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					Sources of Revenue
1997 Economic Census Finance and Insurance
Subject Series

1997
Issued August 2000 EC97F52S-LS

U.S. Department of Commerce
Economics and Statistics Administration
U.S. CENSUS BUREAU

ACKNOWLEDGMENTS

Many persons participated in the various activities of the 1997 Economic Census for the Finance and Insurance sector. Service Sector Statistics Division prepared this report. Bobby E. Russell, Assistant Chief for Census Programs, was responsible for the overall planning, management, and coordination. Planning and implementation were under the direction of Steven M. Roman, Chief, Utilities and Financial Census Branch, assisted by Faye A. Jacobs and Laurie G. Torene. Primary staff assistance was provided by Vannah L. Beatty, Diane CarodiskeyBeeson, Robert S. Benedik, Sandra K. Creech, Michael J. Garger, Andrew N. Lampton, Juan P. Matias, Kathryn H. Miller, Susan K. Pozzanghera, William R. Samples, and Charles T. Spradlin. Mathematical and statistical techniques as well as the coverage operations were provided by Carl A. Konschnik, Assistant Chief for Research and Methodology, assisted by Carol S. King, Chief, Statistical Methods Branch, and Jock R. Black, Chief, Program Research and Development Branch, with staff assistance from Maria C. Cruz and David L. Kinyon. The Economic Planning and Coordination Division provided overall planning and review of many operations and the computer processing procedures. Shirin A. Ahmed, Assistant Chief for Post-Collection Processing, was responsible for edit procedures and designing the interactive analytical software. Design and specifications were prepared under the supervision of Dennis L. Shoemaker, Chief, Census Processing Branch, assisted by John D. Ward. Primary staff assistance was provided by Sonya P. Curcio, Richard W. Graham, and Cheryl E. Merkle. The Economic Product Team, with primary contributions from Andrew W. Hait and Jennifer E. Lins, was responsible for the development of the system to disseminate 1997 Economic Census reports.

The staff of the National Processing Center, Judith N. Petty, Chief, performed mailout preparation and receipt operations, clerical and analytical review activities, and data entry. The Geography Division staff developed geographic coding procedures and associated computer programs. The Economic Statistical Methods and Programming Division, Charles P. Pautler Jr., Chief, developed and coordinated the computer processing systems. Martin S. Harahush, Assistant Chief for Quinquennial Programs, was responsible for design and implementation of the computer systems. Robert S. Jewett and Barbara L. Lambert provided special computer programming. William C. Wester, Chief, Services Branch, assisted by Robert A. Hill and Jay L. Norris who supervised the preparation of the computer programs. Additional programming assistance was provided by Leatrice D. Hines, Michael J. Ocasio, and Michael A. Sendelbach. Computer Services Division, Debra D. Williams, Chief, performed the computer processing. Kim D. Ottenstein and Margaret A. Smith of the Administrative and Customer Services Division, Walter C. Odom, Chief, provided publications and printing management, graphics design and composition, and editorial review for print and electronic media. General direction and production management were provided by Michael G. Garland, Assistant Division Chief, and Gary J. Lauffer, Chief, Publications Services Branch. Special acknowledgment is also due the many businesses whose cooperation has contributed to the publication of these data.

Sources of Revenue

1997
Issued August 2000 EC97F52S-LS

1997 Economic Census Finance and Insurance
Subject Series

U.S. Department of Commerce Norman Y. Mineta, Secretary Robert L. Mallett, Deputy Secretary
Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs
U.S. CENSUS BUREAU Kenneth Prewitt, Director

ECONOMICS AND STATISTICS ADMINISTRATION

Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs

U.S. CENSUS BUREAU Kenneth Prewitt, Director William G. Barron, Deputy Director
Paula J. Schneider, Principal Associate Director for Programs Frederick T. Knickerbocker, Associate Director for Economic Programs Thomas L. Mesenbourg, Assistant Director for Economic Programs Carole A. Ambler, Chief, Service Sector Statistics Division

CONTENTS

Introduction to the Economic Census Finance and Insurance TABLES 1. Sources of Revenue by Kind of Business for the United States: 1997

1 5

7

APPENDIXES A. B. C. D. E. Explanation of Terms NAICS Codes, Titles, and Descriptions Coverage and Methodology Geographic Notes Metropolitan Areas
Not applicable for this report.

A–1 B–1 C–1

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

iii

Introduction to the Economic Census
PURPOSES AND USES OF THE ECONOMIC CENSUS The economic census is the major source of facts about the structure and functioning of the Nation’s economy. It provides essential information for government, business, industry, and the general public. Title 13 of the United States Code (Sections 131, 191, and 224) directs the Census Bureau to take the economic census every 5 years, covering years ending in 2 and 7. The economic census furnishes an important part of the framework for such composite measures as the gross domestic product estimates, input/output measures, production and price indexes, and other statistical series that measure short-term changes in economic conditions. Specific uses of economic census data include the following: • Policymaking agencies of the Federal Government use the data to monitor economic activity and assess the effectiveness of policies. • State and local governments use the data to assess business activities and tax bases within their jurisdictions and to develop programs to attract business. • Trade associations study trends in their own and competing industries, which allows them to keep their members informed of market changes. • Individual businesses use the data to locate potential markets and to analyze their own production and sales performance relative to industry or area averages. ALL-NEW INDUSTRY CLASSIFICATIONS Data from the 1997 Economic Census are published primarily on the basis of the North American Industry Classification System (NAICS), unlike earlier censuses, which were published according to the Standard Industrial Classification (SIC) system. NAICS is in the process of being adopted in the United States, Canada, and Mexico. Most economic census reports cover one of the following NAICS sectors: 21 22 23 31-33 42 44-45 48-49 51 Mining Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Information 52 53 54 55 56 61 62 71 72 81 Finance and Insurance Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Management of Companies and Enterprises Administrative and Support and Waste Management and Remediation Services Educational Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Foodservices Other Services (except Public Administration)

(Not listed above are the Agriculture, Forestry, Fishing, and Hunting sector (NAICS 11), partially covered by the census of agriculture conducted by the U.S. Department of Agriculture, and the Public Administration sector (NAICS 92), covered by the census of governments conducted by the Census Bureau.) The 20 NAICS sectors are subdivided into 96 subsectors (three-digit codes), 313 industry groups (four-digit codes), and, as implemented in the United States, 1170 industries (five- and six-digit codes). RELATIONSHIP TO SIC While many of the individual NAICS industries correspond directly to industries as defined under the SIC system, most of the higher level groupings do not. Particular care should be taken in comparing data for retail trade, wholesale trade, and manufacturing, which are sector titles used in both NAICS and SIC, but cover somewhat different groups of industries. The industry definitions discuss the relationships between NAICS and SIC industries. Where changes are significant, it will not be possible to construct time series that include data for points both before and after 1997. For 1997, data for auxiliary establishments (those functioning primarily to manage, service, or support the activities of their company’s operating establishments, such as a central administrative office or warehouse) will not be included in the sector-specific reports. These data will be published separately. GEOGRAPHIC AREA CODING Accurate and complete information on the physical location of each establishment is required to tabulate the census data for the states, metropolitan areas (MAs), counties, parishes, and corporate municipalities including cities, towns, villages, and boroughs. Respondents were INTRODUCTION 1

1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

required to report their physical location (street address, municipality, county, and state) if it differed from their mailing address. For establishments not surveyed by mail (and those single-establishment companies that did not provide acceptable information on physical location), location information from Internal Revenue Service tax forms is used as a basis for coding. BASIS OF REPORTING The economic census is conducted on an establishment basis. A company operating at more than one location is required to file a separate report for each store, factory, shop, or other location. Each establishment is assigned a separate industry classification based on its primary activity and not that of its parent company. DOLLAR VALUES All dollar values presented are expressed in current dollars; i.e., 1997 data are expressed in 1997 dollars, and 1992 data, in 1992 dollars. Consequently, when making comparisons with prior years, users of the data should consider the changes in prices that have occurred. All dollar values are shown in thousands of dollars. AVAILABILITY OF ADDITIONAL DATA Reports in Print and Electronic Media All results of the 1997 Economic Census are available on the Census Bureau Internet site (www.census.gov) and on compact discs (CD-ROM) for sale by the Census Bureau. Unlike previous censuses, only selected highlights are published in printed reports. For more information, including a description of electronic and printed reports being issued, see the Internet site, or write to U.S. Census Bureau, Washington, DC 20233-8300, or call Customer Services at 301-457-4100. Special Tabulations Special tabulations of data collected in the 1997 Economic Census may be obtained, depending on availability of time and personnel, in electronic or tabular form. The data will be summaries subject to the same rules prohibiting disclosure of confidential information (including name, address, kind of business, or other data for individual business establishments or companies) that govern the regular publications. Special tabulations are prepared on a cost basis. A request for a cost estimate, as well as exact specifications on the type and format of the data to be provided, should be directed to the Chief of the division named below, U.S. Census Bureau, Washington, DC 20233-8300. To discuss a special tabulation before submitting specifications, call the appropriate division: 2 INTRODUCTION

Manufacturing and Construction Division Service Sector Statistics Division HISTORICAL INFORMATION

301-457-4673 301-457-2668

The economic census has been taken as an integrated program at 5-year intervals since 1967 and before that for 1954, 1958, and 1963. Prior to that time, individual components of the economic census were taken separately at varying intervals. The economic census traces its beginnings to the 1810 Decennial Census, when questions on manufacturing were included with those for population. Coverage of economic activities was expanded for the 1840 Decennial Census and subsequent censuses to include mining and some commercial activities. The 1905 Manufactures Census was the first time a census was taken apart from the regular decennial population census. Censuses covering retail and wholesale trade and construction industries were added in 1930, as were some covering service trades in 1933. Censuses of construction, manufacturing, and the other business service censuses were suspended during World War II. The 1954 Economic Census was the first census to be fully integrated: providing comparable census data across economic sectors, using consistent time periods, concepts, definitions, classifications, and reporting units. It was the first census to be taken by mail, using lists of firms provided by the administrative records of other Federal agencies. Since 1963, administrative records also have been used to provide basic statistics for very small firms, reducing or eliminating the need to send them census questionnaires. The range of industries covered in the economic censuses expanded between 1967 and 1992. The census of construction industries began on a regular basis in 1967, and the scope of service industries, introduced in 1933, was broadened in 1967, 1977, and 1987. While a few transportation industries were covered as early as 1963, it was not until 1992 that the census broadened to include all of transportation, communications, and utilities. Also new for 1992 was coverage of financial, insurance, and real estate industries. With these additions, the economic census and the separate census of governments and census of agriculture collectively covered roughly 98 percent of all economic activity. Printed statistical reports from the 1992 and earlier censuses provide historical figures for the study of longterm time series and are available in some large libraries. All of the census reports printed since 1967 are still available for sale on microfiche from the Census Bureau. CD-ROMs issued from the 1987 and 1992 Economic Censuses contain databases including nearly all data published in print, plus additional statistics, such as ZIP Code statistics, published only on CD-ROM. 1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

SOURCES FOR MORE INFORMATION More information about the scope, coverage, classification system, data items, and publications for each of the economic censuses and related surveys is published in the Guide to the 1997 Economic Census and Related Statistics at www.census.gov/econguide. More information on the methodology, procedures, and history of the censuses will be published in the History of the 1997 Economic Census at www.census.gov/econ/www/history.html. ABBREVIATIONS AND SYMBOLS The following abbreviations and symbols are used with the 1997 Economic Census data: A D Standard error of 100 percent or more. Withheld to avoid disclosing data of individual companies; data are included in higher level totals. Exceeds 100 percent because data include establishments with payroll exceeding revenue. Not available or not comparable. Revenue not collected at this level of detail for multiestablishment firms. Withheld because estimates did not meet publication standards.

V X Y Z a b c e f g h i j k l m p q r s nec nsk – (CC) (IC)

F

N Q S

Represents less than 50 vehicles or .05 percent. Not applicable. Disclosure withheld because of insufficient coverage of merchandise lines. Less than half the unit shown. 0 to 19 employees. 20 to 99 employees. 100 to 249 employees. 250 to 499 employees. 500 to 999 employees. 1,000 to 2,499 employees. 2,500 to 4,999 employees. 5,000 to 9,999 employees. 10,000 to 24,999 employees. 25,000 to 49,999 employees. 50,000 to 99,999 employees. 100,000 employees or more. 10 to 19 percent estimated. 20 to 29 percent estimated. Revised. Sampling error exceeds 40 percent. Not elsewhere classified. Not specified by kind. Represents zero (page image/print only). Consolidated city. Independent city.

1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

INTRODUCTION

3

Finance and Insurance
SCOPE The Finance and Insurance sector (sector 52) of the 1997 Economic Census comprises establishments of firms with payroll primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with 1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. For finance and insurance, these units are the equivalents of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The North American Industry Classification System (NAICS) defines activities broadly enough that it can be used by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Funds, trusts, and other financial vehicles (legal entities that hold portfolios of assets on behalf of others) are the fifth subsector of the Finance and Insurance sector. These FINANCE & INSURANCE 5

entities earn interest, dividends, and other property income, but generally have little or no employment and no revenue from the sale of services. Only Real Estate Investement Trusts, NAICS 52593, are included in the scope of the census. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Among depository institutions and insurance carriers, many locations with activities which might in other industries be considered as support or auxiliary activities (such as headquarters operations), are included in this report as operating locations. GENERAL A list of reports that provide statistics on sector 52 follows. Geographic area report. There is a separate report for each state, the District of Columbia, and the United States. Each state report presents general statistics on number of establishments, revenue, payroll, and employment by kind of business for the state and metropolitan areas (MAs). Greater kind-of-business detail is shown for larger areas. The United States report presents data for the United States as a whole. Sources of revenue report. This report presents sources of revenue data for establishments by kind of business. Data are presented for the United States. Establishment and firm size (including legal form of organization) report. This report presents revenue, payroll, and employment data for the United States by revenue size, by employment size, and by legal form of organization for establishments; and by revenue size (including concentration by largest firms), by employment size, and by number of establishments operated (single units and multiunits) for firms. Miscellaneous subjects report. This report presents data for establishments for a variety of industry-specific questions. Presentation of data varies by kind of business. GEOGRAPHIC AREAS COVERED The level of geographic detail varies by report. Data may be presented for: 1. The United States as a whole.

2. States and the District of Columbia. 3. Consolidated metropolitan statistical areas (CMSAs) and primary metropolitan statistical areas (PMSAs) defined by the Office of Management and Budget (OMB) as of June 30, 1997. A CMSA is an area used to facilitate the presentation and analysis of data for large concentrations of metropolitan populations. It includes two or more contiguous PMSAs which have a population of at least 1,000,000 (according to the 1990 Census of Population or subsequent special census) and which meet specific criteria of urban character and of social and economic integration. 4. Metropolitan statistical areas (MSAs) defined by the OMB as of June 30, 1997. An MSA is an integrated economic and social unit with a population nucleus of at least 50,000 inhabitants (according to the 1990 Census of Population or subsequent special census). Each MSA consists of one or more counties meeting standards of metropolitan character. In New England, cities and towns rather than counties are the component geographic units. COMPARABILITY OF THE 1992 AND 1997 CENSUSES The 1997 Economic Census is the first census to present data based on the new North American Industry Classification System (NAICS). Previous census data were presented according to the Standard Industrial Classification (SIC) system developed some 60 years ago. Due to this change, comparability between census years may be limited. Comparative statistics will be included as part of the Core Business Statistics Reports. DISCLOSURE In accordance with Federal law governing census reports (Title 13 of the United States Code), no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure; therefore, this information may be released even though other information is withheld. AVAILABILITY OF MORE FREQUENT ECONOMIC DATA The Census Bureau’s County Business Patterns program offers annual statistics on the number of establishments, employment, and payroll classified by industry within each county.

6 FINANCE & INSURANCE

1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

This page is intentionally blank.

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INTRODUCTION

1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N X 24 23 21 21 21 581 038 692 362 362 559 509 228 286 286
r2

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue Amount1 ($1,000) 197 771 283 116 227 244 6 3 39 122 640 8 1 68 27 13 4 2 1 211 6 3 19 45 24 23 17 20 474 568 198 416 350 686 028 592 153 029 229 041 141 913 899 108 707 740 842 442 428 559 718 777 289 656 596 808 346 282 407 916 107 178 296 543 413 580 616 111 492 040 746 930 374 534 025 382 820 960

Number 52 0110 0120 0130 0150 0160 0170 0180 0210 0250 0310 0320 0330 0340 0350 0400 0410 0480 0490 0500 0510 0520 0600 0610 0620 0630 0640 0650 0660 0670 0680 0690 0700 0710 0720 0730 0740 0800 0810 0820 0830 0840 0850 0860 0870 0880 0890 0990 1200 1210 1300 1310 1320 1900 9810 521 0210 0310 0490 0710 0880 9810 5211 0210 0310 0490 0710 0880 9810 52111 0210 0218 0229 0310 0490 0710 0880 9810 Finance & insurance Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Title insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Annuity revenue Interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Realized capital gains (losses) on investment accounts Gains (losses) on securities not held in trading accounts Dividend income Royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Deposit brokerage fees Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Overnight funds handling fees Foreign currency exchange fees Fees from money order and traveler’s check sales ATM and other electronic transaction fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees collected for providing insurance administrative services Third party insurance administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Other fees and commissions Gross rents from real property owned by this establishment Safe deposit box rental fees Rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Monetary authorities central bank 395 203 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 42 42 40 34 37 37 37 central bank 42 42 40 34 37 37 37 central bank interest 25 42 40 34 37 37 37 42 42

Establishments reporting source X N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N X 103.9 Z .1 3.1 .9 .6 X 103.9 Z .1 3.1 .9 .6 X 103.9 .1 100.0 Z .1 3.1 .9 .6

All establishments1 100.0 5.3 10.4 11.1 .3 .2 1.8 5.6 29.1 .4 Z 3.1 1.2 .6 .2 .1 .1 9.6 .3 .2 .9 2.1 1.1 1.1 .8 .9 .2 .1 Z .1 Z .1 Z Z Z Z .1 2.3 .2 .4 2.7 .9 .4 .2 .1 .6 Z .3 Z .5 .8 Z .6 .1 2.9 100.0 103.9 Z Z 2.7 .7 .5 100.0 103.9 Z Z 2.7 .7 .5 100.0 103.9 .1 103.8 Z Z 2.7 .7 .5

Revenue of establishments reporting sources of revenue as percent of total revenue 79.6 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 90.9 X X X X X X 90.9 X X X X X X 90.9 88.5 X X X X X X X

4 550 849 1 728 616 1 675 1 616 005 362 468 1 356 668 658 260 332 2 49 3 9 59 19 8 3 1 13 949 649 320 328 260 124 483 575 364 589 516 519 811 767 055 680 942 933 850 842 124 465 629 874 215 819 289 351 223 440

707 5 714 36 11 534 18 137

82 804 12 396 747 2 581 992 64 056 471 24 581 559 25 531 877 –2 019 153 12 004 658 239 182 977 133 061 24 581 559 25 531 877 –2 019 153 12 004 658 239 182 977 133 061 24 581 559 25 531 877 14 942 25 516 935 –2 019 12 658 182 153 004 239 977

Interest income Trading gains (losses) from foreign exchange transactions Gains (losses) from assets sold or traded Overnight funds handling fees Fees from investment consulting and advice Other revenue Monetary authorities

22 776 566 X 24 23 21 21 21 581 038 692 362 362 559 509 228 286 286

Interest income Trading gains (losses) from foreign exchange transactions Gains (losses) from assets sold or traded Overnight funds handling fees Fees from investment consulting and advice Other revenue Monetary authorities

22 776 566 X 24 581 559 19 228 818 24 581 559 23 21 21 21 038 692 362 362 509 228 286 286

Interest income Commercial and industrial loans (except real estate) income Other interest income

Trading gains (losses) from foreign exchange transactions Gains (losses) from assets sold or traded Overnight funds handling fees Fees from investment consulting and advice Other revenue See footnotes at end of table.

22 776 566

133 061

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

7

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 24 581 559 19 228 818 24 581 559 23 21 21 21 038 692 362 362 509 228 286 286 Amount1 ($1,000) 24 581 559 25 531 877 14 942 25 516 935 –2 019 12 658 182 153 004 239 977 Establishments reporting source X 103.9 .1 100.0 Z .1 3.1 .9 .6 X N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N X N N N N N N N N N N N N N N N N N N N N N N N N N X Q Q Q Q Q Q All establishments1 100.0 103.9 .1 103.8 Z Z 2.7 .7 .5 100.0 72.5 1.0 .4 .3 .6 .3 3.6 .3 1.7 .3 3.0 2.9 2.2 2.5 .6 .2 Z .2 Z .2 .1 Z Z Z .4 .4 Z .2 .1 1.4 Z Z 1.5 .3 2.8 100.0 76.4 .5 .6 .5 .4 .4 4.3 Z 2.6 .3 4.6 .7 .9 1.9 Z Z Z .6 .6 .2 .1 1.9 Z Z 2.5 100.0 76.2 3.1 .2 11.9 9.1 1.9 Revenue of establishments reporting sources of revenue as percent of total revenue 90.9 88.5 X X X X X X X 72.5 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 68.0 X X X X X X X X X X X X X X X X X X X X X X X X X 66.1 64.6 X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 521110 0210 0218 0229 0310 0490 0710 0880 9810 522 0210 0250 0310 0320 0330 0350 0480 0490 0510 0520 0600 0610 0620 0630 0640 0650 0660 0670 0680 0690 0700 0710 0720 0730 0740 0800 0810 0830 0880 1210 1300 1310 1320 1900 9810 5221 0210 0250 0310 0320 0330 0350 0480 0490 0510 0520 0600 0610 0620 0630 0640 0650 0720 0740 0800 0830 0880 1210 1300 1320 9810 52211 0210 0212 0213 0214 0215 0216 Monetary authorities central bank interest 25 42 40 34 37 37 37 166 882 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 102 916 N N N N N N N N N N N N N N N N N N N N N N N N N 70 860 Q Q Q Q Q Q 42 42

Interest income Commercial and industrial loans (except real estate) income Other interest income

Trading gains (losses) from foreign exchange transactions Gains (losses) from assets sold or traded Overnight funds handling fees Fees from investment consulting and advice Other revenue Credit intermediation & related activities Interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Deposit brokerage fees Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Overnight funds handling fees Foreign currency exchange fees Fees from money order and traveler’s check sales ATM and other electronic transaction fees Securities commissions Commodities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Gross rents from real property owned by this establishment Safe deposit box rental fees Rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Depository credit intermediation Interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Foreign currency exchange fees ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Commercial banking Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income See footnotes at end of table.

