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Syracuse District Office

Resource Book



Counties of: Albany, Broome, Cayuga, Chemung, Chenango,

Clinton, Columbia, Cortland, Delaware, Essex, Franklin, Fulton,

Greene, Hamilton, Herkimer, Jefferson, Lewis, Madison,

Montgomery, Oneida, Onondaga, Oswego, Otsego, Rensselaer,

St. Lawrence, Saratoga, Schenectady, Schoharie, Schuyler,

Steuben, Tioga, Tompkins, Warren, and Washington







2010

Table of Contents

Syracuse District Office Staff……………………………………………………………………. 3





SCORE Syracuse District Chapter Offices……………………………………………………. 5





Syracuse District Small Business Development Center Network Locations……………. 6





Syracuse District Women’s Business Centers………..……………………………………… 9





Small Business Investment Companies (SBIC)………..…………………………………….. 10





U.S. Export Assistance Center (USEAC) Location…………………………………………… 11





The Surety Bond Guarantee Program Resources…………………………………………… 12





Federal Procurement Opportunities:





Procurement and Technical Assistance Centers (PTAC)…………………………... 14





Veteran’s Business Opportunity Centers……………………………………………… 15





PRIME Award Grantees…………………………………………………………………………… 16





SBA Lenders:





Microloan Program Intermediary Lenders…………………………………………….. 17





Certified Development Companies……………………………………………………... 19





Syracuse District Lenders………………………………………………………………... 20





Out of District Lenders……………………………………………………………………. 23



Syracuse District Office Briefing Booklet 2

Syracuse District Office

Territory: Central and Upstate New York: Counties of: Albany, Broome, Cayuga,

Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Essex,

Franklin, Fulton, Greene, Hamilton, Herkimer, Jefferson, Lewis, Madison,

Montgomery, Oneida, Onondaga, Oswego, Otsego, Rensselaer, St.

