the general public or insurance companies on an CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        OR PUBLIC ONLY                                                                                               independent basis.
                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
34993   CLAMPS MFG                          34993AV     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                  Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
34230   CLAMPS, HAND MFG                    34621P      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                  Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
50231   CLAY CONSTRUCTION MATERIALS,        51991BI     Wholesalers        Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
        EXCEPT REFRACTORY WHOLESALE                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: Low

34621   CLEAVERS MFG                        34621R      Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                        CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                       Insight/Advance product for   place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for                                                                               Umbrella: Moderate
                                                                                        Property/GL on this class.   metal manufacturing operations which include many high hazard products or processes, for example,
                                                                                                                     critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                                     sprinkler system is mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL
                                                                                                                     BE EXCLUDED ON THIS CLASS.

34621   CLIPPERS, FINGERNAIL AND TOENAIL    34621S      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: High
        MFG                                                                                                  a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                             place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                               Umbrella: Moderate
                                                                                                             CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                             processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                             with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.

34993   CLIPS AND FASTENERS MADE FROM       34993AW     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                   a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                             place.
                                                                                                             CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                                Umbrella: Moderate
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
59440   CLOCK & WATCH STORES-               57334C         Stores            Low              ELIGIBLE       This classification applies to a store principally engaged in selling watches and clocks to the public. The     CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
        INCLUDING REPAIRS                                                                                    Special Property Coverage Form- Loss or Damage by Theft is limited to $5,000. Limit does not apply to
                                                                                                             items $500 or less.                                                                                                                                                                              Umbrella: Low
51991   CLOCK & WATCH WHOLESALE             57334D      Wholesalers          Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
38120   CLOCK PARTS EXCEPT CRYSTALS         38120AK    Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
        AND JEWELS MFG                                  Technology                                           customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                    Moderate
                                                                                                             products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                             Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                            Umbrella: Moderate
                                                                                                             below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                             the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                             titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                             mandatory for any location with total square feet greater than 20,000.

38732   CLOCK RADIO AND TELEPHONE           36390U     Manufacturing -       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
        COMBINATIONS MFG                                Technology                                           customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                    Moderate
                                                                                                             products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                             Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                            Umbrella: Low
                                                                                                             below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                             the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                             titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                             mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                          Page 20
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                          August 17, 2009
 SIC            Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                          Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
38732   CLOCK RADIOS MFG                     36390V   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn:
                                                       Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                  Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                          Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

33150   CLOCK SPRINGS, PRECISION MADE       34993AX   Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        FROM PURCHASED WIRE MFG                                                                           a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
38731   CLOCKS MFG                          38120AL   Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                       Umbrella: Low
34993   CLOSURES (BOTTLE CAPS AND           34993AY   Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        TOPS, JAR CROWNS, JAR TOPS) MFG                                                                   a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
51121   CLOSURES, PAPER AND DISPOSABLE      51412AY    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                                location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50642   CLOTHES DRYERS, HOUSEHOLD:          51991BJ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        ELECTRIC AND GAS WHOLESALE                                                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                             Umbrella: Moderate

51991   CLOTHES HANGERS WHOLESALE           51412AZ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: High
23110   CLOTHING MANUFACTURING -            23110B    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        APPAREL AND ACCESSORIES NOC                                                                       prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - BELTS      23110R    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
                                                                                                          prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110S    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        DRESS AND WORK GLOVES, FABRIC                                                                     prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - GIRLS      23113A    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        DRESSES & BLOUSES                                                                                 prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - HATS,      23110C    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        CAPS, AND MILLINERY                                                                               prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110D    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        HOSIERY                                                                                           prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110E    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        LINGERIE, LOUNGEWEAR, AND                                                                         prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
        NIGHTWEAR GARMENTS                                                                                We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110F    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        MACHINE EMBROIDERIES                                                                              prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                     Page 21
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                     August 17, 2009
SIC             Class Description             CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                         Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
23110   CLOTHING MANUFACTURING - MENS        23110T   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        AND BOYS                                                                                         prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS       23110U    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        AND BOYS SHIRTS                                                                                  prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS       23110V    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        AND BOYS SUITS & COATS                                                                           prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS       23110W    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        AND BOYS TROUSERS & SLACKS                                                                       prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING - MENS       23110X    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        AND BOYS UNDERWEAR &                                                                             prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
        NIGHTWEAR                                                                                        We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110G    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        ROBES AND DRESSING GOWNS                                                                         prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110H    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WATERPROOF OUTERWEAR                                                                             prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -             23110I   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS AND MISSES BLOUSES AND                                                                    prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
        SHIRTS                                                                                           We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110J    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS AND MISSES DRESSES                                                                        prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110K    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS AND MISSES OUTERWEAR                                                                      prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110L    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS AND MISSES SUITS &                                                                        prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
        COATS                                                                                            We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -            23110M    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS AND MISSES UNDERWEAR                                                                      prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                          Moderate
                                                                                                         We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                      Umbrella: Low
                                                                                                         CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                         Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                         sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                  Page 22
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                  August 17, 2009
 SIC             Class Description            CNA      Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                               Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                             Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
23110   CLOTHING MANUFACTURING -             23110N    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS HANDBAGS & PURSES                                                                          prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING               23110O    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        WOMENS HOSIERY, EXCEPT SOCKS                                                                      prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23110   CLOTHING MANUFACTURING -WORK         23110P    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        CLOTHING                                                                                          prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


56411   CLOTHING STORE-CHILDREN &             56413        Stores         Low               ELIGIBLE            No consignment sales or sales of secondhand goods.                                                               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        INFANTS WEAR
                                                                                                                                                                                                                                                                                                              Umbrella: Low
56211   CLOTHING STORE-LADIES & GIRLS         56214        Stores       Moderate            ELIGIBLE            This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        COATS, DRESSES & LADIES
        SPECIALTY                                                                                                                                                                                                                                                                                             Umbrella: Low
56111   CLOTHING STORE-MENS/BOYS              56114        Stores         Low               ELIGIBLE            This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        COATS & SUITS
                                                                                                                                                                                                                                                                                                              Umbrella: Low
56321   CLOTHING STORES-HOSIERY               56313        Stores         Low               ELIGIBLE            This classification applies to risks engaged primarily in the sale of hosiery, tights, and socks.                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                              Umbrella: Low
56321   CLOTHING STORES-LINGERIE &            56312        Stores         Low               ELIGIBLE            This classification includes tailoring, clothing alterations and repair work but excludes manufacturing.         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        UNDERGARMENTS
                                                                                                                                                                                                                                                                                                              Umbrella: Low
51360   CLOTHING, NO SLEEPWEAR OF ANY        51412BA    Wholesalers       High      ELIGIBLE INS/ADV ONLY CNA is not a market for risks that directly import any clothing worn by children < 6 years old. Direct                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        KIND OR CHILDRENS/JUVENILE                                                                        importing is contemplated within the rating of this class. A sprinkler system is mandatory for any location
        CLOTHING WHOLESALE                                                                                with total square feet greater than 20,000                                                                                                                                                          Umbrella: Low
51360   CLOTHING/WEARING APPAREL NOC          11126     Wholesalers       High      ELIGIBLE INS/ADV ONLY CNA is not a market for risks that directly import any clothing worn by children < 6 years old. A sprinkler            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                       system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
86416   CLUBS - CIVIC, SERVICE OR SOCIAL -   65121DG       Office         High              ELIGIBLE            Civic/Social Clubs which do own or lease a building for more than an office type exposure. No recreation       CNA Connect, Auto, Npe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        HAVING BUILDINGS OR PREMISES                                                                            facilities which include a swimming pool and/or alcohol sales. Special Events exclusion may apply. Sport or
        OWNED OR LEASED                                                                                         athletic activity clubs (e.g. bowling leagues), bars and restaurant exposures are not eligible for this class.
                                                                                                                This class is not eligible for Employment Practices Liability Coverage on Connect in the following states:
                                                                                                                AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

86415   CLUBS - CIVIC, SERVICE OR SOCIAL -   65121DF       Office         High              ELIGIBLE            Civic/Social Clubs which do not own or lease a building other than for their offices. Special Events exclusion CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        NO BUILDINGS OR PREMISES                                                                                may apply. Sport or athletic activity clubs (e.g. bowling leagues), bars and restaurant exposures are not
        OWNED OR LEASED EXCEPT FOR                                                                              eligible for this class. No recreation facilities which include a swimming pool. No alcohol sales. This class is
        OFFICE PURPOSES                                                                                         not eligible for Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA
                                                                                                                and NY. Liquor Liability is not available for this class.

86416   CLUBS - POLITICAL                    65121BF       Office         High              ELIGIBLE            This classification contemplates local political party supporters' organizations or political interest clubs. CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                Campaign headquarters, political parties, political action committees (pacs) and radical advocacy groups are
                                                                                                                not eligible for this classification. Special Events exclusion may apply. This class is not eligible for                                                                                      Umbrella: Low
                                                                                                                Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and NY.

86416   CLUBS - RECREATION, NOT FOR          65121BG       Office         High              ELIGIBLE            Civic/Social Clubs which do own or lease a building for more than an office type exposure. No recreation         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PROFIT                                                                                                  facilities which include a swimming pool. No alcohol sales. Special Events exclusion may apply. Sport or
                                                                                                                athletic activity clubs (e.g. bowling leagues), bars and restaurant exposures are not eligible for this class.                                                                                Umbrella: Low
                                                                                                                This class is not eligible for Employment Practices Liability Coverage on Connect in the following states:
                                                                                                                AK, FL, LA, MA and NY. Liquor Liability is not available for this class.

51311   COATED FABRICS WHOLESALE             51412BB    Wholesalers       High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
23900   COATED FABRICS, NOT RUBBERIZED       23900B    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI               Equip Brkdwn:
        MFG.                                                                                              prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                            Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


34993   COAXIAL CABLE MFG                    34993AZ   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                            Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                     Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50631   COAXIAL CABLE WHOLESALE              51991BK    Wholesalers -     Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn: Low
                                                        Technology -                                      or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                        NEDA CAM                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                  Umbrella: Low

51821   COCKTAILS, ALCOHOLIC: PREMIXED       51412BC    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY - Direct importing is contemplated within the rating of this class. Auto is not available. Liquor Liability is not CNA Connect, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                     AUTO IS INELIGIBLE    available for this class. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000                                                                                                                                                                                            Umbrella: High
20640   COCOA BARS MFG                       20520M    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                               Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                          Page 23
                 CNA Connect Profile Guide                                                                                                                                                                                                                                                                                         August 17, 2009
 SIC            Class Description            CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                            Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
20640   COCOA BEANS MFG                     20520N    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20640   COCOA MFG                           20520O    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20340   COCONUT, DRIED OR SHREDDED          51412BD   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
        MFG                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

50642   COFFEE URNS, COMMERCIAL             51991BL    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                           Umbrella: Moderate
58128   COFFEE, TEA & SPICE STORES W/       58128A        Stores          Low               ELIGIBLE            No frying, no liquor served, no dance floor (CNA is not generally a market for risks with playgrounds).       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        CONSUMPTION ON PREMISES                                                                                 Coffee roasting is eligible up to 25% of total sales.
                                                                                                                                                                                                                                                                                                           Umbrella: Low
54990   COFFEE, TEA & SPICE/GOURMET         54116F        Stores          Low               ELIGIBLE            Stores assigned to this classification sell items such as: coffee, tea, spices, bakery products and soft      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        COFFEE STORE                                                                                            drinks. Coffee roasting is eligible up to 25% of total sales.
                                                                                                                                                                                                                                                                                                           Umbrella: Low
51412   COFFEE: GREEN, ROASTED,             51412BE    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. If the risk sells or distributes products under   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        INSTANT, FREEZE DRIED OR                                                                          their own label, classify using an appropriate manufacturing class. A sprinkler system is mandatory for any
        EXTRACT WHOLESALE                                                                                 location with total square feet greater than 20,000.                                                                                                                                             Umbrella: Low
39950   COFFINS/CASKETS MFG.                 39950    Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          operations which include high hazard processes including electroplating, foundries, plastic injection                                                                                            Moderate
                                                                                                          molding. Wood casket manufacturers are not eligible. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000. For Casket Hardware Manufacturing see CNA Connect class                                                                                                   Umbrella: Low
                                                                                                          34993AM.
36771   COIL WINDINGS, ELECTRONIC MFG       36390X    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                       Technology -                                       customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                              Moderate
                                                       NEDA CAM                                           installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                          Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                             Umbrella: Low
                                                                                                          ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                          or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                          magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                          operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34621   COILED FLAT SPRINGS MFG             34621T    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. CNA is a               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                                          market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in place.
                                                                                                          If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for metal                                                                                        Umbrella: Moderate
                                                                                                          manufacturing operations which include many high hazard products or processes, for example, critical
                                                                                                          control devices, electroplating, foundries, automobiles, trucks, aircraft, trains, etc. If unsure of your risk,
                                                                                                          discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                          than 20,000.
36771   COILS, CHOKES AND OTHER             36390Y    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        INDUCTORS, ELECTRONIC MFG                      Technology -                                       customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                              Moderate
                                                       NEDA CAM                                           installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                          Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                             Umbrella: Low
                                                                                                          ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                          or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                          magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                          operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50631   COILS: ELECTRONIC WHOLESALE         51991BM    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                       Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: Low

36290   COIN COUNTERS MFG                   36390Z    Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing         CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                         Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                         Umbrella: Moderate
36290   COIN WRAPPING MACHINES MFG          36390AA   Manufacturing       High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing         CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                         Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                         Umbrella: Moderate
59994   COIN, STAMP/RARE BOOK               59992A        Stores          Low              ELIGIBLE       This classification applies to establishments engaged in the retail or wholesale sale of coins, stamps or rare CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn: Low
        DEALER/DISTRIBUTOR-IF RARE                                                                        books. This classification does not apply to stores engaged in the sale of antique furnishings.
        BOOK ONLY, SEE BOOK STORE                                                                                                                                                                                                                                                                          Umbrella: Low
36510   COIN-OPERATED PHONOGRAPHS           36390AB   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. Your                 CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn:
        MFG                                            Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed a product or                                                                                            Moderate
                                                                                                          component involved in the following: aircraft, automobile & truck (critical parts), factory automation,
                                                                                                          environmental control, physical security systems, utilities and petro-chemical uses, and medical products or                                                                                     Umbrella: Low
                                                                                                          devices, or if the end use or end user cannot be identified. If the insured uses Beryllium or Beryllium alloys
                                                                                                          now, or at anytime in the past, or if the insured stores or uses silica, titanium, fiberglass, weaponry, mercury,
                                                                                                          lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is mandatory for any location
                                                                                                          with total square feet greater than 20,000.

