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ACH Origination RFP.pdf

VIEWS: 31 PAGES: 90

									                                       STATE OF ALASKA
                                      Department of Revenue
                                         Treasury Division
                       333 Willoughby Avenue, State Office Building, 11th Floor
                                          PO Box 110405
                                     Juneau, AK 99811-0405




                                   Request For Proposals
                                       RFP 2007-0400-6903
                                   Date of Issue: August 18, 2008


                                       Title and Purpose of RFP:

                  Automated Clearing House (ACH) Origination Services

The Alaska Department of Revenue, Treasury Division is soliciting proposals
from qualified financial institutions to provide Automated Clearing House (ACH)
origination services for all state agencies.

                       Offerors Are Not Required To Return This Form.
Important Notice: If you received this solicitation from the State of Alaska’s “Online Public Notice” web site, you
must register with the procurement officer listed in this document to receive subsequent amendments. Failure to
contact the procurement officer may result in the rejection of your offer.


Susan Bump
Procurement Officer
Department of Revenue



                                                                                                        Rev. 03/08
STATE OF ALASKA
ACH Origination Services                                                                                                                           RFP No. 2007-0400-6903




                                                           TABLE OF CONTENTS
1.      SECTION ONE INTRODUCTION AND INSTRUCTIONS........................................................................................5
     1.01 RETURN MAILING ADDRESS, CONTACT PERSON, TELEPHONE, FAX NUMBERS AND DEADLINE FOR RECEIPT OF
     PROPOSALS ...............................................................................................................................................................................5
     1.02 CONTRACT TERM AND WORK SCHEDULE .....................................................................................................................5
     1.03 PURPOSE OF THE RFP ...................................................................................................................................................6
     1.04 BUDGET ........................................................................................................................................................................6
     1.05 LOCATION OF WORK ....................................................................................................................................................6
     1.06 ASSISTANCE TO OFFERORS WITH A DISABILITY ............................................................................................................7
     1.07 REQUIRED REVIEW .......................................................................................................................................................7
     1.08 QUESTIONS RECEIVED PRIOR TO OPENING OF PROPOSALS ...........................................................................................7
     1.09 AMENDMENTS ..............................................................................................................................................................7
     1.10 ALTERNATE PROPOSALS ...............................................................................................................................................7
     1.11 RIGHT OF REJECTION ....................................................................................................................................................7
     1.12 STATE NOT RESPONSIBLE FOR PREPARATION COSTS ....................................................................................................8
     1.13 DISCLOSURE OF PROPOSAL CONTENTS .........................................................................................................................8
     1.14 SUBCONTRACTORS .......................................................................................................................................................8
     1.15 JOINT VENTURES ..........................................................................................................................................................9
     1.16 OFFEROR'S CERTIFICATION ...........................................................................................................................................9
     1.17 CONFLICT OF INTEREST ................................................................................................................................................9
     1.18 RIGHT TO INSPECT PLACE OF BUSINESS ........................................................................................................................9
     1.19 SOLICITATION ADVERTISING ......................................................................................................................................10
     1.20 NEWS RELEASES .........................................................................................................................................................10
     1.21 ASSIGNMENT ..............................................................................................................................................................10
     1.22 DISPUTES ....................................................................................................................................................................10
     1.23 SEVERABILITY ............................................................................................................................................................10
     1.24 FEDERAL REQUIREMENTS ...........................................................................................................................................10
2.      SECTION TWO STANDARD PROPOSAL INFORMATION ..................................................................................11
     2.01       AUTHORIZED SIGNATURE ...........................................................................................................................................11
     2.02       SITE INSPECTION.........................................................................................................................................................11
     2.03       AMENDMENTS TO PROPOSALS ....................................................................................................................................11
     2.04       SUPPLEMENTAL TERMS AND CONDITIONS ..................................................................................................................11
     2.05       CLARIFICATION OF OFFERS.........................................................................................................................................11
     2.06       DISCUSSIONS WITH OFFERORS ....................................................................................................................................11
     2.07       PRIOR EXPERIENCE .....................................................................................................................................................12
     2.08       EVALUATION OF PROPOSALS ......................................................................................................................................12
     2.09       VENDOR TAX ID.........................................................................................................................................................12
     2.10       ALASKA BUSINESS LICENSE AND OTHER REQUIRED LICENSES ..................................................................................12
     2.11       APPLICATION OF PREFERENCES ..................................................................................................................................13
     2.12       5 PERCENT ALASKAN BIDDER PREFERENCE ...............................................................................................................14
     2.13       FORMULA USED TO CONVERT COST TO POINTS ..........................................................................................................14
     2.14       ALASKAN OFFEROR'S PREFERENCE ............................................................................................................................15
     2.15       CONTRACT NEGOTIATION...........................................................................................................................................16
     2.16       FAILURE TO NEGOTIATE .............................................................................................................................................16
     2.17       NOTICE OF INTENT TO AWARD (NIA) — OFFEROR NOTIFICATION OF SELECTION .....................................................16
     2.18       PROTEST .....................................................................................................................................................................16
3.      SECTION THREE STANDARD CONTRACT INFORMATION.............................................................................18
     3.01       CONTRACT TYPE ........................................................................................................................................................18



                                                                                          Page 2
STATE OF ALASKA
ACH Origination Services                                                                                                                        RFP No. 2007-0400-6903

     3.02    CONTRACT APPROVAL................................................................................................................................................18
     3.03    STANDARD CONTRACT PROVISIONS ...........................................................................................................................18
     3.04    PROPOSAL AS A PART OF THE CONTRACT ...................................................................................................................18
     3.05    ADDITIONAL TERMS AND CONDITIONS .......................................................................................................................18
     3.06    INSURANCE REQUIREMENTS .......................................................................................................................................18
     3.07    CONTRACT FUNDING ..................................................................................................................................................19
     3.08    PROPOSED PAYMENT PROCEDURES ............................................................................................................................19
     3.09    CONTRACT PAYMENT .................................................................................................................................................19
     3.10    PRICE ADJUSTMENTS ..................................................................................................................................................19
     3.11    INFORMAL DEBRIEFING ..............................................................................................................................................19
     3.12    CONTRACT PERSONNEL ..............................................................................................................................................19
     3.13    INSPECTION & MODIFICATION - REIMBURSEMENT FOR UNACCEPTABLE DELIVERABLES ...........................................20
     3.14    TERMINATION FOR DEFAULT ......................................................................................................................................20
     3.15    CONTRACT CHANGES - UNANTICIPATED AMENDMENTS .............................................................................................20
     3.16    CONTRACT INVALIDATION..........................................................................................................................................20
     3.17    NONDISCLOSURE AND CONFIDENTIALITY ...................................................................................................................20
4.     SECTION FOUR BACKGROUND INFORMATION ................................................................................................22
     4.01    STATE OF ALASKA ......................................................................................................................................................22
     4.02    TREASURY DIVISION...................................................................................................................................................22
     4.03    PERMANENT FUND DIVIDEND DIVISION .....................................................................................................................22
     4.04    DIVISION OF FINANCE – PAYROLL ..............................................................................................................................24
     4.05    DIVISION OF FINANCE – FINANCIAL ELECTRONIC DATA INTERCHANGE (FEDI).........................................................25
     4.06    DIVISION OF RETIREMENT AND BENEFITS ...................................................................................................................26
     4.07    EMPLOYMENT SECURITY DIVISION.............................................................................................................................27
     4.08    BEACHES ....................................................................................................................................................................28
     4.09    DIVISION OF INVESTMENTS .........................................................................................................................................30
5.     SECTION FIVE SCOPE OF WORK ............................................................................................................................32
     5.01    SCOPE OF WORK .........................................................................................................................................................32
     5.02    MINIMUM QUALIFICATIONS ........................................................................................................................................32
     5.03    PROCESSING VOLUMES ...............................................................................................................................................32
     5.04    ACH PROCESSING ......................................................................................................................................................33
     5.05    CREDIT LIMITS ...........................................................................................................................................................34
     5.06    FUNDING.....................................................................................................................................................................35
     5.07    BANK ACCOUNTS ........................................................................................................................................................35
     5.08    TRANSLATION/REFORMATTING TRANSACTIONS .........................................................................................................35
     5.09    TRANSMISSION ...........................................................................................................................................................35
     5.10    REVERSALS AND DELETIONS ......................................................................................................................................36
     5.11    RETURNS AND NOTIFICATIONS OF CHANGE ................................................................................................................37
     5.12    REPORTING .................................................................................................................................................................37
     5.13    CONTRACT ADMINISTRATION .....................................................................................................................................38
     5.14    COMPENSATION ..........................................................................................................................................................38
     5.15    COLLATERAL ..............................................................................................................................................................39
     5.16    RELATIONSHIP MANAGEMENT ....................................................................................................................................39
     5.17    ADDITIONAL AND NEW SERVICES...............................................................................................................................39
     5.18    IMPLEMENTATION .......................................................................................................................................................40
     5.19    DISASTER RECOVERY .................................................................................................................................................40
6.     SECTION SIX PROPOSAL FORMAT AND CONTENT..........................................................................................41
     6.01    PROPOSAL FORMAT AND CONTENT ............................................................................................................................41
     6.02    INTRODUCTION ...........................................................................................................................................................41
     6.03    SCOPE OF WORK .........................................................................................................................................................41
     6.04    EXPERIENCE AND QUALIFICATIONS ............................................................................................................................41
     6.05    COST PROPOSAL .........................................................................................................................................................42


                                                                                      Page 3
STATE OF ALASKA
ACH Origination Services                                                                                                                    RFP No. 2007-0400-6903

     6.06    EVALUATION CRITERIA ..............................................................................................................................................42
7.     SECTION SEVEN EVALUATION CRITERIA AND CONTRACTOR SELECTION...........................................43
     7.01    OFFEROR’S RESPONSE TO SCOPE OF WORK CRITERIA (250 POINTS) ..........................................................................43
     7.02    EXPERIENCE AND QUALIFICATIONS (50 POINTS) ........................................................................................................46
     7.03    CONTRACT COST (600 POINTS) ..................................................................................................................................47
     7.04    ALASKAN OFFEROR'S PREFERENCE (100 POINTS).......................................................................................................47
8.     SECTION EIGHT ATTACHMENTS ...........................................................................................................................48
     8.01    ATTACHMENTS ...........................................................................................................................................................48




                                                                                    Page 4
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903



                            1. SECTION ONE
                     INTRODUCTION AND INSTRUCTIONS

1.01 Return Mailing Address, Contact Person, Telephone, Fax Numbers
     and Deadline for Receipt of Proposals
Offerors must submit seven copies of their proposal, in writing, to the procurement officer in a sealed envelope. It
must be addressed as follows:

                                              Department of Revenue
                                                 Treasury Division
                                              Attention: Susan Bump
                               Request for Proposal (RFP) Number: 2007-0400-6903
                       Project name: Automated Clearing House (ACH) Origination Services
                              333 Willoughby Avenue, State Office Building, 11th Floor
                                                  PO Box 110405
                                             Juneau, AK 99811-0405

Proposals must be received no later than 1:30 P.M., Alaska Time on September 26, 2008. Fax proposals are
acceptable but not encouraged. Oral proposals are not acceptable.

An offeror’s failure to submit its proposal prior to the deadline will cause the proposal to be disqualified. Late
proposals or amendments will not be opened or accepted for evaluation.

PROCUREMENT OFFICER:              Susan Bump, Assistant Cash Manager
PHONE:                            907-465-2362
FAX:                              907-465-4019
TDD:                              907-465-3679
Email:                            sue.bump@alaska.gov and copy dor.trs.cashmgmt@alaska.gov


The State of Alaska provides one Request for Proposal (RFP). Additional RFPs may be purchased for the cost of
reproduction, $.25 per page.


1.02 Contract Term and Work Schedule
The contract term and work schedule set out herein represents the State of Alaska's best estimate of the
schedule that will be followed. If a component of this schedule, such as the opening date, is delayed, the rest of
the schedule will be shifted by the same number of days.

The length of the contract will be from the date of award for a period of five years, with two optional one year
renewal periods. All renewal options are exercised solely at the discretion of the State of Alaska.


The approximate contract schedule is as follows:

        •   Issue RFP on August 15, 2008,

        •   Proposals must be received by Procurement Officer by 1:30 P.M., Alaska time on September 26,
            2008,


                                                        Page 5
STATE OF ALASKA
ACH Origination Services                                                                     RFP No. 2007-0400-6903


        •    Proposal Evaluation Committee evaluation completed by October 10, 2008,

        •    State of Alaska issues Notice of Intent to Award a Contract on October 10, 2008,

        •    State of Alaska issues contract by October 24, 2008,

        •    Contract implementation begins October 24, 2008,

        •    Conversion period – October 24, 2008 through March 31, 2009,

        •    First term of contract expires October 24, 2013,

        •    First renewal, if exercised – October 25, 2013 through October 24, 2014,

        •    Final renewal, if exercised – October 25, 2014 through October 24, 2015,

        •    Contract expires October 24, 2015.


1.03 Purpose of the RFP
The Department of Revenue, Treasury Division, is soliciting proposals for Automated Clearing House (ACH)
origination services, including transmitting prenotification, credit and debit transactions to the national ACH
network, translating transactions into the appropriate ACH format, and other ACH related services.


1.04 Budget
Department of Revenue, Treasury Division, estimates a maximum budget of $4,000,000 dollars for completion of
this project. Contract costs are dependent on the volume of services provided.