22 776 566 X N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N X N N N N N N N N N N N N N N N N N N N N N N N N N X Q Q Q Q Q Q
r808

133 061 810 933 101 153 970 627 530 390 888 805 778 285 559 718 777 289 550 825 178 827 206 926 883 966 393 340 238 025 382 820 766 849

586 8 2 2 4 2 28 2 13 2 24 23 17 20 4

1 728 616 58 1 615 272 299 728 1 345 502 668 519 572 166 873 331 999 2 949 680 2 987 11 1 244 884 11 534 575 113 275 315 223

153 224 82 800 12 396 701 2 581 992 22 399 124 533 133 659 407 2 2 2 2 448 901 945 485 049 377 757 605 460 240

2 351 779 22 915 705 1 690 13 654 797 1 779 479 24 3 5 10 452 575 057 086 206 451 626 893 397 738

71 195 102 171 2 945 489 2 985 565 809 180 760 572 9 976 147 15 008 14 197 13 535 043 421 759 126 321 406 474 13 046 772 991 205 50 306 364 38 501 319 7 952 525

8

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52211 0210 0218 0219 0221 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0490 0510 0520 0600 0610 0620 0621 0622 0629 0630 0640 0650 0720 0740 0800 0830 0880 1210 1300 1320 9810 522110 0210 0212 0213 0214 0215 0216 0218 0219 0221 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0490 0510 0520 0600 0610 0620 0621 0622 0629 0630 0640 0650 0720 0740 0800 0830 0880 1210 1300 1320 9810 Commercial banking Con. Interest income Con. Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Foreign currency exchange fees ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Commercial banking Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Foreign currency exchange fees ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue See footnotes at end of table.

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 70 860 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q

83 383 638 3 948 763 67 291 10 585 361 15 398 714 4 220 608 93 003 914 2 795 462 2 942 784 2 194 213 1 502 595 363 973 1 138 622 1 497 181 14 220 181 1 690 12 489 578 1 739 673 18 389 516 3 156 700 4 164 980 1 048 978 670 006 1 710 326 9 072 206 69 102 2 411 2 908 734 605 8 781 15 208 738 253 171 173 570 868 036 383 008

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q

19.8 .9 Z 2.5 3.7 1.0 22.1 .7 .7 .5 .4 .1 .3 .4 3.4 Z 3.0 .4 4.4 .7 1.0 .2 .2 .4 2.2 Z Z Z .6 .7 .2 .1 2.1 Z Z 2.5 100.0 76.2 3.1 .2 11.9 9.1 1.9 19.8 .9 Z 2.5 3.7 1.0 22.1 .7 .7 .5 .4 .1 .3 .4 3.4 Z 3.0 .4 4.4 .7 1.0 .2 .2 .4 2.2 Z Z Z .6 .7 .2 .1 2.1 Z Z 2.5

X X X X X X X X X X 60.7 X X X X X X X X X 53.6 X X X X X X X X X X X X X X X 66.1 64.6 X X X X X X X X X X X X X X X 60.7 X X X X X X X X X 53.6 X X X X X X X X X X X X X X X

14 197 10 331 545 421 759 126 321 406 474 13 046 772 991 205 50 306 364 38 501 319 7 952 525 83 383 638 3 948 763 67 291 10 585 361 15 398 714 4 220 608 93 003 914 2 795 462 2 942 784 2 194 213 1 502 595 363 973 1 138 622 1 497 181 14 220 181 1 690 12 489 578 1 739 673 18 389 516 3 156 700 4 164 980 1 048 978 670 006 1 710 326 9 072 206 69 102 2 411 2 908 734 605 8 781 15 208 738 253 171 173 570 868 036 383 008

14 197 10 331 545

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

9

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Amount1 ($1,000) 203 570 310 148 914 110 7 251 227 27 361 815 19 657 422 4 698 240 38 669 457 1 606 524 7 913 825 8 892 470 2 052 755 30 810 375 2 440 946 1 194 341 810 085 621 251 159 059 462 192 524 475 6 059 478 6 456 952 954 655 10 791 857 2 319 550 1 613 467 355 789 7 385 20 1 379 952 402 222 5 344 520 926 810 784 104 548 382 885 632 508 228 Establishments reporting source X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q All establishments1 100.0 73.2 3.6 13.4 9.7 2.3 19.0 .8 3.9 4.4 1.0 15.1 1.2 .6 .4 .3 .1 .2 .3 3.0 3.2 .5 5.3 1.1 .8 .2 .2 .4 3.6 Z .7 .5 .2 .1 2.6 2.5 100.0 75.6 3.6 14.3 11.2 2.0 18.3 1.5 1.6 4.1 1.3 17.7 .1 .6 .3 .4 .1 .3 .4 4.8 3.8 .5 4.7 .5 1.1 .4 .2 .6 .8 Z .6 1.2 .2 .2 2.2 2.1 100.0 79.9 1.4 48.4 5.7 2.7 2.8 Revenue of establishments reporting sources of revenue as percent of total revenue 58.2 56.8 X X X X X X X X X X X X X 50.3 X X X X X X X X 57.6 X X X X X X X X X X X 67.2 66.3 X X X X X X X X X X X X X 66.8 X X X X X X X X 66.3 X X X X X X X X X X X 69.1 68.2 X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 5221101 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0650 0740 0800 0830 0880 1210 9810 5221102 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0650 0740 0800 0830 0880 1210 9810 52212 0210 0212 0214 0215 0216 0218 National commercial banks (banking) Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Fees from factoring or forfaiting receivables ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Other revenue State commercial banks (banking) Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Fees from factoring or forfaiting receivables ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Other revenue Savings institutions Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income See footnotes at end of table. 36 683 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 33 672 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 16 264 Q Q Q Q Q Q

5 161 803 159 452 168 120 602 991 5 795 545 22 730 422 17 897 296 3 254 285 29 149 665 2 342 239 2 583 340 6 506 244 2 137 393 28 206 562 117 441 895 250 412 190 695 674 196 777 498 897 568 906 7 602 538 6 019 209 750 101 7 496 649 827 327 1 815 581 314 920 1 261 39 1 031 1 903 332 294 3 437 790 052 196 542 371 943 791 539 236 528 155

3 347 539 78 946 836 63 081 495 1 109 415 38 194 079 4 509 433 2 093 483 2 242 710

10

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52212 0210 0219 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0650 0740 0800 0830 0880 1210 9810 522120 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0650 0740 0800 0830 0880 1210 9810 5221201 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 Savings institutions Con. Interest income Con. Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Fees from factoring or forfaiting receivables ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Other revenue Savings institutions Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Fees from factoring or forfaiting receivables ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Other revenue Savings institutions (federally chartered) Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) See footnotes at end of table. Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 16 264 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 11 036 Q Q Q Q Q Q Q Q Q Q Q Q

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q

39 642 268 278 1 994 558 351 550 12 278 347 105 969 2 821 252 791 492 058 253 118 238 940 345 4 141 132 39 5 174 80 743 605 81 55 834 1 188 21 72 5 531 505 345 997 806 904 272 503 760 796 947 850 942 523 288 791 419 124

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q

.1 .3 2.5 .4 15.6 .1 Z .3 .6 .3 .3 .4 5.2 .2 .1 6.6 .1 .9 .8 .1 .1 1.1 Z .2 Z .1 Z .7 3.4 100.0 79.9 1.4 48.4 5.7 2.7 2.8 .1 .3 2.5 .4 15.6 .1 Z .3 .6 .3 .3 .4 5.2 .2 .1 6.6 .1 .9 .8 .1 .1 1.1 Z .2 Z .1 Z .7 3.4 100.0 77.6 1.4 47.1 5.3 2.5 3.0 .1 .4 2.8 .6 14.5 .2

X X X X X X X X 65.8 X X X X X X X X 67.7 X X X X X X X X X X X 69.1 68.2 X X X X X X X X X X X X X 65.8 X X X X X X X X 67.7 X X X X X X X X X X X 66.2 65.3 X X X X X X X X X X X

2 697 284 78 946 836 63 081 495 1 109 415 38 194 079 4 509 433 2 093 483 2 242 710 39 642 268 278 1 994 558 351 550 12 278 347 105 969 2 821 252 791 492 058 253 118 238 940 345 4 141 132 39 5 174 80 743 605 81 55 834 1 188 21 72 5 531 505 345 997 806 904 272 503 760 796 947 850 942 523 288 791 419 124

2 697 284 54 390 770 42 190 969 757 493 25 641 579 2 866 207 1 332 406 1 629 341 31 442 191 766 1 529 612 305 879 7 905 244 98 775

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

11

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 5221201 0310 0320 0330 0331 0339 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0650 0740 0800 0830 0880 1210 9810 5221203 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 0310 0320 0330 0331 0339 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0650 0740 0800 0830 0880 1210 9810 52213 0210 0211 0212 0214 0215 0216 0224 0229 0320 0350 0480 0600 0610 0620 0621 0622 0629 0630 0740 1210 9810 Savings institutions (federally chartered) Con. Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 5 226 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 15 640 15 594 14 701 14 322 9 1 8 12 3 2 10 9 6 385 565 474 252 890 302 919 005 603 645

Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Fees from factoring or forfaiting receivables ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Other revenue Savings institutions (not federally chartered) Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Fees from factoring or forfaiting receivables ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Other revenue Credit unions Interest income Unsecured loans to members interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Other loans to members interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees ATM and other electronic transaction fees Other fees and commissions Other revenue See footnotes at end of table.

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X 29 649 000 26 567 546 25 862 577 23 4 21 24 9 1 6 19 21 18 891 935 326 901 682 009 689 812 349 235 043 886 315 095 257 435 796 569 806 975

2 080 151 535 334 119 183 721 150 398 132 2 609 52 4 4 723 60 558 458 60 39 014 711 635 004 316 280 651 383 507 761

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X 73.3 16.3 26.9 16.4 3.7 8.1 7.9 27.4 3.7 7.6 22.9 4.0 1.8 1.1 .9 .6 1.2 1.2 1.7 3.0 2.3

Z .3 .6 .3 .3 .2 4.8 .1 Z 8.7 .1 1.0 .8 .1 .1 1.2 Z .2 Z .1 Z .7 4.2 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 100.0 73.2 14.6 23.4 13.2 .6 5.8 6.6 8.9 .1 1.7 15.3 2.9 1.1 .5 .4 Z .1 .6 1.2 2.1 1.4

X X 63.4 X X X X X X X X 64.8 X X X X X X X X X X X D D X X X X X X X X X X X X X D X X X X X X X X D X X X X X X X X X X X 87.7 82.9 X X X X X X X X X X X X 84.8 X X X X X X X

629 919 789 128 328 8 102 60 284 3 222 360 639 2 281 398 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 29 693 575 21 725 180 4 327 376 6 947 030 3 919 182 1 723 1 970 2 653 36 506 4 535 860 327 145 111 3 30 988 870 785 351 780 893 804 327 893 625 707 568 543 596

4 150 3 568 101 1 076 4 447 7 154 9 299 6 748

13 451 386 12 598 502 612 329 2 466 115 13 728 165 20 099 465 21 445 734 17 849 250

163 373 345 775 633 811 412 187

12

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 29 649 000 26 567 546 25 862 577 23 4 21 24 9 1 6 19 21 18 891 935 326 901 682 009 689 812 349 235 043 886 315 095 257 435 796 569 806 975 Amount1 ($1,000) 29 693 575 21 725 180 4 327 376 6 947 030 3 919 988 182 870 1 723 785 1 970 351 2 653 780 36 506 4 535 860 327 145 111 3 30 893 804 327 893 625 707 568 543 596 Establishments reporting source X 73.3 16.3 26.9 16.4 3.7 8.1 7.9 27.4 3.7 7.6 22.9 4.0 1.8 1.1 .9 .6 1.2 1.2 1.7 3.0 2.3 X 73.0 16.8 26.7 15.8 2.7 8.0 8.1 32.9 3.0 7.9 23.8 4.0 1.6 1.0 .8 .4 1.3 1.2 1.8 3.1 2.3 X 73.8 15.5 27.0 17.3 5.1 8.2 7.6 18.1 4.6 7.0 21.5 4.0 2.1 1.3 1.1 .7 1.2 1.1 1.7 2.8 2.3 X Q Q Q Q Q Q Q Q Q Q Q Q Q All establishments1 100.0 73.2 14.6 23.4 13.2 .6 5.8 6.6 8.9 .1 1.7 15.3 2.9 1.1 .5 .4 Z .1 .6 1.2 2.1 1.4 100.0 72.8 14.5 22.2 12.4 .4 5.6 6.7 10.9 .1 1.8 15.8 2.7 1.0 .4 .3 Z .1 .6 1.2 2.2 1.4 100.0 73.8 14.6 25.3 14.5 .9 6.2 6.5 5.7 .2 1.6 14.4 3.2 1.3 .6 .5 Z .1 .4 1.2 2.1 1.3 100.0 45.2 1.3 7.6 5.1 .5 2.4 1.9 18.1 .3 7.9 Z .1 .1 Revenue of establishments reporting sources of revenue as percent of total revenue 87.7 82.9 X X X X X X X X X X X X 84.8 X X X X X X X 86.7 81.3 X X X X X X X X X X X X 83.3 X X X X X X X 89.5 85.6 X X X X X X X X X X X X 87.3 X X X X X X X 99.5 98.5 X X X X X X X X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 522130 0210 0211 0212 0214 0215 0216 0224 0229 0320 0350 0480 0600 0610 0620 0621 0622 0629 0630 0740 1210 9810 5221301 0210 0211 0212 0214 0215 0216 0224 0229 0320 0350 0480 0600 0610 0620 0621 0622 0629 0630 0740 1210 9810 5221309 0210 0211 0212 0214 0215 0216 0224 0229 0320 0350 0480 0600 0610 0620 0621 0622 0629 0630 0740 1210 9810 52219 0210 0212 0214 0215 0216 0218 0222 0225 0226 0229 0250 0320 0350 Credit unions Interest income Unsecured loans to members interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Other loans to members interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees ATM and other electronic transaction fees Other fees and commissions Other revenue Credit unions (federally chartered) Interest income Unsecured loans to members interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Other loans to members interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees ATM and other electronic transaction fees Other fees and commissions Other revenue Credit unions (not federally chartered) Interest income Unsecured loans to members interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Other loans to members interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees ATM and other electronic transaction fees Other fees and commissions Other revenue Other depository credit intermediation Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts See footnotes at end of table. 15 640 15 594 14 701 14 322 9 1 8 12 3 2 10 9 6 385 565 474 252 890 302 919 005 603 645

4 150 3 568 101 1 076 4 447 7 154 9 299 6 748 9 396 9 354 8 830 8 503 5 507 854 5 047 7 316 2 240 1 6 5 3 147 785 082 598 961

13 451 386 12 598 502 612 329 2 466 115 13 728 165 20 099 465 21 445 734 17 849 250 X 18 344 549 15 911 257 15 279 689 14 2 12 15 6 4 12 12 11 403 934 825 237 092 605 178 241 323 172 756 977 432 727 767 755 525 768 037 028

163 373 345 775 633 811 412 187 18 383 263 13 382 535 2 670 698 4 085 005 2 281 629 80 554 1 024 448 1 236 651 2 003 550 18 329 2 908 497 177 78 60 1 17 176 971 224 791 740 975 316 281 378

2 343 2 031 43 561 2 700 4 159 5 471 3 950 6 244 6 240 5 871 5 819 3 878 711 3 427 4 936 1 650 1 3 4 2 155 134 923 005 684

8 236 725 7 819 454 291 863 1 345 017 9 289 821 12 240 369 13 025 232 11 229 564 X 11 304 451 10 656 289 10 582 888 9 2 8 9 3 2 7 9 7 487 000 500 663 589 403 511 570 026 063 287 909 883 368 490 680 271 801 769 947

115 221 215 580 399 111 259 939 11 310 312 8 342 645 1 656 678 2 862 025 1 638 102 699 733 650 18 176 1 627 363 149 66 51 2 13 359 316 337 700 230 717 833 103 102 885 732 252 262 218

1 807 1 537 58 515 1 747 2 995 3 828 2 798 152 Q Q Q Q Q Q Q Q Q Q Q Q Q

5 214 661 4 779 048 320 466 1 121 098 4 438 344 7 859 096 8 420 502 6 619 686 X Q Q Q Q Q Q Q Q Q Q Q Q Q

48 152 130 195 234 700 152 248 2 734 122 1 235 228 36 263 209 140 138 988 12 870 65 811 53 079 495 848 7 161 215 288 326 1 563 2 289

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

13

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52219 0480 0600 0610 0620 0621 0622 0629 0630 0830 1210 9810 522190 0210 0212 0214 0215 0216 0218 0222 0225 0226 0229 0250 0320 0350 0480 0600 0610 0620 0621 0622 0629 0630 0830 1210 9810 5222 0210 0212 0213 0214 0215 0216 0217 0218 0219 0221 0222 0223 0225 0226 0229 0250 0251 0252 0259 0310 0320 0330 0331 0339 0350 0480 0490 0510 0520 0600 0610 0620 0621 0622 0629 0630 0640 0650 0720 0740 0800 Other depository credit intermediation Con. Q Q Q Q Q Q Q Q Q Q Q 152 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q
r47

Other investment income (net) Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Insurance and annuity commissions Other fees and commissions Other revenue Other depository credit intermediation Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Insurance and annuity commissions Other fees and commissions Other revenue Nondepository credit intermediation Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Foreign currency exchange fees ATM and other electronic transaction fees Securities commissions See footnotes at end of table.

Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X 220 079 408 43 188 866 5 965 834 85 466 510 37 351 270 21 455 346 27 537 822 51 6 22 29 030 178 815 983 909 502 171 718
r229

18 852 27 138 11 029 3 703 727 1 705 1 271 15 966 1 521 29 829 94 027 2 734 122 1 235 228 36 263 209 140 138 988 12 870 65 811 53 079 495 848 7 161 215 288 1 2 18 27 11 326 563 289 852 138 029

Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X 72.3 45.6 23.9 53.3 12.5 16.5 35.0 30.9 41.8 26.8 46.9 53.1 1.3 44.5 13.1 9.4 39.8 8.7 32.7 .2 1.2 15.3 23.2 7.5 1.4 11.8 11.6 1.5 6.2 1.3 35.4 25.7 35.2 9.9 13.0 10.9 14.4 33.9 1.2 .3 .3

.7 1.0 .4 .1 Z .1 Z .6 .1 1.1 3.4 100.0 45.2 1.3 7.6 5.1 .5 2.4 1.9 18.1 .3 7.9 Z .1 .1 .7 1.0 .4 .1 Z .1 Z .6 .1 1.1 3.4 100.0 69.4 8.6 .6 19.9 2.0 1.5 4.2 6.9 1.1 2.7 6.1 4.7 Z 6.8 4.3 2.3 1.2 Z .7 Z .1 1.0 .7 .3 Z 2.6 1.2 Z .2 Z 3.1 5.0 3.7 .2 1.1 2.8 .4 .7 Z Z Z

X X X 99.5 X X X X X X X 99.5 98.5 X X X X X X X X X X X X X X X 99.5 X X X X X X X 81.4 78.4 X X X X X X X X X X X X X X 10.1 X X X X X 79.3 X X X X X X X X X 69.3 X X X X X X X X X

3 703 727 1 705 1 271 15 966 1 521 29 829 94 027 213 945

556

40 185 5 051 199 14 879 2 926 9 531 11 220 3 1 11 1 620 019 524 113

159 178 903 19 696 172 1 425 522 45 595 597 4 682 530 3 531 064 9 646 161 15 2 6 14 763 583 108 061 507 076 663 487

12 131 86 2 368 5 860 4 867 4 049 268 1 783 238 537 1 938 1 731 311 70 1 719 3 667 153 401 132 834 15 11 1 4 468 690 022 589

20 133 132 6 410 259 34 839 630 74 680 225 55 835 722 7 007 643 382 221 4 663 793 9 198 743 11 972 334 15 592 985 7 217 863 9 455 575 2 50 23 6 8 8 19 44 23 4 18 59 5 4 1 1 731 297 272 627 021 030 822 625 995 402 973 356 966 840 261 254 732 897 629 659 670 095 325 466 770 017 351 237 681 427 964 477 640 441

10 700 018 84 679 15 491 539 9 808 888 5 248 895 2 788 792 33 080 1 524 288 22 088 140 989 2 384 959 1 672 066 709 735 39 104 5 950 164 2 694 773 99 939 497 218 106 574 7 013 104 11 463 858 8 450 716 437 934 2 457 884 6 465 857 1 639 14 4 1 585 480 064 938 191 958

9 695 2 734 656 14 35 21

14

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 5222 0810 0830 0880 1210 1300 1320 1321 1322 1323 1324 1325 1326 1327 1329 1900 9810 52221 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 0310 0320 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0740 0800 0830 1210 9810 522210 0210 0212 0214 0215 0216 0218 0219 0222 0225 0226 0229 0250 0310 0320 0350 0480 0510 0520 0600 0610 0620 0621 0622 0629 0630 0740 0800 0830 1210 9810 Nondepository credit intermediation Con. 17 6 278 324 137 871 1 717 1 217 45 607 7 70 643 28 931 6 002 14 955 588 522 40 112 48 70 75 39 521 86 15 242 11 31 10 34 22 48 10 99 245 47 28 19 35 74 35 6 35 137 172 588 522 40 112 48 70 75 39 521 86 15 242 11 31 10 34 22 48 10 99 245 47 28 19 35 74 35 6 35 137 172

Commodities commissions Insurance and annuity commissions Fees from investment consulting and advice Other fees and commissions Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Heavy construction equipment rental and leasing Airplane rental and leasing Railroad cars rental and leasing Computers and peripheral equipment rental and leasing Industrial equipment rental and leasing Medical machinery rental and leasing Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Credit card issuing Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Other fees and commissions Other revenue Credit card issuing Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other loans to individuals interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees ATM and other electronic transaction fees Securities commissions Insurance and annuity commissions Other fees and commissions Other revenue See footnotes at end of table.

