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Cash Budgeting

Fullysik Imports operates its business in St.Albans and asks you to prepare its budgets

for the quarter ending 31 December 2011

They provide you with the following information.



Estimated Sales Estimated Purchases

July $70,000 $26,000

August $65,000 $25,000

September $62,000 $24,000

October $58,000 $25,000

November $60,000 $23,000

December $55,000 $28,000



Sales are expected to be 30% for cash, 70% on credit.

The value owing for credit sales are expected to be collected in the following way:

50% in the month following the month of sale.

30% in the second month following the month of sale.

15% in the third month following the month of sale.

5% are uncollectable.

All purchases are made on credit, and are expected to be paid for in the following way:

40% in the month of purchase. 60% in the month following the month of purchase.

Monthly selling expenses are budgeted at 5%

$4,000 fixed plus variable of total sales.variable.

Monthly administrative expenses are budgeted at $3,000 fixed plus

variable of 10% of total sales.

Depreciation of Office equipment is included in the administration expenses shown above.

Depreciation of Office equipment is $3,600 p.a.

Finance expenses are expected to be $8,000 per month. This does include the bad debts

expense, which is recognised immediately in the month of sale.

In October they intend to buy some new equipment for $50,000

Paying a deposit in October of $5,000 and repayments of $8,000

a month starting in November.

In December they expect to receive $12,000 cash for the sale of an old vehicle.

Cash at bank at 1 October 2011 $45,000



Required:

(a) Prepare a table showing Collections from Debtors by month, for the three month period ending 31

December 2011



(b) Prepare a Cash Budget by month and for the quarter, for the three months ending 31 December 2011

Answer.

(a) Collection from Debtors.

Fullysik Imports

Schedule of Collections from Debtors for the Quarter ending 31 December 2011

Month









TOTAL

Fullysik Imports



Schedule of Payments to Creditors for the Quarter ending 31 December 2011



Month









TOTAL







(b) Cash Budget





Fullysik Imports

Cash Budget by month and for the quarter, for the 3 months ending 31 December 2011

TOTAL





Receipts









Payments









Closing Cash

balance

Fullysik Imports operates its business in St.Albans and asks you to prepare its budgets

for the quarter ending 31 December 2011

They provide you with the following information.



Estimated Sales Estimated Purchases

July $70,000 $26,000

August $65,000 $25,000

September $62,000 $24,000

October $58,000 $25,000

November $60,000 $23,000

December $55,000 $28,000



Sales are expected to be 30% for cash, 70% on credit.

The value owing for credit sales are expected to be collected in the following way:

50% in the month following the month of sale.

30% in the second month following the month of sale.

15% in the third month following the month of sale.

5% are uncollectable.

All purchases are made on credit, and are expected to be paid for in the following way:

40% in the month of purchase. 60% in the month following the month of purchase.

Monthly selling expenses are budgeted at 5%

$4,000 fixed plus variable of total sales.variable.

Monthly administrative expenses are budgeted at $3,000 fixed plus

variable of 10% of total sales.

Depreciation of Office equipment is included in the administration expenses shown above.

Depreciation of Office equipment is $3,600 p.a.

Finance expenses are expected to be $8,000 per month. This does include the bad debts

expense, which is recognised immediately in the month of sale.

In October they intend to buy some new equipment for $50,000

Paying a deposit in October of $5,000 and repayments of $8,000

a month starting in November.

In December they expect to receive $12,000 cash for the sale of an old vehicle.

Cash at bank at 1 October 2011 $45,000



Required:

(a) Prepare a table showing Collections from Debtors by month, for the three month period ending 31

December 2008



(b) Prepare a Cash Budget by month and for the quarter, for the three months ending 31 December 2008

Answer.

(a) Collection from Debtors.

