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					Delegated Servicer Program
Loss Mitigation Workout Calculator

All Excel 2007/2010 users will need to enable their macros
in order for this calculator to work properly
This Delegated Servicer Program Calculator is provided only as a reference aid to help in
determining applicability of delegated authority by PMI based on the information input and may not
be relied on as a final determination of Claim liability by PMI. All information relied on and submitted
is subject to verification by PMI and any variations will invalidate the results provided on this
Calculator.

Workout Type Selected:
       Forbearance

       Repayment Plan

       Loan Modification

       Pre-Foreclosure Sale

       Deed-in-Lieu

Stage of Workout:

       Seeking Pre-Approval

       Reporting Executed Workout


Loan Modification Programs:                            Pre-Foreclosure Sale Programs:

       HAMP                                                HAFA
                                                           Non HAFA
       Non-HAMP




                                                                                        12/8/2011
PMI reserves all of its rights and remedies under the applicable Master Policy and other law,
including the right to perform additional investigation of any Claim, and rely on additional facts or
findings with respect to any Claim.
Delegated Servicer Program
Forbearance Calculator
This calculator will expire on May 15, 2011. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

                                                                                  Inputs
1. Does the forbearance fall under one of the follow programs: HAMP or Home Affordable UP?                                               Yes          3    No

2. What is the term of the forbearance?

                                                                                                                                        Partial Payment
3 What type of forbearance (partial payment or no payment)?
                                                                                                                                        No Payment

4. Is there documentation sufficient to reasonably demonstrate that the borrower is suffering hardship?                                  Yes               No

                                                                                                                                        Reinstate the loan
                                                                                                                                        Pay loan in full

5. At the conclusion of the forbearance agreement the borrower will:                                                                    Enter into a payment plan

                                                                                                                                        Complete loan modification

                                                                                                                                        Other




                                                                Delegated Authority Results
Forbearance Term:
No payments for a period not to exceed three (3) months, or reduced payments for six months (6), or terms as authorized by the U.S.                                Fail
Treasury under the Home Affordable Modification Program.

Documented Hardship:
                                                                                                                                                                    Fail
The Delegatee must obtain documentation sufficient to reasonably demonstrate that the borrower is suffering Hardship

Plan Conclusion:
                                                                                                                                                                   Pass
After the completion of the forbearance plan, a retention workout needs to be completed or the loan needs to be paid in full

                                                                                                                                      Non Delegated: Submit
Run Date: 12/08/2011                                                                                                      Results             Request Form

                                                                                                                                      Non Delegated            Clear
Based on the information provided above, this forbearance workout requires pre                                                        Request Form          Calculations
approval by PMI. Please complete the Non Delegated Request Form by clicking on the
button to the right.                                                                                                                      Print



PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the right to perform additional investigation of any
Claim, and rely on additional facts or findings with respect to any Claim.
Delegated Servicer Program
Repayment Plan Calculator
This calculator will expire on May 15,2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

                                                                               Inputs
1. What is the term (in months) of the repayment plan?

                                                                                                                                    Yes          No
2. Is there documentation sufficient to reasonably demonstrate that the borrower is suffering hardship?

3. How many months is the borrower delinquent?



                                                              Delegated Authority Results
                    ‐
Repayment Plan Term:
                                                                                                                                                           Fail
Not to exceed twenty four (24) months.

Documented Hardship:
                                                                                                                                                           Fail
The Delegatee must obtain documentation sufficient to reasonably demonstrate that the borrower is suffering Hardship

Max Delinquency:
                                                                                                                                                           Fail
The borrower cannot be more than twelve (12) months delinquent in their mortgage payments.

                                                                                                                                 Non Delegated: Submit
Run Date: 12/08/2011                                                                                                   Results           Request Form

                                                                                                                                 Non Delegated       Clear
Based on the information provided above, this repayment plan workout requires pre                                                Request Form     Calculations

approval by PMI. Please complete the Non Delegated Request Form by clicking on the
button to the right.                                                                                                                 Print


PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the right to perform additional investigation of any
Claim, and rely on additional facts or findings with respect to any Claim.
Delegated Servicer Program
Loan Modification Calculator
This calculator will expire on May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

                                                                                 Inputs
1. Is this loan modification under the HAMP program?                                                                           Yes           No
2. Is the loan at least two (2) or more payments delinquent?                                                                   Yes           No

3. Will this loan modification cure the default?                                                                               Yes           No

                                                                                                                               Yes            No
4. Is there documentation sufficient to reasonably demonstrate that the borrower is suffering hardship?

