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					                                                                                                 FALL 2008
                                                                                                 Acceptance Guide


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Table of Contents
 Welcome                                     1   CHAPTER            3   –   H O U S I N G          CHAPTER 8 – BANKING
                                                 Housing Selection Process                  23     Australian and New Zealand Banking   40
 Checklist – Stage 1                         2
                                                 Off Campus and On Campus Housing           24     Opening Bank Accounts                41
 Contacting Study Australi a                 3
                                                 Housing Options by University              27     Recommendations and Summary          42
 Virtual Application Manager (VAM)           4


                                                 CHAPTER 4 – FLIGHT INFORMATION                    CHAPTER 9 – FINANCIAL INFO
 CHAPTER 1 – CALENDAR &
 PRE -S E M E S T E R T R I P O P T I O NS       Flight Options                             30     Study Australia Program Fee          43
 Calendar                                    5   Frequently Asked Flight Questions          31     Personal Spending                    44
 Orientation                                 6                                                     Financial Aid and Scholarships       45
 Optional Trips & Excursions                 7   CHAPTER 5 – ORIENTATION                    33
 Timeline for Program                    12                                                        CHAPTER 10 – SAFETY ABROAD

                                                 CHAPTER 6 – STUDENT VISA & PASSPORT               Tips for Personal Safety             47
 CHAPTER 2 - ACADEMICS
                                                 Student Visa                               35     Travel and Safety Links              48
 Course Selection Process                14
                                                 Passport Information                       37
 Academic Differences                    18
                                                                                                   CHAPTE R 1 1 – WHAT TO PACK
 University Online Course Catalog Links 21
                                                 CHAPTER 7 - INSURANCE                             Suggested Packing List               49
 Course Selection Process Summary        22
                                                 Health Insurance                           38     Packing Tips                         50

                                                 Additional Insurance                       39     Pre-departure Tips                   50
                                                             FALL 2008 ACCEPTANCE GUIDE




Welcome
Congratulations! You have been accepted into the Study Australia program and are one step
closer to studying abroad and having the experience of a lifetime.

This Acceptance Pack is designed to help get you started with Study Australia. Please take some
time to carefully review this information as it is designed to answer many questions and help
guide you through general enrollment procedures. The checklist on page 2 provides an
informative overview of important items you will need to complete. The items from the checklist
are explained in more detail throughout this document and page numbers are provided for
quick reference.

We understand this information ma y not answer all of your questions, so please do not hesitate
to call 1-800-585-9658 or email (info@study-australia.com) for assistance. We are eager to help.

E-mail is the primary form of communication between Study Australia and all participants, so if
you do not regularly use email, please let us know . We can notify our staff not to send you
emails. In these instances we can call with important updates and information.

Once again, thank you for your application to Study Australia, and we look forward to working
with you to ensure you have a memorable study abroad experience.


Sincerely,

Chris Shepherd                                          Ann Diroll
Chris Shepherd                                          Ann Diroll
Director, Programs and Services                         Manager, Programs and Services




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                                               FALL 2008 ACCEPTANCE GUIDE




Checklist – Stage 1


Items to send to Study Australia

? Study Australia Program Deposit            Invoice Included in Acceptance Packet

? Statement from University or College       Available on Virtual Application Manager

? Housing Questionnaire                      Available on Virtual Application Manager




What else should I be doing now?

? Start CREDIT TRANSFER process               Chapter 2

? Ensure you have a valid PASSPORT            Chapter 6

? Review FINANCIAL AID requirements           Chapter 9




What comes next?

? Select ACADEMIC CLASSES                     Chapter 2

? Reserve AIRFARE to Australia/New Zealand    Chapter 4

? Complete STUDENT VISA Application           Chapter 6

? Calendar and Flight Information Packet      Sent 3-4 months before departure

? Pre-Departure Packet #1                     Sent 2 months before departure

? Pre-Departure Packet #2                     Sent 1 month before departure

? Full Payment Due                            Due 1 month before departure




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                                                    FALL 2008 ACCEPTANCE GUIDE




Contacting Study Australia
Email is the primary form of communication during the application and enrollment
period. Please supply Study Australia with an email address that you use regularly. The
most important program announcements and instructions will be sent via email. Please
check your email on a regular basis and make sure to update your Virtual Application
account if you change your email address.

In addition, please be sure to include your name on all correspondence (including
emails) to Study Australia. We work with hundreds of students so providing your name
will ensure timely responses to questions and inquiries.

Address
Study Australia, LLC
54515 State Road 933 North
PO Box 1004
Notre Dame, IN 46556-1004

Telephone and Fax
Toll Free:           1-800-585-9658
Local Number:        574-271-9416
Facsimile Number:    509-357-9457

Web Site
Study Australia Homepage:           http://www.study-australia.com
Virtual Application Manager:        http://www.study-australia.com/crm/myaccount

Office Hours
Study Australia is open Monday – Friday from 9 a.m. to 5 p.m. Eastern Standard Time
and observes all major holidays. If these hours are not convenient you can schedule a
time outside of our normal business hours to speak with us.




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Virtual Application Manager
The Virtual Application Manager is a simple yet comprehensive web-based application
that gives you 24-hour access to your Study Australia application materials and program
information.

Your Virtual Application is divided into two parts. In Part 1 you can:

       ?   Complete your personal information
       ?   Submit parent/guardian information
       ?   Give details of your academic background
       ?   Complete the required supplemental information, including your personal
           statement
       ?   Apply for one or multiple programs
       ?   Send electronic forms to faculty and staff at your home university in order to
           complete the Recommendations and Statement from University sections.

You will have access to Part 2 of the Virtual Application once your $30 application fee
and official transcripts have been received. Part 2 allows you to:

       ?   Submit your Course Selections
       ?   Complete your Housing Questionnaire
       ?   Complete your Emergency Contact Information form
       ?   Supply Study Australia with details of your arrival in Australia or New
           Zealand
       ?   Review Pre-Departure information specific to your program

The Pre-Departure Information Section in Part 2 is accessible after you have paid your
$500 program deposit, in addition to the $30 application fee and receipt of your
academic transcripts, and contains details about:

       ?   Group Flights
       ?   Pre-Semester Travel Opportunities
       ?   Overseas Health Insurance
       ?   Student Visas
       ?   Overseas Mobile Phones
       ?   Helpful links about Australia and New Zealand

You may also submit online credit card payments for your $30 application fee, $500
program deposit, and housing deposits (if required) via your Virtual Application. Study
Australia accepts Visa and MasterCard only.

To access your Virtual Application visit: https://www.study-
australia.com/crm/myaccount/ and enter your Username and Password. If you
completed a paper Study Australia application, your username and password will be
emailed to you.

Please periodically check the Virtual Application for updated information and forms
that will be posted throughout the application and enrollment period.

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                                                                  FALL 2008 ACCEPTANCE GUIDE




Chapter 1 – Calendar & Pre-semester
            Trip Options
Calendar


We finalize our program calendar several months before each semester abroad. During that time,
we work with our overseas partner universities in order to determine our orientation schedule.
We will provide updated information pertaining to orientation, key semester dates, group
flights, and pre-semester trips once our program calendar has been finalized. In the interim,
please use the current program dates posted on our website as a guide and review the
important information below related to the Study Australia calendar.

General Notes:

Once the program calendar has been finalized, we will send you a Calendar and Flight
Information Packet. In addition, we will post information on the Study Australia website as
well as the pre-departure section of your Virtual Application. Once the calendar has been
released, all dates will be subject to change. While we do not anticipate any date changes once
the calendar has been finalized, we reserve the right to make changes, particularly if one of our
partner universities institutes their own date modifications. All program participants will be
contacted in the event of a date change.

Flights:

Most airlines do not allow open-ended tickets and now require international passengers to select a
return date at the time of booking their flight. Return dates can be changed, subject to availability, but
program participants should initially book a return flight home no earlier than one day after their
university exams are scheduled to finish. After receiving their final exam schedule participants can
change their return to an earlier date. However, participants should not rely on professors allowing
exams to be taken prior to the official exam date. For example, if the student’s last exam is July 5th
they should not rely on rescheduling it so they can return home early. Participants may always ask a
professor to reschedule an exam, but please remember that professors have no obligation to
accommodate such requests.

Housing Dates:

Study Australia provides program housing until one day after the final day of university exams.
Study abroad students generally finish their exams well before the last scheduled exam date so
students should have plenty of time to prepare for their departure. Also, please pay particular
attention to the housing move-in dates. We are unable to make exceptions for early move-in requests
due to the complexity of housing logistics.




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                                                                FALL 2008 ACCEPTANCE GUIDE



Program Start Dates:

The Study Australia program officially begins at the start of our orientation programs in either
Sydney, Australia or Auckland, New Zealand. Participants can choose from multiple orientation
dates depending on their arrival preferences. Students arriving in advance of our orientation will be
responsible for their own transportation from the airport and any necessary accommodations prior
to the orientation start date.

Study Australia Orientation
Study Australia offers a 5-day orientation program available for those Fall 2008 participants
whose university calendar dates do not conflict with our orientation dates. The orientation will
include fun social events such as group dinners, hiking, rappelling, a harbor cruise, wildlife
park excursion, and group outings in Sydney, along with informational sessions on topics such
as travel within Australia/New Zealand, differences in academic systems, and general tips for
having a successful semester. The Study Australia orientation will offer students the
opportunity to acclimate themselves upon arrival and meet students from all over the US,
creating a network of friends prior to the start of the semester.

In previous semesters, Study Australia has offered a number of orientation programs in
conjunction with our pre-semester trips. The orientation that you select will depend on your
particular university calendar. Offering several orientation dates allows program participants the
flexibility to choose the arrival date that best fits their individual schedules and budgets.
Furthermore, by offering multiple orientations we are able to keep our orientation groups smaller,
thus providing a more personalized orientation experience for each participant. Finally, offering
earlier orientations allows some participants to take advantage of our pre-semester trips or other
independent travel prior to their arrival in Australia or New Zealand.

Although our pre-semester trips will not be confirmed until the program calendar has been finalized,
the following will give you an idea of what trips might be offered.


Pre-Semester Travel Opportunities

Most program participants will have the option of guided tours or independent travel at the
conclusion of our early 5-day orientation programs. Benefits of pre-semester trips include:

   ?   One to two weeks of independent or guided travel before classes commence. Many
       students have limited travel time at the conclusion of the spring program due to
       summer commitments, e.g., internships, summer school, jobs.
   ?   Study Australia plans and organizes all pre-semester trips, thereby offering excellent
       value and tremendous savings. These trips can be more economical compared to
       multiple last minute weekend trips throughout the semester. Guided tours are also
       easier to budget since most costs are fixed and surprise expenditures are less likely.
   ?   One to two weeks of secure luggage storage available while traveling.
   ?   Leave early and escape the cold U.S. climate for the warm Australian/New Zealand
       summer.


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   ?   While Australia and New Zealand are safe countries for young travelers, doing a guided
       tour is a great way to start the semester. After participating in one of these guided tours
       students will be better prepared to plan and execute their own adventures during the
       semester.

Study Australia will arrange for these trips to coincide with our orientation dates and each trip
is operated by an experienced tour guide. In the past, we offered the following excursions,
which were extremely popular with our program participants. While these trips are always
subject to change, it is highly likely that these same trips will be offered next semester.