16 1 12 3 38 28 2 10

47 494 060 462 290

801 274 141 814 836 849 994 794 306 338 378 537 351

5 427 114 1 558 99

417 548 396 076 999

11.3 2.6 10.8 12.5 3.0 32.4 35.7 9.2 9.8 6.6 15.9 2.9 9.8 3.2 25.2 6.4 X 63.6 2.2 1.3 .7 4.8 2.3 4.6 59.6 1.3 .2 2.1 4.0 Z Z .1 3.2 .4 16.6 1.2 37.9 2.0 .4 Z 1.9 6.9 .3 Z 2.6 12.5 8.9 X 63.6 2.2 1.3 .7 4.8 2.3 4.6 59.6 1.3 .2 2.1 4.0 Z Z .1 3.2 .4 16.6 1.2 37.9 2.0 .4 Z 1.9 6.9 .3 Z 2.6 12.5 8.9

Z .2 .1 .7 Z 5.4 4.5 .1 .4 Z Z .1 Z .2 1.1 3.6 100.0 57.1 .1 .3 .2 .4 .8 .2 53.6 .3 Z 1.2 .1 Z Z Z .2 .1 Z .3 28.3 .2 Z Z .2 1.0 Z Z .2 6.4 6.1 100.0 57.1 .1 .3 .2 .4 .8 .2 53.6 .3 Z 1.2 .1 Z Z Z .2 .1 Z .3 28.3 .2 Z Z .2 1.0 Z Z .2 6.4 6.1

X X X X X 79.1 X X X X X X X X X X 91.7 91.3 X X X X X X X X X X X X X X X X X X X 91.7 X X X X X X X X X 91.7 91.3 X X X X X X X X X X X X X X X X X X X 91.7 X X X X X X X X X

189 762 427 105 731 566 8 980 654

12 373 948 10 269 412 224 347 987 626 47 963 89 896 259 616 63 918 430 549 2 561 111 8 249 667 24 503 307 13 993 127 31 607 69 620 38 904 97 672 195 49 13 125 84 423 371 064 679

13 356 962 10 163 375 128 592 136 X 22 018 875 1 435 099 5 264 247 5 572 699 2 037 762 8 1 22 6 451 074 013 410 062 133 048 259

44 634 14 512 193 3 3 1 1 4 323 795 396 262 169 922 022 211 260 357 223 555

109 300 679 12 882 1 305 932 1 379 37 214 20 235 10 700 80 115 6 943 165 47 331 5 088 363 41 878 248 683 4 191 53 58 232 1 558 076 1 485 687 24 503 307 13 993 127 31 607 69 620 38 904 97 672 195 423 49 371 13 125 064 84 679 109 300 679 12 882 1 305 932 1 379 37 214 20 235 10 700 80 115 6 943 165 47 331 5 088 363 41 878 248 683 4 191 53 58 232 1 558 076 1 485 687

64 572 6 933 183 18 299 697 2 370 926 1 201 572 994 259 2 259 676 3 594 840 1 254 640 676 829 2 208 418 12 462 814 16 757 616 X 22 018 875 1 435 099 5 264 247 5 572 699 2 037 762 8 451 062 1 074 133 22 013 048 6 410 259 44 634 14 512 193 3 3 1 1 4 323 795 396 262 169 922 022 211 260 357 223 555

64 572 6 933 183 18 299 697 2 370 926 1 201 572 994 259 2 259 676 3 594 840 1 254 640 676 829 2 208 418 12 462 814 16 757 616

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

15

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 78 133 239 39 159 959 480 807 992 21 448 202 11 232 32 144 907 10 168 5 788 1 106 012 347 406 959 809 500 482 051 560
r78

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue Amount1 ($1,000) 133 239

Number 52222 0210 0212 0213 0214 0215 0216 0217 0218 0219 0221 0222 0223 0226 0229 0250 0251 0252 0259 0310 0320 0330 0331 0339 0480 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0830 0880 1300 1320 1321 1322 1323 1324 1325 1326 1327 1329 1900 9810 522220 0210 0212 0213 0214 0215 0216 0217 0218 0219 0221 0222 0223 0226 0229 0250 0251 0252 0259 0310 0320 0330 0331 0339 0480 0490 0510 0520 0610 Sales financing Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Heavy construction equipment rental and leasing Airplane rental and leasing Railroad cars rental and leasing Computers and peripheral equipment rental and leasing Industrial equipment rental and leasing Medical machinery rental and leasing Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Sales financing Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts See footnotes at end of table.
r8 r8

Establishments reporting source X 72.8 48.7 1.6 19.9 8.0 4.0 12.0 39.1 44.1 43.0 11.6 13.0 47.6 8.7 8.5 20.3 5.9 8.1 .2 7.9 3.2 19.3 2.3 9.0 6.4 5.2 6.4 5.4 23.4 4.3 .5 23.5 5.1 2.5 6.2 1.4 14.6 5.5 33.2 35.8 9.2 9.8 6.6 16.9 2.9 9.8 3.3 14.9 7.2 X 72.8 48.7 1.6 19.9 8.0 4.0 12.0 39.1 44.1 43.0 11.6 13.0 47.6 8.7 8.5 20.3 5.9 8.1 .2 7.9 3.2 19.3 2.3 9.0 6.4 5.2 6.4 5.4

All establishments1 100.0 72.8 24.4 Z .3 2.2 Z 1.7 16.1 .5 5.6 .9 .2 19.5 1.4 .1 Z Z .1 Z .1 .2 Z .1 1.2 .9 Z .4 Z 2.5 Z Z 2.5 1.4 Z .2 .1 .1 Z 15.8 13.1 .3 1.3 .1 .1 .3 .1 .5 1.5 2.5 100.0 72.8 24.4 Z .3 2.2 Z 1.7 16.1 .5 5.6 .9 .2 19.5 1.4 .1 Z Z .1 Z .1 .2 Z .1 1.2 .9 Z .4 Z

Revenue of establishments reporting sources of revenue as percent of total revenue 78.9 74.2 X X X X X X X X X X X X X 78.3 X X X X X 78.8 X X X X X X X 67.4 X X X X X X X X X 76.9 X X X X X X X X X X 78.9 74.2 X X X X X X X X X X X X X 78.3 X X X X X 78.8 X X X X X X X

143

8 143 3 398 9 533 764 84 859 2 685 10 2 067 474 644 2 170 989 299 44 14 264 138 180 69 21 49 800 702 6 136 176 1 054 53 31 1 010 1 592 71 51 1 087 146 140 1 418 1 199 45 607 7 57 624 28 677 647 1 727 143 8 143 3 398 9 533 764 84 859 2 685 10 2 067 474 644 2 170 989 299 44 14 264 138 180 69 21 49 800 702 6 136 176

56 908 092 19 089 903 7 466 197 1 724 8 1 353 12 572 400 4 373 674 144 511 715 058 160 977 394 610 110 289

32 035 146 12 939 441 1 332 45 101 1 206 721 011 808 122

15 241 817 1 120 082 113 9 6 98 245 155 050 040

2 034 015 674 521 3 714 466 190 076 3 524 390 10 676 936 11 471 462 515 5 178 655 244 827 8 228 139 703 8 176 22 151 955 2 595 6 103 599 546 37 28 2 10 144 652 427 105 731 528 916 495 310 196 204 907 585 947 846 752 833 169 794 306 338 572

4 163 53 043 117 008 36 722 80 286 962 370 732 159 27 329 604 13 230 1 928 5 3 1 918 1 131 24 160 85 87 30 201 936 553 712 334 133 948 824 487 234

12 346 661 10 262 919 224 347 987 626 47 963 89 118 257 164 63 918 413 606 1 177 940 1 924 134
r78

8 959 464 654 351 12 466 810 7 897 667 26 781 655 X 78 133 239 39 159 959 480 807 992 012 21 448 347 202 406 11 232 959 32 144 907 10 168 5 788 809 500 482 051

133 239

56 908 092 19 089 903 7 466 197 511 1 724 715 8 058 1 353 160 12 572 400 4 373 674 977 394 610 110

1 106 560 32 035 146 12 939 441 1 332 45 101 1 206 721 011 808 122

144 289 15 241 817 1 120 082 113 9 6 98 245 155 050 040

2 034 015 674 521 3 714 466 190 076 3 524 390 10 676 936 11 471 462 515 5 178 655 244 827

4 163 53 043 117 008 36 722 80 286 962 370 732 159 27 329 604 13 230

16

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 522220 0620 0621 0622 0629 0630 0640 0650 0830 0880 1300 1320 1321 1322 1323 1324 1325 1326 1327 1329 1900 9810 52229 0210 0212 0213 0214 0215 0216 0217 0218 0219 0221 0222 0223 0226 0229 0250 0251 0252 0259 0310 0320 0330 0331 0339 0350 0480 0490 0510 0520 0600 0610 0620 0621 0622 0629 0630 0640 0650 0720 0800 0810 0830 0880 1300 1320 1321 1325 1326 1329 1900 9810 Sales financing Con. Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Heavy construction equipment rental and leasing Airplane rental and leasing Railroad cars rental and leasing Computers and peripheral equipment rental and leasing Industrial equipment rental and leasing Medical machinery rental and leasing Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Other nondepository credit intermediation Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Foreign currency exchange fees Securities commissions Commodities commissions Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Computers and peripheral equipment rental and leasing Industrial equipment rental and leasing Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue See footnotes at end of table. 1 054 53 31 1 010 1 592 71 51 1 087 146 140 1 418 1 199 45 607 7 57 624 28 677 647 1 727
r38

8 228 139 703 8 176 22 151 955 2 595 6 103 599 546 37 28 2 10 144 652 427 105 731 528

916 495 310 196 204 907 585 947 846 752 833 169 794 306 338 572

1 928 5 3 1 918 1 131 24 160 85 87 30

201 936 553 712 334 133 948 824 487 234

23.4 4.3 .5 23.5 5.1 2.5 6.2 1.4 14.6 5.5 33.2 35.8 9.2 9.8 6.6 16.9 2.9 9.8 3.3 14.9 7.2 X 73.6 22.2 25.9 57.2 28.3 17.8 50.9 28.7 50.8 13.7 12.0 55.5 9.0 17.8 9.5 39.9 9.6 41.2 .5 1.1 19.1 23.3 10.6 2.6 12.9 16.6 4.7 5.6 2.4 4.4 27.9 37.3 16.0 5.8 15.1 16.6 65.8 1.2 3.4 5.8 3.5 5.8 2.5 2.6 5.9 2.1 11.6 1.9 61.0 5.7

2.5 Z Z 2.5 1.4 Z .2 .1 .1 Z 15.8 13.1 .3 1.3 .1 .1 .3 .1 .5 1.5 2.5 100.0 69.7 .5 1.1 35.8 2.3 2.7 6.6 2.4 1.7 1.4 .2 8.3 .2 6.6 4.0 2.2 Z 1.1 Z .1 1.8 1.3 .5 Z 3.9 1.6 .1 .1 Z Z 7.5 6.7 .3 .4 4.0 .7 1.2 Z Z Z .2 Z .1 Z Z Z Z Z 1.1 3.8

67.4 X X X X X X X X X 76.9 X X X X X X X X X X 80.9 78.6 X X X X X X X X X X X X X 8.6 X X X X X 78.2 X X X X X X X X X 67.9 X X X X X X X X X X X X 65.2 X X X X X X

12 346 661 10 262 919 224 347 987 626 47 963 89 118 257 164 63 918 413 606 1 177 940 1 924 134
r126

8 959 464 654 351 12 466 810 7 897 667 26 781 655 X 119 927 294 2 593 808 5 485 027 79 210 251 10 330 224 19 215 178 16 304 863 10 4 12 2 435 196 646 182 038 869 689 619

825

577 399

31 520 1 613 190 14 234 2 114 9 376 10 361 859 970 9 458 118 11 487 183 4 629 4 557 4 005 254 1 519 69 347 1 869 1 710 262 36 897 2 965 99 255 33 413 14 367 11 610 973 3 545 8 029 2 663 605 14 15 14 5 156 178 731 299 18 13 19 254 5 355 13 056

88 277 684 574 662 1 418 056 45 328 466 2 918 911 3 425 334 8 293 001 2 995 107 2 133 311 1 735 053 262 313 10 555 729 249 613 8 388 127 5 122 768 2 779 637 27 030 1 426 248 16 620 87 014 2 267 951 1 635 344 629 449 37 725 4 950 580 1 962 614 79 677 156 914 26 459 56 709 9 488 326 8 439 692 434 018 497 294 5 085 833 1 478 14 1 2 568 347 116 938 905 015

19 026 572 2 759 850 47 228 591 54 179 979 6 962 632 280 413 3 457 671 3 369 517 7 901 553 11 878 519 7 027 787 5 931 185 1 38 11 1 2 1 1 34 22 2 8 33 5 2 1 469 451 801 704 777 097 277 025 653 704 537 610 010 245 261 55 34 540 470 197 600 868 142 942 928 950 782 365 637 520 379 477 612 623

8 181 909 460 295 2 744 084 1 045 110 37 21 016 825 806 073

283 492 26 909 69 765 27 287 6 493 778 2 452 16 943 1 383 171 4 839 846

890 152 2 265 708 85 052 865

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

17

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 20 720 593 1 357 808 5 359 341 597 630 10 241 565 4 640 304 186 4 8 736 969 14 560 506 541 815 918 108 Amount1 ($1,000) 20 720 593 17 957 585 487 806 874 896 21 959 1 143 489 2 572 977 12 048 484 1 396 910 193 456 9 666 284 42 844 1 544 432 45 534 14 412 277 30 845 218 12 332 77 689 74 092 3 597 193 51 24 25 2 370 003 091 160 924 Establishments reporting source X 86.7 35.9 16.3 3.7 11.2 55.4 6.5 10.7 16.0 19.9 66.4 33.0 36.0 3.4 1.2 .3 2.7 1.7 2.5 4.9 5.2 2.2 16.1 3.7 3.5 22.3 1.5 10.5 3.8 7.4 15.6 14.1 1.1 8.0 12.4 6.7 2.8 1.6 9.0 11.0 14.2 6.9 X 50.8 6.8 33.9 43.1 25.9 32.5 9.9 20.0 11.0 .8 19.1 1.0 6.9 49.2 49.0 15.7 13.3 .7 25.6 24.1 19.5 Z 10.8 22.4 4.7 6.4 1.4 39.7 42.7 18.6 4.6 23.1 20.4 15.7 3.3 All establishments1 100.0 86.7 2.4 4.2 .1 5.5 12.4 .1 Z 6.7 .9 46.7 .2 7.5 .2 .1 Z .1 Z .1 .4 .4 Z .9 .2 .1 .1 Z 2.1 .5 Z 1.5 3.4 Z Z Z 1.1 Z Z Z Z .2 4.4 100.0 43.3 .2 23.6 5.5 6.1 2.1 .6 .7 .7 Z 2.1 Z 1.7 7.5 7.3 .1 .1 .1 4.2 3.2 1.0 Z .7 4.3 Z .1 Z 23.6 22.1 1.1 .3 11.0 2.2 Z Z Revenue of establishments reporting sources of revenue as percent of total revenue 61.6 54.5 X X X X X X X X X X X X 60.1 X X X X X 61.0 X X X X X X X 60.3 X X X X X X X X X X 60.1 X X X 72.6 69.1 X X X X X X X X X X X X 54.0 X X X X 68.4 X X X X X X X X 69.4 X X X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 522291 0210 0212 0214 0215 0216 0217 0218 0219 0221 0222 0223 0226 0229 0250 0251 0252 0259 0310 0320 0330 0331 0339 0480 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0810 0830 0880 1300 1320 1329 1900 9810 522292 0210 0212 0214 0215 0216 0217 0218 0219 0221 0222 0223 0226 0229 0250 0251 0252 0259 0320 0330 0331 0339 0350 0480 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0800 Consumer lending Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Commodities commissions Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Real estate credit Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Securities commissions See footnotes at end of table. 13 123 13 123 1 201 4 917 151 4 954 5 364 79 12 7 211 23 8 134 59 1 191 1 258 1 017 88 1 145 10 39 1 165 1 107 58 186 602 11 20 123 3 018 2 014 15 1 506 3 401 362 14 12 4 006 29 185 19 17 133 5 722 17 959 12 192 295 8 1 4 1 951 666 390 240

129 764 4 294 131 1 349 408 1 165 855 92 963 1 158 086 12 875 486 045 1 597 260 1 432 032 165 228 1 197 410 1 392 334 683 419 112 818 192 679 4 039 140 2 885 288 11 216 2 006 687 4 973 408 4 12 3 484 18 433 780 548 053 283 138 356 142

425 310 110 992 833 313 485 702 821 4 368 326 1 521 235 086 523 7 095 1 650 1 383 32 840 919 147 37 477 199 16 232 083 72 065 8 839 098 2 074 857 2 270 574 803 099 211 264 260 4 773 028 179 393 572 946

18 309 12 568 231 321 13 286 693 X 31 932 895 1 064 795 26 4 8 2 063 814 754 470 855 999 437 085

514 317 2 203 55 3 148 75 1 930 2 939 2 865 148 186 245 633 560 184 14 494 2 121 68 147 226 10 857 9 468 848 1 774 4 017 2 233 20 12

2 121 821 1 318 689 2 368 459 582 128 4 048 408 662 226 9 428 185 5 680 365 5 582 593 149 908 278 128 3 059 668 6 121 222 4 919 737 1 952 371 5 344 2 517 767 7 125 449 246 799 678 142 434 335 22 19 2 2 283 431 252 830 971 456 985 066

6 709 651 563 2 793 555 2 732 991 23 536 37 028 22 768 1 566 200 1 185 973 380 227 –186 271 457 1 598 629 11 706 43 149 5 869 8 844 562 8 294 498 419 449 130 615 4 104 435 815 949 3 737 199

17 741 863 3 993 501 23 855 6 090

18

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 522292 0830 0880 1300 1320 1321 1325 1326 1329 1900 9810 522293 0210 0213 0214 0215 0218 0222 0229 0250 0310 0320 0350 0480 0510 0520 0600 0610 0620 0630 0720 0880 9810 522294 0210 0214 0215 0216 0217 0218 0223 0229 0250 0251 0252 0259 0320 0330 0331 0339 0480 0490 0520 0620 0621 0622 0629 0630 0640 0880 1300 9810 522298 0210 0212 0213 0214 0215 0216 0217 0218 0219 0221 0222 Real estate credit Con. 870 94 381 135 8 11 9 117 13 4 971 194 194 148 18 16 61 12 109 24 24 8 9 22 7 11 28 8 19 26 8 10 98 210 178 134 21 19 37 7 10 118 165 109 18 34 25 53 43 16 51 66 26 73 55 13 9 57 17 6 8 81
r7

Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Computers and peripheral equipment rental and leasing Industrial equipment rental and leasing Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue International trade financing Interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Commercial and industrial loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other interest income Discounts on loans (net) Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges on deposit (and share draft) accounts Service charges and fees on credit card accounts Loan origination fees Loan servicing and administration fees Foreign currency exchange fees Fees from investment consulting and advice Other revenue Secondary market financing Interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income All other unsecured loans and credit interest income Other interest income Discounts on loans (net) Residential real estate loans discounts Nonresidential real estate loans discounts Other loans discounts Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Asset/portfolio management fees Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from investment consulting and advice Gross rents from real property owned by this establishment Other revenue All other nondepository credit intermediation Interest income New and used auto and truck loans interest income Foreign trade financing interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Agricultural loans (except real estate) interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income See footnotes at end of table.