5. Does the modified loan type include scheduled or potential negative amortization?                                           Yes           No
6. Will the loan type change from a fixed rate to an ARM (step rate is allowed)?                                               Yes           No
7. Will an interest-only feature be added to the loan?                                                                         Yes           No
8. Is there capitalization of penalty fees or late charges?                                                                    Yes           No
9. Original UPB amount (Origination)
Original loan amount on the note

10. Gross Modified UPB amount (Include Deferred Principal)
New Unpaid Principal Balance after loan modification; this includes any deferred principal

11. Modified Term (In months)
The amortization period of the loan after modification




                                                                Delegated Authority Results
Capitalization Percentage:
                                                                                                                                                   #DIV/0!
Modified UPB / Original UPB amount

Criteria Conditions 2 through 8 cleared                                                                                                                Fail
Gross Modified UPB may not exceed 115% of the Original UPB amount
                                                                                                                                                      Pass
This rule does not apply to HAMP loan modifications
Modified Term may not exceed 480 months                                                                                                                Fail
                                                                                                                            Non Delegated: Submit
Run Date: 12/08/2011                                                                                         Results                Request Form

                                                                                                                            Non Delegated         Clear
Based on the information provided above, this loan modification workout requires pre                                        Request Form       Calculations

approval by PMI. Please complete the Non Delegated Request Form by clicking on the                                               Print
button to the right.


PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the right to perform additional investigation of any
Claim, and rely on additional facts or findings with respect to any Claim.
Delegated Servicer Program
Pre-Foreclosure Sale Calculator
This calculator will expire on May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

                                                           Delegated Servicer Program Criteria
"Estimated Maximum Loss Amount (EML)" for your company                                                                                           $50,000.00
"Net-to-Value Ratio (NVR)" for your company                                                                                                          85.00%


                                                                            Inputs
1. Was the property originated as an owner-occupied?                                                                             Yes          No

2. Is there documentation sufficient to reasonably demonstrate that the borrower is suffering hardship?                          Yes          No

3. Is the borrower at least three (3) or more payments delinquent?                                                               Yes          No

4. Is this sale an "Arm's Length Transaction?"                                                                                   Yes          No

5. Property Sale Price:
Sales price of pre-foreclosure sale
6. Estimated Total Debt:
(UPB + Delinquent Interest)
7. Estimated Net Proceeds:
(Sales Price - Closing Costs, Commissions & other applicable fees)
8. MI coverage %
9. As Is Property Value:
Estimated value of the property in current condition
10. As Repaired Property Value:
Estimated value of the property after all repairs are completed


                                                                  Delegated Authority Results
Estimated Pre-Sale Loss (EPL):
                                                                                                                                                       $0.00
(Estimated Total Debt - Estimated Net Proceeds)
Estimated MI Amount (EMA):
                                                                                                                                                       $0.00
(Estimated Total Debt x MI Coverage %)
Estimated Maximum Loss Amount (EML)
                                                                                                                                                       $0.00
(Lesser amount of EPL and EMA)
Net-to-Value Ratio (NVR):
                                                                                                                                                     #DIV/0!
(Estimated Net Proceeds / As Is Property Value)
Property Value Variance $:
                                                                                                                                                       $0.00
(As Repaired Property Value - As Is Property Value)
Property Value Variance %:
                                                                                                                                                     #DIV/0!
(Property Value Variance $ / As Repaired Property Value)
Criteria Conditions 1 through 4 equals Yes                                                                                                              Fail
Estimated Maximum Loss Amount (EML) may not exceed $50000                                                                                              Pass
The Variance between the "As Is" and "As Repaired" value of the Property may not exceed the lesser
                                                                                                                                                     #DIV/0!
of $20,000 or 10% of the "As Repaired" value of the property
Net-to-Value Ratio (NVR) may not be less than 85%                                                                                                    #DIV/0!

Run Date: 12/08/2011                                                                                           Results                              #DIV/0!


       Yes             No                         Does your review of the borrower's financials indicate an ability to contribute toward the loss?


                                                                                                                              Non Delegated        Clear
                                                                                                                              Request Form      Calculations
#DIV/0!

                                                                                                                                  Print

PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the right to perform additional investigation of any
Claim, and rely on additional facts or findings with respect to any Claim.
Delegated Servicer Program
HAFA Pre-Foreclosure Sale Calculator
This calculator will expire on May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

                                                                           Inputs
1. Was the property originated as an owner occupied / primary residence?                                                           Yes          No

2. Was the borrower evaluated for HAMP but either failed to qualify, failed to complete the trial period                                        No
                                                                                                                                   Yes
successfully, or was eligible but not interested?