50781   COLD STORAGE MACHINERY              51991BN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: Low

20351   COLESLAW IN BULK MFG                20351G    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                       Page 24
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                       August 17, 2009
 SIC             Class Description            CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                               Products Available on CNA Central             Territorial Restrictions           Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
35780   COLLATING MACHINES:                 36390AC    Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn:
        STORE/OFFICE USE MFG                            Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                             Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                     Umbrella: Low
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

59994   COLLECTIBLES - RETAIL                59992         Stores           Low               ELIGIBLE      This class applies to risks primarily engaged in the sale of new collectible items. Statuary collections,              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                                                                            Christmas villages and specialty glassware collections that are generally purchased individually and added
                                                                                                            over time. secondhand, used such as baseball and other trading cards, comic books, collectibles are                                                                                                       Umbrella: Low
                                                                                                            ineligible.
51120   COMMERCIAL STATIONERS (NOT          51412BF     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        PRINTERS) WHOLESALE                                                                                 location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                      Umbrella: Low
73360   COMML ART/GRAPHIC DESIGN-EXCL.      65121V         Office           Low               ELIGIBLE              Does not apply to web site designers.                                                                          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        PROFESSIONAL
                                                                                                                                                                                                                                                                                                                      Umbrella: Low
62111   COMMODITY BROKERS                   65121BO        Office           Low               ELIGIBLE              This classification contemplates only those duly licensed professionals dealing in financial investments and   CNA Connect, Auto, WC & Umb             AK, HI No Umb: NY                          Equip Brkdwn: Low
                                                                                                                    instruments. Ineligible operations include on-line brokerage, investment bankers, import/export or non-
                                                                                                                    financial commodity brokers, and day trading. This class is not eligible for Employment Practices                                                                                                 Umbrella: Low
                                                                                                                    Liability/Fiduciary Liability Coverage on Connect.
17312   COMMUNICATION EQUIPMENT              17312       Contractor         High           NOT ELIGIBLE             Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies. Must              CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        INSTALL-INDUSTRIAL/COMML                                                                                    have been in business at least 3 years. A CNA Connect policy must be in place before the Workers’                                                      HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                                    Compensation line is considered for this class. Umbrella is not available. Residential construction is                                                 Auto Prohibited only in: AZ, CA, NJ, NV, OR
                                                                                                                    ineligible.                                                                                                                                            and WA.
48139   COMMUNICATION SERVICES               99600    Business Services   Moderate            ELIGIBLE              Classification includes video conferencing services.                                                           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                          Equip Brkdwn: High
        MANAGEMENT PROVIDERS/VIDEO                      - Technology
        CONFERENCING AND IMAGE                                                                                                                                                                                                                                                                                        Umbrella: Low
        VENDORS
48993   COMMUNICATION SERVICES-NOC          91315G    Business Services   Moderate            ELIGIBLE              Please review class descriptions for a more specific class. This classification includes the installation of   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
                                                        - Technology                                                lines and equipment at the customer´s premises. Installation of antennas or satellite dishes (including Direct
                                                                                                                    TV) is not eligible for this classification.                                                                                                                                                      Umbrella: Low
48990   COMMUNICATION SERVICES-             91315E    Business Services     High              ELIGIBLE              This classification contemplates risks that work with communication of radio through satellite or microwave CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
        SATELLITE/MICROWAVE                             - Technology                                                transmission.
        TRANSMISSION SERV (RADIO)                                                                                                                                                                                                                                                                                     Umbrella: Low
48991   COMMUNICATION SERVICES-WIRE         91315F    Business Services     High              ELIGIBLE      This classification applies to risks engaged in telecasting or televising live or pre-recorded programs, such CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                         Equip Brkdwn: Low
        SERVICES/NEWS AGENCIES                          - Technology                                        as news, weather, events or other informational, educational or entertainment programs, to their own
                                                                                                            customers through wire transmission.                                                                                                                                                                      Umbrella: Low
36611   COMMUNICATION/RECORDING              51927     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. Your                 CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn:
        SYSTEMS/EQUIPMENT NOC MFG. -                    Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed a product or                                                                                                     Moderate
        OTHER THAN INDUSTRIAL/COMML                                                                         component involved in the following: aircraft, automobile & truck (critical parts), factory automation,
                                                                                                            environmental control, physical security systems, utilities and petro-chemical uses, and medical products or                                                                                              Umbrella: Low
                                                                                                            devices, or if the end use or end user cannot be identified. If the insured uses Beryllium or Beryllium alloys
                                                                                                            now, or at anytime in the past, or if the insured stores or uses silica, titanium, fiberglass, weaponry, mercury,
                                                                                                            lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is mandatory for any location
                                                                                                            with total square feet greater than 20,000.

36610   COMMUNICATION/RECORDING              51926     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn:
        SYSTEMS/EQUIPMENT NOC MFG.-                     Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                             Moderate
        INDUSTRIAL/COMML                                                                                    products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                     Umbrella: Low
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

50631   COMMUNICATIONS EQUIPMENT,           51991BO    Wholesalers -      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        EXCEPT HOUSEHOLD WHOLESALE                     Technology -                                         location with total square feet greater than 20,000
                                                        NEDA CAM                                                                                                                                                                                                                                                      Umbrella: Low
36290   COMMUTATORS, ELECTRONIC MFG         36390AD    Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
                                                                                       CustomXpress will use the    customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                     Moderate
                                                                                      Insight/Advance product for   products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                       Property/GL on this class.   Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                             Umbrella: Moderate
                                                                                                                    below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                                    the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                                    titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                                    mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED
                                                                                                                    ON THIS CLASS.

36630   COMPACT DISC PLAYERS MFG            36390AE    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                         Equip Brkdwn:
                                                        Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                             Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                     Umbrella: Low
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

38120   COMPASSES, MAGNETIC: PORTABLE       38120AO    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn:
        TYPE MFG                                        Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                  Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                                  Umbrella: Moderate
50751   COMPRESSORS, AIR CONDITIONING       51991BP     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        WHOLESALE                                                                                           total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                            appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                                  Umbrella: Low
                                                                                                            greater than 20,000
57341   COMPUTER AND COMPUTER               57326U        Stores -        Moderate           ELIGIBLE       Includes risks that sell computers and also provide additional technology services such as programming,                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        SOFTWARE STORES                                  Technology                                         consulting, training, custom assembly of computers.
                                                                                                                                                                                                                                                                                                                      Umbrella: Low
73790   COMPUTER CONSULTANTS - OTHER        65121AO       Office -          High              ELIGIBLE              Provides advice to the customer on the type, size, model, etc. of hardware and software needed to perform CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        THAN REMOTE OFFICES                              Technology                                                 the customer's job. Their product is advice. No other service including programming, repairing, maintaining
                                                                                                                    or leasing computers are performed.                                                                                                                                                               Umbrella: Low
73790   COMPUTER CONSULTANTS -              65121CM       Office -          High              ELIGIBLE              Provides advice to the customer on the type, size, model, etc. of hardware and software needed to perform CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                         Equip Brkdwn: Low
        REMOTE OFFICES                                   Technology                                                 the customer's job. Their product is advice. No other service including programming, repairing, maintaining
                                                                                                                    or leasing computers are performed.                                                                                                                                                               Umbrella: Low
73760   COMPUTER FACILITIES                 65121DV       Office -        Moderate            ELIGIBLE              This classification includes risks that provide on-site management and operation of computer and data       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                         Equip Brkdwn: Low
        MANAGEMENT SERVICES                              Technology                                                 processing facilities on a contract or fee basis. Refer to SIC 7374 for computer data processing services.
                                                                                                                                                                                                                                                                                                                      Umbrella: Low
73730   COMPUTER INTEGRATED SYSTEM          65121DQ       Office -          High              ELIGIBLE              This classification includes LAN/WAN System Integrators, network system integrators, turnkey vendors and CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                         Equip Brkdwn: Low
        DESIGN                                           Technology                                                 value-added resellers of both hardware and software.
                                                                                                                                                                                                                                                                                                                      Umbrella: Low
73780   COMPUTER MAINTENANCE &              71921B        Office -        Moderate            ELIGIBLE              This classification includes the maintenance and repair of computer systems.                                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                         Equip Brkdwn: Low
        REPAIRS                                          Technology
                                                                                                                                                                                                                                                                                                                      Umbrella: Low




                                                                                                                                                                                                                                                                                                                                                   Page 25
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                                   August 17, 2009
 SIC             Class Description           CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                               Products Available on CNA Central             Territorial Restrictions       Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
35710   COMPUTER MFG.                        35710    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                      Equip Brkdwn:
                                                       Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                          Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                  Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

51121   COMPUTER PAPER WHOLESALE            51412BG    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
35770   COMPUTER PERIPHERAL                 35770A    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                      Equip Brkdwn:
        EQUIPMENT MFG NOC                              Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                          Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                  Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

73790   COMPUTER PROCESSING & DATA          65121W       Office -       Moderate            ELIGIBLE            This classification includes risks that use their computers to provide a full range of services to others such   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        PROCESSING                                      Technology                                              as payroll processing, monthly invoicing, inventory control.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
73710   COMPUTER PROGRAMMING &              65121DL      Office -         High              ELIGIBLE            Classification includes custom programming services that take place on the premises of the customer.             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        APPLICATION SERVICES - ON                       Technology
        CUSTOMER'S SITE                                                                                                                                                                                                                                                                                          Umbrella: Low
73710   COMPUTER PROGRAMMING                65121DK      Office -         High              ELIGIBLE            Classification includes computer programming, including custom programming, activities conducted on the          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        SERVICES - ON SITE OF INSURED                   Technology                                              insured's premises.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
73790   COMPUTER RELATED SERVICES,          65121DX      Office -         High              ELIGIBLE            This classification includes the supplying of computer services that are not classified elsewhere such as        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        NOC                                             Technology                                              database developers, data processing consultants, disk conversion and recertification services, help-desk
                                                                                                                support, back-up and storage services.                                                                                                                                                           Umbrella: Low
73770   COMPUTER RENTAL OR LEASING          65121DW      Office -       Moderate            ELIGIBLE            This classification includes risks engaged in renting or leasing of computers and related equipment on the       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                        Technology                                              customer's site.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
35721   COMPUTER STORAGE DEVICES MFG         35721    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                      Equip Brkdwn:
        NOC                                            Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                          Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                  Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

57340   COMPUTER STORE                      57326H       Stores -         Low              ELIGIBLE       This classification does not contemplate risks that offer any additional technology services such as                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                        Technology                                        programming, consulting, training, custom assembly of computers. Please see class more appropriate
                                                                                                          class for these operations.                                                                                                                                                                            Umbrella: Low
50450   COMPUTERS/PERIPHERALS/              57326N     Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        SOFTWARE NOC DISTRIBUTOR                       Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: Low

72994   CONCESSIONAIRES                     65121BK     Restaurant        Low               ELIGIBLE            Risks primarily engaged in providing a service such as beverage stands or food with cooking and with no       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                                seating. Must adhere to UL 300 and NFPA 96 standards. Three years in business at the same location is
                                                                                                                required for the Connect policy. CNA Small Business is not a market for concessionaires that: operate on a                                                                                       Umbrella: Low
                                                                                                                seasonal basis, with sales of alcoholic beverages, located in protection class 8, 9 & 10; are both frame and
                                                                                                                unsprinklered and have deep fat (or vegetable oil) frying. No delivery. No serving of raw shellfish. Eligible
                                                                                                                risks must have at least $50,000 in payroll. Bicycle delivery is ineligible.

51991   CONCRETE BURIAL VAULTS AND          51991BS    Wholesalers        High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        BOXES WHOLESALE                                                                                   or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: High

17714   CONCRETE CONSTRUCTION (CNA IS        91560      Contractor        High           NOT ELIGIBLE           Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies.               CNA Connect, Auto, NPe & WC                   CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        NOT A MARKET FOR RISKS WITH                                                                             Contemplates commercial foundation, footings, basement, sidewalk, driveway or parking lot work. No                                                       HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        CONCRETE PUMPING)                                                                                       construction of airport runways or aprons; concrete or cement distribution; exterior insulation finishing                                                Auto Prohibited only in: AZ, CA, NJ, NV, OR
                                                                                                                systems (EIFS) or direct-applied exterior systems; guniting or shot-crete; street or roads; bridges or                                                   and WA.
                                                                                                                elevated highways; or concrete castings of structural beams, walls or floor panels. Must be in business at
                                                                                                                least 3 years. A CNA Connect policy must be in place before the Workers’ Compensation line is considered
                                                                                                                for this class. Ineligible WC class codes: 17901 Cement Mfg & 4027 Concrete Products Mfg. Umbrella is
                                                                                                                not available. Residential construction is ineligible.

33150   CONCRETE REINFORCING MESH           34993BA   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                       Prohibited: AK, HI                      Equip Brkdwn:
        MADE FROM PURCHASED WIRE MFG                                                                      a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                        Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50631   CONDENSERS, ELECTRONIC              51991BU    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: Low

50751   CONDENSING UNITS, AIR               51991BV    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        CONDITIONING WHOLESALE                                                                            total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                          appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                               Umbrella: Low
                                                                                                          greater than 20,000
50781   CONDENSING UNITS,                   51991BW    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell        CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        REFRIGERATION WHOLESALE                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: Low

65143   CONDOMINIUM ASSOCIATIONS,           65132B     Condominium        High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or water, in CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, CA, FL, HI              Equip Brkdwn: Low
        HABITATIONAL ONLY - 1 TO 4 UNITS                                                                        a fire incident.Fire rating divisions can be identified with 2 hour fire partitions.Eligible risks will possess the
        PER FIRE RATING DIVISION                                                                                following characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler                                                                                           Umbrella: High
                                                                                                                protection if 3 or more stories connected to a central alarm monitoring system,emergency lighting,
                                                                                                                compliance with all applicable fire and life safety standards (NFPA101),minimum occupancy rate of 80%.No
                                                                                                                swimming pools,playgrounds,frame construction,aluminum siding,brick veneer or wood shake
                                                                                                                shingles,buildings >6 stories,charcoal grilling on balconies,assisted living facilities,rooming
                                                                                                                houses,timeshares or seasonal rental condominiums,buildings >15 years old,has experienced a water
                                                                                                                damage loss in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA, please go to
                                                                                                                http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance).




                                                                                                                                                                                                                                                                                                                                             Page 26
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                             August 17, 2009
 SIC             Class Description           CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                             Products Available on CNA Central             Territorial Restrictions       Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
65135   CONDOMINIUM ASSOCIATIONS,           65132C     Condominium        High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or water, in CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                  Equip Brkdwn: Low
        HABITATIONAL ONLY - 13+ UNITS PER                                                                       a fire incident.Fire rating divisions can be identified with 2 hour fire partitions.Eligible risks will possess the
        FIRE RATING DIVISION                                                                                    following characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler                                                                                         Umbrella: High
                                                                                                                protection if 3 or more stories connected to a central alarm monitoring system,emergency lighting,
                                                                                                                compliance with all applicable fire and life safety standards (NFPA101),minimum occupancy rate of 80%.No
                                                                                                                swimming pools,playgrounds,frame constr,aluminum siding,brick veneer or wood shake shingles,buildings
                                                                                                                >6 stories,buildings in California with 4 or fewer units,charcoal grilling on balconies,assisted living
                                                                                                                facilities,rooming houses,timeshares or seasonal rental condos,buildings >15 years old,has experienced a
                                                                                                                water damage loss in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA, please go to
                                                                                                                http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance).

65143   CONDOMINIUM ASSOCIATIONS,           65132D     Condominium        High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or water, in CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                  Equip Brkdwn: Low
        HABITATIONAL ONLY - 5 TO 12 UNITS                                                                       a fire incident.Fire rating divisions can be identified with 2 hour fire partitions.Eligible risks will possess the
        PER FIRE RATING DIVISION                                                                                following characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler                                                                                         Umbrella: High
                                                                                                                protection if 3 or more stories connected to a central alarm monitoring system,emergency lighting,
                                                                                                                compliance with all applicable fire and life safety standards (NFPA101),minimum occupancy rate of 80%.No
                                                                                                                swimming pools,playgrounds,frame const,aluminum siding,brick veneer or wood shake shingles,buildings
                                                                                                                >6 stories,buildings in California with 4 or fewer units,charcoal grilling on balconies,assisted living
                                                                                                                facilities,rooming houses,timeshares or seasonal rental condos,buildings >15 years old,has experienced a
                                                                                                                water damage loss in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA, please go to
                                                                                                                http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance).