2 832 403 248 262 875 056 559 76 32 9 525 419 065 163

29 718 9 206 21 994 14 468 3 925 511 2 005 8 027 11 639 1 076 062 3 108 579 2 607 406 1 110 180 6 060 30 782 649 668 63 492 745 356 7 1 –2 3 58 27 9 22 28 31 17 3 8 728 756 361 198 728 978 137 679 321 431 256 268 784

1.0 3.7 2.5 2.6 5.1 1.6 21.9 1.6 32.2 7.0 X 83.9 60.2 2.0 7.2 38.4 15.3 29.9 1.2 .2 Z 2.3 6.2 5.1 3.1 3.0 14.2 5.4 2.2 1.5 36.0 14.3 X 83.0 78.8 51.2 4.3 65.4 .9 37.3 13.1 2.4 13.5 8.6 22.6 .9 15.5 55.5 6.6 13.3 20.1 12.7 11.7 14.7 18.5 9.7 3.3 2.0 8.2 3.2 4.9 X 71.3 8.6 8.5 12.2 16.7 11.2 44.5 33.5 65.0 5.2 .4

.1 Z .1 Z Z Z Z Z Z 2.9 100.0 83.9 35.7 .2 1.0 20.9 2.0 24.0 .2 .1 Z .1 1.9 .9 .3 .7 .9 1.0 .6 .1 .3 9.1 100.0 83.0 72.1 .1 Z 5.3 Z Z 5.4 2.2 .1 Z .3 .1 1.3 .8 .5 8.6 .1 Z .1 Z Z Z .2 Z Z Z 4.4 100.0 66.6 .1 1.9 2.0 4.5 Z 14.3 13.0 11.4 .5 Z

X X X 65.0 X X X X X X 78.2 76.7 X X X X X X X X X X X X X X X X X X X X 98.5 98.5 X X X X X X X 1.3 X X X X 98.4 X X X X X 98.5 X X X X X X X X 72.4 71.6 X X X X X X X X X X

517 512 36 134 15 483 628 X 3 108 579 1 845 246 306 625 429 460 1 692 786 415 253 2 492 358 648 719 474 139 948 553 292 752 199 586 783 219 24 598 387 093 267 044 645 131 619 404 334 383 683 404

1 982 896 X 48 917 468 44 796 123 191 3 958 481 782 850 881

283 296 48 948 530 40 615 990 35 281 63 8 2 587 965 392 222 214

102 724 60 656 20 200 632 45 006 189 37 742 232 510 542 999

939 22 611 2 651 304 1 078 25 3 168 240 552 217 049

3 387 309 3 961 104 676 018 3 661 707 31 444 231 349 074 52 012 349 104 13 236 3 695 188 5 56 273 515 282 297 184 413 069 064

29 714 615 335 375 279 240 056 4 196 176 70 015 6 599 40 15 2 22 818 405 454 959

120 996 3 852 416 1 783 2 168 203
r16

44 380 276 X 15 247 759 171 078 3 639 781 2 683 949 4 364 353 27 326 5 235 593 6 331 201 2 873 639 1 459 424 215 320

339

322 498

5 833 115 41 214 259 13 3 720 198 642 36 28

10 864 620 14 789 307 876 326 447 727 921 3 049 2 329 711 2 121 424 1 868 648 75 555 793

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

19

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 522298 0210 0223 0226 0229 0250 0251 0259 0310 0320 0330 0350 0480 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0720 0830 0880 1300 1320 1321 1326 1329 1900 9810 5222981 0210 0212 0215 0217 0221 0222 0223 0229 0320 0330 0480 0490 0610 0620 0629 0630 0640 1300 1320 1329 1900 9810 5223 0210 0212 0214 0215 0216 0217 0218 0222 0223 0226 0229 0310 0320 0330 0331 0339 0480 0490 0510 All other nondepository credit intermediation Con. 194 48 1 281 171 14 154 35 30 15 13 144 174 11 51 56 400 72 96 255 528 51 566 6 280 39 156 143 10 10 121 5 209 2 184 5 581 4 498 58 6 3 541 8 26 146 847 13 7 43 55 38 55 50 128 27 73 43 43 5 194 1 632
r16

Interest income Con. All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Discounts on loans (net) Residential real estate loans Other loans discounts discounts

356 147 1 967 860 10 813 285 1 495 376 24 674 1 278 458 2 637 494 146 1 324 2 344 2 607 255 438 413 929 018 541

92 875 200 060 2 795 472 1 197 711 6 682 1 190 326 14 24 5 34 230 249 646 561 811 713 849 533

26.1 10.2 25.9 80.1 27.1 93.1 .6 5.0 4.0 2.6 9.8 9.6 19.7 4.4 4.3 2.2 8.1 2.6 .9 2.2 2.2 66.6 1.1 1.0 4.9 2.9 2.5 7.5 3.8 2.1 67.0 4.0 X 38.3 17.9 37.3 40.0 28.1 11.9 28.4 27.5 2.3 10.0 10.6 10.6 13.1 22.8 24.0 16.9 9.4 4.1 12.1 12.1 67.6 9.5 X 80.5 12.3 43.6 23.6 8.5 4.4 59.0 15.0 33.9 11.7 57.9 24.5 .5 26.4 14.0 1.3 11.9 3.8 1.7

.6 1.2 17.1 7.3 Z 7.3 .1 .2 Z .2 1.4 1.5 .1 .4 .1 .9 .1 .1 .2 .9 .1 9.0 .1 .1 Z .2 .1 Z Z Z 8.2 2.4 100.0 31.8 .1 Z 26.9 Z Z .6 4.0 Z Z .2 .2 .1 .2 .1 .3 Z .1 .2 .2 64.2 2.8 100.0 41.9 Z 7.4 .1 Z Z 7.2 .4 Z Z 26.7 Z Z .2 Z Z .1 .2 .1

X X X 62.4 X X X X X X X X X X X 39.1 X X X X X X X X X X 54.7 X X X X X 61.3 60.0 X X X X X X X X X X X X 61.3 X X X X 53.9 X X X 80.5 74.6 X X X X X X X X X X X X 49.1 X X X X X

Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Gains (losses) on securities not held in trading accounts Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Foreign currency exchange fees Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Industrial equipment rental and leasing Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Pawn shops Interest income New and used auto and truck loans interest income Nonresidential real estate loans interest income All other secured loans and credit interest income Installment sales financing (except automotive) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Other investment income (net) Gains (losses) from assets sold or traded Service charges and fees on credit card accounts Loan origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Activities related to credit intermediation Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income All other unsecured loans and credit interest income Lease financing receivables/interest from financing leases interest income Other interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities See footnotes at end of table.

79 293 1 642 765 451 524 6 767 232 427 3 464 6 416 420 2 213 1 041 1 865 164 1 314 210 691 299 315 427 058 038 794 368 204 680

15 608 72 869 19 595 146 18 11 30 140 9 1 473 11 18 7 38 205 797 282 235 060 178 413 670 688 980 567

429 493 34 406 11 910 360 072 1 998 253 9 919 372 X 1 701 17 2 1 377 2 6 43 301 2 2 30 33 10 989 056 594 803 077 110 907 305 642 528 944 192 648

10 612 2 568 447 7 533 1 338 692 393 138 2 051 134 652 693 3 057 968 550 920 584 728 12 458 82 824 60 253 3 270 3 504 1 395 3 423 3 031 7 112 439 1 645 3 930 3 930 1 316 134 56 963
r46

15 010 12 612 42 205 4 649 39 845 32 397 32 397 1 945 879 600 364 X 24 187 034 24 263 7 934 107 193 222 964 276 718 208

410

463 329

2 769 11 542 77 220 53 75 30 7 27 2 101 42 9 75 11 11 44 284 62

19 474 545 2 985 3 460 25 16 9 211 275 538 880

5 638 701 1 141 441 2 041 15 286 21 468 486 12 816 139 629 366 694 104 435 118 928 194 144 2 877 600 1 367 999

3 326 576 170 940 691 1 785 12 428 223 3 134 757 96 727 14 598 1 528 23 097 108 930 23 604

20

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 5223 0520 0610 0620 0621 0622 0629 0630 0640 0650 0660 0670 0680 0690 0700 0710 0720 0730 0830 0880 1300 1310 1320 1321 1900 9810 52231 0210 0214 0215 0216 0218 0226 0229 0330 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0660 0710 0880 1300 1320 9810 522310 0210 0214 0215 0216 0218 0226 0229 0330 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0660 0710 0880 1300 1320 9810 Activities related to credit intermediation Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Deposit brokerage fees Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Overnight funds handling fees Foreign currency exchange fees Fees from money order and traveler’s check sales Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Safe deposit box rental fees Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Sales of merchandise Other revenue Mortgage & nonmortgage loan brokers Interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Lease financing receivables/interest from financing leases interest income Other interest income Gains (losses) from underwriting and selling groups of securities Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Deposit brokerage fees Overnight funds handling fees Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Mortgage & nonmortgage loan brokers Interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income Home equity loans interest income Commercial and industrial loans (except real estate) interest income Lease financing receivables/interest from financing leases interest income Other interest income Gains (losses) from underwriting and selling groups of securities Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Deposit brokerage fees Overnight funds handling fees Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue See footnotes at end of table. Con. 43 673 3 022 2 806 379 197 2 224 7 234 43 6 4 753 148 2 119 222 44 124 3 225 50 93 197 31 151 6 30 4 304 8 967 1 186 455 50 220 56 23 679 54 104 41 32 14 2 758 2 628 311 152 804 7 172 20 6 6 74 86 58 787 8 967 1 186 455 50 220 56 23 679 54 104 41 32 14 2 758 2 628 311 152 804 7 172 20 6 6 74 86 58 787

54 394 15 683 537 2 171 192 2 001 762 257 648 125 389 5 374 496 4 053 101 70 597 1 176 3 661 817 3 561 122 4 049 431 2 982 101 11 242 150 412 1 696 622 162 078 1 678 688 8 709 045 90 697 121 623 5 655 289 710 16 660 456 X 1 024 689 294 740 20 157 193 718 55 380 13 931 795 762 143 226 35 26 8 331 248 824 620 319

8 541 13 129 652 1 256 069 1 129 535 90 110 36 424 3 737 784 3 486 631 18 357 58 1 615 272 299 728 1 345 249 668 519 572 49 764 331 999 7 9 38 82 547 347 217 800

15.7 83.7 57.9 56.4 35.0 29.0 69.5 86.0 26.0 4.9 44.1 8.4 33.2 22.4 5.1 33.1 19.6 4.7 .6 .4 91.3 7.0 1.1 7.2 3.7 X 12.8 25.5 16.3 8.5 22.1 12.7 2.7 56.2 14.7 6.8 9.1 6.0 74.2 71.7 41.0 35.3 13.1 86.4 41.8 4.9 1.4 6.9 5.7 5.4 10.8 X 12.8 25.5 16.3 8.5 22.1 12.7 2.7 56.2 14.7 6.8 9.1 6.0 74.2 71.7 41.0 35.3 13.1 86.4 41.8 4.9 1.4 6.9 5.7 5.4 10.8

Z 28.3 2.7 2.4 .2 .1 8.0 7.5 Z Z 3.5 .6 2.9 1.4 Z .1 .7 Z Z .1 .2 Z Z Z 1.3 100.0 2.6 1.5 .1 .3 .2 Z .4 1.6 .7 Z Z Z 23.5 21.2 1.7 .6 1.5 68.4 .1 Z Z .1 .1 Z 1.4 100.0 2.6 1.5 .1 .3 .2 Z .4 1.6 .7 Z Z Z 23.5 21.2 1.7 .6 1.5 68.4 .1 Z Z .1 .1 Z 1.4

X X 71.3 X X X X X X X X X X X X X X X X X X 18.9 X X X 66.8 61.2 X X X X X X X X X X X 59.5 X X X X X X X X X X X X 66.8 61.2 X X X X X X X X X X X 59.5 X X X X X X X X X X X X

8 556 65 20 881 614 414 5 087 429 130 691 75 239 3 286 16 538 12 261 1 774 21 594 80 33 2 2 601 296 449 430 501

1 609 761 1 503 085 206 519 87 783 599 4 026 9 1 2 67 51 037 263 432 176 886 698 546

1 193 787 1 078 139 84 669 30 979 78 239 3 480 529 3 946 58 41 4 665 2 942 1 791 71 463 5 087 429 130 691 75 239 3 286 16 538 12 261 1 774 21 594 80 33 2 2 601 296 449 430 501

33 450 664 483 X 1 024 689 294 740 20 157 193 718 55 380 13 931 795 762 143 226 35 26 8 331 248 824 620 319

1 609 761 1 503 085 206 519 87 783 599 4 026 9 1 2 67 51 037 263 432 176 886 698 546

1 193 787 1 078 139 84 669 30 979 78 239 3 480 529 3 946 58 41 4 665 2 942 1 791 71 463

33 450 664 483

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

21

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 20 490 080 7 354 113 5 531 001 407 452 19 146 205 9 120 1 984 953 15 649 212 636 684 1 603 857 3 541 798 3 426 235 2 950 271 5 533 6 934 1 610 006 8 588 895 41 544 285 628 13 571 892 X 20 490 080 7 354 113 5 531 001 407 452 19 146 205 9 120 1 984 953 15 649 212 636 684 1 603 857 3 541 798 3 426 235 2 950 271 5 533 6 934 1 610 006 8 588 895 41 544 285 628 13 571 892 X 18 909 835 7 351 479 5 531 001 17 965 561 2 830 822 12 194 630 X 2 672 265 24 263 286 111 87 119 222 208 52 320 2 041 1 526 519 3 696 139 629 223 363 104 435 118 928 193 666 21 27 26 561 498 51 37 290 399 933 774 006 431 677 129 606
r34 r34

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue Amount1 ($1,000) 779 975

Number 52232 0210 0214 0218 0222 0229 0310 0490 0610 0630 0670 0680 0690 0700 0720 0730 0880 1300 1320 1900 9810 522320 0210 0214 0218 0222 0229 0310 0490 0610 0630 0670 0680 0690 0700 0720 0730 0880 1300 1320 1900 9810 5223201 0210 0214 0218 0229 0680 9810 52239 0210 0212 0214 0215 0217 0218 0223 0229 0310 0320 0330 0331 0339 0480 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 Financial transactions processing, reserve, & clearinghouse act Interest income Residential real estate loans (except home equity) interest income Commercial and industrial loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other interest income Trading gains (losses) from foreign exchange transactions Gains (losses) from assets sold or traded Service charges and fees on credit card accounts Loan servicing and administration fees Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Foreign currency exchange fees Fees from money order and traveler’s check sales Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Financial transactions processing, reserve, & clearinghouse act Interest income Residential real estate loans (except home equity) interest income Commercial and industrial loans (except real estate) interest income Credit cards, overdraft credit and related plans interest income Other interest income Trading gains (losses) from foreign exchange transactions Gains (losses) from assets sold or traded Service charges and fees on credit card accounts Loan servicing and administration fees Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Foreign currency exchange fees Fees from money order and traveler’s check sales Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Sales of merchandise Other revenue Other central reserve depository institutions Interest income Residential real estate loans (except home equity) interest income Commercial and industrial loans (except real estate) interest income Other interest income Bank and check clearinghouse fees Other revenue Other activities related to credit intermediation Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income All other unsecured loans and credit interest income Other interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees See footnotes at end of table.
r1 r1

Establishments reporting source X 92.3 45.5 59.5 11.6 63.8 31.5 .5 83.8 27.9 .1 8.4 37.6 22.6 20.6 17.2 .3 .4 11.8 7.1 1.7 X 92.3 45.5 59.5 11.6 63.8 31.5 .5 83.8 27.9 .1 8.4 37.6 22.6 20.6 17.2 .3 .4 11.8 7.1 1.7 X 99.3 45.6 59.5 67.6 .3 .6 X 16.4 12.3 12.6 25.2 4.4 39.7 33.9 12.6 7.1 .5 7.2 14.0 1.3 11.9 9.9 36.8 22.0 30.2 11.1 10.3 10.6 14.5 84.1 22.7

All establishments1 100.0 54.4 9.6 9.5 .1 35.1 Z Z 37.7 .5 Z .9 3.7 1.9 Z Z Z .1 Z .1 .7 100.0 54.4 9.6 9.5 .1 35.1 Z Z 37.7 .5 Z .9 3.7 1.9 Z Z Z .1 Z .1 .7 100.0 99.3 17.7 17.4 64.2 Z .4 100.0 6.7 Z .5 .3 .2 .3 Z 2.9 Z Z .2 .2 Z .3 1.0 .1 .1 .1 .9 .8 .1 .1 52.8 .1

Revenue of establishments reporting sources of revenue as percent of total revenue 83.5 76.9 X X X X X X X X X X X X X X X X X X X 83.5 76.9 X X X X X X X X X X X X X X X X X X X 92.3 85.9 X X X X X 75.1 73.7 X X X X X X X X X 70.0 X X X X X X X 65.4 X X X X X

239 278 8 7 26 253 36 51 610 16 23 130 369 161 10 29 10 30 48 10 323 239 278 8 7 26 253 36 51 610 16 23 130 369 161 10 29 10 30 48 10 323 21 17 7 7 16 7 8

18 904 596 3 349 003 3 293 564 47 390 12 214 639 2 9 13 121 177 1 298 1 289 666 1 1 4 872 380 292 865 578 792 464 360 140 196 504

32 986 4 922 20 169 229 608 779 975

18 904 596 3 349 003 3 293 564 47 390 12 214 639 2 9 13 121 177 1 298 1 289 666 1 1 4 872 380 292 865 578 792 464 360 140 196 504

32 986 4 922 20 169 229 608 18 915 837 18 784 611 3 348 945 3 293 564 12 142 102 7 924 72 775 6 595 925 439 258 2 985 35 969 21 989 9 880 20 751 691 191 990 262 757 16 126 14 598 1 528 22 66 8 6 7 62 51 5 5 935 254 066 111 859 282 396 441 445

6 204 1 305 11 79 27 53 12 7 1 170 6 9 21 11 11 43 129 20 11 49 264 178 68 45 1 404 62

4 138 775 26 838

3 481 680 6 102

22

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52239 0650 0670 0680 0690 0700 0710 0720 0730 0830 0880 1300 1310 1320 1321 1900 9810 522390 0210 0212 0214 0215 0217 0218 0223 0229 0310 0320 0330 0331 0339 0480 0490 0510 0520 0610 0620 0621 0622 0629 0630 0640 0650 0670 0680 0690 0700 0710 0720 0730 0830 0880 1300 1310 1320 1321 1900 9810 523 0210 0310 0320 0330 0350 0400 0410 0480 0490 0500 0510 0520 0670 0720 0730 Other activities related to credit intermediation Fees from factoring or forfaiting receivables Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Overnight funds handling fees Foreign currency exchange fees Fees from money order and traveler’s check sales Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Safe deposit box rental fees Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Sales of merchandise Other revenue Other activities related to credit intermediation Interest income New and used auto and truck loans interest income Residential real estate loans (except home equity) interest income Nonresidential real estate loans interest income All other secured loans and credit interest income Commercial and industrial loans (except real estate) interest income All other unsecured loans and credit interest income Other interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Service charges and fees on credit card accounts Loan origination fees Residential real estate loans origination fees Nonresidential real estate loans origination fees Other loans origination fees Loan servicing and administration fees Loan brokerage fees Fees from factoring or forfaiting receivables Check cashing fees Bank and check clearinghouse fees Electronic funds transfer charges Electronic network charges Overnight funds handling fees Foreign currency exchange fees Fees from money order and traveler’s check sales Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Safe deposit box rental fees Rental and leasing (except real estate rents or interest from financing leases) Motor vehicle rental and leasing Sales of merchandise Other revenue Securities intermediation & related activities Interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Check cashing fees Foreign currency exchange fees Fees from money order and traveler’s check sales See footnotes at end of table. Con. 23 4 730 18 1 750 61 38 114 3 196 50 9 81 31 45 6 20 3 194 6 204 1 305 11 79 27 53 12 7 1 170 6 9 21 11 11 43 129 20 11 49 264 178 68 45 1 404 62 23 4 730 18 1 750 61 38 114 3 196 50 9 81 31 45 6 20 3 194 54 491 19 781 111 8 309 5 731 1 905 6 1 1 2 2 181 219 999 946 433

61 2 057 19 623 31 8 144 1 689 162

165 960 324 196 830

14 411 1 613 694 936 55 785 2 159 531 48 624 330 803 7 547 178 2 289 82 800 1 843 65 712 313 343 6 595 925 439 258 2 985 35 969 21 989 9 880 20 751 691 191 990 262 757 16 126 14 598 1 528 22 66 8 6 7 62 51 5 5 3 481 6 14 1 613 935 254 066 111 859 282 396 441 445

23.6 78.4 4.8 9.0 6.8 6.4 33.6 19.6 4.7 18.1 3.3 91.3 4.0 1.1 17.4 12.9 X 16.4 12.3 12.6 25.2 4.4 39.7 33.9 12.6 7.1 .5 7.2 14.0 1.3 11.9 9.9 36.8 22.0 30.2 11.1 10.3 10.6 14.5 84.1 22.7 23.6 78.4 4.8 9.0 6.8 6.4 33.6 19.6 4.7 18.1 3.3 91.3 4.0 1.1 17.4 12.9 X 16.0 88.6 41.1 16.6 3.8 3.0 44.7 20.9 43.5 50.7 33.2 36.1 9.5 85.0 1.1

.2 24.5 Z .8 Z Z .7 5.0 .1 Z Z 1.3 Z Z Z 4.8 100.0 6.7 Z .5 .3 .2 .3 Z 2.9 Z Z .2 .2 Z .3 1.0 .1 .1 .1 .9 .8 .1 .1 52.8 .1 .2 24.5 Z .8 Z Z .7 5.0 .1 Z Z 1.3 Z Z Z 4.8 100.0 9.9 Z 23.9 8.2 .9 1.1 .4 2.4 1.2 1.4 2.1 15.7 Z Z Z

X X X X X X X X X X X X 45.4 X X X 75.1 73.7 X X X X X X X X X 70.0 X X X X X X X 65.4 X X X X X X X X X X X X X X X X X 45.4 X X X 77.1 X X X X X X X X X X X X X X X

356 879 688 078 984 68 604 90 697 46 629 5 655 4 082

2 424 081 X 2 672 265 24 263 286 111 87 119 222 208 52 320 2 041 1 526 519 3 696 139 629 223 363 104 435 118 928 193 666 21 27 26 561 498 51 37 4 138 26 61 2 057 19 623 31 8 144 1 689 162 290 399 933 774 006 431 677 129 606 775 838 165 960 324 196 830 356 879 688 078

680 102 411 694 936 55 785

2 159 531 48 624 330 803 7 547 178 2 289 82 800 1 843 65 712 313 343 274 986 724 27 110 77 65 602 22 510 2 522 2 1 6 3 3 897 108 568 164 735 994 622 337 487 733 706 455 429 211 718

984 68 604 90 697 46 629 5 655 4 082 2 424 081 X 169 044 87 159 460 135 642 65 843 95 2 31 7 7 354 479 458 281 369 804 646 160 626 327 278 532 265 824 377

3 782 18 621 25 163 16

17 074 947 119 388 435 7 677 110 427 5 219

5 663 704 43 121 911 733 93 894 56

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

23

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 523 0800 0810 0820 0830 0880 1300 1320 9810 5231 0210 0310 0320 0330 0350 0400 0410 0480 0490 0510 0520 0670 0720 0730 0800 0810 0820 0830 0880 1300 1320 9810 52311 0210 0227 0229 0320 0321 0322 0323 0330 0331 0339 0350 0400 0480 0510 0520 0800 0810 0820 0830 0880 9810 523110 0210 0227 0229 0320 0321 0322 0323 0330 0331 0339 0350 0400 0480 0510 0520 0800 0810 0820 0830 0880 9810 Securities intermediation & related activities Con. 20 4 10 12 13 1 323 247 961 240 375 321 13 14 152 26 049 9 770 111 7 399 5 553 1 219 1 818 22 1 272 127 1 036 6 561 25 163 16 18 877 4 10 10 4 120 145 920 112 7 13 8 311 4 136 1 769 677 1 301 3 208 1 510 2 474 493 1 728 84 1 716 561 793 313 231 481 1 513 307 724 476 511 1 111 4 136 1 769 677 1 301 3 208 1 510 2 474 493 1 728 84 1 716 561 793 313 231 481 1 513 307 724 476 511 1 111

Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Securities & commodity contracts intermediation & brokerage Interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Other investment income (net) Gains (losses) from assets sold or traded Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Check cashing fees Foreign currency exchange fees Fees from money order and traveler’s check sales Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Investment banking & securities dealing Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Investment banking & securities dealing Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue See footnotes at end of table.