Fullysik Imports

Schedule of Collections from Debtors for the Quarter ending 31 December 2011

Month Credit Sales October November December



July 49,000 7,350

August 45,500 13,650 6,825



September 43,400 21,700 13,020 6,510



October 40,600 20,300 12,180



November 42,000 21,000



December 38,500

TOTAL $259,000 $42,700 $40,145 $39,690



Fullysik Imports



Schedule of Payments to Creditors for the Quarter ending 31 December 2011



Month Credit Purchases October November December



September $24,000 $14,400



October $25,000 $10,000 $15,000



November $23,000 $9,200 $13,800



December $28,000 $11,200

TOTAL $100,000 $24,400 $24,200 $25,000







(b) Cash Budget





Fullysik Imports

Cash Budget by month and for the quarter, for the 3 months ending 31 December 2011

October November December TOTAL

Op. Bank Balance 45,000 54,330 58,675

Receipts

Cash Sales 17,400 18,000 16,500 51,900

Debtor Collections 42,700 40,145 39,690 122,535

Sale of Vehicle 12,000 12,000





Total Receipts 60,100 58,145 68,190





Payments

Creditor Payments 24,400 24,200 25,000 73,600

Selling Expenses 4,000 4,000 4,000 12,000

2,900 3,000 2,750 8,650

Admin Expenses 3,000 3,000 3,000 9,000

5,800 6,000 5,500 17,300

-300 -300 -300 -900

Finance Expenses 8,000 8,000 8,000 24,000

-2,030 -2,100 -1,925 -6,055

New Equipment 5,000 8,000 8,000 21,000





Total Payments 50,770 53,800 54,025

Closing Cash

balance $54,330 $58,675 $72,840

in the month following the month of purchase.

of total sales.variable.





cluded in the administration expenses shown above.



per month. This does include the bad debts

ately in the month of sale.









ons from Debtors by month, for the three month period ending 31





h and for the quarter, for the three months ending 31 December 2008





Fullysik Imports

from Debtors for the Quarter ending 31 December 2011

December









6,510



12,180



21,000

$39,690



Fullysik Imports



to Creditors for the Quarter ending 31 December 2011



December









$13,800



$11,200

$25,000









Fullysik Imports

for the quarter, for the 3 months ending 31 December 2011

TOTAL

45,000









186,435









158,595

$72,840

Cash, P & L, and Balance Sheet

Kim Kardashian run a Waste Disposal business called Trailer Park Trash.

The business has following assets and liabilities as at 30th November 2011





Assets Liabilities

Bank $64,800 Creditors $28,790

Debtors $32,400 Loan $230,000

Prepaid Insurance $8,900

Inventory $22,300 Capital $152,310

Vehicles $175,000

Equipment $210,000

Accumulated depreciation on the Equipment -$102,300

Other information:

Fees for December are budgeted at $156,000

Fees are cash 35% and credit 65%

Collections from Debtors are 35% in the month of service and

65% in the month following the month of service.

Prepaid Insurance should decrease by $1,200

December purchases are budgeted at $96,500 All on credit.

Creditors are paid 20% in the month of purchase and

80% in the month following the month of purchase

Estimated inventory on 31 Dec is $18,900

Cash Operating expenses in Dec are estimated to be $32,900

Some of the Equipment is sold on Dec 1 for $13,400 cash. Its original cost was

$38,900 and it had Accumulated Depreciation of $24,500

Depreciation on the equipment for the month of Dec is $2,600

Required:

Prepare the following:

(a) the cash budget for Dec 2011

(b) the budgeted profit and loss statement for Dec 2011, and

(c ) the budgeted balance sheet as at 31 Dec 2011

Trailer Park Trash

Cash Budget for the month of Dec 2011



Opening Cash balance

Receipts









Payments

Trailer Park Trash

Budgeted Profit and Loss Statement for the month of Dec 2011

$ $

Revenue





Less Cost of Goods Sold









Gross Profit









Net Profit







Trailer Park Trash

Budgeted Balance Sheet as at 31 Dec 2011

Assets - Current $ $ Liabilities $ $









Assets - Non current Owners Equity

Kevin Spears and Britney Federline run a Waste Disposal business called Trailer Park Trash.

The business has following assets and liabilities as at 30th November 2011





Assets Liabilities

Bank $64,800 Creditors $28,790

Debtors $32,400 Loan $230,000

Prepaid Insurance $8,900

Inventory $22,300 Capital $152,310

Vehicles $175,000

Equipment $210,000

Accumulated depreciation on the Equipment -$102,300

Other information:

Fees for December are budgeted at $156,000

Fees are cash 35% and credit 65%

Collections from Debtors are 35% in the month of service and

65% in the month following the month of service.

Prepaid expenses should decrease by $1,200

December purchases are budgeted at $96,500 All on credit.