86410   CONDOMINIUM ASSOCIATIONS-           65121AI    Condominium      Moderate            ELIGIBLE            A condominium is a special arrangement under which a tenant holds full title to his unit and joint ownership CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                      Equip Brkdwn: Low
        OFFICE OCCUPANCY ONLY                                                                                   in the common ground and areas. This classification applies to the association office only, if no additional
                                                                                                                coverage is desired. This class is not eligible for Employment Practices Liability/Fiduciary Liability Coverage                                                                                Umbrella: Low
                                                                                                                on Connect.
86411   CONDOMINIUM UNIT OWNER -            65121AJ    Condominium      Moderate            ELIGIBLE            This classification applies to individual unit owners of condominiums with only "office" exposure occupants. CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                      Equip Brkdwn: Low
        OFFICE OCCUPANCY ONLY                                                                                   A condo unit owner who leases their unit to another office or retail exposure is contemplated within this
                                                                                                                classification. This class is not eligible for Employment Practices Liability/Fiduciary Liability Coverage on                                                                                  Umbrella: Low
                                                                                                                Connect.
65314   CONDOMINIUMS-COMML SHOPPING          62001     Condominium        High              ELIGIBLE            Minimum occupancy rate is 80%. Applies to retail condominiums with a minimum of five tenants. Any               CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                      Equip Brkdwn: Low
        CENTERS (ASSN. RISK ONLY)                                                                               cooking exposures must adhere to UL 300 standards. Indoor parking area must be included in exposure
                                                                                                                base. Special events are excluded. To purchase Directors & Officers, Fidelity or Employment Related                                                                                            Umbrella: Low
                                                                                                                Practices Liability Insurance for this insured through CNA, Please go to http://www.ihginsurance.com/ . This
                                                                                                                is a CNA program with Ian H. Graham Insurance which is available to you and your client.

65315   CONDOMINIUMS-COMML                   65315     Condominium        High           NOT ELIGIBLE           Eligible risks will possess the following characteristics: well maintained building, hard wired smoke       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low
        WAREHOUSE (ASSN. RISK ONLY)                                                                             detectors, sprinkler protection if 3 or more stories connected to a central alarm monitoring system,
                                                                                                                emergency lighting, compliance with all applicable fire and life safety standards (NFPA70), minimum                                                                                            Umbrella: Low
                                                                                                                occupancy rate of 80%. To purchase Directors & Officers, Fidelity or Employment Related Practices
                                                                                                                Liability Insurance for this insured through CNA, Please go to http://www.ihginsurance.com/ . This is a CNA
                                                                                                                program with Ian H. Graham Insurance which is available to you and your client.

65313   CONDOMINIUMS-COMML-                 62000A     Condominium      Moderate            ELIGIBLE            A condominium is a special arrangement under which a tenant holds full title to his unit and joint ownership CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                      Equip Brkdwn: Low
        MERCANTILE (ASSN. RISK ONLY)                                                                            in the common ground and areas. This classification applies to the association and not the individual owners
                                                                                                                or business. This classification includes coverage for each individual unit owner of the condominium for                                                                                       Umbrella: Low
                                                                                                                liability arising out of the ownership, maintenance or repair of that portion of the premises which is not
                                                                                                                reserved for that unit owner´s exclusive use or occupancy. This class should not be used for
                                                                                                                condominiums with manufacturing or warehousing exposures. Minimum occupancy rate is 80%. Any
                                                                                                                cooking exposures must adhere to UL 300 standards. Indoor parking area must be included in exposure
                                                                                                                base. To purchase Directors & Officers, Fidelity or Employment Related Practices Liability Insurance for
                                                                                                                this insured through CNA, Please go to http://www.ihginsurance.com/ . This is a CNA program with Ian H.
                                                                                                                Graham Insurance which is available to you and your client.

65313   CONDOMINIUMS-COMML-OFFICE           62000B     Condominium        Low               ELIGIBLE            A condominium is a special arrangement under which a tenant holds full title to his unit and joint ownership CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                      Equip Brkdwn: Low
        (ASSN. RISK ONLY)                                                                                       in the common ground and areas. This classification applies to the association and not the individual owners
                                                                                                                or business. This classification includes coverage for each individual unit owner of the condominium for                                                                                       Umbrella: Low
                                                                                                                liability arising out of the ownership, maintenance or repair of that portion of the premises which is not
                                                                                                                reserved for that unit owner´s exclusive use or occupancy. This class should not be used for
                                                                                                                condominiums with manufacturing or warehousing exposures. Minimum occupancy rate is 80%. Any
                                                                                                                cooking exposures must adhere to UL 300 standards. Indoor parking area must be included in exposure
                                                                                                                base. To purchase Directors & Officers, Fidelity or Employment Related Practices Liability Insurance for
                                                                                                                this insured through CNA, Please go to http://www.ihginsurance.com/ . This is a CNA program with Ian H.
                                                                                                                Graham Insurance which is available to you and your client.

50631   CONDUITS AND RACEWAYS               51991BX    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

51450   CONFECTIONERY WHOLESALE             51412BH    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

50631   CONNECTORS, ELECTRONIC              51991BY    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

36771   CONSTANT IMPEDANCE                  36390AI   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your           CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                      Equip Brkdwn:
        TRANSFORMERS MFG                               Technology -                                       customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                                  Moderate
                                                       NEDA CAM                                           installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                          Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                                 Umbrella: Low
                                                                                                          ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                          or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                          magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                          operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50631   CONSTRUCTION MATERIALS,             51991BZ    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                      Equip Brkdwn: Low
        ELECTRICAL: INTERIOR AND                       Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
        EXTERIOR WHOLESALE                             NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

73890   CONSULTANT - BUSINESS               65121CN       Office          Low               ELIGIBLE      This classification includes risks that provide advice only on management topics. Their product is advice.       CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                      Equip Brkdwn: Low
        MANAGEMENT ONLY                                                                                   Professional liability coverage should be placed separately. No consulting for the following industries:
                                                                                                          military, aerospace, disaster planning, terrorism preparedness planning, engineers, security, technology,                                                                                            Umbrella: Moderate
                                                                                                          medical, environmental or legal.
73890   CONSULTANTS - ALL OTHER             65121CO       Office          High             ELIGIBLE       This classification includes risks that provide advice only on not otherwise classified topics. Their product is CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          advice. Please review and confirm a more specific class is not available before selecting. Professional
                                                                                                          liability coverage should be placed separately. No consulting for the following industries: military, aerospace,                                                                                     Umbrella: Moderate
                                                                                                          disaster planning, terrorism preparedness planning, engineers, security, technology, medical, environmental
                                                                                                          or legal.
51121   CONTAINERS, PAPER AND               51412BI    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                      Equip Brkdwn: Low
        DISPOSABLE PLASTICS WHOLESALE                                                                     location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
15423   CONTRACTORS-SUBCONTRACTING          16294A      Contractor        High           NOT ELIGIBLE           This classification applies to that portion of the operations performed by adequately insured subcontractors   CNA Connect, Auto NPe & WC              CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        WORK-IN CONNECTION WITH                                                                                 of the insured. Residential Construction Defect Products/Completed Operations Exclusion (SB146973A)                                                    HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        CONSTRUCTION, RECONSTRUCTION,                                                                           applies. Subcontracted work must not exceed 25% of annual receipts. A CNA Connect policy must be in                                                    Auto Prohibited only in: AZ, CA, NV, OR and
        ERECTION/REPAIR OF BUILDINGS-                                                                           place before the Workers’ Compensation line is considered for this class. Residential construction is                                                  WA.
        NOC                                                                                                     ineligible.




                                                                                                                                                                                                                                                                                                                                           Page 27
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                           August 17, 2009
 SIC             Class Description           CNA      Industry Group        Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                             Products Available on CNA Central             Territorial Restrictions       Misc Hazard Info
                                            Connect                        Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
16294   CONTRACTORS-SUBCONTRACTING          16294B       Contractor          High           NOT ELIGIBLE     This classification applies to that portion of the operations performed by adequately insured subcontractors         CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        WORK-IN CONNECTION WITH                                                                              of the insured. Residential Construction Defect Products/Completed Operations Exclusion (SB146973A)                                                          HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
        CONSTRUCTION, RECONSTRUCTION,                                                                        applies. Subcontracted work must not exceed 25% of annual receipts. A CNA Connect policy must be in                                                          Auto Prohibited only in: AZ, CA, NV, OR and
        ERECTION/REPAIR-NOT BUILDINGS                                                                        place before the Workers’ Compensation line is considered for this class. Umbrella is not available for this                                                 WA.
                                                                                                             class. Residential construction is ineligible.
50631   CONVECTORS WHOLESALE                51991CA     Wholesalers -      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                        Technology -                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                        NEDA CAM                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

54114   CONVENIENCE STORES <4000 SQ FT-     54136B         Stores          Moderate            ELIGIBLE            Stores principally engaged in the sales of groceries, fresh fruits, vegetables, dairy, frozen foods, pre-      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        NO GASOLINE SALES                                                                                          packaged meats and other sundries. No cooking or gasoline sales. No full-service meat/deli department.
                                                                                                                   Desire a minimum of 2 employees on premises at all times, drop-safe, and no 24-hour operations. If                                                                                             Umbrella: Low
                                                                                                                   alcoholic beverage sales exceed 25%, classify as liquor/beverage stores. Ineligible if sales of tobacco
                                                                                                                   products exceed 25%. Not eligible if filling of propane tanks is > 15% of sales. If check cashing operations
                                                                                                                   exceed >10%, classify as check cashing sic code 6099-3, CNP Class 71811, Check Cashing Agency.

54114   CONVENIENCE STORES-4000 TO          54127B         Stores          Moderate            ELIGIBLE            Stores principally engaged in the sales of groceries, fresh fruits, vegetables, dairy, frozen foods, pre-      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        10000 SQ FT-NO GASOLINE SALES                                                                              packaged meats and other sundries. No cooking or gasoline sales. May include full-service meat/deli
                                                                                                                   department. Desire a minimum of 2 employees on premises at all times, drop-safe, and no 24-hour                                                                                                Umbrella: Low
                                                                                                                   operations. If alcoholic beverage sales exceed 25%, see liquor/beverage stores. Ineligible if sales of tobacco
                                                                                                                   products exceed 25%. Not eligible if filling of propane tanks is > 15% of sales. If check cashing operations
                                                                                                                   exceed >10%, classify as check cashing sic code 6099-3, CNP Class 71811, Check Cashing Agency.

86611   CONVENTS/MONASTERIES                 86611    Religious/ Schools   Moderate            ELIGIBLE            This classification applies to a convent or monastery used as a religious house or community by nuns or       CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI, NJ No Umb: NY       Equip Brkdwn: Low
                                                                                                                   monks living under strict religious vows. Retirement homes are not eligible. The following shall be
                                                                                                                   separately classified and rated: schools, other than schools for novitiates, public chapels or churches,                                                                                       Umbrella: Low
                                                                                                                   operations conducted for commercial purposes. Sexual abuse coverage is excluded on all policies. This
                                                                                                                   class is not eligible for Employment Practices Liability Coverage on Connect in the following states: AK, FL,
                                                                                                                   LA, MA and NY.
54612   COOKIE STORES-INCLUDING BAKING      71311G         Stores          Moderate            ELIGIBLE            Cooking should be limited to baking only.                                                                     CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                      Equip Brkdwn: Low
        ON PREMISES, NO FRYING
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
20520   COOKIES MFG                         20520R      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                             a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                             place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                             Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                             preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                             not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                             total square feet greater than 20,000.

51412   COOKIES WHOLESALE                   51412BJ     Wholesalers        Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                             or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Moderate

50642   COOKING EQUIPMENT, COMMERCIAL       51991CB     Wholesalers          Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                             class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Moderate

34993   COOKING WARE, PORCELAIN             34993BB     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                      Equip Brkdwn:
        ENAMELED MFG                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                             place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                             including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                      Umbrella: Moderate
                                                                                                             injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                             20,000.
65311   COOPERATIVES - 1 TO 4 UNITS PER      65135        Apartment          High             ELIGIBLE       Fire rating divisions are the # of living units expected to be heavily damaged by fire,smoke or water, in a fire CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, FL, HI                  Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                 incident.Fire rating divs can be identified with 2 hour fire partitions.Eligible risks will possess the following
                                                                                                             characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler protection if 3                                                                                         Umbrella: Low
                                                                                                             or more stories connected to a central alarm monitoring system,emergency lighting, compliance with all
                                                                                                             applicable fire and life safety standards (NFPA101),min occupancy rate of 80%.No swimming
                                                                                                             pools,playgrounds,frame construction,aluminum siding,brick veneer or wood shake shingles,buildings >7
                                                                                                             stories,buildings in CA with 4 or fewer units,charcoal grilling on balconies, assisted living facilities,rooming
                                                                                                             houses,timeshares or seasonal rental condos,buildings >15 years old,has experienced a water damage loss
                                                                                                             in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA, please go to
                                                                                                             http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance). Lead paint excl. applies.


65311   COOPERATIVES - 13+ UNITS PER        65135B        Apartment          High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or water, in CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                  Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                       a fire incident.Fire rating divs can be identified with 2 hour fire partitions.Eligible risks possess these
                                                                                                                   characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler protection if 3                                                                                   Umbrella: Low
                                                                                                                   or more stories connected to a central alarm monitoring system,emergency lighting, compliance with all
                                                                                                                   applicable fire and life safety standards (NFPA101),minimum occupancy rate of 80%.No swimming
                                                                                                                   pools,playgrounds,frame construction,aluminum siding,brick veneer or wood shake shingles,buildings >7
                                                                                                                   stories,buildings in CA with 4 or fewer units,charcoal grilling on balconies,assisted living facilities,rooming
                                                                                                                   houses,timeshares or seasonal rental condos,buildings >15 years old,has experienced a water damage loss
                                                                                                                   in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA, please go to
                                                                                                                   http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance). Lead paint excl applies.


65311   COOPERATIVES - 5 TO 12 UNITS PER    65135A        Apartment          High              ELIGIBLE            Fire rating divisions are the number of living units expected to be heavily damaged by fire,smoke or water, in CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, FL, HI                  Equip Brkdwn: Low
        FIRE RATING DIVISION                                                                                       a fire incident.Fire rating divs can be identified with 2 hour fire partitions.Eligible risks will possess these
                                                                                                                   characteristics:well maintained building (photo needed),hard wired smoke detectors,sprinkler protection if 3                                                                                   Umbrella: Low
                                                                                                                   or more stories connected to a central alarm monitoring system,emergency lighting, compliance with all
                                                                                                                   applicable fire and life safety standards (NFPA101),min occupancy rate of 80%.No swimming
                                                                                                                   pools,playgrounds,frame construction,aluminum siding,brick veneer or wood shake shingles,buildings >7
                                                                                                                   stories,buildings in CA with 4 or fewer units,charcoal grilling on balconies,assisted living facilities,rooming
                                                                                                                   houses,timeshares or seasonal rental condos,buildings >15 years old,has experienced a water damage loss
                                                                                                                   in the past 5 years. To purchase D&O, Fidelity or EPLI through CNA, please go to
                                                                                                                   http://www.ihginsurance.com (CNA program w/ Ian H. Graham Insurance). Lead paint excl. applies.