1.05 Location of Work
All work is to be performed at the contractor location.

By signature on their proposal, the offeror certifies that:

       (a) all services provided under this contract by the contractor and all subcontractors shall be performed in
           the United States;
       (b) the offeror is not established and headquartered or incorporated and headquartered, in a country
           recognized as Tier 3 in the most recent United States Department of State’s Trafficking in Persons
           Report; or
       (c) if the offeror is established and headquartered or incorporated and headquartered, in a country
           recognized as Tier 3 in the most recent United States Department of State’s Trafficking in Persons
           Report, a certified copy of the offeror’s policy against human trafficking must be submitted to the State
           of Alaska prior to contract award.

The most recent United States Department of State’s Trafficking in Persons Report can be found at the following
website: http://www.state.gov/g/tip/.

Failure to comply with (a) and/or either (b) or (c) of this requirement will cause the state to reject the bid or
proposal as non-responsive, or cancel the contract.



                                                          Page 6
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903




1.06 Assistance to Offerors with a Disability
Offerors with a disability may receive accommodation regarding the means of communicating this RFP or
participating in the procurement process. For more information, contact the procurement officer no later than ten
days prior to the deadline for receipt of proposals.


1.07 Required Review
Offerors should carefully review this solicitation for defects and questionable or objectionable material. Comments
concerning defects and objectionable material must be made in writing and received by the procurement officer at
least ten days before the proposal opening. This will allow issuance of any necessary amendments. It will also
help prevent the opening of a defective solicitation and exposure of offeror's proposals upon which award could
not be made. Protests based on any omission or error, or on the content of the solicitation, will be disallowed if
these faults have not been brought to the attention of the procurement officer, in writing, at least ten days before
the time set for opening.


1.08 Questions Received Prior to Opening of Proposals
All questions must be in writing and directed to the issuing office, addressed to the procurement officer. The
interested party must confirm telephone conversations in writing.

Two types of questions generally arise. One may be answered by directing the questioner to a specific section of
the RFP. These questions may be answered over the telephone. Other questions may be more complex and may
require a written amendment to the RFP. The procurement officer will make that decision.


1.09 Amendments
If an amendment is issued, it will be provided to all who were mailed a copy of the RFP and to those who have
registered with the procurement officer as having downloaded the RFP from the State of Alaska Online Public
Notice web site.


1.10 Alternate Proposals
Offerors may only submit one proposal for evaluation.

In accordance with 2 AAC 12.830 alternate proposals (proposals that offer something different than what is asked
for) will be rejected.


1.11 Right of Rejection
Offerors must comply with all of the terms of the RFP, the State Procurement Code (AS 36.30), and all applicable
local, state, and federal laws, codes, and regulations. The procurement officer may reject any proposal that does
not comply with all of the material and substantial terms, conditions, and performance requirements of the RFP.

Offerors may not qualify the proposal nor restrict the rights of the state. If an offeror does so, the procurement
officer may determine the proposal to be a non-responsive counter-offer and the proposal may be rejected.



                                                       Page 7
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903


Minor informalities that:

       •     do not affect responsiveness;
       •     are merely a matter of form or format;
       •     do not change the relative standing or otherwise prejudice other offers;
       •     do not change the meaning or scope of the RFP;
       •     are trivial, negligible, or immaterial in nature;
       •     do not reflect a material change in the work; or
       •     do not constitute a substantial reservation against a requirement or provision;

may be waived by the procurement officer.

The state reserves the right to refrain from making an award if it determines that to be in its best interest.
A proposal from a debarred or suspended offeror shall be rejected.


1.12 State Not Responsible for Preparation Costs
The state will not pay any cost associated with the preparation, submittal, presentation, or evaluation of any
proposal.


1.13 Disclosure of Proposal Contents
All proposals and other material submitted become the property of the State of Alaska and may be returned only
at the state's option. AS 40.25.110 requires public records to be open to reasonable inspection. All proposal
information, including detailed price and cost information, will be held in confidence during the evaluation process
and prior to the time a Notice of Intent to Award is issued. Thereafter, proposals will become public information.

Trade secrets and other proprietary data contained in proposals may be held confidential if the offeror requests,
in writing, that the procurement officer does so, and if the procurement officer agrees, in writing, to do so. Material
considered confidential by the offeror must be clearly identified and the offeror must include a brief statement that
sets out the reasons for confidentiality.


1.14 Subcontractors
Subcontractors may be used to perform work under this contract. If an offeror intends to use subcontractors, the
offeror must identify in the proposal the names of the subcontractors and the portions of the work the
subcontractors will perform.

If a proposal with subcontractors is selected, the offeror must provide the following information concerning each
prospective subcontractor within five working days from the date of the state's request:

           (a) complete name of the subcontractor;

           (b) complete address of the subcontractor;

           (c) type of work the subcontractor will be performing;

           (d) percentage of work the subcontractor will be providing;

           (e) evidence that the subcontractor holds a valid Alaska business license; and



                                                        Page 8
STATE OF ALASKA
ACH Origination Services                                                                     RFP No. 2007-0400-6903


        (f) a written statement, signed by each proposed subcontractor that clearly verifies that the
            subcontractor is committed to render the services required by the contract.

An offeror's failure to provide this information, within the time set, may cause the state to consider their proposal
non-responsive and reject it. The substitution of one subcontractor for another may be made only at the discretion
and prior written approval of the project director.


1.15 Joint Ventures
Joint ventures will not be allowed.


1.16 Offeror's Certification
By signature on the proposal, offerors certify that they comply with the following:

        (a) the laws of the State of Alaska;

        (b) the applicable portion of the Federal Civil Rights Act of 1964;

        (c) the Equal Employment Opportunity Act and the regulations issued thereunder by the federal
            government;

        (d) the Americans with Disabilities Act of 1990 and the regulations issued thereunder by the federal
            government;

        (e) all terms and conditions set out in this RFP;

        (f) a condition that the proposal submitted was independently arrived at, without collusion, under penalty
            of perjury;

        (g) that the offers will remain open and valid for at least 90 days; and

        (h) that programs, services, and activities provided to the general public under the resulting contract
            conform with the Americans with Disabilities Act of 1990, and the regulations issued thereunder by
            the federal government.

If any offeror fails to comply with [a] through [h] of this paragraph, the state reserves the right to disregard the
proposal, terminate the contract, or consider the contractor in default.


1.17 Conflict of Interest
Each proposal shall include a statement indicating whether or not the firm or any individuals working on the
contract has a possible conflict of interest (e.g., currently employed by the State of Alaska or formerly employed
by the State of Alaska within the past two years) and, if so, the nature of that conflict. The Commissioner,
Department of Revenue, reserves the right to cancel the award if any interest disclosed from any source could
either give the appearance of a conflict or cause speculation as to the objectivity of the program to be developed
by the offeror. The Commissioner's determination regarding any questions of conflict of interest shall be final.


1.18 Right to Inspect Place of Business


                                                        Page 9
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903


At reasonable times, the state may inspect those areas of the contractor's place of business that are related to
the performance of a contract. If the state makes such an inspection, the contractor must provide reasonable
assistance.


1.19 Solicitation Advertising
Public notice has been provided in accordance with 2 AAC 12.220.


1.20 News Releases
News releases related to this RFP will not be made without prior approval of the project director.


1.21 Assignment
Per 2 AAC 12.480, the contractor may not transfer or assign any portion of the contract without prior written
approval from the procurement officer.


1.22 Disputes
Any dispute arising out of this agreement will be resolved under the laws of the State of Alaska. Any appeal of an
administrative order or any original action to enforce any provision of this agreement or to obtain relief from or
remedy in connection with this agreement may be brought only in the Superior Court for the State of Alaska.


1.23 Severability
If any provision of the contract or agreement is declared by a court to be illegal or in conflict with any law, the
validity of the remaining terms and provisions will not be affected; and, the rights and obligations of the parties will
be construed and enforced as if the contract did not contain the particular provision held to be invalid.


1.24 Federal Requirements
The offeror must identify all known federal requirements that apply to the proposal, the evaluation, or the contract.




                                                       Page 10
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903



                          2. SECTION TWO
                   STANDARD PROPOSAL INFORMATION

2.01 Authorized Signature
All proposals must be signed by an individual authorized to bind the offeror to the provisions of the RFP.
Proposals must remain open and valid for at least 90-days from the opening date.


2.02 Site Inspection
The state may conduct on-site visits to evaluate the offeror's capacity to perform the contract. An offeror must
agree, at risk of being found non-responsive and having its proposal rejected, to provide the state reasonable
access to relevant portions of its work sites. Individuals designated by the procurement officer at the state’s
expense will make site inspection.


2.03 Amendments to Proposals
Amendments to or withdrawals of proposals will only be allowed if acceptable requests are received prior to the
deadline that is set for receipt of proposals. No amendments or withdrawals will be accepted after the deadline
unless they are in response to the state's request in accordance with 2 AAC 12.290.


2.04 Supplemental Terms and Conditions
Proposals must comply with Section 1.11 Right of Rejection. However, if the state fails to identify or detect
supplemental terms or conditions that conflict with those contained in this RFP or that diminish the state's rights
under any contract resulting from the RFP, the term(s) or condition(s) will be considered null and void. After
award of contract:

    a) if conflict arises between a supplemental term or condition included in the proposal and a term or
       condition of the RFP, the term or condition of the RFP will prevail; and
    b) if the state's rights would be diminished as a result of application of a supplemental term or condition
       included in the proposal, the supplemental term or condition will be considered null and void.


2.05 Clarification of Offers
In order to determine if a proposal is reasonably susceptible for award, communications by the procurement
officer or the proposal evaluation committee are permitted with an offeror to clarify uncertainties or eliminate
confusion concerning the contents of a proposal. Clarifications may not result in a material or substantive change
to the proposal. The evaluation by the procurement officer or the proposal evaluation committee (PEC) may be
adjusted as a result of a clarification under this section.


2.06 Discussions with Offerors
The state may conduct discussions with offerors in accordance with AS 36.30.240 and 2 AAC 12.290. The
purpose of these discussions will be to ensure full understanding of the requirements of the RFP and proposal.


                                                      Page 11
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

Discussions will be limited to specific sections of the RFP or proposal identified by the procurement officer.
Discussions will only be held with offerors who have submitted a proposal deemed reasonably susceptible for
award by the procurement officer. Discussions, if held, will be after initial evaluation of proposals by the PEC. If
modifications are made as a result of these discussions they will be put in writing. Following discussions, the
procurement officer may set a time for best and final proposal submissions from those offerors with whom
discussions were held. Proposals may be reevaluated after receipt of best and final proposal submissions.

If an offeror does not submit a best and final proposal or a notice of withdrawal, the offeror’s immediate previous
proposal is considered the offeror’s best and final proposal.

Offerors with a disability needing accommodation should contact the procurement officer prior to the date set for
discussions so that reasonable accommodation can be made. Any oral modification of a proposal must be
reduced to writing by the offeror.


2.07 Prior Experience
In order for offers to be considered responsive offerors must meet these minimum prior experience requirements.

    •   Offeror must have a minimum of 5 years experience providing Originating Depository Financial Institution
        (ODFI) ACH services
    •   Offeror must have a minimum of 3 years experience as the ODFI of at least two large public sector clients
        other than the State of Alaska

An offeror's failure to meet these minimum prior experience requirements will cause their proposal to be
considered non-responsive and their proposal will be rejected.


2.08 Evaluation of Proposals
The procurement officer, or an evaluation committee made up of at least three state employees or public officials,
will evaluate proposals. The evaluation will be based solely on the evaluation factors set out in Section SEVEN of
this RFP.

After receipt of proposals, if there is a need for any substantial clarification or material change in the RFP, an
amendment will be issued. The amendment will incorporate the clarification or change, and a new date and time
established for new or amended proposals. Evaluations may be adjusted as a result of receiving new or amended
proposals.


2.09 Vendor Tax ID
A valid Vendor Tax ID must be submitted to the issuing office with the proposal or within five days of the state's
request.


2.10 Alaska Business License and Other Required Licenses
At the time the proposals are opened, all offerors must hold a valid Alaska business license and any necessary
applicable professional licenses required by Alaska Statute. Proposals must be submitted under the name as
appearing on the person’s current Alaska business license in order to be considered responsive. Offerors should
contact the Department of Commerce, Community and Economic Development, Division of Corporations,
Business, and Professional Licensing, P. O. Box 110806, Juneau, Alaska 99811-0806, for information on these
licenses. Offerors must submit evidence of a valid Alaska business license with the proposal. An offeror's failure



                                                       Page 12
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

to submit this evidence with the proposal will cause their proposal to be determined non-responsive. Acceptable
evidence that the offeror possesses a valid Alaska business license may consist of any one of the following:

        (a) copy of an Alaska business license with the correct NAICS code;

        (b) certification on the proposal that the offeror has a valid Alaska business license and has included the
            license number in the proposal;

        (c) a canceled check for the Alaska business license fee;

        (d) a copy of the Alaska business license application with a receipt stamp from the state's occupational
            licensing office; or

        (e) a sworn and notarized affidavit that the offeror has applied and paid for the Alaska business license.

You are not required to hold a valid Alaska business license at the time proposals are opened if you possess one
of the following licenses and are offering services or supplies under that specific line of business:

        •    Fisheries business licenses issued by Alaska Department of Revenue or Alaska Department of Fish
             and Game.
        •    Liquor licenses issued by Alaska Department of Revenue for alcohol sales only.
        •    Insurance licenses issued by Alaska Department of Commerce, Community and Economic
             Development, Division of Insurance.
        •    Mining licenses issued by Alaska Department of Revenue.


