TABLE 6.3 CONSUMER CREDIT £ millions
(c)
Gross lending
Not seasonally adjusted
Banks Building Other Retailers Insurance Total of which:
societies specialist companies credit other
lenders card
LPA/Q/M VZRA VZRB VZQF RSBP RLCX VZQG VZQH VZQI
1996 76 884 2 880 17 345 5 813 296 103 218 55 090 48 128
1997 87 690 1 802 20 400 6 011 233 116 136 60 258 55 878
1998 102 851 1 688 23 012 6 051 285 133 887 66 399 67 488
1999 (c) 113 685 1 955 25 126 5 835 278 146 879 83 956 62 923
1998 Q3 27 020 437 6 015 1 412 76 34 960 17 153 17 807
Q4 27 133 493 5 921 1 708 74 35 329 18 379 16 950
1999 Q1 (c) 26 147 322 5 908 1 522 84 33 983 18 633 15 349
Q2 27 264 491 6 186 1 316 59 35 316 20 380 14 936
Q3 29 733 558 6 674 1 377 61 38 403 21 708 16 695
Q4 30 542 584 6 358 1 620 74 39 178 23 235 15 943
2000 Q1 31 740 619 6 119 1 422 47 39 947 22 148 17 799
Q2 32 418 599 6 219 1 261 48 40 545 23 626 16 919
1999 May 8 525 156 2 032 397 19 11 129 6 482 4 646
Jun 9 891 181 2 166 507 17 12 762 7 290 5 472
Jul 9 869 175 2 181 424 18 12 667 7 375 5 292
Aug 9 849 184 2 213 433 20 12 699 7 271 5 428
Sep 10 015 199 2 280 520 23 13 037 7 062 5 975
Oct 9 522 179 1 973 470 25 12 169 6 868 5 301
Nov 10 559 197 2 096 501 26 13 379 7 867 5 512
Dec 10 461 208 2 289 649 23 13 630 8 500 5 130
2000 Jan 9 852 188 1 904 376 19 12 339 6 953 5 385
Feb 10 482 192 1 971 467 15 13 127 7 271 5 856
Mar 11 407 239 2 244 579 13 14 482 7 925 6 557
Apr 9 754 176 1 907 372 14 12 223 7 153 5 069
May 11 515 211 2 197 419 16 14 358 8 442 5 917
Jun 11 149 212 2 115 470 18 13 964 8 032 5 932
Jul 11 194 218 2 124 431 18 13 985 8 355 5 629
Seasonally adjusted
Banks Building Other Retailers Insurance Total of which:
societies specialist companies credit other
lenders card
LPA/Q/M VZQJ VZQK VZQL RLCT VZQM VZQN VZQO VZQP
1996 76 405 2 878 17 271 5 797 301 102 652 54 605 48 046
1997 88 107 1 787 20 360 6 005 236 116 495 60 461 56 034
1998 102 790 1 666 22 994 6 051 286 133 787 66 160 67 628
1999 (c) 114 000 1 954 25 122 5 839 275 147 189 83 990 63 200
1998 Q3 26 260 432 5 783 1 507 70 34 052 16 850 17 202
Q4 26 578 458 5 872 1 486 71 34 466 17 196 17 270
1999 Q1 (c) 27 124 360 6 067 1 516 82 35 149 19 849 15 299
Q2 27 585 501 6 316 1 453 66 35 921 20 472 15 449
Q3 28 985 542 6 393 1 466 61 37 447 21 270 16 178
Q4 30 306 551 6 345 1 404 66 38 672 22 399 16 274
2000 Q1 32 168 658 6 268 1 412 47 40 553 23 081 17 472
Q2 32 923 610 6 353 1 403 54 41 343 23 921 17 423
1999 May 8 969 158 2 118 478 22 11 745 6 804 4 941
Jun 9 537 178 2 157 482 20 12 374 7 041 5 333
Jul 9 567 174 2 125 476 20 12 363 7 045 5 317
Aug 9 656 184 2 110 500 20 12 470 7 170 5 300
Sep 9 762 184 2 158 490 21 12 615 7 054 5 561
Oct 9 876 179 2 047 475 22 12 599 7 300 5 299
Nov 10 203 191 2 135 462 23 13 014 7 408 5 605
Dec 10 227 181 2 164 467 21 13 060 7 690 5 370
2000 Jan 10 592 192 2 006 476 18 13 284 7 652 5 632
Feb 10 834 207 2 137 466 15 13 659 7 782 5 877
Mar 10 741 258 2 126 470 14 13 610 7 648 5 962
Apr 10 825 194 2 082 460 16 13 577 8 030 5 546
May 11 259 211 2 173 493 18 14 154 8 045 6 110
Jun 10 839 206 2 098 450 20 13 612 7 846 5 766
Jul 11 192 216 2 114 480 19 14 021 8 312 5 708
Notes at end of Table
T33
TABLE 6.3 (continued) £ millions
Net lending (c)
Not seasonally adjusted
Banks Building Other Retailers Insurance Total of which:
