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11/27/2011
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Saving Money By Spending Less

Spending money on the little things can really add up. If you could figure out a way to spend

less money everyday, you would be surprised at how much you could save in a year. Cutting

back on small things like candy, soda, coffee, cigarettes, fast food, alcohol, lottery tickets, etc

can be very simple ways to save lot of money.



Fill in the gray box to calculate how much spending less a day (on average) will add up to in

the future:



Daily Savings from Spending Less: $10.00

in 1 Week you will have: $70.00

In 30 days you will have: $300.00

In 1 year you will have: $3,650.00

in 5 years you will have: $18,260.00

in 10 years you will have: $36,520.00

in 20 years you will have: $73,050.00



If you put you savings into a low-risk investment such as a



In 1 year you will have: $3,650.00

In 2 years you will have: $7,446.00

In 3 years you will have: $11,393.84

In 4 years you will have: $15,499.59

In 5 years you will have: $19,769.58

In 6 years you will have: $24,210.36

in 7 years you will have $28,828.77

in 8 years you will have $33,631.93

in 9 years you will have $38,627.20

In 10 years you will have: $43,822.29

In 11 years you will have: $49,225.18

In 12 years you will have: $54,844.19

In 13 years you will have: $60,687.96

In 14 years you will have: $66,765.48

In 15 years you will have: $73,086.09

In 16 years you will have: $79,659.54

In 17 years you will have: $86,495.92

In 18 years you will have: $93,605.76

In 19 years you will have: $100,999.99

In 20 years you will have: $108,689.99



*Assuming 4% APY for each CD, reinvest into 1 year CD after every year (reinvestment amount equal

to yearly savings plus the CD investment value at the end of the prior year).

*Assuming 4% APY for each CD, reinvest into 1 year CD after every year (reinvestment amount equal

to yearly savings plus the CD investment value at the end of the prior year).



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