73340   COPYING & DUPLICATING SERVICES-     11222A    Business Services      Low               ELIGIBLE      This classification applies to establishments engaged in copying or duplicating services or "quick printers"         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        RETAIL                                                                                               as a retail operation featuring equipment and facilities capable of providing while-you-wait service for
                                                                                                             reproduction jobs. This classification includes incidental sales of office products. Delivery of copied                                                                                              Umbrella: Low
                                                                                                             material is contemplated in the classification. This service should be distinguished from a commercial
                                                                                                             printing operation in which the customer´s copy is composed or typeset, using either the hot-metal or cold-
                                                                                                             type process.
23900   CORDAGE AND TWINE                   23900C      Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI                  Equip Brkdwn:
                                                                                                             prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                 Moderate
                                                                                                             We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                             place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                             Umbrella: Low
                                                                                                             CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                             Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                             sprinkler system is mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                              Page 28
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                              August 17, 2009
 SIC            Class Description             CNA     Industry Group    Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central              Territorial Restrictions    Misc Hazard Info
                                            Connect                    Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
36290   CORE, MAGNETIC MFG                  36390AJ   Manufacturing      High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb     Prohibited: AK, HI                   Equip Brkdwn:
                                                                                    CustomXpress will use the    customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                            Moderate
                                                                                   Insight/Advance product for   products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                    Property/GL on this class.   Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                    Umbrella: Moderate
                                                                                                                 below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                                 the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                                 titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                                 mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED
                                                                                                                 ON THIS CLASS.

51412   CORN CHIPS WHOLESALE                51412BK    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                               or distribute products under their own label. A sprinkler system is mandatory for any location with total
                                                                                                               square feet greater than 20,000.                                                                                                                                                           Umbrella: Moderate
34621   CORN KNIVES MFG                     34621U    Manufacturing      High        Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                    CustomXpress will use the a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                   Insight/Advance product for place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for                                                                                 Umbrella: Moderate
                                                                                    Property/GL on this class. metal manufacturing operations which include many high hazard products or processes, for example,
                                                                                                               critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss with your underwriter. A
                                                                                                               sprinkler system is mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL
                                                                                                               BE EXCLUDED ON THIS CLASS.

34993   CORNICES MFG                        34993BC   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                  Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
51121   CORRUGATED AND SOLID FIBER          51412BL    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn: Low
        BOXES WHOLESALE                                                                                  location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
51220   COSMETIC, HAIR/SKIN PREPARATION     59991B     Wholesalers       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                      or distribute products under their own label. A sprinkler system is mandatory for any location with total
                                                                                                         square feet greater than 20,000.                                                                                                                                                                 Umbrella: High
59996   COSMETIC, HAIR/SKIN PREPARATION     59991A        Stores         Low              ELIGIBLE       This classification applies to dealers who sell various types of cosmetics. As a promotional advertisement,       CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE                                                                                            stores may engage in application of products on customers for the purpose of selling the cosmetics or hair
                                                                                                         product to the customer. This classification includes stores with incidental application of products for                                                                                         Umbrella: High
                                                                                                         demonstration purposes.
72996   COSTUME RENTAL STORES               12927B        Stores         Low              ELIGIBLE       This classification applies to clothes rental stores specializing in the rental of costumes for masquerade        CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         parties, theatrical performances, trade shows, meetings, holidays, television and conventions. Tailoring is
                                                                                                         included in this classification.                                                                                                                                                                 Umbrella: Low
34993   COTTER PINS, METAL MFG              34993BD   Manufacturing    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                  Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
51311   COTTON PIECE GOODS WHOLESALE        51412BM    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
51311   COTTON YARNS WHOLESALE              51412BN    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                          Umbrella: Low
20520   COUGH DROPS, NON-MEDICATED          20520S    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
        MFG                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

34230   COUNTERBORES AND                    34621V    Manufacturing      High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                   Equip Brkdwn:
        COUNTERSINKING BITS MFG                                                     CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                 Moderate
                                                                                   Insight/Advance product for   place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                    Property/GL on this class.   including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                          Umbrella: Moderate
                                                                                                                 injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34993   COUPLINGS, HOSE MFG                 34993BE   Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                         place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                         including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                  Umbrella: Moderate
                                                                                                         injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                         20,000.
73300   COURT REPORTERS                     65121BN       Office         Low              ELIGIBLE       Risks provide transcription services for legal depositions or other legal proceedings. Services are usually at CNA Connect, Auto, NPe, WC & Umb             Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         customer's premises.
                                                                                                                                                                                                                                                                                                          Umbrella: Low
20320   CRACKER SANDWICHES MFG              20320H    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

20520   CRACKERS MFG                        20520T    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                              Umbrella: Low
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000.

51412   CRACKERS WHOLESALE                  51412BO    Wholesalers     Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                         class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: Moderate

59450   CRAFTS STORE                        59995D        Stores         Low               ELIGIBLE              This classification applies to stores selling such items as yarns, embroidery floss, model cars, trains and    CNA Connect, Auto, NPe, WC & Umb     Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                 airplanes, dolls and dollhouses. This classification includes incidental instruction or classes for customers.
                                                                                                                                                                                                                                                                                                          Umbrella: Low
20211   CREAM MFG                           20211G    Manufacturing      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                         Moderate
                                                                                                         place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                         Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                               Umbrella: Low
                                                                                                         preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                         not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                         total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                         dairy products are not eligible for CNA Small Business.




                                                                                                                                                                                                                                                                                                                                      Page 29
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                      August 17, 2009
 SIC              Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                              Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                               Class
                                               Code
51430   CREAM STATIONS WHOLESALE              51412BP     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                              or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                  Moderate
                                                                                                              class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
20211   CREAM SUBSTITUTES MFG                 20211H     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                              place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                              Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                              Umbrella: Low
                                                                                                              preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                              not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                              total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                              dairy products are not eligible for CNA Small Business.

73890   CREDIT AND DEBT COUNSELING            65121CP        Office           Low               ELIGIBLE            Risks engaged in financial counseling. E&O is excluded within the policy.                                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                              Umbrella: Moderate
72610   CREMATORIES                            41696    Business Services   Moderate            ELIGIBLE      Crematories prepare human remains for cremations as well as conduct cremations. They also may arrange CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              viewings of the body prior to cremation; memorial services either before or after cremation; and the final
                                                                                                              disposition and memorialization of the cremated remains. Funeral Homes or Chapels shall be separately                                                                                           Umbrella: Moderate
                                                                                                              classified and rated. Professional services are excluded on the base form. Funeral Director Prof Liab is
                                                                                                              available as an endt. Umbrella is available.
50230   CROCKERY WHOLESALE                    51991CC     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any  CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
34993   CROWNS MFG                            34993BF    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                              place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                              including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                              injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                              20,000.
51121   CUPS, PAPER AND DISPOSABLE            51412BR     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                                    location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
51992   CURIOS WHOLESALE                      51412BS     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
60993   CURRENCY EXCHANGE                     71811A    Business Services     High           NOT ELIGIBLE     This class applies to risks that provide financial services such as check cashing. The following coverage      CNA Connect, Auto, NPe, WC & Umb            AK, HI No Umb: NY                    Equip Brkdwn: Low
                                                                                                              options shall be excluded for this class: Employee Dishonesty, Forgery and Alteration, Money and Securities
                                                                                                              and Money Orders and Counterfeit Paper. This class is not eligible for Employment Practices                                                                                                     Umbrella: Moderate
                                                                                                              Liability/Fiduciary Liability Coverage on Connect.
23900   CURTAINS & DRAPERIES MFG.             23900D     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA           CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, CA, HI               Equip Brkdwn:
                                                                                                              prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                            Moderate
                                                                                                              We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                              place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                        Umbrella: Low
                                                                                                              CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                              Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                              sprinkler system is mandatory for any location with total square feet greater than 20,000.


50230   CURTAINS WHOLESALE                    51991CD     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
20211   CUSTARD MFG                           20211I     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                              place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                              Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                              Umbrella: Low
                                                                                                              preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                              not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                              total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                              dairy products are not eligible for CNA Small Business.

57190   CUTLERY                               57326Q         Stores           Low               ELIGIBLE            Retail sale of kitchen and butcher cutlery. Incidental sales of related kitchen and cooking accessories is   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    contemplated.
                                                                                                                                                                                                                                                                                                              Umbrella: Low
34210   CUTLERY MFG                           34621W     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                              place. CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                        Umbrella: Low
                                                                                                              including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                              injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                              20,000.
50230   CUTLERY WHOLESALE                     51991CE     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
34621   CUTTING DIES MFG                      34621Y     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                              place. If one does not exist, please discuss with your underwriter before quoting.                                                                                                              Umbrella: Moderate
                                                                                                              CNA is not a market for metal manufacturing operations which include many high hazard products or
                                                                                                              processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                              with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                              20,000.

51412   DAIRY DEPOTS WHOLESALE                51412BT     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                              or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Moderate

51412   DAIRY PRODUCTS, DRIED OR              51412BU     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        CANNED WHOLESALE                                                                                      or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Moderate

51412   DAIRY PRODUCTS, EXCEPT DRIED          51412BV     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        OR CANNED WHOLESALE                                                                                   or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                              class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                              Umbrella: Moderate

54511   DAIRY PRODUCTS/BUTTER & EGG           54516A         Stores         Moderate            ELIGIBLE            This classification applies to stores who sell dairy products such as milk, buttermilk, butter, margarine,   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE-NO COOKING/FOOD SERVED                                                                                eggs, cottage cheese, ricotta, cheese and ice cream on a retail basis.
                                                                                                                                                                                                                                                                                                              Umbrella: Low
34993   DAMPERS MFG                           34993BG    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                        Moderate
                                                                                                              place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                              including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                 Umbrella: Moderate
                                                                                                              injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                              20,000.
50430   DARKROOM APPARATUS                    51991CF     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                             location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                              Umbrella: Low
48994   DATA COMMUNICATIONS VENDORS            48994    Business Services   Moderate            ELIGIBLE            Classification includes the furnishing of communication services, not otherwise classified, such as:         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        AND VALUE ADDED RESELLERS                         - Technology                                              cablegram, electronic mail, facsimile transmission, mailgram, telegram or telegraph.
                                                                                                                                                                                                                                                                                                              Umbrella: Low




                                                                                                                                                                                                                                                                                                                                          Page 30
                  CNA Connect Profile Guide                                                                                                                                                                                                                                                                                        August 17, 2009
 SIC            Class Description            CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                             Products Available on CNA Central              Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
20520   DATES MFG                           20520U     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20351   DATES, DRIED MFG                    20351H     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

35780   DATING DEVICE MACHINES, EXCEPT      36390AL    Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing         CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn:
        RUBBER STAMPS MFG                               Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                           Umbrella: Low
20340   DEHYDRATED FRUITS, VEGETABLES       51412BW    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
        AND SOUPS MFG                                                                                       a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

36290   DELAY LINES MFG                     36390AN    Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb       Prohibited: AK, HI                   Equip Brkdwn:
                                                                                       CustomXpress will use the    customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                              Moderate
                                                                                      Insight/Advance product for   products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                       Property/GL on this class.   Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                      Umbrella: Moderate
                                                                                                                    below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                                    the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                                    titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                                    mandatory for any location with total square feet greater than 20,000. PRODUCTS WILL BE EXCLUDED
                                                                                                                    ON THIS CLASS.

58128   DELICATESSENS WITH COOKING          58128C         Stores         Moderate            ELIGIBLE              This classification contemplates retail food sales along with sales of cold-cuts, cheeses, condiments, pre-        CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    prepared salads, sandwiches, etc. Consumption on premises, toasting, microwaving, baking, grilling or
                                                                                                                    soup/stew/chili making is contemplated in this classification. No deep fat (or vegetable oil) frying, delivery, or                                                                         Umbrella: Low
                                                                                                                    24-hour operations. Must be in business at least 3 years. If the operation includes any deep fat (or vegetable
                                                                                                                    oil) frying, classify as sic 58124, CNA Connect(CNP) class RESTAURANTS - FAST FOOD - SUBS AND
                                                                                                                    SANDWICH TAKE-OUT, CNP class code 58124G.

54118   DELI-NO COOKING; CONSUMPTION        54116B         Stores         Moderate            ELIGIBLE      This classification contemplates retail food sales along with sales of cold-cuts, cheeses, condiments, pre-          CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
        ON PREMISES                                                                                         prepared salads, sandwiches, etc. No cooking or frying on premises, delivery, or 24-hour operations. Must
                                                                                                            be in business at least 3 years.                                                                                                                                                                   Umbrella: Low
54118   DELI-NO COOKING; NO                 54116A         Stores         Moderate            ELIGIBLE      This classification contemplates retail food sales along with sales of cold-cuts, cheeses, condiments, pre-          CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
        CONSUMPTION ON PREMISES                                                                             prepared salads, sandwiches, etc. No consumption on premises, cooking or frying, delivery, or 24-hour
                                                                                                            operations. Must be in business at least 3 years.                                                                                                                                                  Umbrella: Low
33150   DELIVERY CASES, MADE FROM           34993BH    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is              CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                  a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
80720   DENTAL LABORATORIES                  71444    Business Services   Moderate           ELIGIBLE       Must comply with all applicable OSHA guidelines. Workers Compensation is ineligible if beryllium exposure            CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            exists.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
80210   DENTISTS OFFICES & CLINICS          65121D         Office           Low               ELIGIBLE              For medical offices of dentists.                                                                             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                               Umbrella: Low
53111   DEPARTMENT STORE                     53127         Stores         Moderate            ELIGIBLE              This classification applies to stores that sell merchandise that includes: wearing apparel; household        CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    furnishings other than furniture; one of more of the following: cosmetics; drugs; furniture; groceries or
                                                                                                                    meats; hardware; jewelry; luggage; musical instruments; sporting goods; toys. This classification is not                                                                                   Umbrella: Low
                                                                                                                    applicable to Variety Stores. The following shall be separately classified and rated: Restaurants; Optical
                                                                                                                    and Hearing Aid goods; Sales from prescription drugs - Use the appropriate Drugstore Classification.

20320   DESSERTS, READY MFG                  20320I    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

50430   DEVELOPING APPARATUS,               51991CG     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                   Equip Brkdwn: Low
        PHOTOGRAPHIC WHOLESALE                                                                              location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
33150   DIAMOND CLOTH, MADE FROM            34993BI    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                  a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
35780   DICTATING MACHINES, OFFICE          36390AO    Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing          CNA Connect, Auto, NPe, WC & Umb              Prohibited: AK, HI                   Equip Brkdwn:
        TYPES MFG                                       Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                           Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                           Umbrella: Low
26210   DIE-CUT PAPER AND BOARD              26210     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA            CNA Connect, Auto, Npe & WC                   Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                                            desires manufacturers with a Fire Protection Program, Quality Control and Product Recall policy in place.
                                                                                                            Please discuss with your underwriter before quoting, if this client does not. All Paper Products
                                                                                                            Manufacturers are subject to a favorable Risk Control survey. At a minimum, the survey will confirm good
                                                                                                            building maintenance and housekeeping. If there is Rack Storage over 12 feet, please contact your
                                                                                                            underwriter before quoting the account. CNA is NOT a market if your customer ever manufactured or
                                                                                                            distributed any of the following products: Medical Products, Tobacco Products, Toys, or Infant Products.
                                                                                                            A sprinkler system is mandatory for any location with total square feet greater than 20,000.