Lawrence, Saratoga, Schenectady, Schoharie, Schuyler, Steuben,

Tioga, Tompkins, Warren, and Washington



Number of Counties served: 34

Major Cities served: 7



Regional Office Contacts



Regional Administrator Regional Communications Director

Bernard J. Paprocki, Acting Natale Goriel

26 Federal Plaza, Room 3108 26 Federal Plaza, Room 3108

New York, NY 10278 New York, NY 10278

Tel: 212-264-1450 Tel: 212-264-7750

Fax: 212-264-0038 Fax: 212-264-0038

bernard.paprocki@sba.gov natale.goriel@sba.gov





District Office Staff Directory

th

401 South Salina Street, 5 Floor

Syracuse, NY 13202

Tel: 315-471-9393

FAX: 315-471-9288

www.sba.gov/ny/syracuse



NAME TITLE EXTENSION EMAIL

Bernard J. Paprocki District Director 235 bernard.paprocki@sba.gov



Deborah Miller Administrative Officer 226 deborah.miller@sba.gov



Nancy Caple District Counsel 228 nancy.caple@sba.gov



Cathy Pokines Lead Business Development 241 cathy.pokines@sba.gov

Specialist-Marketing

James Quackenbush Business Development 252 james.quackenbush@sba.gov

Specialist-Government

Contracting

Valerie Shoudy Lender Relations Specialist 253 valerie.shoudy@sba.gov



Virginia Smith Lender Relations Specialist 250 virginia.smith@sba.gov





Syracuse District Office Briefing Booklet 3

Rachael Stanton Business Development 244 rachael.stanton@sba.gov

Specialist-Public Information

Stephanie Ubowski Program Support Assistant 233 stephanie.ubowski@sba.gov







SBA Elmira Branch Office Staff Directory

333 East Water Street, 4th Floor

Elmira, NY 14901

Tel: 607-734-813

FAX: 607-733-4656



NAME TITLE EXTENSION EMAIL

Brian Qualey Branch Manager 25 brian.qualey@sba.gov



Howard Garrity Business Development 30 howard.garrity@sba.gov

Specialist





SBA Capital Business Resource Center Staff Directory

Albany Regional Chamber of Commerce

1 Computer Drive South

Albany, NY 12205

Tel: 518-446-1118

FAX: 518-446-1228



NAME TITLE EXTENSION EMAIL

Erica Choi Senior Area Manager 231 erica.choi@sba.gov









Syracuse District Office Briefing Booklet 4

SCORE Syracuse District Chapter Offices



Albany SCORE Chapter 127 Clinton, Franklin, Essex SCORE Chapter 647

1 Computer Drive South Albany, NY 12205 P.O. Box 310

Tel: 518-446-1118 ext. 233 Plattsburgh, NY 12901

www.scorealbany.org Tel: 518-563-1000

www.scoreplattsburgh.org



Auburn SCORE Chapter 201 Syracuse SCORE Chapter 98

c/o Chamber of Commerce 401 South Salina Street, 5th Floor

36 South Street Auburn, NY 13021 Syracuse, NY 13202

Tel: 315-252-7291 Tel: 315-471-9393 ext. 245

www.auburnscore.org www.syracusescore.org



Binghamton SCORE Chapter 217 Utica SCORE Chapter 198

49 Court Street/ P.O. Box 995 SUNY Institute of Technology Route 12

Metro Center, 2nd Floor Utica, NY 13504

Binghamton, NY 13902 Tel: 315-792-7553

Tel: 607-772-8860 www.uticascore.org

www.greaterbinghamtonscore.orgg



Chemung SCORE Chapter 341 Watertown SCORE Chapter 170

c/o SBA 333 E. Water Street, 4th Floor 200 Washington Street, Suite 409

Elmira, NY 14901 Watertown, NY 13601

Tel: 607-734-3358 Tel: 315-788-1200

www.chemungvalley.scorechapter.org www.scorewatertownny.org









Syracuse District Office Briefing Booklet 5

Syracuse Small Business Development Center Network Locations



James King, State Director Dale Rice, Director

Mary Hoffman, Assistant State Director Canton SBDC

State University of New York NYS Small SUNY Canton

Business Development Center Network Wicks Hall Room #023

Administration State University Plaza Canton, NY 13617

Corporate Woods Building Tel: 315-764-0683

Albany, NY 12246 FAX: 315-764-0854

Tel: 518-443-5398

FAX: 518-442-5275

www.nyssbdc.org



The Small Business Development Center Chenango County Satellite

Research Network Chenango County Chamber of Commerce

NYS Small Business Development Center 19 Eaton Avenue

State University Plaza Norwich, NY 13815

Corporate Woods Building Tel: 607-334-1400

Albany, NY 12246

Tel: 518-641-0650

FAX: 518-443-4992



William Brigham, Director Sherri Arnold, Director

Albany SBDC Corning SBDC

Harriman Business Center Building 7a Corning Community College

Room 500 Small Business Development Center

1220 Washington Avenue 24 Denison Parkway West, Suite 203

Albany, NY 12226 Corning, NY 14830-2607

Tel: 518-485-7647 Tel: 607-962-9461

FAX: 518-485-8223 FAX: 607-936-6642



Albany County Satellite Cortland County Satellite

Center for Environmental Science & Technology Cortland County Chamber of Commerce

