Document Based 5 Paragraph Persuasive Essay - Westinghouse by yaoyufang


									                                       Document Based 5 Paragraph Persuasive Essay

Prompt: Currently, state and federal governments are attempting to cut money out of every budget due to recent
financial hardship. One of the most recent topics to be debated is funding for college – including money to state colleges
as well as money given as student loans. Given the following documents, write a persuasive 5-paragraph letter to your
state senator detailing why or why not the government should continue provide the same level of funding.

         This paper must be typed and submitted on Criterion/emailed to your teacher by Monday, November 7th at
          8:00am. NO EXCEPTIONS

         You must have a rough draft written and printed by Friday, November 4th. All those that come to class
          unprepared will receive a 0 for the day’s assignment.

         This is a letter to a senator and should be in the form of a letter with the writing format of ACTS, (3)MEL-CON,

         Don’t copy and paste your previous 2 MEL-CON paragraphs without proofreading and revising them to fit the
          full paper

         Ask questions early! Don’t wait until Friday to ask.

         All of the documents from previous assignments as well as 2 additional documents are provided, you do not
          have to use all of the documents but should use most to articulate your arguement

ACT Standards Addressed


BOA.401, BOA.501, BOA.601,

PPF.502, PPF.602, PPF.702,


        •Writer takes a clear, defined position in response to the prompt
        •Writer uses a critical context; shows understanding of the complexity of the issue by evaluating implications or
        •Writer acknowledges and responds thoroughly to the counterargument
        •Writer uses a predictable structure that grows from a strong, specific purpose
        •Writer uses logical sequencing and advanced transitions integrated into the essay
        •Writer’s introduction and conclusion are well-developed, highly effective, and clear
                       5                    4/3                 2/1                 0

Structure              Written in proper    Written in proper   Written in wrong    Written in the
                       format with clear    format with         format with         wrong format, no
                       thesis statement,    vague thesis        vague thesis        clear thesis,
                       proper supporting    statement,          statement,          arguments don’t
                       arguments, logical   supporting          arguments are       support thesis, no
                       connections, and     arguments, semi     not supporting      connections, and
                       proper audience.     logical             thesis, semi        changing
                                            connections, and    logical             audience
                                            undetermined        connections, and
                                            audience.           wrong audience.

Evidence               All statements are   Most statements     Statements are      Statements
                       based upon           are based upon      loosely based       provide no
                       evidence             evidence            upon evidence       evidence
                       supported            supported           provided or are
                       through the          through the         opinion based
                       documents            documents
                       provided or cited    provided or cited
                       resources            resources

Mathematical           All mathematical     80% of              50% of              No mathematical
Reasoning              reasoning and        mathematical        mathematical        reasoning or
                       interpretations      reasoning and       reasoning and       interpretation
                       are well             interpretations     interpretations     provided
                       constructed with     are constructed     are found using
                       proper methods       with proper         proper methods

Mathematical           Numbers used to      Numbers used to     Numbers used to     Numbers are not
Accuracy, Precision,   justify arguments    justify arguments   justify arguments   used to justify
and Cohesion           are precise and      are precise but     are neither         arguments
                       accurate and         not accurate (or    precise nor
                       explained in a       vice versa) and     accurate but
                       cohesive manner      explained in a      explained in a
                                            semi- cohesive      semi-cohesive
                                            manner              manner
Chart A
  Chart B