Optional Excursions

Last semester, over 50% of our participants who had the option to do a pre-semester trip took
advantage of one or more pre-semester trips. Please see the brief details below. Complete
itineraries will be included in the Calendar and Flights Information Packet.

South Island New Zealand:




Enjoy a 7-day extreme trip to the South Island of New Zealand and enjoy some of the most
magnificent natural surroundings this planet has to offer! From the southern hemisphere’s
largest bungee, to mountain biking, to jet-boating through ravines, to the thrill and excitement
of Queenstown, to hiking glaciers, you will not be disappointed (or bored).

Spring 2008 Cost: $1,100 plus spending money for an 8-day guided tour and final night hotel in
Auckland.*

Reef and Rafting Tour:




Enjoy a 5-day trip to Cairns, where the reef meets the rainforest. Tackle the raging rapids of the
Tully River, snorkel the Outer Great Barrier Reef, participate in a night bungee jumping techno
party, soak up some sun on the many beaches, and choose to explore the Daintree Rainforest,
home to prehistoric flora and fauna.

Spring 2008 Cost: $495 plus spending money.*



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                                                              FALL 2008 ACCEPTANCE GUIDE




East Coast Tour (Brisbane to Cairns and Great Barrier Reef):




Enjoy a 9-day trip exploring the magnificent coast line from Brisbane to Cairns. Students will
have the opportunity to not only view the amazing scenery, but tackle the white water rapids of
Tully River, snorkel or dive the Outer Great Barrier Reef, participate in night bungee jumping,
explore unique areas on ATV bikes, and sail the beautiful Whitsunday Islands.

Spring 2008 Cost: $1,100 plus spending money for a 9-day guided tour.*


Thailand Spring Break:




Australia’s location in the South Pacific makes it an excellent launch pad to explore other parts
of the region. Study Australia has organized a unique opportunity with an alternative spring
break to Thailand. This Study Australia exclusive 9-day excursion explores both the northern
and southern regions of Thailand with a focus on the culture and traditions of the country.
Thailand is a politically stable Buddhist country located in South East Asia. It is known
throughout the world for its delectable cuisine and friendly people. From the palm tree-lined
beaches in the south to the tropical rainforests in the north, Thailand offers an amazing cultural
adventure. Students will engage with a hill tribe village spending a night in the village, riding
elephants through the jungle and rafting down a river on a bamboo raft. Students will take a
Thai cooking lesson, attend a dance ceremony, and visit traditional markets. There will also be
plenty of time to relax on one of the beautiful southern islands.

Spring 2008 cost: $1,395 plus airfare and spending money for a 9-day guided tour.*

*There is usually a 5-7% annual increase in costs.




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Bond University - Optional Excursions


Pre-Semester Trips

Fiji Island Adventure:




Enjoy a 5-day trip to the exotic Fijian Islands en route to Australia. Experience local villages
and Fijian culture, visit tropical rainforests, snorkel or dive the coral reefs, and soak up the sun
on white and black sand beaches. This trip is available to Bond University participants only;
however, February students may do a variation of this trip as a stopover on the way home from
Australia.

Fall 2007 Cost: $500 (including 5-day guided trip, accommodations, transportation, most meals,
and luggage storage, etc.)*


North Island – New Zealand:




Enjoy this adrenaline-packed trip with all the breath-taking natural beauty of New Zealand as
you visit Maori cultural sites, get your heart racing while black water rafting, zorbing, jet
boating, and bungee jumping and then explore Auckland, New Zealand's largest and most
diverse city, with its galleries, museums and shops. This trip is only available to students
attending Bond University.

Spring 2008 Cost: $695, plus spending money. Airfare is included in the group flight as a stop-
over for no additional charge.*




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                                                              FALL 2008 ACCEPTANCE GUIDE




Post-Semester Trip

Extreme Cairns:




At the conclusion of the semester, Bond students can enjoy a 7-day trip to Cairns, where the reef
meets the rainforest. Tackle the raging rapids of the Tully River, snorkel the Outer Great Barrier
Reef, participate in a night bungee jumping techno party, soak up some sun on the many
beaches, and explore the Daintree Rainforest, home to prehistoric flora and fauna.

Spring 2008 Cost: $679, plus airfare and spending money for a 7-day guided tour*

* Typically, a 5-7% increase in costs occurs annually for each trip.




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Orientation and Trip Options based on University

The following grid is an example of what you can expect to receive in your Calendar and Flight
Inform ation Package 3 to 4 months before your departure. Please note, this example utilizes
possible Spring dates.

                                                        Orientation Number / US Departure
                                                                                                  Pre-Semester
           University Program         Calendar Group                  Date
                                                                                                   Trip Options
                                                            #1/Feb 3         #2/Feb 11
Bond University                            Bond         Only Orientation is January 2 – 6, 2008     GBR and NI
Deakin University                         Green                Yes                   Yes            SI, EC or ID
James Cook University                     Green                Yes                   Yes            SI, RR or ID
Macquarie University                      Green                Yes                   Yes              SI or ID
RMIT University                           Green                Yes                   Yes              SI or ID
University of New South Wales             Green                Yes                   Yes          SI, RR, EC, or ID
University of Notre Dame Perth            Green                Yes                   Yes              SI or ID
University of Notre Dame Sydney           Green                Yes                   Yes              SI or ID
University of Queensland                  Green                Yes                   Yes            SI, RR or ID
University of Sydney                      Green                Yes                   Yes          SI, RR, EC, or ID
University of Western Australia           Green                Yes                   Yes              SI or ID
University of Wollongong                  Green                Yes                   Yes              SI or ID
Monash University                          Red                 Yes                   No               RR or ID
Murdoch University                         Red                 Yes                   No               RR or ID
Queensland University of Technology        Red                 Yes                   No               RR or ID
UTS, Sydney                                Red                 Yes                   No               RR or ID
Massey University                          Red                 Yes                   No             SI, RR or ID
University of Auckland                     Red                 Yes                   No             SI, RR or ID
University of Canterbury                   Red                 Yes                   No             SI, RR or ID
Victoria University - Wellington           Red                 Yes                   No               RR or ID




       Pre-Semester Trip Options Key
GBR Great Barrier Reef Bond Trip
ID  Independent Travel
NI  New Zealand North Island Bond Trip
RR  5 Day Reef and Rafting Trip
SI  New Zealand South Island Trip




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Study Australia Timeline for Fall Semester


 November/December/January
 ?   Order passport/ renew passport (if applicable)
 ?   Ensure all of the Virtual Application Part 1 is complete including:
        o $30 application fee
        o Official academic transcripts
        o Academic References
        o Statement from University
        o Program applications

 February
 ?   Review Study Australia Acceptance Packet (to be mailed upon acceptance into program)
        o Review course selection information from Acceptance Packet
        o Review course offerings for your intended host university from Study Australia website
        o Review checklists within Study Australia Acceptance Packet
 ?   Consult study abroad office at Home University about process for study abroad credit approvals
     and other specific forms to be completed for study abroad, such as financial aid
 ?   Consult academic advisor at Home University about courses to enroll in while abroad
 ?   Submit $500 program deposit (invoice to be included with Acceptance Packet)

 March
 ?   Select Australian/New Zealand university to attend (if applied to multiple programs)
 ?   Submit course selections to Study Australia
 ?   Complete Housing Questionnaire and Emergency Information forms from Part 2 of Virtual
     Application (Part 2 available upon receipt of $500 deposit)
 ?   Receive Calendar & Flight Information Packet
 ?   Return final host institution enrollment forms to Study Australia, which are required to apply for
     student visa (Note: The timing of this event will vary considerably depending on when final
     course selections are submitted to Study Australia.)

 April
 ?   Finalize flight itinerary and any pre-semester travel
         o Complete Arrival Details section of Virtual Application
         o Pay for flight
 ?   Return final host institution enrollment forms to Study Australia

 May
 ?   Receive visa paperwork from Host University and apply for student visa
 ?   Finalize all necessary paperwork at Home University regarding credit transfer and financial aid

 June
 ?   Submit final payment, contracts, and other supplemental forms to Study Australia
 ?   Finish all remaining paperwork for Study Australia and Host University
 ?   Order overseas mobile phone (optional and only available for Australia-bound students)
 ?   Receive housing allocation and final program instructions and information

 July
 ?   Depart for Study Australia Orientation



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Study Australia Timeline for Bond University

February/March/April
?   Order passport/ renew passport (if applicable)
?   Ensure all of the Virtual Application Part 1 is complete including:
       o $30 application fee
       o Official academic transcripts
       o Academic References
       o Statement from University
?   Review Study Australia Acceptance Package (to be mailed upon acceptance into program)
       o Review course selection information from Acceptance Packet
       o Review course offerings for your intended host university from Study Australia website
       o Review checklists within Study Australia Acceptance Packet

May
?   Consult study abroad office at Home University about process for study abroad credit approvals
    and other specific forms to be completed for study abroad, such as financial aid
?   Consult academic advisor at Home University about courses to enroll in while abroad
?   Select Australian/New Zealand university to attend if applied to more than one program
?   Submit $500 program deposit (invoice to be included with Acceptance Packet)

June
?   Submit course selections to Study Australia
?   Complete Housing Questionnaire and Emergency Information forms from Part 2 of Virtual
    Application (Part 2 available upon receipt of $500 deposit)
?   Begin to review flight options
?   Return final host institution enrollment forms to Study Australia, which are required to apply for
    student visa (Note: The timing of this event will vary considerably depending on when final
    course selections are submitted to Study Australia.)

July
?   Finalize flight itinerary and any pre-semester travel
        o Complete Arrival Details section of Virtual Application
        o Pay for flight
?   Return final host institution enrollment forms to Study Australia
?   Receive visa paperwork from Host University and apply for student visa
?   Finalize all necessary paperwork at Home University regarding credit transfer and financial aid

August
?   Submit final payment, contracts, and other supplemental forms to Study Australia
?   Finish all remaining paperwork for Study Australia and Host University
?   Order overseas mobile phone (optional)
?   Receive housing allocation and final program instructions and information

September
?   Depart for Study Australia Orientation




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Chapter 2– Academics
This chapter is divided into two sections, the “Course Selection Process” and “Academic
Differences”, and will help answer the following questions:

               ?   How do I ensure credit transfers back to my home institution?
               ?   How many classes can I take in Australia/New Zealand?
               ?   Which classes can I take in Australia/New Zealand?
               ?   When do I sign up for classes?
               ?   Where can I find course descriptions and/or course syllabi?
               ?   What are some major differences with teaching and grade assessment in
                   Australia/New Zealand compared to the United States?


Course Selection Process


The Australian and New Zealand academic year commences each February/March. While this
is the “second semester” of our academic year in the US, it is the first semester in the Australian
and New Zealand academic year. Therefore, you will be participating in their first academic
semester if you are a Spring participant. Spring participants must select Semester 1 courses.
Spring students are not eligible to take courses offered in Semester 2. If you are a Fall
participant, you will be participating in their second academic semester. Fall participants must
select Semester 2 courses. Fall semester participants are not eligible to select Semester 1 courses.
For Bond University participants, the first trimester takes place from January to April and is
labeled as “January” on the Bond University website.

Overseas universities post course catalogs online, and course catalogs are not printed in hard
copy, so you need Internet access to view and select your courses. Links to the university web
sites can be found at the end of this chapter. Please call Study Australia for further explanation
if you have any questions after you review the remainder of this packet.