2.11 Application of Preferences
Certain preferences apply to all contracts for professional services, regardless of their dollar value. The Alaskan
Bidder and Offeror preferences are the two most common preferences involved in the RFP process. Additional
preferences that may apply to this procurement are listed below. Guides that contain excerpts from the relevant
statutes and codes, explain when the preferences apply and provide examples of how to calculate the
preferences are available at the Department of Administration, Division of General Services’ web site:

                            http://www.state.ak.us/local/akpages/ADMIN/dgs/policy.htm

        Alaska Products Preference - AS 36.30.332
        Recycled Products Preference - AS 36.30.337
        Local Agriculture and Fisheries Products Preference - AS 36.15.050
        Employment Program Preference - AS 36.30.170(c)
        Alaskans with Disability Preference - AS 36.30.170 (e)
        Employers of People with Disabilities Preference - AS 36.30.170 (f)

The Division of Vocational Rehabilitation in the Department of Labor and Workforce Development keeps a list of
qualified employment programs; a list of individuals who qualify as persons with a disability; and a list of persons
who qualify as employers with 50 percent or more of their employees being disabled. A person must be on this list
at the time the bid is opened in order to qualify for a preference under this section.

As evidence of an individual's or a business' right to a certain preference, the Division of Vocational Rehabilitation
will issue a certification letter. To take advantage of the Employment Program Preference, Alaskans with
Disability Preference or Employers of People with Disabilities Preference described above, an individual or
business must be on the appropriate Division of Vocational Rehabilitation list at the time the proposal is opened,
and must provide the procurement officer a copy of their certification letter. Offerors must attach a copy of their
certification letter to the proposal. The offeror's failure to provide the certification letter mentioned above with the
proposal will cause the state to disallow the preference.



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STATE OF ALASKA
ACH Origination Services                                                                      RFP No. 2007-0400-6903



2.12 5 Percent Alaskan Bidder Preference
     2 AAC 12.260 & AS 36.30.170
An Alaskan Bidder Preference of five percent will be applied prior to evaluation. The preference will be given to an
offeror who:
   (a) holds a current Alaska business license;

   (b)    submits a proposal for goods or services under the name on the Alaska business license;

   (c)    has maintained a place of business within the state staffed by the offeror, or an employee of the offeror,
          for a period of six months immediately preceding the date of the proposal;

   (d)    is incorporated or qualified to do business under the laws of the state, is a sole proprietorship and the
          proprietor is a resident of the state, is a limited liability company organized under AS 10.50 and all
          members are residents of the state, or is a partnership under AS 32.05 or AS 32.11 and all partners are
          residents of the state; and

   (e)    if a joint venture, is composed entirely of entities that qualify under (a)-(d) of this subsection.

Alaskan Bidder Preference Affidavit
In order to receive the Alaskan Bidder Preference, proposals must include a statement certifying that the offeror is
eligible to receive the Alaskan Bidder Preference.


2.13 Formula Used to Convert Cost to Points
     AS 36.30.250 & 2 AAC 12.260
The distribution of points based on cost will be determined as set out in 2 AAC 12.260 (d). The lowest cost
proposal will receive the maximum number of points allocated to cost. The point allocations for cost on the other
proposals will be determined through the method set out below. In the generic example below, cost is weighted
as 70% of the overall total score. The weighting of cost may be different in your particular RFP. See section
SEVEN to determine the value, or weight of cost for this RFP.


EXAMPLE
Formula Used to Convert Cost to Points

[STEP 1]
List all proposal prices, adjusted where appropriate by the application of all applicable preferences.

         Offeror #1 -   Non-Alaskan Offeror         $40,000
         Offeror #2 -   Alaskan Offeror             $42,750
         Offeror #3 -   Alaskan Offeror             $47,500

[STEP 2]
Convert cost to points using this formula.

          [(Price of Lowest Cost Proposal) x    (Maximum Points for Cost)]
          _____________________________________________________                      =    POINTS
                          (Cost of Each Higher Priced Proposal)

The RFP allotted 70% (70 points) of the total of 100 points for cost.



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STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903


Offeror #1 receives 70 points.

The reason they receive that amount is because the lowest cost proposal, in this case $40,000, receives the
maximum number of points allocated to cost, 70 points.

Offeror #2 receives 65.5 points.

    $40,000    x    70       =      2,800,000     ÷     $42,750      =       65.5
    Lowest          Max                               Offeror #2            Points
     Cost          Points                            Adjusted By
                                                   The Application Of
                                                     All Applicable
                                                     Preferences

Offeror #3 receives 58.6 points.

    $40,000    x    70       =      2,800,000     ÷     $47,500     =        58.9
    Lowest          Max                               Offeror #3            Points
     Cost          Points                            Adjusted By
                                                   The Application Of
                                                     All Applicable
                                                     Preferences


2.14 Alaskan Offeror's Preference
     AS 36.30.250 & 2 AAC 12.260
2 AAC 12.260(e) provides Alaskan offerors a 10 percent overall evaluation point preference. Alaskan Bidders, as
defined in AS 36.30.170(b), are eligible for the preference. This preference will be added to the overall evaluation
score of each Alaskan offeror. Each Alaskan offeror will receive 10 percent of the total available points added to
their evaluation score as a preference.

EXAMPLE
Alaskan Offeror's Preference

[STEP 1]
Determine the number of points available to Alaskan offerors under the preference.

Total number of points available - 100 Points

        100      x        10%          =             10
    Total Points    Alaskan Offerors         Number of Points
     Available   Percentage Preference   Given to Alaskan Offerors
                                           Under the Preference


[STEP 2]
Add the preference points to the Alaskan offers. There are three offerors: Offeror #1, Offeror #2, and Offeror #3.
Offeror #2 and Offeror #3 are eligible for the Alaskan Offeror’s Preference. For the purpose of this example
presume that all of the proposals have been completely evaluated based on the evaluation criteria in the RFP.
Their scores at this point are:




                                                      Page 15
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

Offeror #1 - 89 points
Offeror #2 - 80 points
Offeror #3 - 88 points


Offeror #2 and Offeror #3 each receive 10 additional points. The final scores for all of the offers are:

Offeror #1 - 89 points
Offeror #2 - 90 points
Offeror #3 - 98 points

Offeror #3 is awarded the contract.


2.15 Contract Negotiation
2 AAC 12.315 CONTRACT NEGOTIATIONS After final evaluation, the procurement officer may negotiate with
the offeror of the highest-ranked proposal. Negotiations, if held, shall be within the scope of the request for
proposals and limited to those items which would not have an effect on the ranking of proposals. If the highest-
ranked offeror fails to provide necessary information for negotiations in a timely manner, or fails to negotiate in
good faith, the state may terminate negotiations and negotiate with the offeror of the next highest-ranked
proposal. If contract negotiations are commenced, they may be held in the Commissioner’s conference room on
the11th floor of the State Office Building in Juneau, Alaska.

If the contract negotiations take place in Juneau, Alaska, the offeror will be responsible for their travel and per
diem expenses.


2.16 Failure to Negotiate
If the selected offeror

   •   fails to provide the information required to begin negotiations in a timely manner; or
   •   fails to negotiate in good faith; or
   •   indicates they cannot perform the contract within the budgeted funds available for the project; or
   •   if the offeror and the state, after a good faith effort, simply cannot come to terms,

the state may terminate negotiations with the offeror initially selected and commence negotiations with the next
highest ranked offeror.


2.17 Notice of Intent to Award (NIA) — Offeror Notification of Selection
After the completion of contract negotiation the procurement officer will issue a written Notice of Intent to Award
(NIA) and send copies to all offerors. The NIA will set out the names of all offerors and identify the proposal
selected for award.


2.18 Protest
AS 36.30.560 provides that an interested party may protest the content of the RFP.




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STATE OF ALASKA
ACH Origination Services                                                                     RFP No. 2007-0400-6903

An interested party is defined in 2 AAC 12.990(a) (7) as "an actual or prospective bidder or offeror whose
economic interest might be affected substantially and directly by the issuance of a contract solicitation, the award
of a contract, or the failure to award a contract."

If an interested party wishes to protest the content of a solicitation, the protest must be received, in writing, by the
procurement officer at least ten days prior to the deadline for receipt of proposals.

AS 36.30.560 also provides that an interested party may protest the award of a contract or the proposed award of
a contract.

If an offeror wishes to protest the award of a contract or the proposed award of a contract, the protest must be
received, in writing by the procurement officer within ten days after the date the Notice of Intent to Award the
contract is issued.

A protester must have submitted a proposal in order to have sufficient standing to protest the proposed award of
a contract. Protests must include the following information:

        a. the name, address, and telephone number of the protester;

        b. the signature of the protester or the protester's representative;

        c.   identification of the contracting agency and the solicitation or contract at issue;

        d. a detailed statement of the legal and factual grounds of the protest including copies of relevant
           documents; and

        (b) the form of relief requested.

Protests filed by telex or telegram are not acceptable because they do not contain a signature. Fax copies
containing a signature are acceptable.

The procurement officer will issue a written response to the protest. The response will set out the procurement
officer's decision and contain the basis of the decision within the statutory time limit in AS 36.30.580. A copy of
the decision will be furnished to the protester by certified mail, fax or another method that provides evidence of
receipt.

All offerors will be notified of any protest. The review of protests, decisions of the procurement officer, appeals,
and hearings, will be conducted in accordance with the State Procurement Code (AS 36.30), Article 8 "Legal and
Contractual Remedies.”




                                                       Page 17
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903



                          3. SECTION THREE
                    STANDARD CONTRACT INFORMATION

3.01 Contract Type
This contract is a firm fixed price contract.


3.02 Contract Approval
This RFP does not, by itself, obligate the state. The state's obligation will commence when the contract is
approved by the Commissioner of the Department of Revenue, or the Commissioner's designee. Upon written
notice to the contractor, the state may set a different starting date for the contract. The state will not be
responsible for any work done by the contractor, even work done in good faith, if it occurs prior to the contract
start date set by the state.


3.03 Standard Contract Provisions
The contractor will be required to sign and submit the attached State's Standard Agreement Form for Professional
Services Contracts (form 02-093/Appendix A). The contractor must comply with the contract provisions set out in
this attachment. No alteration of these provisions will be permitted without prior written approval from the
Department of Law. Objections to any of the provisions in Appendix A must be set out in the offeror’s proposal.


3.04 Proposal as a Part of the Contract
Part or all of this RFP and the successful proposal may be incorporated into the contract.


3.05 Additional Terms and Conditions
The state reserves the right to add terms and conditions during contract negotiations. These terms and conditions
will be within the scope of the RFP and will not affect the proposal evaluations.


3.06 Insurance Requirements
The successful offeror must provide proof of workers' compensation insurance prior to contract approval.

The successful offeror must secure the insurance coverage required by the state. The coverage must be
satisfactory to the Department of Administration Division of Risk Management. An offeror's failure to provide
evidence of such insurance coverage is a material breach and grounds for withdrawal of the award or termination
of the contract.

Offerors must review form APPENDIX B1, attached, for details on required coverage. No alteration of these
requirements will be permitted without prior written approval from the Department of Administration, Division of
Risk Management. Objections to any of the requirements in APPENDIX B1 must be set out in the offeror’s
proposal.



                                                      Page 18
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903



3.07 Contract Funding
Approval or continuation of a contract resulting from this is contingent upon legislative appropriation.


3.08 Proposed Payment Procedures
The State may compensate the Contractor by maintaining compensating balances, by direct payment, or other
appropriate method. Currently the State is paying using a combination of direct payments and compensating
balances. The State will require the use of an account that is not subject to the Federal Reserve 10% reserve
requirement for purposes of maintaining a compensating balance. The State will actively manage the
compensating balance account to achieve a minimal variance between fees billed and credits earned.


3.09 Contract Payment
No payment will be made until the contract is approved by the Commissioner of the Department of Revenue or
the Commissioner's designee. Under no conditions will the state be liable for the payment of any interest charges
associated with the cost of the contract.

The state is not responsible for and will not pay local, state, or federal taxes. All costs associated with the contract
must be stated in U.S. currency.


3.10 Price Adjustments
Contract prices for equipment and/or service will remain firm through the first three years of the initial five-year
period of the contract. Contractors must request a price adjustment, in writing, 30 days prior to the end of the first
three years of the contract and annually on the same date thereafter. If a contractor fails to request a Consumer
Price Index (CPI) price adjustment 30 days prior to the adjustment date, the adjustment will be effective 30 days
after the State receives their written request.

Price adjustments will be made in accordance with the percentage change in the U.S. Department of Labor
Consumer Price Index (CPI-W) for Urban Wage Earners and Clerical Workers, All Items, Anchorage Area. The
price adjustment rate will be determined by comparing the percentage difference between the CPI in effect for the
base year six month average July through December 2008; and each July through December six month average
thereafter. The percentage difference between those two CPI issues will be the price adjustment rate. No
retroactive contract price adjustments will be allowed. The original July through December 2008 index will
continue to be used as the base throughout the life of the contract.


3.11 Informal Debriefing
When the contract is completed, an informal debriefing may be performed at the discretion of the project director.
If performed, the scope of the debriefing will be limited to the work performed by the contractor.


3.12 Contract Personnel
Any change of the project team members named in the proposal must be approved, in advance and in writing, by
the project director. Personnel changes that are not approved by the state may be grounds for the state to
terminate the contract.



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STATE OF ALASKA
ACH Origination Services                                                                      RFP No. 2007-0400-6903




3.13 Inspection & Modification - Reimbursement for Unacceptable
     Deliverables
The contractor is responsible for the completion of all work set out in the contract. All work is subject to
inspection, evaluation, and approval by the project director. The state may employ all reasonable means to
ensure that the work is progressing and being performed in compliance with the contract. The project director
may instruct the contractor to make corrections or modifications if needed in order to accomplish the contract’s
intent. The contractor will not unreasonably withhold such changes.

