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Dividend Discount Model

Assumptions 1. The firm is expected to grow at a higher growth rate in the first period.

2. The growth rate will drop at the end of the first period to the stable growth rate.

3. The dividend payout ratio is consistent with the expected growth rate.

Inputs needed 1. Length of high growth period

2. Expected growth rate in earnings during the high growth period.

3. Dividend payout ratio during the high growth period.

4. Expected growth rate in earnings during the stable growth period.

5. Expected payout ratio during the stable growth period.

6. Current Earnings per share

7. Inputs for the Cost of Equity

T

How the model works he expected dividends are estimated for the high growth period, using the payout

ratio for the high growth period and the expected growth rate in earnings per share.

The expected growth rate is estimated either using fundamentals:

Expected growth = Retention Ratio * Return on Equity

Alternatively, you can input the expected growth rate.

At the end of the high growth phase, the expected terminal price is estimated using

dividends per share one year after the high growth period, using the growth rate

in stable growth, the payout ratio in stable growth and the cost of equity in stable

growth.

The dividends per share and the terminal price are discounted back to the present at

the cost of equity changes.

If your cost of equity in stable growth is different from your cost of equity in high

growth, the cost of equity in the second half of the stable growth period will be

adjusted gradually from the high growth cost of equity to a stable growth cost of

equity.

Options Available You can make this model into a three stage model by answering yes to the question

of whether you want me to adjust the inputs in the second half of the high growth

period. If you do, I will adjust the growth rate, the payout ratio and the cost of

equity from high-growth levels to stable growth levels gradually.

You can also make this a stable growth model by setting the high

growth period to zero.

Model

Inputs from current financials

Net Income = $11,793.60 Last year (in currency)

Book Value of Equity = $105,653.00 $105,653.00 (in currency)

Current Earnings per share = $2.08 (in currency)

Current Dividends per share = $1.36 (in currency)

Do you want to normalize the net income/earnings per share? No



Inputs for Discount Rate

Beta of the stock = 0.8

Riskfree rate= 4.50% (in percent)

Risk Premium= 4.00% (in percent)



Inputs for High Growth Period

Length of high growth period 0



Do you want to calculate the growth rate from fundamentals? No (Yes or No)

If no, enter the expected growth rate in earnings in high growth period=

If yes, the following will be the inputs to the fundamental growth formulation:

ROE = 11.16% (in percent)

Retention = 34.62% (in percent)

Do you want to change any of these inputs for the high growth period? No

If yes, specify the values for these inputs (Please enter all variables)

ROE = 11.16% (in percent)

Retention = 34.62% (in percent)

Do you want to change any of these inputs for the stable growth period?No

If yes, specify the values for these inputs

ROE = 9.00% (in percent)



No

Do you want me to gradually adjust your inputs during the second half?



Inputs for Stable Growth Period

Enter growth rate in stable growth period? 3.86% (in percent)



Stable payout ratio from fundamentals is = 65.38% (in percent)

Do you want to change this payout ratio? No (Yes or No)

If yes, enter the stable payout ratio= (in percent)



Will the beta to change in the stable period? Yes (Yes or No)

If yes, enter the beta for stable period = 0.80

Enter the risk premium to use in stable period = 4.00%

Normalized Earnings Calculation

Choose the approach to normalized earnings 1

Approach 1: Average Net Income over last 5 years

-5 -4 -3 -2

Net Income $1,662.00 $2,533.00 $1,876.00 $1,933.00



Approach 2: Normalized return on equity

Normalized ROE = 22%

ngs Calculation





Current Average

$2,122.00 $2,025.20

Two-Stage Dividend Discount Model









Output from the program

Cost of Equity = 7.70%

Net Income = $11,794

Earnings per Share = $2.08

Growth rate in EPS = 0.00%

Payout Ratio for high growth phase= 65.38%





The dividends for the high growth phase are shown below (upto 10 years)





