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									The Regency Fund Ltd.
  Alternative investment strategies
       A Private Offering
      Of Fixed Rate Notes
Secured Primarily by Real Estate
            R
         Mission Statement

 To maximize strong secure earnings
   potential for our investor, while
exercising moral corporate citizenship
    for our borrower, at minimal
           investment risk.
Company Profile
Wholly owned by Hamilton Management Group
30 years lending experience
Nationwide Equities Corporation
Hamilton Title & Abstract
                         Hamilton
                        Management
                          Group



      Nationwide            Hamilton      Regency
     Equities Corp       Title & Abstract  Fund



New Life       Income     Title Express
Partnership     Power       Network
Private Offering Objective
The Regency Fund was created to . . .
 Provide aggressive returns to private investors
 Provide lending options to needy borrowers
Minimum denominations of $25,000
One, two or three year terms
Flexible interest payments
  Monthly interest payments or reinvestment option
Fixed interest rates range from 8% to 12%
based on the term of the note
                Investment Options
     Yield                 8%               10%                 12%
     Term                1 year            2 year              3 year
   Early                1 month          2 months            3 months
Withdrawal              Interest          Interest            Interest
Forfeiture *
* Less than $100,000 requires 30 days; more than $100,000 requires 60 days
      USE OF FUNDS
  High coupon residential mortgages
  Small commercial and mixed use
products
  Asset-based lending
  Leasing opportunities
High Coupon Returns
              High-Yield Opportunity
            AGGRESSIVE NON-VOLATILE RETURN

                           INDEX                    3 YEAR
                                                   AVERAGE
*The Regency Fund (Reinvestment Option)             12.68%
*The Regency Fund (Monthly Dividend)                12.00%
**Oppenheimer Equity Fund, Inc. (Class A Shares)    8.30%
**CD – 3 Year                                       4.84%
**Treasury Bond – 3 Year                            4.75%
**Vanguard Prime Money Market Fund                  3.36%

 *Based on rates available to June 30, 2007
 **As of April 2007
Vanguard Prime Money Market Fund           3.36%

                   Treasury Bond               4.75%

                       CD-3 Year               4.84%

         Oppenheimer Equity Fund                           8.30%

   Regency Fund Monthly Dividend                                    12%

Regency Fund Reinvestment Option                                    12.68%

                                   0   2   4       6   8     10    12   14
             Re-investment Option
         on $100,000 Initial Investment
Term      Annualized       Monthly    Annualized ROR      Monthly
         Rate of Return    Interest     (Re-invested    Reinvestment
                          Payments        monthly)     Payout at Term
                                                            End


1 year          8.00%       $666.66            8.30%      $108,299.95
2 Year        10.00%        $833.33          10.47%       $122,039.10
3 Year        12.00%      $1,000.00          12.68%      *$143,076.88

            *Full Term Weighted Average 14.33%
  Long Term Investment Yield
           5 yrs 10 mos    11 yrs 8 mos


 $25,000      $50,169.08     $100,677.48

 $50,000     $100,338.17     $201,354.96

$100,000     $200,676.34     $402,709.92

$250,000     $501,690.84   $1,006,774.80
                                            %
      Regency    OPCO       Difference   Increase   Regency      OPCO       Difference

       5 yrs      5 yrs                               11 yrs      11 yrs
      10 mos     10 mos                               8 mos       8 mos

25K    $50,169    $39,805    $10,364      41%        $100,677     $63,379    $37,298

50K $100,338      $79,610    $20,728      41%        $201,355    $126,757    $74,598

100K $200,676    $159,221    $41,456      41%        $402,710    $253,512   $149,198

250K $501,691    $398,052   $103,639      41%       $1,006,775   $633,780   $372,995
How We Make Money
  Average cost of funds @11%
  Average loan coupon @16%
  Average origination fees 4%
  Average doc process/app fees $1,495
Summary: cost annualized 11%, charges with
points and fees 22%, realizing an 11% gross
income arbitrage
Low Loan-to-Value Loans
       Loan-to-Value Example                             Closing Fees
        Property Value         $400,000         Origination                  $4,000
        Existing Debt          $135,000         *Title                       $2,000

        Loan Request           $100,000         *Attorney                      $800
        Total Debt             $235,000         Processing                     $495
        Loan-to-Value                  59%      Application                    $500
         Regency Fund Income                    Document Prep                  $500
Coupon                                    16%   Total Closing Fees           $8,295

Origination                                4%   Passthrough Fees            ($2,800)
Fees                                     1.5%   Regency Fund                 $5,495
(Doc Prep, Processing & Application)            Income
                                                *denotes Passthrough Fees
Regency Fund Income                     21.5%
Strict Underwriting Guidelines
Equity is sufficient to support credit decision
Ability to make monthly payment
Appropriate and realistic exit strategy in place
Title review to support LTV’s
Cross collateral permitted
Previous mortgage payment history
70% LTV with compensating support
Loans reviewed by Loan Committee
Average LTV at 65%, leaving a margin
 buffer in the event of foreclosure for:
  Below market sale of dwelling
  Accrued interest due
  Attorney and legal fees
  Real estate broker fees
Secured by Real Estate
 and Cross Collateral
            Who is our customer?
Timeframe to close the loan is too short
Credit history challenged
Paperwork requirements too extensive
Inability to substantiate income and assets
Loan amount too small for institutional lenders
Personal Issues
  divorce, health, business closes, loss of employment
Close the loan usually within a week
Investor Profile
Private investors
$25,000 minimum investment
Seeking high yields with low exposure
Seeking monthly equity growth through
capital appreciation
At the Regency Fund our goal is to provide our
borrowers and investors with fast and efficient
service. Whether saving for retirement, college
or other investment goals, the Regency Fund
can play a key role in your financial future.
The Regency Fund Ltd.
  Alternative investment strategies

								
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