Creditors are paid 20% in the month of purchase and

80% in the month following the month of purchase

Estimated inventory on 31 Dec is $18,900

Cash Operating expenses in Dec are estimated to be $32,900

Some of the Equipment is sold on Dec 1 for $13,400 cash. Its original cost was

$38,900 and it had Accumulated Depreciation of $24,500

Depreciation on the equipment for the month of Dec is $2,600

Required:

Prepare the following:

(a) the cash budget for Dec 2011

(b) the budgeted profit and loss statement for Dec 2011, and

(c ) the budgeted balance sheet as at 31 Dec 2011

Trailer Park Trash

Cash Budget for the month of Dec 2011



Beginning Cash balance 64,800

Receipts

Cash Sales 54,600

Collections from Debtors 67,890

Sale of Equipment 13,400





Total Receipts 135,890

Payments

Payments to Creditors 48,090

Cash Operating Expenses 32,900





Total Payments 80,990





Closing Bank Balance 119,700

Trailer Park Trash

Budgeted Profit and Loss Statement for the month of Dec 2011

$ $

Revenue

Fees 156,000

Less Cost of Goods Sold

Opening Inventory 22,300

Purchases 96,500

Closing Inventory 18,900 99,900





Gross Profit 56,100

Add/(Less) Profit/(Loss) on Sale of Equipment -1,000 55,100

Other Expenses

Cash Operating Expenses 32,900

Depreciation 2,600

Insurance 1,200 36,700





Net Profit $18,400







Trailer Park Trash

Budgeted Balance Sheet as at 31 Dec 2011

Assets - Current $ $ Liabilities $ $

Bank 119,700 Creditors 77,200

Debtors 65,910 Loan 230,000

Prepaid Insurance 7,700 307,200

Inventory 18,900 212,210

Assets - Non current Owners Equity

Vehicles 175,000 Capital 152,310

Equipment 171,100 Profit 18,400

Acc Depreciation -80,400 265,700 170,710





$477,910 $477,910

Performance Report

From the given information, you are required to prepare a Performance report for the month of Nov

2011. The report is to show Variance and percentage variance. Show all $ values to the

nearest $, and all % values to 2 decimal places.

I. Am is a beauty therapist The budget for the current financial year is:

Support Labour $98,000

Rent $18,000

Electricity $4,200

Hair Products $15,000

Cleaning $6,000

Depreciation $4,800

Telephone $7,800

Advertising $12,360

The total budget is apportioned equally each month.

It is anticipated that: $550,000 will be earned from fees for the year.

$78,000 will be paid for professional labour for the year.



Actual results were: November-11



Fees Income $43,680

Professional labour $5,980

Support Labour $8,125

Rent $1,500

Electricity $320

Hair Products $975

Cleaning $540

Depreciation $400

Telephone $730

Advertising $1,780



Performance Report for the month of Nov 2011

Budget Actual Variance U/F % Variance

$ $ $ %

Fees Income





Professional labour

Support Labour

Rent

Electricity

Hair Products

Cleaning

Depreciation

Telephone

Advertising





Profit

From the given information, you are required to prepare a Performance report for the month of Nov

2011. The report is to show Variance and percentage variance. Show all $ values to the nearest

$, and all % values to 2 decimal places.

C.Ling is an beauty therapist The budget for the current financial year is:

Support Labour $98,000

Rent $18,000

Electricity $4,200

Hair Products $15,000

Cleaning $6,000

Depreciation $4,800

Telephone $7,800

Advertising $12,360

The total budget is apportioned equally each month.

It is anticipated that: $550,000 will be earned from fees for the year.

$78,000 will be paid for professional labour for the year.



Actual results were: November-11



Fees Income $43,680

Professional labour $5,980

Support Labour $8,125

Rent $1,500

Electricity $320

Hair Products $975

Cleaning $540

Depreciation $400

Telephone $730

Advertising $1,780



Performance Report for the month of Nov 2011

Budget Actual Variance U/F % Variance

$ $ $ %

Fees Income 45,833 43,680 2,153 4.70%





Professional labour 6,500 5,980 520 8.00%

Support Labour 8,167 8,125 42 0.51%

Rent 1,500 1,500 0 0.00%

Electricity 350 320 30 8.57%

Hair Products 1,250 975 275 22.00%

Cleaning 500 540 -40 -8.00%

Depreciation 400 400 0 0.00%

Telephone 650 730 -80 -12.31%

Advertising 1,030 1,780 -750 -72.82%





Profit 25,487 23,330 2,157 8.46%



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