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Merchant Category Codes

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Merchant Category Codes
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Merchant Category Codes

• List of prohibited products and

services

• Referred to as Merchant Category

Codes (MCC)

• Automatically configured into

Purchase Card

• Blocked code list found in

Cardholder Desk Guide Appendix



17

November 2005

Appliance Purchases

and the Purchase Card



Acquisition of Kitchen Equipment Generally

Allowable With Following Conditions:

1. Primary Benefit Accrues to Agency,

Notwithstanding Collateral Benefit to Individuals.

2. Agency IOP Ensures Uniformity in Use of

Appropriations and Determines Usefulness in

Light of Benefits – Employee Morale, Etc.

3. Appropriations Not Used for the Sole Use of an

Individual; Locate Appliances in Common Areas

18

November 2005

Appliance Purchases

and the Purchase Card









It should also be clear that appropriated

funds will not be used to furnish goods,

such as the coffee itself or microwaveable

frozen foods, to be used in the kitchen area.





19

November 2005

Light Refreshments

and the Purchase Card



General Rule:

Purchase cardholders are prohibited

from buying refreshments.

Exceptions:

The use of Official Representation Funds

for official entertainment and Center of

Influence events involving Navy recruiters

are exceptions to this rule. In addition, Navy recruiters

are authorized to use the purchase card to buy meals for

recruiting applicants as an out of pocket expense.

20

November 2005

Conference Fees Policy

Conference fees should be placed on

Purchase Card. (Per DOD PCPMO & FMO)



• If conference fee includes meals:

– It is proper use, if employee is authorized to attend

– Must indicate meals provided on traveler’s voucher

– The per diem amount is reduced based on meals provided



• Travel Card should only be used for conference fees

when feasible

– Although, it is not structured to accommodate these fees

21

November 2005

DOD Organic Distribution System

Avoiding “Frustrated” Deliveries



• Door-to door commercial

transportation is preferred

• DOD Organic Distribution System

• Vendor shipments must comply

with business rules stated in:



“Acquisition Policy on Facilitating Vendor Shipments in the

DOD Organic Distribution System”

22

November 2005

Transaction Types





• Over-the-Counter



• Over-the-Phone



• Over-the-Internet



23

November 2005

Transaction Types

• Online orders can only be placed

with organizations providing

SSL-encrypted protection



• Use a browser providing at least

128-bit encryption capability



• Online ordering systems that

do not provide encryption are

prohibited

24

November 2005

Vendor Rules for Purchase

Card Transactions

• Do not charge sales tax unless business is

in location that does not have tax-exempt

status

• No vendor fees are added to item price

• Remind vendor that Purchase Card

account is not billed until after

material has been shipped

• Avoid back ordering or delivering partial

quantities

• Ensure that all items are delivered or picked

up within same billing cycle

25

November 2005

Vendor Rules for Purchase

Card Transactions

• Request copies of itemized sales receipts

supporting Purchase Card transactions



• Retain documentation received from

vendors to support proof of sales



• APCs, AOs and Cardholders must maintain

purchase-related records or a minimum of 3

years and



• Retain financial records for 6 years and 3

months

26

November 2005

Split Purchases

Definition: The intentional breaking down of a

known requirement to stay within a threshold or

to avoid having to send the requirement to the

contracting officer is a “Split Purchase”.



UNDER NO CIRCUMSTANCES

IS IT PERMISSIBLE FOR THE

CARDHOLDER TO SPLIT

PURCHASES IN ORDER TO

EXCEED THE MICRO-

PURCHASE THRESHOLD





27

November 2005

Split Purchases

(Example)





You are issued a purchase request for items

totaling $3,000 and your single purchase limit is

$2,500. Do not purchase items totaling

$3,000 by making two individual Purchase

Card transactions.









28

November 2005

Overseas Purchases

Budget Exchange Rate or Daily Exchange Rate



• Confusion Regarding Overseas Purchases

– Purchases at or Around Authorized Limit

– Use Budget Exchange Rate (BER) or the Daily

Exchange Rate



• Obligations for Overseas Purchases Are to

be Established at the Budget Exchange Rate

– Financial Management Regulation (FMR), Volume 6A,

Chapter 7, Paragraph 070106.c



However . . .

29

November 2005

Overseas Purchases

Budget Exchange Rate or Daily Exchange Rate

DON CCPMD Instruction 4200.1B:

• Micro-Purchase Threshold is Stated in Absolute

Dollars

 CONUS - Not To Exceed $2,500

 OCONUS - Not To Exceed $25,000



Overseas Purchases Post Using Daily Exchange Rate



Bottom Line: A Prudent Cardholders Must Take the

Fluctuation of the Daily Exchange Rate Into Account !



30

November 2005

DON Purchase Card Certification Course



Review of Objectives

You should now be able to:

• List 3 statutory sources for Purchase Card acquisitions (REVIEW)

• Understand the mandate to purchase environmentally

preferable products and services (REVIEW)

• State the advantages of NAFI acquisitions (REVIEW)

• List the requirements for purchase of HAZMAT with a

Purchase Card (REVIEW)

• Understand the function of the Merchant Category Codes

(MCC) and purchasing blocks (REVIEW)

• List the 5 vendor rules for a Purchase Card transaction (REVIEW)

• Give the definition of a Split Purchase and the associated

restrictions (REVIEW)

31

November 2005

DON Purchase Card Certification Course



Lesson 3, Part II







Purchases









WinSALTS Cardholder Course

32

November 2005


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