Fixed Annuities by mmcsx

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									                                                   Fixed Annuities




   Company /                AM Years  Last Base Bonus Current Premium Bail      Effective CUR GTD Commissions
 Product Name              Best Gtd Change Rate Rate   Rate    Bonus  Out        Rate     Yield to Surrender Age: Rate

Surrender Charges Last 17 Years
American Equity
Investment Life                                                                                            0-75: 6.00+
Insurance Company          A-    1   10/08/11   2.25   0.00   2.25     10.00       12.48   2.82   2.11    76-80: 4.50+
                                                                                                         see notes
Bonus Gold (DE)
Surrender Charges Last 16 Years
American Equity
Investment Life                                                                                            0-75: 6.00+
Insurance Company                                                                                         76-80: 4.50+
                           A-    1   10/08/11   1.75   0.00   1.75     10.00       11.93   2.36   2.12
Bonus Gold (Index                                                                                        see notes
1-07)
Surrender Charges Last 15 Years
Life of the Southwest                                                                                      0-70: 7.00+
                                                                                                          71-75: 6.00+
SecurePlus                  A    1   09/29/11   2.45   5.00   7.45      5.00       12.82   3.11   1.75    76-80: 4.00+
Accumulator 5                                                                                            see notes
American Equity
Investment Life                                                                            2.20   1.73     0-75: 5.00+
Insurance Company                                                        3.00
                           A-    1   10/08/11   2.00   0.00   2.00                 12.20     to     to    76-80: 3.75+
Premier Eagle 10                                                     to 10.00
                                                                                           2.65   2.18   see notes
(FPDA-7-08)
National Western Life                                                                      2.22   1.37     0-75: 5.00+
                                                                         4.75                             76-80: 3.00+
NWL Ultra Future            A    1   08/18/11   1.90   0.00   1.90                 12.09     to     to
                                                                     to 10.00
[LOAN]                                                                                     2.55   1.70   see notes
Life of the Southwest
SecurePlus                                                                                                 0-70: 10.00
Platinum (after             A    1   09/22/11   2.25   0.00   2.25                         2.25   2.44     71-74: 9.00
                                                                                                           75-UP: 8.00
3/21/06) [TSA,
LOAN]
Life of the Southwest                                                                                     0-70: 11.00+
                            A    1   09/22/11   2.00   1.00   3.00                         2.07   1.13    71-75: 9.00+
Retire Four                                                                                              see notes
National Western Life                                                                      1.13   1.13     0-75: 5.00+
                                                                         2.00
NWL Future                  A    1   08/18/11   1.00   0.00   1.00                 11.10     to     to    76-80: 3.00+
                                                                     to 10.00
Assurance [LOAN]                                                                           1.64   1.64   see notes
Surrender Charges Last 14 Years
Fidelity & Guaranty Life
FG
                           B++   1   12/01/11   3.00   0.00   3.00                         3.00   1.14      0-UP: 7.50
AccumulatorPlus
14
Fidelity & Guaranty Life
Prosperity Elite 14                                                                                         0-79: 8.00
                           B++   1   12/01/11   2.25   0.00   2.25      9.00       11.45   2.88   1.71     80-85: 4.00
Protection
Fidelity & Guaranty Life
Prosperity Elite 14                                                                                         0-79: 8.00
                           B++   1   12/01/11   2.25   0.00   2.25      6.00        8.38   2.68   1.51     80-85: 4.00
Enhanced
North American
Company
                                                                                                           0-75: 4.50+
North American             A+    1   11/16/11   1.70   0.00   1.70     10.00       11.87   2.39   1.74   see notes
Flex III [MVA,
LOAN]
Fidelity & Guaranty Life                                                                                    0-79: 8.00
                           B++   1   12/01/11   2.25   0.00   2.25                         2.25   1.09
Prosperity Elite 14                                                                                        80-85: 4.00




                                                                                                    Page 1 of 28
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                                                 Fixed Annuities



North American
Company
                         A+   1    11/16/11   2.00   0.00   2.00                         2.00   1.07   see notes
Charter 14 (TX)
[TSA, MVA, LOAN]
North American
Company
                                                                                                         0-75: 7.50+
North American           A+   1    11/16/11   1.30   0.00   1.30   10.00        11.43    1.99   1.71   see notes
Prizm Plus 14
[TSA, MVA, LOAN]
North American
Company
Freedom Choice                                                                                           0-75: 5.50+
                         A+   1    11/16/11   1.90   0.00   1.90                         1.90   1.06
(5%) 14                                                                                                see notes
High-Band [TSA,
MVA, LOAN]
North American
Company                                                                                                  0-75: 7.50+
                         A+   1    11/16/11   1.00   0.00   1.00   10.00        11.10    1.69   1.69
Precision 14 [TSA,                                                                                     see notes
MVA, LOAN]
North American
Company                                                                                                  0-75: 7.50+
                         A+   1    11/16/11   1.00   0.00   1.00   10.00        11.10    1.69   1.69
Charter 14 [TSA,                                                                                       see notes
MVA, LOAN]
North American
Company
                                                                                                         0-75: 5.50+
Freedom Choice           A+   1    11/16/11   1.65   0.00   1.65                         1.65   1.05   see notes
14 High-Band
[TSA, MVA, LOAN]
North American
Company
Freedom Choice                                                                                           0-75: 5.50+
                         A+   1    11/16/11   1.60   0.00   1.60                         1.60   1.04
(5%) 14                                                                                                see notes
Low-Band [TSA,
MVA, LOAN]




    Company /             AM Years  Last Base Bonus Current Premium Bail     Effective CUR GTD Commissions
  Product Name           Best Gtd Change Rate Rate   Rate    Bonus  Out       Rate     Yield to Surrender Age: Rate

National Western Life                                                                                    0-75: 8.00+
                                                                                         1.28   1.28
                                                                      4.00                              76-80: 6.00+
NWL Benefit               A    1   08/18/11   1.00   0.00   1.00                  6.05     to     to
                                                                   to 5.00                              81-85: 3.50+
Assurance [LOAN]                                                                         1.35   1.35   see notes
National Western Life                                                                                    0-75: 6.00+
                                                                                         1.28   1.28
                                                                      4.00                              76-80: 4.00+
NWL Ultra Benefit         A    1   08/18/11   1.00   0.00   1.00                  6.05     to     to    81-85: 1.50+
                                                                   to 5.00
[LOAN]                                                                                   1.35   1.35   see notes
North American Company
Freedom Choice                                                                                           0-75: 5.50+
                    A+      1   11/16/11      1.25   0.00   1.25                         1.25   1.02
14 Low-Band                                                                                            see notes
[TSA, MVA, LOAN]
Surrender Charges Last 13 Years
National Western Life                                                                                   0-75: 10.00+
NWL Ultra Classic    A      1   08/18/11      2.40   0.00   2.40                         2.40   1.11    76-80: 8.50+
[LOAN]                                                                                                 see notes
Surrender Charges Last 12 Years
Phoenix Life Insurance
Company
                                                                                                          0-75: 7.50
Phoenix                                                                                                  76-80: 5.00
                         B+    1   11/01/11   2.50   0.00   2.50     5.00         7.62   2.92   1.54     81-86: 3.00
Reflections Gold
                                                                                                       see notes
Bonus 5%
Low-Band [MVA]
                                                                                                  Page 2 of 28
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                                                Fixed Annuities



Phoenix Life Insurance
Company
                                                                                                       0-75: 7.50
Phoenix                                                                                               76-80: 5.00
                         B+    1   11/01/11   2.50   0.00   2.50                      2.50   1.12     81-86: 3.00
Reflections Gold
                                                                                                    see notes
Bonus 5%
High-Band [MVA]
Liberty Life Insurance
Company                                                                                               0-75: 6.50+
                         B++   8   12/01/11   2.00   1.00   3.00      5.00     8.15   2.50   2.16    76-UP: 3.50+
Enhanced Choice
                                                                                                    see notes
12 [MVA]
American General Life
Insurance Company
                                                                                                       0-75: 8.00
AG HorizonIndex           A    6   11/07/11   2.00   0.00   2.00      5.00     7.10   2.42   2.42     76-80: 4.00
Annuity 12 (CA,                                                                                       81-85: 2.50
OH) [MVA]
American Equity
Investment Life                                                                                       0-75: 6.00+
Insurance Company        A-    1   10/08/11   2.25   0.00   2.25      2.00     4.30   2.42   2.42    76-80: 4.50+
FPDA-10 (MVA)                                                                                       see notes
[MVA]
North American Company
                                                                                                      0-75: 6.50+
NA Performance           A+    1   11/16/11   2.30   0.00   2.30                      2.30   1.11
                                                                                                    see notes
Choice 12 [MVA]
North American Company
NA Performance                                                                                        0-75: 6.50+
                         A+    1   11/16/11   1.60   0.00   1.60      8.00     9.73   2.25   1.70
Choice 12 Plus                                                                                      see notes
[MVA]
Life of the Southwest                                                                                 0-75: 8.00+
SecurePlus                                                                                           76-80: 5.00+
                          A    1   08/29/11   1.95   0.00   1.95      3.00     5.01   2.20   2.20    81-85: 4.00+
Premier 8 [TSA,
                                                                                                    see notes
LOAN]
American Equity
Investment Life                                                                       2.00   1.77     0-57: 6.00+
Insurance Company                                                      3.00
                         A-    1   10/08/11   1.75   0.00   1.75               6.84     to     to    58-80: 4.00+
Bonus 5                                                             to 5.00
                                                                                      2.16   1.93   see notes
(INDEX-3-07-WA)
Life of the Southwest
SecurePlus Elite 5
                          A    1   11/15/11   1.95   0.00   1.95                      1.95   1.95       Call
403(b) & 457
[TSA, LOAN]
American General Life                                                                                 0-75: 8.00+
Insurance Company                                                                                    76-80: 4.00+
AG HorizonIndex           A    6   11/07/11   1.45   0.00   1.45      5.00     6.52   1.86   1.64    81-85: 2.50+
Annuity 12 [MVA]                                                                                    see notes
Life of the Southwest
SecurePlus Elite          A    1   09/22/11   1.85   0.00   1.85                      1.85   1.94       Call
[LOAN]
Life of the Southwest
RetireMax FPDA 3
                          A    1   09/22/11   1.75   0.00   1.75                      1.75   1.06       Call
403(b) [TSA,
LOAN]
Life of the Southwest                                                                                 0-70: 10.00
                          A    1   09/22/11   1.75   0.00   1.75                      1.75   1.06     71-75: 9.00
RetireThree                                                                                           76-80: 5.00
Phoenix Life Insurance
Company                                                                                               0-75: 7.50+
                                                                                      1.26   1.40
Phoenix                                                                5.00                          76-80: 5.00+
                         B+    1   11/01/11   0.85   0.00   0.85              10.94     to     to    81-86: 3.00+
                                                                   to 10.00
Reflections Gold                                                                      1.65   1.79   see notes
Bonus [MVA]