179 43 79 28 79 2

033 688 718 717 909 328

982 409 450 320 256 286

46 3 9 2 12

406 309 328 306 456 517

542 820 850 808 702 292 46

25.9 7.6 11.7 8.0 15.6 22.2 1.4 12.5 X 17.0 88.6 42.3 16.8 3.9 2.2 93.1 23.3 71.7 1.1 7.6 9.5 85.0 1.1 25.9 7.6 11.6 8.3 6.2 17.6 1.4 8.8 X 21.7 7.5 34.5 51.4 47.9 19.2 2.6 19.9 1.1 19.7 4.3 1.7 26.0 .9 5.9 8.5 1.0 2.3 3.9 6.4 8.5 X 21.7 7.5 34.5 51.4 47.9 19.2 2.6 19.9 1.1 19.7 4.3 1.7 26.0 .9 5.9 8.5 1.0 2.3 3.9 6.4 8.5

16.9 1.2 3.4 .8 4.5 .2 Z 6.0 100.0 10.9 Z 33.3 11.4 1.1 .8 .1 2.9 .2 Z 2.8 Z Z Z 22.8 1.7 4.6 1.1 2.1 Z Z 4.2 100.0 12.3 3.3 9.0 49.0 31.9 16.3 .8 16.2 .2 16.0 1.5 .9 4.0 Z 2.0 7.4 .2 .8 .1 2.5 3.1 100.0 12.3 3.3 9.0 49.0 31.9 16.3 .8 16.2 .2 16.0 1.5 .9 4.0 Z 2.0 7.4 .2 .8 .1 2.5 3.1

X X X X X X X X 77.6 X X X X X X X X X X X X X X X X X X X X X X 79.8 68.9 X X 52.6 X X X 69.3 X X X X X X X X X X X X X 79.8 68.9 X X 52.6 X X X 69.3 X X X X X X X X X X X X X

3 298 131 977 327 X 125 911 87 154 462 133 026 54 129 73 252 182 24 128 609 8 128 72 586 7 110 5 172 907 43 77 26 66 292 430 185 747 20 387 646 176 469 060 768 883 893 942 186 756 677 427 219 656 506 534 521 586 036

16 479 853 196 417 397 21 344 77 65 344 22 318 2 120 1 620 170 5 628 437 89 639 622 787 518 809 192 334 964 583 006

5 538 098 733 93 894 56 44 794 632 3 8 2 4 290 997 162 125 3 021 787 581 809 525 46 8 257 754 118 385 783 14 535 462 3 858 589 10 676 873 58 023 922 37 816 370 19 284 058 923 494 19 132 257 215 592 18 916 665 1 833 871 1 097 671 4 688 865 46 822 2 366 584 8 727 156 216 985 136 2 982 042 918 379 709

3 298 93 642 630 X 67 047 274 51 722 195 30 954 355 112 78 100 36 967 922 560 013 862 325 088 102

96 174 254 20 540 469 95 955 350 42 63 18 5 40 103 21 42 3 46 300 826 069 417 117 083 272 775 526 933 333 923 014 554 643 650 618 624 909 419

42 630 439 X 67 047 274 51 722 195 30 954 355 112 78 100 36 967 922 560 013 862 325 088 102

3 612 124 118 385 783 14 535 462 3 858 589 10 676 873 58 023 922 37 816 370 19 284 058 923 494 19 132 257 215 592 18 916 665 1 833 871 1 097 671 4 688 865 46 822 2 366 584 8 727 156 216 985 136 2 982 042 918 379 709

96 174 254 20 540 469 95 955 350 42 63 18 5 40 103 21 42 3 46 300 826 069 417 117 083 272 775 526 933 333 923 014 554 643 650 618 624 909 419

42 630 439

3 612 124

24

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 56 528 123 35 056 425 40 467 929 39 13 36 2 668 485 865 683 600 826 118 139 Amount1 ($1,000) 72 756 442 6 425 650 2 898 238 3 527 412 6 250 533 2 028 068 4 216 337 6 128 3 186 175 45 494 3 140 681 286 521 936 39 3 160 36 041 469 365 476 896 921 067 Establishments reporting source X 11.4 8.3 8.7 15.8 15.0 11.4 .2 8.6 2.3 8.6 2.4 5.6 15.7 1.5 9.8 51.7 2.3 23.2 8.9 5.7 8.8 X 11.4 8.3 8.7 15.8 15.0 11.4 .2 8.6 2.3 8.6 2.4 5.6 15.7 1.5 9.8 51.7 2.3 23.2 8.9 5.7 8.8 X 25.9 70.5 10.6 88.6 79.8 17.9 63.4 84.5 2.8 6.7 93.1 100.0 78.1 .7 71.7 17.8 9.5 85.0 1.1 25.9 17.6 1.4 40.3 X 25.9 70.5 10.6 88.6 79.8 17.9 63.4 84.5 2.8 6.7 All establishments1 100.0 8.8 4.0 4.8 8.6 2.8 5.8 Z 4.4 .1 4.3 .4 .7 1.3 .1 4.3 49.5 .6 11.0 2.8 1.6 5.9 100.0 8.8 4.0 4.8 8.6 2.8 5.8 Z 4.4 .1 4.3 .4 .7 1.3 .1 4.3 49.5 .6 11.0 2.8 1.6 5.9 100.0 4.7 3.6 .8 3.5 45.0 .9 9.1 35.0 Z Z 7.6 5.6 2.0 Z 19.5 .4 Z 4.2 Z 2.3 .2 Z 12.2 100.0 4.7 3.6 .8 3.5 45.0 .9 9.1 35.0 Z Z Revenue of establishments reporting sources of revenue as percent of total revenue 73.7 64.0 X X 46.4 X X X 53.0 X X X X X X X X X X X X X 73.7 64.0 X X 46.4 X X X 53.0 X X X X X X X X X X X X X 87.7 59.0 X X X 46.5 X X X X X 87.2 X X X X X X X X X X X X 87.7 59.0 X X X 46.5 X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52312 0210 0227 0229 0320 0321 0322 0323 0330 0331 0339 0350 0400 0480 0510 0520 0800 0810 0820 0830 0880 9810 523120 0210 0227 0229 0320 0321 0322 0323 0330 0331 0339 0350 0400 0480 0510 0520 0800 0810 0820 0830 0880 9810 52313 0210 0227 0229 0310 0320 0321 0322 0323 0350 0400 0410 0411 0419 0480 0490 0520 0670 0720 0730 0810 1300 1320 9810 523130 0210 0227 0229 0310 0320 0321 0322 0323 0350 0400 Securities brokerage Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Securities brokerage Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Commodity contracts dealing Interest income Margin interest income Other interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Oil and petroleum royalty income All other royalty income Other investment income (net) Gains (losses) from assets sold or traded Asset/portfolio management fees Check cashing fees Foreign currency exchange fees Fees from money order and traveler’s check sales Commodities commissions Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Commodity contracts dealing Interest income Margin interest income Other interest income Trading gains (losses) from foreign exchange transactions Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) on securities not held in trading accounts Dividend income See footnotes at end of table. 19 869 7 604 5 050 4 140 3 808 923 3 506 116 3 822 228 3 622 644 961 917 800 6 041 17 297 2 9 10 3 326 397 428 555

36 839 671 1 999 316 36 535 473 11 9 5 2 32 69 18 34 22 19 824 360 962 689 371 660 783 582 632 728 465 284 882 994 817 277 679 316 982 837 X 56 528 123 35 056 425 40 467 929 39 13 36 2 668 485 865 683 600 826 118 139

428 500 8 010 078 2 023 985 1 132 148 4 313 179 72 756 442 6 425 650 2 898 238 3 527 412 6 250 533 2 028 068 4 216 337 6 128 3 186 175 45 494 3 140 681 286 521 936 39 3 160 36 041 469 365 476 896 921 067

6 836 19 869 7 604 5 050 4 140 3 808 923 3 506 116 3 822 228 3 622 644 961 917 800 6 041 17 297 2 9 10 3 326 397 428 555

49 171 529

36 839 671 1 999 316 36 535 473 11 9 5 2 32 69 18 34 22 19 824 360 962 689 371 660 783 582 632 728 465 284 882 994 817 277 679 316 982 837

428 500 8 010 078 2 023 985 1 132 148 4 313 179 2 241 406 106 061 79 610 17 791 77 622 1 009 19 204 784 583 834 992 757 8 953 170 334 125 325 45 009 105 437 583 9 033 733 93 894 56 52 341 3 525 46 272 702 2 241 406 106 061 79 610 17 791 77 622 1 009 19 204 784 583 834 992 757 8 953

6 836 630 116 7 70 111 230 47 54 157 6 23 22 9 13 11 127 11 25 163 16 73 7 13 182 630 116 7 70 111 230 47 54 157 6 23

49 171 529 X 410 285 112 994 168 348 87 646 1 265 110 323 929 070 577 310 175

283 14 306 182 883 125 228 57 655 15 609 50 7 110 5 352 942 619 677 427 219

202 443 20 036 3 298 676 945 X 410 285 112 994 168 348 87 646 1 265 110 323 929 070 577 310 175

283 14 306

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

25

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 523130 0410 0411 0419 0480 0490 0520 0670 0720 0730 0810 1300 1320 9810 52314 0210 0227 0229 0320 0321 0322 0323 0350 0400 0480 0520 0800 0810 0820 0830 0880 9810 523140 0210 0227 0229 0320 0321 0322 0323 0350 0400 0480 0520 0800 0810 0820 0830 0880 9810 5232 0210 9810 52321 0210 0229 9810 523210 0210 0229 9810 5239 0210 0320 0330 0350 0400 0410 0480 0490 0500 0510 Commodity contracts dealing Royalty income Oil and petroleum royalty income All other royalty income Other investment income (net) Gains (losses) from assets sold or traded Asset/portfolio management fees Check cashing fees Foreign currency exchange fees Fees from money order and traveler’s check sales Commodities commissions Gross rents from real property owned by this establishment Rental and leasing (except real estate rents or interest from financing leases) Other revenue Commodity contracts brokerage Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Commodity contracts brokerage Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Securities & commodity exchanges Interest income Other revenue Securities & commodity exchanges Interest income Other interest income Other revenue Securities & commodity exchanges Interest income Other interest income Other revenue Other financial investment activities Interest income Net gains in trading accounts in securities and commodities Gains (losses) from underwriting and selling groups of securities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities See footnotes at end of table. Con. 22 9 13 11 127 11 25 163 16 73 7 13 182 1 414 281 49 250 153 48 23 106 8 41 31 28 65 1 414 24 16 46 182 1 414 281 49 250 153 48 23 106 8 41 31 28 65 1 414 24 16 46 182 30 20 26 30 20 20 26 30 20 20 26 28 412 9 991 909 178 684 4 363 1 197 725 2 819 2 433 2 746

182 883 125 228 57 655 15 609 50 7 110 5 352 942 619 677 427 219

170 334 125 325 45 009 105 437 583 9 033 733 93 894 56 52 341 3 525 46 272 702 3 033 766 277 466 40 435 237 030 60 20 7 32 749 549 202 998 461 203 518 560 616 138

93.1 100.0 78.1 .7 71.7 17.8 9.5 85.0 1.1 25.9 17.6 1.4 40.3 X 14.4 13.3 14.1 10.8 11.8 6.4 8.6 11.6 .4 4.3 3.3 14.3 85.5 2.5 8.7 12.8 5.1 X 14.4 13.3 14.1 10.8 11.8 6.4 8.6 11.6 .4 4.3 3.3 14.3 85.5 2.5 8.7 12.8 5.1 X 4.0 93.6 X 4.0 4.0 93.6 X 4.0 4.0 93.6 X 13.7 5.2 7.3 3.6 5.8 40.8 14.1 40.9 50.7 62.3

7.6 5.6 2.0 Z 19.5 .4 Z 4.2 Z 2.3 .2 Z 12.2 100.0 9.1 1.3 7.8 2.0 .7 .2 1.1 Z Z .1 .1 .7 85.5 .1 .1 .4 2.0 100.0 9.1 1.3 7.8 2.0 .7 .2 1.1 Z Z .1 .1 .7 85.5 .1 .1 .4 2.0 100.0 3.3 93.5 100.0 3.3 3.3 93.5 100.0 3.3 3.3 93.5 100.0 7.4 .3 .3 .5 1.7 1.2 1.2 3.6 4.9 7.3

87.2 X X X X X X X X X X X X 76.9 76.7 X X 61.1 X X X X X X X X X X X X X 76.9 76.7 X X 61.1 X X X X X X X X X X X X X 75.0 X X 75.0 75.0 X X 75.0 75.0 X X 76.0 X X X X X X X X X X

202 443 20 036 3 298 676 945 X 1 925 705 303 387 1 679 180 560 173 112 382 3 51 81 46 151 3 033 644 453 919 268 979 255 645 677 385 766

3 1 21 2 593

72 594 25 630 85 330 1 163 717 X 1 925 705 303 387 1 679 180 560 173 112 382 3 51 81 46 151 3 033 644 453 919 268 979 255 645 677 385 766

1 791 2 217 10 952 59 749 3 033 766 277 466 40 435 237 030 60 20 7 32 749 549 202 998 461 203 518 560 616 138

3 1 21 2 593

72 594 25 630 85 330 1 163 717 X 1 574 085 1 897 282 X 1 574 085 1 574 085 1 897 282 X 1 574 085 1 574 085 1 897 282 X 41 4 2 11 22 2 6 6 7 8 559 966 616 031 101 296 646 671 369 946 332 250 157 422 510 649 527 882 377 761

1 791 2 217 10 952 59 749 1 900 144 62 264 1 776 259 1 900 144 62 264 62 187 1 776 259 1 900 144 62 264 62 187 1 776 259 76 669 183 5 704 255 191 401 1 277 091 963 969 645 514

938 121 938 174 2 726 628 3 735 718 5 574 698

26

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 5239 0520 0800 0810 0820 0830 0880 1300 9810 52391 0210 0227 0229 0320 0350 0400 0410 0411 0413 0419 0480 0490 0500 0510 0520 0800 0810 0880 1300 9810 523910 0210 0227 0229 0320 0350 0400 0410 0411 0413 0419 0480 0490 0500 0510 0520 0800 0810 0880 1300 9810 52392 0210 0227 0229 0320 0321 0322 0323 0330 0331 0339 0350 0400 0480 0490 0500 0510 0520 0800 0810 0820 0830 0880 9810 Other financial investment activities Con. 12 060 1 443 127 816 1 320 9 263 1 314 5 815 7 190 5 135 20 91 226 19 2 867 1 148 1 009 15 213 42 2 686 2 370 143 473 17 10 17 1 208 2 137 7 190 5 135 20 91 226 19 2 867 1 148 1 009 15 213 42 2 686 2 370 143 473 17 10 17 1 208 2 137 10 888 2 701 292 2 447 314 149 202 58 102 6 97 455 903 327 59 26 191 10 888 947 87 604 806 1 396 1 961

Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Other revenue Miscellaneous intermediation Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Oil and petroleum royalty income Franchise leasing and licensing royalty income All other royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Other revenue Miscellaneous intermediation Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Oil and petroleum royalty income Franchise leasing and licensing royalty income All other royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Other revenue Portfolio management Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue See footnotes at end of table.

46 801 679 6 025 762 395 903 2 287 916 2 531 799 13 161 670 2 308 250 36 437 415 X 11 644 047 393 212 90 078 672 980 8 756 6 000 349 2 284 479 1 057 010 242 855 1 065 308 439 251 6 579 315 7 323 856 107 999 1 584 322 19 320 6 047 12 006 2 276 135 7 098 473 X 11 644 047 393 212 90 078 672 980 8 756 6 000 349 2 284 479 1 057 010 242 855 1 065 308 439 251 6 579 315 7 323 856 107 999 1 584 322 19 320 6 047 12 006 2 276 135 7 098 473 X 23 675 798 2 451 170 23 232 396 3 385 987 1 614 497 1 948 825 664 520 2 087 158 17 016 2 070 142 10 130 459 13 889 178 4 575 047 66 116 27 179 1 295 212 43 642 899 5 471 547 361 628 2 069 012 2 221 288 3 561 203 22 204 415

37 583 813 1 553 446 19 799 331 063 144 227 8 330 893 513 767 6 445 840 15 345 899 3 952 845 846 5 947 –12 705 4 439 1 043 658 932 408 36 487 661 385 346 917

80.3 25.8 5.0 14.5 5.7 63.3 22.3 17.7 X 33.9 .2 6.6 Z 50.7 17.4 40.8 38.6 15.0 45.8 127.8 41.1 50.8 20.5 15.5 7.9 12.2 34.4 22.5 23.3 X 33.9 .2 6.6 Z 50.7 17.4 40.8 38.6 15.0 45.8 127.8 41.1 50.8 20.5 15.5 7.9 12.2 34.4 22.5 23.3 X 3.2 3.6 2.9 5.7 3.4 4.1 8.8 6.0 3.9 6.0 3.6 1.4 2.9 20.9 65.0 15.3 84.9 25.3 3.5 14.1 5.1 8.9 11.2

49.0 2.0 Z .4 .2 10.9 .7 8.4 100.0 25.8 Z Z Z Z 6.8 6.1 2.7 .2 3.2 3.7 17.6 24.2 .1 1.6 Z Z Z 3.3 10.8 100.0 25.8 Z Z Z Z 6.8 6.1 2.7 .2 3.2 3.7 17.6 24.2 .1 1.6 Z Z Z 3.3 10.8 100.0 1.7 .2 1.5 .4 .1 .2 .1 .3 Z .3 .8 .4 .3 Z Z .5 84.9 3.2 Z .7 .3 .7 5.7

X X X X X X X X 76.2 3.1 X X X X X 58.3 X X X X X X X X X X X X X 76.2 3.1 X X X X X 58.3 X X X X X X X X X X X X X 77.7 71.9 X X 63.1 X X X 54.8 X X X X X X X X X X X X X X X

561 567 2 705 918 3 717 370 22 164 245 562 1 531 736 4 133 511 622 1 654 215 15 345 899 3 952 845 846 5 947 –12 705 4 439 1 043 658 932 408 36 487 661 385 346 917

561 567 2 705 918 3 717 370 22 164 245 562 1 531 736 4 133 511 622 1 654 215 43 642 899 763 415 88 979 667 947 192 54 79 58 728 127 890 711

125 265 671 124 594 366 192 133 13 17 197 566 757 815 838 663 749

37 032 681 1 383 955 12 732 292 024 114 332 317 818 2 485 561

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

27

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 23 675 798 2 451 170 23 232 396 3 385 987 1 614 497 1 948 825 664 520 2 087 158 17 016 2 070 142 10 130 459 13 889 178 4 575 047 66 116 27 179 1 295 212 43 642 899 5 471 547 361 628 2 069 012 2 221 288 3 561 203 22 204 415 X 2 472 159 249 563 2 455 907 664 317 454 15 906 056 313 853 Amount1 ($1,000) 43 642 899 763 415 88 979 667 947 192 54 79 58 728 127 890 711 Establishments reporting source X 3.2 3.6 2.9 5.7 3.4 4.1 8.8 6.0 3.9 6.0 3.6 1.4 2.9 20.9 65.0 15.3 84.9 25.3 3.5 14.1 5.1 8.9 11.2 X 4.3 8.5 3.4 6.5 4.8 5.7 14.2 12.8 10.9 7.8 6.9 13.8 14.4 19.2 20.4 22.4 12.5 9.7 84.3 29.1 X 4.3 8.5 3.4 6.5 4.8 5.7 14.2 12.8 10.9 7.8 6.9 13.8 14.4 19.2 20.4 22.4 12.5 9.7 84.3 29.1 X 23.4 48.8 21.8 13.5 27.0 1.4 1.3 .7 44.9 42.5 40.1 15.8 26.0 3.7 71.4 19.6 All establishments1 100.0 1.7 .2 1.5 .4 .1 .2 .1 .3 Z .3 .8 .4 .3 Z Z .5 84.9 3.2 Z .7 .3 .7 5.7 100.0 1.1 .2 .9 .5 .2 .3 Z .7 .6 .2 .3 1.1 .1 1.3 .9 .1 .2 .3 84.3 8.8 100.0 1.1 .2 .9 .5 .2 .3 Z .7 .6 .2 .3 1.1 .1 1.3 .9 .1 .2 .3 84.3 8.8 100.0 10.6 1.2 9.2 .4 .2 Z .1 .1 .1 .1 Z 1.7 .1 Z 64.6 2.2 Revenue of establishments reporting sources of revenue as percent of total revenue 77.7 71.9 X X 63.1 X X X 54.8 X X X X X X X X X X X X X X X 70.9 64.3 X X 69.2 X X X 29.0 X X X X X X X X X X X X 70.9 64.3 X X 69.2 X X X 29.0 X X X X X X X X X X X X 72.5 65.6 X X 52.5 X X X X 63.2 X X X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 523920 0210 0227 0229 0320 0321 0322 0323 0330 0331 0339 0350 0400 0480 0490 0500 0510 0520 0800 0810 0820 0830 0880 9810 52393 0210 0227 0229 0320 0321 0322 0323 0330 0339 0350 0400 0480 0510 0520 0800 0810 0820 0830 0880 9810 523930 0210 0227 0229 0320 0321 0322 0323 0330 0339 0350 0400 0480 0510 0520 0800 0810 0820 0830 0880 9810 52399 0210 0227 0229 0320 0321 0322 0350 0400 0410 0411 0419 0480 0490 0500 0510 0520 Portfolio management Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities MBS, CMO, and REMIC transactions gains (losses) All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Investment advice Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue Investment advice Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Net gains in trading accounts in commodities Gains (losses) from underwriting and selling groups of securities All other securities transactions gains (losses) Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commodities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Other revenue All other financial investment activities Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Oil and petroleum royalty income All other royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees See footnotes at end of table. 10 888 2 701 292 2 447 314 149 202 58 102 6 97 455 903 327 59 26 191 10 888 947 87 604 806 1 396 1 961 7 807 1 095 236 1 079 328 63 280 22 71 69 144 287 185 66 546 451 30 204 507 7 807 1 283 7 807 1 095 236 1 079 328 63 280 22 71 69 144 287 185 66 546 451 30 204 507 7 807 1 283 2 527 1 060 20 495 41 25 26 66 306 49 49 6 171 74 37 2 346 153

125 265 671 124 594 366 192 133 13 17 197 566 757 815 838 663 749

37 032 681 1 383 955 12 732 292 024 114 332 317 818 2 485 561 9 397 908 105 945 21 239 84 706 43 15 25 2 303 082 970 251

519 851 508 051 290 414 747 52 635 437 28 187 305 9 397 749 960 454 480 079 528 228 486 041 908 X 2 472 159 249 563 2 455 907 664 317 454 15 906 056 313 853

66 523 55 300 22 28 103 7 121 89 6 23 29 7 917 577 826 386 583 781 202 331 375 643 772

2 857 102

831 661 9 397 908 105 945 21 239 84 706 43 15 25 2 303 082 970 251

519 851 508 051 290 414 747 52 635 437 28 187 305 9 397 749 960 454 480 079 528 228 486 041 908 X 3 767 328 211 548 3 476 979 242 377 57 629 172 887 601 458 1 797 023 12 170 12 170 718 884 26 18 7 491 939 775 451 342 070 379

66 523 55 300 22 28 103 7 121 89 6 23 29 7 917 577 826 386 583 781 202 331 375 643 772

2 857 102

831 661 8 282 477 881 886 103 284 758 325 32 637 15 585 2 366 8 063 12 273 5 460 5 172 288 139 406 6 872 685 5 347 202 183 789

28

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52399 0800 0820 0830 0880 1300 9810 523991 0210 0227 0229 0320 0321 0322 0350 0400 0410 0411 0419 0480 0490 0500 0510 0520 0800 0820 0830 0880 1300 9810 523999 0210 0229 0350 0400 0480 0510 0800 0880 9810 524 0110 0120 0130 0150 0160 0170 0180 0340 0480 0800 0830 0840 0850 0860 0870 0880 0890 0990 1200 1300 9810 5241 0110 0120 0130 0150 0160 0170 0180 0340 0480 0840 0890 1300 9810 All other financial investment activities Con. 28 8 7 43 106 434 2 286 957 16 392 38 25 26 40 226 49 49 6 49 74 37 2 286 153 13 8 7 33 106 353 241 103 103 26 80 122 60 15 10 81 172 299 N N N N N N N N N N N N N N N N N N N N N 38 739 N N N N N N N N N N N N N

Securities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Other revenue Trust, fiduciary, & custody activities Interest income Margin interest income Other interest income Net gains in trading accounts in securities and commodities Interest income from trading accounts in securities All other gains from trading accounts in securities Gains (losses) on securities not held in trading accounts Dividend income Royalty income Oil and petroleum royalty income All other royalty income Other investment income (net) Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Securities commissions Commissions from sale of investment company securities Insurance and annuity commissions Fees from investment consulting and advice Gross rents from real property owned by this establishment Other revenue Miscellaneous financial investment activities Interest income Other interest income Gains (losses) on securities not held in trading accounts Dividend income Other investment income (net) Income from fiduciary (trust, custody, escrow) activities Securities commissions Fees from investment consulting and advice Other revenue Insurance carriers & related activities Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Title insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Securities commissions Insurance and annuity commissions Fees collected for providing insurance administrative services Third party insurance administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Gross rents from real property owned by this establishment Other revenue Insurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Title insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Fees collected for providing insurance administrative services Title search, title reconveyance, and title abstract fees Gross rents from real property owned by this establishment Other revenue See footnotes at end of table.