38120   DIGITAL DISPLAYS MFG                38120BD    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn:
                                                        Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                      Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                              Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                           Page 31
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                              Code
38120   DIGITAL-TO-ANALOG CONVERTERS,       38120BG   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
        ELECTRONIC INSTRUMENTATION                     Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                        Moderate
        TYPE MFG                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                Umbrella: Moderate
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

51422   DINNERS, FROZEN WHOLESALE           51412BX    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                       Moderate
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: High
50631   DIODES WHOLESALE                    51991CH    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                       Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

20340   DIPS, DRY: EXCEPT CHEESE AND        51412BY   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
        SOUR CREAM BASED MFG                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20211   DIPS: SOUR CREAM OR CHEESE          20211J    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn:
        BASED MFG                                                                                         a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                   Umbrella: Low
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                          dairy products are not eligible for CNA Small Business.

73110   DIRECT MAIL ADVERTISING             71807B        Office          Low               ELIGIBLE             Applies to provision of hard-copy direct mailings. Does not apply to e-mailing of direct advertising services    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        SERVICES-EXCL. ERRORS &                                                                                  or lists. Personal & Advertising Injury is limited to false arrest, detention or imprisonment; malicious
        OMISSIONS                                                                                                prosecution; and wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of                                                                                Umbrella: Low
                                                                                                                 a room. Please refer to CNP Section 14 items a, b and c.
53111   DISCOUNT STORE                      53317C        Stores        Moderate            ELIGIBLE             This classification applies to stores that sell merchandise that includes: wearing apparel; household            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                 furnishings other than furniture; one of more of the following: cosmetics; drugs; furniture; groceries or
                                                                                                                 meats; hardware; jewelry; luggage; musical instruments; sporting goods; toys. Not eligible if filling of                                                                                      Umbrella: Low
                                                                                                                 propane tanks is > 15% of sales. This classification is not applicable to Variety Stores. The following shall
                                                                                                                 be separately classified and rated: Restaurants; Optical and Hearing Aid goods; Sales from prescription
                                                                                                                 drugs - Use the appropriate Drugstore Classification.

51121   DISHES, PAPER AND DISPOSABLE        51412BZ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PLASTICS WHOLESALE                                                                                location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
50642   DISHWASHERS, HOUSEHOLD:             51991CI    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        ELECTRIC WHOLESALE                                                                                or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Moderate

50450   DISK DRIVES WHOLESALE               51991CJ    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                        Technology                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
50450   DISKETTES WHOLESALE                 51991CK    Wholesalers -    Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                        Technology                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Low
50781   DISPLAY CASES, REFRIGERATED         51991CL    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

50631   DISTRIBUTION EQUIPMENT,             51991CM    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        ELECTRICAL WHOLESALE                           Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

51412   DISTRIBUTORS - FOOD OR DRINK,       51412A     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY - The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell       CNA Connect, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        NOC EXCL. LIQUOR DISTRIB                                                      AUTO IS INELIGIBLE    or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. Auto is not available. A sprinkler system is mandatory for any location with total square feet greater                                                                                      Umbrella: Moderate
                                                                                                            than 20,000
51412   DOG AND CAT FOOD WHOLESALE          51412CA    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Liquor Liability is not available for this class.     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                               Umbrella: Moderate
07521   DOG/PET TRAINING (NO ATTACK,        59997E        Office          Low               ELIGIBLE             No law enforcement, hunting, attack or guard animals.                                                            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        GUARD OR LAW ENFORCEMENT)
                                                                                                                                                                                                                                                                                                               Umbrella: Low
54611   DONUT SHOPS-BAKING ON               71311F        Stores        Moderate            ELIGIBLE             This classification includes baking operations at the same location as the store if the products baked are       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PREMISES W/ FRYING                                                                                       sold principally in that store. Commercial bakeries are to be separately classified and rated as "Bread and
                                                                                                                 Bakery Products MFG."                                                                                                                                                                         Umbrella: Low
54612   DONUT SHOPS-BAKING ON               71311C        Stores        Moderate            ELIGIBLE             If frying, see class 71311F - Donut Shops - Baking on Premises w/ Frying. Commercial bakeries are to be          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        PREMISES, NO FRYING                                                                                      separately classified and rated as "Bakery Plants."
                                                                                                                                                                                                                                                                                                               Umbrella: Low
34993   DOOR LOCKS MFG                      34993BM   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                      Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
33150   DOOR MATS, MADE FROM                34993BN   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                      Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34991   DOORS, SAFE AND VAULT: METAL        34993BP   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        MFG                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                      Umbrella: Low
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
20520   DOUGH MFG                           20520V    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                           Page 32
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                               Products Available on CNA Central              Territorial Restrictions       Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
34993   DOWEL PINS MFG                      34993BR    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is              CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
34440   DOWNSPOUTS MFG                      34993BS    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is              CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Low
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
38120   DRAFT GAUGES MFG                    38120BJ    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing               CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
                                                        Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Moderate
38120   DRAFTING INSTRUMENTS AND            38120BK    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing               CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
        MACHINES MFG                                    Technology                                          operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                            products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                            any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Moderate
50210   DRAFTING INSTRUMENTS AND            51991CN     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low
        TABLES WHOLESALE                                                                                    location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
73894   DRAFTSMEN                            73894         Office           Low               ELIGIBLE              This classification applies to employed draftsmen whose duties are strictly limited to office work only.     CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                    Umbrella: Low
34993   DRAIN PLUGS, MAGNETIC: METAL        34993BT    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                      Equip Brkdwn:
        MFG                                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50230   DRAPERIES WHOLESALE                 51991CO     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
25910   DRAPERY & SHADE MANUFACTURER        25910A     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA                 CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
                                                                                                            prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                    Moderate
                                                                                                            We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                                Umbrella: Low
                                                                                                            CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                            Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                            sprinkler system is mandatory for any location with total square feet greater than 20,000.


57140   DRAPERY & UPHOLSTERY STORE          53985B         Stores           Low               ELIGIBLE              This classification applies to stores selling drapes, upholstery or any similar covering material.           CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                    Umbrella: Low
51311   DRAPERY MATERIAL WHOLESALE          51412CB     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any            CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                            location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                    Umbrella: Low
72192   DRESSMAKING/TAILORING               71931C    Business Services   Moderate            ELIGIBLE            CLOTHING MANUFACTURERS ARE NOT ELIGIBLE FOR THIS CLASSIFICATION. This classification CNA Connect, Auto, NPe, WC & Umb                                     Prohibited: AK, HI                      Equip Brkdwn: Low
        ESTABLISHMENTS-CUSTOM                                                                                     applies to the independent business service of performing alteration on clothing and/or custom making
                                                                                                                  clothing (clothing made to order) for their customer. The classification includes custom dressmaking,                                                                                             Umbrella: Low
                                                                                                                  tailoring, clothing alteration and repair work, pressing and spot cleaning of garment. Laundering and dry
                                                                                                                  cleaning are to be separately classified and rated.
34230   DRILL STANDS MFG                    34993BU    Manufacturing        High        Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                      Equip Brkdwn:
                                                                                       CustomXpress will use the a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                      Insight/Advance product for place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                       Property/GL on this class. including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Moderate
                                                                                                                  injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                  20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34230   DRILLS, HAND: HANDTOOLS MFG         34621AB    Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of 3 years to qualify for our insurance program. CNA is a                CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                      Equip Brkdwn:
                                                                                       CustomXpress will use the    market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in place.                                                                                   Moderate
                                                                                      Insight/Advance product for   CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                       Property/GL on this class.   including electric drills, critical control devices, aircraft products, electroplating, foundries, pressure vessels,                                                                            Umbrella: Moderate
                                                                                                                    and plastic injection molding. A sprinkler system is mandatory for any location with total square feet greater
                                                                                                                    than 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

51991   DRINKING WATER COOLERS,             51991CP     Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell      CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low
        MECHANICAL WHOLESALE                                                                                or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: High

17712   DRIVEWAY, PARKING                    92215       Contractor         High           NOT ELIGIBLE             Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies. Includes CNA Connect, Auto, NPe & WC                       CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        AREA/SIDEWALK-PAVING/REPAVING                                                                               curb, sidewalk and blacktop work and painting of parking lot lines. No street or highway work, excavation or                                            HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                                    grading of land. A CNA Connect policy must be in place before the Workers’ Compensation line is                                                         Auto Prohibited only in: AZ, CA, NJ, NV, OR
                                                                                                                    considered for this class. Umbrella is not available. Residential construction is ineligible.                                                           and WA.

28350   DRUG MFG-BIOLOGICAL PRODUCTS         28350     Manufacturing -    Moderate         NOT ELIGIBLE             Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following states:    CNA Connect, Auto, NPe, WC & Umb           See Small Business Guidelines column    Equip Brkdwn: High
                                                      Advanced Medical                                              AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
                                                         Technology

59120   DRUG STORE-NO TABLE/COUNTER         59116B         Stores         Moderate    ELIGIBLE - UMBRELLA IS Prior to binding, CNA requires proof of professional liability coverage with an A or better rated carrier at    CNA Connect, Auto, NPe & WC                    Prohibited: AK, HI                      Equip Brkdwn: Low
        SERVICE-NO COOKING - EXCLUDING                                                      INELIGIBLE       limits equal to or greater than the limits on our policy. This classification applies to a retail establishment
        PROFESSIONAL                                                                                         where prescription drugs or medicines are dispensed by licensed druggists. The establishment also sells
                                                                                                             over-the-counter medicines and other miscellaneous articles, such as food, health care related products and
                                                                                                             cosmetic products. Professional Liability Coverage is specifically excluded. Not eligible if filling of propane
                                                                                                             tanks is > 15% of sales. Umbrella is not available. Risks that have a clinic exposure are ineligible. $2M/$4M
                                                                                                             GL limits are not available.
59122   DRUG STORE-W/ COOKING, NO           59116A         Stores         Moderate    ELIGIBLE - UMBRELLA IS Prior to binding, CNA requires proof of professional liability coverage with an A or better rated carrier at    CNA Connect, Auto, NPe & WC                    Prohibited: AK, HI                      Equip Brkdwn: Low
        FRYING-EXCLUDING PROFESSIONAL                                                       INELIGIBLE       limits equal to or greater than the limits on our policy. This classification applies to a retail establishment
                                                                                                             where prescription drugs or medicines are dispensed by licensed druggists. The establishment also sells
                                                                                                             over-the-counter medicines and other miscellaneous articles, such as food, health care related products and
                                                                                                             cosmetic products. Professional Liability Coverage is specifically excluded. Some drugstores do operate
                                                                                                             an area of the store for food or beverage table or counter service. The food service is included in this
                                                                                                             classification. Cooking exposure must adhere to UL 300 standards. Not eligible if filling of propane tanks is
                                                                                                             > 15% of sales. Umbrella is not available. Risks with a clinic exposure are ineligible.$2M/$4M GL limits are
                                                                                                             not available.
51221   DRUG STORE-WHOLESALE/DRUG           59116C         Stores         Moderate         NOT ELIGIBLE      No direct importing, no repackaging with relabelling. Professional is excluded. Umbrella is not available.      CNA Connect, Auto, NPe & WC                    Prohibited: AK, HI                      Equip Brkdwn: Low
        DISTRIBUTOR-EXCLUDING                                                                                $2M/$4M GL limits are not available.
        PROFESSIONAL
28331   DRUG, MEDICINE/PHARMACEUTICAL        28331     Manufacturing -    Moderate         NOT ELIGIBLE             Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following states:    CNA Connect, Auto, NPe, WC & Umb           See Small Business Guidelines column    Equip Brkdwn: High
        PREPARATIONS MFG                              Advanced Medical                                              AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
                                                         Technology

28330   DRUG, MEDICINE/PHARMACEUTICAL        28330     Manufacturing -    Moderate         NOT ELIGIBLE             Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following states:    CNA Connect, Auto, NPe, WC & Umb           See Small Business Guidelines column    Equip Brkdwn: High
        PREPARATIONS MFG-FOR ANIMAL                   Advanced Medical                                              AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.
        USE                                              Technology




                                                                                                                                                                                                                                                                                                                                                Page 33
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                                August 17, 2009
 SIC             Class Description            CNA     Industry Group      Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                 Products Available on CNA Central             Territorial Restrictions      Misc Hazard Info
                                            Connect                      Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
51412   DRY FOODS AND SPICES                51412AX     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        WHOLESALE                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Low

57141   DRY GOODS DEALERS-RETAIL            53985A         Stores          Low               ELIGIBLE             This classification applies to risks which sell dry goods: such as yarn, fabrics, and piece goods.                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low

                                                                                                                                                                                                                                                                                                                   Umbrella: Low
20211   DRY MILK PRODUCTS MFG               20211K     Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                         Prohibited: AK, HI                     Equip Brkdwn:
                                                                                                           a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                           place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                           Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                      Umbrella: Low
                                                                                                           preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                           not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                           total square feet greater than 20,000. Manufacturing operations and products that include unpasteurized
                                                                                                           dairy products are not eligible for CNA Small Business.

51991   DRY-CLEANING PLANT EQUIPMENT        51991CR     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        AND SUPPLIES WHOLESALE                                                                             or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: High

50871   DRYERS, BEAUTY SHOP WHOLESALE       51991CS     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
                                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
34440   DUCTS MFG                           34993BV    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                         Prohibited: AK, HI                     Equip Brkdwn:
                                                                                                           a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                           place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                           including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Low
                                                                                                           injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                           20,000.
50440   DUPLICATING MACHINES                51991CT     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                     Equip Brkdwn: Low
        WHOLESALE                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
51620   EATING UTENSILS: FORKS, KNIVES,     51412CC     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        SPOONS - DISPOSABLE PLASTICS                                                                       location with total square feet greater than 20,000
        WHOLESALE                                                                                                                                                                                                                                                                                                  Umbrella: Low
34440   EAVES MFG                           34993BW    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                         Prohibited: AK, HI                     Equip Brkdwn:
                                                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                          Moderate
                                                                                                                 place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                                 including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Low
                                                                                                                 injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                 20,000.
34230   EDGE TOOLS FOR WOODWORKING:         34621AC    Manufacturing       High        Yes(Excluding Products) Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                     Prohibited: AK, HI                     Equip Brkdwn:
        AUGERS, BITS, GIMLETS,                                                        CustomXpress will use the a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
        COUNTERSINKS, ETC. MFG                                                       Insight/Advance product for place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                      Property/GL on this class. including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Moderate
                                                                                                                 injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                 20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

38120   EDITING EQUIPMENT, MOTION           38120BN    Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                     Equip Brkdwn:
        PICTURE: REWINDS, VIEWERS,                      Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                           Moderate
        TITLERS, AND SPLICERS MFG                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                           Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                   Umbrella: Moderate
                                                                                                           below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                           the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                           titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                           mandatory for any location with total square feet greater than 20,000.