                                                                                               Page 3 of 28
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                                                    Fixed Annuities



Great American Life                                                                                         0-75: 6.00+
Insurance Company                                                                           1.25   1.25    76-80: 4.50+
                                                                         3.00
                            A     1   08/22/11   1.00   0.00   1.00                  6.05     to     to    81-UP: 2.50+
American Valor II                                                     to 5.00
                                                                                            1.41   1.41   see notes
[LOAN]




   Company /                AM Years  Last Base Bonus Current Premium Bail      Effective CUR GTD Commissions
 Product Name              Best Gtd Change Rate Rate   Rate    Bonus  Out        Rate     Yield to Surrender Age: Rate

Phoenix Life Insurance
Company                                                                                                      0-75: 7.50
Phoenix                                                                                                     76-80: 5.00
                           B+    1    11/01/11   0.85   0.00   0.85     6.00        6.90    1.34   1.48     81-86: 3.00
Reflections Gold                                                                                          see notes
Bonus 6% [MVA]
Surrender Charges Last 11 Years
Americo
Platinum Secure     A-     1    09/15/11         2.50   0.00   2.50     5.00        7.62    2.96   1.59       Call
[LOAN]
Surrender Charges Last 10 Years
Liberty Life Insurance                                                                                      0-75: 6.50+
Company                    B++   1    12/01/11   3.00   1.00   4.00                         3.10   1.30    76-UP: 3.50+
Choice 10 [MVA]                                                                                           see notes
Fidelity & Guaranty Life                                                                                    0-79: 7.00+
Prosperity Elite 10        B++   1    12/01/11   2.25   0.00   2.25     8.00       10.43    3.04   1.91    80-85: 3.50+
Protection                                                                                                see notes
Fidelity & Guaranty Life                                                                                    0-79: 7.00+
Prosperity Elite 10        B++   1    12/01/11   2.25   0.00   2.25     5.00        7.36    2.75   1.62    80-85: 3.50+
Enhanced                                                                                                  see notes
Fidelity & Guaranty Life
FG
                           B++   1    12/01/11   2.75   0.00   2.75                         2.75   1.17      0-UP: 6.50
AccumulatorPlus
10
Fidelity & Guaranty Life
Insurance Company of
New York
                           B++   1    12/01/11   2.25   2.00   4.25     2.00        6.34    2.65   1.52   see notes
FGNY
Index-Choice 10
Aviva Life & Annuity
(Income Series)                                                                             2.30   2.30     0-75: 5.00+
                                                                         3.00
                            A    1    11/04/11   2.00   0.00   2.00                 7.10      to     to    76-78: 3.00+
Income Select                                                         to 5.00
                                                                                            2.50   2.50   see notes
Plus S Low-Band
Aviva Life & Annuity
(Income Series)                                                                             2.30   2.30     0-75: 5.00+
                                                                         3.00
                            A    1    11/04/11   2.00   0.00   2.00                 7.10      to     to    76-78: 3.00+
Income Select                                                         to 5.00
                                                                                            2.50   2.50   see notes
Plus S High-Band
American General Life
Insurance Company
AG Global Bonus                                                                                              0-75: 5.25
                            A    1    11/07/11   2.00   0.00   2.00     5.00        7.10    2.50   2.50     76-80: 2.75
Index Annuity
(CA, OH) [MVA]
American General Life
Insurance Company
AG Vision                   A    5    11/07/11   2.00   0.00   2.00     5.00        7.10    2.50   2.50      0-UP: 8.00
Maximizer (CA,
OH) [MVA]




                                                                                                     Page 4 of 28
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                                                   Fixed Annuities



Forethought Financial
Guaranteed                                                                                                  0-75: 7.00
                           A-    1   09/19/11   2.00   0.00   2.00    5.00         7.10    2.50   2.50
Destinations WA                                                                                            76-85: 5.00
Low-Band
Forethought Financial
Guaranteed                                                                                                  0-75: 7.00
                           A-    1   09/19/11   2.00   0.00   2.00    5.00         7.10    2.50   2.50
Destinations WA                                                                                            76-85: 5.00
High-Band
Forethought Financial
Guaranteed                                                                                                  0-75: 7.00
                           A-    1   09/19/11   2.00   0.00   2.00    5.00         7.10    2.50   2.50
Destinations WA                                                                                            76-85: 5.00
Mid-Band
National Western Life                                                                                      0-75: 6.50+
NWL IMPACT 10              A     1   08/18/11   1.80   0.00   1.80    7.00         8.93    2.49   1.77    76-80: 4.50+
[LOAN]                                                                                                   see notes
American Equity
Investment Life
Insurance Company                                                                                          0-78: 6.00+
                           A-    1   10/08/11   1.60   0.00   1.60    9.00        10.74    2.48   1.93
Premier Eagle 12                                                                                         see notes
(FRG-09)
Life of the Southwest
SecurePlus
                           A     1   08/29/11   2.45   0.00   2.45                         2.45   1.14       Call
Premier 10 [TSA,
LOAN]
Americo
                                                                                                            0-80: 6.25
Future Provider            A-    1   09/15/11   2.00   0.00   2.00    4.00         6.08    2.40   2.40     81-85: 5.00
Bonus [LOAN]
American General Life                                                                                      0-75: 7.50+
Insurance Company                                                                                         76-80: 5.00+
AG HorizonMYG              A     6   11/07/11   2.00   4.00   6.00                         2.39   1.99    81-85: 3.00+
(CA, OH) [MVA]                                                                                           see notes
American Equity
Investment Life                                                                                            0-64: 6.00+
Insurance Company                                                                                         65-75: 5.25+
                           A-    1   10/08/11   1.60   0.00   1.60    8.00         9.73    2.38   2.29    76-78: 4.50+
Retirement Gold
                                                                                                         see notes
(FL)




    Company /               AM Years  Last Base Bonus Current Premium Bail     Effective CUR GTD Commissions
  Product Name             Best Gtd Change Rate Rate   Rate    Bonus  Out       Rate     Yield to Surrender Age: Rate

American Equity
Investment Life                                                                            2.10   2.01
Insurance Company                                                       5.00                               0-78: 6.00+
                            A-   1   10/08/11   1.60   0.00   1.60                  9.73     to     to
Retirement Gold                                                      to 8.00                             see notes
                                                                                           2.38   2.29
(02-09)
Fidelity & Guaranty Life
FG                                                                                                         0-79: 7.50+
                           B++   1   12/01/11   1.50   0.00   1.50     8.00         9.62   2.28   1.92    80-85: 3.75+
Index-Accelerator                                                                                        see notes
10
Fidelity & Guaranty Life                                                                                   0-79: 7.00+
                           B++   1   12/01/11   2.25   0.00   2.25                         2.25   1.12    80-85: 3.50+
Prosperity Elite 10                                                                                      see notes
Aviva Life & Annuity
(Income Series)                                                                                            0-75: 7.50+
Income Preferred            A    1   11/04/11   1.45   5.00   6.45     3.00         9.64   2.24   1.83    76-78: 5.50+
Ultra High-Band                                                                                          see notes
[MVA]


                                                                                                    Page 5 of 28
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                                                 Fixed Annuities



American Equity
Investment Life
Insurance Company                                                                                                  0-78: 5.25+
                           A-   1   10/08/11   1.60   0.00     1.60      6.00             7.70     2.19   2.10
Retirement Gold                                                                                                  see notes
(RG-FIA-09)
American Equity
Investment Life                                                                                                    0-75: 6.00+
Insurance Company          A-   1   10/08/11   1.65   0.00     1.65      5.00             6.73     2.15   2.01    76-80: 4.50+
                                                                                                                 see notes
Advantage Gold
Aviva Life & Annuity
(Income Series)                                                                                                    0-75: 7.00+
Income Preferred           A    1   11/04/11   1.55   0.00     1.55      6.00             7.64     2.14   1.65    76-78: 5.00+
Bonus High-Band                                                                                                  see notes
[MVA]
Aviva Life & Annuity
(Income Series)                                                                                                   65-75: 6.50+
Income Preferred           A    1   11/04/11   1.55   0.00     1.55      6.00             7.64     2.14   1.65    76-78: 4.50+
Bonus Pro                                                                                                        see notes
High-Band [MVA]
American Equity
Investment Life                                                                                                    0-75: 5.25+
Insurance Company                                                                                                 76-80: 3.94+
                           A-   1   10/08/11   1.60   0.00     1.60      5.00             6.68     2.10   2.01
Benefit Gold                                                                                                     see notes
(ICC10 IDX 110*)
North American Company
                                                                                                                   0-75: 4.50+
North American
                           A+   1   11/16/11   1.60   0.00     1.60      5.00             6.68     2.10   1.55    76-79: 3.38+
Flex II [MVA,                                                                                                    see notes
LOAN]
Americo                                                                                                             0-80: 8.25
Future Provider            A-   1   09/15/11   2.05   0.00     2.05                                2.05   2.01     81-85: 6.50
[LOAN]                                                                                                             86-90: 3.00

Aviva Life & Annuity
(Income Series)
                                                                                                   1.85   1.53
Lifetime Solutions                                                        5.00                                      0-74: 7.00
                           A    1   11/04/11   1.35   0.00     1.35                       8.44       to     to
                                                                       to 7.00                                     75-78: 5.00
Annuity High-Band                                                                                  2.04   1.72
[MVA]
North American Company
Charter 10 (TX)            A+   1   11/16/11   2.00   0.00     2.00                                2.00   1.10   see notes
[TSA, MVA, LOAN]
North American Company
Precision 10 (TX)          A+   1   11/16/11   2.00   0.00     2.00                                2.00   1.10   see notes
[TSA, MVA, LOAN]
Aviva Life & Annuity
(Income Series)
Income Select                                                                                                      0-75: 6.00+
                           A    1   11/04/11   1.60   0.00     1.60      4.00             5.66     2.00   1.46    76-78: 4.00+
Spirit Bonus                                                                                                     see notes
(1-Year)
High-Band
ING Annuity and Asset
Sales
                                                                                                                   0-80: 7.00+
ING Secure Index           A    1   08/24/11   1.50   0.00     1.50      5.00             6.57     2.00   1.54   see notes
Opportunities Plus
High-Band [MVA]
Fidelity & Guaranty Life
FG Index-Safety 10 Low-Band           Product has been withdrawn from sale effective 11/22/2011
Fidelity & Guaranty Life
FG Index-Safety 10 High-Band           Product has been withdrawn from sale effective 11/22/2011
Aviva Life & Annuity
(Income Series)                                                                                                    0-75: 6.50+
                           A    1   11/04/11   2.00   0.00     2.00                                2.00   2.00    76-78: 4.50+
Income Select 10                                                                                                 see notes
Low-Band [MVA]