97 31 5 190 32

367 418 470 553 115

78 758 15 664 252 91 170 2 145 1 474 403 6 935 217 510 257 17 680 472 300 17 951 15 585 2 366 5 642 10 538 5 460 5 172 288 62 283 6 872 685 5 030 359 183 789 2 477 15 664 252 90 194 2 145 990 455 1 347 260 371 629 286 025 2 1 77 316 76 421 735 123 843 281 976

80.9 49.9 4.6 47.8 6.7 34.5 X 17.9 36.3 18.5 8.4 27.0 1.4 3.8 1.0 44.9 42.5 40.1 8.9 26.0 3.7 72.5 19.6 12.1 49.9 4.6 48.6 6.7 31.1 X 40.2 30.9 .5 .2 42.1 57.0 99.2 19.7 44.4 X N N N N N N N N N N N N N N N N N N N N N X N N N N N N N N N N N N N

1.0 .2 Z 1.1 Z 17.8 100.0 7.4 .3 6.8 .3 .2 Z .1 .2 .1 .1 Z .9 .1 Z 72.5 2.7 Z .2 Z 1.3 Z 14.3 100.0 27.6 21.2 .2 .1 5.7 23.5 5.7 .1 35.9 100.0 10.9 21.2 22.8 .6 .3 3.7 11.4 1.2 16.4 Z 5.2 1.8 .8 .3 .1 Z .1 .5 Z .4 2.3 100.0 11.7 22.9 24.5 .6 .3 4.0 12.3 1.3 17.7 1.9 .1 .4 2.3

X X X X X X 76.7 67.5 X X 76.7 X X X X 66.8 X X X X X X X X X X X X X 51.3 51.3 X X X X X X X X 85.4 X X X X X X X X X X X X X X X X X X X X X 86.4 X X X X X X X X X X X X X

4 277 425 X 2 843 052 48 683 2 552 703 213 270 57 629 172 887 147 312 1 071 420 12 170 12 170 718 701 26 18 6 935 939 20 31 5 185 32 688 451 342 217 379 434 418 470 592 115

3 188 587 X 924 276 924 276 454 725 183 555 76 4 146 603 087 853 933 961

1 088 838 X N N N N N N N N N N N N N N N N N N N N N X N N N N N N N N N N N N N

483 948 1 072 784 074 116 227 244 6 3 39 122 13 176 55 19 8 3 1 474 568 198 416 350 686 028 141 249 255 709 124 483 575 364 656 596 808 346 282 407 916 580 645 825 759 124 465 629 874 221 819 289 351 500

65 707 5 714 36 4 110

24 520 982 995 511 823 116 227 244 6 3 39 122 13 176 18 474 568 198 416 350 656 596 808 346 282 407 916 580 645 274 641 407

686 028 141 249 796 612 4 005

22 982 265

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

29

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Amount1 ($1,000) 666 531 816 116 109 822 224 762 376 21 184 577 203 577 799 131 523 1 629 593 17 249 790 9 334 495 7 407 836 505 929 119 065 788 8 990 779 135 887 442 18 582 192 5 482 908 13 099 284 3 691 558 20 430 953 463 375 832 114 810 625 52 254 304 20 884 383 31 369 921 131 523 1 325 303 16 832 432 9 323 602 7 002 131 505 169 118 237 412 7 161 454 125 637 969 6 429 166 901 617 5 527 549 3 602 720 16 952 924 203 155 984 1 299 197 172 508 072 300 194 172 207 878 304 290 417 358 10 893 405 705 760 828 376 1 829 325 10 249 473 12 153 026 4 581 291 7 571 735 88 838 3 478 029 307 694 978 26 796 2 689 141 243 46 1 4 22 103 17 4 1 6 1 308 737 229 875 756 047 943 630 543 144 951 568 838 996 339 804 643 958 684 571 846 576 Establishments reporting source X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q All establishments1 100.0 17.4 33.7 3.2 30.5 Z .2 2.6 1.4 1.1 .1 17.9 1.3 20.4 2.8 .8 2.0 .6 3.1 100.0 24.8 11.3 4.5 6.8 Z .3 3.6 2.0 1.5 .1 25.5 1.5 27.1 1.4 .2 1.2 .8 3.7 100.0 .6 84.9 .1 84.8 .2 .2 Z .2 Z .4 .9 5.0 6.0 2.3 3.7 Z 1.7 100.0 Z .9 79.1 15.2 .4 1.6 7.4 33.5 5.8 1.5 .5 2.0 .6 Revenue of establishments reporting sources of revenue as percent of total revenue 85.5 X 81.7 X X X X 74.2 X X X X X X 56.6 X X X X 89.4 X 84.1 X X X X 77.3 X X X X X X 50.1 X X X X 76.8 X 75.9 X X X 70.7 X X X X X X 65.2 X X X X 88.1 X X 84.5 X X X X X X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52411 0110 0120 0121 0122 0130 0160 0170 0171 0172 0179 0180 0340 0480 0840 0841 0842 1300 9810 524113 0110 0120 0121 0122 0130 0160 0170 0171 0172 0179 0180 0340 0480 0840 0841 0842 1300 9810 524114 0110 0120 0121 0122 0160 0170 0171 0172 0179 0180 0340 0480 0840 0841 0842 1300 9810 52412 0110 0120 0130 0131 0132 0133 0134 0135 0136 0137 0138 0139 0141 Direct life, health, & medical insurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Accident insurance premiums earned (net) Health and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Life reinsurance premiums Accident, health, and medical reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Fees collected for providing insurance administrative services Fees collected for providing insurance administrative services to medicare, medicaid, CHAMPUS Fees collected for providing insurance administrative services to all other parties (insurance, health plans, etc.) Gross rents from real property owned by this establishment Other revenue Direct life insurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Accident insurance premiums earned (net) Health and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Life reinsurance premiums Accident, health, and medical reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Fees collected for providing insurance administrative services Fees collected for providing insurance administrative services to medicare, medicaid, CHAMPUS Fees collected for providing insurance administrative services to all other parties (insurance, health plans, etc.) Gross rents from real property owned by this establishment Other revenue Direct health & medical insurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Accident insurance premiums earned (net) Health and medical insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Life reinsurance premiums Accident, health, and medical reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Fees collected for providing insurance administrative services Fees collected for providing insurance administrative services to medicare, medicaid, CHAMPUS Fees collected for providing insurance administrative services to all other parties (insurance, health plans, etc.) Gross rents from real property owned by this establishment Other revenue Other direct insurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Fire, allied, and multiple peril insurance premiums earned (net) Ocean marine insurance premiums earned (net) Inland marine insurance premiums earned (net) Workers’ compensation insurance premiums earned (net) Private passenger auto insurance premiums earned (net) Commercial auto insurance premiums earned (net) Miscellaneous property liability insurance premiums earned (net) Product liability insurance premiums earned (net) Surety insurance premiums earned (net) Mortgage guarantee insurance premiums earned (net) See footnotes at end of table. 14 615 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 11 406 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 3 209 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 23 561 Q Q Q Q Q Q Q Q Q Q Q Q Q

30

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52412 0130 0142 0143 0144 0149 0150 0160 0170 0172 0173 0174 0175 0179 0180 0340 0480 0890 1300 9810 524126 0110 0120 0130 0131 0132 0133 0134 0135 0136 0137 0138 0139 0141 0142 0143 0144 0149 0150 0160 0170 0172 0173 0174 0179 0180 0340 0480 1300 9810 524127 0150 0160 0170 0175 0340 0480 0890 1300 9810 524128 0160 0170 0480 9810 52413 0110 0120 0121 0122 0130 0131 0132 0133 0134 0135 Other direct insurance carriers Con. Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 20 903 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 2 530 Q Q Q Q Q Q Q Q Q 128 128 6 37 6 563 Q Q Q Q Q Q Q Q Q Q

Property and casualty insurance premiums earned (net) Con. Glass insurance premiums earned (net) Burglary and theft insurance premiums earned (net) Boiler and machinery insurance premiums earned (net) All other property and casualty insurance premiums earned (net) Title insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Accident, health, and medical reinsurance premiums Property and casualty reinsurance premiums Surety reinsurance premiums Title reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Title search, title reconveyance, and title abstract fees Gross rents from real property owned by this establishment Other revenue Direct property & casualty insurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Fire, allied, and multiple peril insurance premiums earned (net) Ocean marine insurance premiums earned (net) Inland marine insurance premiums earned (net) Workers’ compensation insurance premiums earned (net) Private passenger auto insurance premiums earned (net) Commercial auto insurance premiums earned (net) Miscellaneous property liability insurance premiums earned (net) Product liability insurance premiums earned (net) Surety insurance premiums earned (net) Mortgage guarantee insurance premiums earned (net) Glass insurance premiums earned (net) Burglary and theft insurance premiums earned (net) Boiler and machinery insurance premiums earned (net) All other property and casualty insurance premiums earned (net) Title insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Accident, health, and medical reinsurance premiums Property and casualty reinsurance premiums Surety reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Gross rents from real property owned by this establishment Other revenue Direct title insurance carriers Title insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Title reinsurance premiums Realized capital gains (losses) on investment accounts Other investment income (net) Title search, title reconveyance, and title abstract fees Gross rents from real property owned by this establishment Other revenue All other direct insurance carriers Other insurance premiums earned (net) Reinsurance premiums Other investment income (net) Other revenue Reinsurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Accident insurance premiums earned (net) Health and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Fire, allied, and multiple peril insurance premiums earned (net) Ocean marine insurance premiums earned (net) Inland marine insurance premiums earned (net) Workers’ compensation insurance premiums earned (net) Private passenger auto insurance premiums earned (net) See footnotes at end of table.

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q X 962 965 105 756 274 816 9 143 X Q Q Q Q Q Q Q Q Q Q

10 174 628 31 609

195 080 772 663

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q X 82.5 24.3 42.6 1.0 X Q Q Q Q Q Q Q Q Q Q

Z .1 .2 10.3 2.1 .6 3.1 .2 2.5 Z Z .4 Z 1.3 12.0 .2 .1 .8 100.0 Z .9 81.3 15.6 .4 1.6 7.6 34.4 6.0 1.5 .5 2.1 .7 Z .1 .2 10.6 .1 .3 3.2 .2 2.5 Z .4 Z 1.3 12.1 .1 .7 100.0 82.5 Z .1 .1 .3 5.6 8.0 Z 3.4 100.0 82.5 2.7 12.1 Z 100.0 1.6 .6 .4 .2 3.6 .4 Z .1 .1 .2

X X X X X X 81.9 X X X X X X X X X X X 87.9 X X 84.4 X X X X X X X X X X X X X X X X 81.8 X X X X X X X X X 96.7 X X 96.7 X X X X X X 71.8 X X X X 91.3 X 90.0 X X 51.7 X X X X X

6 413 559 1 717 846 9 488 511 7 608 79 7 1 256 987 069 248 406 672 830

13 658 3 879 624 36 820 648 599 358 308 889 2 427 904 299 236 173 26 634 2 688 198 243 46 1 4 22 103 17 4 1 6 1 284 737 229 875 756 047 943 630 543 144 951 929 838 996 339 804 643 958 684 571 846 540 195 080 772 663

10 174 628 31 609

228 434 921 709 9 455 511 7 608 79 1 256 631 069 248 406 830

13 658 3 855 883 36 282 424 308 337 2 170 336 7 495 840 6 185 125 1 253 7 671 7 671 23 085 421 282 599 358 552 257 478 962 965 794 884 25 685 116 942 90 21 285 029 338 038 117 079 76 448 37 974 758 82 7 17 23 53 717 642 075 621 140 021

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

31

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52413 0130 0136 0137 0138 0139 0143 0144 0149 0160 0170 0171 0172 0173 0174 0175 0179 0180 0340 0480 0840 0842 0890 1300 9810 524130 0110 0120 0121 0122 0130 0131 0132 0133 0134 0135 0136 0137 0138 0139 0143 0144 0149 0160 0170 0171 0172 0173 0174 0175 0179 0180 0340 0480 0840 0842 0890 1300 9810 5242 0800 0830 0831 0832 0833 0834 0835 0836 0839 0840 0850 0851 0852 0853 0854 0860 0870 0880 Reinsurance carriers Con. Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 563 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q 133 560 6 590 121 89 67 88 69 20 2 19 841 124 525 379 673 684 188 663 454 7 893 2 105 2 255 2 803 2 091 5 137 4 293 798

Property and casualty insurance premiums earned (net) Con. Commercial auto insurance premiums earned (net) Miscellaneous property liability insurance premiums earned (net) Product liability insurance premiums earned (net) Surety insurance premiums earned (net) Burglary and theft insurance premiums earned (net) Boiler and machinery insurance premiums earned (net) All other property and casualty insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Life reinsurance premiums Accident, health, and medical reinsurance premiums Property and casualty reinsurance premiums Surety reinsurance premiums Title reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Fees collected for providing insurance administrative services Fees collected for providing insurance administrative services to all other parties (insurance, health plans, etc.) Title search, title reconveyance, and title abstract fees Gross rents from real property owned by this establishment Other revenue Reinsurance carriers Life insurance premiums earned (net) Accident, health, and medical insurance premiums earned (net) Accident insurance premiums earned (net) Health and medical insurance premiums earned (net) Property and casualty insurance premiums earned (net) Fire, allied, and multiple peril insurance premiums earned (net) Ocean marine insurance premiums earned (net) Inland marine insurance premiums earned (net) Workers’ compensation insurance premiums earned (net) Private passenger auto insurance premiums earned (net) Commercial auto insurance premiums earned (net) Miscellaneous property liability insurance premiums earned (net) Product liability insurance premiums earned (net) Surety insurance premiums earned (net) Burglary and theft insurance premiums earned (net) Boiler and machinery insurance premiums earned (net) All other property and casualty insurance premiums earned (net) Other insurance premiums earned (net) Reinsurance premiums Life reinsurance premiums Accident, health, and medical reinsurance premiums Property and casualty reinsurance premiums Surety reinsurance premiums Title reinsurance premiums Other reinsurance premiums Annuity revenue Realized capital gains (losses) on investment accounts Other investment income (net) Fees collected for providing insurance administrative services Fees collected for providing insurance administrative services to all other parties (insurance, health plans, etc.) Title search, title reconveyance, and title abstract fees Gross rents from real property owned by this establishment Other revenue Agencies, brokerages, & other insurance related activities Securities commissions Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions Property and casualty insurance commissions Annuity commissions Title insurance commissions Other insurance and annuity commissions

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X 1 964 791 61 37 32 38 36 8 1 12 451 791 495 104 647 473 738 786 032 405 735 091 034 556 102 544 55 7 6 17 18 1 1 2 12 4 1 5 12 4 1 5

336 668 591 044 14 113 375 566 2 843 947 762 657 322 171 45 988 630 131 962 249 137 517 634

94 4 17 45

Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q X 13.0 90.7 19.6 21.5 46.8 50.1 18.8 79.1 17.2 95.4 70.2 46.8 68.9 46.1 55.0 68.6 26.2 8.5

.4 Z .1 .2 Z Z 1.8 Z 60.8 22.4 7.8 25.0 .8 .2 4.6 13.9 1.3 16.6 1.0 1.0 .1 Z .6 100.0 1.6 .6 .4 .2 3.6 .4 Z .1 .1 .2 .4 Z .1 .2 Z Z 1.8 Z 60.8 22.4 7.8 25.0 .8 .2 4.6 13.9 1.3 16.6 1.0 1.0 .1 Z .6 100.0 .3 72.1 9.6 9.0 23.1 23.8 2.1 1.8 2.8 .4 11.0 1.3 4.9 2.1 2.7 4.6 1.8 .1

X X X X X X X X 88.6 X X X X X X X X X 3.2 X X X X 91.3 X 90.0 X X 51.7 X X X X X X X X X X X X X 88.6 X X X X X X X X X 3.2 X X X X 72.1 X 61.1 X X X X X X X X 58.7 X X X X X X X

2 949 470 271 177 3 541 555 214 082 214 082 13 283 4 960 123 408 21 285 029 338 038 117 079 76 448 37 974 758 82 7 17 23 53 94 4 17 45 717 642 075 621 140 021

336 668 591 044 14 113 375 566 2 843 947 762 657 322 171 45 988 630 131 962 249 137 517 634

2 949 470 271 177 3 541 555 214 082 214 082 13 283 4 960 123 408 77 272 251 255 825 709 397 974 817 353 590 375 200 759 638 575 560 733 295 228 730

personal lines commercial lines

Fees collected for providing insurance administrative services Third party insurance administration and management fees Pension funds third party administration and management fees Health and welfare funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice See footnotes at end of table.

