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Miriam Frankel
Alpine Commercial Capital
(646) 442-4220

Alpine Commercial Capital Launches Small-Balance Commercial Lending Program

New York, NY (January 3, 2007) – Alpine Commercial Capital announced today it has
launched Alpine Capital Finance (ACF), specializing in originating, acquiring and
securitizing commercial mortgage loans throughout the United States. ACF offers
(1) non SBA financing for owner-occupied small business real estate loans;
(2) conventional financing for commercial investment properties; and (3) multifamily and
mixed-use property financing. Loan amounts range from $500,000 to $5 million and all
programs are offered both on a stated and fully-documented basis. ACF also offers
bridge financing / hard money loans ($1 million - $100 million) for quick closes
(generally 10 business days), renovations, vacant property acquisitions, poor credit, etc.

Since September 2006, ACF has funded small balance commercial loans totaling over
$28 million. Below are some representative ACF transactions:

       (1) $5.35 million refinancing of a multi-tenant strip mall in Houston, TX
       (2) $4.30 million renovation loan for multi-tenant retail center in Rhode Island
       (3) $2.10 million refinancing and construction loan for a bowling alley in Panama
           City, FL
       (4) $1.50 million cash-out refinancing of an owner-occupied supermarket in
           Turlock, CA
       (5) $1.50 million acquisition of an investment retail strip center in Arlington, TX
       (6) $1.40 million construction loan to complete the development of a mixed-use
           building in Brooklyn, NY
       (7) $1.20 million renovation loan for an owner-occupied tennis, swim, and fitness
           club in Augusta, GA
       (8) $1.12 million acquisition loan for an investment retail strip center in Rockland
           County, NY.
       (9) $960,000 acquisition loan for an owner-occupied multi-tenant office building
           in Phoenix, AZ.

ACF plans to continue its success and scale the lending platform in 2007. “Alpine
Capital Finance will set a new standard for small balance lending,” stated Greg Hersly,
Managing Director of Alpine Commercial Capital. “ACF delivers an extensive platform
of small balance debt products on a national basis with the highest level of
professionalism, efficiency and reliability.”
“We believe that the small balance commercial lending market is extremely fragmented
and inefficient. Local and regional banks collectively fund a majority of the small
balance volume in the United States, concentrated in their respective geographic
domain,” explained Joshua Zegen, President of Alpine Commercial Capital. “ACF plans
to fill this void in the space by providing comprehensive national loan programs to our
broker network and referral sources.”

ACF is an integral part of the commercial loan products offered by Alpine Commercial
Capital including: Structure Finance Solutions, Large Loans via Alpine’s Wall Street and
Insurance Company Partners and Bridge Loan Financing. Alpine Commercial Capital
offers a superior variety of financing solutions.

About Alpine Commercial Capital
Alpine Commercial Capital is a national, privately held real estate advisory firm
specializing in real estate capital transactions including senior debt, structured debt,
bridge capital, mezzanine debt and joint venture equity. Alpine's clients include some of
the most active developers and owners both nationally and in the New York metropolitan
area. Alpine has offices in New York, NY and Beverly Hills, CA. Visit us at

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