                                                                                                            Page 6 of 28
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                                                            Fixed Annuities



Aviva Life & Annuity
(Income Series)                                                                                                         0-75: 6.50+
                             A       1    11/04/11    2.00    0.00    2.00                           2.00    2.00      76-78: 4.50+
Income Select 10                                                                                                       see notes
High-Band [MVA]




  Company /              AM Years  Last Base Bonus Current Premium Bail                Effective CUR GTD              Commissions
Product Name            Best Gtd Change Rate Rate   Rate    Bonus  Out                  Rate     Yield to Surrender     Age: Rate

Forethought Financial
Destination                                                                                                              0-75: 6.50
                        A-       1       09/19/11    2.00    0.00    2.00                            2.00    2.90
Income 15                                                                                                               76-85: 5.00
Low-Band
Forethought Financial
Destination                                                                                                              0-75: 6.50
                        A-       1       09/19/11    2.00    0.00    2.00                            2.00    2.90
Income 15                                                                                                               76-85: 5.00
Mid-Band
Forethought Financial
Destination                                                                                                              0-75: 6.50
                        A-       1       09/19/11    2.00    0.00    2.00                            2.00    2.90
Income 15                                                                                                               76-85: 5.00
High-Band
ING Annuity and Asset
Sales
ING Secure
                                                                                                                        0-80: 7.00+
Index                    A       1       08/24/11    1.50    0.00    1.50      5.00          6.57    2.00    1.54      see notes
Opportunities
Plus Low-Band
[MVA]
Life of the Southwest                                                                                                   0-70: 6.00+
RetireMax                                                                                                              71-75: 4.50+
                         A       1       09/22/11    1.50    5.00    6.50                            1.99    1.54      76-80: 3.50+
Millennium Plus
                                                                                                                       see notes
[LOAN]
                                                                                                                        0-70: 6.55+
Life of the Southwest                                                                                                  71-75: 5.15+
                         A       1       09/22/11    1.50    5.00    6.50                            1.99    1.54      76-80: 4.14+
Retire Five
                                                                                                                       see notes
Life of the Southwest
RetireMax
                         A       1       09/22/11    1.50    5.00    6.50                            1.99    1.54         Call
Millenium Flex
[LOAN]
Life of the Southwest
SecurePlus Elite
                         A       1       11/15/11    1.95    0.00    1.95                            1.95    1.95         Call
3 403(b) & 457
[TSA, LOAN]
Life of the Southwest                                                                                                    0-75: 7.00
SecurePlus Flex -                                                                                                       76-80: 5.00
                         A       1       09/22/11    1.95    0.00    1.95                            1.95    1.95       81-85: 3.00
Gold (H) [TSA,
                                                                                                                       see notes
LOAN]
North American
Company                                                                                                                 0-80: 7.00+
                        A+       1       11/16/11    1.45    0.00    1.45      5.00          6.52    1.95    1.54      81-80: 5.25+
Boomer Annuity                                                                                                         see notes
[MVA, LOAN]
Aviva Life & Annuity
(Income Series)
Lifetime                                                                                             1.65    1.33
                                                                                3.00                                     0-74: 7.00
                         A       1       11/04/11    1.35    0.00    1.35                    7.43      to      to
Solutions                                                                    to 6.00                                    75-78: 5.00
                                                                                                     1.94    1.63
Annuity
Low-Band [MVA]



                                                                                                                 Page 7 of 28
                                                                                                                 12/02/2011
                                                    Fixed Annuities



American National
Insurance Company                                                                                          0-74: 5.00+
                         A    1   12/01/11   1.25    7.00   8.25                        1.93    1.70      75-80: 3.00+
Palladium
                                                                                                          see notes
Century 7
American General Life
Insurance Company                                                                                          0-75: 8.00+
AG Vision                A    5   11/07/11   1.30    0.00   1.30   5.00         6.36    1.80    1.64
                                                                                                          see notes
Maximizer [MVA]
ING Annuity and Asset
Sales
ING Secure                                                                                                 0-80: 6.00+
                         A    1   08/24/11   1.50    0.00   1.50   3.00         4.54    1.80    1.35
Index Outlook                                                                                             see notes
Annuity
Low-Band
ING Annuity and Asset
Sales
ING Secure                                                                                                 0-80: 6.00+
                         A    1   08/24/11   1.50    0.00   1.50   3.00         4.54    1.80    1.35
Index Outlook                                                                                             see notes
Annuity
High-Band
American General Life
Insurance Company
AG Global Bonus                                                                                             0-75: 5.25
                         A    1   11/07/11   1.30    0.00   1.30   5.00         6.36    1.80    1.52       76-80: 2.75
Index Annuity
[MVA]
Life of the Southwest
SecurePlus
                         A    1   09/29/11   1.80    0.00   1.80                        1.80    1.08         Call
Marquee 10
[MVA]
Minnesota Life
SecureOption            A+    3   11/26/11   1.60    2.00   3.60                        1.80    1.73         Call
Extra - 3 Year
Aviva Life & Annuity
(Income Series)                                                                                            0-75: 7.50+
Income Preferred         A    1   11/04/11   1.00    5.00   6.00   3.00         9.18    1.79    1.79      76-78: 5.50+
Ultra Low-Band                                                                                            see notes
[MVA]
Forethought Financial                                                                                      55-75: 7.00
                        A-    1   10/03/11   1.00    0.00   1.00   8.00         9.08    1.78    1.78
Bonus Advantage                                                                                            76-80: 5.00




  Company /              AM Years  Last Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
Product Name            Best Gtd Change Rate Rate   Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

Life of the Southwest
RetireMax
                         A    2   09/22/11   1.75    0.00   1.75                        1.75    1.15         Call
Income Master
[TSA]
American Equity
Investment Life                                                                                            0-75: 6.00+
Insurance Company                                                                                         76-80: 4.50+
                        A-    1   10/08/11   1.75    0.00   1.75                        1.75    1.53
Millenium                                                                                                 see notes
Platinum (WA)
Aviva Life & Annuity
(Income Series)                                                                                            0-75: 6.50+
Income Select            A    1   11/04/11   1.55    0.00   1.55   2.00         3.58    1.75    1.26      76-78: 4.50+
Spirit Plus                                                                                               see notes
High-Band


                                                                                                    Page 8 of 28
                                                                                                    12/02/2011
                                                    Fixed Annuities



Phoenix Life Insurance
Company                                                                                          0-75: 7.50+
                                                                                                76-80: 5.00+
Phoenix                  B+   1   11/01/11   1.75    0.00   1.75                 1.75   1.07    81-85: 3.00+
Reflections Gold                                                                               see notes
High-Band [MVA]
Life of the Southwest
SecurePlus Gold                                                                                  0-75: 7.00+
                                                                                                76-80: 6.00+
(Issued on or            A    1   09/22/11   1.75    0.00   1.75                 1.75   1.07    81-85: 4.00+
after 9/14/2010)                                                                               see notes
[TSA, LOAN]
American Equity
Investment Life                                                                                  0-75: 6.00+
Insurance Company                                                                               76-80: 4.50+
                         A-   1   10/08/11   1.75    0.00   1.75                 1.75   1.53
10/10 Gold                                                                                     see notes
(Index 6-05)
American National
Insurance Company                                                                                0-74: 6.00+
                         A    1   12/01/11   1.25    5.00   6.25                 1.74   1.51    75-80: 3.50+
Palladium
                                                                                               see notes
Century 5
American General Life                                                                            0-75: 7.50+
Insurance Company                                                                               76-80: 5.00+
                         A    6   11/07/11   1.35    4.00   5.35                 1.74   1.60    81-85: 3.00+
AG HorizonMYG
[MVA]                                                                                          see notes
North American
Company
Freedom Choice                                                                                   0-75: 5.50+
                         A+   1   11/16/11   1.70    0.00   1.70                 1.70   1.07    76-79: 4.13+
(5%) 10                                                                                        see notes
High-Band [TSA,
MVA, LOAN]
Life of the Southwest                                                                             0-75: 8.00
                         A    1   09/22/11   1.60    1.00   2.60                 1.70   1.16
RetireTwo                                                                                        76-85: 4.00
Life of the Southwest
RetireMax FPDA
                         A    1   09/22/11   1.60    1.00   2.60                 1.70   1.16       Call
2 403(b) [TSA,
LOAN]
Life of the Southwest                                                                            0-55: 6.00+
                                                                                                56-65: 5.50+
RetireMax Roth           A    1   09/22/11   1.60    1.00   2.60                 1.70   1.16    66-75: 4.81+
Advantage                                                                                      see notes
North American
Company                                                                                          0-75: 6.50+
North American           A+   1   11/16/11   1.00    0.00   1.00   7.00   8.07   1.69   1.69    76-79: 4.88+
Ten [MVA,                                                                                      see notes
LOAN]
North American
Company
North American                                                                                   0-75: 6.50+
                         A+   1   11/16/11   1.00    0.00   1.00   7.00   8.07   1.69   1.69    76-79: 4.88+
Paramount                                                                                      see notes
Choice Ten
[MVA, LOAN]
Phoenix Life Insurance
Company                                                                                          0-75: 7.50+
                                                                                                76-80: 5.00+
Phoenix                  B+   1   11/01/11   1.65    0.00   1.65                 1.65   1.06    81-85: 3.00+
Reflections Gold                                                                               see notes
Low-Band [MVA]
Phoenix Life Insurance
Company
Personal Income
Annuity (Low                                                                                      0-75: 7.50
                         B+   1   11/01/11   1.65    0.00   1.65                 1.65   1.06     76-85: 5.00
Surrender -
Alternate)
Low-Band [MVA]
                                                                                          Page 9 of 28
                                                                                          12/02/2011
                                                          Fixed Annuities



Low-Band [MVA]
Phoenix Life Insurance
Company
Personal Income
Annuity (Low                                                                                                                 0-75: 7.50
                           B+    1     11/01/11    1.65    0.00     1.65                                1.65     1.06       76-85: 5.00
Surrender -
Alternate)
High-Band [MVA]
Phoenix Life Insurance
Company                                                                                                                      0-75: 7.50
                                                                                                                            76-80: 5.00
Phoenix Personal           B+    1     11/01/11    1.65    0.00     1.65                                1.65     1.06       81-85: 3.00
Income Annuity                                                                                                            see notes
[MVA]
Phoenix Life Insurance
Company
Personal Income                                                                                                              0-75: 7.50
                           B+    1     11/01/11    1.65    0.00     1.65                                1.65     1.06       76-80: 5.00
Annuity (Low                                                                                                                81-85: 3.00
Surrender)
[MVA]
Life of the Southwest
SecurePlus                  A    1     09/29/11    1.30    0.00     1.30      3.00               4.34   1.60     1.33         Call
Marquee 3 [MVA]