Expected Growth Rate

Earnings per share

Payout ratio

Dividends per share

Cost of Equity

Cumulative Cost of Equity

Present Value





Growth Rate in Stable Phase = 3.86%









Page 6

Two-Stage Dividend Discount Model







Payout Ratio in Stable Phase = 65.38%

Cost of Equity in Stable Phase = 7.70%

Price at the end of growth phase = $36.82





Present Value of dividends in high growth phase = $0.00

Present Value of Terminal Price = $36.82

Value of the stock = $36.82









Estimating the value of growth

Value of assets in place = $17.66

Value of stable growth = $19.16

Value of extraordinary growth = $0.00

Value of the stock = $36.82









Page 7

Two-Stage Dividend Discount Model









Page 8

Two-Stage Dividend Discount Model









36.78375









Page 9

Two-Stage Dividend Discount Model









Page 10

Industry L Market D/E

Number of firms evered Beta Unlevered Beta Market Debt/Capital ROE

Advertising 34 1.19 1.06 25.35% 20.23% 7.63%

Aerospace/Defense 72 0.79 0.62 42.59% 29.87% 12.23%

Air Transport 43 1.32 1.05 50.37% 33.50% -6.66%

Apparel 59 0.88 0.84 14.85% 12.93% 15.86%

Auto & Truck 21 0.99 0.49 162.16% 61.86% 13.60%

Auto Parts 62 0.90 0.69 46.22% 31.61% 13.60%

Bank 504 0.62 0.47 69.15% 40.88% 12.67%

Bank (Canadian) 7 0.83 0.78 15.24% 13.23% 11.83%

Bank (Foreign) 4 1.18 0.72 128.95% 56.32% 16.11%

Bank (Midwest) 43 0.73 0.60 57.29% 36.42% 16.71%

Beverage (Alcoholic) 24 0.57 0.51 20.51% 17.02% 30.26%

Beverage (Soft Drink) 17 0.59 0.55 13.42% 11.83% 26.95%

Biotechnology 84 1.20 1.26 3.92% 3.77% 0.49%

Building Materials 48 0.80 0.71 43.53% 30.33% -2.07%

Cable TV 24 1.71 1.09 69.22% 40.90% -5.49%

Canadian Energy 10 0.66 0.56 28.39% 22.11% 13.86%

Cement & Aggregates 14 0.78 0.67 25.35% 20.22% 9.79%

Chemical (Basic) 16 0.88 0.74 30.97% 23.65% 10.52%

Chemical (Diversified) 33 0.83 0.73 23.19% 18.82% 15.28%

Chemical (Specialty) 95 0.80 0.65 34.57% 25.69% 12.21%

Coal 8 0.95 0.73 33.60% 25.15% 4.96%

Computer Software/Svcs 387 1.77 1.97 3.03% 2.94% 13.71%

Computers/Peripherals 148 1.83 1.88 9.46% 8.64% 11.01%

Diversified Co. 102 0.78 0.64 44.55% 30.82% 12.27%

Drug 276 1.15 1.17 6.69% 6.27% 21.27%

E-Commerce 41 2.89 3.77 6.07% 5.72% -37.14%

Educational Services 34 1.03 1.09 2.17% 2.12% 8.77%

Electric Util. (Central) 27 0.80 0.43 123.05% 55.17% 9.52%

Electric Utility (East) 29 0.73 0.44 94.48% 48.58% 12.16%

Electric Utility (West) 15 0.79 0.45 122.79% 55.11% 4.04%

Electrical Equipment 86 1.34 1.29 6.50% 6.10% 18.69%

Electronics 181 1.41 1.40 18.70% 15.76% -5.62%

Entertainment 84 1.18 1.05 23.99% 19.35% 0.99%

Entertainment Tech 32 1.82 1.96 8.60% 7.92% 2.21%