Substantial failure of the contractor to perform the contract may cause the state to terminate the contract. In this
event, the state may require the contractor to reimburse monies paid (based on the identified portion of
unacceptable work received) and may seek associated damages.


3.14 Termination for Default
If the project director determines that the contractor has refused to perform the work or has failed to perform the
work with such diligence as to ensure its timely and accurate completion, the state may, by providing written
notice to the contractor, terminate the contractor's right to proceed with part or all of the remaining work.

This clause does not restrict the state's termination rights under the contract provisions of Appendix A, attached.


3.15 Contract Changes - Unanticipated Amendments
During the course of this contract, the contractor may be required to perform additional work. That work will be
within the general scope of the initial contract. When additional work is required, the project director will provide
the contractor a written description of the additional work and request the contractor to submit a firm time
schedule for accomplishing the additional work and a firm price for the additional work. Cost and pricing data
must be provided to justify the cost of such amendments per AS 36.30.400.

The contractor will not commence additional work until the project director has secured any required state
approvals necessary for the amendment and issued a written contract amendment, approved by the
Commissioner of the Department of Revenue or the Commissioner's designee.


3.16 Contract Invalidation
If any provision of this contract is found to be invalid, such invalidation will not be construed to invalidate the entire
contract.


3.17 Nondisclosure and Confidentiality
Contractor agrees that all confidential information shall be used only for purposes of providing the deliverables
and performing the services specified herein and shall not disseminate or allow dissemination of confidential
information except as provided for in this section. The contractor shall hold as confidential and will use
reasonable care (including both facility physical security and electronic security) to prevent unauthorized access
by, storage, disclosure, publication, dissemination to and/or use by third parties of, the confidential information.
“Reasonable care” means compliance by the contractor with all applicable federal and state law, including the
Social Security Act and HIPAA. The contractor must promptly notify the state in writing if it becomes aware of any



                                                        Page 20
STATE OF ALASKA
ACH Origination Services                                                                      RFP No. 2007-0400-6903

storage, disclosure, loss, unauthorized access to or use of the confidential information.

Confidential information, as used herein, means any data, files, software, information or materials (whether
prepared by the state or its agents or advisors) in oral, electronic, tangible or intangible form and however stored,
compiled or memorialized that is classified confidential as defined by State of Alaska classification and
categorization guidelines (i) provided by the state to the contractor or a contractor agent or otherwise made
available to the contractor or a contractor agent in connection with this contract, or (ii) acquired, obtained or
learned by the contractor or a contractor agent in the performance of this contract. Examples of confidential
information include, but are not limited to: technology infrastructure, architecture, financial data, trade secrets,
equipment specifications, user lists, passwords, research data, and technology data (infrastructure, architecture,
operating systems, security tools, IP addresses, etc).

If confidential information is requested to be disclosed by the contractor pursuant to a request received by a third party
and such disclosure of the confidential information is required under applicable state of federal law, regulation,
governmental or regulatory authority, the contractor may disclose the confidential information after providing the state
with written notice of the requested disclosure ( to the extent such notice to the state is permitted by applicable law)
and giving the state opportunity to review the request. If the contractor receives no objection from the state, it may
release the confidential information within 30 days. Notice of the requested disclosure of confidential information by
the contractor must be provided to the state within a reasonable time after the contractor’s receipt of notice of the
requested disclosure and, upon request of the state, shall seek to obtain legal protection from the release of the
confidential information.

The following information shall not be considered confidential information: information previously known to be public
information when received from the other party; information freely available to the general public; information which
now is or hereafter becomes publicly known by other than a breach of confidentiality hereof; or information which is
disclosed by a party pursuant to subpoena or other legal process and which as a result becomes lawfully obtainable
by the general public.




                                                        Page 21
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903




                                4. SECTION FOUR
                            BACKGROUND INFORMATION

4.01 State of Alaska
The State of Alaska is requesting proposals for Automated Clearing House (ACH) Origination and related banking
services for state government.

The State of Alaska provides a broad range of services to the citizens of the State including education, health and
human services, transportation, law enforcement, judicial, public safety, community and economic development,
public improvements, and general administrative services.

The State began originating ACH transactions in 1993, by offering direct deposit of 1) state employees’ payroll, 2)
public employee and teacher retiree benefit payments, 3) Financial Electronic Data Interchange for vendor
payments, and 4) permanent fund dividends. The State has expanded the use of ACH transactions over the
years by adding the following agencies’ programs:

    •   Employment Security Division – Direct deposit of unemployment insurance benefits
    •   Division of Investments – Loan payments to the State
    •   Beaches – Various payments to the State, such as; corporate and unemployment insurance taxes,
        Division of Motor Vehicles agent/partner payments, employer contributions to the state retirement
        systems, insurance premium taxes, etc.


4.02 Treasury Division
The Department of Revenue, Treasury Division provides cash management, investment management, debt
management and accounting services for the State's General Fund, various retirement funds, the Constitutional
Budget Reserve Fund and numerous other funds and trusts.

The Cash Management Section of the Treasury Division acts as the State's bank and manages the State’s
banking relationships. Cash Management collects all revenues, pays all expenditures, and determines the
amount of cash available for investment each day for the general and custodial funds. The section is also
responsible for procuring and managing the general banking contracts for the State of Alaska.

Per the Alaska Administrative Manual, all State bank accounts require approval by the Cash Management
Section prior to being established. All signature cards are to be processed through the Cash Management
Section. All bank accounts maintaining State funds require Cash Management approval.


4.03 Permanent Fund Dividend Division
In 1976, Alaskan voters passed a constitutional amendment to establish a dedicated fund, the Alaska Permanent
Fund, to save and invest oil and other mineral royalties. In 1980, legislation was passed to distribute a portion of
the income of the Permanent Fund to all eligible Alaskans in the form of an annual dividend. The dividend is
calculated by dividing the Permanent Fund income available for distribution by the number of eligible applicants.
The income available for distribution equals 21 percent of the net income of the fund for the last five fiscal years.

The payments for the last three years are as follows:



                                                        Page 22
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

        Payment Dates             Total Amount             # of transactions

2005    10/12/05                  $372,163,399.94          449,733

2006    10/04/06                  $276,081,651.76          254,728
        10/19/06                  $229,299,838.26          212,746

2007    10/03/07                  $489,388,404.15          302,660
        10/17/07                  $294,441,425.32          183,252


The total amount available for distribution of 2008 dividends is $1.2 billion, however the first year dividends will be
processed under this contract is 2009.

The settlement was divided to encourage early, online applications. The first settlement includes all applications
filed online by January 31. The second settlement includes all applications filed online after January 31 and all
paper applications. Approximately 100,000 Alaskans elect to receive their PFD by state warrant. The processing
of these warrants is included in the State’s warrant processing contract.

The payments for 2008 are scheduled for October 2, 2008 and October 15, 2008.


File format - Standard NACHA format.


File Transmittal Frequency – Two settlement dates a year, both in October. The ability to transmit additional
smaller files on a monthly basis is scheduled to be implemented in 2009. These files will only contain a few
hundred or thousand payments and will be transmitted two days prior to the settlement date.


Standard Entry Class codes - Prearranged Payment and Deposit (PPD).


Type of transactions – Credits.


Addenda – One addenda record is included for child applicants having their dividend deposited into an adult
account. No other transactions include addenda records. The 2007 dividends included 137,650 addenda
records. The 2006 dividends included 135,969 addenda records.


Transmission method – The files are transmitted to the State’s Originating Depository Financial Institution (ODFI)
through a Virtual Private Network (VPN) connected to the State’s mainframe.


Prenotifications – All transactions, even if the recipient’s bank account has not changed in the last year, are
prenoted every year by the third Monday in August.


Funding – These transactions will not be prefunded. The transactions are funded by a transfer from the State’s
custodial bank, State Street, on the days of the distribution. Transactions debiting State Street and crediting the
ODFI are included in the file of PPD transactions.


Settlement – Due to the high degree of public sensitivity and consequence of error, the files of transactions are
transmitted to the ODFI seven (7) days prior to the settlement dates.


                                                       Page 23
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903



Returns / NOCs – The number of returns can be substantial due to the sheer volume of transactions being
processed. The return counts for the last two years are 1,343 for 2006 and 1,988 for 2007.


Reversals – The PFD program does request some transactions be reversed every year, usually less than 100.
Currently these reversals are not in an ACH formatted file. The PFD Division staff email the ODFI with requests
to reverse transactions.


Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file via phone call.


4.04 Division of Finance – Payroll
The State of Alaska pays approximately 18,000 employees each month, although there is some seasonal
fluctuation. The majority of employees are paid semi-monthly. A smaller group of employees is paid biweekly.
All employees are eligible to participate in the direct deposit program regardless of their frequency of pay.
Although the direct deposit program is not mandatory, participation in the program is over 90%.

The payment counts and amounts for 2007 and 2008 can be found in Attachment 6.
The payment dates for the remainder of 2008 are in Attachment 7.


File format - Standard NACHA format.


File Transmittal Frequency – Several times a month.


Standard Entry Class code - The majority of transactions are PPD, although some CCD are generated for child
support payments to the Child Support Services Division.


Type of transactions – Credits, except for reversals.


Addenda – Payroll direct deposit transactions do not include addenda.


Transmission method – The files are currently transmitted to the State’s ODFI using dial-up software provided by
the ODFI. This is expected to be converted to a web-based method prior to the execution of this contract.


Prenotifications – Prenotes are generated for each employee prior to their first payment by ACH.


Funding – These transactions will not be prefunded. The transactions are funded by a transfer from the State’s
custodial bank, State Street, on the days of the distribution. Transactions debiting State Street and crediting the
ODFI are included in the file of PPD transactions.


Settlement – Payroll transactions are usually transmitted to the ODFI two days prior to settlement. Payroll



                                                        Page 24
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

transactions have been transmitted to the ODFI only one day prior to settlement a few times in the past several
years, due to technical difficulties. It is critical that payroll transactions settle on the published pay date,
regardless of whether the file is transmitted one or two days prior to that.


Reversals – Single entry reversals can be included in an ACH file transmittal. Currently, if a payment should be
reversed and the five day window for submitting a reversal has expired, the State sends the ODFI a letter
requesting the ODFI attempt to reverse the payment (Return per ODFI).


Returns / Notifications of Change – Volumes of returns and NOCs can be found in Attachment 6.


Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file via email.


4.05 Division of Finance – Financial Electronic Data Interchange (FEDI)
The state legislature passed HB494, effective January 1, 2006, which required state agencies to disburse money
electronically. As a result, the State of Alaska pays some, though not all, of its vendors by ACH. The number of
vendor payments made by ACH continues to grow as vendors are gradually converted. Vendors do have the
choice of opting out of the FEDI program and receiving their payments by warrant.

Some statistics regarding payment volumes and amounts can be found in Attachment 8.


File format – The file format used is generated by the State’s legacy accounting system and is not in an ACH
format. The file format can be found in Attachment 9. The offeror will be required to translate the vendor
payments from the State’s file format to a NACHA formatted file. The NACHA formatted file created by the offeror
should consist of a credit for each transaction record, a summary debit to offset the total credits and the summary
debit and credit funding transactions.


File Transmittal Frequency – Daily, except holidays and weekends.


Standard Entry Class code - The majority of transactions are CCD+ or CTX, although some PPD+ are also used.


Type of transactions – Credits.


Addenda – Every transaction includes an addenda, either one line or multiple lines.


Transmission method – The files are currently transmitted via a dedicated line between the current ODFI and the
State’s data center.


Prenotifications – Prenotes are generated for each vendor prior to their first payment by ACH.


Funding – These transactions will not be prefunded. The transactions are funded by a transfer from the State’s
custodial bank, State Street, on the days of the distribution. Transactions debiting State Street and crediting the



                                                      Page 25
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

ODFI are included in the file of transactions.


Settlement – FEDI transactions are transmitted to the ODFI two days prior to settlement.


Reversals – Single entry reversals can be sent in a separate file transmission. Currently, if a payment should be
reversed and it is past the five day window for submitting a reversal, the State sends the ODFI a letter requesting
the ODFI attempts to reverse the payment (Return per ODFI).


Returns / Notifications of Change – There have been approximately 150 returns processed since January 2007.


Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file via dial-up software provided by the ODFI. This will be converted to
a web-based method in the next few months.


4.06 Division of Retirement and Benefits
The State of Alaska pays approximately 35,000 public employee and teacher retirees each month. The retiree
benefit payments are paid once a month. All retirees are eligible to participate in the direct deposit program.
Although the direct deposit program is not mandatory, participation in the program is approximately 93%.

The payment counts and amounts for 2007 and 2008 can be found in Attachment 10.
The payment dates for the remainder of 2008 are:

        June 25, 2008
        July 25, 2008
        August 25, 2008
        September 25, 2008
        October 24, 2008
        November 25, 2008
        December 23, 2008


File format - Standard NACHA format.


File Transmittal Frequency – Once a month.


Standard Entry Class code - PPD.


Type of transactions – Credits.


Addenda – Retiree direct deposit transactions do not include addenda.


Transmission method – The files are currently being provided to the ODFI on a CD-Rom, carried by hand to the
bank. This process is used due to a limitation in the volume of transactions that can be contained in a file in the
current software used by the ODFI. A web-based process that does not have the same volume limitation is



                                                       Page 26
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

expected to be implemented prior to the execution of this contract.


Prenotifications – Prenotes are generated for each retiree prior to their first payment by ACH.


Funding – These transactions will not be prefunded. The transactions are funded by a transfer from the State’s
custodial bank, State Street, on the days of the distribution. Transactions debiting State Street and crediting the
ODFI are included in the file of PPD transactions.