3. Is there documentation sufficient to reasonably demonstrate that the borrower is suffering hardship?                            Yes          No

4. Is the borrower at least two (2) or more payments delinquent?                                                                   Yes          No

5. Is the borrower's Housing DTI <31%?                                                                                             Yes          No

6. Is this sale an "Arm's Length Transaction?"                                                                                     Yes          No

7. Does your short sale policy allow an initial termination date greater than 180 days?                                            Yes          No

8. If Yes, has PMI approved the extension of this short sale policy?                                                               Yes          No

9. Does your review of the borrower's financials indicate an ability to contribute toward the loss?                                Yes          No




                                                           Delegated Authority Results
                                                                                                                                                               Fail
1. Criteria Conditions 1 through 8 cleared
2. Cleared Borrower Contribution condition                                                                                                                     Fail
                                                                                                                                 Non Delegated: Submit
Run Date: 12/08/2011                                                                                            Results                  Request Form
                                                                                                                               Non Delegated          Clear
                                                                                                                               Request Form        Calculations
Based on the information provided above, this pre-foreclosure sale workout requires pre
approval by PMI. Please complete the Non Delegated Request Form by clicking on the                                                  Print
button to the right.


PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the right to perform additional investigation of any
Claim, and rely on additional facts or findings with respect to any Claim.
Delegated Servicer Program
Deed-in-Lieu Calculator
This calculator will expire on May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

                                                                           Inputs
1. Does your review of the borrower's financials indicate an ability to contribute toward the loss?                             Yes          No


2. Will the borrower contribute on this deed-in-lieu transaction?                                                               Yes          No


3. Was a pre-foreclosure sale previously approved for this loan by PMI with a requirement for borrower
                                                                                                                                Yes          No
participation?
4. Will the deed-in-lieu adversely impact Delegatee's ability to transfer its rights against the borrower to                    Yes          No
PMI, and/or PMI's rights under the applicable Master Policy against borrower?



                                                           Delegated Authority Results
Cleared Borrower Contribution Condition                                                                                                                     Pass
Cleared Deed-in-Lieu's Adversely Impact Condition                                                                                                           Pass
Run Date: 12/08/2011                                                                                         Results                                Delegated

                                                                                                                            Non Delegated            Clear
Based on the information provided above, this deed-in-lieu workout falls within your delegated                              Request Form          Calculations
authority and does not require PMI's prior consent. However, PMI must be notified of the deed-in-
lieu within 30 days of the title transfer date. Please go to www.pmi-
us.com/servicers/servicingforms.html for the latest reporting template.                                                          Print



PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the right to perform additional investigation of any
Claim, and rely on additional facts or findings with respect to any Claim.
Non-Delegated Forbearance / Repayment Plan Request Form
Delinquent Loans

Please be aware that incomplete or inaccurate information noted on this form may result in delays or denials of workouts
This request form will expire on May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

Required Documentation                   (All documents must be dated within 90 days of the request)

           Paystub / Income Documentation                                    Financial analysis / Budget (income & expenses)
           Credit Report                                                     Interior BPO / Appraisal
           Hardship Letter / Affidavit


                                                                      Workout Type:
                            Forbearance                                                                    Repayment Plan


                     Borrower's Information:                                                   Servicer Contact Information:
PMI Certificate #                                                            Company Name
Servicer Loan #                                                              Address
Borrower Name(s)                                                             Name
Investor Name                                                                Phone # & Extension
Investor Loan #                                                              Fax #
Property Address                                                             E-mail
City, State, Zip code

                  Current Loan Information:                                                          Repayment Terms:
UPB before Workout                                                           Total Payoff Amount
Remaining term                                                               Total Delinquent Amount
Interest Rate %                                                              Term (Months)
P&I Payment                                                                  Start Date
PITI                                                                         End Date
Next Pymt Due Date                                                           Payment Breakdown
Occupancy Status*                                                              Monthly Contractual Amount
Current Property Value                                                         Monthly Delinquent Repayment Amount
Valuation Date                                                                 Total Payment Amount

* Owner Occupied , Tenant Occupied or Vacant
Forbearance Workouts Only: Please explain why an exception to our forbearance requirements is needed.




Comments and/or explanation of reason(s) for failure of prior workout attempts




Please submit completed request forms to loss.mitigation@pmigroup.com or fax to 888.305.2956

The undersigned Servicer represents and certifies that the above information is correct and complete, and acknowledges that PMI’s decision on this request
is made in reliance upon the above representations. PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including
the right to perform additional investigation of any Claim and rely on additional facts or findings with respect to any Claim.


