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ACE Global Markets Announces Privacy Insurance Programs; AIG's

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Advisen's New Products Announce m e nt s for February 2005



Included : ACE Global Markets Announces Privacy Insurance Progra ms; AIG’s

ProgramCon nect Expands Offerings; CNA Targets Financial Institution Bonds

and D&O; CNA Writing Fiduciary Liability for Multi- employer Plans; The

Hartfor d Introduces Universal Excess Policy for Management Liability; The

Lightho u se Compa nies Offer Professional Liability for Healthcare

Administra tor s; Republic Group Adds New Farm and Ranch Program







ACE Global Markets Announces Privacy Insurance Programs



ACE Global Markets will manda te URAC’s HIPAA privacy and security

accreditation progra m s for several of its new insurance offerings. The

progra m s are available to URAC- accredited compa nies through Healthcare

First, a unit of Arthur J. Gallagher & Co. ACE’s new insura nce policies provide

liability coverage for exposur es such as health - related privacy and security

violations, specific HIPAA damages, unaut h ori ze d access, unaut h ori ze d

disclosure of healthcare informa tion, e- publishing violations, and Web- content

liability. For more information, see www.acelimited.co m .







AIG’s ProgramConnect Expands Offerings



Risk Specialists Cos. Inc., a subsidiary of American International Group, has

expan d e d its AI Risk ProgramCon nect system, an online specialty lines quote

and bind system for surplus lines agents and brokers. The syste m’s

enhance me n t s offer agents and brokers greater access to a range of specialty

lines coverages available online, including home inspector s liability, architects

and engineers liability, employme nt practices liability, liquor legal liability,

miscellaneous professional liability, and railroad protective liability. For more

information, see www.airisk.com .







CNA Targets Financial Institution Bonds and D&O



CNA Pro Open Brokerage has partnere d with Scarboroug h, a subsidiary of Aon,

which will be a managing general underwriter offering bonds, director s and

officers liability, and related product s to financial institutions. The target

clients are comm u nity banks with assets under $1 billion. This progra m is an

expansion of the standar d lines progra m annou nced in 2004. As an MGU,

Scarboro ug h will be responsible for underwriting, servicing, marketing, and

administr ation, and CNA will handle claims manage me n t. For more

information, contact Kim Waller, managing director of underwriting,

Aon /Scarb or o ug h, 200 East Randolph Drive, 17 th Floor, Chicago. Ill., (800) 525 -

2968; fax (312) 381 - 6215, scarborough@fpr si.com ; or visit www.cnapro.com .







CNA Writing Fiduciary Liability for Multi- employer Plans



CNA Pro Open Brokerage has teame d up with Ambridge Partners LLC, which

will be the managing general underwriter for fiduciary liability insura nce for

multi - employer plans. This new program expand s a current relations hi p with

Ambridge covering transactional facilitation insurance, which provides for

various contingencies that can affect the completion of business deals such as

mergers and acquisitions, asset sales, and restructu rings. Ambridge is

respo n sible for underwriting, servicing, marketing, and administration of the

coverage, while claims manage m e n t will be perfor me d by CNA. For more

information, contact Jeffrey Cowhey, Ambridge Partners, 135 West 29 th Street,

Suite 801, New York, NY 10001, (212) 871 - 5402, fax (212) 947 - 1838,

jcowhey@ambridgepa r t n e r s.co m ; or visit www.cnapro.com .







The Hartford Introduce s Universal Excess Policy for Management Liability



The Hartfor d Financial Services Group Inc. has introduce d Universal Excess, a

new excess insurance policy that can be written over directors and officers

liability, fiduciary liability, employme nt practices liability, miscellaneous

professional liability, and tech - related errors and omissions policies issued by

any carrier, without the need to work out complex endor se m e n t language to fill

potential coverage gaps. The policy, which is available for public and private

compa nies of all sizes: follows primary policies’ exclusions, definitions, and

severability clauses; allows underlying limits to be paid by the insured if a

primary insurer becomes insolvent; has a discovery clause that follows the

primary policies for the purpose of extending the claim reporting period;

contains no subrogation, appeals, or “other insurance” sections; and cannot be

cancelled by the insurer except for non - payment of premiu m. For more

information, visit www.hfpins ur a nce.co m , or call Patricia Fitzgerald at 1- 212 -

277 - 0457.







The Lighthouse Companies Offer Professional Liability for Healthcare

Administrators



The Lighthou se Companies, a progra m underwriting company that works with

select industry groups, has introduced VitalCare, a personal professional

liability policy developed exclusively for employed healthcare administr at or s.

Policies are underwritte n and issued, and claims are handled by, Chubb Group.

The program is endor sed by the American College of Healthcare

Administra tor s, and member s of that organization may qualify for a premiu m

discou n t. For more information, contact Sahar Javan The Lighthou se

Companies, 7630 Little River Turnpike, Suite 200, Annandale, Va. 22003, (703)

770 - 3700, fax (703) 770 - 3720, sjavan@lighthou s eco m p a nie s.co m .







Republic Group Adds New Farm and Ranch Program



The Republic Group has introdu ce d a farm and ranch progra m that includes

coverage for property, machinery, busines s autos, and livestock. Soon to be

released is a farm umbrella product. Heading up the farm and ranch progra m is

Roll Wagner, who has 25 years of experience in the insurance indust ry’s

agribusines s sector. He was formerly a senior progra m underwriter with Gulf

Insurance Group. Republic writes insurance in Louisiana, New Mexico,

Oklaho m a, and Texas. For more information, contact The Republic Group, 2727

Turtle Creek Boulevard, Dallas, Texas 75219, (214) 559 1222, fax 214 748 9590,

www.RepublicGrou p.com .









To learn more about Advisen, visit www.advisen.com or call +1.212.897.480 0









Copyright Advisen, Ltd., 2005



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