Understanding Pre-Approval and Final Registration
Selecting courses at your Australian/New Zealand University is characterized by two phases –
Pre-Approval and Final Registration.

               ?   Pre-Approval takes place before departure overseas
               ?   Final Registration mostly occurs during your overseas orientation




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Pre-Approval
In contrast to most U.S. universities, many Australian and New Zealand institutions do not
allow students to register for classes months in advance. In most instances, students will
officially register for classes upon arrival based on their “Pre-Approved” course list. Therefore,
it is imperative that students follow the described Pre-Approval process carefully and consult
Study Australia staff members for guidance to ensure enrollment overseas goes smoothly. The
more classes that are pre-approved, the greater flexibility you will have once you arrive. In
addition, Australian/New Zealand universities rarely update their course timetables months in
advance, so you may not know the days and times courses meet until as late as one month prior
to arrival. This is yet another reason to get many classes pre-approved.

Step 1: Read the Guide to the Online University Course Catalog below carefully. Make sure
you understand the credit point system, semester codes, and other key terminology for your
selected university before you start searching for specific classes. Many students mistakenly
select classes for the wrong semester or classes they are not eligible to take because they fail to
follow the proper guidelines. Upon acceptance into the program, Study Australia will send
each student university-specific course selection information.

                        Guide to the Online University Course Catalog
 Australian/ NZ Term     US Term          Explanation

 Semester One            Spring           Runs February - June or January - July (Bond University only)
                         Semester
 Semester Two            Fall Semester    Runs July - November or September - December (Bond University Only)

 Faculty                 School           Example: Faculty of Science is equivalent to the School or College of
                                          Science in the US
 School                  Department       Example: within the Faculty of Arts is the School of Communication

 Timetable               Schedule         Schedule of class offerings, including location of classes and hours/days
                                          the class meets
 Program/Plan            Major            The major course of study for which a student attains a degree

 Course/Subject/Unit     Class            An individual class, e.g., Biology 101

 Short Course            N/A              Non-credit bearing course usually covering a special interest or topic

 Paper                   Class            An individual class in New Zealand, e.g., Biology 101

 Handbook                Course Catalog   Contains a brief description of individual classes and the semester
                                          offered. Some handbooks also list contact hours, e.g., lecture, tutorial
                                          and lab hours for each class
 Co-requisite            Co-requisite     Course that must be completed successfully, or studied concurrently
                                          with, the course for which it is prescribed.

Step 2: Select at least 6 – 8 courses you wish to take at your chosen university (see web links at
end of this chapter). In most cases you will enroll in three to five courses upon arrival. Please
keep in mind that you can add and delete courses during the final registration process and even
after classes begin as long as your total credit points meet university enrollment rules.
Students generally receive 3 – 5 U.S. transfer credit points at their home institution for each full-

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time course taken overseas, regardless of the overseas credit point value. The general rule is
that you should receive the equivalent of one full-time course at your home institution for every
full-time course you complete at your host institution. Please check with your home university
for its credit transfer policies.

Review the following table to determine:

   ?    Number of credit points for which you need to enroll to satisfy student visa regulations
        at your host university
   ?    Number of courses you will need to take based on minimum and maximum credit point
        requirements
   ?    Australian/New Zealand credit point values per enrolled course
   ?    Number of courses we recommend for pre-approval


Australian/New Zealand            # of Credits for   Typical Course    How many Credit   Number of Courses
University                        Full Enrollment    load needed for   Points is each    we recommend for
                                                     Full Enrollment   Course?           pre-approval

Bond University                   9 – 12             3 – 4 Courses     3 Credits         6 – 8 Courses

Deakin University                 4                  4 Courses         1 Credit          6 – 8 Courses

James Cook University             9 – 12             3 – 4 Courses     3 Credits         6 – 8 Courses

Macquarie University              9 – 14             3 – 4 Courses     3 – 4 Credits     6 – 8 Courses

Massey University                 37.5 - 50          3 – 4 Papers      12.5 Credits      6 – 8 Courses

Monash University                 18 – 24            3 – 6 Courses     2 – 8 Credits     6 – 8 Courses

Murdoch University                9 – 12             3 – 4 Courses     3 – 4 Credits     6 – 8 Courses

Queensland University of Tech.    36-48              3 - 4 Papers      12 Credits        6 – 8 Courses

RMIT University                   48                 4 – 6 Courses     6 – 12 Credits    8 – 12 Courses

University of Auckland            6–8                3 – 4 Papers      2 Credits         6 – 8 Courses

University of Canterbury          18 – 24            3 - 4 Papers      6 Credits         6 – 8 Courses

University of New South Wales     24                 4 – 5 Courses     3 – 6 Credits     6 – 8 Courses

University of Notre Dame          12 – 15            3 – 4 Courses     3 Credits         6 – 8 Courses

University of Queensland          6 – 10             3 – 5 Courses     1 – 2 Courses     6 – 8 Courses

University of Sydney              22 – 24            3 – 6 Courses     2 – 8 Credits     6 – 8 Courses

University of Western Australia   20 – 24            3 – 4 Courses     6 – 12 Credits    6 – 8 Courses

University of Wollongong          22 – 24            4 – 5 Courses     6 – 8 Credits     6 – 8 Courses

UTS – Sydney                      18 – 24            3 –4 Courses      6 – 8 Credits     6 – 8 Courses

Victoria University Wellington    54-72              3-4 Papers        18-24 Credits     6 – 8 Courses




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Step 3: Send Study Australia your initial list of classes you wish to take abroad by logging into
our Virtual Application Manager (VAM). This list can be sent before or after you meet with
your academic advisor or dean as changes are permitted. The “Online Course Selection Form”
is available on your VAM: http://www.study-australia.com/crm/myaccount.

Step 4: Review your final list of courses with your academic advisor or dean to ensure credit
transfer. In addition to the “Statement from University or College” form (located on VAM) that
needs to be signed by your academic advisor, you should ensure that you fully understand the
credit transfer policy of your home institution. Your advisor should be able to help you with
this process and we always encourage students to get course approvals in writing.

        FAQ: Do I really need to have my academic advisor approve all my classes before
        I leave for Australia/New Zealand?

        No, but it is highly recommended if you want to receive transfer credit. Some
        students tackle the credit transfer issues when they return from Australia or New
        Zealand, but at the very minimum you should meet with your academic
        advisor/dean before departure so they are fully aware you will be studying abroad.
        They will be able to help you select courses that will count towards your major and
        that will be easily transferable for credit when you return. In addition, they need to
        sign the Study Australia “Statement from University or College” form.

Step 5: Study Australia will review your course selection list with your host university staff
members to ensure that you meet prerequisites and that your academic load will not be too
challenging. The end result will be your Pre-Approved course list. Changes can be made to
this list at anytime, up to four weeks prior to departure.

Final Registration

Step 6: In most instances, the Final Registration process will take place during the official
university orientation. At this time you will review your Pre-Approved course selections with a
university staff member. This will be your opportunity to make additional changes to your
schedule based on timetables and other factors. If you have no changes this process will be very
quick.

In addition, you will be able to add/delete courses after classes commence. The time frame
varies for each university, but generally you will be allowed 2 – 3 weeks for changes.

NOTE: Overseas universities rarely print course catalogs for distribution to international
students. The universities feel they can provide the most updated information using official on-
line university course books located on their web sites. Therefore, you will need access to the
Internet to complete many aspects of the course selection process. Please contact Study
Australia if you do not have Internet access.




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Academic Differences between Australia,
New Zealand & the United States

Academic terminology overseas is different compared to American terms. For example, at
some Australian/New Zealand universities a 'course' actually means a 'degree program', such
as "I am studying the Bachelor of Business course," while a 'subject' or ‘paper’ refers to an
individual class/subject matter. Below we have outlined some of the main academic
differences that American study abroad students have consistently noted.

Limited assessment/assignments. This will vary for each faculty, but in general, most courses
have only limited assessments/assignments throughout the course of the semester. For
example, some courses have one paper worth 20% and one final exam worth 80% of the final
grade. This is very different from the American system where there is usually continual
assessment, i.e. quizzes, essays, papers, midterm and final exams. In the American system
students often know how they are progressing throughout the semester. With the limited on-
going assessment throughout the semester in the Australian and New Zealand systems, many
students think there is no point going to class because there are fewer assignments. However,
given that there are fewer assignments, each assessment becomes proportionately more
important and can make it harder to get a good grade in a course. If you fail one assignment
you will have a lot of ground to make up with the remaining assignment or exam, and how
much ground you are able to make-up can be mathematically limited. Do not get lulled into a
false sense of security. Do the coursework as the semester progresses. If you don’t, when the
mid-term/final exam is upon you it will be quite difficult to pass the class. At that point, it will
be too late to withdraw from the class so the poor mark will be on your official transcript.

More emphasis on independent work. Even though there are limited assignments, it is
expected that the student is doing continuous independent research/study during the course.
However, many study abroad students skip class, as there is nothing to submit or present.
Students may not get extra points for attending class and participating, but if a student
continually misses class the lecturer will notice and can factor the absence into the final grade.
Additionally, some American students are used to having professors available daily for
assistance if they are finding the course difficult. It may vary from department to department,
but in general, students in Australia/New Zealand are expected to be independent, do the work
and make sure they pass the class on their own.

Courses in Australia and New Zealand can be more difficult as the Australian/New Zealand
degree programs are very streamlined (e.g. if you are a business major all you take is business --
there are no general education requirements). Australian/NZ students have prepared for their
degree in high school, so that first year economics, for example, is quite difficult as it is assumed
that you have had a significant economics background in high school. In contrast, in the U.S.
most first year students, regardless of their degree, take broader courses to satisfy general
education requirements. Such general education courses tend to be a bit easier since they are
intended to be taken by a variety of students from a variety of academic disciplines, and not
necessarily by students specializing in that field. This also means that Australian/NZ students
have significant background in their area of study by the time they reach second and third year
of college. In general, they compare the first year in Australia to the second/Sophomore year in

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the U.S., the second year in Australia/NZ to the third/Junior year in the U.S., and the third
(and final) year in Australia/NZ to the fourth and final/Senior year in the U.S. Keep this in
mind when choosing courses (see table on Part 2 of Academic Chapter).

Assessment/Grading: Overseas institutions determine grades differently from U.S. institutions.
It is common for US students to start with a 100% when they hand in an assignment. As the
teacher marks the paper and finds mistakes, the student is marked down until they reach a final
grade. At overseas universities, students start with a 0% and are marked up as the teacher finds
things correct until they reach a final grade for that assignment. As a result, students will
generally end up with lower grades overseas. For example, overseas a 75% on a paper is
normally a "Credit" which is equal to a 'B' in the U.S. It is much harder to get a higher grade in
Australia than in the U.S. This can affect students psychologically -- that is, students
accustomed to receiving grades in the 80 - 90% range will be disappointed to receive lower
percentage scores (75%), even though the percentage translates to the same 'B' grade.

Below is a general comparison of the Australian/NZ grading system (some universities use the
Distinction grading scale and some have a scale of 1 – 7) and their American Grading
equivalencies. Please note that this comparison is only general, and that your home
institution ultimately decides the amount of credit you will receive and the grade
equivalencies for your home institution.