Management Incubator 34 Tompkins Road

251 Fuller Road, Suite B-203 Cortland, NY 13045

Albany, NY 12203 Tel: 607-756-2814

Tel: 518-442-5577



Douglas Boyce, Director Delaware County Satellite

Binghamton SBDC Delaware County Chamber of Commerce

Binghamton University 97 E. Main Street

The Artco Bldg., 3rd Floor Delhi, NY 13753

218-222 Water Street Tel: 607-746-2281

Binghamton, NY 13901-2705

Tel: 607 -777-4024

FAX: 607-777-4029









Syracuse District Office Briefing Booklet 6

Herkimer Satellite Office Rensselaer County Satellite

Small Business Development Center Small Business Development Center

Herkimer County Community College East Campus-University at Albany

Office of Community Education Incubator 1 University Place

Reservoir Road Rensselaer, NY 12144-3453

Herkimer, NY 13350 Tel: 518-442-5577

Tel: 315-866-0300 Ext. 251



Manufacturing Field Office Rome Satellite Office

East Campus 1 University Place Small Business Development Center

Suite A207 139 Liberty Plaza

Rensselaer, NY 12144 Rome, NY 13440

Tel: 518-525-2644 Tel: 315-337-6360



David Mallen, Director Saratoga County Satellite

Mohawk Valley SBDC Saratoga Chamber of Commerce

SUNY Institute of Technology 28 Clinton Street

Kunsela Hall, Room C101 Saratoga Springs, NY 12866

Utica, NY 13504-3050 Tel: 518-442-5577

Tel: 315-792-7546

FAX: 315-792-7554



Rick Leibowitz, Director Tioga County Satellite

North Country Tioga County Chamber of Commerce

Small Business Development Center 188 Front Street

SUNY College at Plattsburgh Owego, NY 13827

Ward Hall 118 Tel: 607-687-2020

101 Broad Street

Plattsburgh, NY 12903-3900

Tel: 518-564-2042

FAX: 518- 564-2043



Patricia Higgins, Director Tompkins County Satellite

Onondaga SBDC Cornell Cooperative Extension Education Center

Small Business Development Center 615 Willow Avenue

Onondaga Community College Ithaca, NY 14850

J Stanley Coyne Building, Suite 200 Tel: 607-272-2292

4941 Onondaga Road

Syracuse, NY 13215-2099

Tel: 315-498-6070

FAX: 315-492-3704



Otsego County Satellite Warren County Satellite

Otsego Chamber of Commerce Adirondack Reg. Chamber of Commerce

12 Carbon Street 136 Warren Street

Oneonta, NY 13820 Glens Falls, NY 12801

Tel: 607-432-4500 Tel: 518-442-5577









Syracuse District Office Briefing Booklet 7

F. Eric Constance, Director

Watertown SBDC

Jefferson Community College

1220 Coffeen Street

Watertown, NY 13601-1897

Tel: 315-782-9262

FAX: 315-782-0901









Syracuse District Office Briefing Booklet 8

Syracuse Women’s Business Centers





Nicholas Curtis, Director

ComLinks Women’s Entrepreneurial Business Center

343 W. Main Street

Malone, NY 12953

Tel: 518-458-1261

nicholas.curtis@comlinkscaa.org

www.comlinkscaa.net/webc/webc.html



Joanne Lenweaver, Director

WISE Center (Women Igniting the Spirit of Entrepreneurship)

South Side Innovation Center

2610 S. Salina Street

Syracuse, NY 13205

Tel: 315-443-8693

FAX: 315-443-8636

jmlenwea@syr.edu

www.WISEcenter.org



Donna Rebicz, Director

Women’s Business Center of New York State

200 Genesee Street

Utica, NY 13502

Tel: 877-844-9848

FAX: 315-733-9848

NYWBC@aol.com

www.nywbc.org









Syracuse District Office Briefing Booklet 9

Small Business Investment Companies

NBT Capital Corporation

19 Eaton Ave.

Norwich, NY 13851

Tel: 607-337-6810

www.nbtbank.com



NYBDC Capital Corporation

50 Beaver St.

Albany, NY 12207

Tel: 518-463-2268

Fax: 518-463-0240

www.nybdc.com









Syracuse District Office Briefing Booklet 10

U.S. Export Assistance Center (USEAC) Location





Toni Corsini

Regional Manager

Export Solutions Group

Office of International Trade

U.S. Small Business Administration

US Export Assistance Center

33 Whitehall Street, 22nd Floor

New York, New York 10004

Tel: 212-809-2645

FAX: 212-809-2687

toni.corsini@mail.doc.gov

www.sba.gov/aboutsba/sbaprograms/internationaltrade/useac/index.html









Syracuse District Office Briefing Booklet 11

The Surety Bond Guarantee Program Resources



Denver Area Office 1

Supervisory Surety Bond Specialist, Darryl Bellamy or Tamara Murray

721 19 St., Ste. 426

Denver, CO 80201-0660

Tel: 303-844-2607 ext. 261

FAX: 202-481-0964

Geographic Territory: CO, CT, DE, DC, IL, IN, IA, KS, ME, MD, MA, MI, MN, MO, MT, NE, NJ, OH, SD,