59431   EDUCATIONAL & SCHOOL SUPPLIES -     59435C         Stores          Low               ELIGIBLE             Retail sale of various teaching, educational, and school supplies including books, paper, posters, and            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        RETAIL                                                                                                    educational toys. Items can also be ordered from catalogs.
                                                                                                                                                                                                                                                                                                                   Umbrella: Low
51412   EGGS WHOLESALE                      51412CD     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
                                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Moderate

51412   EGGS: CLEANING, OIL TREATING,       51412CE     Wholesalers      Moderate         NOT ELIGIBLE            The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        PACKING AND GRADING WHOLESALE                                                                             or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                                  class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                               Umbrella: Moderate

34980   ELBOWS FOR CONDUCTOR PIPE,          34993BX    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                         Prohibited: AK, HI                     Equip Brkdwn:
        HOT AIR DUCTS, AND STOVEPIPE                                                                       a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
        MFG                                                                                                place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                           including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                         Umbrella: Moderate
                                                                                                           injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                           20,000.
50642   ELECTRIC HOUSEWARES AND             51991CV     Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                     Equip Brkdwn: Low
        HOUSEHOLD FANS WHOLESALE                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Moderate

50642   ELECTRIC IRONS WHOLESALE            51991CW     Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
                                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Moderate

50642   ELECTRIC RANGES WHOLESALE           51991CX     Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
                                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Moderate

50642   ELECTRIC RAZORS WHOLESALE           51991CY     Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
                                                                                                           location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                   Umbrella: Moderate
50642   ELECTRIC WASHING MACHINES           51991CZ     Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        WHOLESALE                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Moderate

50631   ELECTRICAL APPARATUS &              12391A     Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell          CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                     Equip Brkdwn: Low
        EQUIPMENT NOC DISTRIBUTOR                      Technology -                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Low

76292   ELECTRICAL APPARATUS-               71212C         Service         High      ELIGIBLE INS/ADV ONLY Must be in business a minimum of 3 years to be eligible for CNA Connect. Installation of antennas or                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI, NY                 Equip Brkdwn: Low
        INSTALL/SERVICE/REPAIR                                                                             satellite dishes (including Direct TV) is not eligible for this classification. Trucking operations are ineligible.
                                                                                                                                                                                                                                                                                                                   Umbrella: Moderate
36990   ELECTRICAL EQUIPMENT MFG-FOR         36990     Manufacturing -   Moderate         NOT ELIGIBLE            Refer to CNA HealthPro Advanced Medical Technology. This class is only available in the following states:         CNA Connect, Auto, NPe, WC & Umb        See Small Business Guidelines column   Equip Brkdwn:
        DIRECT & INDIRECT APPLICATION TO              Advanced Medical                                            AZ, CO, CT, IL, IN, MI, MN, MO, NC, NV, NM, PA, SC and TN.                                                                                                                                       Moderate
        BODY                                             Technology
                                                                                                                                                                                                                                                                                                                   Umbrella: High




                                                                                                                                                                                                                                                                                                                                               Page 34
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                               August 17, 2009
 SIC            Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                           Products Available on CNA Central             Territorial Restrictions       Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                              Class
                                              Code
36430   ELECTRICAL PARTS,                    36430A    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                      Equip Brkdwn:
        COMPONENTS/ACCESSORIES NOC                                                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                      Moderate
        MFG.                                                                                                products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                              Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

36430   ELECTRICAL PARTS,                   36430B     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                      Equip Brkdwn:
        COMPONENTS/ACCESSORIES NOC                                                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                      Moderate
        MFG.-REBUILT                                                                                        products: Aircraft Products, Automobile & Truck(operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                              Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

76290   ELECTRICAL REPAIR SHOPS NOC-        71212B    Business Services     High              ELIGIBLE            This classification applies to establishments engaged in the installation, repair or reconditioning of electrical CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                      Equip Brkdwn: Low
        EXCL. AIRCRAFT & MEDICAL                                                                                  equipment for industrial or commercial use. Operations include the installation or repair of heavy motors,
        EQUIPMENT                                                                                                 generators or transformers, and switches or relays for plant machinery or of data processing equipment.                                                                                      Umbrella: Low
                                                                                                                  The installation of electrical fixture and appliances should be classified as "Electrical Work." Power line
                                                                                                                  construction shall be separately classified and rated.
57311   ELECTRICAL SUPPLY STORE             57326V         Stores           Low               ELIGIBLE            This classification applies to risks primarily engaged in selling electrical equipment of the household type.     CNA Connect, Auto, NPe, WC & Umb   Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                                  Stores where the sales of electrical equipment and parts are not the principle sales should be assigned to a
                                                                                                                  different mercantile classification. This class includes the sales of incidental parts of the appliances sold in                                                                             Umbrella: Low
                                                                                                                  the store. Any delivery and hook up, installation, servicing, and repair work of the appliances sold in the
                                                                                                                  store is contemplated by this classification.

33571   ELECTRICAL WIRE & CABLE              33571     Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb            Prohibited: AK, HI                      Equip Brkdwn:
        MANUFACTURING - END USE                         Technology -                                        customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                      Moderate
        ELECTRONICS/COMPUTERS/                          NEDA CAM                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
        TELECOMMUNICATIONS                                                                                  Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                              Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

33570   ELECTRICAL WIRE/CABLE NOC MFG.       33570     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                      Equip Brkdwn:
                                                        Technology -                                        a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                        NEDA CAM                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Low
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
33570   ELECTRICAL WIRING MFG               34993BY    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                      Equip Brkdwn:
                                                        Technology -                                        a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                        NEDA CAM                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Low
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
17311   ELECTRICAL WORK-W/IN BUILDINGS       92478       Contractor         High           NOT ELIGIBLE     No alarm installation. Residential Construction Defect Products/Completed Operations Exclusion                    CNA Connect, Auto, NPe & WC              CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
                                                                                                            (SB146973A) and mold exclusions apply. Must have been in business at least 3 years. A CNA Connect                                                          HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                            policy must be in place before the Workers’ Compensation line is considered for this class. Umbrella is not                                                Auto Prohibited only in: AZ, CA, NJ, NV, OR
                                                                                                            available. Residential construction is ineligible.                                                                                                         and WA.
36750   ELECTRONIC CAPACITORS NOC MFG        36750     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                          Equip Brkdwn:
                                                        Technology -                                        customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                                    Moderate
                                                        NEDA CAM                                            installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                            Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                               Umbrella: Low
                                                                                                            ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                            or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                            magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                            operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
36791   ELECTRONIC COMPONENTS NOC            36791     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                      Equip Brkdwn:
        MFG.                                            Technology -                                        customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                                Moderate
                                                        NEDA CAM                                            installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                            Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                               Umbrella: Low
                                                                                                            ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                            or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                            magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                            operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
36780   ELECTRONIC CONNECTORS NOC            36780     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your             CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                      Equip Brkdwn:
        MFG                                             Technology -                                        customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                                Moderate
                                                        NEDA CAM                                            installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                            Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                               Umbrella: Low
                                                                                                            ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                            or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                            magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                            operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
73741   ELECTRONIC DATA PROCESSING-         65121DR       Office -        Moderate           ELIGIBLE       This classification includes risks that offer the use of their own computer systems to process information.       CNA Connect, Auto, NPe, WC & Umb         Prohibited: AK, HI                      Equip Brkdwn: Low
        TIME-SHARING-                                    Technology                                         All work is done at the insured's facility and the computer is accessed via telephone lines.
                                                                                                                                                                                                                                                                                                               Umbrella: Low
34440   ELECTRONIC ENCLOSURES:              34993BZ    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                      Equip Brkdwn:
        STAMPED OR PRESSED MFG                                                                              a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                           Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                    Umbrella: Low
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50631   ELECTRONIC PARTS WHOLESALE          51991DA     Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn: Low
                                                        Technology -                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                        NEDA CAM                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                 Umbrella: Low

36760   ELECTRONIC RESISTORS NOC MFG         36760     Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your           CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
                                                        Technology -                                        customer is ineligible for our program if your customer ever manufactured or distributed components                                                                                                Moderate
                                                        NEDA CAM                                            installed any of the following products: Aircraft Products, Automobile & Truck(operating parts), Medical
                                                                                                            Products, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including below                                                                                               Umbrella: Moderate
                                                                                                            ground, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If the insured uses Beryllium
                                                                                                            or Beryllium alloys now, or at anytime in the past or if the insured uses or stores titanium, mercury, lead,
                                                                                                            magnesium, gold or silver, they are ineligible for CNA. Manufacturers with electroplating or clean room
                                                                                                            operations are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.




                                                                                                                                                                                                                                                                                                                                           Page 35
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                           August 17, 2009
 SIC            Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
38120   ELECTRONIC TOTALIZING               38120BY    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
        COUNTERS MFG                                    Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                        Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

50631   ELECTRONIC TUBES: RECEIVING,        51991DB     Wholesalers -       Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        TRANSMITTING AND INDUSTRIAL                     Technology -                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
        WHOLESALE                                       NEDA CAM                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

35780   EMBOSSING MACHINES FOR              36390AV    Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
        STORE/OFFICE USE MFG                            Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                        Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                Umbrella: Low
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

73610   EMPLOYMENT AGENCIES-NOT             65121P         Office           High              ELIGIBLE              No temporary labor placement, PEO's (Professional Employment Organization) or employee leasing                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        TEMPORARY HELP SERVICES                                                                                     operations. Personal & Advertising Injury Exclusion applies.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
20340   EMULSIFIERS, FOOD, DRY MFG          51412CF    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

50131   ENGINE ELECTRICAL EQUIPMENT,        51991DC     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        AUTOMOTIVE WHOLESALE                                                                                eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
50490   ENGINEERS' EQUIPMENT AND            51991DD     Wholesalers         Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        SUPPLIES WHOLESALE                                                                                  location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
87110   ENGINEERS/ARCHITECTS-               65121Q         Office           Low               ELIGIBLE              Must carry professional liability insurance. This class is not eligible for Employment Practices          CNA Connect, Auto, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
        CONSULTING-NOT ENGAGED IN                                                                                   Liability/Fiduciary Liability Coverage on Connect. These coverages may be available through CNA Specialty
        ACTUAL CONSTRUCTION < 25%                                                                                   Lines (www.cnapro.com).                                                                                                                                                                      Umbrella: Low
        FIELD WORK
87110   ENGINEERS/ARCHITECTS-               65121DH        Office           Low               ELIGIBLE              Must carry professional liability insurance. This class is not eligible for Employment Practices          CNA Connect, Auto, WC & Umb                   Prohibited: AK, HI, NY               Equip Brkdwn: Low
        CONSULTING-NOT ENGAGED IN                                                                                   Liability/Fiduciary Liability Coverage on Connect. These coverages may be available through CNA Specialty
        ACTUAL CONSTRUCTION-MORE                                                                                    Lines (www.cnapro.com).                                                                                                                                                                      Umbrella: Moderate
        THAN 25% FIELD WORK
34230   ENGRAVERS' TOOLS, HAND MFG          34621AD    Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                   Equip Brkdwn:
                                                                                       CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                     Moderate
                                                                                      Insight/Advance product for   place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                       Property/GL on this class.   including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                              Umbrella: Moderate
                                                                                                                    injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                    20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

34791   ENGRAVING                            71842    Business Services     Low               ELIGIBLE              Provides an engraving service. May also sell items that can be engraved such as plaques and other metal         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    items. If the operation is a gift shop that does engrave items, separately classify by the appropriate retail
                                                                                                                    class. Ineligible risks include stone engraving, monument engraving, or electroplating.                                                                                                      Umbrella: Low

38120   ENLARGERS, PHOTOGRAPHIC MFG         38120CB    Manufacturing -      High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
                                                        Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                        Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                Umbrella: Moderate
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

35780   ENVELOPE STUFFING, SEALING AND      36390AX    Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
        ADDRESSING MACHINES MFG                         Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                        Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                Umbrella: Low
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

51121   ENVELOPES WHOLESALE                 51412CG     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                   Umbrella: Low

59997   EQUIPMENT, FIXTURES/SUPPLIES-       50813A         Stores           Low               ELIGIBLE              If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        FOR BAR/RESTAURANTS
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
59997   EQUIPMENT, FIXTURES/SUPPLIES-        50813         Stores           Low               ELIGIBLE              If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect. Prior to    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        FOR HOTELS/OFFICES/STORE                                                                                    binding, please discuss the risk with your underwriter if they sell or refurbish secondhand goods.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
38510   EYE GLASS LENSES MFG.-EXCL.          52967     Manufacturing      Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. This            CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn:
        CONTACT LENSES                                                                                      classification contemplates grinding, polishing, & sanding of plastic and glass eye glass lenses. Casting                                                                                            Moderate
                                                                                                            lenses is not eligible for this classification. Your customer is ineligible for this classification if they ever
                                                                                                            manufactured contact lenses. A sprinkler system is mandatory for any location with total square feet greater                                                                                         Umbrella: Low
                                                                                                            than 20,000.
51311   FABRIC DISTRIBUTOR-CLOTH/CLOTH      12509A      Wholesalers         High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, HI                   Equip Brkdwn: Low
        PRODUCTS NOC                                                                                        location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
51361   FABRIC DISTRIBUTOR-CLOTHING         12509B      Wholesalers         High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any               CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        NOC                                                                                                 location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
59491   FABRIC STORE                        56311B         Stores           Low               ELIGIBLE              This classification applies to retail fabric stores selling various items including yarns of fabric, sewing  CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                    notions, thread, embroideries, hooks and eyes, veilings, patterns, knitting yarn and needles, scissors and
                                                                                                                    needles. The fabric is cut by stores employees per customers´ requests. Occasionally, the store will provide                                                                                 Umbrella: Low
                                                                                                                    for a fee a sewing class or craftwork class. This is included in the premium base.




                                                                                                                                                                                                                                                                                                                                             Page 36
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description            CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                          Products Available on CNA Central             Territorial Restrictions       Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
23961   FABRICATED TEXTILE PRODUCTS -        23961    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI                  Equip Brkdwn: Low
        PRINTING ON FABRIC ARTICLES                                                                       prefers insured’s that have a documented premises maintenance program for all building and equipment.
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in                                                                                            Umbrella: Low
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client. Operations with
                                                                                                          greater than 25% flammable inks are ineligible. A documented premises maintenance program for all
                                                                                                          building and equipment is required. A sprinkler system is mandatory for any location with total square feet
                                                                                                          greater than 20,000. This classification is eligible for printers E&O Coverage. No blanket washes, inks or
                                                                                                          solvents with flash points < 140 degrees fahrenheit.

23900   FABRICATED TEXTILE PRODUCTS         23900E    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI                  Equip Brkdwn:
        MFG.                                                                                              prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                              Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                          Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


23941   FABRICATED TEXTILE PRODUCTS          23941    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI                  Equip Brkdwn:
        MFG. - CANVAS AND RELATED                                                                         prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                              Moderate
        PRODUCTS-SAILS                                                                                    We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                          Umbrella: Low
                                                                                                          CNA is not a market for clients that manufacture any clothing worn by children < 6 years old.
                                                                                                          Manufacturers of protective clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A
                                                                                                          sprinkler system is mandatory for any location with total square feet greater than 20,000.


35780   FACSIMILE EQUIPMENT MFG             36390AY   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                      Equip Brkdwn:
                                                       Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                     Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                             Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

23110   FASHION ACCESSORIES                 23110Q    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, CA, HI                  Equip Brkdwn:
        MANUFACTURING                                                                                     prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                              Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client. CNA is not a market                                                                                      Umbrella: Low
                                                                                                          for clients that manufacture any clothing worn by children < 6 years old. Manufacturers of protective
                                                                                                          clothing (such as bulletproof vests and fire-resistant clothing) are ineligible. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

50722   FASTENERS, HARDWARE                 51991DE    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                Umbrella: Low

50440   FAX MACHINE WHOLESALE               51991DF    Wholesalers        Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                Umbrella: Low

52112   FENCE DEALERS - NO INSTALLATION     59999K        Stores        Moderate            ELIGIBLE              If direct imports exceed 25% of total sales then risk is not eligible to be written on CNA Connect.       CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low

17991   FENCE DEALERS - WITH                 17991      Contractor        High           NOT ELIGIBLE     Residential Construction Defect Products/Completed Operations Exclusion (SB146973A) applies.                      CNA Connect, Auto, NPe & WC             CNP, WC Prohibited: AK, AZ, CA, CO, FL, Equip Brkdwn: Low
        INSTALLATION                                                                                      Contracting Risks must be in business a minimum of 3 years to be eligible for CNA Connect. A CNA                                                          HI, IL, LA, NJ, NM, NV, NY, OR, TX, WA,
                                                                                                          Connect policy must be in place before the Workers’ Compensation line is considered for this class.                                                       Auto Prohibited only in: AZ, CA, NJ, NV, OR
                                                                                                          Umbrella is not available. Residential construction is ineligible.                                                                                        and WA.
34993   FENCE GATES, POST AND FITTING       34993CA   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                          Equip Brkdwn:
        MFG                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                              Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34230   FENCE STRETCHERS (HANDTOOLS)        34621AE   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn:
        MFG                                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                          Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50311   FENCING AND ACCESSORIES, WIRE       51991DG    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Moderate
33150   FENCING, MADE FROM PURCHASED        34993CB   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                      Equip Brkdwn:
        WIRE MFG                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                          Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                   Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
51121   FIBER CANS AND DRUMS                51412CH    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                      Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
51120   FILE CARDS WHOLESALE                51412CI    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
51120   FILE FOLDERS WHOLESALE              51412CJ    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                            Umbrella: Low
34230   FILES, INCLUDING RE-CUTTING AND     34621AF   Manufacturing       High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                      Equip Brkdwn:
        RE-SHARPENING MFG                                                            CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                  Moderate
                                                                                    Insight/Advance product for   place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                     Property/GL on this class.   including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                           Umbrella: Moderate
                                                                                                                  injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                                  20,000. PRODUCTS WILL BE EXCLUDED ON THIS CLASS.