  Name                                                                                                        Date                      12/8/2011
   Title


                  Have Questions?                                Phone       800.685.4764
                       Contact Us:                              E-mail       loss.mitigation@pmigroup.com
                                                               Website       www.pmi-us.com/servicers/servicingforms.html
Non-Delegated Pre-Foreclosure Sale Request Form
Delinquent Loans

Please be aware that incomplete or inaccurate information noted on this form may result in delays or denials of workouts. This request form will expire on
May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

         Fax Number                         888.305.2956                                           Date
         E-mail Address                     loss.mitigation@pmigroup.com                           PMI Certificate #
         Phone Number                       800.658.4764                                           Borrower Names(s)

         Contact Name                                                                              Servicer Loan Number
         Servicer Name                                                                             Number of pages (including this page)
         E-mail Address                                                                            Foreclosure Sale Date

Pre-Foreclosure Sale Required Documentation
Is this a HAFA Pre-Foreclosure Sale Request?                                 YES     NO

         Borrower(s) Current Credit Report (Within 90 days)                                        Current Financial Statement (see below, if needed)
         Payoff Statement or Breakdown of Total Debt                                               Recent Borrower Pay Stubs (Within 90 days)
         Borrower Hardship Letter                                                                  Estimated Net Sheet / HUD 1
         Borrower Hardship Verification                                                            Purchase Contract / Agreement of Sale
           (e.g. Proof of reduction of income, unemployment statement)                             Appraisal / BPO
         Most Recent Federal Tax Returns                                                           Agreement of sale or proposed SSA if HAFA

Financial Information

Net Monthly Income                                Borrower                     Co-Borrower                Assets
Net Monthly Salary/Wages                                                                                  Primary Residence (est. value)
Unemployment                                                                                              Other Properties (est. value)
Disability                                                                                                Checking Account Balance
Social Security / Retirement                                                                              Savings Account Balance
Pension                                                                                                   401k/IRA
Alimony / Child Support                                                                                   Stocks/Bonds/CDs
Rental Income                                                                                             Other Liquid Assets
Other Income                                                                                              Future Liquid Assets
Total Net Monthly Income                                      $0.00                        $0.00          Date Available
                                                                                                          Total Assets                                  $0.00

Monthly Expenses (Not payroll deducted)                                                                   Total Living Expenses
Long - Term Debt                                              $1.00                                       Utilities
Subject Property Payment                                      $1.00                                       Food
Other Primary Housing/ Rent (not subject)                     $1.00                                       Auto Insurance
2nd,3rd, Home Equity (subject)                                $1.00                                       Gas/Maintenance/Parking
Other Mortgage(s)                                             $1.00                                       Health Insurance
Auto Loans                                                    $1.00                                       Other Medical
Installment Loans                                             $1.00                                       Life Insurance
Credit Cards                                                  $1.00                                       Club/Union/Association Dues
Alimony/Child Support Payment                                 $1.00                                       Church/Charity
Child/Dependent Care                                          $1.00                                       Other Expense
Total Long-Term Debt                                         $10.00                                       Total Living Expenses                         $0.00

Amount of Delinquent Payments Saved

Please submit completed request forms to loss.mitigation@pmigroup.com or fax to 888.305.2956

The undersigned Servicer represents and certifies that the above information is correct and complete, and acknowledges that PMI’s decision on this request
is made in reliance upon the above representations. PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including
the right to perform additional investigation of any Claim and rely on additional facts or findings with respect to any Claim.


Name                                                                                               Date               12/8/2011
 Title


                    Have Questions?                          Phone         800.685.4764
                         Contact Us:                        E-mail         loss.mitigation@pmigroup.com
                                                           Website         www.pmi-us.com/servicers/servicingforms.html
Non-Delegated Deed-in-Lieu Request Form
Delinquent Loans

Please be aware that incomplete or inaccurate information noted on this form may result in delays or denials of workouts. This request form will expire on
May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

         Fax Number                         888.305.2956                                           Date
         E-mail Address                     loss.mitigation@pmigroup.com                           PMI Certificate #
         Phone Number                       800.658.4764                                           Borrower Names(s)

         Contact Name                                                                              Servicer Loan Number
         Servicer Name                                                                             Number of pages( including this page)
         E-mail Address                                                                            Foreclosure Sale Date

Deed-in-Lieu Required Documentation
Is this a HAFA Deed-in-Lieu Sale Request?                                    YES     NO

         Borrower(s) Current Credit Report (Within 90 days)                                        Most Recent Federal Tax Returns
         Payoff Statement or Breakdown of Total Debt                                               Current Financial Statement (see below, if needed)
         Borrower Hardship Letter                                                                  Recent Borrower Pay Stubs (Within 90 days)
         Borrower Hardship Verification                                                            Appraisal/BPO
           (e.g. Proof of reduction of income, unemployment statement)


Financial Statement

Net Monthly Income                                Borrower                     Co-Borrower                Assets
Net Monthly Salary/Wages                                                                                  Primary Residence (est. value)
Unemployment                                                                                              Other Properties (est. value)
Disability                                                                                                Checking Account Balance
Social Security / Retirement                                                                              Savings Account Balance
Pension                                                                                                   401k/IRA
Alimony / Child Support                                                                                   Stocks/Bonds/CDs
Rental Income                                                                                             Other Liquid Assets
Other Income                                                                                              Future Liquid Assets
Total Net Monthly Income                                     $0.00                         $0.00          Date Available
                                                                                                          Total Assets                                  $0.00