UT, WY, ND, RI, NH, NY, PA, PR, VT, VI, VA, WV, WI.

www.sba.gov/financialassistance/borrowers/surety/index.html





Surety Bond Agents



ATLYX Surety Brokers, LLC Delmarva Surety Associations, Inc.

777 Zeckendorf Boulevard 2345 York Road

Garden City, NY 11530 Timonium, MD 21093

Tel: 516-745-7520 Tel: 410-561-3593



Allied North America Insurance Brokerage Gerald J. Wilkoff, Inc.

390 North Broadway 95 Main Street

Jericho, NY 11753 Mineola, NY 11501

Tel: 516-733-9200 Tel: 516-747-0200

www.alliedna.com www.wilkoffbonds.com



American Contractor Indemnity Company KOG International, Inc.

600 Lexington Avenue 701 Route 73 S.

22nd Floor Suite C-2

New York, NY 10022 West Berlin, NJ 08091

Tel: 212-326-9349 Tel: 610-690-0804

www.kogbonds.com



Atlantic Underwriting Agency, Inc. Northeast Surety, LLC.

1010 Spring Mill Avenue 3 Forest Park Drive

Suite 201 Farmington, CT 06032

Conshohocken, PA 19428 Tel: 860-674-0123

Tel: 888-284-2663 www.nesurety.com



Barbour Group, LLC Petropole Insurance Agency

20 Liberty Street 8601 4th Avenue

Suite 2D Brooklyn, NY 11209

Westminster, MD 21157 Tel: 718-680-3777

Tel: 410-876-9610

www.thebarbourgroup.com









Syracuse District Office Briefing Booklet 12

Blair Insurance Services, Inc. Surety Bond Associates, LLC

1201 Logan Blvd 45 East City Avenue

Altoona, PA 16602 Suite 493

Tel: 814-946-9486 Bala Cynwyd, PA 19004

www.blair-insurance.com Tel: 610-617-1052

www.suretybondassociates.com



City Underwriting Agency, Inc. Viking Bond Service, Inc.

2001 Marcus Avenue, Suite W180 11361 North 99th Avenue

Lake Success, NY 11042 Suite 107

Tel: 516-358-3500 Peoria, AZ 85345

www.cuagency.com Tel: 623-933-9334

www.vikingbondservice.com



Creative Insurance Concepts, Inc. Wells Fargo Insurance Services USA, Inc.

7206 Hull Street Road 5755 Mark Dabling Blvd.

Suite 200 Suite 300

Richmond, VA 23235 Colorado Springs, CO 80919

Tel: 804-674-8330 Tel: 719-892-1177

www.creativeic.com www.wfis.wellsfargo.com



Dale Group, Inc.

20A Vreeland Road

Suite 120

Florham Park, NY 07932

Tel: 973-377-7000









Syracuse District Office Briefing Booklet 13

Procurement and Technical Assistance Centers (PTAC)



Rochester PTAC

Paulette Birch

50 W. Main St., Ste. 8100

Rochester, NY 14614

Tel: 585-753-2015

FAX: 585-753-2028

PBirch@monroecounty.gov

www.rochesterptac.com





Watertown PTAC

Claire Seiferth

1241 Coffeen St.

Watertown, NY 13601

Tel: 315-788-4400

FAX: 315-788-3369

pta@watertownny.com

www.watertownny.com/









Syracuse District Office Briefing Booklet 14

Veteran’s Business Opportunity Center (VBOC)