20320   FILLINGS CANNED, PIE OR CAKE MFG    20320J    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                               Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

78922   FILM DELIVERY/FILM PROCUREMENT-      78922        Office          Low               ELIGIBLE              Please discuss with your underwriter before quoting this type of risk.                                    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
        MOTION PICTURE
                                                                                                                                                                                                                                                                                                            Umbrella: Low
78923   FILM LIBRARIES-MOTION PICTURE        78923        Stores        Moderate            ELIGIBLE              Please discuss with your underwriter before quoting this type of risk. This class is not eligible for     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                      Equip Brkdwn: Low
                                                                                                                  Employment Practices Liability Coverage on Connect in the following states: AK, FL, LA, MA and NY.
                                                                                                                                                                                                                                                                                                            Umbrella: Low


                                                                                                                                                                                                                                                                                                                                        Page 37
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                        August 17, 2009
 SIC            Class Description            CNA      Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                  Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
78921   FILM PURCHASING AGENCIES-            78921        Office          Low               ELIGIBLE            Please discuss with your underwriter before quoting this type of risk.                                              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        MOTION PICTURE
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
50430   FILM, PHOTOGRAPHIC WHOLESALE        51991DH    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
62111   FINANCIAL PLANNER -CONSULTANT       65121BP       Office          Low               ELIGIBLE            Provides advice only on financial management topics. Their product is advice. Stock brokers, commodity       CNA Connect, Auto, NPe, WC & Umb               AK, HI No Umb: NY                    Equip Brkdwn: Low
                                                                                                                brokers, insurance agents and investment banking shall be separately classified using their respective code.
                                                                                                                Ineligible operations include on-line brokerage, investment bankers, mergers and acquisitions consulting,                                                                                        Umbrella: Low
                                                                                                                import/export or non-financial commodity brokers, and day trading. This class is not eligible for Employment
                                                                                                                Practices Liability/Fiduciary Liability Coverage on Connect.

51360   FINDINGS, SHOE REPAIR               51991DI    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
64111   FINE ART APPRAISERS                 65121BC       Office          Low               ELIGIBLE            Risks engaged in providing appraisals of fine arts which do not include jewelry to the general public for a         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                fee.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
34980   FINS, TUBE: STAMPED METAL MFG       34993CC   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                        Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
34993   FIREPLACE EQUIPMENT                 34993CD   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
        (HARDWARE) MFG                                                                                    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                        Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
51460   FISH & SEAFOOD DISTRIBUTOR, NO      15223A     Wholesalers        High      ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        OYSTERS                                                                                           or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                         Moderate
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: Moderate
59998   FISHING EQUIPMENT AND SUPPLIES -    59626Z        Stores          Low               ELIGIBLE      This classification applies to risks primarily engaged in the sale of fishing equipment and supplies such as              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        RETAIL                                                                                            fishing rods, bait, tackle, nets, etc. Risks engaged in the sale of various sporting good items shall be
                                                                                                          separately classified, sporting goods stores.                                                                                                                                                          Umbrella: Low
53311   FIVE & DIME STORE                   53317A        Stores        Moderate           ELIGIBLE       This classification applies to retail stores, as their name indicates, which carry a wide range of goods. The             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          merchandise sold are mostly small items which are moderately prices such as cookware, dishes, towels,
                                                                                                          paper goods, inexpensive toys, picture frames, etc.                                                                                                                                                    Umbrella: Low
50781   FIXTURES, REFRIGERATED              51991DK    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: Low

50461   FIXTURES, STORE, NOT                51991DL    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Prior to binding, please discuss the risk with CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn: Low
        REFRIGERATED WHOLESALE                                                                            your underwriter if they sell or refurbish secondhand goods. A sprinkler system is mandatory for any
                                                                                                          location with total square feet greater than 20,000                                                                                                                                                    Umbrella: Low
35620   FLANGE UNITS FOR BALL AND           34621AG   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
        ROLLER BEARINGS MFG                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                        Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
38120   FLASHLIGHT APPARATUS FOR            38120CH   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your            CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
        PHOTOGRAPHERS, EXCEPT BULBS                    Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                          Moderate
        MFG                                                                                               products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                  Umbrella: Moderate
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

50631   FLASHLIGHTS WHOLESALE               51991DM    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any                 CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                       Technology -                                       location with total square feet greater than 20,000
                                                       NEDA CAM                                                                                                                                                                                                                                                  Umbrella: Low
50231   FLOOR COVERING DISTRIBUTOR          12797A     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell           CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        NOC-EXCL. ORIENTAL/ANTIQUE                                                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
        ORIENTAL RUGS                                                                                     class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                     Umbrella: Low

57131   FLOOR COVERING STORE-EXCL.           57134        Stores        Moderate            ELIGIBLE            This classification applies to stores selling rugs, tiles, wood, linoleum or any similar floor covering material.   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        ORIENTAL/ANTIQUE ORIENTAL RUGS                                                                          Installation is not contemplated in this classification. Risks with subcontracted installation are eligible with
                                                                                                                proper risk transfer. This includes liability limits at $1,000,000 with an A or better rated carrier and being                                                                                   Umbrella: Low
                                                                                                                named as an Additional Insured on the subcontractor's policy. Installation of any kind (including
                                                                                                                subcontracted installation) is prohibited for this class in New York.

33150   FLORISTS' DESIGNS, MADE FROM        34993CE   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
        PURCHASED WIRE MFG                                                                                a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                               Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                        Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
59922   FLORISTS-INTERIORSCAPE ONLY         59685B        Service         Low       ELIGIBLE INS/ADV ONLY Risks within this class maintain plants, flowers and small trees within office, retail and other commercial or CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          large residential buildings.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
59921   FLORISTS-NOT GREENHOUSES            59685A        Stores          Low               ELIGIBLE      This classification applies to a store principally engaged in the retail selling of fresh cut flowers, potted  CNA Connect, Auto, NPe, WC & Umb                   Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          plants, shrubs, trees, leaves and branches of natural vegetation, bulbs, and floral arrangements, including
                                                                                                          incidental florist supplies and accessories.                                                                                                                                                           Umbrella: Low
20520   FLOUR MIXES MFG                     20520W    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                    Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

51930   FLOWERS & FLORISTS SUPPLIES         59685C     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any        CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn: Low
        DISTRIBUTOR                                                                                       location with total square feet greater than 20,000. The risk is not eligible for this CNA Connect class if they
                                                                                                          grow plants.                                                                                                                                                                                           Umbrella: Low
36630   FM AND AM TUNERS MFG                36390AZ   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your            CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
                                                       Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                          Moderate
                                                                                                          products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                  Umbrella: Low
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.




                                                                                                                                                                                                                                                                                                                                             Page 38
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                          Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
34993   FOIL CONTAINERS FOR BAKERY          34993CF   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        GOODS AND FROZEN FOODS,                                                                           a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
        EXCEPT BAG AND LINER MFG                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
51121   FOLDING PAPERBOARD BOXES            51412CK    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
20370   FOOD PRODUCTS MFG NOC -              20370    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        FROZEN                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                             Umbrella: Low
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

54991   FOOD STORE & MISC. SPECIALTY        54116C        Stores          Low               ELIGIBLE            No dietary supplement manufacturing, repackaging or direct importing. Risk is ineligible if performing      CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        STORE                                                                                                   delivery services.
                                                                                                                                                                                                                                                                                                         Umbrella: Low
50461   FOOD WARMING EQUIPMENT,             51991DN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        COMMERCIAL WHOLESALE                                                                              or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. Prior to binding, please discuss the risk with your underwriter if they sell or refurbish secondhand                                                                                    Umbrella: Low
                                                                                                          goods. A sprinkler system is mandatory for any location with total square feet greater than 20,000

31310   FOOTWEAR CUT STOCK MFG              59005A    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          No Safety Boots/Shoes Mfg or infant shoe Mfg is allowed. A sprinkler system is mandatory for any location
                                                                                                          with total square feet greater than 20,000.

51360   FOOTWEAR WHOLESALE                  51412CL    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
31310   FOOTWEAR, EXCEPT RUBBER MFG         59005B    Manufacturing     Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA              CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                           Moderate
                                                                                                          We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. If one does not exist, please contact your underwriter before quoting the client.                                                                                                       Umbrella: Low
                                                                                                          No Safety Boots/Shoes Mfg or infant shoe Mfg is allowed. A sprinkler system is mandatory for any location
                                                                                                          with total square feet greater than 20,000.

72996   FORMAL WEAR-RENTED TO OTHERS         12927        Stores          Low               ELIGIBLE      This classification applies to clothes rental stores specializing in formal wear such as tuxedos, tuxedos         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          shirts, cummerbunds, shoes, bridal dresses and veils, bridesmaids dresses, and gowns for special
                                                                                                          occasions such as proms and parties. Tailoring is included in this classification.                                                                                                             Umbrella: Low
35780   FORMS HANDLING EQUIPMENT FOR        36390BA   Manufacturing -   Moderate    ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        STORE/OFFICE USE MFG                           Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                       Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                       Umbrella: Low
51412   FOUNTAIN FRUITS AND SYRUPS          51412CM    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                             Umbrella: Moderate

34993   FOUNTAINS, METAL (EXCEPT            34993CG   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        DRINKING) MFG                                                                                     a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                          place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                          including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                          injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.
50480   FRAMES, OPHTHALMIC WHOLESALE        51991DO    Wholesalers        Low       ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. A sprinkler system is mandatory for any       CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: Low
38120   FREEZERS (NON-CRYOGENIC)            38120CJ   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn:
        LABORATORY AND REFRIGERATORS                   Technology                                         customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                  Moderate
        MFG                                                                                               products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                          Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                          Umbrella: Moderate
                                                                                                          below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                          the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                          titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                          mandatory for any location with total square feet greater than 20,000.

50781   FREEZERS, HOUSEHOLD                 51991DP    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of CNA Connect, Auto, NPe, WC & Umb           Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                          appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                       Umbrella: Low
                                                                                                          greater than 20,000
20370   FRENCH TOAST, FROZEN MFG            20320K    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                             Umbrella: Low
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

20320   FROSTING, PREPARED MFG              20320L    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                          place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                            Umbrella: Low
                                                                                                          Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                          preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                          not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                          total square feet greater than 20,000.

51422   FROZEN DAIRY DESERTS                51412CN    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                 Moderate
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: High
51421   FROZEN FOOD-MEAT FISH/POULTRY       13049B     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        DISTRIBUTOR                                                                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                 Moderate
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: High
51422   FROZEN FOOD-OTHER THAN MEAT         13049A     Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        FISH/POULTRY DISTRIBUTOR                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                 Moderate
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: High
51422   FROZEN VEGETABLES WHOLESALE         51412CO    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                 Moderate
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                         Umbrella: High




                                                                                                                                                                                                                                                                                                                                     Page 39
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                     August 17, 2009
 SIC            Class Description            CNA      Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
20320   FRUIT BUTTERS MFG                   20320M     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20340   FRUIT FLOUR, MEAL AND POWDERS       20320N     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
        MFG                                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20370   FRUIT JUICE POPS MFG                20211L     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                   Umbrella: Low
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

51422   FRUIT JUICES, FROZEN WHOLESALE      51412CP     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                       Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: High
51488   FRUIT PEEL WHOLESALE                51412CR     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                       Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: High
54311   FRUIT/VEGETABLE DEALERS-NOT          54315         Stores         Moderate            ELIGIBLE            This classification applies to risks engaged in the retail sale of fresh or frozen vegetables. Such dealers are   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        OPEN AIR                                                                                                  the typical neighborhood fruit or vegetable stand but can also apply to large stores whose primary products                                                                                    Moderate
                                                                                                                  sold are fruit and vegetables.
                                                                                                                                                                                                                                                                                                                 Umbrella: Low
51488   FRUIT/VEGETABLE DISTRIBUTOR-         13112      Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
        NOT OPEN AIR                                                                                        or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                       Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: High
51488   FRUITS, DRIED WHOLESALE             51412CS     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                       Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: High
51422   FRUITS, FROZEN WHOLESALE            51412CT     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell         CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing                                                                                       Moderate
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                 Umbrella: High
20320   FRUITS, PICKLED AND BRINED MFG      51412CU    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20370   FRUITS, QUICK FROZEN AND            51412CV    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn:
        COLDPACK (FROZEN) MFG                                                                               a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                             Moderate
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and                                                                                                   Umbrella: Low
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20351   FRUITS, SULPHERED MFG                20351I    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

20640   FUDGE MFG                           20520X     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. CNA prefers accounts with a working H.A.C.C.P. (Hazard Analysis and Critical Control Points)                                                                                                  Umbrella: Low
                                                                                                            Program in operation. CNA requires accounts to have a documented program of regular inspection and
                                                                                                            preventative maintenance of refrigeration, electrical and gas-fired equipment. If anyone of the above does
                                                                                                            not exist, discuss with your underwriter before quoting. A sprinkler system is mandatory for any location with
                                                                                                            total square feet greater than 20,000.

35780   FUNDS TRANSFER DEVICE MFG           36390BB    Manufacturing -    Moderate    ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Your          CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn:
                                                        Technology                                          customer is ineligible for our program if your customer ever manufactured or distributed any of the following                                                                                        Moderate
                                                                                                            products: Aircraft Products, Automobile & Truck (operating parts), Medical Products, Drugs,
                                                                                                            Pharmaceuticals, Guns, Gun Parts and ammunition, Pressure vessels, Sports Equipment, Tanks, including                                                                                                Umbrella: Low
                                                                                                            below ground, Tobacco Products, Toys, Infant Products, Valves, Pipes, Tubes, or Industrial Machinery. If
                                                                                                            the insured uses Beryllium or Beryllium alloys now, or at anytime in the past or if the insured uses or stores
                                                                                                            titanium, mercury, lead, magnesium, gold or silver, they are ineligible for CNA. A sprinkler system is
                                                                                                            mandatory for any location with total square feet greater than 20,000.