Environmental 77 0.75 0.52 59.91% 37.46% 13.44%

Financial Svcs. (Div.) 231 0.90 0.51 112.97% 53.04% 15.10%

Food Processing 104 0.64 0.53 33.29% 24.97% 19.87%

Food Wholesalers 22 0.67 0.59 25.09% 20.06% 17.51%

Foreign Electronics 13 1.16 1.18 33.24% 24.95% 2.98%

Foreign Telecom. 19 1.58 1.41 31.88% 24.17% -7.09%

Furn/Home Furnishings 36 0.76 0.72 15.14% 13.15% 11.39%

Grocery 25 0.72 0.48 82.02% 45.06% 12.63%

Healthcare Information 35 1.00 1.05 13.24% 11.69% 1.28%

Home Appliance 15 0.87 0.77 32.95% 24.78% 25.34%

Homebuilding 44 0.80 0.62 51.79% 34.12% 18.83%

Hotel/Gaming 80 0.84 0.56 65.99% 39.75% 7.99%

Household Products 32 0.76 0.72 13.16% 11.63% 37.41%

Human Resources 27 0.98 0.99 11.13% 10.02% 4.61%

Industrial Services 190 0.79 0.71 26.83% 21.16% 9.51%

Information Services 29 1.04 0.98 11.70% 10.48% 13.99%

Insurance (Life) 45 0.88 0.91 15.65% 13.53% 9.18%

Insurance (Prop/Cas.) 69 0.81 0.84 7.36% 6.85% 8.27%

Internet 289 2.72 3.10 4.15% 3.99% -19.18%

Investment Co. 22 0.66 0.46 56.03% 35.91% 7.74%

Investment Co.(Foreign) 17 1.05 1.05 3.18% 3.08% 2.67%

Machinery 138 0.79 0.62 43.83% 30.47% 7.59%

Manuf. Housing/RV 18 0.93 0.85 21.81% 17.90% -3.20%

Maritime 23 0.80 0.55 101.31% 50.33% 3.49%

Medical Services 197 0.82 0.80 22.33% 18.26% 12.26%

Medical Supplies 236 0.84 0.82 6.98% 6.52% 21.64%

Metal Fabricating 37 0.76 0.73 15.35% 13.30% 8.55%

Metals & Mining (Div.) 54 0.98 0.83 25.22% 20.14% 6.38%

Natural Gas (Distrib.) 31 0.65 0.40 88.04% 46.82% 12.10%

Natural Gas (Div.) 39 0.85 0.52 88.88% 47.06% 1.22%

Newspaper 20 0.85 0.79 17.24% 14.70% 10.24%

Office Equip/Supplies 31 0.90 0.74 41.90% 29.53% 19.52%

Oilfield Svcs/Equip. 88 0.90 0.83 16.35% 14.05% 11.02%

Packaging & Container 34 0.83 0.58 75.23% 42.93% 4.18%

Paper/Forest Products 40 0.84 0.62 71.86% 41.81% 4.86%

Petroleum (Integrated) 34 0.82 0.74 18.32% 15.48% 11.57%

Petroleum (Producing) 128 0.73 0.60 29.03% 22.50% 12.63%

Pharmacy Services 15 0.89 0.86 8.97% 8.23% 13.44%

Power 19 1.45 0.54 207.95% 67.53% 5.98%

Precious Metals 48 0.41 0.39 9.18% 8.41% 4.93%

Precision Instrument 102 1.33 1.37 10.10% 9.18% 1.07%

Publishing 40 0.90 0.78 24.28% 19.53% 9.65%

R.E.I.T. 144 0.64 0.57 17.51% 14.90% 10.22%

Railroad 16 0.83 0.59 61.36% 38.03% 9.92%

Recreation 73 0.87 1.41 21.13% 17.45% 12.72%

Restaurant 85 0.74 0.66 20.31% 16.88% 16.34%

Retail (Special Lines) 196 0.94 0.93 14.46% 12.63% 12.23%

Retail Building Supply 8 1.01 1.01 4.57% 4.37% 17.89%

Retail Store 43 0.91 0.80 23.84% 19.25% 16.02%

Securities Brokerage 27 1.31 0.81 171.94% 63.23% 12.10%

Semiconductor 113 2.59 2.72 6.08% 5.73% 2.89%

Semiconductor Equip 15 2.50 2.67 7.98% 7.39% -2.77%

Shoe 24 0.82 0.85 6.68% 6.26% 15.95%