John Narciso

The Research Foundation of the State University of New York

SUNY @ Farmingdale SBDC

Campus Commons

350 Broadhollow Road

Farmingdale, NY 11735-1006

Tel: 800-732-7232

FAX: 631-370-8895

Email: narcisja@farmingdale.edu

Website: http://www.nyssbdc.org/services/veterans/veterans.html









Syracuse District Office Briefing Booklet 15

PRIME Award Grantees



Paul Stewart, Manager of Training and Technical Assistance

Capital District Community Loan Fund Inc.

255 Orange Street, #103

Albany, NY 12210

Tel: 518-436-8586

FAX: 518-689-0086

Paul@cdclf.org

www.cdclf.org





Thomas Kruczek, Executive Director

Falcone Center for Entrepreneurship, Syracuse University

Martin J. Whitman School of Management

721 University Avenue, Suite 116A

Syracuse, NY 13244-2450

Tel: 315-443-0286

FAX: 315-443-5389

tkruczek@syr.edu

www.whitman.syr.edu/ACADEMICS/EEE









Syracuse District Office Briefing Booklet 16

Microloan Program Intermediary Lenders



Executive Director: Mike Conway

Microloan Contact: Nikki Wright

Adirondack Economic Development Corporation

P.O. Box 747

Saranac Lake, NY 12983

Tel: 518-891-5523

FAX: 518-891-9820

Mconway@aedconline.com

www.AEDConline.com

Service Areas: Counties of Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Oneida,

Oswego, St. Lawrence, Saratoga, Warren and Washington.





President & CEO: Tristram Coffin

Microloan Contact: Bob Anderson

Alternatives Federal Credit Union

301 W. State St.

Ithaca, NY 14850

Tel: 607-273-4611

FAX: 607-277-6391

banderson@alternatives.org

www.alternatives.org

Service Areas: Counties of Broome, Chemung, Cortland, Schuyler and Tompkins.





Executive Director: Kenneth Flood

Microloan Contact: David Pearce

Columbia – Economic Development Corporation

610 State St.

Hudson, NY 12534

Tel: 518-828-4718

FAX: 518-828-0901

dpearce@chpartnership.com

www.chpartnership.com

Service Area: County of Columbia





Executive Director: Diane Lantz

Microloan Contact: Diane Lantz

REDEC Relending Corporation

8 Denison Pkwy. E., 3rd Fl., Ste. 403

Corning, NY 14830

Tel: 607-962-3021

FAX: 607-936-8081

redec@stny,rr.com

www.redec.us

Service Area: Counties of Chemung, Schuyler, Steuben and Tioga.



Syracuse District Office Briefing Booklet 17

President & CEO: Stuart Mitchell

Microloan Contact: Al Hartsig

PathStone Enterprise Center, Inc.

400 East Ave.

Rochester, NY 14607

Tel: 585-340-3304

FAX: 585-340-3326

ahartsig@pathstone.org

www.pathstone.org

Service Area: Counties of Cayuga, Onondaga, Steuben, Allegheny, Cattaraugus, Chautauqua, Erie,

Genesee, Livingston, Niagara, Ontario, Orleans, Seneca, Wayne, Wyoming and Yates.









Syracuse District Office Briefing Booklet 18

Certified Development Companies



President & CEO: Patrick MacKrell

Empire State Certified Development Corporation

50 Beaver St.

Albany, NY 12207

Tel: 518-463-2268

FAX: 518-463-0240

pmackrell@nybdc.com

www.nybdc.com





Executive Director: Peggy Adams

Greater Syracuse Business Development Corporation

572 S. Salina St.

Syracuse, NY 13202

Tel: 315-470-1888

FAX: 315-471-8545

padams@gsbdc.com

www.gsbdc.com





Executive Director: J. Michael Treadwell

Operation Oswego County, Inc.