  Company /                 AM Years  Last Base Bonus Current Premium Bail                Effective CUR GTD              Commissions
Product Name               Best Gtd Change Rate Rate   Rate    Bonus  Out                  Rate     Yield to Surrender     Age: Rate

Great American Life                                                                                                        0-75: 6.00+
Insurance Company                                                                                                         76-80: 4.50+
American Valor®             A    1     08/22/11   1.40     0.00    1.40       2.00               3.43   1.60    1.24      81-UP: 2.50+
10 [TSA, LOAN]                                                                                                            see notes
Fidelity & Guaranty Life
FG Index-Escalator 10                Product has been withdrawn from sale effective 11/22/2011
Aviva Life & Annuity
(Income Series)
Income                                                                                                                    65-75: 6.50+
                            A    1     11/04/11   1.00     0.00    1.00       6.00               7.06   1.59    1.59      76-78: 4.50+
Preferred Bonus                                                                                                           see notes
Pro Low-Band
[MVA]
Aviva Life & Annuity
(Income Series)                                                                                                            0-75: 7.00+
Income                      A    1     11/04/11   1.00     0.00    1.00       6.00               7.06   1.59    1.59      76-78: 5.00+
Preferred Bonus                                                                                                           see notes
Low-Band [MVA]
American National
Insurance Company                                                                                                          0-74: 7.00+
                            A    1     12/01/11   1.25     3.00    4.25                                 1.55    1.32      75-UP: 4.50+
Palladium
                                                                                                                          see notes
Century 3
Minnesota Life
SecureOption               A+    1     11/26/11   1.50     0.00    1.50                                 1.50    1.50      see notes
Flex
Forethought Financial
                                                                                                                           0-75: 7.50+
Secure Bonus
                           A-    1     09/19/11   1.50     0.00    1.50                                 1.50    1.05      76-85: 5.00+
115 sm                                                                                                                    see notes
Low-Band [MVA]
Forethought Financial
                                                                                                                           0-75: 7.50+
Secure Bonus
                           A-    1     09/19/11   1.50     0.00    1.50                                 1.50    1.05      76-85: 5.00+
115 sm Mid-Band                                                                                                           see notes
[MVA]
                                                                                                                    Page 10 of 28
                                                                                                                    12/02/2011
                                                      Fixed Annuities



Forethought Financial
Secure Bonus                                                                                                    0-75: 7.50+
115 sm                     A-   1   09/19/11   1.50    0.00   1.50                           1.50     1.05     76-85: 5.00+
High-Band                                                                                                      see notes
[MVA]
North American                                                                                                  0-75: 6.50+
Company                    A+   1   11/16/11   1.00    0.00   1.00     5.00          6.05    1.49     1.49     76-80: 4.87+
Pillar [LOAN]                                                                                                  see notes
Forethought Financial
Guaranteed                                                                                                        0-75: 7.00
                           A-   1   09/19/11   1.00    0.00   1.00     5.00          6.05    1.49     2.40
Destinations WA                                                                                                  76-85: 5.00
High-Band
Forethought Financial
Guaranteed                                                                                                        0-75: 7.00
                           A-   1   09/19/11   1.00    0.00   1.00     5.00          6.05    1.49     2.40
Destinations WA                                                                                                  76-85: 5.00
Mid-Band
North American
Company                                                                                                         0-75: 7.50+
Precision 10               A+   1   11/16/11   1.00    0.00   1.00     5.00          6.05    1.49     1.49     76-79: 5.63+
[TSA, MVA,                                                                                                     see notes
LOAN]
North American
Company                                                                                                         0-75: 7.50+
                           A+   1   11/16/11   1.00    0.00   1.00     5.00          6.05    1.49     1.49     76-79: 5.63+
Charter 10 [TSA,                                                                                               see notes
MVA, LOAN]
North American
Company
North American                                                                                                  0-75: 7.50+
                           A+   1   11/16/11   1.00    0.00   1.00     5.00          6.05    1.49     1.49     76-79: 5.63+
Prizm Plus 10                                                                                                  see notes
[TSA, MVA,
LOAN]
Lincoln Financial Group
                                                                                                                0-75: 7.00+
Lincoln OptiPoint
                           A+   1   12/01/11   1.00    0.00   1.00     5.00          6.05    1.49     1.49     76-80: 4.75+
10 High-Band                                                                                                   see notes
[MVA]
Forethought Financial
Guaranteed                                                                                                        0-75: 7.00
                           A-   1   09/19/11   1.00    0.00   1.00     5.00          6.05    1.49     2.40
Destinations WA                                                                                                  76-85: 5.00
Low-Band
Aviva Life & Annuity
(Income Series)                                                                                                 0-75: 5.00+
Income Select              A    1   11/04/11   1.25    0.00   1.25     2.00          3.28    1.45     1.23     76-78: 3.00+
Spirit Plus S                                                                                                  see notes
High-Band
Aviva Life & Annuity
(Income Series)
Income                                                                                                          0-75: 7.50+
                           A    1   11/04/11   1.40    0.00   1.40                           1.40     1.04     76-78: 5.50+
Preferred Ten                                                                                                  see notes
High-Band
[MVA]
Aviva Life & Annuity
(Income Series)
                                                                                             1.30     1.30      0-75: 6.00+
Income                                                                  3.00
                           A    1   11/04/11   1.00    0.00   1.00                   5.04      to       to     76-78: 4.00+
                                                                     to 4.00
Preferred Bonus                                                                              1.40     1.40     see notes
S Low-Band




  Company /                AM Years   Last Base Bonus Current Premium Bail     Effective CUR GTD              Commissions
Product Name              Best Gtd  Change Rate Rate   Rate    Bonus  Out       Rate     Yield to Surrender     Age: Rate


                                                                                                         Page 11 of 28
                                                                                                         12/02/2011
                                                   Fixed Annuities



Aviva Life & Annuity
(Income Series)
                                                                                   1.30   1.30     0-75: 6.00+
Income                                                               3.00
                        A    1   11/04/11   1.00    0.00   1.00             5.04     to     to    76-78: 4.00+
                                                                  to 4.00
Preferred Bonus                                                                    1.40   1.40   see notes
S High-Band
North American
Company
Freedom Choice                                                                                     0-75: 5.50+
                        A+   1   11/16/11   1.40    0.00   1.40                    1.40   1.04    76-79: 4.13+
10 High-Band                                                                                     see notes
[TSA, MVA,
LOAN]
Lincoln Financial
Group
Lincoln                                                                                            0-75: 7.00+
                        A+   1   12/01/11   1.00    0.00   1.00     4.00    5.04   1.40   1.40    76-80: 4.75+
OptiPoint 10                                                                                     see notes
Low-Band
[MVA]
Aviva Life & Annuity
(Income Series)
Income Select                                                                                      0-75: 6.00+
                        A    1   11/04/11   1.00    0.00   1.00     4.00    5.04   1.40   1.40    76-78: 4.00+
Spirit Bonus                                                                                     see notes
(1-Year)
Low-Band
American National
Insurance Company                                                                                  0-74: 8.00+
                        A    1   12/01/11   1.25    1.00   2.25                    1.35   1.12    75-90: 5.50+
Palladium
                                                                                                 see notes
Century 1
North American
Company
Freedom Choice                                                                                     0-75: 5.50+
                        A+   1   11/16/11   1.35    0.00   1.35                    1.35   1.03    76-79: 4.13+
(5%) 10                                                                                          see notes
Low-Band [TSA,
MVA, LOAN]
Forethought Financial
Secure Bonus                                                                                       0-75: 7.50+
115 Plus sm             A-   1   09/19/11   1.00    3.00   4.00                    1.30   1.30    76-85: 5.00+
Low-Band                                                                                         see notes
[MVA]
Forethought Financial
                                                                                                   0-75: 7.50+
Secure Bonus
                        A-   1   09/19/11   1.00    3.00   4.00                    1.30   1.30    76-85: 5.00+
115 Plus sm                                                                                      see notes
Mid-Band [MVA]
Forethought Financial
Secure Bonus                                                                                       0-75: 7.50+
115 Plus sm             A-   1   09/19/11   1.00    3.00   4.00                    1.30   1.30    76-85: 5.00+
High-Band                                                                                        see notes
[MVA]
Aviva Life & Annuity
(Income Series)                                                                                    0-75: 6.50+
Income Select           A    1   11/04/11   1.00    0.00   1.00     2.00    3.02   1.20   1.20    76-78: 4.50+
Spirit Plus                                                                                      see notes
Low-Band
Aviva Life & Annuity
(Income Series)                                                                                    0-75: 5.00+
Income Select           A    1   11/04/11   1.00    0.00   1.00     2.00    3.02   1.20   1.20    76-78: 3.00+
Spirit Plus S                                                                                    see notes
Low-Band
Great American Life                                                                                0-75: 6.50+
Insurance Company                                                                                 76-80: 5.50+
                        A    1   08/22/11   1.10    0.00   1.10                    1.10   1.01    81-85: 2.50+
Safe Return
[TSA, LOAN]                                                                                      see notes


                                                                                            Page 12 of 28
                                                                                            12/02/2011
                                                     Fixed Annuities



Forethought Financial                                                                                       0-75: 7.00+
Income 125               A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.00+
Mid-Band                                                                                                   see notes
Forethought Financial                                                                                       0-75: 7.00+
Income 125               A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.00+
High-Band                                                                                                  see notes
Forethought Financial                                                                                       0-75: 7.00+
Secure Income            A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.00+
125 Low-Band                                                                                               see notes
Forethought Financial                                                                                       0-75: 7.00+
Secure Income            A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.00+
125 Mid-Band                                                                                               see notes
Forethought Financial                                                                                       0-75: 7.00+
Secure Income            A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.00+
125 High-Band                                                                                              see notes
Aviva Life & Annuity
(Income Series)
Income                                                                                                      0-75: 7.50+
                         A     1   11/04/11   1.00    0.00   1.00                       1.00     1.00      76-78: 5.50+
Preferred Ten                                                                                              see notes
Low-Band
[MVA]
Forethought Financial
Index Bonus                                                                                                 0-75: 8.00+
115sm                    A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.50+
Low-Band                                                                                                   see notes
[MVA]
Forethought Financial
                                                                                                            0-75: 8.00+
Index Bonus
                         A-    1   09/19/11   1.00    0.00   1.00                       1.00     1.00      76-85: 5.50+
115sm                                                                                                      see notes
Mid-Band [MVA]




  Company /               AM Years  Last Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
Product Name             Best Gtd Change Rate Rate   Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