Monthly Expenses (Not payroll deducted)                                                                   Total Living Expenses
Long - Term Debt                                                                                          Utilities
Subject Property Payment                                                                                  Food
Other Primary Housing/ Rent (not subject)                                                                 Auto Insurance
2nd,3rd, Home Equity (subject)                                                                            Gas/Maintenance/Parking
Other Mortgage(s)                                                                                         Health Insurance
Auto Loans                                                                                                Other Medical
Installment Loans                                                                                         Life Insurance
Credit Cards                                                                                              Club/Union/Association Dues
Alimony/Child Support Payment                                                                             Church/Charity
Child/Dependent Care                                                                                      Other Expense
Total Long-Term Debt                                         $0.00                                        Total Living Expenses                         $0.00

Amount of Delinquent Payments Saved

Please submit completed request forms to loss.mitigation@pmigroup.com or fax to 888.305.2956


The undersigned Servicer represents and certifies that the above information is correct and complete, and acknowledges that PMI’s decision on this request
is made in reliance upon the above representations. PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including
the right to perform additional investigation of any Claim and rely on additional facts or findings with respect to any Claim.


Name                                                                                               Date               12/8/2011
 Title


                    Have Questions?                          Phone         800.685.4764
                         Contact Us:                        E-mail         loss.mitigation@pmigroup.com
                                                           Website         www.pmi-us.com/servicers/servicingforms.html
Non-Delegated Loan Modification Request Form
Delinquent Loans

Please be aware that incomplete or inaccurate information noted on this form may result in delays or denial of loan modification request.
This request form will expire on May 15, 2012. Please go to www.pmi-us.com/servicers/servicingforms.html for the latest version.

Required Documentation                         (All documents must be dated within 90 days of the request)

             Paystub / Income Documentation                                       Financial analysis / Budget (income & expenses)
             Credit Report                                                        Interior BPO / Appraisal
             Hardship Letter / Affidavit


                        Borrower's Information:                                                         Servicer Contact Information:
PMI Certificate #                                                                 Company Name
Servicer Loan #                                                                   Address
Borrower Name(s)                                                                  Name
Investor Name                                                                     Phone # & Extension
Investor Loan #                                                                   Fax #
Property Address                                                                  E-mail
City, State, Zip code

                   Origination Loan Information:                                                              Modified Loan Terms:
Original Loan Amount                           $                                  Loan Type*
Original Maturity Date                                                            Modified UPB (include Deferred Principal)           $
Loan Type*                                                                        Deferred Principal                                  $
                      Current Loan Information:                                   Principal Forgiveness                               $
UPB before Workout:                            $                                  Modified Term
Remaining term before mod.                                                        Modified Maturity Date
Interest Rate %                                                              %    P&I Payment (Yr. 1)                                 $
P&I Payment                                    $                                  PITI (Yr 1)                                         $
PITI                                           $                                  Payment Effective Date:
Next Pymt Due Date (before mod.)                                                  First payment due date after modification
Occupancy Status**                                                                Front End DTI %                                                             %
Current Property Value                         $                                  Monthly Surplus After Modification                  $
Valuation Date

                         Capitalization Amount                                                          Interest Rate and Terms Table:
Note: Capitalization of penalty fees and late charges are not allowed             Fixed, Step or ARM rate, please provide scheduled rate/term changes
Interest Arrears                               $                                        Start Date              Interest Rate                 Term (Months)
Escrow Advance                                 $
Foreclosure Fees                               $
Bankruptcy Fees                                $
Other Fees***                                  $
           (Fill in Here)                      $
           (Fill in Here)                      $
Borrower's Cash Contribution****
Capitalization Total                                                     $0.00                       Term Total                                         0

* e.g. 3/1 ARM, 5/1 ARM, Fixed Rate, Step Rate, etc.
** Owner Occupied , Tenant Occupied or Vacant
*** Other Fees: Description Required
**** Borrower's Cash Contribution amount will be deducted from Capitalization Total amount
Comments and/or explanation of reason(s) for failure of prior workout attempts




Please submit completed request forms to loss.mitigation@pmigroup.com or fax to 888.305.2956


The undersigned Servicer represents and certifies that the above information is correct and complete, and acknowledges that PMI’s decision on this request is
made in reliance upon the above representations. PMI reserves all of its rights and remedies under the applicable Master Policy and other law, including the
right to perform additional investigation of any Claim and rely on additional facts or findings with respect to any Claim.