                   Australian                  Meaning                 US Grade
                     Grade
               7 or HD             High Distinction                    A+ / A
               6 or D              Distinction                         A- / B+
               5 or C              Credit                              B
               4 or P1             Pass 1                              C
               3 or P2             Pass 2 or Conceded Pass             D
               2, 1 or F           Fail                                F

                New Zealand               Percentage Range             US Grade
                    Grade
               A+, A, A-           75-100%                            A
               B+                  70-74%                             B
               B                   65-69%                             B
               B-                  60-64%                             B
               C+                  55-59%                             C
               C                   50-54%                             C
               D (Fail)            40-49%                             F
               E (Fail)            39% and under                      F

Please note: Most U.S. universities do not include overseas grades in the student’s total GPA.
The credit is recognized as transfer credit, but is excluded from all GPA calculations. However,
this may be different at your home institution. Please check with your home university
regarding their transfer credit policies.



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Australian/New Zealand Course Levels. Study abroad students will generally take a
combination of 100/1000, 200/2000 and 300/3000 level courses. Course levels in
Australia/New Zealand do not correspond to the same course level in the U.S. Because
Australians and New Zealanders earn an undergraduate degree in three years versus the
customary four years in the U.S., course levels are slightly different than what most students are
accustomed to at their home institution. For example, a 400/4000 level course in the U.S.
generally equates to a “senior” year course, but in Australia and New Zealand, a 400/4000 level
course would equal a “Graduate” course. Please see the chart below for more examples.

                                     Australian/NZ Course         Open to Study Abroad
U.S. Academic Year
                                     Equivalent                   Students
 Freshman Year (100/1000 level)       Taken in High School        Not Available
 Sophomore Year (200/2000 level)      100 or 1000 level           Available
 Junior Year (300/3000 level)         200 or 2000 level           Available
 Senior Year (400/4000 level)         300 or 3000 level           Available
 Graduate (500/5000 level)            400+ or 4000+ level         Not Available

Because of these academic differences you should not take all 300 or 3000 level courses at your
overseas university just because you are a junior. 300/3000 level courses in Australia/New
Zealand are equivalent to “senior” year courses in the U.S. “Senior” year courses assume the
highest knowledge base going into the course, which many U.S. juniors or sophomores may not
possess. Most universities will allow you to take some 300/3000 level courses, but they will
strongly recommend you take a balance of first, second and third year courses to ensure you are
not academically overwhelmed.

We will discuss these academic differences in more detail upon arrival. If you have any
questions or concerns regarding academic differences please do not hesitate to contact us. The
majority of our participants do quite well overseas, but it is important to be aware of the
academic differences. There will be many potential distractions, so participants need to be
aware of the potential pitfalls.


Course Selections Goal
As you select your 6 – 8 courses keep in mind your ultimate goal at final registration is to have:

1. A total number of credit points (as shown in the chart above) within the university’s stated
enrollment range.

2. A balance between 100, 200 or 300 (1000, 2000 or 3000) level courses.

3. A combination of courses that will keep you on track to graduate.

Once you are comfortable with the above information, please follow the internet links provided
on the next page to your chosen Online University Course Catalog to begin reviewing specific
courses.


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                                                                         FALL 2008 ACCEPTANCE GUIDE



Links to University Online Course Catalogs

     University                                    Link to University Course Book
                             Course Listing and Descriptions:
     Bond University
                             http://www.bond.edu.au/study/international/studyabroad/subjects.html
                             Course Listing and Descriptions:
    Deakin University
                             http://www.deakin.edu.au/handbooks2008/
                             Course Listings and Descriptions:
 James Cook University
                             http://www.jcu.edu.au/courses/
                             Course Listings and Descriptions:
  Macquarie University
                             http://handbook.mq.edu.au/units.php
                             Course Listings and Descriptions:
   Monash University
                             http://www.monash.edu.au/pubs/handbooks/
                             Course Listings and Descriptions:
   Murdoch University
                             http://www.murdoch.edu.au/index/units#browse
Queensland University of     Course Listings and Descriptions:
     Technology              http://www.qut.edu.au/study/courseinfo/
                             Course Listings and Descriptions:
    RMIT University
                             http://www.rmit.edu.au/browse;ID=a178asfarbop
 University of New South     Course Listings and Descriptions:
          Wales              http://www.student.unsw.edu.au/handbook/subjectarea/index.shtml
University of Notre Dame -   Course Listings and Descriptions:
        Fremantle            http://www.nd.edu.au/fremantle/courses/unitCourses/index.shtml
University of Notre Dame -   Course Listings and Descriptions:
         Sydney              http://www.nd.edu.au/sydney/courses/unitCourses/index.shtml
                             Course Listings and Descriptions:
University of Queensland
                             http://www.uq.edu.au/study/search.html?action=course_form
                             Course Listings and Descriptions:
  University of Sydney
                             https://ssa.usyd.edu.au/ssa/handbook/uossearch.jsp

University of Technology –   Course Listings and Descriptions:
         Sydney              http://www.handbook.uts.edu.au/
     University of           Course Listings and Descriptions:
    Western Australia        http://handbooks.uwa.edu.au/units
                             Course Listings and Descriptions:
University of Wollongong
                             https://sols.uow.edu.au/owa/sid/CAL.USER_CALENDAR_SELECT_SCREEN
                             Course Listings and Descriptions:
   Massey University
                             http://study.massey.ac.nz/massey/students/studymassey/search.cfm?view=paper
                             Course Listings and Descriptions:
 University of Auckland
                             https://ndeva.auckland.ac.nz/ndeva/course_catalog/Uofak/subtoc.asp
                             Course Listings and Descriptions:
 University of Canterbury
                             http://www.canterbury.ac.nz/subjects/index.shtml
   Victoria University       Course Listings and Descriptions:
      Wellington             http://www.victoria.ac.nz/home/study/subjects/coursecatalogue.aspx




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                                                             FALL 2008 ACCEPTANCE GUIDE




Course Selection Process Summary

Step 1: Read the ‘Guide to the Online University Course Catalog’.

Step 2: Select 6 – 8 courses you wish to take at your chosen university by using the on-line
course catalogs.

            Step 3: Send Study Australia your initial list of 6 - 8 courses you wish to take
            abroad by using the on-line Course Selection Form within the Study Australia VAM
            (login at www.study-australia.com/crm/myaccount). These courses must be
            submitted in order of preference.

Step 4: Review your final list of courses with your academic advisor or dean to ensure credit
transfer. In addition to the “Statement from University or College” form that needs to be signed
by your academic advisor, you should ensure that you fully understand the credit transfer
policy of your home institution. Your home institution academic advisor should be able to help
you with this process, and we always encourage students to get credit transfer approvals in
writing.

Step 5: Study Australia will review your course selection list with your chosen university staff
members at the university abroad to ensure that you meet the course pre-requisites and that
your academic load will not be too challenging. The end result will be your Pre-Approved
Course List. Changes can be made to this list at anytime, up to four weeks prior to departure.

Step 6: The Final Registration process will take place during the official university orientation
period in the study abroad country. At this time you will review your Pre-Approved Course
List with a staff member of the host university. This will be your opportunity to make
additional changes to your schedule based on timetables and other factors. If you have no
changes this process will be very quick. In addition, you will be able to add/delete courses
after classes commence. The add/drop date varies for each university, but generally it is 2-3
weeks.




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                                                           FALL 2008 ACCEPTANCE GUIDE




Chapter 3 – Housing
Study Australia guarantees housing for all program participants. Most students choose to stay
in our high quality, furnished and pre-arranged, off-campus units with other U.S. study abroad
students. With this selection, you will be guaranteed a room within an apartment or house,
generally within walking distance or a reasonable bus commute, to your University. We also
work hard to place our participants in locations central to student life and close to
entertainment and nightlife opportunities so you can fully experience your host country’s
culture. On-campus housing is available and highly recommended at some universities. Please
see the comments below for more details on off-campus and on-campus opportunities at each
university.

Due to federal student privacy laws and program procedures, we only provide roommate
assignments and participant contact information if participants have signed a disclosure
consent waiver. We are generally able to honor most roommate requests. It is also important to
tell us if there is someone you do NOT want to live with.


Housing Selection Process

Step 1: Please read this information carefully to become familiar with the housing options and
standards at each university. University meal plans are not included in our program costs and
are not offered by most universities.

Step 2: All students will automatically receive the “standard” housing at each university
unless otherwise notified. All “standard” housing for each Program is noted on page 25. Our
“standard” housing at each university has historically been the most popular with our
participants. You must notify us if you want to be considered for the “optional” housing at
your program university or if you intend to find your own accommodations.

Step 3: Complete the “Housing Questionnaire” using the Virtual
Application Manager (VAM) – http://www.study-
australia.com/crm/myaccount). This form is used to allocate and assign
roommates for housing purposes.

Step 4: Review final housing assignment with a Study Australia representative.




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                                                             FALL 2008 ACCEPTANCE GUIDE




Off-Campus - Study Australia Standard Housing


We select our off-campus student houses on the basis of cost, comfort, safety, cleanliness, and
convenience. Facilities vary for each unit, but each unit must meet our basic standards. Our
selection is limited to the student rental market near the universities. Past participants have
been very satisfied with the units we lease and the proximity to entertainment and recreational
opportunities.

Some landlords provide extras for our students, such as maid service, air-conditioning,
dishwashers, washers, microwaves, and community pools. These items are not part of our basic
standards, and we cannot guarantee their presence for all participants nor take responsibility
for their upkeep or repair. However, students are also able to rent such items based on their
individual or group preferences. Housing assignments are made based on program
considerations, so it is not possible to request specific locations. Most units have space for 3-6
students, with shared bathrooms and kitchen facilities. Students share doubles, triples, or
quads, although currently most bedrooms consist of singles and doubles.

What does ‘furnished’ mean? Most units include the following basic items listed below,
although your unit may include additional items based on landlord preferences as discussed
above. Specific inclusions for your unit will be provided when we release your housing
allocation (typically 2-3 weeks before classes commence). Below is a sample list of inclusions.

   ?   Bedrooms: Individual single beds with one pillow and comforter (doona)
   ?   Kitchen: Refrigerator, toaster, crockery, glasses, cutlery, kitchen utensils, pots/pans and
       conventional oven/stove
   ?   Bathroom: Permanent bathroom fixtures only
   ?   Living/Dining: Sofa set and table
   ?   Utilities: Water usage and gas/electricity connections*
   ?   Study Australia housing typically includes: Internet, cable services, linens and towels
   ?   Units do not include: Meals/meal plans, telephone connections and usage.
   ?   Units not managed by Study Australia often do not include: Internet, cable, linens,
       towels, or meals

*Utilities: Your final program invoice will reflect a utility levy based on estimated usage for
the semester. This charge is an estimate based on actual utilities from previous semesters.
Study Australia will pay all utility bills (except phone bills) on your behalf with the funds
allocated for utilities. This procedure was implemented to reduce the number of bills students
had to track and pay. Past participants noted it was difficult to coordinate and collect payments
from all residents in a timely and efficient manner due to varying schedules. You will not be
liable for further utility charges unless you experience excessive usage. Your house will be
notified of excessive utility bills before you are charged additional fees. You will need to
arrange your own phone service upon arrival. It is a simple procedure and instructions will be
provided. Some students prefer to purchase cell phones in lieu of normal landline service.