Forethought Financial
                                                                                                            0-75: 8.00+
Index Bonus
                          A-   1   09/19/11   1.00    0.00   1.00                        1.00    1.00      76-85: 5.50+
115sm                                                                                                      see notes
High-Band [MVA]
Phoenix Life Insurance
Company
                                                                                                             0-75: 7.50
Phoenix                                                                                                     76-80: 5.00
                         B+    1   11/01/11   1.00    0.00   1.00                        1.00    1.00       81-85: 3.00
Reflections Gold
                                                                                                           see notes
(State Specific)
[MVA]
North American
Company
Freedom Choice                                                                                              0-75: 5.50+
                         A+    1   11/16/11   1.00    0.00   1.00                        1.00    1.00      76-79: 4.13+
10 Low-Band                                                                                                see notes
[TSA, MVA,
LOAN]
American National
Insurance Company                                                                                           0-75: 8.00+
ANICO Strategy                                                                                             76-80: 6.50+
                          A    1   12/01/11   1.00    0.00   1.00                        1.00    1.00      81-85: 5.00+
Indexed Annuity                                                                                            see notes
10
Forethought Financial                                                                                       0-75: 7.00+
Income 125                A-   1   09/19/11   1.00    0.00   1.00                        1.00    1.00      76-85: 5.00+
Low-Band                                                                                                   see notes

                                                                                                     Page 13 of 28
                                                                                                     12/02/2011
                                                    Fixed Annuities



Phoenix Life Insurance
Company
Phoenix                                                                                           0-75: 7.50
                                                                                                 76-80: 5.00
Reflections Gold   B+     1                  0.00    0.00   0.00                                 81-85: 3.00
(AK, MN, MO,                                                                                   see notes
NC, NJ, VA, WA)
[MVA]
Surrender Charges Last 9 Years
American General Life
Insurance Company                                                                                 0-75: 6.00
AG HorizonPlus           A    6   11/07/11   2.00    6.00   8.00                 2.65   2.65     76-80: 3.20
                                                                                                 81-85: 1.35
(CA, OH) [MVA]
Sagicor Life Insurance
Company
Platinum Series
                         A-   1   10/03/11   2.00    0.00   2.00   5.00   7.10   2.55   2.11       Call
Fixed Indexed
Annuity w/Bonus
[MVA]
National Western Life
NWL Ultra Future                                                                                 0-75: 5.00+
                         A    1   08/18/11   2.25    0.00   2.25   2.00   4.30   2.48   1.36    76-80: 3.00+
(2% Bonus                                                                                      see notes
states) [LOAN]
National Western Life                                                                            0-75: 5.00+
NWL Ultra Value          A    1   08/18/11   2.25    0.00   2.25   2.00   4.30   2.48   1.36    76-80: 3.00+
[LOAN]                                                                                         see notes
Americo
Ultimate One
                         A-   1   09/15/11   2.00    0.00   2.00   4.00   6.08   2.45   2.45       Call
Index 9 Bonus
[LOAN]
American General Life
Insurance Company                                                                                 0-75: 6.00
AG HorizonIndex                                                                                  76-80: 3.50
                         A    6   11/07/11   2.00    0.00   2.00   4.00   6.08   2.45   2.45     81-85: 2.00
Annuity 9 (CA,                                                                                 see notes
OH) [MVA]
Life of the Southwest
                                                                                                 0-75: 6.00+
SecurePlus
                         A    1   08/29/11   1.95    0.00   1.95   3.00   5.01   2.29   2.29    76-85: 3.50+
Premier 3 [TSA,                                                                                see notes
LOAN]
Sagicor Life Insurance
Company
Platinum Series          A-   1   10/03/11   2.25    0.00   2.25                 2.25   1.58       Call
Fixed Indexed
Annuity
American General Life
Insurance Company
                                                                                                 0-75: 6.00+
AG Vision                A    1   11/07/11   2.10    0.00   2.10                 2.10   2.01    76-UP: 5.00+
Advantage 9(CA,                                                                                see notes
OH) [MVA]
American General Life
Insurance Company                                                                                0-75: 6.00+
AG Vision                A    1   11/07/11   2.10    0.00   2.10                 2.10   1.12    76-80: 5.00+
Advantage 9                                                                                    see notes
[MVA]
National Western Life                                                                            0-75: 6.50+
NWL Global               A    1   08/18/11   2.10    0.00   2.10                 2.10   1.12    76-80: 4.50+
Lookback [LOAN]                                                                                see notes




                                                                                          Page 14 of 28
                                                                                          12/02/2011
                                                       Fixed Annuities



Americo                                                                                                         0-80: 9.00
Ultimate One                A-   1   09/15/11   2.10    0.00   2.10                        2.10     2.01       81-85: 7.00
Index 9 [LOAN]                                                                                               see notes
American General Life
Insurance Company                                                                                               0-75: 6.00
                            A    6   11/07/11   1.35    6.00   7.35                        2.00     1.88       76-80: 3.20
AG HorizonPlus                                                                                                 81-85: 1.35
[MVA]
North American
Company                                                                                                       0-80: 5.50+
                           A+    5   11/16/11   1.60    3.00   4.60                        1.93     1.66     81-85: 4.13+
North American
                                                                                                             see notes
Director




   Company /                AM Years  Last Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
 Product Name              Best Gtd Change Rate Rate   Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

Fidelity & Guaranty Life                                                                                      0-79: 9.00+
FG Index-Choice            B++   1   12/01/11   1.50    0.00   1.50   3.00         4.54    1.83    1.48      80-85: 4.50+
9                                                                                                            see notes
American General Life                                                                                         0-75: 6.00+
Insurance Company                                                                                            76-80: 3.50+
AG HorizonIndex             A    6   11/07/11   1.30    0.00   1.30   4.00         5.35    1.74    1.64      81-85: 2.00+
Annuity 9 [MVA]                                                                                              see notes
Presidential Life                                                                                               0-75: 3.50
                                                                                                               76-80: 2.60
FPDA, No Load              B++   1   08/24/11   1.65    0.00   1.65                        1.65    1.16        81-85: 0.75
Flex                                                                                                         see notes
ING Annuity and
Asset Sales
ING Envoy Nine                                                                                                0-80: 6.00+
                            A    1   08/24/11   1.50    0.00   1.50                        1.50    1.06
Fixed Index                                                                                                  see notes
Annuity
Low-Band [MVA]
ING Annuity and
Asset Sales
ING Envoy Nine
                                                                                                              0-80: 6.00+
Fixed Index                 A    1   08/24/11   1.50    0.00   1.50                        1.50    1.06
                                                                                                             see notes
Annuity
High-Band
[MVA]
Lincoln Financial Group
Lincoln                                                                                                       0-75: 7.00+
OptiChoice 9               A+    1   12/01/11   1.30    0.00   1.30                        1.30    1.03      76-80: 5.25+
High-Band                                                                                                    see notes
[MVA]
National Western Life
                                                                                                              0-75: 5.00+
NWL Value
                            A    1   08/18/11   1.00    0.00   1.00   2.00         3.02    1.22    1.22      76-80: 3.00+
Assurance                                                                                                    see notes
[LOAN]
Lincoln Financial Group
                                                                                                              0-75: 7.00+
Lincoln
                   A+     1    12/01/11         1.15    0.00   1.15                        1.15    1.02      76-80: 5.25+
OptiChoice 9                                                                                                 see notes
Low-Band [MVA]
Surrender Charges Last 8 Years
Liberty Life Insurance
Company                                                                                                       0-75: 5.00+
                           B++   8   12/01/11   2.25    1.00   3.25   2.00         5.32    2.63    2.63      76-UP: 2.00+
Enhanced Choice
                                                                                                             see notes
8 [MVA]



                                                                                                       Page 15 of 28
                                                                                                       12/02/2011
                                                              Fixed Annuities



American General Life
Insurance Company                                                                                                                0-75: 5.00
AG HorizonFlex               A      1      11/07/11    2.00    2.00    4.00                                 2.25     2.25       76-80: 4.00
                                                                                                                                81-85: 3.00
(CA, OH)
American General Life
Insurance Company
AG Global 8                                                                                                                      0-75: 4.75
                             A      1      11/07/11    2.00    0.00    2.00                                 2.00     2.00       76-80: 3.00
Index Annuity
(CA,OH)
North American
Company                                                                                                                        0-75: 5.50+
                                                                                                                              76-79: 4.13+
NA Performance              A+      1      11/16/11    1.20    0.00    1.20       5.00              6.26    1.82     1.64     80-85: 2.75+
Choice 8 Plus                                                                                                                 see notes
[MVA]
North American                                                                                                                 0-75: 5.50+
Company                                                                                                                       76-79: 4.13+
NA Performance              A+      1      11/16/11    1.80    0.00    1.80                                 1.80     1.10     80-85: 2.75+
Choice 8 [MVA]                                                                                                                see notes
North American
Company
                                                                                                                               0-75: 5.50+
Freedom Choice                                                                                                                76-80: 4.13+
                            A+      1      11/16/11    1.65    0.00    1.65                                 1.65     1.08     81-85: 2.75+
(5%) 8
High-Band [TSA,                                                                                                               see notes
MVA, LOAN]
Fidelity & Guaranty Life
FG Index-Escalator 8                    Product has been withdrawn from sale effective 11/22/2011
American General Life                                                                                                            0-75: 5.00
Insurance Company            A      1      11/07/11    1.30    2.00    3.30                                 1.55     1.72       76-80: 4.00
AG HorizonFlex                                                                                                                  81-85: 3.00
Lincoln Financial Group                                                                                                          0-75: 6.00
Lincoln OptiPoint                                                                                                               76-80: 4.00
                            A+      1      12/01/11    1.00    0.00    1.00       4.00              5.04    1.50     1.50       81-85: 2.00
8 High-Band
                                                                                                                              see notes
[MVA]
Lincoln Financial Group                                                                                                          0-75: 6.00
Lincoln OptiPoint                                                                                                               76-80: 4.00
                            A+      1      12/01/11    1.00    0.00    1.00       3.00              4.03    1.37     1.37       81-85: 2.00
8 Low-Band
                                                                                                                              see notes
[MVA]
North American
Company
                                                                                                                               0-75: 5.50+
Freedom Choice                                                                                                                76-80: 4.13+
                            A+      1      11/16/11    1.35    0.00    1.35                                 1.35     1.04     81-85: 2.75+
8 High-Band
[TSA, MVA,                                                                                                                    see notes
LOAN]
North American
Company
                                                                                                                               0-75: 5.50+
Freedom Choice                                                                                                                76-80: 4.13+
                            A+      1      11/16/11    1.30    0.00    1.30                                 1.30     1.04     81-85: 2.75+
(5%) 8
Low-Band [TSA,                                                                                                                see notes
MVA, LOAN]