44 W. Bridge St.

Oswego, NY 13126

Tel: 315-343-1545

FAX: 315-343-1546

mtreadwell@oswegocounty.org

www.oswegocounty.org









Syracuse District Office Briefing Booklet 19

Syracuse District JP Morgan Chase Bank (P, CORNING

S, V)

Lenders 12 Corporate Woods Blvd. Corning Federal Credit

Albany, NY 12211 Union (S)

P - Indicates The Lender Is 518-433-2523 P.O. Box 1450

a Preferred Lender. www.jpmorganchase.com Corning, NY 14830

800-677-8506

S - Indicates The Lender Is New York Business www.corningcu.org

a SBAExpress Lender. Development Corporation

(P, S, V) COXSACKIE

X - Indicates The Lender Is 50 Beaver St.

a Community Express Albany, NY 12201 National Bank of Coxsackie

Lender. 518-463-2268 3-7 Reed St.

www.nybdc.com Coxsackie, NY 12051

V - Indicates the Lender is 518-731-6161

a Patiot Express Lender. SEFCU www.nbcoxsackie.com

700 Patroon Creek Blvd.

ALBANY Albany, NY 12206 DELHI

518-464-5357

Bank of Bennington (P, S) www.sefcu.org Delaware National Bank of

125 Wolf Rd. Delhi

Albany, NY 12205 BALLSTON SPA 124 Main St.

518-438-8510 Delhi, NY 13753

www.thebankofbennington.co Ballston Spa National Bank 607-746-0750

m (S, V) www.delhinybank.com

87 Front St.

Berkshire Bank Ballston Spa, NY 12020 DRYDEN

54 State St. 518-885-6711

Albany, NY 12207 www.bsnb.com First National Bank of

518-432-8862 Dryden

www.berkshirebank.com CARTHAGE 7 W. Main St.

Dryden, NY 13053

Capital Bank &Trust Co. Carthage Federal Savings 607-844-8141

7 Southwoods Blvd. & Loan Association www.drydenbank.com

Albany, NY 12211 313 State St.

518-434-1212 Carthage, NY 13619 EAST SYRACUSE

www.capitalbank.com 315-493-3480

www.carthagesavings.com Beacon Federal

Citizens Bank (P, S, V) 6311 Court Street Rd.

833 Broadway COBLESKILL East Syracuse, NY 13057

Albany, NY 12207 315-433-0111

518-426-6486 Bank of Richmondville www.beaconfederal.com

www.citizensbank.com 857 E. Main St.

Cobleskill, NY 12043 ELMIRA

HSBC Bank USA (P, S, V) 518-234-4397

126 State St. www.bankrich.com Chemung Canal Trust Co.

Albany, NY 12207 One Chemung Canal Plaza

518-432-2004 Elmira, NY 14902

www.us.hsbc.com 607-737-3723

www.chemungcanaltrust.com

Syracuse District Office Briefing Booklet 20

Elmira Savings Bank (S, V) GOUVERNEUR CFCU Community Credit

333 E. Water St. Union

Elmira, NY 14901 Gouverneur Savings and 1030 Craft Rd.

607-734-3374 Loan Association Ithaca, NY 14850

www.elmirasavingsbank.com 42 Church St. 607-257-3282 ext. 225

Gouverneur, NY 13642 www.mycfcu.com

ENDWELL 315-287-2600

www.gouverneurbank.com Tompkins Trust Company

Visions Federal Credit (S, V)

Union GROTON 110 N. Tioga St.

One Credit Union Place Ithaca, NY 14850

24 McKinley Ave. First National Bank of 607-273-3210

Endwell, NY 13760 Groton (S) www.tompkinstrust.com

607-786-2000 161 Main St.

www.visionsfcu.org Groton, NY 13073 LATHAM

607-898-5871

FULTON www.grotonbank.com Legacy Banks (P, S)

545 Troy-Schenectady Road

Fulton Savings Bank HAMMOND Latham, NY 12110

75 S. First St. 518-785-0512

Fulton, NY 13069 Citizens National Bank www.legacy-banks.com

315-592-3156 19 Main St.

www.fultonsavings.com Hammond, NY 13646 MALONE

315-324-5961

GLENS FALLS www.citizensnatbank.com SeaComm Federal Credit

Union

Glens Falls National Bank HORNELL 445 Finney Blvd.

