Cease and Desist Form Letter Debt
Collection Practices
This attorney drafted letter sets forth the template by which
a consumer can advise a debt collection agency to cease and
desist from communicating with the consumer.
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EXPRESS, IMPLIED, OR OTHERWISE, INCLUDING AS TO THEIR LEGAL EFFECT AND
COMPLETENESS. They are for guidance and should be modified to meet your needs and the
laws of your state. Use at your own risk. Docstoc and anyone who participated in providing or
modifying any form is not creating or entering into an Attorney-Client relationship. Docstoc
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does document proprietary, advice.
your own attorney.
Title of Document
_____ [Instruction: Insert your letterhead here.]
Via Certified Mail, Return Receipt Requested
_____ [Instruction: Insert Date.]
_____ [Instruction: Insert Debt Collector’s name.]
_____ [Instruction: Insert Debt Collector’s address.]
_____ [Instruction: Insert Debt Collector’s city, state and zip code.]
Re: Collection of Account Number: ______ [Instruction: Insert information
about debt being collected.]
Dear Debt Collector:
Pursuant to my rights under applicable provisions of federal debt collection laws including
Public Law 95-109, Section 805-C of the Fair Debt Collection Practices Action, I am requesting
that you immediately cease and desist communication with me, my family, friends and employer
regarding any and all attempts to collect the above-referenced debt and all other alleged debts
you claim I owe.
You are hereby notified that if you do not comply with this request, I will immediately file a
complaint with the Federal Trade Commission and the _____ [Instruction: Insert your state.]
Attorney General’s Office.
This letter shall also serve as notice that I may utilize telephone recording devices in order to
document any future telephone conversations between us. Please be advised I retain any and all
rights to seek any and all rights available to me at law or in equity with respect to any negative
information placed on my credit bureau reports by your agency after receipt of this notice.
Sincerely,
[Instruction: Insert Debtor signature block.]
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