Settlement – Retiree transactions are usually transmitted to the ODFI two days prior to settlement. Since it is
critical that retiree payments settle on the published pay date, an occasion may arise when the State may only be
able to transmit this file one day prior to settlement.


Reversals – Single entry reversals can be submitted using the software provided by the current vendor.


Returns / Notifications of Change – Volumes of returns and NOCs can be found in Attachment 11.


Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file through the software provided by the vendor.


4.07 Employment Security Division
The State of Alaska pays many of the unemployed workers eligible for Unemployment Insurance (UI) benefits
with ACH transactions. There is some seasonal fluctuation, with a larger number of UI benefits being paid during
the winter months.

The payment counts and amounts for 2007 and 2008 can be found in Attachment 11.


File format - Standard NACHA format, formatted by the current ODFI’s software. The data elements entered into
the ODFI’s software include transaction type, bank routing number, bank account number, amount, name and
identification number.


File Transmittal Frequency – Daily, except holidays and weekends.


Standard Entry Class code - PPD.


Type of transactions – Credits.


Addenda – Unemployment insurance transactions do not include addenda.


Transmission method – The files are currently transmitted to the State’s ODFI using dial-up software provided by
the ODFI. Some days, when the file size exceeds the limits of the current ODFI software, the file is delivered to
the ODFI on a diskette, carried by hand to the bank. This is expected to be converted to a web-based method



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STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

prior to the execution of this contract.


Prenotifications – Prenotes are generated for each claimant prior to their first payment by ACH.


Funding – These transactions will not be prefunded. The transactions are funded by a transfer from the UI’s bank
account at KeyBank on the days of the distribution. Transactions debiting KeyBank and crediting the ODFI are
included in the file of PPD transactions.


Settlement – UI transactions are transmitted to the ODFI one day prior to settlement.


Reversals – Single entry reversals can be included in an ACH file transmittal. Currently, if a payment should be
reversed and it is past the five day window for submitting a reversal, the State sends the ODFI a letter requesting
the ODFI attempt to reverse the payment (Return per ODFI).


Returns / Notifications of Change – Volumes of returns can be found in Attachment 11.


Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file via email.


4.08 Beaches
The State’s centralized ACH system, Beaches, stored in the Department of Administration’s Enterprise
Technology Services division, interfaces to state agencies’ web applications and collects electronic payments
from customers. The participating agencies are:

        •    Division of Motor Vehicles – Motor vehicles licenses and other fees
        •    Division of Retirement and Benefits – Employer contributions
        •    Division of Insurance – Insurance premium taxes and user fees
        •    Tax Division – Corporate and excise taxes
        •    Employment Security Division – Unemployment insurance taxes
        •    Department of Natural Resources – Cabin rentals and filing fees
        •    Department of Environmental Conservation – Permits and fees

The payment counts and amounts for 2007 and 2008 can be found in Attachment 12.


File format - Standard NACHA format.


File Transmittal Frequency – Twice a day, except holidays and weekends.


Standard Entry Class code - CCD and WEB.


Type of transactions – Currently just debits, although Beaches has the capability for credits.




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STATE OF ALASKA
ACH Origination Services                                                                      RFP No. 2007-0400-6903

Addenda – Although Beaches has the capability to include addenda records, currently no agency is using that
functionality.


Transmission method – The files are currently transmitted via a dedicated line between the current ODFI and the
State’s data center using Secure FTP.


Prenotifications – Prenotes are optional, some agencies use them while others do not.


Sweeping – The transactions are swept to either State Street or KeyBank on the settlement days of the
transactions. Transactions debiting the ODFI and crediting State Street are included in the files of CCD and WEB
transactions.


Settlement – Transactions are transmitted to the ODFI one day prior to settlement. Beaches has the ability to
process transactions using a two day settlement, although that feature is not currently being used.


Reversals – Beaches currently can not generate reversals, although that functionality is in development.
Currently, if a payment should be reversed, the State sends the ODFI a letter requesting the ODFI attempt to
reverse the payment (Return per ODFI).


Returns / Notifications of Change – The State pulls a file containing returns and NOCs daily from the ODFI.
Volumes of returns and NOCs can be found in Attachment 12.


Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file in a confirmation file sent via the dedicated line from the ODFI. The
file format is a text file where:

        •        First 6 characters are the creation date of the file in YYMMDD format
        •        Next 4 characters are the create time of the file in HHMM format
        •        Next 1 character is the file ID modifier (A-Z)
        •        NOTE: these first 11 characters match the confirmation file name
        •        Next 10 characters are the hash total (calculated by ODFI)
        •        Next 12 characters are the total debits (calculated by ODFI)
        •        Next 12 characters are the total credits (calculated by ODFI)
        •        Next 1 character is the file in-balance flag - (Y)es, (N)o, (D)uplicate, or (E)mpty
        •        In the reply file only, the next 1 character is a flag indicating if the file was posted - (Y)es or (N)o

If the bank gives a “Y” flag then that file is considered in balance and the program automatically instructs the bank
to post the ACH file.


Subaccounts – Beaches uses a code called a subaccount that is a four digit value provided in the “6” record,
Field 7 (Identification Number) in position 41-44, the remaining characters in that field provide additional
descriptive information about the given transaction.

The subaccount information in this field must be reported to the State in the daily BAI2 bank report. The four digit
subaccount and its associated information in “6” records field number 7 is a critical data element in daily bank
reporting for the Beaches system and downstream reporting to the State of Alaska Treasury Workstation and
interface to the state’s General Ledger.



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STATE OF ALASKA
ACH Origination Services                                                                RFP No. 2007-0400-6903


There are corresponding offset transactions to the ODFI and sweep transactions between the ODFI and the
funding bank for the total dollar amount for the associated subaccount. They are correspondingly labeled
OFFSET, and SWEEPFROM, and SWEEPTO in the file. For example if you had two customer payments for
subaccount #2250, one payment for $50.00 and one payment for $51.00, the associated OFFSET,
SWEEPFROM and SWEEPTO transaction would be for the subaccount aggregate amount of $101.00.

Each Division that uses the Beaches System is assigned a division code. The division code is located in Header
Record #5 field #8, positions 41 – 50. A division may have many subaccounts associated with it. There is a one
to many relationship between division codes and associated subaccounts used in the system.


4.09 Division of Investments
The Division of Investments’ responsibilities include administering economic development loan programs. As a
part of the administration of these loan programs, the State accepts loan payments authorized by telephone.

The payment counts and amounts for 2007 and 2008 can be found in Attachment 13.


File format - Standard NACHA format, formatted by the current ODFI’s software. After a template for an
individual has been set up in the current software, an amount is entered automatically for PPD transactions and
after a borrower calls to make a payment for TEL transactions.


File Transmittal Frequency – As needed, except holidays and weekends.


Standard Entry Class code - PPD and TEL.


Type of transactions – Debits.


Addenda – No addenda are used.


Transmission method – The files are currently transmitted to the State’s ODFI using dial-up software provided by
the ODFI. This is expected to be converted to a web-based method prior to the execution of this contract.


Prenotifications – Prenotes are generated for each borrower prior to their payment by ACH.


Sweeping – Transactions to sweep the balance to the State’s custodial bank, State Street, are manually
processed by the Treasury Division on an as needed basis.


Settlement – TEL loan payments are transmitted to the ODFI one day prior to settlement.


Reversals – Reversals have not been required for this agency at this time.


Returns / Notifications of Change – Volumes of returns can be found in Attachment 13.



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STATE OF ALASKA
ACH Origination Services                                                               RFP No. 2007-0400-6903



Acknowledgement/Verification of file – The State currently receives an acknowledgement of the file transmittal
and a verification of the dollar total of the file via email.




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STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903



                                        5. SECTION FIVE
                                        SCOPE OF WORK

5.01 Scope of Work
The State of Alaska, Department of Revenue is soliciting proposals for Automated Clearing House (ACH)
origination services. The successful offeror will
            •     act as the State’s Originating Depository Financial Institution (ODFI)
            •     transmit credit, debit and prenotification entries received from the State on a daily basis into the
            ACH system
            •     reformat nonstandard files received from the State into a standard ACH format
            •     provide information on file receipt acknowledgements, returned entries, reversals, and
            notifications of change (NOCs)
            •     provide other ACH related services required by the State, such as demand deposit accounts, a
            variety of reports, fraud prevention services, etc.
            •     comply with the National Automated Clearing House Association (NACHA) Operating Rules,
            Federal Reserve Bank Regulation E, and the Uniform Commercial Code Article 4A as codified in state
            statutes
            •     use commercially reasonable security procedures, and
            •     comply with Office of Foreign Assets Control (OFAC) regulations.

The State expects the offeror to fully perform each of the following processing specifications. If the offeror is
unable to meet these specifications for any reason, the offeror will identify any exceptions, deviations or problems
it would have with these specifications, and must explain what alternatives are available to the State as well as
the additional costs, if any, that are associated with those alternatives. All costs must be documented in the Cost
Proposal Form (Attachment 5).

The accurate and timely transmission of ACH transactions is of the utmost importance to the State. Many of
these programs have an extremely high level of public sensitivity and the consequence of error regarding them
can not be overstated. The offeror must acknowledge this significant responsibility and respond accordingly
when any ACH transmission is, for any reason, in jeopardy.


5.02 Minimum Qualifications
The offeror must meet the following minimum qualifications in order to be considered responsive:

    •   Offeror must be a state or nationally chartered bank,
    •   Offeror must be member of NACHA or a regional ACH association,
    •   Offeror must be insured by the Federal Deposit Insurance Corporation (FDIC),
    •   Offeror may not be in conservatorship, receivership, or in the possession of a regulatory agency, and
    •   Offeror may not refuse to handle disbursements issued by the State (Alaska Statute 37.10.078).


5.03 Processing Volumes
The following annual processing volumes are estimates for informational purposes only and should not be considered
to be a guarantee of future processing volumes. This list is not intended to be fully inclusive.




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STATE OF ALASKA
ACH Origination Services                                                                     RFP No. 2007-0400-6903

                               Estimated Annual Processing Volumes
              Program          Transactions  Prenotes    Addendas              Returns

              PFD              550,000           550,000       140,000         2,000
              Payroll          370,000           4,300         0               100
              FEDI             100,000           1,000         220,000         100
              Retirement       375,000           3,400         0               100
              UI               150,000           1,000         0               0
              Beaches          30,000            1,400         0               400
              Investments      350               10            0               5

              Annual Total     1,575,350         561,110       360,000         3,905

In addition, the number of FEDI characters that are translated in a year is approximately 120,000,000.

Alaska’s population of 635,000 residents is spread out over an area measuring 586,000 square miles. The time it
takes to physically distribute checks throughout the state has encouraged participation in the State’s ACH origination
programs. In addition, the state legislature passed HB494, effective January 1, 2006, which required state agencies
to disburse funds electronically. This legislation has also contributed to the increase in the volume of ACH
transactions. Continued growth in electronic payment volume is anticipated.


5.04 ACH Processing
The State utilizes ACH transactions for a variety of programs. The majority of ACH transactions are credits that
are deposited into Alaskan resident, state employee, state vendor, unemployed worker, public employee or
teacher retiree bank accounts. The State also originates a smaller number of ACH debit transactions for tax, fee
and loan payments to the State.

Daily files of ACH credits are originated by the Financial Electronic Data Interchange (FEDI) program and the
Unemployment Insurance (UI) program. Beaches, which originates ACH debits for various state programs,
originates two files every day. The rest of the participating State programs originate ACH credits according to
each program’s schedule of payments.


Processing

The offeror should provide a thorough discussion of their ACH process, including hours of operation for their ACH
unit, cutoffs for transmittal of transactions in Alaska Standard Time, settlement options, holidays, weekend file
submittals, file processing order, on-us transaction processing, warehousing options, retention period for files,
OFAC reviews, etc.

Each state agency that originates ACH transactions through this contract operates independently of other
participating agencies. All credit limits, transactions, processes, transmissions, acknowledgements, security, and
reports for each agency must be independent of the other agencies. Describe the technique that will be used to
ensure the information and processes for each agency will be kept separate from the other participating agencies.

The States’ Beaches system utilizes subaccounts to track information by agency and program. This subaccount
information must be fed back to the State in the reports provided by the offeror, including BAI2 and other data
files. The offeror should describe the process that will be used to ensure that subaccount information is included
with all transaction information.

The offeror must explicitly state in its proposal if there are any restrictions, current or anticipated, self imposed or
regulatory, that will prevent the offeror from immediately complying with the State’s requests to transfer funds.




                                                        Page 33
STATE OF ALASKA
ACH Origination Services                                                                        RFP No. 2007-0400-6903


Prenotfications

The State will initiate prenotifications for ACH transactions originated by all state programs except a few of the
programs utilizing the Beaches system. Although many of the participants in the Permanent Fund Dividend
program use the same banking information from year to year, every participant is prenoted every year.


Standard Entry Class (SEC) Codes

The list of SEC codes the State will transmit currently includes PPD, PPD+, CCD, CCD+, CTX, WEB and TEL
transactions. Some of the transactions will not be transmitted in a standard ACH format and will need to be
reformatted by the offeror. The file format for FEDI transactions can be found in Attachment 10. The file format
for UI and Investment transactions will be dependent on the solution provided by the offeror. The State reserves
the right to use additional SEC codes during the term of the contract. The offeror should describe the SEC codes
it can offer and any limitations that may exist.


Duplications

The offeror should describe what controls are in place, if any, to detect duplicate files, batches and transactions.
Also discuss the process used to notify the State and the related actions that will be taken.


NACHA Rules

Describe your process for implementing NACHA rule changes and assisting customers with implementing those
changes.