  Company /                 AM            Last
                                  Years        Base Bonus Current Premium Bail                Effective CUR GTD              Commissions
Product Name               Best         Change Rate Rate
                                   Gtd                     Rate    Bonus  Out                  Rate     Yield to Surrender     Age: Rate

American General
Life Insurance
Company                                                                                                                          0-75: 4.75
                            A      1       11/07/11   1.30     0.00    1.30                                 1.30     1.04
AG Global 8                                                                                                                     76-80: 3.00

Index Annuity


                                                                                                                        Page 16 of 28
                                                                                                                        12/02/2011
                                                    Fixed Annuities



North American
Company
                                                                                                 0-75: 5.50+
Freedom Choice                                                                                  76-80: 4.13+
                 A+       1    11/16/11      1.00    0.00   1.00                 1.00   1.00    81-85: 2.75+
8 Low-Band
[TSA, MVA,                                                                                     see notes
LOAN]
Surrender Charges Last 7 Years
Integrity Life
Insurance
New Momentum            A+    1   11/30/11   4.00    0.00   4.00                 4.00   1.42      0-85: 2.00

QIO
Symetra Life
Insurance Company
                                                                                                  0-75: 4.00
Symetra                  A    3   11/29/11   3.10    0.50   3.60                 3.17   1.97     76-85: 2.50
Custom 7 (3)                                                                                     86-90: 1.50
Year High-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra            A    3   11/29/11   2.95    0.50   3.45                 3.02   1.90       Call
Custom 7 (3)
Year High-Band
Symetra Life
Insurance Company
                                                                                                  0-75: 4.00
Symetra                  A    3   11/29/11   2.85    0.50   3.35                 2.92   1.86     76-85: 2.50
Custom 7 (3)                                                                                     86-90: 1.50
Year Mid-Band
National Western Life                                                                            0-75: 5.50+
NWL IMPACT 7             A    1   08/18/11   2.15    0.00   2.15   5.00   7.26   2.86   1.87    76-80: 3.50+
[LOAN]                                                                                         see notes
National Western Life                                                                            0-75: 4.50+
NWL IMPACT 7             A    1   08/18/11   2.15    0.00   2.15   5.00   7.26   2.86   1.87    76-80: 2.50+
S [LOAN]                                                                                       see notes
First Symetra Nat’l
Life Ins Co of NY
First Symetra            A    3   11/29/11   2.70    0.50   3.20                 2.77   1.80       Call
Custom 7 (3)
Year Mid-Band
Fidelity & Guaranty
Life
                                                                                                  0-79: 5.00
Prosperity Elite        B++   1   12/01/11   2.00    0.00   2.00   5.00   7.10   2.71   1.85     80-85: 2.50
7 Protection
Integrity Life
Insurance
                                                                                                  0-79: 4.00
SPDA Series II          A+    1   11/30/11   2.70    0.00   2.70                 2.70   1.24     80-85: 2.25
1
Symetra Life
Insurance Company
                                                                                                  0-75: 4.00
Symetra                  A    5   11/29/11   2.60    0.50   3.10                 2.67   2.21     76-85: 2.50
Custom 7 (5)                                                                                     86-90: 1.50
Year High-Band
Symetra Life
Insurance Company
                                                                                                  0-75: 4.00
Symetra                  A    3   11/29/11   2.55    0.50   3.05                 2.62   1.73     76-85: 2.50
Custom 7 (3)                                                                                     86-90: 1.50
Year Mid-Band




                                                                                          Page 17 of 28
                                                                                          12/02/2011
                                                               Fixed Annuities



First Symetra Nat’l
Life Ins Co of NY
First Symetra             A        5       11/29/11     2.45    0.50    2.95                      2.52   2.10       Call
Custom 7 (5)
Year High-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra             A        3       11/29/11     2.40    0.50    2.90                      2.47   1.67       Call
Custom 7 (3)
Year Mid-Band
Symetra Life
Insurance Company
                                                                                                                   0-75: 4.00
Symetra                   A        5       11/29/11     2.40    0.50    2.90                      2.47   2.07     76-85: 2.50
Custom 7 (5)                                                                                                      86-90: 1.50
Year Mid-Band
Fidelity & Guaranty
Life
                                                                                                                   0-79: 5.00
Prosperity Elite         B++       1       12/01/11     2.00    0.00    2.00    3.00       5.06   2.43   1.57     80-85: 2.50
7 Enhanced
First Symetra Nat’l
Life Ins Co of NY
First Symetra             A        5       11/29/11     2.25    0.50    2.75                      2.32   1.96       Call
Custom 7 (5)
Year Mid-Band
Symetra Life
Insurance Company
                                                                                                                  0-75: 5.00+
Symetra Edge                                                                                                     76-85: 2.25+
                          A        1       11/29/11     2.25    0.00    2.25                      2.25   1.61    86-UP: 0.85+
Pro 7
High-Band                                                                                                       see notes
[MVA]
Presidential Life
                                                                                                                   0-75: 3.00
Patriot 1 Year           B++       1       08/24/11     2.20    0.00    2.20                      2.20   1.26     76-80: 2.50
SPDA                                                                                                              81-91: 1.67




    Company /              AM Years  Last Base Bonus Current Premium Bail              Effective CUR GTD Commissions
  Product Name            Best Gtd Change Rate Rate   Rate    Bonus  Out                Rate     Yield to Surrender Age: Rate

American National Life
Insurance Company of
NY                                                                                                                0-80: 3.50+
                               A       2     12/01/11    1.35    2.00    3.35                     2.20   2.15    81-85: 2.50+
WealthQuest
                                                                                                                see notes
Citadel 7 Diamond
High-Band
Symetra Life Insurance
Company                                                                                                            0-75: 4.00
Symetra Custom 7               A       5     11/29/11    2.05    0.50    2.55                     2.12   1.82     76-85: 2.50
                                                                                                                  86-90: 1.50
(5) Year Mid-Band
American National Life
Insurance Company of
NY                                                                                                                0-80: 3.50+
                               A       2     12/01/11    1.25    2.00    3.25                     2.10   2.10    81-85: 2.50+
WealthQuest
                                                                                                                see notes
Citadel 7 Diamond
Low-Band
Americo                                                                                                            0-80: 7.00
Ultimate One                  A-       1     09/15/11    2.05    0.00    2.05                     2.05   1.58     81-85: 5.00
Index 7 [LOAN]                                                                                                  see notes




                                                                                                           Page 18 of 28
                                                                                                           12/02/2011
                                                   Fixed Annuities



Aviva Life & Annuity                                                                               0-75: 3.00+
(Income Series)                                                                                   76-80: 1.75+
                            A    1   11/04/11   2.00   0.00   2.00                 2.00   2.00    81-81: 1.75+
Income Select 7
Low-Band [MVA]                                                                                   see notes
Aviva Life & Annuity                                                                               0-75: 3.00+
(Income Series)                                                                                   76-80: 1.75+
                            A    1   11/04/11   2.00   0.00   2.00                 2.00   2.00    81-81: 1.75+
Income Select 7
High-Band [MVA]                                                                                  see notes
Fidelity & Guaranty Life                                                                            0-79: 5.00
                           B++   1   12/01/11   2.00   0.00   2.00                 2.00   1.14
Prosperity Elite 7                                                                                 80-85: 2.50
North American Company
Charter 7 (TX)             A+    1   11/16/11   2.00   0.00   2.00                 2.00   1.14   see notes
[TSA, MVA, LOAN]
American General Life
Insurance Company
AG Vision                                                                                           0-75: 6.00
                            A    1   11/07/11   2.00   0.00   2.00                 2.00   2.00     76-UP: 5.00
Advantage 7 (CA,
OH) [MVA]
First Symetra Nat’l Life
Ins Co of NY
First Symetra               A    5   11/29/11   1.90   0.50   2.40                 1.97   1.71       Call
Custom 7 (5) Year
Mid-Band
Integrity Life Insurance                                                                            0-79: 3.00
                           A+    5   11/30/11   1.95   0.00   1.95                 1.95   1.68
SPDA Series II 5                                                                                   80-85: 1.25
Symetra Life Insurance                                                                             0-75: 5.00+
Company                                                                                           76-85: 2.25+
Symetra Edge Pro            A    1   11/29/11   1.95   0.00   1.95                 1.95   1.56    86-UP: 0.85+
7 Low-Band [MVA]                                                                                 see notes
Fidelity & Guaranty Life
FG                                                                                                 0-79: 5.00+
                           B++   1   12/01/11   1.50   0.00   1.50   3.00   4.54   1.93   1.59    80-85: 2.50+
Index-Accelerator                                                                                see notes
7
Symetra Life Insurance
Company
                                                                                                    0-75: 4.00
Symetra Custom 7            A    5   11/29/11   1.80   0.50   2.30                 1.87   1.64     76-85: 2.50
(5-Year ROP)                                                                                       86-90: 1.50
High-Band
Symetra Life Insurance
Company
                                                                                                    0-75: 4.00
Symetra Custom 7            A    3   11/29/11   1.80   0.50   2.30                 1.87   1.41     76-85: 2.50
(3-Year ROP)                                                                                       86-90: 1.50
High-Band
Integrity Life Insurance
                                                                                                    0-79: 5.00
New Momentum 7             A+    7   11/30/11   1.75   0.75   2.50                 1.86   1.86     80-85: 3.00
[MVA]
Symetra Life Insurance
Company                                                                                             0-75: 4.00
Symetra Custom 7            A    5   11/29/11   1.75   0.50   2.25                 1.82   1.61     76-85: 2.50
                                                                                                   86-90: 1.50
(5) Year Low-Band
Great American Life                                                                                0-75: 5.50+
Insurance Company                                                                                 76-80: 5.10+
American Legend             A    1   08/22/11   1.80   0.00   1.80                 1.80   1.11    81-85: 3.50+
II [LOAN]                                                                                        see notes
Fidelity & Guaranty Life
Insurance Company of
New York
                           B++   1   12/01/11   1.75   0.00   1.75                 1.75   1.11   see notes
FGNY
Index-Safety 7



                                                                                            Page 19 of 28
                                                                                            12/02/2011
                                                                  Fixed Annuities



Integrity Life Insurance                                                                                               0-79: 4.00
                                A+        3     11/30/11    1.60    1.00    2.60                   1.74    1.40
SPDA Series II 3                                                                                                      80-85: 2.25




  Company /                 AM               Last
                                     Years        Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
Product Name               Best            Change Rate Rate
                                      Gtd                     Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