societies specialist companies credit other
lenders card
LPA/Q/M AIKN ALPY VZQQ AAPP RSBK VZQC VZQS VZQT
1996 7 682 383 3 156 75 - 81 11 215 3 029 8 186
1997 9 028 120 2 654 208 4 12 013 3 508 8 506
1998 11 711 - 22 2 810 7 - 16 14 490 4 854 9 636
1999 (c) 10 999 10 3 439 192 - 78 14 561 5 258 9 303
1998 Q3 3 358 -2 869 - 46 2 4 181 1 320 2 861
Q4 2 907 18 590 179 -4 3 690 2 151 1 539
1999 Q1 (c) 2 134 7 419 49 13 2 622 - 155 2 777
Q2 3 023 16 913 - 130 - 11 3 811 1 557 2 254
Q3 3 072 19 955 1 - 64 3 983 1 316 2 667
Q4 2 769 - 32 1 152 272 - 16 4 145 2 540 1 605
2000 Q1 2 604 20 413 - 142 - 11 2 883 - 205 3 088
Q2 3 682 2 311 - 133 - 11 3 851 1 924 1 927
1999 May 461 9 498 - 13 -3 952 210 742
Jun 1 573 7 174 - 66 - 11 1 677 542 1 135
Jul 833 1 183 1 - 20 998 548 450
Aug 1 457 4 403 21 - 24 1 861 615 1 246
Sep 782 14 369 - 21 - 20 1 124 153 971
Oct 514 - 42 53 16 - 12 529 170 359
Nov 1 048 8 757 59 -4 1 868 725 1 143
Dec 1 207 2 341 197 - 1 747 1 645 102
2000 Jan 1 030 2 - 44 - 158 -1 829 (b) - 472 1 301 (b)
Feb 401 - -2 12 -4 408 (b) - 80 488 (b)
Mar 1 172 18 458 4 -6 1 647 347 1 300
Apr 898 - 17 140 - 45 -6 971 454 517
May 1 652 14 30 - 24 -4 1 669 910 759
Jun 1 131 5 140 - 64 -1 1 212 560 652
Jul 1 169 (a) 9 342 (a) - 15 -1 1 504 568 936
Amounts AILB VQHT VZRC ATLY RSBL VZRD VZRE VZRF
outstanding 89 673 323 28 616 2 557 1 137 122 305 35 156 87 149
Seasonally adjusted
Banks Building Other Retailers Insurance Total of which:
societies specialist companies credit other
lenders card
LPA/Q/M VRZZ VZQU VZQV AGTT VZQW RLMH VZQX VZQY
1996 7 645 389 3 128 77 - 73 11 166 2 914 8 252
1997 9 053 125 2 676 195 6 12 054 3 381 8 674
1998 11 719 - 18 2 810 -5 -9 14 497 4 742 9 755
1999 (c) 11 041 13 3 441 166 - 78 14 582 5 181 9 401
1998 Q3 3 008 -7 788 -6 2 3 785 1 259 2 526
Q4 2 875 17 505 - 42 3 3 358 1 188 2 170
1999 Q1 (c) 2 889 1 552 81 5 3 528 1 236 2 292
Q2 2 732 23 891 11 - 13 3 644 1 255 2 389
Q3 2 750 12 849 38 - 49 3 600 1 245 2 355
Q4 2 669 - 23 1 149 36 - 21 3 810 1 445 2 365
2000 Q1 3 317 12 546 - 84 - 20 3 770 1 263 2 507
Q2 3 515 9 261 4 - 14 3 775 1 590 2 185
1999 May 417 10 486 14 -4 923 213 710
Jun 1 195 5 182 - 15 -9 1 358 435 923
Jul 1 026 -1 192 15 - 16 1 216 504 712
Aug 987 1 390 31 - 17 1 392 503 889
Sep 737 12 267 -8 - 16 992 238 754
Oct 1 062 - 23 98 9 - 11 1 135 367 768
Nov 729 3 685 1 -6 1 412 438 974
Dec 878 -3 365 26 -4 1 262 640 622
2000 Jan 1 303 3 14 - 29 -5 1 286 (b) 235 1 051 (b)
Feb 1 106 2 92 - 30 -7 1 164 (b) 530 634 (b)
Mar 907 7 439 - 25 -8 1 321 498 823
Apr 1 096 -5 115 11 -8 1 210 298 912
May 1 543 13 16 2 -5 1 570 829 741
Jun 875 1 129 -9 -1 996 463 533
Jul 1 233 (a) 5 355 (a) -2 1 1 592 526 1 066
Amounts VRVV VZRG VZRH RLBO VZQZ VZRI VZRJ VZRK
outstanding 89 692 329 28 641 2 617 1 133 122 411 35 198 87 213
Notes to Table 6.3
(a) Includes the effect of acquisitions/disposals of consumer credit portfolios; for the effect in this and in other months, see Table 6.4.
(b) The timing of self-assessment income tax payments this year may have boosted other (non-credit card) consumer lending in January, which was largely reversed
in February.
(c) Data have been revised from January 1999 onwards due to the availablity of a more accurate breakdown between credit card and 'other' lending - see Explanatory Notes
at the end of this publication.
T34
argely reversed
T34