SVC Presentation by 32HCUYL

VIEWS: 6 PAGES: 23

									Digital World
Prepaid Personal Financial Services Platform
Stored Value Cards


Are You Ready?
MasterCard Prepaid Services
Agenda

1. A Growth Market
2. Our Learning Curve
3. The Way Ahead




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   2
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
A Growth
Market
MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   3
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Prepaid: A Market In Its Infancy

Very recent emergence as magnetic-stripe
based payment solution
Uniquely able to replace certain
cash/check transactions
                                                                           GDP (US$ trillions)*
Prepaid market potential                                                   USA                      10.1
estimated at $6.5 trillion                                                 Japan                     4.1
                                                                           Germany                   1.8
                                                                           UK                        1.4
                                                                           France                    1.3
*Source: World Bank Latest Available Data for 2001

MasterCard Prepaid from Digital World: Are You Ready?                           November 26, 2011          4
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Prepaid Market Structure


Exhibits classic „emerging market‟
characteristics: fragmented, lacking
in structure, fast moving
Revenue potential not dependent
on market dominance




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   5
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Defining Prepaid


At any time when value is exchanged…
Prepaid may be able to do it
  – more immediately
     – more securely
        – more conveniently




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   6
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
   Calculating The Global Prepaid Opportunity

   Consumer
   Corporate
   Government
   Branded
   Closed Loop



     Vouchers                                        Teen                       Gift
                                                                       Benefits
Travel  $6.5 trillion
              Money Transfer Student Abroad QSR
                                                                                    Payroll

   MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   7
   Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Estimated Global Prepaid Opportunity By Segment
                                                                                                  Estimated Value*
                                                                                                        ($ billions)

                                                                        Gift                    638
                                                                        Unbanked              1,064
                                                                        Travel                   85
                                                                        Money Transfer          294
                                                                        Teen                    362
                                                                        Insurance               602
                                                                        Pharmacy                106
                                                                        Payroll/Check Cashing   117
                                                                        Private Label         3,191



*Based on a total global estimate of $6.459 trillion
Sources: American Banker, American Banking Association, Datamonitor, MasterCard Research, Teen Research Unlimited, Travelex


MasterCard Prepaid from Digital World: Are You Ready?                                     November 26, 2011                   8
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
What
We’ve
Learned
MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   9
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
MasterCard Prepaid is accelerating the typical product
lifecycle. . . . .




                                           YOU ARE HERE




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   10
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
The Opportunity Is Global it‟s a Digital World…..




Significant demand for prepaid programs
worldwide
Leverages MasterCard‟s global brand
presence and network
MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   11
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
We can help our customers target the
most profitable opportunities
Revenue Drivers                                                            Revenue Winners
– Reloadable accounts                                                      – Travel
– Regular replenishment                                                    – Money transfer
– Frequent usage                                                           – Payroll
– Cross border usage                                                       – Benefits
– Expiration date greater than                                             – “Student Abroad”
  6 months                                                                 – Per Diem
                                                                           – Credit counseling
                                                                           – Vouchers

MasterCard Prepaid from Digital World: Are You Ready?                             November 26, 2011   12
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Where Are We Now? MasterCard Pre Paid…..

Custom-built prepaid programs have been delivered in
12 countries in every region of the world
Supported European program pre-integration
Double-digit growth in number of transactions and
average ticket size
118% increase in GDV from June 2002 to June 2003




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   13
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
What features does the Digital World Prepaid Card
platform support?

1. Establish program-specific business rules
2. Establish and maintain prepaid account and transaction information
   and balances
3. Activate, replenish and manage accounts by a variety of methods
4. Perform a variety of account inquiries related to balance transaction
   history and account activation
5. Change cardholder information and PIN
6. Administer programs remotely
7. Provide cardholder customer service
8. Receive program financial & activity reports
9. www.digitalworldcard.com www.oneworldbancard.com




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   14
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
What features does the Digital World Prepaid Card
platform support?
                                       IVR          Web         PC          Batch           ISO   Administrative           ATM/
                                                           Terminal           File         Link         Access             POS
                                                                                                       Terminal

 Parameter Changes                                                          
 (lost/stolen,open/close)        (not open/close)                      (not lost/stolen)                     
 View Bal                                                                                                              *
 View History                                                                                            
 Load/Reload/Redemption                                                                                                *
                                                                                                   (see cardholder adj) (payment to)
 Address or Cardholder
 Info Change                                                                                              
 Pin Change                                                   
 Replacement Card                                                                                            
 Account Activation                                           
                                                          (new card only)                                  
 Secondary Card Activation                                                                               
 Cardholder Adjustment                                                                                       
 * if Device capable




MasterCard Prepaid from Digital World: Are You Ready?                                       November 26, 2011                 15
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
The Way
Ahead
MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   16
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Why Digital World Card?


We understand the business case
We bring experience and expertise to our
customers
We are continually enhancing structures and
processes
Not just a card product but a global cash
management solution!




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   17
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Ready To Grow?

       We Are >
INNOVATIVE ROBUST               VERSATILE         ESSENTIAL FAST EFFICIENT CONVENIENT SECURE




 Digital World Card Platform
 Delivering Growth Through Payment Innovation




MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   18
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Why Digital World Card?
    We offer the only total solution:
    – Instantly recognizable global brand
    – Acceptance at more than 32 million locations
    – Robust processing capabilities
    – Applications that work best for business growth

    We offer added value and support:
    –Best practices
    –Advisors marketing support
    –Operational consulting

When every day counts…we aim to get
customers to market faster
 Number of days from approved
 program structure to implementation
                                     Just

 MasterCard Prepaid from Digital World: Are You Ready?
                                                                                        90
                                                                            November 26, 2011   19
 Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
Why Utilize Digital World With MasterCard Prepaid?

Business growth:
– Huge, largely untapped revenue opportunity
– More revenue without massive investment
– Attract new consumers
– Strengthen relationships with existing customers

A more immediate return:
– Minimal investment in new infrastructures
  and systems
– MasterCard profitability models to aid
  implementation


MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   20
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
For every opportunity, we can work
with our partners to create a solution
We‟re focused on the most profitable
prepaid segments
We are limited only by our
imaginations




 MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   21
 Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com
MasterCard Prepaid / Digital World Platform




We’re
Ready.
Are You?
MasterCard Prepaid from Digital World: Are You Ready?                      November 26, 2011   22
Digital World Card Inc. www.digitalworldcard.com www.oneworldbancard.com

								
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