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                                                                 FALL 2008 ACCEPTANCE GUIDE



Deposits: Your final program invoice will include a housing deposit of USD$350. This deposit
is refundable, less reasonable cleaning costs, at the end of the semester provided the unit is left
in satisfactory condition and all furniture items are accounted for and intact. Generally, you
will receive the deposit 4-8 weeks after the conclusion of the semester, provided you have
completed the Refund Request Form located on the Virtual Application Manager.

Cleaning: You will be responsible for keeping your room clean and laundering your own
sheets and towels. There are usually laundry facilities within walking distance or washing
machines can be rented. In some cases landlords provide washing machines and dryers. You
will also be asked to help preserve the general order of bathrooms and common areas and to
wash your dishes, etc.

Terms of Residence: Study Australia provides accommodation for the entire orientation
program and the duration of your academic semester including semester breaks. In addition,
students are generally allowed to stay in our units until one day after all university exams
finish. Please reference the program calendars for exact dates. Study Australia can also
recommend short-term housing for any participants wishing to stay past the program term.

Shipping Items to Australia/New Zealand before you know your address overseas:
If you need to ship items before your departure please contact Study Australia. We can provide
a shipping address to which items can be sent in advance of your arrival. With proper
planning, packages will be ready for pickup upon arrival overseas. Please consult your local
shipping company for time and cost estimates. In order to keep costs down we recommend you
plan 4-6 weeks in advance to avoid “express” shipping charges.

On-Campus Housing


In Australia and New Zealand, most local students attend a university in their home state or city,
rather than applying to different universities around the country, and live at home or in an
apartment with friends, commuting to campus. Therefore, on campus accommodation is very
limited at most Australian/New Zealand universities. This is quite different from many U.S.
universities where the majority of students live on-campus.

On-campus residential colleges were developed for 'country' students (e.g. students coming from
rural communities) who did not have family in the city or near the University where they could
board. The colleges were primarily formed not only to accommodate these students, but also to
provide a 'home away from home'. Therefore, many of the colleges have a religious affiliation
(because the parents wanted their children to keep up their religion while living away from home)
and also provide some academic assistance.

Some study abroad students from the U.S. feel there are many younger students living in the
residential colleges (average age 17 - 18 years old). Students also feel they have less independence as
they cannot prepare their own meals and there are set meal times. Therefore, past experience has
shown that most of our participants in the 19 - 22 age group prefer the independence of being off-
campus and part of the local community. In addition, most of the on-campus ‘colleges’ give
preference to residents that will be studying for a minimum of one-year, which further reduces the

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                                                                 FALL 2008 ACCEPTANCE GUIDE



already tight availability for one-semester study abroad students. However, there are some
universities where we recommend on-campus housing based on positive feedback from past
participants and the limited availability of off-campus options.

Please call our office if you would like more information regarding on-campus housing options and
availability.

Doing It Yourself - Potential Housing Pitfalls


When it comes to off-campus housing, which is the preferred alternative in most instances, some
participants may inherently think it is easier or less expensive to find their own housing upon arrival.
Please think again. While you may luck into a good housing situation, chances are you will run into
some challenges and hassles that may complicate your stay, to say the least. You may find that:

   ?   You are locked into a 6-12 month lease

   ?   Safe housing near campus can be difficult to find

   ?   Public transport is limited

   ?   Many landlords and real estate agents are not willing to deal directly with students

   ?   Set-up and payment of utilities can be a real hassle

   ?   Many units come unfurnished, meaning you must rent furniture (a costly option)

   ?   No one to serve as liaison with your landlord or roommates should a dispute arise

Our pre-arranged housing is truly your best option - leased, furnished and inspected prior to
your arrival – the easiest way to live abroad!




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                                                                FALL 2008 ACCEPTANCE GUIDE




Housing Options by University

Below you will find our standard housing option at each participant university based on a variety of
factors including: past participant recommendations, price, comfort, living space and convenience to
entertainment districts and the main campus. Students have generally enjoyed the independence of off-
campus living over on-campus accommodation, but a few universities offer exceptional on-campus
options and in those instances we make on-campus housing the stand ard option at that university.

                                     Study Australia Program Housing
 University Program                          Off-Campus         On-Campus

 Bond University                             Standard           Optional

 Deakin University                           Varies by Campus   Varies by Campus

 James Cook University                       Optional           Standard

 Macquarie University                        Standard *         Optional

 Massey University                           Standard *         Optional

 Monash University                           Standard           Optional

 Murdoch University                          Standard           Optional

 Queensland Univ of Technology               Standard           Not Available

 RMIT University                             Standard           Not Available

 University of Auckland                      Standard *         Not Available

 University of Canterbury                    Optional           Standard

 University of New South Wales               Standard           Not Available

 University of Notre Dame – Fremantle        Standard           Not Available

 University of Notre Dame – Sydney           Standard           Not Available

 University of Queensland                    Standard           Optional

 University of Sydney                        Standard           Not Available

 Univ of Technology – Sydney                 Standard           Not Available

 University of Western Australia             Optional           Standard

 University of Wollongong                    Standard           Optional

 Victoria University Wellington              Optional           Standard

*Off-campus housing not managed by Study Australia. Managed by University or 3 rd party.

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                                                             FALL 2008 ACCEPTANCE GUIDE




Off-Campus Housing Location Descriptions by Program


Bond University: Off-campus housing in Robina is adjacent to campus and generally includes
private pool and more living space compared to University housing. University meal plans are
available for students living off-campus.

James Cook University: On-campus accommodation recommended and university meal plans
are available for purchase.

University of Queensland: Most off-campus units are located in the suburb of St. Lucia, within
walking distance to campus and close to major ferry stops (access to city), shopping and the
Brisbane River. City locations are available upon request, but require public transport to
campus and are more expensive.

Queensland University of Technology (QUT): same as University of Queensland (see above).

Macquarie University: Off-campus apartments that are managed by Macquarie University.
Students have the option of residing in city apartments (see University of Sydney below).

University of Sydney: Most of the off-campus units are located in a central area within a short
distance from Bondi Beach, Sydney’s Central Business District (CBD), and the entertainment
district. In addition, we also offer units located within the entertaining inner city districts of
Glebe, Chippendale and Newtown, all within a short walk of campus. Finally, we sometimes
offer a beachside living option. Options vary each semester and the details are provided later in
the enrollment process.

UTS - Sydney: Same as University of Sydney (see above)

University of New South Wales: Off-campus units are located in two unique areas - the
beachside town of Coogee and centrally located Bondi Junction which is close to Bondi Beach
and offers easy access to the city of Sydney. Commutes to campus vary from 10 – 20 minutes on
public transport.

University of Wollongong: Variety of off campus units available close to the Wollongong town
center, local beaches and train station.

University of Notre Dame/Murdoch University: Most of the units are located in the coastal
suburb of Fremantle with a short bus ride to Murdoch or within walking distance for Notre
Dame. Fremantle offers excellent nightlife and cultural opportunities as well as easy access to
Perth and a short stroll to the Indian Ocean.

University of Western Australia: On-campus housing recommended although recently many
participants have opted for off-campus housing in Fremantle (see above).




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                                                            FALL 2008 ACCEPTANCE GUIDE



Deakin University: On-campus housing recommended for Geelong students. Students
attending the city campus of Burwood have both on-campus and off-campus options. See
RMIT below for sample of off-campus housing.

Royal Melbourne Institute of Technology (RMIT): Most housing is located in one of
Melbourne's city center neighborhoods with a reasonable commute to campus.

Monash University: Students can choose between living on campus in the Halls of Residence
and living in an off-campus apartment in an inner city neighborhood closer to the city center.

Massey University: On-campus housing recommended.

University of Auckland: Located in Auckland’s city center within walking distance to main
University campus, cultural and nightlife opportunities.

University of Canterbury: On-campus housing recommended.

Victoria University Wellington: On-campus housing recommended.




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                                                                 FALL 2008 ACCEPTANCE GUIDE




Chapter 4 - Flight Information
Study Australia reserves special group flights with an estimated savings of up to $200-$800 off
normal open-ended fares on Qantas Airways through Study Australia’s recommended travel
agent. Full details, flight options and pricing will be included in the Calendar and Flight
Information Packet, which will be sent 3-4 months before departure.

Please note the following:

   ?   All group flights depart Los Angeles, but the travel agent can also arrange add-on fares
       to Los Angeles from your home city in the U.S. Please see FAQ #6 below for the
       importance of booking your add-on fares in conjunction with your international ticket.

   ?   You are not required to use our travel agent and can make your own travel
       arrangements, although historically 90% of our participants have used the group flights.
       If you book your own ticket, please read the fine print to ensure you fully understand
       your fare restrictions, such as change fees and stopover destinations.

   ?   Flight times to Australia/New Zealand from Los Angeles are 14 hours and 11 hours
       respectively, but you lose a day when crossing the international date-line. Therefore, it
       takes two calendar days to reach Australia or New Zealand, although the flights are less
       than 24 hours.

   ?   Only our preferred travel agent can book our group rates. Do not contact Qantas
       Airways directly as they will not be able to assist with our group booking.

   ?   Most program participants finalize their flights 2 months before departure, so you will have
       plenty of time to book your flight once the group flight information is released in the
       Calendar and Flight Information Packet.


Flight Options

There will be several options for booking flights so the following information will provide an
idea of typical options that may be offered. Remember there will be plenty of time to book
flights, as Study Australia will receive a block of seats for all participants; therefore, no action is
required until you are notified by Study Australia.

Option A: Select the standard group flight – All students who select this option will depart
the United States from Los Angeles International Airport. The travel agency is able to book
your connecting flights from your home city to Los Angeles. As part of the Study Australia
program, your airport reception will be arranged on your behalf. Once you arrive, you will be
transported to the Study Australia orientation.



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Option B: Select your own departure date through our recommended travel agency – You can
choose to arrive in advance of the group flight and still take advantage of the Study Australia
discounted airfare. Please be aware that you will be responsible for your own airport reception
unless you arrive within one hour before or after the group flight arrives. You will also be
responsible for your own accommodation prior to the start of orientation. Once Study Australia
provides you with a program calendar, you will need to make arrangements to arrive at the
Study Australia orientation destination at 11 a.m. on the first day of orientation.

Option C: Make your own travel arrangements – You may choose to make your own travel
arrangements through another travel agency or vendor. Again, if you plan on attending Study
Australia orientation you will need to make arrangements to arrive at the Study Australia
orientation at 11 a.m. on the first day of orientation. In addition, you will be responsible for
your own airport transport and accommodations until the beginning of orientation.


Frequently Asked Flight Questions


1. How soon should I book my ticket to Australia/New Zealand?
Study Australia recommends reserving your seat on the group flights about 3-4 months in
advance of your intended departure. The group fares are contract rates and do not fluctuate
like typical domestic fares so do not feel rushed to purchase a ticket 7-8 months in advance. In
addition, we have multiple seats blocked exclusively for our groups.

2. When do I have to pay for my ticket?
Your ticket price does not have to be paid at the time of ticket reservation. Participants may
hold their seat up to 14 days from the time of the reservation before payment is required.

3. Are these the lowest fares?
Maybe. Keep in mind your search for the lowest price ticket may not yield the best overall
flight in terms of connection times, stops, change fees, airline, and travel agent service. The
group fares are competitively priced as Study Australia works with the travel agent to ensure
the best possible price for the highest level of service. Qantas offers excellent in-flight service
and has multiple daily flights to Australia and New Zealand. Our preferred travel agent is a
well-respected travel agency specializing in student flights to Australia/New Zealand and over
the years they have dealt with every imaginable request or issue.