& Trust Company (P, S, V) Malone, NY 12953

250 Glen St. Maple City Savings 800-764-0566

Glens Falls, NY 12801 145 Main Street www.seacomm.org

518-745-1000 Hornell, NY 14843

www.glensfallsnational.com 607-324-1822 MASSENA

www.maplecitysavings.com

TD Banknorth, N.A. (P, S, V) Massena Savings & Loan

237 Glen St. Steuben Trust Company Association

Glens Falls, NY 12801 One Steuben Sq. 255 Main St.

888-792-1151 Hornell, NY 14843 Massena, NY 13662

www.tdbank.com 800-783-8236 315-764-0541

www.mysteubentrust.com www.massenasavingsloan.co

GLENDVILLE m

ITHACA

Trustco Bank, N.A. (S) NORWICH

3 Sarnowski St. Alternatives Federal Credit

Glendville, NY 12302 Union (S) NBT, N.A. (S, V)

518-377-3311 125 N. Fulton St. 52 S. Broad St.

www.trustcobank.com Ithaca, NY 14850 Norwich, NY 13815

607-216-3417 800-628-2265

www.alternatives.org www.nbtbank.com







Syracuse District Office Briefing Booklet 21

ONEIDA POTSDAM SOLVAY



Oneida Savings Bank (P, S, North Country Savings Solvay Bank (P, S, V)

V) Bank 1537 Milton Ave.

182 Main St./P.O. Box 24 33 Main St. Solvay, NY 13209

Oneida, NY 13421 Potsdam, NY 13676 315-484-2202

315-363-2000 315-261-0003 www.solvaybank.com

www.oneidabank.com www.northcountrysavings.co

m SYRACUSE

ONEONTA

ROME Alliance Bank, N.A. (S, V)

Wilber National Bank (S) AXA Tower II, 18th Fl.

245 Main St. Rome Savings Bank (S, V) Syracuse, NY 13202

Oneonta, NY 13820 100 W. Dominick St. 800-310-6275

607-432-1700 Rome, NY 13442 www.alliancebankna.com

www.wilberbank.com 315-336-7300

www.romesavings.com Bank of America (P, S, V)

OSWEGO 1 Clinton Sq., NYSY0493, B

SARATOGA SPRINGS Syracuse, NY 13202

Pathfinder Bank (S, V) 315-426-4204

214 W. First St. Saratoga National Bank www.bankofamerica.com

Oswego, NY 13126 Trust Company (S)

315-343-0057 171 S. Broadway Empower Federal Credit

www.pathfinderbank.com Saratoga Springs, NY 12866 Union (S, V)

518-583-3114 521 Erie Blvd. W.

PAINTED POST www.saratoganational.com Syracuse, NY 13204

315-426-5735

First Heritage Federal The Adirondack Trust www.empowerfcu.com

Credit Union (S) Company (S, V)

110 Village Sq. 473 Broadway First Niagara Bank (S, V)

Painted Post, NY 14870 Saratoga Springs, NY 12866 126 N. Salina St.

607-936-8402 518-584-5844 Syracuse, NY 13202

www.fhfcu.org www.adirondacktrust.com 800-421-0004

www.fnfg.com

PLATTSBURGH SCOTIA

KeyBank (P, S, V)

Champlain National Bank First National Bank of 201 S. Warren St.