Great American Life
Insurance Company                                                                                                   18-70: 6.50+
                                                                                                                    71-80: 5.25+
Secure                      A         1       10/03/11     1.60    1.00    2.60                   1.74     1.23     81-89: 5.00+
American                                                                                                            see notes
[LOAN]
Symetra Life
Insurance Company
                                                                                                                       0-75: 4.00
Symetra                     A         3       11/29/11     1.65    0.50    2.15                   1.72     1.35       76-85: 2.50
Custom 7 (3)                                                                                                          86-90: 1.50
Year Low-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                            A         3       11/29/11     1.65    0.50    2.15                   1.72     1.35        Call
Custom 7
(3-Year ROP)
High-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                            A         5       11/29/11     1.65    0.50    2.15                   1.72     1.54        Call
Custom 7
(5-Year ROP)
High-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra               A         5       11/29/11     1.60    0.50    2.10                   1.67     1.50        Call
Custom 7 (5)
Year Low-Band
Symetra Life
Insurance Company
Symetra                                                                                                                0-75: 4.00
                            A         5       11/29/11     1.60    0.50    2.10                   1.67     1.50       76-85: 2.50
Custom 7                                                                                                              86-90: 1.50
(5-Year ROP)
Mid-Band
American General
Life Insurance
Company
                                                                                                                       0-75: 6.00
AG Vision                   A         1       11/07/11     1.65    0.00    1.65                   1.65     1.09       76-85: 5.00
Advantage 7
[MVA]
American National
Insurance Company                                                                                                    0-80: 2.50+
Citadel 7                   A         2       12/01/11     1.35    2.00    3.35                   1.63     1.38     81-85: 1.50+
Diamond                                                                                                             see notes
High-Band
Symetra Life
Insurance Company
Symetra                                                                                                                0-75: 4.00
                            A         3       11/29/11     1.55    0.50    2.05                   1.62     1.31       76-85: 2.50
Custom 7                                                                                                              86-90: 1.50
(3-Year ROP)
Mid-Band




                                                                                                              Page 20 of 28
                                                                                                              12/02/2011
                                                      Fixed Annuities



First Symetra Nat’l
Life Ins Co of NY
First Symetra            A      3   11/29/11   1.50    0.50   2.00                          1.57     1.29        Call
Custom 7 (3)
Year Low-Band
American National
Insurance Company                                                                                              0-80: 2.50+
Citadel 7                A      2   12/01/11   1.25    2.00   3.25                          1.53     1.35     81-85: 1.50+
Diamond                                                                                                       see notes
Low-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                         A      5   11/29/11   1.45    0.50   1.95                          1.52     1.39        Call
Custom 7
(5-Year ROP)
Mid-Band
Aviva Life & Annuity
(Income Series)
                                                                                                               0-75: 3.00+
Income Select                                                                                                 76-80: 1.75+
                         A      1   11/04/11   1.50    0.00   1.50                          1.50     1.07     81-81: 1.75+
Spirit 7
                                                                                                              see notes
(1-Year)
High-Band
ING Annuity and
Asset Sales
                                                                                                               0-80: 5.00+
ING Secure               A      1   08/24/11   1.50    0.00   1.50                          1.50     1.07     see notes
Index Seven
High-Band
ING Annuity and
Asset Sales
                                                                                                               0-80: 5.00+
ING Secure               A      1   08/24/11   1.50    0.00   1.50                          1.50     1.07     see notes
Index Seven
Low-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                         A      3   11/29/11   1.40    0.50   1.90                          1.47     1.24        Call
Custom 7
(3-Year ROP)
Mid-Band
Integrity Life
Insurance
                                                                                                                 0-79: 5.00
New Momentum            A+      6   11/30/11   1.35    0.75   2.10                          1.46     1.41       80-85: 3.00
6 [MVA]
Life of the Southwest                                                                                          0-75: 5.00+
SecurePlus                                                                                                    76-85: 3.50+
                         A      1   09/22/11   1.40    0.00   1.40                          1.40     1.06     86-89: 1.80+
Silver [TSA,
                                                                                                              see notes
LOAN]
American National
Insurance Company                                                                                              0-80: 3.00+
                         A      1   12/01/11   1.25    1.00   2.25                          1.39     1.18     81-UP: 1.00+
Palladium
                                                                                                              see notes
Advisor [MVA]
Life of the Southwest
RetireMax FPDA
                         A      1   09/22/11   1.25    1.00   2.25                          1.39     1.18        Call
1 403(b) [TSA,
LOAN]




  Company /              AM            Last
                               Years        Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
Product Name            Best         Change Rate Rate
                                Gtd                     Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate


                                                                                                        Page 21 of 28
                                                                                                        12/02/2011
                                                   Fixed Annuities



                                                                                    71-75: 5.00+
Life of the Southwest                                                               76-80: 3.75+
                        A    1   09/22/11   1.25    1.00   2.25      1.39   1.18    81-85: 3.50+
RetireOne
                                                                                   see notes
Symetra Life
Insurance Company
Symetra                                                                               0-75: 4.00
                        A    3   11/29/11   1.25    0.50   1.75      1.32   1.18     76-85: 2.50
Custom 7                                                                             86-90: 1.50
(3-Year ROP)
Low-Band
Symetra Life
Insurance Company
Symetra                                                                               0-75: 4.00
                        A    3   11/29/11   1.25    0.50   1.75      1.32   1.18     76-85: 2.50
Custom 7                                                                             86-90: 1.50
(3-Year ROP)
Mid-Band
Symetra Life
Insurance Company
Symetra                                                                               0-75: 4.00
                        A    5   11/29/11   1.25    0.50   1.75      1.32   1.25     76-85: 2.50
Custom 7                                                                             86-90: 1.50
(5-Year ROP)
Low-Band
Symetra Life
Insurance Company
Symetra                                                                               0-75: 4.00
                        A    5   11/29/11   1.25    0.50   1.75      1.32   1.25     76-85: 2.50
Custom 7                                                                             86-90: 1.50
(5-Year ROP)
Mid-Band
American National
Insurance Company
Palladium               A    1   12/01/11   1.25    0.00   1.25      1.25   1.04   see notes
Century
North American
Company                                                                              0-75: 4.50+
                                                                                    76-80: 3.38+
North American          A+   1   11/16/11   1.25    0.00   1.25      1.25   1.04    81-85: 2.25+
Flex I [MVA,                                                                       see notes
LOAN]
Integrity Life
Insurance
                                                                                      0-79: 5.00
New Momentum            A+   5   11/30/11   1.10    0.75   1.85      1.21   1.18     80-85: 3.00
5 [MVA]
Lincoln Financial
Group
                                                                                     0-75: 6.00+
Lincoln                                                                             76-80: 4.50+
                        A+   1   12/01/11   1.20    0.00   1.20      1.20   1.03    81-85: 3.00+
OptiChoice 7
High-Band                                                                          see notes
[MVA]
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                        A    5   11/29/11   1.10    0.50   1.60      1.17   1.14       Call
Custom 7
(5-Year ROP)
Mid-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                        A    3   11/29/11   1.10    0.50   1.60      1.17   1.11       Call
Custom 7
(3-Year ROP)
Mid-Band




                                                                              Page 22 of 28
                                                                              12/02/2011
                                                   Fixed Annuities



Integrity Life
Insurance
                                                                                                             0-79: 5.00
New Momentum           A+    2   11/30/11   1.00    0.75   1.75                         1.11     1.11       80-85: 3.00
2 [MVA]
Integrity Life
Insurance
                                                                                                             0-79: 5.00
New Momentum           A+    3   11/30/11   1.00    0.75   1.75                         1.11     1.11       80-85: 3.00
3 [MVA]
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                        A    5   11/29/11   1.00    0.50   1.50                         1.07     1.07        Call
Custom 7
(5-Year ROP)
Low-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                        A    3   11/29/11   1.00    0.50   1.50                         1.07     1.07        Call
Custom 7
(3-Year ROP)
Low-Band
Lincoln Financial
Group
                                                                                                           0-75: 6.00+
Lincoln                                                                                                   76-80: 4.50+
                       A+    1   12/01/11   1.05    0.00   1.05                         1.05     1.01     81-85: 3.00+
OptiChoice 7
Low-Band                                                                                                  see notes
[MVA]
North American
Company                                                                                                    0-75: 7.50+
                                                                                                          76-80: 5.63+
Precision 7            A+    1   11/16/11   1.00    0.00   1.00                         1.00     1.00     81-85: 3.75+
[TSA, MVA,                                                                                                see notes
LOAN]
North American
Company
                                                                                                           0-75: 7.50+
North American                                                                                            76-80: 5.63+
                       A+    1   11/16/11   1.00    0.00   1.00                         1.00     1.00     81-85: 3.75+
Prizm Plus 7
[TSA, MVA,                                                                                                see notes
LOAN]
Aviva Life & Annuity
(Income Series)
                                                                                                           0-75: 3.00+
Income Select                                                                                             76-80: 1.75+
                        A    1   11/04/11   1.00    0.00   1.00                         1.00     1.00     81-81: 1.75+
Spirit 7
                                                                                                          see notes
(1-Year)
Low-Band
American National
Insurance Company
Palladium                                                                                                  0-UP: 4.00+
                        A    1   12/01/11   1.00    0.00   1.00                         1.00     1.00
                                                                                                          see notes
Group Fixed
Deferred




  Company /             AM Years   Last Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
Product Name           Best Gtd  Change Rate Rate   Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

North American                                                                                             0-75: 7.50+
Company                                                                                                   76-80: 5.63+
                       A+    1   11/16/11   1.00    0.00   1.00                         1.00     1.00     81-85: 3.75+
Charter 7 [TSA,
MVA, LOAN]                                                                                                see notes




                                                                                                    Page 23 of 28
                                                                                                    12/02/2011
                                                         Fixed Annuities