  Name                                                                                                               Date                         12/8/2011
   Title


                     Have Questions?                                     Phone    800.685.4764
                          Contact Us:                                    E-mail   loss.mitigation@pmigroup.com
                                                                        Website   http://pmi-us.com/servicers/delinquent-loans.html
                                                                                      Common Fields (All Workouts)
PMI           Pool          Contract ID # Workout   Workout   Workout     Servicing     Servicer   Investor
Certificate   Certificate                 Type      Program   Effective   Company       Loan       Name
Number        Number                                Name      Date        Name          Number
                                                                                                    Additional Information Required on
ds (All Workouts)                                                                                             Delinquent Loans
               Investor   Primary    Subject     Subject     Subject       Subject    Subject      Delinquent   Reason for
               Loan       Borrower   Property    Property    Property City Property   Property Zip Amount       Delinquency
               Number     Name       Street      Street                    State      Code                      (RFD)
                                     Address 1   Address 2
 l Information Required on HAMP Trial Period, Forbearance Plan or Repayment
Delinquent Loans                                  Plan
                Borrower     Monthly   Plan Term     Start Date  End Date   Loan         New Note   Gross      Net Modified
                Cash         Payment                                        Delinquent   Executed   Modified   UPB
                Contribution                                                (Y/N)        (Y/N)      UPB
                Amount
                                                      Loan Modification
Total         Deferred    Principal   Scheduled   Old Rate % Current Rate Modified    ARM Cap      ARM
Capitalized $ Principal   Forgiveness Principal               %           Loan Type   per          Change Date
Amount        Amount      Amount      Forgiveness                                     adjustment
                                                                                                   Pre-foreclosure Sale/Short Sale
New Term   NEW Loan   Interest   IO Term   Modification                Pre-
           Maturity   Only?                Start Date   Pre-           foreclosure              Current
           Date                                         foreclosure    Sale                     Property
                                                        Sale Closing   Purchase      Net        Valuation
                                                        Date           Price         Proceeds   Type
Pre-foreclosure Sale/Short Sale                                                                       Deed-in-Lieu

         Current      Current                                                                   Current
         Property     Property     As Is      As Repaired             DIL         Current       Property
         Value        Value Date   Property   Property    Promissory Completion   Property      Value Date   Property
         (Presale)    (Presale)    Value      Value       Note Amount Date        Value (DIL)   (DIL)        Listing Price
                                                Borrower Information
-in-Lieu



                                      Monthly                    Debt
           Property       Promissory Gross          PITIA after excluding
           Listing Date   Note Amount Income        Modification PITIA
                                                 Delegated Loss Mitigation Report Definitions
Delegated loss mitigation activity should be reported to PMI on a monthly basis using the template. A loan should be
loss mitigation workout activity - e.g. Forbearance start date, HAMP trial period start date, payment plan start date, mo
earned principal forgiveness, pre-foreclosure close date, or DIL completion date. The new event only needs to be repo

This reporting template was updated on June 30, 2011 and is subject to change by PMI based on development of parameters f
information provided is considered certified as true and correct in all material respects by the party submitting the information w
relying on the accuracy and completeness of the information submitted. PMI reserves all of its rights and remedies under the a


                        Column Data Elements
                           A   Primary Certificate Number

                           B     Pool Certificate Number
                           C     Contract ID #
                           D     Workout Type




                           E     Workout Program Name




  Common Fields (All
     Workouts)


                           F     Workout Effective Date




                           G     Servicing Company Name
                           H     Servicer Loan Number
                           I   Investor Name
                           J   Investor Loan Number
                           K   Primary Borrower Name
                           L   Subject Property Street Address 1
                           M   Subject Property Street Address 2
                           N   Subject Property City
                           O   Subject Property State
                           P   Subject Property Zip Code
                           Q   Delinquent Amount

                           R   Reason for Delinquency (RFD)




Additional Info Required
 on Delinquent Loans




                           S   Borrower Cash Contribution Amount

                           T   Monthly Payment

  HAMP Trial Period,       U   Plan Term
   Forbearance or
                           V   Start Date
   Repayment Plan

                           W   End Date
                           X   Loan Delinquent (Y/N)
                           Y   New Note Executed (Y/N)
                           Z   Gross Modified UPB
                    AA   Net Modified UPB

                    AB   Total Capitalized $ Amount

                    AC   Deferred Principal Amount



                    AD   Principal Forgiveness

                    AE   Scheduled Principal Forgiveness

                    AF   Old Rate %
                    AG   Current Rate %
                    AH   Modified Loan Type
Loan Modification




                    AI   ARM Cap per adjustment
                    AJ   ARM Change Date
                    AK   NEW Term
                    AL   NEW Loan Maturity Date
                    AM   Interest Only?
                    AN   IO Term
                    AO   Modification Start Date
                    AP   Pre-foreclosure Sale Closing Date

