INSURANCE INFO SHEET
Note:
NOTE: WU Wien and USC are not part of any contract signed or negotiated between the The ISIS insurance only covers cost for acute illnesses. Chronic illnesses and their pre-existing
parties. consequences which existed already before the conclusion of the contract with the insurance company
are therefore excluded from the contract; for example dentures (e.g. set of dentures, crowns, post
Exchange rate: 1 Austrian Schilling = 0.07594 US Dollar (17/11/99) exchange rate subject to change crown), prescription of eye glasses, vaccination, acupuncture.
If a stay in hospital should be necessary, only cost of general class in hospital are refunded.
The coverage for dental treatment due to an accident is USD 500 maximum, otherwise it is USD 100
Option #1: ISIS Insurance (only for non-Austrian students):
for the 7 months.
This insurance has coverage in Austria and Europe except in your home country. As this insurance is a travel insurance, no risk in the home country is covered.
Please transfer the relevant sum of the insurance you wish to take to the following bank account: All claims must be submitted together with the fully filled out form of the insurance document and a
copy of the first page of the insurance booklet at one of the following organizations in Austria:
Bank: PSK, Georg Kochplatz 2, 1018 Vienna; account n°. 920.13.696
and send the enclosed form (2 pages) to the following address: ÖKISTA:
1090 Vienna, Türkenstraße 6 + 8 43-1-40148-0
ÖKISTA Zentrale 1090 Vienna, AAKH Campus, Alserstraße 4 43-1-90207-0
Garnisongasse 7 1040 Vienna, Karlsgasse 3 43-1-50243
1096 Wien 1220 Vienna, DZ, Donaustadtstraße 1/2 43-1-202 48 08
Tel.: +43/1/40148-2019
Fax: +43/1/40148-2130 Option #2: Merkur (insurance SV/95)
email: irene.dissauer@oekista.at
contact person:
Combination B: Mr. Bernhard Blasl, bernhard.blasl@merkur.at
coverage of Landesdirekton Wien
cost of doctor and hospital including air ambulance service ATS 600.000 Wiedner Haupstrasse 23-25
death because of an accident ATS 60.000 1041 Wien
repatriation in case of death ATS 90.000
permanent disability ATS 240.000 The premium has to be paid in advance to the following account: Bank Austria, account n°
extra travel cost ATS 30.000 00608582300. Please send the enclosed application form to the above address.
Combination B with extra insurance: Prices in ATS for SV/95. Coverage is for 7 months (i.e. the time you spend in Vienna) independent of
coverage of residence/nationality:
cost of doctor and hospital including air ambulance service ATS 1,200.000
death because of an accident ATS 60.000 Age Men Men with insured wife Women Women with insured husband Child
repatriation in case of death ATS 90.000
19 - 25 7.392 7.021 11.809 11.221 4.802
permanent disability ATS 240.000
26 - 30 7.903 7.511 12.264 11.648
extra travel cost ATS 30.000
31 - 35 8.589 8.162 12.768 12.131
Premiums:
For the whole 7 months in Austria: Benefits:
combination B (without luggage insurance): 2.800 ATS guaranteed coverage: for in-patient treatments as well as the cost of child birth in an Austrian
hospital (general class) and coverage of the cost of a person accompanying a child of up to 12
combination B with extra insurance: 2.800 + 1.050=3.850 ATS years that is jointly insured on the same tariff basis; outside Austria: reimbursement up to a daily
combination B with extra insurance & special package for winter sports and special sport risk:
limit of ATS 4.370.--
3.850 + 550 = 4.400 ATS guaranteed coverage: for the cost of emergency care in the out-patient departments of the Austrian
combination B with special package for winter sports and special sport risk:
"Landeskrankenhäuser" (hospitals run by the Provinces) and „Unfallkrankenhäuser“ (hospitals for
accidents).
2.800 + 550 = 2.350 ATS
Coverage of the cost of out-patient operations in day hospital under contract and with doctors under
contract
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psychotherapeutic treatment
Child birth benefit (instead of all other benefits) ATS 25.000.--
individual treatment, per session up to ATS 360.-
Refund of the cost of an approved in-patient rehabilitation treatment up to a daily limit of ATS 2.600.- group treatment, per session up to ATS 120.-
Out-patient treatments
The cost of a general practitioner or a specialist (excluding dentists and dental technicians):
Important note:
per consultation up to a limit of ATS 500.- Austrian immigration laws require that all students have health insurance coverage
for the first consultation of a specialist up to ATS 620.- with an AUSTRIAN insurance company. We present you with two options that
per call/day up to ATS 710.-
fulfill the minimum requirements set by the Austrian immigration laws. For
extended/complete coverage you may want to sign up for additional health
per call/night (from 10 pm up to 6 am) up to ATS 1.040.- insurance with any insurance company. WU Wien and USC cannot be held reliable
maximum rates valid within one calendar year for any health care cost not covered by Merkur and ISIS insurance.
for x-ray examinations, radiotherapy, laboratory, work, injections, infiltrations, punctures, EKG,
For students from EU countries:
etc. up to ATS 10.000.-
If you hold a valid insurance plan you may use it for your stay in Austria.
diagnostics procedures: computerized tomography, magnetic resonance imaging, using isotopes, Otherwise, please sign up for the Merkur Versicherung to give you „standard“
endoscopies, up to ATS 5.000
coverage.
for acupuncture, homeopathic and chiropractic treatments up to ATS 3.120.-
for preventive medical examinations up to ATS 1.500.- For your stay in the US at the University of South Carolina you may sign up for the
Merkur insurance or any other US health insurance (e.g.: USC health insurance;
Drugs 80% of the cost of drugs prescribed by a doctor up to ATS 7.800.-
please note: USC health insurance is NOT accepted under the minimum
Therapeutic aids requirements set by Austrian immigration laws).
for glasses, contact lenses up to ATS 2.600.-
For students from the USA
for other therapeutic aids up to ATS 2.600.- Your US health insurance is not accepted by the Austrian Foreign Police for issuing
the Austrian Residence Visa. You must sign up for any of the two Austrian health
Cost of moving a sick person 80% of the cost up to ATS 2.000.-
insurance plans for the first seven months of the program. For your studies at USC
Dental treatment and dentures you can use your existing health insurance plan or any other (i.e. USC health
dental treatment 100% of the cost up to ATS 5.000.- insurance).
dentures 80% of the cost up to ATS 5.000.-
Students from other countries than mentioned above:
dental braces 50% of the cost up to ATS 2.000.- You must sign up for one of the above mentioned health insurance plans.
You have the following options:
Stays at health resorts, recreation cures, physical treatment
for cures or physical therapies prescribed by a doctor daily (max. 28 days a year) up to ATS 420.-
Merkur for 14 months (you must have health insurance for the US as well)
curative or physiotherapeutic treatments 80% of the cost, per calendar year up to ATS 3.120.-
Merkur for the first 7 months (for better coverage while in Austria) in
combination with any US health insurance for the stay at USC
home nursing: for home nursing prescribed by a doctor (instead of a stay in hospital) and with a ISIS for the first 7 months (minimum coverage in Austria) in combination with
trained nurse, daily up to ATS 150.-
any other US health insurance for the stay at USC
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Information on health insurance for the USC portion of the program will be made
available before entering the US. Costs for minimum coverage in the US are similar.
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