Steel (General) 27 0.80 0.63 41.50% 29.33% 11.43%

Steel (Integrated) 14 0.84 0.63 62.24% 38.36% 7.12%

Telecom. Equipment 124 1.87 2.01 3.89% 3.75% -6.76%

Telecom. Services 137 1.35 0.96 55.11% 35.53% 10.70%

Textile 18 0.73 0.52 86.19% 46.29% -1.59%

Thrift 242 0.57 0.57 23.85% 19.25% 14.96%

Tire & Rubber 12 0.95 0.66 74.03% 42.54% 8.14%

Tobacco 11 0.67 0.59 24.34% 19.58% 39.44%

Toiletries/Cosmetics 21 0.74 0.69 13.61% 11.98% 50.07%

Trucking 39 0.83 0.63 53.18% 34.72% 9.00%

Utility (Foreign) 6 0.83 0.54 83.78% 45.59% 14.44%

Water Utility 16 0.57 0.39 66.22% 39.84% 8.34%

Wireless Networking 63 2.21 1.68 48.51% 32.66% -52.67%

Market 6958 0.91 0.78 37.51% 27.28% 10.12%

ROC Pre-tax Operating MarginOperating Margin

Effective Tax Rate After-tax Net Non-cash WC/ Revenues

Cap Ex/ Depreciation

8.47% 14.86% 15.20% 9.35% 2.40% 76.05% -10.66%

11.78% 18.31% 10.70% 7.71% 3.18% 92.77% 2.45%

10.55% 22.58% 9.47% 6.42% -1.34% 112.47% -10.15%

14.32% 23.13% 12.59% 8.32% 3.51% 104.18% 18.06%

10.69% 22.51% 13.76% 9.55% 1.25% 76.12% 41.92%

27.55% 15.00% 8.55% 10.14% 2.08% 111.60% 5.66%

NA 28.30% NA NA NA NA NA

NA 20.84% NA NA NA NA NA

NA 17.51% NA NA NA NA NA

NA 31.88% NA NA NA NA NA

18.29% 39.63% 22.86% 14.57% 2.60% 103.29% 5.52%

19.33% 22.19% 21.77% 15.15% 5.18% 117.70% -0.15%

4.47% 5.27% 20.81% 12.46% 8.34% 146.56% 5.23%

4.88% 41.23% 9.90% 2.07% -1.13% 101.42% 8.60%

6.47% 10.07% 26.69% 19.22% -2.04% 124.63% -17.25%

15.55% 36.97% 31.61% 19.90% 10.48% 206.17% 0.19%

13.54% 22.20% 18.24% 13.04% 5.72% 102.21% 13.51%

14.26% 16.76% 13.19% 10.83% 0.64% 81.17% 11.97%

17.10% 28.75% 19.00% 12.23% 5.66% 102.30% 17.21%

13.40% 22.28% 13.64% 8.91% 3.37% 90.27% 11.90%

17.69% 2.95% 13.27% 12.80% -0.18% 83.42% 5.24%

16.39% 14.83% 23.31% 15.71% 11.21% 66.43% -3.92%

13.76% 17.32% 9.38% 6.76% 3.81% 84.53% 1.89%

11.09% 21.10% 9.46% 7.40% 1.75% 105.66% 4.07%

19.40% 11.24% 26.26% 18.71% 10.10% 151.85% 7.78%

-93.80% 84.48% 2.10% -106.93% -13.22% 59.30% -18.77%

16.23% 16.44% 17.84% 11.08% 6.28% 112.49% -10.26%

10.05% 24.61% 21.12% 15.23% 3.08% 146.82% 4.35%

10.39% 26.11% 27.70% 19.58% 5.58% 171.33% 4.30%

8.57% 27.10% 19.20% 13.23% 0.18% 193.37% -6.21%

17.11% 13.98% 20.39% 15.76% 12.38% 47.09% -3.69%

3.43% 16.27% 3.50% 1.99% -2.43% 64.62% 14.37%

7.30% 33.67% 22.63% 16.08% 0.47% 56.54% -0.86%

13.35% 26.73% 13.76% 10.15% 0.42% 36.78% -2.84%

11.90% 18.80% 24.39% 15.12% 2.79% 108.95% -0.77%

10.54% 23.33% 181.19% 119.06% 35.91% 117.74% 40.92%

14.72% 28.97% 15.04% 9.84% 4.22% 87.97% 5.59%

14.64% 22.38% 5.80% 3.74% 2.15% 265.95% 0.34%

6.36% 46.73% 8.69% 3.74% 0.46% 81.75% 10.33%

9.04% 32.65% 22.93% 19.01% 1.00% 37.67% -2.75%