343 576 12 093 136 2 132 748 5 483 100 3 546 625 3 771 048 5 214 585 5 202 046 763 611

327 850 8 483 465 999 143 3 777 144 1 634 886 2 072 292 3 575 629 1 364 874 65 221

32

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) Amount1 ($1,000) Establishments reporting source All establishments1 Revenue of establishments reporting sources of revenue as percent of total revenue

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 5242 0890 0990 1200 1300 9810 52421 0800 0830 0831 0832 0833 0834 0835 0836 0839 0850 0851 0852 0853 0854 0860 0870 0880 0890 0990 1200 1300 9810 524210 0800 0830 0831 0832 0833 0834 0835 0836 0839 0850 0851 0852 0853 0854 0860 0870 0880 0890 0990 1200 1300 9810 52429 0800 0830 0831 0832 0833 0834 0835 0836 0839 0840 0850 0851 0852 0853 0854 0860 0870 0880 0890 0990 1200 1300 9810 Agencies, brokerages, & other insurance related activities Con. Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Gross rents from real property owned by this establishment Other revenue Insurance agencies & brokerages Securities commissions Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions Property and casualty insurance commissions Annuity commissions Title insurance commissions Other insurance and annuity commissions 974 9 667 470 3 002 11 704 120 392 6 448 120 88 66 88 69 20 2 19 392 547 845 097 422 534 157 473

581 16 445 262 2 054

504 149 943 740 X

95 5 714 36 105

178 289 351 093

16.4 34.7 13.8 5.1 7.2 X 13.0 93.3 19.8 21.4 47.1 50.5 18.9 79.8 17.5 19.0 17.6 16.2 13.3 13.8 14.4 8.4 6.9 16.4 10.4 14.0 5.4 7.5 X 13.0 93.3 19.8 21.4 47.1 50.5 18.9 79.8 17.5 19.0 17.6 16.2 13.3 13.8 14.4 8.4 6.9 16.4 10.4 14.0 5.4 7.5 X 12.8 21.7 6.8 21.9 13.7 15.9 9.4 21.8 6.9 95.4 83.9 56.9 78.3 63.0 64.1 85.1 66.2 17.2 15.2 83.6 8.7 3.4 5.5

.1 7.4 Z .1 2.0 100.0 .4 93.3 12.4 11.3 30.0 30.9 2.7 2.3 3.7 .8 .2 .2 .3 .2 .3 .5 .1 .2 1.9 .1 .2 2.3 100.0 .4 93.3 12.4 11.3 30.0 30.9 2.7 2.3 3.7 .8 .2 .2 .3 .2 .3 .5 .1 .2 1.9 .1 .2 2.3 100.0 .1 2.7 .2 1.7 .3 .4 .1 Z .1 1.8 44.2 5.0 20.1 8.1 10.9 18.8 5.9 .1 Z 25.3 Z Z 1.1

X X X X X 74.8 X 63.0 X X X X X X X 71.3 X X X X X X X X X X X X 74.8 X 63.0 X X X X X X X 71.3 X X X X X X X X X X X X 63.3 X 62.9 X X X X X X X X 48.6 X X X X X X X X X X X X

21 506 916 1 862 963 59 37 31 37 36 8 1 12 174 135 127 761 242 367 716 445 185 179 286 724 234 210 705 955

1 538 717 59 174 185 242 791 55 7 6 17 18 1 1 2 215 352 674 770 289 580 370 177 529 820 713 670 366 332 554 074

personal lines commercial lines

Third party insurance administration and management fees Pension funds third party administration and management fees Health and welfare funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Gross rents from real property owned by this establishment Other revenue Insurance agencies & brokerages Securities commissions Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions Property and casualty insurance commissions Annuity commissions Title insurance commissions Other insurance and annuity commissions

2 513 464 445 1 568 257 337 2 632 630 942 7 331 458 2 849 10 222 120 392 6 448 120 88 66 88 69 20 2 19 392 547 845 097 422 534 157 473

2 566 715 546 313 828 205 1 207 938 687 896 1 216 965 3 595 382 644 331 545 605 10 979 587 254 060 1 793 791 17 967 295 X 1 862 963 59 37 31 37 36 8 1 12 174 135 127 761 242 367 716 445 185 179 286 724 234 210 705 955 55 7 6 17 18 1 1 2

486 536 96 057 134 373 161 076 95 030 175 301 44 89 1 143 35 96 037 164 760 729 058 575 189

1 343 817 59 174 185 242 791 215 352 674 770 289 580 370 177 529 820 713 670 366 332 554 074

personal lines commercial lines

Third party insurance administration and management fees Pension funds third party administration and management fees Health and welfare funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Gross rents from real property owned by this establishment Other revenue Other insurance related activities Securities commissions Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions Property and casualty insurance commissions Annuity commissions Title insurance commissions Other insurance and annuity commissions

2 513 464 445 1 568 257 337 2 632 630 942 7 331 458 2 849 10 222 13 168 142 1 449 577 680 282 251 150 31 190 454 5 380 1 641 1 809 1 235 1 834 4 800 1 661 168 32 2 336 12 153 1 482

2 566 715 546 313 828 205 1 207 938 687 896 1 216 965 3 595 382 644 331 545 605 10 979 587 254 060 1 793 791 17 967 295 X 101 828 2 276 656 1 368 342 404 106 21 340 847 226 449 367 800 346 397 589

486 536 96 057 134 373 161 076 95 030 175 301 44 89 1 143 35 96 037 164 760 729 058 575 189

1 343 817 18 098 066 13 034 494 44 299 46 64 9 4 23 230 818 862 890 367 963 674 656

personal lines commercial lines

Fees collected for providing insurance administrative services Third party insurance administration and management fees Pension funds third party administration and management fees Health and welfare funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Gross rents from real property owned by this establishment Other revenue See footnotes at end of table.

343 576 9 526 421 1 586 435 4 654 895 2 338 687 3 083 152 3 997 620 1 606 664 119 280 35 899 5 465 562 8 883 260 949 3 539 621

327 850 7 996 929 903 086 3 642 771 1 473 810 1 977 262 3 400 592 1 063 710 20 461 5 449 4 571 231 776 8 904 194 900

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

33

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 60 9 19 32 250 806 684 403 Amount1 ($1,000) 3 494 362 12 518 632 1 850 7 765 93 591 1 137 7 677 84 066 3 321 3 28 2 698 532 077 560 Establishments reporting source X 20.8 6.4 9.4 24.0 20.5 13.6 21.7 19.4 95.1 11.2 11.8 6.4 5.7 X 12.8 21.2 6.3 22.6 12.3 12.0 9.3 30.4 6.6 95.4 87.7 57.2 78.4 64.8 71.5 16.1 8.1 14.1 3.6 72.3 16.0 2.8 6.3 X 17.9 24.8 8.9 13.6 17.2 21.8 13.8 8.8 15.0 21.7 14.9 5.8 13.1 83.4 45.2 97.3 4.1 3.8 X 30.7 .5 20.3 4.9 86.6 1.6 90.2 7.0 X 30.7 .5 20.3 4.9 86.6 1.6 90.2 7.0 All establishments1 100.0 .4 Z .1 .2 2.7 Z .2 2.4 95.1 .1 .8 .1 .8 100.0 .1 3.9 .3 2.8 .2 .3 .1 Z .2 3.1 75.5 8.6 34.8 13.9 18.1 .7 .3 .1 Z 15.0 Z .1 1.2 100.0 Z 1.9 .3 .2 .6 .6 Z .1 .2 Z .2 Z .2 24.9 .1 71.6 Z .9 100.0 11.1 Z 4.6 .6 Z .1 80.4 3.2 100.0 11.1 Z 4.6 .6 Z .1 80.4 3.2 Revenue of establishments reporting sources of revenue as percent of total revenue 83.8 83.8 X X X 83.2 X X X X X X X X 61.3 X 61.0 X X X X X X X X 46.1 X X X X X X X X X X X X 50.9 X 50.5 X X X X X X 50.9 X X X X X X X X X 74.7 X X X X X X X X 74.7 X X X X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 524291 0830 0831 0832 0834 0850 0852 0853 0854 0860 0870 0990 1300 9810 524292 0800 0830 0831 0832 0833 0834 0835 0836 0839 0840 0850 0851 0852 0853 0854 0860 0870 0880 0890 0990 1200 1300 9810 524298 0800 0830 0831 0832 0833 0834 0835 0839 0850 0851 0853 0854 0860 0870 0880 0990 1300 9810 525 0210 0400 0490 0500 0510 0520 1300 9810 5259 0210 0400 0490 0500 0510 0520 1300 9810 Claims adjusting Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions 4 443 28 9 12 8 365 6 18 349 4 443 30 37 61 383 6 257 129 1 179 486 595 164 182 133 25 154 454 4 976 1 626 1 800 1 194 1 476 268 155 140 26 1 136 10 71 835 2 468 11 242 82 73 113 61 14 34 39 13 23 9 89 1 476 24 1 163 21 264 1 489 267 33 202 33 6 21 1 306 327 1 489 267 33 202 33 6 21 1 306 327

commercial lines

Third party insurance administration and management fees Health and welfare funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees All other insurance related activities income Gross rents from real property owned by this establishment Other revenue Third party administration of insurance & pension funds Securities commissions Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions Property and casualty insurance commissions Annuity commissions Title insurance commissions Other insurance and annuity commissions

457 594 8 387 35 425 432 668 3 494 31 237 39 362 570 018 927 X 100 313 1 897 516 1 274 177 251 100 5 289 862 866 031 330 905 344 531 433

513 332

29 232 10 454 217 12 832 402 32 287 21 30 9 1 19 763 623 845 803 333 311 679 169

personal lines commercial lines

Fees collected for providing insurance administrative services Third party insurance administration and management fees Pension funds third party administration and management fees Health and welfare funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice Title search, title reconveyance, and title abstract fees All other insurance related activities income Real estate brokerage fees and commissions Gross rents from real property owned by this establishment Other revenue All other insurance related activities Securities commissions Insurance and annuity commissions Life and accident insurance commissions Health and medical insurance commissions Property and casualty insurance commissions Property and casualty insurance commissions Annuity commissions Other insurance and annuity commissions

343 576 9 004 677 1 575 560 4 645 447 2 249 402 2 645 668 430 336 105 20 2 173 4 203 931 165 109 050 679 830 763

327 850 7 893 738 901 113 3 641 606 1 458 100 1 892 919 69 411 27 073 14 811 731 1 572 203 772 5 642 126 391 4 149 487 193 78 11 10 24 26 949 563 167 057 269 606 4 440 9 600 1 262 8 033 277 9 1 033 5 2 970 483 105 381 951 702

2 003 860 X 1 076 318 129 74 140 120 4 50 735 554 734 067 492 401 419

personal lines commercial lines

Third party insurance administration and management fees Pension funds third party administration and management fees Workers’ compensation funds third party administration and management fees Other self insurance third party administration and management fees Insurance claims adjusting/appraisal fees Insurance consulting fees Fees from investment consulting and advice All other insurance related activities income Gross rents from real property owned by this establishment Other revenue Funds, trusts, & other financial vehicles (part) Interest income Dividend income Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Gross rents from real property owned by this establishment Other revenue Other investment pools & funds (part) Interest income Dividend income Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Gross rents from real property owned by this establishment Other revenue See footnotes at end of table.

64 150 5 826 53 860 4 816 72 1 238 11 3 054 17 327 929 894 865 259

1 022 429 X 335 970 800 523 381 1 311 876 14 799 929 7 447 731 X 335 970 800 523 381 1 311 876 14 799 929 7 447 731 6 027 280 3 730 2 191 6 027 280 3 730 2 191

39 277 16 607 993 411 405 138 212 330 21 385 13 347 624 523 451 16 607 993 411 405 138 212 330 21 385 13 347 624 523 451 1 847 1 759 107 1 847 1 759 107

34

SOURCES OF REVENUE

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

Table 1.

Sources of Revenue by Kind of Business for the United States: 1997 Con.
Establishments reporting source of revenue Revenue from specified source As percent of total revenue of Total revenue ($1,000) X 335 970 800 523 381 1 311 876 14 799 929 7 447 731 X 6 027 280 3 730 2 191 335 970 800 523 381 6 027 280 3 730 2 191 Amount1 ($1,000) 16 607 993 411 405 138 212 330 21 385 13 347 624 523 451 16 607 993 1 847 1 759 107 411 405 138 212 330 1 847 1 759 107 Establishments reporting source X 30.7 .5 20.3 4.9 86.6 1.6 90.2 7.0 X 30.7 .5 20.3 4.9 86.6 1.6 90.2 7.0 All establishments1 100.0 11.1 Z 4.6 .6 Z .1 80.4 3.2 100.0 11.1 Z 4.6 .6 Z .1 80.4 3.2 Revenue of establishments reporting sources of revenue as percent of total revenue 74.7 X X X X X X X X 74.7 X X X X X X X X

[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]

NAICS code and RL code

Kind of business and source of revenue

Number 52593 0210 0400 0490 0500 0510 0520 1300 9810 525930 0210 0400 0490 0500 0510 0520 1300 9810 Real Estate Investment Trusts (REITs) Interest income Dividend income Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Gross rents from real property owned by this establishment Other revenue Real Estate Investment Trusts (REITs) Interest income Dividend income Gains (losses) from assets sold or traded Net investment income (excluding dividends and interest) Income from fiduciary (trust, custody, escrow) activities Asset/portfolio management fees Gross rents from real property owned by this establishment Other revenue
1Revenue

1 489 267 33 202 33 6 21 1 306 327 1 489 267 33 202 33 6 21 1 306 327

1 311 876 14 799 929 7 447 731

21 385 13 347 624 523 451

and revenue line percents may not add to totals due to exclusion of selected lines to avoid disclosing data for individual companies and/or due to rounding.

FINANCE & INSURANCE SUBJECT SERIES
U.S. Census Bureau, 1997 Economic Census Oct. 19, 2000

SOURCES OF REVENUE

35

Appendix A. Explanation of Terms
NUMBER OF ESTABLISHMENTS An establishment is generally a single physical location at which business is conducted. It is not necessarily identical with a company or enterprise, which may consist of one establishment or more. Economic census figures represent a summary of reports for individual establishments rather than companies. For cases where a census report was received, separate information was obtained for each location where business was conducted. When administrative records of other Federal agencies were used instead of a census report, no information was available on the number of locations operated. The count of establishments represents those in business at any time during 1997. When two or more activities were carried on at a single location under a single ownership, all activities generally were grouped together as a single establishment. The entire establishment was classified on the basis of its major activity and all data for it were included in that classification. However, when distinct and separate economic activities (for which different industry classification codes were appropriate) were conducted at a single location under a single ownership, separate establishment reports for each of the different activities were obtained in the census. REVENUE Includes revenue from all business activities whether or not payment was received in the census year, including commissions and fees from all sources, rents, net investment income, interest, dividends, royalties, and net insurance premiums earned. Revenue from leasing property marketed under operating leases is included, as well as interest earned from property marketed under capital, finance, or full payout leases. Revenue also includes the total value of service contracts and amounts received for work subcontracted to others. Revenue does not include sales and other taxes collected from customers and remitted directly by the firm to a local, state, or Federal tax agency.

FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

APPENDIX A A–1

Appendix B. NAICS Codes, Titles, and Descriptions
52 FINANCE AND INSURANCE The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries as well as by specialist establishments and the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. APPENDIX B B–1

Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. 521 Monetary Authorities-Central Bank The Monetary Authorities-Central Bank subsector groups establishments that engage in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 5211 Monetary Authorities-Central Bank This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52111, Monetary Authorities-Central Bank 52111 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 521110 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. The data published with NAICS code 521110 include these parts of the following SIC industries: 6011 Monetary authorities - central bank 522 Credit Intermediation and Related Activities Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services. B–2 APPENDIX B

5221 Depository Credit Intermediation This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended. 52211 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. 522110 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. The data published with NAICS code 522110 include these parts of the following SIC industries: 6021 (pt) National commercial banks (banking) 6022 (pt) State commercial banks (banking) 6029 Other commercial banks

6081 (pt) Branches of foreign banks 6099 (pt) Representative offices of foreign banks 5221101 National Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals; making commercial, institutional, and consumer loans; and providing other customer financial transactions. These depository institutions are chartered by the Federal Government. 5221102 State Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans; and providing customer financial transactions. These depository institutions are chartered by one of the states, the District of Columbia, or territories. 5221103 Other Commercial Banks Establishments primarily engaged in accepting deposits and granting withdrawals, and providing other customer financial transactions. These depository institutions are not chartered by the Federal Government, any of the states, the District of Columbia or territories. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

5221104 Branches of Foreign Banks Establishments of foreign banks operating as branches that specialize in commercial loans. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5221109 Representative Offices of Foreign Banks Establishments primarily engaged in representing foreign banks. These establishments generally have no revenue. 52212 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. 522120 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. The data published with NAICS code 522120 include these parts of the following SIC Industries: 6035 Savings institutions (federally chartered) 6036 Savings institutions (not federally chartered) 6141 Remedial loan societies and mutual benefit associations (deposit) 5221201 Savings Institutions, Federally Chartered Establishments, operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221203 Savings Institutions, Not Federally Chartered Establishments, not operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221209 Remedial Loan Societies and Mutual Benefit Associations (Depository) Establishments (other than credit unions, savings and loan associations and savings banks) primarily engaged in accepting deposits, granting withdrawals, and serving the savings and credit needs of its members. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

52213 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. 522130 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. The data published with NAICS code 522130 include these parts of the following SIC industries: 6061 Credit unions (federally chartered) 6062 Credit unions (not federally chartered) 5221301 Credit Unions, Federally Chartered Establishments chartered by the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 5221309 Credit Unions, Not Federally Chartered Establishments chartered by other than the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 52219 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. 522190 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. The data published with NAICS code 522190 include these parts of the following SIC industries: 6022 (pt) Other depository credit intermediation 5222 Nondepository Credit Intermediation This industry group comprises establishments, both public (government-sponsored enterprises) and private, primarily engaged in extending credit or lending funds APPENDIX B B–3

raised by credit market borrowing, such as issuing commercial paper or other debt instruments or by borrowing from other financial intermediaries. Within this group, industries are defined on the basis of the type of credit being extended. 52221 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. 522210 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. The data published with NAICS code 522210 include these parts of the following SIC industries: 6021 (pt) National commercial banks (credit card issuing) 6022 (pt) State commercial banks (credit card issuing) 6141 (pt) Credit card issuing by personal credit institutions 6153 (pt) Other short-term business credit institutions 5222101 National Commercial Banks (Credit Card Issuing) Establishments of banks chartered by the Federal Government, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222102 State Commercial Banks (Credit Card Issuing) Establishments of banks chartered by one of the states, the District of Columbia, or territories, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222103 Credit Card Issuing by Personal Credit Institutions Establishments of personal credit institutions (other than banks) primarily engaged in issuing credit cards or charge cards to individuals or consumers for purchasing goods and services on an installment basis. B–4 APPENDIX B

5222109 Credit Card Issuing by Business Credit Institutions, Not Elsewhere Classified Establishments of short-term business credit institutions, not elsewhere classified, primarily engaged in providing credit (including credit cards) to businesses and other organizations for relatively short periods. 52222 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. 522220 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. The data published with NAICS code 522220 include these parts of the following SIC industries: 6141 (pt) Automotive sales finance companies 6141 (pt) Sales finance companies (except automotive) 6153 (pt) Commercial finance companies 6159 (pt) Financing leases 5222201 Automotive Sales Finance Companies Establishments primarily engaged in lending money to individuals for automotive purchases, including trucks, either directly to individuals or through sales financing arrangements with dealers. 5222202 Sales Finance Companies, Except Automotive Establishments primarily engaged in lending money to individuals for the retail purchase of consumer goods (other than automotive), either directly to individuals or through sales financing arrangements with dealers. 5222203 Commercial Finance Companies Establishments primarily engaged in granting shortterm credit to business or commercial enterprises (other than in exchange for credit-related assets). 5222209 Financing Leases Establishments primarily engaged in providing financing for equipment or other assets to customers through a lease agreement, where the lessee acquires substantially FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

all the benefits of its use, and takes all the risks associated with its ownership. The lessee is responsible for maintenance and taxes, and may have the option to take title to the leased equipment at the end of the lease. 52229 Other Nondepository Credit Intermediation This industry comprises establishments primarily engaged in making cash loans or extending credit through credit instruments (except credit cards and sales finance agreements). 522291 Consumer Lending

5222922 Farm Mortgage Companies Establishments primarily engaged in making long-term farm real estate loans (except Federal and Federallysponsored credit agencies). 5222929 Mortgage Bankers and Loan Correspondents Establishments primarily engaged in originating (making) and selling mortgage and other real estate loans (except farm) to permanent investors, and servicing these loans. 522293 International Trade Financing

This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers. The data published with NAICS code 522291 include these parts of the following SIC industries: 6141 (pt) Consumer & personal finance companies 6141 (pt) Other personal credit institutions 5222911 Consumer and Personal Finance Companies Establishments primarily engaged in providing unsecured cash loans to individuals or consumers for nonspecified purposes, including student loans. 5222919 Other Personal Credit Institutions Establishments of nondepository credit institutions, not elsewhere classified, primarily engaged in providing credit to individuals and issuing personal loans. 522292 Real Estate Credit This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral. The data published with NAICS code 522292 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily real estate 6159 (pt) Farm mortgage companies 6162 (pt) Mortgage bankers & loan correspondents 5222921 Federal and Federally-Sponsored Credit Agencies, Primarily Real Estate Credit Establishments of Federal and Federally-sponsored credit agencies primarily engaged in making real estate loans. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

This U.S. industry comprises establishments primarily engaged in providing one or more of the following: (1) working capital funds to U.S. exporters; (2) lending funds to foreign buyers of U.S. goods; and (3) lending funds to domestic buyers of imported goods. The data published with NAICS code 522293 include these parts of the following SIC industries: 6081 (pt) Agencies of foreign banks, primarily trade finance 6082 (pt) Agreement & Edge Act Corporations, primarily trade finance 6111 (pt) Federally-sponsored credit agencies, primarily trade finance 6159 (pt) International trade credit 5222931 Agencies of Foreign Banks Primarily Engaged in Trade Finance Establishments primarily operating as agencies of foreign banks that specialize in trade (import and/or export) finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222932 Agreement and Edge Act Corporations Primarily Engaged in Trade Finance Establishment of Agreement and Edge Act corporations, operating under Federal or state charter, primarily engaged in financing foreign trade. Also included in this industry are domestically-owned Federal or state-chartered institutions that only operate outside the United States. 5222933 Federal and Federally-Sponsored Credit Agencies, Primarily Trade Finance Establishments of Federal and Federally-sponsored credit agencies primarily engaged in facilitating the financing of exports and imports and the exchange of commodities between the U.S. and any foreign country. These establishments may also guarantee or insure exports and imports. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not APPENDIX B B–5

regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222939 International Trade Credit Establishments primarily engaged in providing financing for foreign buyers of U.S. goods (exports) or assistance in financing imports. 522294 Secondary Market Financing This U.S. industry comprises establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market. The data published with NAICS code 522294 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily secondary market 6159 (pt) Secondary market financing 5222941 Federal and Federally-Sponsored Credit Agencies, Primarily Secondary Market Establishments of Federal and Federally-sponsored credit agencies primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222949 Secondary Market Financing (Private) Private establishments primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. 522298 All Other Nondepository Credit Intermediation This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property. The data published with NAICS code 522298 include these parts of the following SIC industries: 5932 (pt) Pawn shops 6081 (pt) Agencies of foreign banks, primarily commercial finance 6111 (pt) Other federally-sponsored credit agencies 6153 (pt) Factors B–6 APPENDIX B

6159 (pt) Agricultural credit (except federallysponsored) 6159 (pt) Other miscellaneous business credit institutions 5222981 Pawnshops Establishments primarily engaged in lending money at interest in exchanged for personal property left as security and selling the merchandise if the property is not reclaimed. 5222982 Agencies of Foreign Banks Primarily Engaged in Commercial Finance Establishments primarily operating as agencies of foreign banks that specialize in domestic commercial finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222983 Other Federal and Federally-Sponsored Credit Agencies Establishments of Federal and Federally-sponsored credit agencies primarily engaged in guaranteeing, insuring, and making loans, (except real estate credit, trade finance, or the secondary market). Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the Government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222984 Factors Establishments primarily engaged in providing shortterm capital to businesses in exchange for (or in consideration of) credit-related assets, such as installment notes, commercial paper, accounts receivable, and credit card debt. 5222985 Agricultural Credit (Except Federal and Federally-Sponsored) Establishments (except Federal and Federally-sponsored credit agencies) primarily engaged in providing nondepository agricultural (nonmortgage) credit and loans. 5222989 Other Miscellaneous Business Credit Institutions Establishments primarily engaged in providing credit or capital to businesses and other organizations for intermediate and long-term periods (more than 1 year). 5223 Activities Related to Credit Intermediation This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