The offeror will be required to provide an ACH rules, Corporate Edition, to every participating state agency and A
Complete Guide to Rules and Regulations Governing the ACH Network to the Treasury Division every year.



5.05 Credit Limits
While the total dollar amount of ACH transactions originated by some State programs stays fairly static, other
programs regularly increase. The FEDI program and the monthly retiree benefit payments have steadily
increased over time. Some programs experience seasonal highs and lows, such as the UI program and state
payroll. The distribution amount of the PFD program is dependent on the earnings of the Alaska Permanent
Fund. Future distributions could potentially reach or even exceed $1 billion annually.

The offeror should describe their method of determining credit limits for the State. This discussion should include the
factors used in determining limits, the method used to communicate limits to the State, whether the limits are set by
individual program or for the State as a whole, if a file or transactions are rejected if credit limits are exceeded, and the
procedure used to temporarily or permanently increase credit limits.

Due to current credit limits, the State is not able to offer ACH debit processing to the largest corporate taxpayers. It is
the State’s intention to offer these taxpayers the ability to pay with an ACH debit for amounts up to $99,999,999.99.
These payments usually occur on the last business day of the month. If the last business day falls on a weekend or
holiday, payments are due on the first business day following. The offeror should indicate whether they can
accommodate these transactions.




                                                         Page 34
STATE OF ALASKA
ACH Origination Services                                                                 RFP No. 2007-0400-6903

5.06 Funding
All credit transactions will be funded on the same day they settle by a transfer from the State’s funding bank,
either State Street or KeyBank, depending on the program. Transactions debiting the funding bank and crediting
the ODFI are included in the file of ACH credits. However, if the funding transactions fail due to technical
difficulties or any other reason, the offeror must still process all ACH credit transactions included in that file.

It is critical that transactions settle on the scheduled payment date for State programs. Many of these programs
have an extremely high level of public sensitivity and the consequence of payments not occurring on the
published pay date could be catastrophic, depending on the program. The offeror must disclose if there is any
reason they can not honor all authorized requests to process ACH credits, regardless of the funding status.


5.07 Bank accounts
The State currently maintains a separate bank account for each state program originating ACH transactions. This
is necessary for the State’s Treasury Workstation to be able to account for each program independently from the
other programs.

The State requires the ability to place ACH or debit, filters or blocks to prevent unauthorized or fraudulent
transactions on each state bank account. The offeror should indicate the process used to notify the State of the
transactions that are prevented from posting by a block or filter and the options the State has for reviewing and
communicating the disposition of any such transaction.


5.08 Translation/Reformatting Transactions
FEDI transactions for the State are generated in a nonstandard format by the State’s legacy accounting system
and must be reformatted into a standard ACH format. A file layout of the format used by the State is in
Attachment 10. Although it is possible that the State may eventually be able to generate FEDI transactions in a
standard ACH format, there is no guarantee that will occur. The offeror should assume that all FEDI transactions
will need to be reformatted for purposes of this RFP. All costs associated with this process must be documented
in the Cost Proposal Form in Attachment 5. Any fee not documented in the Cost Proposal Form will not be paid.

Two programs, the UI program and the Division of Investments’ loan program, do not generate ACH transactions
formatted in a standard ACH format. The UI program uploads a file containing the following data elements into
software provided by the current contractor: transaction type, bank routing number, bank account number,
amount, name and identification number. The Division of Investments establishes batches in software provided
by the current contractor and generates transactions as needed from those batches. The batch information
includes the receiver’s name, ID number, bank account number, and bank routing number. A transaction is
generated and transmitted when an amount is entered.

The offeror must discuss all options available to the State for accepting nonstandard ACH transactions and
reformatting them into standard ACH transactions, including a thorough description of any system used and the
procedures required.


5.09 Transmission
State agencies utilize several methods of transmitting ACH files to the current contractor, including a Virtual
Private Network (VPN), secure FTP over a dedicated line, dial-up or internet based software provided by the
current contractor (being converted to a web based process) and a hand carried CD-Rom. When data is received
or transmitted by the offeror and/or its subcontractors, the offeror must utilize security techniques adequate to
insure the protection of the data.



                                                     Page 35
STATE OF ALASKA
ACH Origination Services                                                                     RFP No. 2007-0400-6903


The offeror must provide for the methods listed above, as well as a secure file transfer solution to replace the
process of hand carrying a CD-Rom or diskette to the bank. However, the State is receptive to using new
technology and web based products. The offeror may recommend an alternative process that would be beneficial
to the State. Any alternatives must be described in detail and are subject to the State’s approval.

For all existing or proposed methods of transmission, the offeror must provide:

•       Technical requirements for establishing each method and processing transactions

•       A detailed description of security and authorization processes and requirements, including forms,
        delegation options, encryption or authentication requirements, and devices or digital certificates

•       Alternatives available if a standard transmission method should fail

•       Any software limits on file sizes or numbers of records in a batch


Acknowledgements and Verifications

The offeror must provide an acknowledgement and verification process for files and transactions received. A
web-based or email system is preferable. Describe your acknowledgement and verification processes and
recommendations including methods for the State to communicate file transmission information and for the bank
to communicate receipt of files, the specific information included in these acknowledgements, and techniques for
resolving differences in transmission information and verification counts and amounts. Since each state agency
that originates ACH transactions through this contract is independent of the other participating State agencies,
the offeror should include a description of how to maintain separate notifications for each agency using this
contract.

The State’s Beaches system must receive an acknowledgement of the file transmittal and a verification of the
dollar total of the file via a confirmation file sent via the dedicated line from the ODFI. The file format is:

        •       First 6 characters are the creation date of the file in YYMMDD format
        •       Next 4 characters are the create time of the file in HHMM format
        •       Next 1 character is the file ID modifier (A-Z)
        •       NOTE: these first 11 characters match the confirmation file name
        •       Next 10 characters are the hash total (calculated by ODFI)
        •       Next 12 characters are the total debits (calculated by ODFI)
        •       Next 12 characters are the total credits (calculated by ODFI)
        •       Next 1 character is the file in-balance flag - (Y)es, (N)o, (D)uplicate, or (E)mpty
        •       In the reply file only, the next 1 character is a flag indicating if the file was posted - (Y)es or (N)o

If the bank gives a “Y” flag then that file is considered in balance and the program automatically instructs the bank
to post the ACH file.



5.10 Reversals and Deletions
The State may transmit reversing entries, batches or files, in case of an error or change in the recipient’s status.
Describe the process required for the State to submit reversals, including communication methods, deadlines,
required authorizations, and acknowledgements. Also describe the process the State would use to request the
reversal of a specific transaction after the NACHA time frame allowed for reversals has expired (Return per ODFI,
for example). Indicate whether the State may request the offeror to delete a submitted file, batch or transaction.




                                                       Page 36
STATE OF ALASKA
ACH Origination Services                                                                 RFP No. 2007-0400-6903



5.11 Returns and Notifications of Change
An ACH transaction may fail or generate a Notification of Change (NOC) due to any number of reasons; account
closed or frozen, incorrect account number, incorrect bank ABA number, etc. Information for all returned entries
and NOCs should immediately be made available to the appropriate agency, preferably via an email or web-
based inquiry system. The offeror should provide a list of the information included in a return or NOC transaction
and indicate when the return and NOC information will be available to the State (same day received, time of day,
etc.).

The offeror should state when returns of ACH credits will be posted to the State’s account(s). ACH debit returns
or dishonored ACH credit returns may cause a negative collected balance in the State’s account(s). Preference
will be given to an offeror proposing a method of processing these returns that prevents the State from being
charged for a daily negative collected balance. Offerors must indicate if a negative collected balance would delay
the processing of ACH transactions from that account or the reporting of those transactions to the State, for any
reason. Any fees for negative collected balances must be documented in the Cost Proposal Form (Attachment
5).


5.12 Reporting
The State requires the use of a web-based inquiry system, a daily BAI2 report for the State’s Treasury
Management Workstation, ResourceIQ2, and an acknowledgement and verification system for file transmissions.
The acknowledgement and verification system required is described in Section 5.09 Transmissions.

Inquiry System

The offeror must have available for the State’s use an inquiry system that can be accessed through the public
internet. The State should be able to monitor account balances and activity, view returns and NOCs, and access
monthly bank statements and account analyses. The system used must provide the State the ability to limit a
user’s access to a designated bank account without impacting the grouping or summarizing of bank accounts on
the analysis.

The offeror should describe:
        •       All features included
        •       The number of business days available for inquiry
        •       Any intraday capabilities
        •       The hardware and software requirements
        •       The system security options available, including delegation options
        •       The process for changing users or their security options while keeping each agency independent
                from the other participating agencies
        •       Training and technical assistance provided

The offeror should state how long the current system has been in operation, any plans to implement a new
system and provide sample reports.


Daily BAI2 File

All accounts will require daily automated balance and transaction reporting accessed via Cash Management’s
Treasury Management Workstation. Daily BAI2 balance and detail reports should be provided by 7:00 A.M.
Alaska time via a download from the offerors’ website or internet reporting system. The offeror may recommend
an alternative process that would be beneficial to the State. Any alternatives must be described in detail and are
subject to the State’s approval.



                                                     Page 37
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903


The report will include, at a minimum, account number, account balance data, float information, and detail debit
and credit activity. The applicable subaccount must be included for all Beaches transactions.

The offeror must maintain a copy of the daily bank activity report for a minimum of five business days, or longer
upon request from the State.


Account Analysis

The State will require an end of the month account analysis report for each separate account, a group summary
analysis for all accounts grouped under one contract and a total summary analysis, if applicable, for all State of
Alaska accounts, within ten (10) banking days after the end of the month. Offerors should provide a pro forma
analysis including Association for Financial Professional (AFP) service codes.

Offerors must describe the method used to calculate the earnings credit rate (ECR) and provide the ECR for the
last six months. Offerors should also provide any other information that would affect the calculation of earnings
credits, such as whether positive and negative balances are netted. The State must be able to recreate the
earnings credits from the monthly analysis using this information. Also provide an explanation of how any
overdraft fees or charges for negative collected balances would be calculated. The State must have the option to
pay any such fees or charges with compensating balances.


5.13 Contract Administration
Describe in detail and provide samples of any forms, applications, agreements or any other documents, either
one-time or recurring, that must be completed by the State, regarding credit limits, security, authorizations,
transaction types and systems provided to the State. Preference will be given to the most efficient administration
process. Bank operating agreements, modified to the satisfaction of the State, will be incorporated into the
standard contract, provided they do not conflict with the State’s standard contract terms (Attachments 2 and 3).


5.14 Compensation
The State may compensate the offeror by maintaining compensating balances, by direct payment, or some
combination of the two. Currently, the State uses a combination of direct payments and compensating balances.

State agencies should be directly billed for all programs except Beaches. Beaches fees will be paid with
compensating balances. Other state agencies will pay the contractor through the state’s vendor payment
process. Copies of all invoices for agencies must be provided to Cash Management, along with an account
analysis for the Beaches program, so that Cash Management may monitor and review contract fees.

The State will provide compensating balances for the purpose of providing payment for the Beaches program.
The State will use its best effort to maintain a level of compensating balances that will generate earnings credits
equal to the cost of services at the close of each calendar year. However, due to fluctuations in the earnings rate,
the volume of services provided, and delays in the receipt of monthly analysis reports, it is likely the State will be
unable to reach a net zero funding position. The State requires the ability to carry forward the year-end position
into the next calendar year.

If a carry forward provision is unacceptable to an offeror, the offeror must provide an alternative plan that
addresses the concerns of the State and provides a net zero funding position. If an offeror’s alternative plan does
not meet the objectives of the State, the State will project $2,500 in lost earnings for each year. This amount will
be added to the offeror’s annual cost of services on the cost proposal form.

The State will require the use of an account not subject to the Federal Reserve 10% reserve requirement for


                                                      Page 38
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

purposes of maintaining a compensating balance. The State will actively manage the compensating balance
account to achieve a minimal variance between amounts billed and earned credits.

Each offeror must submit a Cost Proposal Form (Attachment 5) that includes all fees that the State will be
charged. Any fee not documented in the Cost Proposal Form will not be allowed during the contract period. Any
fee charged by the successful offeror which is not detailed in the Cost Proposal Form will not be paid. The
volumes included on the cost proposal form are estimates used only for evaluation purposes. The State does
not guarantee any minimum or maximum level of volume. The contractor will be paid for the actual volumes per
month at the per unit bid price.


5.15 Collateral
All State deposits maintained with Contractor must be collateralized to the extent that they exceed insurance
coverage provided by the Federal Deposit Insurance Corporation (FDIC). Acceptable collateral is currently
defined as U.S. Treasury Bonds, Notes, and Bills. A Tri-party agreement will be executed between the State, the
offeror, and an eligible trustee who agrees to safekeep the pledged securities. The offeror shall pay all
collateralization expenses incurred with the trustee.

Offerors must state their acceptance of the above listed requirements and provide the name of the trustee they
would utilize. Offerors must also describe how they would maintain an appropriate level of collateral based on the
requirement that all deposits be fully collateralized and how they would accommodate fluctuations in account
balances.


5.16 Relationship Management
The State expects the offeror to appoint a senior officer and a qualified substitute as a relationship manager for
the administration of the contract and to act as a liaison with the State. The relationship manager will be solely
responsible for insuring that the contract requirements are met, implementing state instructions and resolving
problems that may arise on a day-to-day basis during the term of the contract. This individual must have
sufficient authority to solve routine problems and command the resources necessary to address complex
problems.