14.56% 28.85% 11.27% 7.48% 2.97% 75.04% 13.67%

12.55% 32.12% 6.77% 3.87% 1.34% 158.80% 0.95%

8.79% 13.36% 14.79% 9.67% -0.76% 69.15% -0.12%

21.54% 27.99% 11.07% 7.66% 2.22% 105.54% 9.47%

10.73% 25.13% 13.92% 9.51% 6.74% 158.29% 44.17%

10.32% 15.11% 23.18% 16.89% 1.88% 96.85% -4.33%

23.97% 28.70% 20.83% 14.42% 9.85% 89.10% 0.91%

9.90% 25.12% 3.96% 2.42% 0.06% 69.33% 5.95%

13.51% 25.61% 10.54% 6.79% 1.88% 99.93% 7.58%

16.63% 22.85% 28.30% 19.55% 6.80% 53.46% -3.81%

NA 21.25% NA NA NA NA NA

NA 16.40% NA NA NA 61000.00% NA

0.21% 3.58% 3.15% 0.24% -8.66% 44.87% -48.77%

NA 1.93% NA NA NA 23.53% NA

NA 2.53% NA NA NA 131.25% NA

9.93% 21.00% 10.76% 7.47% 2.00% 93.99% 21.06%

3.62% 18.21% 2.62% 1.02% 0.32% 88.96% 8.53%

-1.48% 47.84% 17.53% -2.40% 3.46% 193.84% 3.66%

15.66% 20.10% 11.89% 7.70% 2.30% 123.41% -0.63%

19.84% 14.93% 14.27% 10.01% 6.61% 112.96% 10.22%

10.94% 46.94% 12.22% 7.56% 3.91% 89.65% 14.08%

10.44% 9.98% 17.46% 11.88% 1.81% 115.59% 11.39%

10.70% 27.73% 20.59% 13.99% 3.41% 186.38% 4.46%

10.32% 22.46% 27.33% 21.06% 4.80% 194.80% 9.21%

10.48% 29.49% 22.47% 13.98% 8.32% 65.69% -1.42%

13.55% 25.74% 11.95% 7.79% 3.84% 58.46% 13.28%

13.41% 20.61% 18.67% 12.51% 1.39% 122.64% 9.52%

12.54% 37.35% 14.20% 9.86% 0.57% 75.67% 7.78%

9.62% 47.14% 12.85% 9.08% 0.70% 73.38% 9.05%

13.71% 24.07% 12.88% 7.46% 3.88% 132.46% 0.89%

17.10% 18.00% 49.23% 34.20% 12.61% 181.75% -0.83%

14.99% 31.65% 4.99% 3.31% 1.93% 174.13% 5.37%

5.12% 12.40% 16.22% 10.50% 1.04% 368.42% 4.60%

11.94% 7.55% 28.85% 25.50% 2.01% 74.25% 5.35%

7.90% 14.29% 9.18% 6.84% -0.49% 67.81% 12.02%

18.67% 20.91% 14.05% 9.56% 1.70% 51.29% -1.11%

4.54% 1.73% 43.72% 35.71% 80.03% 303.36% 52.53%

9.84% 31.06% 28.20% 18.39% 3.56% 147.93% -4.60%

-0.65% 262.39% 18.62% -0.72% 5.09% 194.72% 1.04%

16.74% 26.91% 18.50% 11.96% 5.07% 197.52% -5.98%

14.49% 25.77% 9.13% 5.74% 2.14% 106.48% 7.31%

18.11% 37.30% 11.33% 7.06% 6.49% 325.74% 4.20%

13.29% 28.78% 7.70% 4.94% 1.03% 199.13% 10.08%

9.49% 18.43% 53.99% 36.70% 3.01% 130.47% 169.16%

10.98% 19.32% 21.09% 14.70% 3.59% 73.96% 7.99%

4.27% 3.24% 8.29% 7.03% -4.74% 71.03% 24.08%

17.54% 27.03% 11.27% 7.43% 5.45% 84.76% 19.07%

12.94% 20.58% 11.13% 8.61% 0.36% 121.85% 18.58%

12.12% 27.09% 13.67% 8.96% 0.18% 84.96% 14.60%

2.72% 8.68% 7.41% 2.92% 1.07% 49.39% -3.34%

17.85% 12.04% 36.55% 24.82% 5.14% 93.45% -1.69%

5.77% 41.73% 9.15% 3.87% -0.49% 51.97% 20.21%

NA 30.01% NA NA NA NA NA

17.90% 18.12% 8.23% 6.82% 0.87% 72.99% 8.89%

30.00% 30.88% 22.31% 14.64% 7.69% 145.30% 0.62%

24.44% 25.07% 17.73% 11.93% 7.61% 86.23% 7.37%

15.90% 27.30% 13.02% 8.81% 1.33% 253.30% 4.99%

16.93% 16.74% 27.40% 19.88% 1.26% 133.10% 22.85%

