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RONALD A. STERN

Irvine, CA 92602

ron.stern@cox.net





IT MANAGEMENT



Dynamic Business Development, Strategy and Technology Specialist with demonstrated ability to translate “Big

Picture” strategy into actionable plans and achieve bottom line results. Accomplished career successfully directing

IT operations, application development and organizational leadership. Proven expertise leading the design,

development, configuration, and implementation of robust infrastructures and enterprise-wide systems. Repeated

success in innovative IT solutions that directly promote business growth. Demonstrated success developing and

maintaining lasting relationships with key clients while fully communicating technical solutions to users and

executives at all levels of technical proficiency. Influential leadership and management abilities; able to coordinate

and oversee cross-functional teams throughout all stages of the development life cycle.



Technical and Management Strengths:

 Full Life Cycle Project Management  Enterprise Systems Architecture

 Resource Management / Cost Containment  Systems Implementation & Support

 Team Development & Organizational Leadership  Change / Configuration Management

 Policies & Procedures Development  Talent Management

 Budgetary Oversight & Schedule Coordination  Vendor & Contract Management





PROFESSIONAL EXPERIENCE



CITI RESIDENTIAL LENDING, Orange, CA January 2006 – August 2008

Vice President, Business Development/Technology

Overall responsibility for technology initiatives and vendor management for the Portfolio Retention division of Citi

Residential Lending which is part of Citigroup, today’s pre-eminent financial services company, with some 200

million customer accounts in more than 100 countries. Advocate and liaise between line of business and IT

services. Successfully managed third party vendors responsible for critical business services such as credit, flood,

appraisal and loan processing operations.



 Managed the design, development and implementation of a workflow based CTI (computer telephony

integration) enabled CRM application used as the point of sale tool for the divisional sales teams,

enabling them to quickly and logically work with customers. Liaised with marketing and loan servicing

departments to ensure smooth flow of customer information in and out of the system in real-time.

 Designed infrastructure for 3 remote call centers including large and small bandwidth sites. All sites

were interconnected and operated as one virtual call center enabling management to respond to call

volumes in real-time.

 Designed and acted as Project Manager for the delivery of a 5 phase enhancement project across 4

business critical vendors, creating an integrated workflow based solution utilized by the sales team and

outsourced loan fulfillment vendor allowing all parties to work seamlessly together.

 Implemented a fully automated reporting system utilizing Business Objects, enabling sales management

to accurately track sales and call center metrics.



AMERIQUEST MORTGAGE COMPANY, Orange, CA

Vice President, Business Strategies

Drove strategy, coordination and execution of mid and large-scale development and implementation projects for the

retail sales channel, providing full-lifecycle project management while overseeing cross-functional teams throughout

all project phases. Collaborated extensively with Sr. Management, retail sales managers and vendors to define

needs, determine requirements, develop specifications, analyze risks and coordinate project

schedules and budgets. Created a cohesive, focused group that analyzed, identified and established project

management/development methodologies (SDLC) ensuring standardization and cohesion among the project

management and development teams.

Ronald A. Stern Page 2



AMERIQUEST MORTGAGE COMPANY

Vice President, Business Strategies (continued)

 Designed/developed/implemented an integrated telephony interface with Ameriquest’s proprietary point

of sale system, asap! AE, resulting in a 35% increase in productivity.

 Increased average lead contacts and applications 125% for Ameriquest’s Portfolio Retention group

while managing the design and implementation of a new lead distribution process known as Lead off

the Top (LOTT).

 Designed a lead scoring system that increased lead to application conversions 37%.



Vice President, Vendor Management and Business Controls

Redefined Vendor Management policies and procedures. Established goals, selected vendors, negotiated/re-

negotiated contracts and managed vendors to ensure that business goals were consistently achieved and service

level agreements (SLA’s) were met. Directly managed 25 member team responsible for multi-billion dollar annual

spend across 250+ vendors.



 Created a preferred Title vendor relationship program that reduced vendor selection from 100+ to only 5

strategic title companies resulting in faster turn times and improved working relationships.

 Reduced monthly spend for automated valuation models (AVM’s) $275,000 by revising guidelines for

AVM ordering and data retention/sharing.