The State requires a minimum of one face-to-face meeting a year between the State and the relationship
manager to review contract issues and performance. All annual relationship review meetings will be held at the
State’s Cash Management office in Juneau. Attendance by the offeror will be at the offeror’s expense. Any new
services or technologies available should also be presented at this time.

Describe any situation that will require the State to communicate with a customer service group rather than the
State’s assigned relationship manager.


5.17 Additional and New Services
The State is receptive to using new technologies as they are developed, particularly fraud prevention or web-
based products. Offerors may propose special services or new technologies as alternate or supplemental
solutions that would be beneficial to the State even if they are not specifically referenced in the RFP. Any such
alternate solution would be subject to State approval prior to acceptance and implementation. Any alternatives
proposed should include a business case justifying their use, a detailed description of the processes involved, an
implementation plan and any associated costs. All costs must be documented in the Cost Proposal Form
(Attachment 5).

The State is currently interested in learning about any International ACH products offerors may have available.



                                                      Page 39
STATE OF ALASKA
ACH Origination Services                                                                 RFP No. 2007-0400-6903


New products or systems that are developed during the contract period may be presented for State consideration
during the annual relationship meeting or at any other appropriate time.




5.18 Implementation
Offerors should provide a detailed implementation plan, taking into consideration each participating state agency
is independent of the other participating State agencies. The plan must identify all tasks, timeframes for the
tasks, milestones, a testing plan and roles and responsibilities for the State and contractor’s personnel. Describe
support provided during conversion and implementation, including training, technical assistance, user manuals
and on-site visits. Describe your experience in managing complicated implementation efforts.


5.19 Disaster Recovery
Describe your formal disaster recovery and business continuity plans in the event of an operational interruption or
disaster. Include information such as; when was the plan last reviewed and tested, hot backup processing sites,
the location of alternate work sites, recovery time required, the point at which you would notify the State, and the
effect moving to a backup site would have on processing capacity.




                                                     Page 40
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903


                            6. SECTION SIX
                     PROPOSAL FORMAT AND CONTENT

6.01 Proposal Format and Content
The state discourages overly lengthy and costly proposals, however, in order for the state to evaluate proposals
fairly and completely, offerors must follow the format set out in this RFP and provide all information requested.


6.02 Introduction
Proposals must include the complete name and address of offeror’s firm and the name, mailing address, and
telephone number of the person the state should contact regarding the proposal.

Proposals must confirm that the offeror will comply with all provisions in this RFP; and, if applicable, provide
notice that the firm qualifies as an Alaskan bidder. Proposals must be signed by a company officer empowered to
bind the company. An offeror's failure to include these items in the proposals may cause the proposal to be
determined to be non-responsive and the proposal may be rejected.


6.03 Scope of Work
Offerors must provide comprehensive narrative statements that illustrate their understanding of the scope and
requirements of the project contained in Section 5, Scope of Work. Offerors must also provide comprehensive
narrative statements that set out the management plan they intend to follow and illustrate how the plan will
accomplish the requirements.


6.04 Experience and Qualifications
Offerors must provide all pertinent data relating to the offeror’s organization, personnel and experience that will
demonstrate the offeror possesses the qualifications and ability to perform the services described in this RFP.
Offerors must provide at least three reference names and phone numbers for similar projects the offeror’s firm
has completed.

In order for offers to be considered responsive offerors must meet these minimum prior experience requirements.

    •   Offeror must have a minimum of 5 years experience providing Originating Depository Financial Institution
        (ODFI) Automated Clearing House (ACH) services
    •   Offeror must have a minimum of 3 years experience as the ODFI of at least two large public sector clients
        other than the State of Alaska

An offeror's failure to meet these minimum prior experience requirements will cause their proposal to be
considered non-responsive and their proposal will be rejected.

Offerors must provide an organizational chart specific to the personnel assigned to accomplish the work called for
in this RFP; illustrate the lines of authority; designate the individual responsible and accountable for the
completion of each component and deliverable of the RFP.




                                                      Page 41
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

Offerors must provide a narrative description of the organization of the project team and a personnel roster that
identifies each person who will actually work on the contract and provide the following information about each
person listed:

        a. title,

        b. resume,

        c.   location(s) where work will be performed,

        d. itemize the total cost and the number of estimated hours for each individual named above.


6.05 Cost Proposal
Each offeror shall submit a Cost Proposal Form (Attachment 5) that includes all fees that the State will be
charged. The Cost Proposal Form should use AFP Services Codes. Any fee not documented in the Cost
Proposal Form will not be allowed during the contract period. Any fee charged by the successful offeror which is
not detailed in the Cost Proposal Form will not be paid. Services provided at no charge should also be listed on
the cost proposal form with a cost of NC.

Cost Proposals should be submitted in a sealed envelope separate from the remainder of the proposal, and
should be labeled as such. Only one copy of the cost proposal is required.

The volumes included on the cost proposal form are estimates, not a guarantee of future processing volumes.
The contractor will be paid for the actual volumes per month at the unit bid price. No adjustments to the unit price
will be made where estimate quantities vary from actual quantities.

During the course of this contract, the contractor may be required to perform additional work. That work will be
within the general scope of the initial contract. When additional work is required, the project director will provide
the contractor a written description of the additional work and request the contractor to submit a firm time
schedule for accomplishing the additional work and a firm price for the additional work. Cost and pricing data
must be provided to justify the cost of such amendments per AS 36.30.400.


6.06 Evaluation Criteria
All proposals will be reviewed to determine if they are responsive. They will then be evaluated using the criterion
that is set out in Section SEVEN.

An evaluation may not be based on discrimination due to the race, religion, color, national origin, sex, age, marital
status, pregnancy, parenthood, disability, or political affiliation of the offeror.

A proposal shall be evaluated to determine whether the offeror responds to the provisions, including goals and
financial incentives, established in the request for proposals in order to eliminate and prevent discrimination in
state contracting because of race, religion, color, national origin, sex, age, marital status, pregnancy, parenthood,
or disability.




                                                       Page 42
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903


               7. SECTION SEVEN
 EVALUATION CRITERIA AND CONTRACTOR SELECTION
                                     THE TOTAL NUMBER OF POINTS USED
                                      TO SCORE THIS PROPOSAL IS 1000

7.01 Offeror’s Response to Scope of Work Criteria (250 Points)
Proposals will be evaluated against the questions set out below:


General (25 Points)

        [a] How well has the offeror demonstrated a thorough understanding of the purpose and scope of the
            project?

        [b] How well has the offeror identified pertinent issues and potential problems related to the project?

        [c] Has the offeror gone beyond the minimum tasks necessary to meet the objectives of the RFP?

        [d] To what degree is the proposal practical and feasible?


ACH Processing (25 Points)

        [a]   How well has the offeror demonstrated a thorough understanding of the State's ACH requirements?

        [b]   How well does the offeror’s ACH process meet the State’s ACH needs?

        [c]   How adequate is the offeror’s plan for ensuring information and processes for each agency will be
              kept separate from other participating agencies?

        [d]   How effective and complete is the offeror’s approach for ensuring that subaccount numbers will be
              used in all Beaches related processes?

        [e]   To what extent will the offeror be able to detect duplicate files, batches and transactions and provide
              the State with adequate notification?

        [f]   How successful does it appear the offeror will be in assisting the State with implementing NACHA
              rule changes?


Credit Limits (20 Points)

        [a]   Does it appear the offeror will provide the State with adequate credit limits?

        [b] How effective is the offeror’s plan for establishing, maintaining and temporarily increasing credit
         limits?

        [c] How successful does it appear the offeror will be in processing ACH debits for large corporate
         taxpayers?




                                                       Page 43
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

Funding (20 Points)

       [a] How well has the offeror demonstrated a thorough understanding of the State’s funding
        requirements and processes?

       [b] How successful does it appear that the offeror will be in ensuring the integrity and timely settlement
        of the State’s ACH transactions?


Bank Accounts (10 Points)

       [a] How successful does it appear that the offeror will be in providing bank accounts and separate
        accounting for the State’s ACH processes?

       [b] How effective does it appear the offeror’s debit and/or ACH blocks and filters will be in preventing
        fraud?


Translation/Reformatting Transactions (15 Points)

       [a] How successful does it appear that the offeror will be in providing an adequate translation process
        for Financial Electronic Data Interchange (FEDI) transactions?

       [b] How comprehensive is the offeror’s system for accepting nonstandard ACH transactions and
        reformatting them into standard ACH transactions?


Transmission (15 Points)

       [a] How adequate is the offeror’s plan to provide the various transmission methods required by the
        State?

       [b]   How beneficial to the State are any alternate transmission methods proposed by the offeror?

       [c] How effective does it appear the offeror will be in providing the acknowledgements and verifications
        required by the State?


Reversals and Deletions (10 Points)

       [a] How successful does it appear that the offeror will be in processing reversals for files, batches or
        individual entries?

       [b] How effective is the offeror’s plan to reverse transactions after the NACHA allowed time frame has
        expired?

       [c]   How reasonable is the offeror’s procedure for deleting a file, batch or entry?


Returns and Notifications of Change (NOCs) (15 Points)

       [a]   How comprehensive and timely is the offeror’s return and NOC information?

       [b]   How adequate is the offeror’s system for providing this information?




                                                     Page 44
STATE OF ALASKA
ACH Origination Services                                                                    RFP No. 2007-0400-6903

        [c] How effective is the offeror’s plan for avoiding negative collected balance charges and avoiding any
         processing or posting delays caused by negative collected balances?


Reporting (20 Points)

        [a]   How comprehensive is the offeror’s internet based system?

        [b]   How beneficial and relevant are the reports that the offeror will provide to the State?

        [c] How successful does it appear that the offeror will be in providing the daily BAI2 file in the format
         and time frame required?

        [d] How effective is the offeror’s approach for ensuring that subaccount numbers will be included for all
         Beaches transactions?

        [e] How well has the offeror demonstrated a thorough understanding of the State’s account analysis
         requirements?

        [f] How effective is the offeror’s plan and methodology for meeting the State’s requirements to recreate
         monthly earnings credits and negative collected balance charges?


Contract Administration (10 Points)

        [a] How well has the offeror demonstrated a thorough understanding of the State’s contract
         administration goals?

        [b] How effectively does the offeror’s plan address the State’s preference for an efficient administration
         process?


Compensation (10 Points)

        [a]   How well has the offeror demonstrated a thorough understanding of the State’s compensation
              requirements?

        [b]   How effective is the offeror’s plan for billing participating agencies and reporting to Cash
              Management?

        [c]   How well does the offeror’s plan meet the State’s year-end balance carry forward requirement?

        [d]   How adequate is the offeror’s plan for providing an account that is not subject to the Federal
              Reserve 10% reserve requirement?


Collateral (10 Points)

        [a]   How effective is the offeror’s plan for collateralizing State deposits with acceptable types and an
              appropriate level of collateral?

        [b]   How successful does it appear that the offeror will be in accommodating fluctuations in account
              balances when maintaining an appropriate level of collateral?




                                                       Page 45
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

Relationship Management (15 Points)

        [a]   How adequate is the offeror’s plan for fulfilling the State’s relationship management requirements?

        [b]   How well is responsibility and accountability completely and clearly defined?

        [c]   How effective and comprehensive is the offeror’s plan for providing regular relationship review
              meetings?


Additional and New Services (10 Points)

        [a]   How beneficial to the State are any special services or new technologies proposed by the offeror?


Implementation (10 Points)

        [a]   How well is the offeror’s implementation plan completely and clearly described?

        [b]   How well does the offeror’s implementation plan ensure the integrity and continued operation of the
              State’s ACH processes?

        [c]   How extensive is the offeror’s experience managing large and complex implementation efforts?


Disaster Recovery (10 Points)

        [a]   How well does the offeror’s disaster recovery plan ensure as little impact to ongoing State functions
              as possible?


7.02 Experience and Qualifications (50 Points)
Proposals will be evaluated against the questions set out below:

Questions regarding the personnel (25 points):


        [a]   Is the organization of the project team clear?

        [b]   How well does the organizational chart illustrate the lines of authority?

        [c]   How well is responsibility and accountability completely and clearly defined?

        [d]   Do the individuals assigned to the project have experience on similar projects?

        [e]   Are resumes complete and do they demonstrate backgrounds that would be desirable for individuals
              engaged in the work the project requires?

        [f]   How extensive is the applicable education and experience of the personnel designated to work on
              the project?


Questions regarding the firm (25 points):




                                                       Page 46
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

        [a]   How well has the firm demonstrated experience in providing similar ACH origination services to
              governmental entities or entities of a similar size and complexity?

        [b]   How successful is the general history of the firm in developing and maintaining processes and
              procedures adequate for the maintenance of governmental or other complex ACH services?

        [c]   To what degree do the references indicate a positive and successful relationship with the
              organization? Reference questions are:

              1. On a scale of 0 to 5, how thorough was the offeror’s understanding of the work they performed
              for your organization?

              2. On a scale of 0 to 5, how well did the offeror meet your organization’s proposed requirements
              and needs?

              3. On a scale of 0 to 5, how effective was the offeror at problem resolution and error correction?

              4. Would you contract with this offeror again?

        [d]   If a subcontractor will perform work on the contract, how well do they measure up to the evaluation
              used for the offeror?


7.03 Contract Cost (600 Points)
Overall, a minimum of 60% of the total evaluation points will be assigned to cost. The cost amount used for
evaluation may be affected by one or more of the preferences referenced under Section 2.13.


Converting Cost to Points

The lowest cost proposal will receive the maximum number of points allocated to cost. The point allocations for
cost on the other proposals will be determined through the method set out in Section 2.15.


