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Starr/Priestaf Enterprises
Wisconsin -
Traveling? A Great Insurance Buy
Does your auto policy National statistics show insuring your
home and vehicle is cheaper in Wisconsin
go with you? than nearly any other state, according to a
report from Wisconsin Public Radio. Data
Travel inside and out of the country is extremely common this time of year, from the National Association of Insurance
however most are not aware that your auto policy may not be traveling Commissioners shows the average
with you. combined home and auto premium in
Wisconsin is 29 percent lower than the
It is important to be aware that all auto policies carry the same language national average. The NAIC statistics are
that exclude territories outside of the United States borders. ‘Territories’ is from 2003, the latest data available. It
defined in the policy as: ranks Wisconsin 49th out of 50 states and
the District of Columbia. Only Idaho is
The coverage territory is: less expensive. The average cost to insure
1. The United States of America, its territories or possessions; both your home and auto is Wisconsin is
2. Puerto Rico; or $1,054.
3. Canada
When traveling out of the country, except for Canada & Puerto Rico, you
are not covered for any losses to your vehicle or any other vehicles. To
protect yourself from this type of loss you must have a policy provided by
the country in which you are visiting.
Frozen Pipes Cost Billions
An average of a quarter of a million American families have one or more
rooms in their homes ruined and their lives disrupted each winter by water
pipes freezing and breaking.
Most Common Stolen Cars
According to the Institute for Business and Home Safety, claim payments
by all insurers over the past decade for these kinds of losses have ex- 1. 1995 Honda Civic
ceeded $4 billion. 2. 1989 Toyota Camry
3. 1991 Honda Accord
When the outside temperature drops below 29 degrees Fahrenheit, water 4. 1994 Dodge Caravan
pipes in homes with little or no insulation are likely to freeze and break. In 5. 1994 Chevrolet Full Size C/K 1500 Pickup
fact, one-eighth inch crack in a pipe can spew out more than 250 gallons 6. 1997 Ford F150 Pickup
of water a day, destroying floors, furniture, appliances and personal items. 7. 2003 Dodge Ram Pickup
Homeowners can avoid frozen pipes by having adequate insulation where 8. 1990 Acura Integra
pipes run along outside walls, floors and ceilings. They can disconnect 9. 1988 Toyota Pickup
outside garden hoses, wrap exposed pipes with insulating sleeves or tape, 10. 1991 Nissan Sentra
and seal foundation cracks that let arctic air freeze pipes in crawlspaces.
Source: National Insurance Crime Bureau
Other simple preventative measures to take in extreme cold include open-
ing cabinet doors to allow heat to get piping under sinks and vanities near
exterior walls, and running a trickle of water at vulnerable cold and hot Greenfield Oshkosh
faucets. 5005 Loomis Road Phone: 414-421-3800
P.O. Box 20001 Fax: 414-421-6145
601 Oregon Street Phone: 920-235-2764
Suite A Fax: 920-235-2694
Greenfield, WI 53220-0001 Oshkosh, WI 54902
visit us at www.starrgroup.com