 Reduced credit transaction charges 53% while simultaneously increasing support levels from the

vendors.

 Integrated the FNC Appraisal solution with Ameriquest’s asap! LC loan origination system. Delivered

project 2 months ahead of schedule.



INDYMAC BANK F.S.B., Irvine, CA March 2000 – November 2005

Vice President, Information Technology

Responsible for entire IT infrastructure, budget and development efforts for Business to Consumer (B2C) division.

Focused on infrastructure design and implementation, system analysis and software development to ensure

reliability, stability and competitive advantage. Collaborated closely with executive management to define and

implement SDLC methodologies across the enterprise.



 Managed $2.5 Million system upgrade of a mission critical Loan Origination System (LOS). Project

was on time and $300,000 under budget.

 Automated critical business processes enhancing the productivity of multiple departments across

multiple business units which reduced overhead costs by over $1 Million annually and increased

productivity 25%.

 Managed infrastructure redevelopment of B2C/CDI Systems which eliminated 10 single points of failure

over a 90 day period.

 Integrated Lead Aggregation systems with Interactive Intelligence Customer Interaction Center (CIC)

telephony system for real-time delivery of multi-lender and consumer inquires for immediate callback.

This integration increased pull through of transferred leads by over 75%.

 Integrated FNC Appraisal Services into LOS. This provided automated ordering, status updates and

first level review. Reduced appraisal staffing needs and increased turn around time by 20%.

 Integrated Indymac’s EMITS technology into Gallagher Millennium LOS and IndymacMortgage.com to

enable real-time risk based pricing for consumers.





PLAID BROTHERS SOFTWARE – Irvine, CA February 1990 – January 2000

Manager of Information Technology

Plaid Brothers Software was the preeminent leader in contact and portfolio management for investment

brokerages. Partnered with sales and development teams to attract Wall Street’s largest firms including: BT Alex.

Brown Inc., CIBC Oppenheimer Corp., Advest Inc., Legg Mason Wood Walker Inc. and J.C. Bradford & Co .

Ronald A. Stern Page 3



PLAID BROTHERS SOFTWARE

Manager of Information Technology (continued)

 Made key contributions to the company’s growth to over 100 employees and $12 Million in revenues

contributing to the sale of the company to Sungard Data Systems in 1998.

 Reduced telecommunication costs 50% by consolidating vendors and negotiating reduced rates.

 Designed and built Data Center and Operations teams for 24/7 availability of over 125 Database and

Web Servers in a Microsoft centric environment.

 Implemented SDLC methodologies without impacting entrepreneurial development style.

 Designed and implemented Corporate Anti-Virus Solution and data recovery policy and procedures.

 Created/implemented/maintained corporate Internet/Intranet and demonstration websites.

 Reduced annual IT spending $2 Million by implementing virtual server technology.

 Coordinated the relocation of corporate headquarters including building selection, lease negotiation,

space planning, vendor selection, and physical relocation.



Manager of Database Administration

 Adapted and coordinated design, development and implementation of database schema’s for internal

and external applications

o Database Servers: Microsoft SQL 4.x – 7.x, Sybase SQL Server 4.x – 11.x, Oracle, Ingres DB,

HP Allbase, Watcom SQL, Dbase, Microsoft Access

o Operating Systems: OS/2, Windows 3.x/95/98/NT, AIX, Solaris, HP-UX



Additional positions and accomplishments at Plaid Brothers Software

Senior Systems Specialist

Database Administrator

Systems Specialist/Help Desk

 Designed and implemented network topology and infrastructure.

 Managed Internet Firewall and Microsoft Exchange Server (4.x, 5.x).

 Liaison between Plaid Brothers Software and Spinnaker Software in joint-venture development of a

DOS based contact management application. Product was distributed on schedule under the name

PFS:Prospect.

 Provided telephone support for 2500+ users of DOS based portfolio and contact management

software.

 Repaired hardware and provided software support for corporate office.





EDUCATION



Psychology, California State University, Sacramento

Business, California State University, Fullerton





COMPANY SPONSORED PROFESSIONAL DEVELOPMENT



 Six Sigma – Green belt  Account & Portfolio Management

 PMI – Project Management  Coaching for success

 Leadership Development Institute



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