Chart C

            Sources: The College Board, Education Pays 2010, Figure 1.1; U.S. Census
            Bureau, 2009; Internal Revenue Service, 2008; Davis et al., 2009; calculations
            by the authors.
Student loan default rates jump                                                The figures come as a stalled economy is hitting student borrowers from
                                                         Document D            two sides -- forcing cash-strapped state institutions to raise tuition, and
Feds: More student borrowers default on federal student loans                  making it harder for graduates to find jobs. The unemployment rate of
                                                                               4.3 percent for college graduates remains substantially lower than for
                                                                               those without a degree. But many student borrowers don't finish the
                                                                               degree they borrow to pay for.
Justin Pope, AP Education Writer, On Monday September 12, 2011,
10:44 pm EDT                                                                   The Department of Education has begun an income-based repayment
                                                                               plan that caps federal loan payments at 15 percent of discretionary
                                                                               income. And new regulations the Obama administration has imposed on
The number of borrowers defaulting on federal student loans has jumped         the for-profit sector have prompted those so-called proprietary colleges
sharply, the latest indication that rising college tuition costs, low          to close failing programs and tighten enrollment. Both developments
graduation rates and poor job prospects are getting more and more              could help lower default rates in the future.
students over their heads in debt.
                                                                               Administration officials took pains to praise the for-profit sector for
The national two-year cohort default rate rose to 8.8 percent last year,       recent reforms, but also said flatly that those schools -- along with the
from 7 percent in fiscal 2008, according to figures released Monday by         weak economy -- are largely to blame for the current increases. Among
the Department of Education.                                                   some of the largest and better-known operators, the default rate at the
                                                                               University of Phoenix chain rose from 12.8 to 18.8 percent and at ITT
Driving the overall increase was an especially sharp increase among            Technical Institute it jumped from 10.9 percent to 22.6 percent.
students who borrow from the government to attend for-profit colleges.
                                                                               "We are disappointed to see increases in the cohort default rates for our
Of the approximately 1 million student borrowers at for-profit schools         students, as well as students in other sectors of higher education," said
whose first payments came due in the year starting Oct. 1, 2008 -- at the      Brian Moran, interim president and CEO of APSCU, the Association of
peak of the financial crisis -- 15 percent were already at least 270 days      Private Sector Colleges and Universities, which represents the for-profit
behind in their payments two years later. That was an increase from 11.6       sector. He said for-profit schools were taking remedial steps, including
percent among those whose first payments came due the previous year.           debt counseling for students, to bring down the rates.

At public institutions, the default rate increased from 6 percent to 7.2       "We believe that the default rates will go down when the economy
percent and from 4 percent to 4.6 percent among students at private not-       improves and the unemployment rate drops," he said.
for-profit colleges.
                                                                               ITT, owned by ITT Educational Services, did not immediately respond
"I think the jump over the last year has been pretty astonishing," said        to requests for comment.
Debbi Cochrane, program director for the California-based Institute for
College Access & Success.                                                      Chad Christian, a spokesman for Phoenix, owned by Apollo Group, Inc.,
                                                                               said colleges throughout the country are seeing increased default rates
Overall, 3.6 million borrowers entered repayment in fiscal 2009; more          due to the economy.
than 320,000 had already defaulted last fall, an increase of 80,000 over
the previous year.                                                             "We are committed to helping our students understand and manage
                                                                               financial aid debt levels," Christian said.
The federal default rate remains substantially below its peak of more
than 20 percent in the early 1990s, before a series of reforms in              The department emphasized that it eventually manages to collect most of
government lending. But after years of steady declines it has now risen        the money it's owed, even from defaulters. But that's part of the reason
four straight years to its highest rate since 1997, and is nearly double its   federal student loan defaults are so hard on borrowers -- they can't be
trough of 4.6 percent in 2005.                                                 discharged in bankruptcy. Defaulting can also wreck students' credit and
                                                                               keep them from being able to return to school later with federal aid.
Troubling as the new figures are, they understate how many students will
eventually default. Last year's two-year default rate increased to more        "There are very few avenues for escaping that," Cochrane said. Also,
than 12 percent when the government made preliminary calculations of           "many employers these days are starting to check credit so it can hurt
how many defaulted within three years. Beginning next year, the                your job prospects."
department will begin using the figure for how many default within three
years to determine which institutions will lose eligibility to enroll
students receiving government financial aid.                                   According to calculations by TICAS and using the latest available
                                                                               figures, in 2008 average debt for graduating seniors with student loans
                                                                               was $20,200 at public universities, $27,650 at private non-profits and
                                                                               $33,050 at private for-profits.

                                                                               Justin Pope covers higher education for the AP. You can reach him at

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