                    AQ   Pre-foreclosure Sale Purchase Price

                    AR   Net Proceeds




 Pre-foreclosure
 Sale/Short Sale    AS   Current Property Valuation Type




                    AT   Current Property Value (Presale)

                    AU   Current Property Value Date (Presale)

                    AV   As Is Property Value

                    AW   As Repaired Property Value
                       AX   Promissory Note Amount
                       AY   DIL Completion Date



                       AZ   Current Property Value (DIL)
                       BA   Current Property Value Date (DIL)
    Deed-in-Lieu

                       BB   Property Listing Price
                       BC   Property Listing Date

                       BD   Promissory Note Amount
                       BE   Monthly Gross Income

Borrower Information
                       BF   PITIA after Modification
                       BG   Debt excluding PITIA


  Send encrypted report to:

  Phone:
  Website:
egated Loss Mitigation Report Definitions
rted to PMI on a monthly basis using the template. A loan should be included on the report upon any NEW
e start date, HAMP trial period start date, payment plan start date, modification effective date (Official),
se date, or DIL completion date. The new event only needs to be reported once.

11 and is subject to change by PMI based on development of parameters for loss mitigation programs. All
nd correct in all material respects by the party submitting the information who additionally acknowledges that PMI is
 rmation submitted. PMI reserves all of its rights and remedies under the applicable Master Policy and other law.


             Definition                                                                                       Format
             Primary certificate number                                                                       Numeric with 0 decimal places; 8
                                                                                                              digits
             PMI Pool Certificate number, only applicable if certificate is a pool loan                       Numeric with 0 decimal places
             PMI Pool Contract ID, only applicable if certificate is a pool loan                              Numeric with 0 decimal places
             Select from one of the following values:                                                         Text
             Forbearance
             Payment Plan
             Loan Modification
             Pre-Foreclosure Sale
             Deed-in-Lieu
             Select Forbearance when reporting the HAMP Trial Period
             Select from one of the following values:                                                         Text
             DQ BAU Mod
             EHLP PYMT
             HAMP - non-GSE
             HAMP PRA
             HAMP - UP Forbearance
             FannieMae-HAMP
             FNMAALTMOD2011
             Fannie Mae - Mod 24
             FannieMae-PRP
             FreddieMac-HAMP
             HAFA
             HHF PYMT
             Other - Delinquent
             Other - Performing
             SCRA
             Date that workout was finalized/official (borrower signed documents, etc).                       MM/DD/YYYY (Excel format)

              Forbearance/Trial Plan - 1st skipped or partial payment due date under the plan (Start
             Date)
              Repayment Plan - First payment due under the plan (Start Date)
              Loan Modification - 1st payment date of the newly modified loan (could be a future date).
             This would also be the date in which any change in the mortgage insurance coverage under
             the terms of the modification would go into effect. For earned principal forgiveness, the date
             of the principal reduction.
              Pre-foreclosure Sale - Date the real estate sale closed
              Deed-in-Lieu - Date on which the borrower executes the Deed

             May not be a future date.

                                                                                                              Text
                                                                                                              Numeric or Text
                                                                                            Text
                                                                                            Text
                                                                                            Text
                                                                                            Numeric or Text
                                                                                            Numeric or Text
                                                                                            Text
State abbreviation - e.g. CA                                                                Text
                                                                                            Numeric or Text
Past due amount. Does not include late fees, etc. Required for all retention workouts.      Numeric with 2 decimal places
Include decimal point only; do not include commas or dollar sign.
Select from one of the following values:                                                    Text
Abandonment of Property
Auto Repairs
Bankruptcy
Business Failure
Casualty Loss
Death of Borrower
Death of Principal Mortgagor's Family Member
Dissatisfied with property
Energy / Environmental Cost
Fraud
Illness
Inability to Rent Property
Inability to Sell Property
Incarceration
Individual Voluntary Arrangement
Marital Problems
Military Service
Moved / Vacated
Natural Disaster
Other
Over-Obligated
Payment Adjustment
Payment Dispute
Property Problem
Relationship Breakdown
Servicing Problems
Temporary Curtailment of Income
Unable to Contact Borrower
Unemployment
Amount borrower is able to contribute to the workout transaction. Include decimal point only; Numeric with 2 decimal places
do not include commas or dollar sign.
Monthly payment under the forbearance, repayment plan, HAMP trial period. Include decimal Numeric with 2 decimal places
point only; do not include commas or dollar sign.
Number of installments under the forbearance, repayment plan, HAMP trial period               Numeric with 0 decimal places
HAMP Trial Period, forbearance or repayment plan first payment due date under plan.         MM/DD/YYYY (Excel format)