4. I’ve seen flights to Australia for as low as $895 – why are your fares so much more?
Read the fine print and you will find that the heavily advertised discount fares are for
maximum stays of 30 days and certain departure months. Since you will be overseas for at least
4-5 months, these fares do not apply for study abroad programs. Your parents or friends,
however, may be eligible for one of these low fares or special offers.

5. What about buying my ticket on-line?
Study Australia does not recommend buying tickets from travel web sites such as Expedia.com
and Priceline.com. Those tickets usually come with hefty restrictions and are usually more
expensive. Our group fares are very competitive and include free stopovers and very flexible
change terms. This is very important when buying a ticket for a six-month stay, as date changes
are often needed.


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6. How do I get to Los Angeles to meet the Group Flights?
Our preferred travel agent can provide add-on flights from your home city to Los Angeles in
order to meet the Qantas flight. Advantages of using Qantas’ add-on fares are that the U.S.
domestic flights will be a part of the international ticket, thereby allowing the following:

       o   Qantas Airways luggage restrictions will supersede those of the U.S. carriers,
           allowing students to carry up to 140 pounds of checked luggage, plus one carry-on
           (up to 15 pounds) and a personal item (purse, briefcase, laptop, etc.).
       o   In the event of a missed connection in Los Angeles, students will be offered free
           room and board, plus a seat on the next available Qantas flight.
       o   In the event of changes to the international ticket, the U.S. domestic flights will also
           be changed at no additional cost.
       o   Baggage will be able to be checked through from point of origin to final destination.
           This allows students to transit all connecting airports without having to collect their
           luggage and re-check it.

7. Should I join a Frequent Flyer Program?
Yes, we recommend joining a frequent flyer program that earns miles from Qantas Airways
flights. Please see the Qantas web site (www.qantas.com.au) for their current list of partners.




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Chapter 5 – Orientation
University Orientation

Your host institution will hold a formal orientation lasting from one day to one week. This
orientation is mandatory. Topics discussed may include health insurance enrollment, medical
facilities, security, university-sponsored trips and activities, academic enrollment/expectations,
and Australian media and culture. During this orientation most students will also finalize
course registration.


Study Australia Orientation

The Study Australia Orientation in Sydney or Auckland, included in your Study Australia
program fee, is available for all spring semester students. The orientation period will include
fun social events and informal discussions on topics such as meeting local students on campus,
travel within the South Pacific, differences in academic systems, and general tips for having a
successful semester. It is a great way to acclimate yourself upon arrival overseas and has
always been a highlight for our previous participants. Below is a sample orientation for
Sydney.

Sample Orientation in Sydney:

       Day 1: Sydney Walking Tour - Settle in at hotel; take a walking tour of Hyde Park; stop
       at the harbor side Botanic Gardens; tour through Bennelong Point, home of the famous
       Sydney Opera House; end with a ferry ride, as students have the opportunity to soak in
       the sights of the Sydney Harbor before having dinner at a local favorite restaurant along
       Pier 21.

       Day 2: Blue Mountain Abseiling (Rappelling) – Take part in one of the most popular
       adventure sports in Australia. Work with certified guides to descend a rope whilst
       surrounded by awesome sandstone cliffs towering high above you, and often into the
       valley far below you; depart the Blue Mountains back to Sydney and prepare for a
       fabulous harbor cruise dinner and free-time in the city! For more information, visit
       http://www.bluemts.com.au.

       Day 3: Animal Park/ Optional Activities – Spend the morning at a local animal
       sanctuary getting to know some of the native wildlife; hold or pet koalas, kangaroos,
       wombats, and other distinct Australian animals; take part in an afternoon barbeque
       hosted by Study Australia and take your pick from the following afternoon activities:
       Imax theater, Sydney Opera House, Sydney Aquarium, Center Point Tower, or Sydney
       surfing. Enjoy a free evening in the city.




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       Day 4: Downtown – We’re off to downtown for some free time; explore the galleries &
       museums, shop, and walk around the famous Rocks entertainment district; after lunch
       head to Fox Studios to be introduced to Australian entertainment; partake in an
       Australian football, rugby, or game of cricket in the Sydney Football Stadium.

       Day 5: Farewell – Say your goodbyes at a farewell breakfast; take part in a final Q&A
       session; receive an escort to your permanent housing or ship off to your new destination;
       settle down in your new home and let our staff take you on a neighborhood tour.



Orientation Feedback from Past Participants


“The orientation was a great mix of information sessions and tips, along with some outstanding
sightseeing and activities. The Blue Mountains trip was a great experience, testing our courage
and preparing us to try things that we would not normally do at home. The type of atmosphere
was very good for meeting other people. Plus, seeing the icons of Sydney upon arrival was a
big plus!”

                                                      D. Henry (University of Queensland)

“One word...AMAZING!!! The orientation trip was not a top priority prior to arrival, but now I
feel it is imperative to continue!! It was a great opportunity to get to know the other kids that I'd
be living with and even other people that were going to different schools in different parts of
the country. The actual trip is a highlight of my stay . . . I have done things (like rappelling
from 50 meter cliffs), that were once in a lifetime adventures! Even though I am living in
Sydney, it was a great introduction to the city! Our orientation leader, Russ, was great! I have
talked to students that have gone through other programs and they all seem to be jealous of
what Study Australia provided us with! Some kids were stuck on farms for days and others
didn't even get an orientation program. I could not imagine not having one!”

                                              K. Trouville (University New South Wales)

“The orientation trip was so much fun! It gave us an opportunity to meet the people we would
be living with for 5 months, which I think is important. Also, we did a lot of things we never
thought we'd do like rappelling and the hike through the Blue Mountains. The hotel was
fantastic. It exceeded all of our expectations.”

                                                                     L. Fazio (Deakin University)




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Chapter 6 – Student Visa and Passport
Student Visa


Please review this chapter to familiarize yourself with the student visa process. A detailed
overview is included for the Australian visa. Separate information will be sent to students
attending universities in New Zealand. Study Australia will send all participants complete visa
application instructions at a later date. Remember, you cannot apply for your student visa
more than three months before your university commences classes. You should apply for your
passport as soon as possible as this process takes approximately 10 - 12 weeks. If you review
the information below you will be more prepared when it comes time to apply.

Student Visa Basics
You will need a valid passport and a credit card to apply for a student visa. Study Australia
recommends that your passport be valid at least six months after the conclusion of your
semester overseas in the event that you are planning on any post-semester travel. All countries
have different requirements for passport validity. Please apply for or renew your passport
immediately in order to not delay your visa application.

You cannot apply for your visa until 3 months before classes start. Our office will notify you
when you are eligible to apply for your student visa, which is typically 6 – 8 weeks prior to your
departure.

 You need to notify Study Australia if you are not a U.S. citizen and/or you are studying
overseas for two semesters, as your visa application procedures will be slightly more complex.
For example, students studying for more than one semester may require a chest x-ray and other
supplemental forms. Please contact our U.S. office for further instructions.

The Australian student visa costs approximately USD $400 as of December 2007. The New
Zealand visa is currently obtained at no cost. (All prices subject to change.) The cost for
obtaining a student visa is not included in the Study Australia program fee.

Unlike other countries, both Australia and New Zealand visa applications do not require
applying at a local embassy in person. Australian applications are generally completed on-line
and New Zealand applications can be sent via the postal service.

Conditions for an Australian Student Visa
   ?   You must take a full study load (see Academic Chapter).
   ?   You must take out the compulsory Overseas Student Health Coverage (OSHC) – The
       payment of the fee for this insurance is included with the Study Australia program
       fee. Study Australia will enroll you in OSHC and you will receive your insurance card
       during your university orientation.

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   ?   You must maintain good standing at the Australian institution that you attend.
Conditions to Apply for Australian Student Visa On-line
In 2001, the Australian Department of Immigration and Multicultural Affairs (DIMIA)
introduced an on-line student visa application process for certain overseas students, including
U.S. citizens. This application has streamlined the student visa process and ensures much faster
application notification. In most cases, the on-line student visa application takes 10 – 15
minutes to complete, and a decision is generally received from DIMIA within 48 hours. Below
are the conditions to apply for the on-line visa. Study Australia will provide complete
instructions at a later date.

   ?   I am taking courses in Australia for less than 12 months

   ?   I am aged 18 years or older

   ?   I have access to the Internet

   ?   I hold a valid U.S. or Canadian passport

   ?   I have an Official Confirmation of Enrollment from an Australian institution (will be
       sent by Study Australia)

   ?   I am not including any family members on the application

   ?   I am applying for visa subclass 575 (Non-award Foundation/Other)

If you do not meet the conditions to apply on-line for your student visa please contact DIMIA
for a paper application.

Australian Employment with a Student Visa
You may choose to work while studying abroad in Australia. In order to qualify for
employment while possessing a student visa, you must apply for a work permit with the
Australian Immigration office.

You may only apply for a work permit once you have been enrolled as a full-time student and
your classes commence at the Australian institution. You will be required to complete an
application, pay a $50 AUD application fee, and then you will be granted a work permit. This
work permit will allow you to work up to 20 hours per week during university term and 40
hours per week during holiday.

Depending on the Australian institution you attend, you may be able to apply for a work permit
at the student center on campus. Please inquire with your particular study abroad office once
you arrive. If you cannot apply for a work permit on campus then you will most likely be
directed to apply at the local immigration office. In addition, an alternative method would be to
apply online at: https://www.ecom.immi.gov.au/visas/


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What will you need to apply for your work permit?

   ?   Current Passport

   ?   Proof of course commencement which consists of a letter from your education provider
       stating that you have commenced in your course, or the front of a form 157P signed and
       stamped by your education provider. The first option will most likely be the easiest
       method.

New Zealand Employment with a Student Visa
Students studying in New Zealand for less than one year are generally not allowed to work
while in New Zealand.


Passport Information


Currently, obtaining a passport for international travel may take a considerable period of time
as the State Department has recently created new requirements for travel to and from Mexico,
the Caribbean and Canada. With these new regulations has come a flood of passport
applications, thereby creating a massive backlog. The State Department is currently suggesting
a ten to twelve week waiting period. Therefore, it is imperative that you apply for your
passport as early as possible.

   ?   You can apply for your passport at your local U.S. Post Office, for more information see
       http://www.usps.com/passport
       o Cost: $67 Passport Fee + $30 Execution Fee = $97 Total Fees
       o Time: Approximately 10 - 12 weeks after submitting an application

   ?   Obtain necessary information regarding passports from the U.S. Department of State:
       Passport Services Department. Download passport applications, nationwide list of
       passport agencies, etc. at: http://www.travel.state.gov/passport/passport_1738.html

   ?   Expedited Services: You can also check out alternative passport express services:
       o www.passportexpress.com
       o www.passportsandvisas.com

   ?   How long is my passport valid?
       o If you were 15 or younger when your passport was issued = 5 years
       o If you were 16 or older when your passport was issued = 10 years

   ?   Renewing your Passport: You must meet certain criteria to renew your passport. For
       further details, see: http://www.travel.state.gov/passport/get/renew/renew_833.html




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Chapter 7 – Insurance
Please review this chapter and the insurance information within the Pre-departure
Section of your VAM account (http://www.study-ustralia.com/crm/myaccount) to
ensure you will have proper insurance coverage. Please note that in most cases pre-
existing conditions are not covered.