52231 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. 522310 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. The data published with NAICS code 522310 include these parts of the following SIC industries: 6163 Mortgage & nonmortgage loan brokers 52232 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). 522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). The data published with NAICS code 522320 include these parts of the following SIC industries: 6019 (pt) Other central reserve depository institutions 6099 (pt) Electr funds trans & automated clearinghouses for banks & checks 6153 (pt) Credit card service by business credit institutions 7389 (pt) Credit card processing 5223201 Other Central Reserve Depository Institutions Establishments primarily engaged in providing reserve and overnight advance services to their members, such as savings banks, savings and loan associations, or credit unions. These central reserve depository institutions generally do not receive deposits from, or make advances to, other enterprises or individuals. 5223202 Electronic Funds Transfer and Automated Clearinghouse for Banks and Checks Establishments primarily engaged in providing electronic funds transfer, or check or other financial instrument clearing house services. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

5223203 Credit Card Service by Business Credit Institutions Establishments of credit institutions primarily engaged in servicing credit cards. 5223209 Credit Card Processing Establishments primarily engaged in providing credit card transaction processing services (except credit card issuing institutions). 52239 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). 522390 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). The data published with NAICS code 522390 include these parts of the following SIC industries: 6099 (pt) Other activities related to credit intermediation 6162 (pt) Loan servicing 5223901 Other Activities Related to Credit Intermediation Establishments primarily engaged in cashing checks, issuing traveler’s checks or money orders, or performing other functions closely related to depository intermediation. Also included here are establishments that operate windows and kiosks where customers purchase traveler’s checks or general purpose stored value cards. 5223909 Loan Servicing Establishments primarily engaged in servicing loans for banks, credit unions, mortgage companies, and other financial institutions. Loan servicing functions include collection of payments, securing of escrow funds, payment of property taxes and insurance, monitoring delinquencies, and accounting for remitting principal and interest payments to the loan holder. 523 Securities, Commodity Contracts, and Other Financial Investments and Related Activities Industries in the Securities, Commodity Contracts, and Other Financial Investments and Related Activities subsector group establishments that are primarily engaged in one of the following: (1) underwriting securities issues APPENDIX B B–7

and/or making markets for securities and commodities; (2) acting as agents (i.e., brokers) between buyers and sellers of securities and commodities; (3) providing securities and commodity exchange services; and (4) providing other services, such as managing portfolios of assets; providing investment advice; and trust, fiduciary, and custody services. 5231 Securities and Commodity Contracts Intermediation and Brokerage This industry group comprises establishments primarily engaged in putting capital at risk in the process of underwriting securities issues or in making markets for securities and commodities; and those acting as agents and/or brokers between buyers and sellers of securities and commodities, usually charging a commission. 52311 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. 523110 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. The data published with NAICS code 523110 include these parts of the following SIC industries: 6211 (pt) Investment banking & securities dealing 52312 Securities Brokerage . This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. 523120 Securities Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. B–8 APPENDIX B

The data published with NAICS code 523120 include these parts of the following SIC industries: 6211 (pt) Securities brokerage 52313 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. 523130 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. The data published with NAICS code 523130 include these parts of the following SIC industries: 6099 (pt) Foreign currency exchange 6221 (pt) Commodity contracts dealing 6799 (pt) Commodity contract trading company 5231301 Foreign Currency Exchange Establishments primarily engaged in foreign currency transactions for their own account or for others. Also included here are windows and kiosks, where customers purchase or exchange currencies. 5231302 Commodity Contracts Dealing Establishments primarily engaged as principals in buying and selling spot or future contracts, such as commodities, foreign currency, or futures options. 5231309 Commodity Contract Trading Companies Establishments primarily engaged in buying and selling commodity contracts. 52314 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. 523140 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. The data published with NAICS code 523140 include these parts of the following SIC industries: FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

6221 (pt) Commodity contracts brokerage 5232 Securities and Commodity Exchanges This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52321, Securities and Commodity Exchange 52321 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. 523210 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. The data published with NAICS code 523210 include these parts of the following SIC industries: 6231 Security & commodity exchanges 5239 Other Financial Investment Activities This industry group comprises establishments primarily engaged in one of the following: (1) acting as principals in buying or selling financial contracts (except investment bankers, securityes dealers, and commodity contracts dealers); (2) acting as agents (i.e., brokers) (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts; or (3) providing other investment services (except securities and commodity exchanges), such as portfolio management; investment advice; and trust, fiduciary, and custody services. 52391 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. 523910 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. The data published with NAICS code 523910 include these parts of the following SIC industries: 6211 (pt) Traders & dealers (except for securities & commodities) FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

6792 (pt) Oil royalty traders investing on own accounts 6799 (pt) Venture capital companies 6799 (pt) All other investors 5239101 Traders and Dealers, Except for Securities and Commodities Establishments primarily engaged as principals in buying and selling investment instruments other than securities or commodity contracts. 5239102 Oil Royalty Traders, Investing on Own Account Establishments primarily engaged in trading, on own account, the rights to a whole or partial interest in the proceeds from the sale of oil or gas, produced from a specific tract. 5239103 Venture Capital Companies Establishments primarily engaged in providing funds for newly-formed companies and funds for existing companies experiencing a short-term shortage of capital. Funding may be in the form of equity or debt. 5239109 All Other Investors Establishments primarily engaged in investing, not elsewhere classified. 52392 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. 523920 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. The data published with NAICS code 523920 include these parts of the following SIC industries: 6282 (pt) Portfolio management 6733 (pt) Mgt of trust investment portfolios (exc ed relig & charitable) 6799 (pt) Commodity contract pool operators APPENDIX B B–9

5239201 Portfolio Management Establishments primarily engaged in managing the financial asset portfolio of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions and derive fees based on the size and/or overall performance of the portfolio. 5239202 Managers of Trust Investment Portfolios, Except Educational, Religious, and Charitable Trusts Establishments primarily engaged in managing private estate and investment portfolios of trusts (except educational, religious and charitable) on behalf of the beneficiaries. 5239209 Commodity Contract Pool Operators Establishments primarily engaged in a prearranged agreement in which members participate, through a manager, in the purchase of commodities. 52393 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. 523930 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. The data published with NAICS code 523930 include these parts of the following SIC industries: 6282 (pt) Investment Advice 52399 All Other Financial Investment Activities This industry comprises establishments primarily engaged in acting as agents or brokers (except securities brokerages and commodity contracts brokerages) in buying and selling financial contracts providing financial investment activities (except securities and commodity exchanges, portfolio management, and investment advice). 523991 Trust, Fiduciary, and Custody Activities This U.S. industry comprises establishments primarily engaged in providing trust, fiduciary, and custody services to others, as instructed, on a fee or contract basis, such as bank trust offices and escrow agencies (except real estate). B–10 APPENDIX B

The data published with NAICS code 523991 include these parts of the following SIC industries: 6091 Nondeposit trust companies

6099 (pt) Escrow & fiduciary agencies 6289 (pt) Securities custodians & securities transfer agents 6733 (pt) Other trust, fiduciary, & custody activities 5239911 Nondeposit Trust Companies Establishments of trust companies primarily engaged in providing trust, custody, or other fiduciary services to others on a fee or contract basis, but not regularly accepting deposits. These establishments operate under Federal or state charter. 5239912 Escrow and Fiduciary Agencies Establishments primarily engaged in providing escrow and fiduciary services to others on a fee or contract basis (except in conjunction with real estate). 5239913 Securities Custodians and Securities Transfer Agents Establishments primarily engaged in providing custodial and transfer services for security holders, owners, brokers, and dealers. 5239919 Administration of Private Estates, Trustees in Bankruptcy, or Other Trust, Fiduciary, and Custody Activities Establishments primarily engaged, on behalf of the beneficiaries, in the administration and preservation of property, which constitutes an estate, under the terms of a trust agreement, will, or agency agreement . 523999 Miscellaneous Financial Investment Activities This U.S. industry comprises establishments primarily engaged in acting as agents and/or brokers (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts and those providing financial investment services (except securities and commodity exchanges; portfolio management; investment advice; and trust, fiduciary, and custody services) on a fee or commission basis. The data published with NAICS code 523999 include these parts of the following SIC industries: 6099 (pt) Deposit brokers 6211 (pt) Gas & oil lease & royalty brokers 6289 (pt) Oth services allied with the exchange of securities & commodities FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

5239991 Deposit Brokers Establishments primarily engaged in pooling funds from clients of brokerage firms into large denomination deposits (usually $100,000), called ‘‘brokered deposits’’, in certain FDIC-insured banks. 5239992 Gas and Oil Lease and Royalty Brokers Establishments primarily engaged in buying and selling oil and gas leases and royalties on a fee or contract basis. 5239999 Other Services Allied With the Exchange of Securities and Commodities Establishments primarily engaged in providing services, not elsewhere classified, to securities or commodity holders, brokers or dealers. 524 Insurance Carriers and Related Activities Industries in the Insurance Carriers and Related Activities subsector group establishments that are primarily engaged in one of the following (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services. 5241 Insurance Carriers This industry group comprises establishments primarily engaged in underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies and investing premiums to build up a portfolio of financial assets to be used against future claims. Direct insurance carriers are establishments that are primarily engaged in initially underwriting and assuming the risk of annuities and insurance policies. Reinsurance carriers are establishments that are primarily engaged in assuming all or part of the risk associated with an existing insurance policy (or set of policies) originally underwritten by another insurance carrier. Industries are defined in terms of the type of risk being insured against, such as death, loss of employment because of age or disability, and property damage. Contributions and premiums are set on the basis of actuarial calculations of probable payouts based on risk factors from experience tables and expected investment returns on reserves. 52411 Direct Life, Health, and Medical Insurance Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

524113 Direct Life Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, and accidental death and dismemberment insurance policies. The data published with NAICS code 524113 include these parts of the following SIC industries: 6311 (pt) Offices of direct life insurance carriers 6321 (pt) Offices of direct accident & disability income insurance carriers 5241131 Offices of Direct Life Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of annuities and life insurance. 5241139 Offices of Direct Accident and Disability Income Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of accidental death and dismemberment, and disability income insurance. 524114 Direct Health and Medical Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies . Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry. The data published with NAICS code 524114 include these parts of the following SIC industries: 6321 (pt) Offices of direct health insurance carriers 6324 (pt) Offices of hospital & medical service plans (direct) 5241141 Offices of Direct Health Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of health insurance. 5241149 Offices of Hospital and Medical Service Plans (Direct) Establishments primarily engaged in initially underwriting and assuming the risk of hospital and medical insurance in accordance with prearranged agreements or service plans, but not providing medical services. 52412 Direct Insurance (Except Life, Health, and Medical) Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies). APPENDIX B B–11

524126 Direct Property and Casualty Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability. The data published with NAICS code 524126 include these parts of the following SIC industries: 6331 (pt) Offices of direct fire, marine, & casualty insurance carriers 6351 (pt) Offices of direct surety insurance carriers 5241261 Offices of Direct Fire, Marine, and Casualty Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of fire, marine, and casualty insurance. 5241269 Offices of Direct Surety Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of financial responsibility and protection insurance. 524127 Direct Title Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property. The data published with NAICS code 524127 include these parts of the following SIC industries: 6361 (pt) Direct title insurance carriers 524128 Other Direct Insurance (Except Life, Health, and Medical) Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies). The data published with NAICS code 524128 include these parts of the following SIC industries: 6399 (pt) All other direct insurance carriers 52413 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. B–12 APPENDIX B

524130 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. The data published with NAICS code 524130 include these parts of the following SIC industries: 6311 (pt) Offices of life reinsurance carriers 6321 (pt) Offices of accident & health reinsurance carriers 6324 (pt) Offices of hospital & medical service plans (reinsurance) 6331 (pt) Offices of fire, marine, & casualty reinsurance carriers 6351 (pt) Offices of surety reinsurance carriers 6361 (pt) Offices of title reinsurance carriers 6399 (pt) Offices of other reinsurance carriers 5241301 Offices of Life Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more life insurance policies originally underwritten by other insurance carriers. 5241302 Offices of Accident and Health Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more accident and health insurance policies originally underwritten by other insurance carriers. 5241303 Offices of Hospital and Medical Service Plans (Reinsurance) Establishments primarily engaged in assuming all or part of hospital and medical services insurance policies originally underwritten by other insurance carriers. 5241304 Offices of Fire, Marine, and Casualty Reinsurance Carriers Establishments primarily engaged in assuming all or part of fire, marine, or casualty insurance policies originally underwritten by other insurance carriers. 5241305 Offices of Surety Reinsurance Carriers Establishments primarily engaged in assuming all or part of surety insurance policies originally underwritten by other insurance carriers. 5241306 Offices of Title Reinsurance Carriers Establishments primarily engaged in assuming all or part of title insurance policies originally underwritten by other insurance carriers. FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

5241309 Office of Other Reinsurance Carriers Establishments primarily engaged in assuming all or part of insurance policies (except life; accident and health; hospital and medical service plans; fire, marine, and casualty; surety; and title) originally underwritten by other insurance carriers. 5242 Agencies, Brokerages, and Other Insurance Related Activities This industry group comprises establishments primarily engaged in (1) acting as agents (i.e., brokers) in selling annuities and insurance policies or (2) providing other employee benefits and insurance related services, such as claims adjustment and third party administration. 52421 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. 524210 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. The data published with NAICS code 524210 include these parts of the following SIC industries: 6411 (pt) Insurance agencies & brokerages 52429 Other Insurance Related Activities This industry comprises establishments primarily engaged in providing services related to insurance (except insurance agencies and brokerages). 524291 Claims Adjusting This U.S. industry comprises establishments primarily engaged in investigating, appraising, and settling insurance claims. The data published with NAICS code 524291 include these parts of the following SIC industries: 6411 (pt) Claims adjusting 524292 Third Party Administration of Insurance and Pension Funds This U.S. industry comprises establishments primarily engaged in providing third party administration services of insurance and pension funds, such as claims processing and other administrative services to insurance carriers, employee-benefit plans, and self-insurance funds. The data published with NAICS code 524292 include these parts of the following SIC industries: 6371 (pt) Third party administration of pension, health, & welfare funds FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

6411 (pt) Third party administration of insurance 5242921 Third Party Administrators of Pension, Health, and Welfare Funds Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to pension, health, and welfare funds on a contract or fee basis. 5242929 Third Party Administration of Insurance Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to insurance carriers. 524298 All Other Insurance Related Activities This U.S. industry comprises establishments primarily engaged in providing insurance services on a contract or fee basis (except insurance agencies and brokerages, claims adjusting, and third party administration). Insurance advisory services and insurance ratemaking services are included in this industry. The data published with NAICS code 524298 include these parts of the following SIC industries: 6411 (pt) All other insurance related activities 525 Funds, Trusts, and Other Financial Vehicles Industries in the Funds, Trusts, and Other Financial Vehicles subsector are comprised of legal entities (i.e., funds, plans, and/or programs) organized to pool securities or other assets on behalf of shareholders or beneficiaries of employee benefit or other trust funds. The portfolios are customized to achieve specific investment characteristics, such as diversification, risk, rate of return, and price volatility. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Establishments with employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Establishments primarily engaged in holding the securities of (or other equity interests in) other firms are classified in Sector 55, Management of Companies and Enterprises. 5251 Insurance and Employee Benefit Funds This industry group comprises legal entities (i.e., funds, plans, and/or programs) organized to provide insurance and employee benefits exclusively for the sponsor, firm, or its employees or members. 5259 Other Investment Pools and Funds This industry group comprises legal entities (i.e., investment pools and/or funds) organized to pool securities or other assets (except insurance and employeebenefit funds) on behalf of shareholders, unitholders, or beneficiaries. APPENDIX B B–13

52593 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). 525930 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). The data published with NAICS code 525930 include these parts of the following SIC industries: 6798 Real Estate Investment Trusts 5259301 Real Estate Investment Trusts (Equity and Hybrid) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real

estate assets, with gross income of the trust derived from rents. REITs deriving income from a combination of rents, mortgage interest, or gains from the sale of real estate are classified here. 5259309 Real Estate Investment Trusts (Mortgage) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real estate mortgage assets, with gross income of the trust solely derived from interest earned on mortgage loans.

B–14

APPENDIX B

FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

Appendix C. Coverage and Methodology
MAIL/NONMAIL UNIVERSE For this sector, large- and medium-size firms, plus all firms known to operate more than one establishment, were sent questionnaires to be completed and returned to the Census Bureau by mail. For most very small firms data from existing administrative records of other Federal agencies were used instead. These records provided basic information on location, kind of business, revenue, payroll, number of employees, and legal form of organization. Firms in the 1997 Economic Census were divided into the mail universe and nonmail universe. The coverage of and the method of obtaining census information from each are described below: 1. The mail universe consisted of firms for which information was obtained by means of a mail canvass and included: a. Large employers, i.e., all multiestablishment and all single-establishment employer firms with payroll above a specified cutoff. The term ‘‘employers’’ refers to firms with one or more paid employees at any time during 1997 as shown in the active administrative records of other Federal agencies. b. A sample of small employers, i.e., singleestablishment firms with payroll below a specified cutoff, in classifications for which specialized data precluded reliance solely on administrative records sources. 2. The nonmail universe consisted of firms that were not required to file a regular census return and included: a. Selected small employers, i.e., singleestablishment firms with payroll below a specified cutoff. Although the payroll cutoff varied by kind of business, small employers in the nonmail universe generally included firms with less than 10 employees and represented about 10 percent of total revenue of establishments covered in the census. Data on revenue, payroll, and employment for small employers in the nonmail universe were derived or estimated from administrative records of other Federal agencies. b. All taxable nonemployers, i.e., all firms subject to Federal income tax with no paid employees during 1997. Revenue information for these firms was obtained from administrative records of other Federal agencies. Although consisting of many firms, FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

nonemployers accounted for less than 10 percent of total revenue of all establishments covered in the census. The census included only those nonemployer firms which reported a revenue volume of $1,000 or more during 1997. Data for nonemployers are not included in this report, but are released as part of the Core Business Statistics Series. INDUSTRY CLASSIFICATION OF ESTABLISHMENTS The classifications for all establishments in this sector were assigned in accordance with the 1997 North American Industry Classification System (NAICS) Manual, United States. NAICS is a common classification system developed by the United States, Canada, and Mexico. This system replaces the 1987 Standard Industrial Classification (SIC) that was used in previous censuses. Appendix A of the 1997 NAICS manual provides information on the comparability between the 1987 SIC and the 1997 NAICS. More information on NAICS is available in the NAICS manual and at www.census.gov/naics. The method of assigning classifications, and the level of detail at which establishments were classified, differed between the mail and nonmail universe as follows: 1. The mail universe. a. Establishments in the mail universe that returned questionnaires were classified on the basis of their self-designation, sources of revenue, and other industry-specific inquiries. b. Establishments in the mail universe that did not return questionnaires were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. 2. The nonmail universe. a. Employer establishments in the nonmail universe were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. If the census or administrative record classifications proved inadequate (none corresponded to a 1997 census classification in the detail required for employers), the firm was sent a brief inquiry requesting information necessary to assign a 1997 census kind-of-business code. APPENDIX C C–1

b. Nonemployers were classified on the basis of information obtained from administrative records of other Federal agencies. RELIABILITY OF DATA All data compiled for this sector are subject to nonsampling errors. Nonsampling errors can be attributed to many sources: inability to identify all cases in the actual universe; definition and classification difficulties; differences in the interpretation of questions; errors in recording or coding the data obtained; and other errors of collection, response, coverage, processing, and estimation for missing or misreported data. Data presented in the Miscellaneous Subjects and the Sources of Revenue reports for this sector are subject to sampling errors as well as nonsampling errors. Specifically, these data are estimated based on information obtained from census questionnaires mailed to all large employers and to a sample of small employers in the universe. Sampling errors affect these estimates insofar as they may differ from results that would be obtained from a complete enumeration. The accuracy of these tabulated data is determined by the joint effects of the various nonsampling errors or by the joint effects of sampling and nonsampling errors. No direct measurement of these effects has been obtained except for estimation for missing or misreported data; however, precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize the effects of nonsampling errors. The Census Bureau obtains limited information extracted from administrative records of other Federal agencies. This information is used in conjunction with other information available to the Census Bureau to develop estimates for nonemployers, small employers, and other establishments for which responses were not received in time for publication.

TREATMENT OF NONRESPONSE Census report forms included two different types of inquiries, ‘‘basic’’ and ‘‘industry-specific.’’ Data for the basic inquiries, which include location, kind of business or operation, revenue, payroll, number of employees, and legal form of organization, were available from a combination of sources for all establishments. Data for industryspecific inquiries, tailored to the particular kinds of business or operation covered by the report, were available only from the establishments in the mail universe that completed the appropriate inquiries on the questionnaire. Two methods were used to account for nonresponse to industry-specific inquiries. For some inquiries, missing data were imputed for individual records based on responses from similar establishments. For other inquiries, the total of reported data were expanded to represent the mail and nonmail universe. Data for industry-specific inquiries based on a December 31 reference date were expanded in direct relationship to total annualized revenue of only those establishments in business at the end of the year. Unless otherwise noted in specific reports, data for other industry-specific inquiries were expanded in direct relationship to total revenue of all establishments included in the category. In a few cases, expansion on the basis of the revenue item was not appropriate, and another basic data item was used as the basis for expansion. All reports in which data were expanded to account for nonmail employers and nonrespondents include a coverage indicator for each publication category, which shows the revenue of establishments responding to the inquiry as a percent of total revenue for all establishments for which data are shown. Coverage is usually determined by the ratio of total revenue of establishments responding to the inquiry to total revenue of all establishments in the category.

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APPENDIX C

FINANCE & INSURANCE
U.S. Census Bureau, 1997 Economic Census

Appendix D. Geographic Notes
Not applicable for this report.

1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

APPENDIX D

D–1

Appendix E. Metropolitan Areas
Not applicable for this report.

1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census

APPENDIX E

E–1

EC97F52S-LS

1997
1997 Economic Census Finance and Insurance Subject Series

Sources of Revenue

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