12.03% 30.97% 42.99% 32.18% 7.54% 186.91% 4.94%

4.31% 5.11% 6.20% 5.68% -11.38% 116.86% 1.44%

10.24% 32.51% 22.09% 11.96% 4.35% 103.31% 9.65%

Payout Ratio Sales/Capital

Reinvestment Rate EV/Sales

19.22% -21.12% 0.91 2.13

30.42% -0.70% 1.53 1.10

NA 1.07% 1.64 1.15

45.78% 5.40% 1.72 1.47

26.18% 7.61% 1.12 1.00

29.52% 5.88% 2.72 0.56

55.57% 0.00% NA NA

0.08% 0.00% NA NA

64.22% 0.00% NA NA

42.22% 0.00% NA NA

31.19% 2.43% 1.26 2.67

38.53% 5.44% 1.28 3.08

0.00% 32.29% 0.36 10.79

NA 35.06% 2.35 0.73

NA 9.82% 0.34 4.44

20.25% 72.35% 0.78 2.45

31.76% 10.54% 1.04 1.53

128.03% -11.42% 1.32 1.72

42.87% 4.58% 1.40 1.70

45.97% 0.89% 1.50 1.28

87.28% -8.92% 1.38 1.40

14.38% -12.13% 1.04 3.73

18.92% -8.85% 2.04 1.46

24.60% 2.32% 1.50 1.08

52.57% 15.66% 1.04 4.53

NA NA 0.88 2.60

0.70% -6.71% 1.46 3.94

68.73% 29.04% 0.66 1.79

61.62% 38.50% 0.53 2.41

98.64% 63.74% 0.65 1.76

53.33% -23.41% 1.09 3.35

NA -32.37% 1.72 1.02

56.76% -23.67% 0.45 3.21

1.03% -51.07% 1.32 2.29

4.51% 4.94% 0.79 2.15

30.54% 5.25% 0.09 15.24

43.74% -2.11% 1.50 1.42

13.76% 55.21% 3.91 0.60

48.73% -17.96% 1.70 0.74

NA -101.36% 0.48 2.74

24.01% 9.03% 1.95 0.99

15.58% 37.15% 3.24 0.37

46.38% -26.80% 0.91 2.50

24.57% 8.52% 2.81 0.71

10.01% 57.76% 1.13 1.40

27.94% -4.20% 0.61 2.49

38.73% -2.57% 1.66 2.50

17.23% 13.15% 4.10 0.55

23.67% 9.65% 1.99 0.97

21.64% -22.29% 0.85 4.14

19.60% 0.43% NA NA

31.39% 328.60% NA NA

NA -6559.63% 0.90 5.29

188.13% -34.33% NA NA

0.00% 2.74% NA NA

52.73% 6.07% 1.33 1.30

NA 28.02% 3.53 0.68

78.01% NA 0.62 1.74

5.59% 6.58% 2.03 0.91

28.61% 13.65% 1.98 2.18

37.10% 4.18% 1.45 1.50

77.67% 7.79% 0.88 2.36

70.99% 42.60% 0.77 1.82

394.65% 59.84% 0.49 2.74

27.33% -12.21% 0.75 3.23

15.76% -10.71% 1.74 1.17

21.89% 15.89% 1.07 2.37

55.18% -8.60% 1.27 1.20

109.42% -17.97% 1.06 1.27

56.90% 24.13% 1.84 0.98

18.97% 46.58% 0.50 4.01

9.21% 49.12% 4.53 0.64

19.04% 153.08% 0.49 2.05

66.78% -16.95% 0.47 6.11

118.74% -28.30% 1.16 2.00

81.51% -33.55% 1.95 1.29

165.10% 49.82% 0.13 19.67

24.01% 23.17% 0.53 2.40

26.34% NA 0.90 2.36

15.60% 37.61% 1.40 1.75

16.31% 15.69% 2.52 0.89

14.46% 64.36% 2.56 1.42

17.21% 60.93% 2.69 0.89

23.57% 48.07% 0.26 3.34

45.28% -25.71% 0.75 4.37

NA -22.28% 0.61 4.88

20.94% 16.71% 2.36 1.18

42.23% 18.99% 1.50 1.01

9.35% -1.95% 1.35 0.75

NA -142.06% 0.93 4.50

74.69% -5.36% 0.72 2.22

NA -77.39% 1.49 0.64

36.70% 0.00% NA NA

41.73% -5.28% 2.63 0.49

56.37% 4.89% 2.05 1.32

43.67% -0.74% 2.05 2.68

11.99% 123.87% 1.81 0.86

42.75% 27.19% 0.85 1.43

50.77% 29.95% 0.37 3.93

NA 39.76% 0.76 2.55

44.79% 6.90% 0.86 2.10



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