Health Insurance


Overseas Student Health Cover (OSHC) - Australia Only

The Australian government requires that all international students pay for health insurance in
Australia through the Overseas Student Health Cover (OSHC) Scheme, administered by
approved government insurance providers. The cost of this insurance is included in your
program fee and enrollment is automatic and finalized during your host university orientation.

Your medical insurance policy includes the following:

       ?   Prescription medications                         ?    X-rays
       ?   Medical Evaluation                               ?    Emergency Medical Assistance
       ?   Hospitalization

There are some limitations to this medical insurance, including dental and optical services. If
you have any existing health concerns, contact your current insurance provider before you
leave for Australia. Medical insurance for higher levels of need is your own responsibility.


International Student Health Insurance - New Zealand Only

The New Zealand government through the Ministry of Education Code of Practice for Pastoral
Care of International Students requires that international students studying in New Zealand
have medical and travel insurance. The cost of this insurance is included in your Study
Australia program fee and enrollment is automatic.

Your medical insurance policy includes the following:
      ? Medical evacuation                                  ?    Prescription Medications
      ? Hospitalization                                     ?    Emergency dental services
      ? Surgery                                             ?    Emergency optical replacement
      ? Doctors

There are some limitations to this medical and travel insurance. If you have any existing health
concerns, contact your current insurance provider before you leave for New Zealand. Medical
insurance for higher levels of need is your own responsibility.


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Health Insurance for Travel Outside of Host Country


Additional medical insurance is required for all students attending a Study Australia trip
outside of Australia for Australian-based students or outside of the Pacific Rim for New
Zealand-based students. This additional mandatory insurance is due to the fact that the
government mandated health insurance policy included in the Study Australia program fee
does not cover student travel outside of Australia for Australian based students or outside of
the Pacific Rim for New Zealand based students.

Study Australia will enroll all trip participants in a comprehensive health plan, as long as your
home university does not require you to carry an additional insurance plan during your
semester abroad. Each student will be charged a small fee (typically $30) per trip to cover the
cost of this insurance. The Health Care Plan can be viewed and/or downloaded from the Pre-
Departure section of Study Australia’s web site.


Personal Articles Policy


Study Australia recommends that students put anything of value i.e., digital camera, i-pods,
jewelry, musical instruments, cell phone, laptops, etc. on a Personal Articles Policy (many
homeowners already have this policy so students most likely can add their items onto their
parents’ Personal Article Policy). This insurance often covers the full value of the items world-
wide, with no deductible. Typically, items valued up to $3000 can be covered for
approximately $30 premium. We encourage students to take pictures of item(s) and note their
model, make and serial number, as well as saving receipts where possible. Purchase of this
insurance is left to the discretion of the student and his/her parents.

We believe that the combination of the OSHC, CISI health insurance for travel outside of host
country and the Personal Article Policy offers the broadest, most comprehensive coverage while
students study and travel abroad.

Travel Insurance


Study Australia does not recommend any particular travel insurance as we believe the above
insurance schemes will amply cover you and your belongings while abroad. However, we
leave the purchase of travel insurance to your discretion.




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Chapter 8 – Banking
Australian and New Zealand Banking


Like the currency of the United States, Australian and New Zealand currency comes in the form
of coins and notes. The notes are unusual because they are plastic, a type of note developed in
Australia, and are highly durable. The basic unit of currency is the Australian Dollar (AUD)
and New Zealand Dollar (NZD). Australia and New Zealand have no pennies and everything
is rounded to the nearest five cents. Taxes are also included in labeled prices.

Should I bring Australian/New Zealand currency with me overseas?

We do not recommend bringing large amounts of cash with you for security and safety reasons
(see Travelers Checks below), but if possible bring some foreign currency. Most major banks in
large U.S. cities have foreign currency in stock, but smaller, regional banks may have to order
the Australian or New Zealand dollars. Therefore, do not wait until the last minute to place
your order. Alternatively, you can exchange money at the Los Angeles International Airport
before you depart for the overseas flight. This is slightly more expensive than using a local
bank (1%-2% higher fees), but much more convenient. Currency exchanges are not open 24
hours in Sydney and Auckland, so you should obtain the foreign currency in Los Angeles.

What are the preferred ways to access money in Australia and New Zealand?

Cash (ATMs)
The use of an American ATM card is a convenient and fast method to withdraw money in
Australia and New Zealand. Most of these transactions are assessed the wholesale exchange
rate that applies to large foreign currency transactions which ultimately means savings for
students. Please check with your bank to ensure your PIN number and ATM card will work
abroad. Some Australian and New Zealand banks currently do NOT charge any fees for using
ATMs, but see if your home bank will assess fees for foreign withdrawals.

TIP: Upon arrival overseas determine if your current ATM card (Cirrus, Plus, etc) is readily accepted at
foreign ATM machines. You should survey several ATMs near your residence and university in order to
get a good representative sample. If it appears that you have an obscure ATM card that is not widely
accepted, you may want to make an Australian or New Zealand bank (and ATM) your prime source of
obtaining cash.

Travelers Checks or American Express Travelers Cheque Card
You are advised to use either travelers checks or the new check cards to transport money
overseas. Travelers’ checks will give you immediate access to your money and these checks can
be used to open a local bank account (see section “Opening an Australian/New Zealand Bank
Account”). For more information on the new American Express Traveler’s Cheque Card, please
visit www.americanexpress.com.



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Travelers’ checks can be purchased in U.S., New Zealand or Australian dollars. The exchange
rate is fixed for check purchases in Australian and New Zealand dollars. U.S. dollar travelers’
checks have a variable exchange rate based on when you exchange them. Most banks charge a
nominal fee for cashing checks. Be sure your checks are from an internationally recognized
source such as Visa, American Express, MasterCard or Cooks. AAA travel members can receive
free American Express traveler’s checks at any AAA office.

Credit Cards
Major credit cards such as Visa, MasterCard and American Express are most commonly
accepted in Australia and New Zealand. Visa and MasterCard are accepted more regularly
than American Express. Please keep in mind that there must be someone readily available to
pay your credit card bill or your finance charges will quickly add up. Most credit card bills can
be paid via the Internet so you may be able to pay from within Australia/New Zealand without
involving a third party.

Additional Information

    ?   Your credit card must be in your name as shown on your passport.

    ?   Be aware that most credit card companies charge 2% for foreign currency transactions.

    ?   Credit cards can also be used for cash advances.

TIP: American Express cardholders have the convenience to write a personal check within
Australia/New Zealand and draw on their home U.S. bank account to get local currency or travelers
checks. Stop by any American Express office overseas to utilize this added feature. This is not available
with the Optima card from AMEX.


Opening an Australian or New Zealand Bank Account


If you decide to open an account overseas (as we recommend) you will need to bring your
passport and some other form of photo identification. If you plan on working overseas most
employers will direct deposit wages, therefore a foreign bank account is a must. There is no
need to open a foreign checking account, but having an Australian or New Zealand ATM card
will ensure that you can access money from anywhere in Australia or New Zealand without
worrying if your U.S.-issued ATM will work.

As you become familiar with your host city, you will learn the locations of ATMs that accept US
ATM cards. When you travel, however, finding ATMs that accept US cards may be more
difficult because you are unfamiliar with your surroundings. You do not want to waste
precious travel time searching for an ATM machine. To ensure that you have access to money
at all times, especially in emergencies, we recommend taking 15 minutes to open an
Australian/New Zealand bank account with at least $150 AUD/NZD. Do not forget to close
your account at the end of the semester.



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With an Australian/New Zealand bank account, you will also be able to deposit funds into
your account with travelers’ checks and personal checks from U.S. accounts (or other foreign
accounts) and make the foreign bank your main financial source. However, please note that
checks drawn on non-Australian/New Zealand banks (e.g. personal check from parents) might
take up to four weeks to clear. It is highly recommended you open an account with traveler’s
checks over personal checks.

Most foreign banks will accept wire transfers from any U.S. bank, but the fees are generally
pretty high although this is the safest and most convenient way to send money. Sample rates
include USD $20 - $40 for an outgoing wire from the U.S. bank and AUD $15 for an incoming
wire to Australia.


Banking Recommendations and Summary

Our recommendation is to use a combination of the methods listed above, but generally we feel
opening an Australian or New Zealand bank account is a wise choice. Check with your parents
and review all your options. Just keep in mind the following:

   ?   U.S.-issued ATM cards are generally not 100% effective in Australia and New Zealand.
       Plus, if lost or stolen it can take several days/weeks to get a replacement card.

   ?   Personal checks (or checks drawn on U.S. banks) deposited in Australia or New Zealand
       will take up to four weeks to clear.

   ?   Travelers’ checks can generally only be cashed during normal business hours or at
       restaurants or shops in the evening. Do not expect the local pub to cash travelers’ checks
       at midnight.

   ?   The quickest (and most economical) way to receive money from home is to have the
       funds deposited into your home bank account and withdraw those funds with an ATM
       card or by using the American Express procedure outlined above. Wire Transfers can
       take 3-7 days to reach Australia/New Zealand.

   ?   Most major credit cards are widely accepted in Australia/New Zealand, but we
       recommend Visa or MasterCard.

   ?   If possible, bring some Australian/New Zealand currency with you from the United
       States in case you arrive overseas during non-business hours, e.g., when banks and
       currency exchanges are closed.




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Chapter 9 – Financial Information
Study Australia Program Fee

Full Semester Program Fee Inclusions
                                                          ?    Optional trips to New Zealand,
   ?   Full tuition (12-16 credit hours per                    Thailand and within Australia
       semester)                                               (costs not included)
   ?   Cost of accommodations in our                      ?    Access to Study Australia scholarship
       guaranteed and prearranged housing                      programs
   ?   Basic overseas health coverage                     ?    Internship and employment leads
   ?   Local and/or regional resident                     ?    Academic Advising
       directors                                          ?    Airport pick-up and reception (must
   ?   University and course selection advice                  arrive on same day as our group
   ?   Official academic transcripts*                          flights)
   ?   Credit approval and transfer                       ?    Arrival “Welcome” packet
       assistance                                         ?    Student visa preparation assistance
   ?   Financial aid transfer planning                    ?    Travel arrangements and advice
   ?   Informative pre-departure packets                  ?    Access to low airfares and discounted
   ?   Weekend excursions and semester                         group flights
       trips**                                            ?    Host family introductions
   ?   Access to affordable cell phone                    ?    Student guild/union fees
       packages                                           ?    Study Australia support services
   ?   5-Day arrival orientation

Program Fee Exclusions
   ?   Transportation to and from Australia/New Zealand. Study Australia participants have
       access to low airfares through a U.S.-based travel agency (see Travel Chapter for details).
   ?   Passport and visa fees (see Chapter 5)
   ?   Refundable housing deposits (approximately $350).
   ?   All meals. If student selects on-campus housing with a mandatory meal plan, the meal
       plan will be billed separately. Meal plans are not included in the stated program fees.
   ?   If applicable, separate fees for science and engineering courses and related lab fees.
       Students will be advised of all additional fees prior to course selection.
   ?   Textbooks and related school supplies
   ?   Supplemental medical, accident and travel insurance.
   ?   Vacation costs and customary out-of-pocket costs for personal items
   ?   Utilities
*Provided from host institution in Australia and New Zealand
** Included with select programs

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Deposits
A $500 program deposit is due approximately two weeks after receipt of an official Study
Australia acceptance letter and will be credited to the student’s overall program fee. The
deposit is refundable, less a $75 administrative fee, should the student withdraw 3 – 4 months
prior to the start of the program. After this date, the deposit is non-refundable. Please refer to
your acceptance letter for the specific refund date.