American National
Insurance Company                                                                                               0-75: 5.00+
ANICO Strategy                                                                                                 76-80: 4.00+
                           A    1      12/01/11   1.00    0.00     1.00                         1.00   1.00    81-85: 3.00+
Indexed Annuity                                                                                               see notes
7
Surrender Charges Last 6 Years
Sagicor Life
Insurance Company
                           A-   1      10/03/11   2.50    0.00     2.50             1.00        2.50   2.08       Call
Sage Choice
[MVA]
Fidelity & Guaranty Life
FG Index-Escalator 6                Product has been withdrawn from sale effective 11/22/2011
Aviva Life & Annuity
(Income Series)
Income                                                                                                          0-75: 5.00+
                           A    1      11/04/11   1.30    0.00     1.30                         1.30   1.05    76-80: 3.50+
Preferred Six                                                                                                 see notes
High-Band
[MVA]
Great American Life
Insurance Company                                                                                               0-75: 4.00+
                                                                                                               76-80: 3.00+
Safe Outlook               A    1      08/22/11   1.25    0.00     1.25                         1.25   1.04    81-85: 2.00+
Low-Band                                                                                                      see notes
[LOAN]
Great American Life
Insurance Company                                                                                               0-75: 4.00+
                                                                                                               76-80: 3.00+
Safe Outlook               A    1      08/22/11   1.25    0.00     1.25                         1.25   1.04    81-85: 2.00+
High-Band                                                                                                     see notes
[LOAN]
North American
Company
Freedom Choice                                                                                                  0-75: 5.50+
                                                                                                               76-80: 4.13+
(5%) 6                     A+   1      11/16/11   1.20    0.00     1.20                         1.20   1.03    81-85: 2.75+
High-Band                                                                                                     see notes
[TSA, MVA,
LOAN]
North American
Company
                                                                                                                0-75: 5.50+
Freedom Choice                                                                                                 76-80: 4.13+
                           A+   1      11/16/11   1.10    0.00     1.10                         1.10   1.02    81-85: 2.75+
6 High-Band
[TSA, MVA,                                                                                                    see notes
LOAN]
North American
Company
                                                                                                                0-75: 5.50+
Freedom Choice                                                                                                 76-80: 4.13+
                           A+   1      11/16/11   1.00    0.00     1.00                         1.00   1.00    81-85: 2.75+
6 Low-Band
[TSA, MVA,                                                                                                    see notes
LOAN]
American Equity
Investment Life                                                                                                 0-75: 4.13+
Insurance Company                                                                                              76-80: 3.09+
                           A-   1      10/08/11   1.00    0.00     1.00                         1.00   1.42
Integrity Gold                                                                                                see notes
(Index 5-07)
Aviva Life & Annuity
(Income Series)
Income                                                                                                          0-75: 5.00+
                           A    1      11/04/11   1.00    0.00     1.00                         1.00   1.00    76-80: 3.50+
Preferred Six                                                                                                 see notes
Low-Band
[MVA]




                                                                                                         Page 24 of 28
                                                                                                         12/02/2011
                                                   Fixed Annuities



North American
Company
                                                                                                          0-75: 5.50+
Freedom Choice                                                                                           76-80: 4.13+
                  A+      1    11/16/11     1.00    0.00   1.00                        1.00     1.00     81-85: 2.75+
(5%) 6
Low-Band [TSA,                                                                                           see notes
MVA, LOAN]
Surrender Charges Last 5 Years
North American
Company
North American
                       A+    1   11/16/11   2.00    0.00   2.00                        2.00     1.20     see notes
Formula Choice
(TX) [TSA, MVA,
LOAN]
Aviva Life & Annuity
(Income Series)                                                                                           0-75: 2.00+
                                                                                                         76-80: 1.05+
Income Select 5         A    1   11/04/11   2.00    0.00   2.00                        2.00     2.00     81-83: 0.95+
Low-Band                                                                                                 see notes
[MVA]
Aviva Life & Annuity
(Income Series)                                                                                           0-75: 2.00+
                                                                                                         76-80: 1.05+
Income Select 5         A    1   11/04/11   2.00    0.00   2.00                        2.00     2.00     81-83: 0.95+
High-Band                                                                                                see notes
[MVA]
Symetra Life
Insurance Company
                                                                                                            0-75: 2.50
Symetra                 A    3   11/29/11   1.60    0.50   2.10                        1.70     1.46       76-85: 1.50
Custom 5 (3)                                                                                               86-90: 1.00
Year High-Band
Symetra Life
Insurance Company
                                                                                                            0-75: 2.50
Symetra                 A    3   11/29/11   1.55    0.50   2.05                        1.65     1.43       76-85: 1.50
Custom 5 (3)                                                                                               86-90: 1.00
Year Mid-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                        A    3   11/29/11   1.45    0.50   1.95                        1.55     1.37        Call
Custom 5 (3
Year)
High-Band
Symetra Life
Insurance Company
                                                                                                            0-75: 2.50
Symetra                 A    3   11/29/11   1.45    0.50   1.95                        1.55     1.37       76-85: 1.50
Custom 5 (3)                                                                                               86-90: 1.00
Year Mid-Band




  Company /             AM Years  Last Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
Product Name           Best Gtd Change Rate Rate   Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

First Symetra Nat’l
Life Ins Co of NY
First Symetra           A    3   11/29/11   1.40    0.50   1.90                        1.50     1.34        Call
Custom 5 (3
Year) Mid-Band
Aviva Life & Annuity
(Income Series)                                                                                           0-75: 2.00+
                                                                                                         76-80: 1.05+
Income Select           A    1   11/04/11   1.50    0.00   1.50                        1.50     1.10     81-83: 0.95+
Spirit 5 (1-Year)                                                                                        see notes
High-Band


                                                                                                   Page 25 of 28
                                                                                                   12/02/2011
                                                 Fixed Annuities



ING Annuity and
Asset Sales                                                                        0-80: 3.25+
ING Secure            A    1   08/24/11   1.50    0.00   1.50      1.50   1.10
                                                                                 see notes
Index Five
American National
Insurance Company
Citadel 5                                                                           0-80: 2.00
                      A    2   12/01/11   1.20    1.00   2.20      1.40   1.28     81-85: 1.00
Diamond
High-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra         A    3   11/29/11   1.30    0.50   1.80      1.40   1.28       Call
Custom 5 (3
Year) Mid-Band
American National
Life Insurance
Company of NY
WealthQuest                                                                         0-80: 3.00
                      A    2   12/01/11   1.20    1.00   2.20      1.40   1.28     81-85: 2.00
Citadel 5
Diamond
High-Band
American National
Life Insurance
Company of NY
WealthQuest                                                                         0-80: 3.00
                      A    2   12/01/11   1.10    1.00   2.10      1.30   1.24     81-85: 2.00
Citadel 5
Diamond
Low-Band
American National
Insurance Company
Citadel 5                                                                           0-80: 2.00
                      A    2   12/01/11   1.10    1.00   2.10      1.30   1.24     81-85: 1.00
Diamond
Low-Band
Symetra Life
Insurance Company
                                                                                    0-75: 2.50
Symetra Custom        A    3   11/29/11   1.15    0.50   1.65      1.25   1.19     76-85: 1.50
5 (3-Year ROP)                                                                     86-91: 1.00
High-Band
Symetra Life
Insurance Company                                                                  0-75: 4.00+
                                                                                  76-85: 1.75+
Symetra Edge          A    1   11/29/11   1.25    0.00   1.25      1.25   1.05    86-90: 0.60+
Pro 5 High-Band                                                                  see notes
[MVA]
ING Annuity and
Asset Sales                                                                        0-80: 3.25+
ING Secure            A    1   08/24/11   1.25    0.00   1.25      1.25   1.05
                                                                                 see notes
Index Five
Symetra Life
Insurance Company
                                                                                    0-75: 2.50
Symetra Custom        A    3   11/29/11   1.10    0.50   1.60      1.20   1.16     76-85: 1.50
5 (3-Year ROP)                                                                     86-91: 1.00
Mid-Band
Lincoln Financial
Group
                                                                                   0-75: 5.00+
Lincoln                                                                           76-80: 3.75+
                      A+   1   12/01/11   1.15    0.00   1.15      1.15   1.03    81-85: 2.50+
OptiChoice 5
High-Band                                                                        see notes
[MVA]




                                                                            Page 26 of 28
                                                                            12/02/2011
                                                  Fixed Annuities



Symetra Life
Insurance Company
                                                                                                          0-75: 2.50
Symetra Custom        A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10       76-85: 1.50
5 (3) Year                                                                                               86-90: 1.00
Low-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                      A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10         Call
Custom 5 3-Year
(ROP)
Low-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra         A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10         Call
Custom 5 3-Year
(ROP) Mid-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra         A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10         Call
Custom 5 3-Year
(ROP) Mid-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra
                      A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10         Call
Custom 5 3-Year
(ROP)
High-Band
First Symetra Nat’l
Life Ins Co of NY
First Symetra         A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10         Call
Custom 5 (3
Year) Low-Band
Symetra Life
Insurance Company
                                                                                                          0-75: 2.50
Symetra Custom        A    3    11/29/11   1.00    0.50   1.50                       1.10     1.10       76-85: 1.50
5 (3-Year ROP)                                                                                           86-91: 1.00
Low-Band




   Company /           AM Years  Last Base Bonus Current Premium Bail   Effective CUR GTD              Commissions
 Product Name         Best Gtd Change Rate Rate   Rate    Bonus  Out     Rate     Yield to Surrender     Age: Rate

Symetra Life
Insurance Company
                                                                                                          0-75: 2.50
Symetra Custom         A    3   11/29/11   1.00    0.50   1.50                        1.10    1.10       76-85: 1.50
5 (3-Year ROP)                                                                                           86-91: 1.00
Mid-Band
Symetra Life
Insurance Company                                                                                        0-75: 4.00+
                                                                                                        76-85: 1.75+
Symetra Edge           A    1   11/29/11   1.00    0.00   1.00                        1.00    1.00      86-90: 0.60+
Pro 5 Low-Band                                                                                          see notes
[MVA]
American Equity
Investment Life
Insurance Company                                                                                       79-85: 0.50+
                      A-    1   11/07/11   1.00    0.00   1.00                        1.00    1.00
Heritage Gold                                                                                           see notes
(ICC11-IDX2)




                                                                                                  Page 27 of 28
                                                                                                  12/02/2011
                                                     Fixed Annuities



Aviva Life & Annuity
(Income Series)                                                                        0-75: 2.00+
                                                                                      76-80: 1.05+
Income Select             A    1   11/04/11   1.00    0.00   1.00      1.00   1.00    81-83: 0.95+
Spirit 5 (1-Year)                                                                    see notes
Low-Band
Lincoln Financial Group                                                                0-75: 5.00+
Lincoln                                                                               76-80: 3.75+
                          A+   1   12/01/11   1.00    0.00   1.00      1.00   1.00    81-85: 2.50+
OptiChoice 5
                                                                                     see notes
Low-Band [MVA]
North American
Company
                                                                                       0-75: 5.00+
North American                                                                        76-80: 3.75+
                   A+     1    11/16/11       1.00    0.00   1.00      1.00   1.00    81-85: 2.50+
Formula Choice
[TSA, MVA,                                                                           see notes
LOAN]
Surrender Charges Last 3 Years
Aviva Life & Annuity
(Income Series)                                                                        0-75: 0.25+
Income Select             A    1   11/04/11   1.35    0.00   1.35      1.35   1.12    76-80: 0.25+
Spirit 3 (1-Year)                                                                    see notes
High-Band
Aviva Life & Annuity
(Income Series)                                                                        0-75: 0.25+
Income Select             A    1   11/04/11   1.00    0.00   1.00      1.00   1.00    76-80: 0.25+
Spirit 3 (1-Year)                                                                    see notes
Low-Band




                                                                                Page 28 of 28
                                                                                12/02/2011

								
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