Last installment due date under the forbearance, repayment plan, HAMP trial period          MM/DD/YYYY (Excel format)
Indicate whether or not the loan is currently delinquent.                                   Text
Indicate whether or not a new Note was executed in conjunction with the workout.            Text
Gross Unpaid Principal Balance after loan modification; this includes any deferred          Numeric with 2 decimal places
principal and excludes principal forgiveness. Include decimal point only; do not include
commas or dollar sign.
The unpaid principal balance of a loan after the loan modification excluding any deferred       Numeric with 2 decimal places
principal; can also be referred to as Amortizing Modified UPB Amount.
Provide the dollar amount of any capitalization increasing the loan balance as part of the      Numeric with 2 decimal places
workout. Include decimal point only; do not include commas or dollar sign.
Provide amount of principal forbearance granted as part of the modification. Initially the      Numeric with 2 decimal places
Schedule PRA Amount should be included in this field. Include decimal point only; do not
include commas or dollar sign.
Provide amount of principal forgiven as part of the modification. Include decimal point only;   Numeric with 2 decimal places
do not include commas or dollar sign.
Provide amount of principal forgiveness that is scheduled to be forgiven in the future (e.g.    Numeric with 2 decimal places
Principal Reduction Alternative Amount).
Interest rate of the loan immediately preceding the loan modification effective date            Numeric with 3 decimal places
Interest rate of the loan as of the loan modification effective date                            Numeric with 3 decimal places
Select from one of the following values:                                                        Text
10/1 ARM
15/1 ARM
3/1 ARM
3/3 ARM
5/1 ARM
5+ Year ARM
7/1 ARM
ARM - Pos. Am
Fixed Rate / Fixed Pmt.
Step Rate
If the modified loan is an ARM, enter the per adjustment Interest Rate Cap                      Numeric with 3 decimal places
If the modified loan is an ARM, enter the date of the first interest rate adjustment            MM/DD/YYYY (Excel format)
Number of remaining monthly payments due under the loan modification plan.                      Numeric with 0 decimal places
Date the modified Loan matures.                                                                 MM/DD/YYYY (Excel format)
Does the modified loan have an interest only loan feature? Yes or No                            Text
Term (in months) of interest-only payments under the modified loan                              Numeric with 0 decimal places
1st payment due date under the modified terms of the loan (Official)                            MM/DD/YYYY (Excel format)
Date of pre-foreclosure sale (i.e. Close of Escrow). May not be a future date.               MM/DD/YYYY (Excel format)
Final sales price of pre-foreclosure sale. Include decimal point only; do not include commas
or dollar sign.                                                                              Numeric with 2 decimal places
Equal to Sales Price less Closing Costs, Commissions and any other applicable fees. Include
decimal point only; do not include commas or dollar sign.                                    Numeric with 2 decimal places

Select from one of the following values:
Appraisal
AVM
BPO
BPO - Drive By
BPO - Interior
External
In House
List Price                                                                                      Text

Recent property value as determined by a Property Valuation (e.g. appraisal) conducted prior
to the pre-foreclosure sale date of the Property, i.e. current Fair Market Value (FMV). Include
decimal point only; do not include commas or dollar sign.                                       Numeric with 2 decimal places

Date of recent Property Valuation                                                               MM/DD/YYYY (Excel format)
Estimated value of the property in current condition. Include decimal point only; do not
include commas or dollar sign.                                                                  Numeric with 2 decimal places
Estimated value of the property after all repairs are completed. Include decimal point only; do
not include commas or dollar sign.                                                              Numeric with 2 decimal places
Amount of Pre-foreclosure promissory note. Include decimal point only; do not include
commas or dollar sign.                                                                         Numeric with 2 decimal places
Date that the deed-in-lieu was completed. May not be a future date.                            MM/DD/YYYY (Excel format)
Recent property value as determined by a Property Valuation (e.g. appraisal) conducted prior
to the Deed-in-Lieu date of the Property, i.e. current Fair Market Value (FMV). Include
decimal point only; do not include commas or dollar sign.                                    Numeric with 2 decimal places
Date of Broker’s Price Opinion (BPO) or Appraisal                                              MM/DD/YYYY (Excel format)
Current listing price of property after DIL. Include decimal point only; do not include commas
or dollar sign.                                                                                Numeric with 2 decimal places
Dated property was listed after DIL                                                            MM/DD/YYYY (Excel format)
Amount of Deed-In-Lieu promissory note. Include decimal point only; do not include commas
or dollar sign.                                                                                Numeric with 2 decimal places
 Total monthly gross income used in evaluating the borrower for the workout.                   Numeric with 2 decimal places
 The sum of the principal, interest, taxes, insurance, and association fees monthly payments
after the modification.                                                                        Numeric with 2 decimal places
The sum of the borrower's monthly debt excluding the modified PITIA payment.                   Numeric with 2 decimal places


workouts@pmigroup.com
or via other established secure channel.
800.685.4764
http://www.pmi-us.com/servicers/

				
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