Payment of Balance
To participate in any aspect of the program, students must pay all fees in full by the deadlines.
For the fall semester, the balance of payment is due June 1. The spring semester balance is due
December 30. For students attending Bond University, the deadline is six weeks before the start
of the program. If you intend to use any method of financial aid, please consult your financial
aid office and Study Australia.

Credit Cards
For your convenience we accept credit card payments for the $500 program deposit and the $30
application fee. We are unable to accept credit cards on final program balances due to the high
cost of credit card processing fees incurred on those transactions.

Refunds Prior to Semester Commencement
If a student withdraws from the program prior to arrival overseas, Study Australia can only
reimburse the portion of the program fee that has not been allocated for participation in the
program. Generally this will be close to a full refund, less the $500 deposit (see above), but is
subject to our program contract.

Refunds During the Semester
In these situations, refunds are only available for the amount of the program fee that is
recoverable at the time the student returns home. The amount rec overable relates to tuition and
housing fees only and is dictated by the refund policy of each university. The official Study
Australia refund policy is outlined in the program contract provided to each participant.



Personal Spending


For day-to-day spending, excluding any major travel plans, students should budget
approximately the same as they would for a semester at their current U.S. institution. General
day-to-day living expenses are comparable in Australia and New Zealand to that of the US;
however, students tend to spend more on weekend travel and entertainment when abroad.
Please keep in mind that living in a large metropolitan area will be more expensive than living
in a smaller town. More budget information will be provided within the pre-departure
information.



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Financial Aid and Scholarships

While we strive to keep our programs affordable, we recognize that many students need
financial help. The good news is that most financial aid you are currently receiving is
applicable toward study abroad. Generally, you can transfer federal financial aid, such as Pell
Grants and Stafford Loans that do not need to be repaid until after graduation.

See the Higher Education Act of 1965 (Public Law 102-325, 106 Stat.448): The act was re-
authorized in the summer of 1992 to include a number of provisions to facilitate the use of
federal financial aid for study abroad. (NAFSA: Association of International Educators
Newsletter, Volume 44, No 3/Dec -Jan 1993)

The U.S. Department of Education advised that the Perkins Loans, SSIG Grant Program, Pell
Grants, FSEOG Grants, Stafford Loans, SLS loans, PLUS Loans and Consolidation loans can
now be used for study abroad. Your study abroad experience does not have to be required for
your degree program in order to apply your aid. Please contact your home institution financial
aid office to discuss your financial aid options for study abroad.

Existing Financial Aid
If you are currently receiving financial aid (federal loans, grants, scholarships, etc.) from your
home institution please follow these steps. The financial aid you currently receive may not be
processed in the same manner and the same amounts may not be awarded to you.
Step 1: Visit your current university’s financial aid office and inform them you will be studying
abroad through Study Australia. Ask them how much of your current aid will transfer for a
study abroad experience.
Step 2: Ask your financial aid office if they will sign a “consortium agreement’ (do not worry,
they will know what it is, even if you do not) which essentially means they will complete all
paperwork regarding your existing financial aid while you are in Australia. This is the ideal
arrangement.
Step 3: If they will sign the consortium agreement, most likely they will have an existing
agreement (otherwise we can provide one), which they should send/fax to Study Australia for
completion.
Unfortunately, not all universities will sign a consortium agreement. If this applies to your
school please consult Study Australia immediately for further guidance.

Private Scholarships
If you are the recipient of a scholarship provided from a private organization or business
(basically any non-university entity) please consult the source of the funds regarding transfer.
If they will transfer, please arrange for the provider to send Study Australia the proceeds and
we will deduct the amount from your balance.




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Additional Financial Aid Resources
  ?   Study Australia Scholarship Program: http://www.study-australia.com/?id=141

  ?   Parent Loan for Undergraduate Students (PLUS): http://www.parentplusloan.com/

  ?   Supplemental Student Loans (SLS)

  ?   Benjamin Gilman International Scholarship Program: This program provides awards of up to
      $5,000 for U.S citizen undergraduate students at 2 and 4-year institutions to pursue semester
      or academic/year long study abroad opportunities: http://www.iie.org/gilman/

  ?   Visit the Institute of International Education (IIE) “Scholarships, Awards, and Grants”
      Chapter of their website at: http://www.iie.org (click on students and then follow links to
      scholarship information)

  ?   InternationalStudent.com – provides resources for study abroad, including scholarships and
      loans: http://www.internationalstudent.com

  ?   International Education Finance Corporation (IEFC) – provides low interest private loans for
      study abroad: http://www.iefc.com

  ?   The financial aid process is very complex, and adequate planning is necessary. You
      should contact Study Australia and your home university financial aid office if you will,
      or think you may need to, apply loans or aid to your study-abroad program.




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Chapter 10 – Safety Abroad
Study Australia is committed to the health and safety of every participant. It is very important
that students make informed decisions about their study and travel destinations. Study
Australia continually monitors the safety and security of our study abroad program locations as
well as popular student travel destinations. We continue to advise students of the safety and
health risks associated with studying and traveling abroad based on the information from the
U.S. Department of State travel warnings, local law enforcement, the Australian and New
Zealand government, NAFSA: Association of International Educators, and the World Health
Organization.

Study Australia has created an Emergency Response Plan for our study abroad locations that
will be implemented by both our Resident Director staff in Australia and New Zealand, and our
US-based staff in Indiana. The Emergency Response Plan can be viewed on the Pre-Departure
section of your Virtual Application. The Study Australia staff will work with students, parents,
and study abroad staff at both the student’s home and host institution to provide the most up-
to-date information regarding any situations that may arise while studying abroad. Study
Australia participants will be given Emergency Contact Information cards before they depart
the US and also briefed at orientation on specific instructions to follow in case of an emergency.


Tips for Personal Safety


Emergency Contacts: Be sure to designate a parent or guardian as your Emergency Contact.
This way, information regarding an emergency situation will automatically be pa ssed on to
your parents. Also make sure to provide Study Australia with your Emergency Contact’s most
up-to-date contact information.

Communication Information: Provide Study Australia with accurate and up-to-date contact
information regarding your telephone, mobile phone, address, and email address. Be sure to
notify your parents and Resident Director in case of an emergency.

Keep Others Informed: Tell others (your roommates, your parents, your Resident Director)
your travel plans. Keeping others informed will make it easier to locate you in case of an
emergency.

Stay Informed: Research the political, cultural, and social climate of your study and travel
abroad destination before heading overseas. While abroad read local newspapers and watch
local news broadcasts for developments that may affect your health and safety. If you have
questions, please contact a Study Australia staff member either in the US or abroad.

What about anti-American sentiment? Although individual Americans are generally well
liked abroad, host nationals will often question the activities of the U.S. Government and may
hold anti-American views. This has occurred for some time, in periods of both peace and crisis.
Participants in the past have found these tips useful: use common sense, keep a low profile,
dress to blend in, speak softly, avoid overt displays of American patriotism, and stay away from

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known established American locations. Study Australia also advises that students avoid all
public demonstrations.


Travel and Safety Links


A list of helpful travel and safety links is listed below. More information is available on the Pre-
Departure Section of your Virtual Application.

   ?   State Department Travel Warnings:
       http://travel.state.gov/travel/cis_pa_tw/cis_pa_tw_1168.html
   ?   Center for Disease Control: www.cdc.gov
   ?   World Health Organization: http://www.who.int/en/
   ?   US Embassies: http://usembassy.state.gov/




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Chapter 11 – What to Pack
Suggested Packing List


Necessary Items

     ?   Raincoat with warm lining (detachable is best) or waterproof Gore-tex jacket
     ?   Jeans (multiple pairs because they tend to be expensive in Australia/New Zealand)
     ?   Basic clothing such as khakis/lightweight trousers, pajamas, underwear, socks,
         shorts, bathing suit and t-shirts
     ?   Two or three pairs of comfortable walking shoes: tennis shoes, shoes for hiking
         (lace-up shoes), and casual shoes for school
     ?   Formal wear - dress or dress-pants and tie (the universities have dances/formals)
     ?   Cotton sweaters and shirts – long and short sleeve (good for layering)
     ?   Sweatshirt and pair of sweatpants/running pants
     ?   Accessories (belts, jewelry, hair accessories)
     ?   Sun screen (UV rays are much stronger in Australia/New Zealand)
     ?   Beach towel or extra bath towel (optional)
     ?   Hat (to protect from the sun)
     ?   Camera and memory card (or film)
     ?   Contact lenses (extended wear if possible) and solution
     ?   Glasses: prescription (if necessary) and sunglasses
     ?   Smaller backpack for books/weekend travel
     ?   MP3 player/ipod
     ?   Compact travel alarm clock
     ?   Prescription medicine to last your entire stay (bring note/proof from doctor)
     ?   Photos of friends/family
     ?   Fax, phone numbers, email addresses of people with whom you wish to keep in
         contact, including your home university advisor
     ?   Phone card to call home
     ?   Towels

Unnecessary Items
     ?   Bicycle . . . you can rent or buy a used one
     ?   Electrical adapter and voltage converter for small electrical equipment
     ?   Hairdryer, curling iron, etc. . . . you can purchase one overseas (otherwise you will
         need an adaptor)
     ?   Comforter (doona) and pillow - Study Australia provides one set of each to students
         using Study Australia housing
     ?   All Kitchen supplies: utensils, pots/pans, crockery/glasses (Study Australia
         provides these to students using Study Australia housing)

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Study Australia Packing Tips


       ?   “Less is more” theory
       ?   Two checked bags + weight limit + overage fees = pack lightly!
       ?   Seasons can vary: windy, cool, damp, hot and humid…pack accordingly
       ?   Leave behind half of what you think you will need (remember you will purchase
           items overseas so you will need extra space)
       ?   Affix labels on your belongings (especially on all of your luggage)
       ?   Go to www.qantas.com for current baggage restrictions on international flights

It is wise to plan that the airline may lose your baggage and to have ample supplies with you
for at least 24 hours. Pack toiletries, medication and one change of clothes in your carry-on.
More than likely this will not happen to you, but if it does you will be prepared. Please
remember to adhere to all luggage restrictions when packing your carry-on.

The packing list provided is a suggested list only. Double-check to ensure you have packed all
necessary items.


Study Australia Pre-departure Tips


Obtain some Australian/New Zealand currency before you leave the United States (easiest
method is to exchange at the Los Angeles international terminal) in case the currency exchanges
are closed upon arrival into Australia or New Zealand.

Make copies of important documents, i.e., student visa confirmation email, passport, driver’s
license, credit/bank cards, airline tickets, travel insurance info, etc. Bring one set with you and
leave one copy at home

Bring current academic transcript. The university has a copy, but it is recommended you bring
one that reflects your most recent grades, as the transcript your host university has on file does
not reflect your most recent grades and course completion.

       ?   Bring Study Australia “Important Contact Numbers”. Leave one copy with
           parent/guardian. The numbers will be sent by Study Australia in January.

       ?   Bring a positive attitude and a willingness to experience new people and
           surroundings!




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