72611   FUNERAL HOMES/CHAPELS                43889    Business Services   Moderate            ELIGIBLE            This industry prepares the dead for interment or cremation and coordinates the funeral service. Embalming CNA Connect, Auto, NPe, WC & Umb                Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                  and cosmetic work are usually performed on the premises. Professional services are excluded on the base
                                                                                                                  form. Funeral Director Prof Liab is available as an endt. Umbrella is available. Concerning the Auto Line, if                                                                                  Umbrella: Moderate
                                                                                                                  a hearse is present, rate the vehicle as a PPT and refer to the underwriter. The underwriter will then re-rate
                                                                                                                  the hearse using class code 7922 per ISO state rules.

23711   FUR GARMENT MANUFACTURING            23711     Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA             CNA Connect, Auto, NPe, WC & Umb               Prohibited: AK, CA, HI               Equip Brkdwn:
                                                                                                            prefers insureds that have a documented premises maintenance program for all building and equipment.                                                                                                 Moderate
                                                                                                            We desire that the insured has a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                                            place. If one does not exist, please contact your underwriter before quoting the client. Your customer is not                                                                                        Umbrella: Low
                                                                                                            eligible if they do any tanning. CNA is not a market for clients that manufacture any clothing worn by
                                                                                                            children < 6 years old. Manufacturers of protective clothing (such as bulletproof vests and fire-resistant
                                                                                                            clothing) are ineligible. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50750   FURNACES, EXCEPT ELECTRIC AND       51991DR     Wholesalers       Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of CNA Connect, Auto, NPe, WC & Umb                 Prohibited: AK, HI                   Equip Brkdwn: Low
        WARM AIR WHOLESALE                                                                                  total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                            appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                             Umbrella: Moderate
                                                                                                            greater than 20,000




                                                                                                                                                                                                                                                                                                                                             Page 40
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                             August 17, 2009
 SIC            Class Description             CNA     Industry Group     Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                                   Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                     Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
50750   FURNACES, HEATING: ELECTRIC         51991DS    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                          appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                                Umbrella: Moderate
                                                                                                          greater than 20,000
50750   FURNACES, WARM AIR WHOLESALE        51991DT    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY No installation or repair. The risk is not eligible for this CNA Connect class if direct imports exceed 25% of             CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                          total sales or if they sell or distribute products under their own label. If this is the case, classify using an
                                                                                                          appropriate manufacturing class. A sprinkler system is mandatory for any location with total square feet                                                                                                Umbrella: Moderate
                                                                                                          greater than 20,000
72170   FURNITURE CLEANING ON               72170A        Service       Moderate    ELIGIBLE INS/ADV ONLY Professional upholstery cleaners provide their services to residential and commercial customers alike. In                  CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        CUSTOMERS' PREMISES                                                                               addition to cleaning upholstery (i.e., household fittings, hangings, curtains, cushions, and covers), some
                                                                                                          insureds have expanded into full blown water damage restoration services, including mold remediation, if                                                                                                Umbrella: Low
                                                                                                          you risk does this additional work they are not eligible for our insurance program.

25140   FURNITURE COMPONENTS,               34993CH   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. This          CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
        PORCELAIN ENAMELED MFG                                                                            classification applies to risks engaged in manufacturing of standardized component parts that are then                                                                                                  Moderate
                                                                                                          painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal screws. Items
                                                                                                          made are "production line" metal furniture such as office equipment, garden and lawn furniture, and utility                                                                                             Umbrella: Low
                                                                                                          items. Includes incidental upholstering. This classification does not include stools, scaffolding, baby
                                                                                                          furniture, play sets or step ladder manufacturing. A sprinkler system is mandatory for any location with total
                                                                                                          square feet greater than 20,000.

25140   FURNITURE HARDWARE, INCLUDING       34993CI   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. This          CNA Connect, Auto, NPe, WC & Umb                    Prohibited: AK, HI                   Equip Brkdwn:
        CASTERS MFG                                                                                       classification applies to risks engaged in manufacturing of standardized component parts that are then                                                                                                  Moderate
                                                                                                          painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal screws. Items
                                                                                                          made are "production line" metal furniture such as office equipment, garden and lawn furniture, and utility                                                                                             Umbrella: Low
                                                                                                          items. Includes incidental upholstering. This classification does not include stools, scaffolding, baby
                                                                                                          furniture, play sets or step ladder manufacturing. A sprinkler system is mandatory for any location with total
                                                                                                          square feet greater than 20,000.

25140   FURNITURE MFG./ASSEMBLING-NOC-       25140    Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. Masonry CNA Connect, Auto, NPe, WC & Umb                          Prohibited: AK, HI                   Equip Brkdwn:
        OTHER THAN WOOD-NOT INFANTS                                                                       non-combustible or better construction and central station burglar alarm preferred. Sprinkler system and                                                                                                Moderate
                                                                                                          adequate dust control and collection system required. This classification does not include stools,
                                                                                                          scaffolding, baby furniture, children's furniture, play sets or step ladder manufacturing. Your customer is not                                                                                         Umbrella: Low
                                                                                                          eligible for this coverage if they manufacture or directly import baby or children's furniture. If you are unsure
                                                                                                          of the exposures of a direct importer please discuss with your underwriter before submitting the account.
                                                                                                          Incidental installation is acceptable & defined at < 10%. The Total Residential Exclusion (Exclusion –
                                                                                                          Residential Construction Defect form SB146969A) will be applied on any risk with residential installation.

25140   FURNITURE PARTS, METAL MFG          34993CJ   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. This        CNA Connect, Auto, NPe, WC & Umb                      Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                          classification applies to risks engaged in manufacturing of standardized component parts that are then                                                                                                  Moderate
                                                                                                          painted and assembled into furniture units. Assembly may be by welding, bolts or sheet metal screws. Items
                                                                                                          made are "production line" metal furniture such as office equipment, garden and lawn furniture, and utility                                                                                             Umbrella: Low
                                                                                                          items. Includes incidental upholstering. This classification does not include stools, scaffolding, baby
                                                                                                          furniture, play sets or step ladder manufacturing. Your customer is not eligible for this coverage if they
                                                                                                          manufacture or directly import children's furniture. If you are unsure of the exposures of a direct importer
                                                                                                          please discuss with your underwriter before submitting the account. A sprinkler system is mandatory for any
                                                                                                          location with total square feet greater than 20,000.

57122   FURNITURE STORE-PATIO/OUTDOOR       57128C        Stores          High              ELIGIBLE            A sprinkler system is mandatory. Locations greater than 5,000 sq. ft. are not eligible. Your customer is not       CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                                eligible if they manufacture or direcly import children's furniture, play sets, swingsets, treehouses, play lots,
                                                                                                                sell used furniture or do furniture stripping, refinishing or reupholstering. Frame (ISO 1), JM (ISO 2) or NC                                                                                     Umbrella: Low
                                                                                                                (ISO 3) construction are not eligible. Locations in fire protection class 7,8,9,10 are not eligible. Rental stores
                                                                                                                are not eligible for this classification. Risks with any property loss in the past 5 years are not eligible.

57121   FURNITURE STORE-UPHOLSTERED-        57121A        Stores          High              ELIGIBLE            Your customer is not eligible for this coverage if they manufacture or directly import children's furniture, sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        NOT USED                                                                                                used furniture, or do furniture stripping, refinishing or reupholstering. A sprinkler system is mandatory.
                                                                                                                Locations greater than 5,000 sq. ft. are not eligible. Frame (ISO 1), JM (ISO 2) or NC (ISO 3) construction                                                                                       Umbrella: Low
                                                                                                                are not eligible. Locations in fire protection class 7,8,9,10 are not eligible. Rental stores are not eligible for
                                                                                                                this classification. Risks with any property loss in the past 5 years are not eligible.

57122   FURNITURE STORE-WOOD/METAL-         57128A        Stores          High              ELIGIBLE            Your customer is not eligible for this coverage if they manufacture or directly import children's furniture, sell    CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        NOT USED                                                                                                used furniture, or do furniture stripping, refinishing or reupholstering. A sprinkler system is mandatory.
                                                                                                                Locations greater than 5,000 sq. ft. are not eligible. Frame (ISO 1), JM (ISO 2) or NC (ISO 3) construction                                                                                       Umbrella: Low
                                                                                                                are not eligible. Locations in fire protection class 7,8,9,10 are not eligible. Rental stores are not eligible for
                                                                                                                this classification. Risks with any property loss in the past 5 years are not eligible.

50210   FURNITURE WHOLESALE                 57121C     Wholesalers        High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Your customer is not eligible for this                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        UPHOLSTERED-NOT USED                                                                              coverage if they manufacture or directly import children's furniture, sell used furniture, or do furniture
                                                                                                          stripping, refinishing or reupholstering. If you are unsure of the exposures of a direct importer, or if they sell                                                                                      Umbrella: Low
                                                                                                          or distribute products under their own label, please discuss with your underwriter before submitting the
                                                                                                          account. A sprinkler system is mandatory. Locations greater than 5,000 sq. ft. are not eligible. Frame (ISO
                                                                                                          1), JM (ISO 2) or NC (ISO 3) construction are not eligible. Locations in fire protection class 7,8,9,10 are not
                                                                                                          eligible. Rental stores are not eligible for this classification. Risks with any property loss in the past 5 years
                                                                                                          are not eligible.
50210   FURNITURE WHOLESALE                 57128B     Wholesalers        High      ELIGIBLE INS/ADV ONLY Direct importing is contemplated within the rating of this class. Your customer is not eligible for this                   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WOOD/METAL -NOT USED                                                                              coverage if they manufacture or directly import children's furniture, sell used furniture, or do furniture
                                                                                                          stripping, refinishing or reupholstering. If you are unsure of the exposures of a direct importer, or if they sell                                                                                      Umbrella: Low
                                                                                                          or distribute products under their own label, please discuss with your underwriter before submitting the
                                                                                                          account. A sprinkler system is mandatory. Locations greater than 5,000 sq. ft. are not eligible. Frame (ISO
                                                                                                          1), JM (ISO 2) or NC (ISO 3) construction are not eligible. Locations in fire protection class 7,8,9,10 are not
                                                                                                          eligible. Rental stores are not eligible for this classification. Risks with any property loss in the past 5 years
                                                                                                          are not eligible.
38120   FURNITURE, LABORATORY MFG           38120CM   Manufacturing -     High      ELIGIBLE INS/ADV ONLY Eligible manufacturers must be in business at least three years. CNA is not a market for manufacturing                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn:
                                                       Technology                                         operations which include high hazard products or processes, including critical control devices, aircraft                                                                                                Moderate
                                                                                                          products, foundries, pressure vessels, and plastic injection molding. A sprinkler system is mandatory for
                                                                                                          any location with total square feet greater than 20,000.                                                                                                                                                Umbrella: Moderate
76992   FURNITURE/FIXTURES-INSTALL IN        95124        Service       Moderate    ELIGIBLE INS/ADV ONLY Risks within this class install portable furnishings for commercial customers. Trucking operations are                     CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI CNP, WC & UMB     Equip Brkdwn: Low
        OFFICES-PORTABLE-METAL/WOOD                                                                       ineligible.                                                                                                                                                        Prohibited in NY
                                                                                                                                                                                                                                                                                                                  Umbrella: Moderate
50631   FUSES AND ACCESSORIES               51991DU    Wholesalers -      Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                       or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                       NEDA CAM                                           class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: Low

50842   GAME MACHINES, COIN-OPERATED        51991DV    Wholesalers      Moderate    ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                          class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                                      Umbrella: High

50131   GARAGE SERVICE EQUIPMENT            51991DW    Wholesalers        High      ELIGIBLE INS/ADV ONLY Sales of used or rebuilt parts must be incidental. If direct imports exceed 25% of total sales then risk is not            CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                                                                         eligible. A sprinkler system is mandatory for any location with total square feet greater than 20,000
                                                                                                                                                                                                                                                                                                                  Umbrella: Low
25140   GARBAGE CANS, STAMPED AND           34993CK   Manufacturing       High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                           Prohibited: AK, HI                   Equip Brkdwn:
        PRESSED METAL MFG                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                                Moderate
                                                                                                          place. If one does not exist, please discuss with your underwriter before quoting.
                                                                                                          CNA is not a market for metal manufacturing operations which include many high hazard products or                                                                                                       Umbrella: Low
                                                                                                          processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                          with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                          20,000.




                                                                                                                                                                                                                                                                                                                                              Page 41
                CNA Connect Profile Guide                                                                                                                                                                                                                                                                                              August 17, 2009
 SIC            Class Description             CNA     Industry Group       Hazard     Custom Xpress Eligible? Small Business Guidelines. Please contact your Custom Xpress underwriter for Custom Xpress                          Products Available on CNA Central             Territorial Restrictions    Misc Hazard Info
                                            Connect                       Indicator         (Yes/No)          Underwriting Guidelines.
                                             Class
                                             Code
50642   GARBAGE DISPOSALS WHOLESALE         51991DX     Wholesalers         Low       ELIGIBLE INS/ADV ONLY The risk is not eligible for this CNA Connect class if direct imports exceed 25% of total sales or if they sell   CNA Connect, Auto, NPe, WC & Umb        Prohibited: AK, HI                   Equip Brkdwn: Low
                                                                                                            or distribute products under their own label. If this is the case, classify using an appropriate manufacturing
                                                                                                            class. A sprinkler system is mandatory for any location with total square feet greater than 20,000                                                                                             Umbrella: Moderate

34230   GARDEN HAND TOOLS MFG               34621AH    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                            place. CNA is not a market for manufacturing operations which include high hazard products or processes,
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic                                                                                Umbrella: Moderate
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
50631   GAS LIGHTING FIXTURES               51991DY    Wholesalers -      Moderate    ELIGIBLE INS/ADV ONLY Not eligible to be written on CNA Connect if any direct importing. A sprinkler system is mandatory for any      CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: Low
        WHOLESALE                                      Technology -                                         location with total square feet greater than 20,000
                                                        NEDA CAM                                                                                                                                                                                                                                           Umbrella: Low
34993   GATE HOOKS MFG                      34993CL    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
                                                                                                            a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                            place.
                                                                                                            CNA is not a market for manufacturing operations which include high hazard products or processes,                                                                                              Umbrella: Moderate
                                                                                                            including critical control devices, aircraft products, electroplating, foundries, pressure vessels, and plastic
                                                                                                            injection molding. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.
34993   GATES, FENCE: MADE FROM METAL       34993CM    Manufacturing        High      ELIGIBLE INS/ADV ONLY Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb                  Prohibited: AK, HI                   Equip Brkdwn:
        MFG                                                                                                 a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in                                                                                       Moderate
                                                                                                            place. If one does not exist, please discuss with your underwriter before quoting.
                                                                                                            CNA is not a market for metal manufacturing operations which include many high hazard products or                                                                                              Umbrella: Moderate
                                                                                                            processes, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk, discuss
                                                                                                            with your underwriter. A sprinkler system is mandatory for any location with total square feet greater than
                                                                                                            20,000.

34621   GAUGES MFG                          34621AI    Manufacturing        High        Yes(Excluding Products)     Manufacturers must be in business a minimum of three years to qualify for our insurance program. CNA is CNA Connect, Auto, NPe, WC & Umb          Prohibited: AK, HI                   Equip Brkdwn: High
                                                                                       CustomXpress will use the    a market for insured's that have a Fire Protection Program, Quality Control and Product Recall policy in
                                                                                      Insight/Advance product for   place. If one does not exist, please discuss with your underwriter before quoting. CNA is not a market for                                                                             Umbrella: Moderate
                                                                                       Property/GL on this class.   metal manufacturing operations which include many high hazard products or processes where failure could
                                                                                                                    result in injury, for example, critical control devices, electroplating, foundries, etc. If unsure of your risk,
                                                                                                                    discuss with your underwriter. A sprinkler system is mandatory for any location with total square feet greater