32 Cornelia St. Scotia (P, S, V) Syracuse, NY 13202

Plattsburgh, NY 12901 201 Mohawk Ave. 315-470-5171

518-562-1776 Scotia, NY 12302 www.key.com

www.champlainbank.com 518-370-7200

www.firstscotia.com M&T Bank (P, S, V)

101 S. Salina St.

SPENCER Syracuse, NY 13202

315-424-5781

Tioga State Bank (S, V) www.mtb.com

1 Main St.

Spencer, NY 14883

607-589-7000

www.tiogabank.com

Syracuse District Office Briefing Booklet 22

UNION SPRINGS Community Bank (S, V) MASSACHUSETTS

216 Washington St.

Cayuga Lake National Bank Watertown, NY 13601 Greylock Federal Credit

(S) 315-788-4503 Union (P, S)

3 N. Cayuga www.communitybankna.com 150 West Street

Union Springs, NY 13160 Pittsford, MA 01201

315-889-7358 800-207-5555

www.cayugalakenationalbank OUT OF DISTRICT www.greylock.org

.com LENDERS

MINNESOTA

UTICA CALIFORNIA

Wells Fargo Bank, N.A.

Adirondack Bank (S, V) Superior Financial Group, (P, S, V)

185 Genesee St. LLC (S, X, V) 1455 W. Lake St., Ste. 306

Utica, NY 13501 165 Lennon Lane, Ste. 101 Minneapolis, MN 55408

315-798-4039 Walnut Creek, CA 94598 612-667-2753

www.adirondackbank.com 877-675-0500 www.wellsfargo.com

www.superiorfg.com

Bank of Utica NEW JERSEY

222 Genesee St. CONNECTICUT

Utica, NY 13502 CIT Small Business

315-797-2700 People’s United Bank (P, Lending Corp. (P, S, V)

www.bankofutica.com S) 1 CIT Drive

850 Main Street Livingston, NY 07039

WALTON 11th Floor 800-713-4984

Bridgeport, CT 06604 www.smallbizlending.com

National Bank of Delaware 800-894-0300

County (S) www.peoples.com Unity Bank (P, S, V)

131-135 Delaware St. 64 Old Hwy. 22

Walton, NY 13856 GEORGIA Clinton, NJ 08809

607-865-4126 908-730-7630

www.natbkdelco.com Live Oak Banking www.unitybank.com

Company (P)

WARSAW 750 Hammond Drive NE NEW YORK STATE

Building #15, Suite 300

Five Star Bank (P, S, V) Sandy Springs, GA 30328 Canandaigua National Bank

55 N. Main St. 866-954-8362 (S)

Warsaw, NY 14569 www.liveoakbank.com 72 South Main Street

800-836-2265 Canandaigua, NY 14424

www.five-starbank.com ILLINOIS 585-384-4260

www.cnbank.com

WATERTOWN Small Business Loan

Source (P, S) BNB Bank (P, S)

Watertown Savings Bank 200 Mattes Avenue 150-38 Northern Blvd.

(S, V) Vandalia, IL 62471 Flushing, NY 11354

111 Clinton St./P.O. Box 250 800-760-2265 718-886-2003

Watertown, NY 13601 www.sbls.com www.bnbbank.com

315-788-7100

www.watertownsavingsbank.

com

Syracuse District Office Briefing Booklet 23

Branch Banking & Trust Co. (P, S)

1133 Avenue of the Americas

27th Floor

New York, NY 10036

800-896-9868

www.bbt.com



Grow America Fund, Inc. (P)

51 E. 42nd St., Ste. 300

New York, NY 10017

212-682-1106

www.nationaldevelopmentcouncil.org



PENNSYLVANIA



Citizens and Northern Bank (S)

Main Street/PO Box 489

Tioga, PA 16946

570-835-5236

www.cnbankpa.com



RHODE ISLAND



Home Loan Investment Bank, F.S.B. (P, S)

1 Home Loan Plaza, Ste. 3

Warwick, RI 02886

401-739-8800

www.homeloanbank.com



TENNESEE



Community South Bank (P, S)

625 S. Gay Street, Suite 450

Knoxville, TN 37902

877-232-1252

www.communitysouth.com









Syracuse District Office Briefing Booklet 24



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