7.04 Alaskan Offeror's Preference (100 Points)
If an offeror qualifies for the Alaskan Bidder Preference, the offeror will receive an Alaskan Offeror's Preference.
The preference will be 10 percent of the total available points. This amount will be added to the overall evaluation
score of each Alaskan offeror.




                                                      Page 47
STATE OF ALASKA
ACH Origination Services                                                        RFP No. 2007-0400-6903



                                   8. SECTION EIGHT
                                      ATTACHMENTS

8.01 Attachments
           Attachments

           1. Proposal Evaluation Form
           2. Standard Agreement Form
               Appendix A
           3. Appendix B1
           4. Notice of Intent to Award
           5. Cost Proposal Form
           6. Payroll historical volumes
           7. 2008 Payroll Payment Dates
           8. Financial Electronic Data Interchange (FEDI) historical volumes
           9. FEDI file layout
           10. Retirement and Benefits historical volumes
           11. Unemployment Insurance historical volumes
           12. Beaches historical volumes
           13. Investments historical volumes




                                                  Page 48
STATE OF ALASKA
ACH Origination Services                                                                 RFP No. 2007-0400-6903

                                                Attachment 1
                             PROPOSAL EVALUATION FORM
All proposals will be reviewed for responsiveness and then evaluated using the criteria set out herein.

Person or Firm Name ___________________________________________________________

Name of Proposal Evaluation (PEC) Member _________________________________________

Date of Review ________________________________________________________________

RFP Number __________________________________________________________________


EVALUATION CRITERIA AND SCORING

THE TOTAL NUMBER OF POINTS USED TO SCORE THIS PROPOSAL IS 1000


7.01 Offeror’s Response to Scope of Work Criteria—250 Points
Proposals will be evaluated against the questions set out below.

General – 25 Points                                                                        Points:

  [a] How well has the offeror demonstrated a thorough understanding of the purpose and scope of the project?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

  [b] How well has the offeror identified pertinent issues and potential problems related to the project?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

  [c] Has the offeror gone beyond the minimum tasks necessary to meet the objectives of the RFP?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

  [d] To what degree is the proposal practical and feasible?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


ACH Processing – 25 Points                                                                 Points:

[a]     How well has the offeror demonstrated a thorough understanding of the State's ACH requirements?




                                                     Page 49
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How well does the offeror’s ACH process meet the State’s ACH needs?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]    How adequate is the offeror’s plan for ensuring information and processes for each agency will be kept
separate from other participating agencies?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[d]      How effective and complete is the offeror’s approach for ensuring that subaccount numbers will be used
in all Beaches related processes?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[e]     To what extent will the offeror be able to detect duplicate transmissions, files and transactions and
provide the State with adequate notification?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[f]    How successful does it appear the offeror will be in assisting the State with implementing NACHA rule
changes?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Credit Limits – 20 Points                                                                   Points:

[a]     Does it appear the offeror will provide the State with adequate credit limits?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How effective is the offeror’s plan for establishing, maintaining and temporarily increasing credit limits?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How successful does it appear the offeror will be in processing ACH debits for large corporate taxpayers?

EVALUATOR'S NOTES ____________________________________________________________________


                                                      Page 50
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903


________________________________________________________________________________________


Funding – 20 Points                                                                Points:

[a]    How well has the offeror demonstrated a thorough understanding of the State’s funding requirements and
processes?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How successful does it appear that the offeror will be in ensuring the integrity and timely settlement of the
State’s ACH transactions?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Bank Accounts – 10 Points                                                                    Points:

[a]    How successful does it appear that the offeror will be in providing bank accounts and separate
accounting for the State’s ACH processes?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How effective does it appear the offeror’s debit and/or ACH blocks and filters will be in preventing fraud?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Translation/Reformatting Transactions – 15 Points                                            Points:

[a]     How successful does it appear that the offeror will be in providing an adequate translation process for
Financial Electronic Data Interchange (FEDI) transactions?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How comprehensive is the offeror’s system for accepting nonstandard ACH transactions and reformatting
them into standard ACH transactions?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

Transmission – 15 Points                                                                     Points:

[a]     How adequate is the offeror’s plan to provide the various transmission methods required by the State?


                                                      Page 51
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903


EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How beneficial to the State are any alternate transmission methods proposed by the offeror?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How effective does it appear the offeror will be in providing the acknowledgements and verifications
required by the State?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Reversals and Deletions – 10 Points                                                         Points:


[a]     How successful does it appear that the offeror will be in processing reversals for files, batches or
individual entries?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How effective is the offeror’s plan to reverse transactions after the NACHA allowed time frame has
expired?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How reasonable is the offeror’s procedure for deleting a file, batch or entry?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Returns and Notifications of Change (NOCs) – 15 Points                                      Points:

[a]     How comprehensive and timely is the offeror’s return and NOC information?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How adequate is the offeror’s system for providing this information?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


                                                      Page 52
STATE OF ALASKA
ACH Origination Services                                                                   RFP No. 2007-0400-6903


[c]    How effective is the offeror’s plan for avoiding negative collected balance charges and avoiding any
processing or posting delays caused by negative collected balances?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Reporting – 20 Points                                                               Points:

[a]     How comprehensive is the offeror’s internet based system?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How beneficial and relevant are the reports that the offeror will provide to the State?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How successful does it appear that the offeror will be in providing the daily BAI2 file in the format and
time frame required?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[d]   How effective is the offeror’s approach for ensuring that subaccount numbers will be included for all
Beaches transactions?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[e]     How well has the offeror demonstrated a thorough understanding of the State’s account analysis
requirements?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[f]    How effective is the offeror’s plan and methodology for meeting the State’s requirements to recreate
monthly earnings credits and negative collected balance charges?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Contract Administration – 10 Points                                                           Points:

[a]    How well has the offeror demonstrated a thorough understanding of the State’s contract administration
goals?


                                                      Page 53
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903


EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]    How effectively does the offeror’s plan address the State’s preference for an efficient administration
process?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Compensation – 10 Points                                                           Points:

[a]     How well has the offeror demonstrated a thorough understanding of the State’s compensation
requirements?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How effective is the offeror’s plan for billing participating agencies and reporting to Cash Management?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How well does the offeror’s plan meet the State’s year-end balance carry forward requirement?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[d]    How adequate is the offeror’s plan for providing an account that is not subject to the Federal Reserve
10% reserve requirement?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Collateral – 10 Points                                                                       Points:

[a]     How effective is the offeror’s plan for collateralizing State deposits with acceptable types and an
appropriate level of collateral?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]   How successful does it appear that the offeror will be in accommodating fluctuations in account balances
when maintaining an appropriate level of collateral?

EVALUATOR'S NOTES ____________________________________________________________________




                                                      Page 54
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

________________________________________________________________________________________


Relationship Management – 15 Points                                                        Points:

[a]     How adequate is the offeror’s plan for fulfilling the State’s relationship management requirements?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How well is responsibility and accountability completely and clearly defined?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How effective and comprehensive is the offeror’s plan for providing regular relationship review meetings?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Additional and New Services – 10 Points                                                    Points:

[a]     How beneficial to the State are any special services or new technologies proposed by the offeror?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


Implementation – 10 Points                                                                 Points:

[a]     How well is the offeror’s implementation plan completely and clearly described?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How well does the offeror’s implementation plan ensure the integrity and continued operation of the
State’s ACH processes?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How extensive is the offeror’s experience managing large and complex implementation efforts?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________




                                                     Page 55
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903


Disaster Recovery – 10 Points                                                              Points:

[a]     How well does the offeror’s disaster recovery plan ensure as little impact to ongoing State functions as
possible?


EVALUATOR'S POINT TOTAL FOR 7.01                                                          __________________

7.02 Experience and Qualifications—50 Points

Proposals will be evaluated against the questions set out below.

Questions regarding the personnel – 25 Points                                              Points:

[a]     Is the organization of the project team clear?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]     How well does the organizational chart illustrate the lines of authority?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]     How well is responsibility and accountability completely and clearly defined?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[d]     Do the individuals assigned to the project have experience on similar projects?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[e]   Are resumes complete and do they demonstrate backgrounds that would be desirable for individuals
engaged in the work the project requires?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[f]      How extensive is the applicable education and experience of the personnel designated to work on the
project?


EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________




                                                      Page 56
STATE OF ALASKA
ACH Origination Services                                                                 RFP No. 2007-0400-6903



Questions regarding the firm (25 points):                                                 Points:

[a]    How well has the firm demonstrated experience in providing similar ACH origination services to
governmental entities or entities of a similar size and complexity?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[b]    How successful is the general history of the firm in developing and maintaining processes and
procedures adequate for the maintenance of governmental or other complex ACH services?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[c]    To what degree do the references indicate a positive and successful relationship with the organization?
Reference questions are:

             1. On a scale of 0 to 5, how thorough was the offeror’s understanding of the work they performed
             for your organization?

             2. On a scale of 0 to 5, how well did the offeror meet your organization’s proposed requirements
             and needs?

             3. On a scale of 0 to 5, how effective was the offeror at problem resolution and error correction?

             4. Would you contract with this offeror again?


EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________

[d]      If a subcontractor will perform work on the contract, how well do they measure up to the evaluation used
for the offeror?

EVALUATOR'S NOTES ____________________________________________________________________

________________________________________________________________________________________


EVALUATOR'S POINT TOTAL FOR 7.02                                                         __________________


7.03 Contract Cost — 600 Points
Overall, a minimum of 60 percent of the total evaluation points will be assigned to cost. The cost amount used for
evaluation may be affected by one or more of the preferences referenced under Section 2.13.

Converting Cost to Points




                                                     Page 57
STATE OF ALASKA
ACH Origination Services                                                                  RFP No. 2007-0400-6903

The lowest cost proposal will receive the maximum number of points allocated to cost. The point allocations for
cost on the other proposals will be determined through the method set out in Section 2.15.

EVALUATOR'S POINT TOTAL FOR 7.03                                                          __________________


7.04 Alaska Preference — 100 Points
Alaskan Bidders receive a 10 Percent overall evaluation point preference.
Point Value for Alaskan Bidders in this Section -- 100 Points
1000 Points x 10 Percent = 100 Points

If an offeror qualifies for the Alaskan Bidder Preference, the offeror will receive an Alaskan Offeror's Preference.
The preference will be 10 percent of the total available points. This amount will be added to the overall evaluation
score of each Alaskan offeror.

EVALUATOR'S POINT TOTAL FOR 7.04 (either 0 or 100)                                        __________________



EVALUATOR'S COMBINED POINT TOTAL FOR ALL SECTIONS                                           _________________




                                                      Page 58
          STATE OF ALASKA
          ACH Origination Services                                                                                        RFP No. 2007-0400-6903

                                                                          Attachment 2
          STANDARD CONTRACT FORM
          Goods and Non-Professional Services
1. Agency Contract Number          2. Contract Title                                  3. Financial Coding            4. Agency Assigned Encumbrance Number


5. Vendor Number                   6. Project/Case Number                                       7. Alaska Business License Number


This contract is between the State of Alaska,
8. Department of                                               Division
                                                                                                                                hereafter the State, and
9. Contractor
                                                                                                                                            hereafter the
                                                                                                                                            Contractor
Mailing Address                              Street or P.O. Box                        City                             State                  ZIP+4




10.
       ARTICLE 1. Appendices: Appendices referred to in this contract and attached to it are considered part of it.

       ARTICLE     2. Performance of Contract:
                                 1
                   2.1 Appendix A (General Conditions), Items 1 through 17, govern contract performance.
                   2.2 Appendix B sets forth the liability and insurance provisions of this contract.
                   2.3 Appendix C sets forth the scope of work/services to be performed by the contractor.
       ARTICLE     3. Period of Performance: The period of performance for this contract begins                                                , and
                       ends                                                      .

       ARTICLE     4. Considerations:
                   4.1 In full consideration of the contractor's performance under this contract, the State shall pay the contractor a sum not to exceed
                       $ __________________________ in accordance with the provisions of Appendix D.
                   4.2 When billing the State, the contractor shall refer to the Agency Contract Number and send the billing to:

11. Department of                                                               Attention: Division of


Mailing Address                                                                 Attention:




12.                             CONTRACTOR                                      13.                         CONTRACTING AGENCY
Name of Firm                                                                    Department/Division


Signature of Authorized Representative                                          Signature of Procurement Officer


Typed or Printed Name of Authorized Representative                              Typed or Printed Name of Procurement Officer


Date                                                                            Date




                                                                                                                                                            SCF.DOC
                                                                                                                                                            (02/04/05)




                                                                             Page 59
STATE OF ALASKA
ACH Origination Services                                                                                                     RFP No. 2007-0400-6903

                                                                       APPENDIX A1
                                                                   GENERAL CONDITIONS

1. Inspection and Reports:
   The department may inspect, in the manner and at reasonable times it considers appropriate, all of the contractor's facilities and activities under this
   contract. The contractor shall make progress and other reports in the manner and at the times the department reasonably requires.

2. Suitable Materials, Etc.:
   Unless otherwise specified, all materials, supplies or equipment offered by the contractor shall be new, unused, and of the latest edition, version, model or
   crop and of recent manufacture.

3. Disputes:
   Any dispute arising out of this agreement shall be resolved under the laws of Alaska. Any appeal of an administrative order or any original action to
   enforce any provision of this agreement or to obtain any relief from or remedy in connection with this agreement may be brought only in the superior
   court for the State of Alaska.

4. Default:
   In case of default by the contractor, for any reason whatsoever, the State of Alaska may procure the goods or services from another source and hold the
   contractor responsible for any resulting excess cost and may seek other remedies under law or equity.

5. No Assignment or Delegation:
   The contractor may not assign or delegate this contract, or any part of it, or any right to any of the money to be paid under it, except with the written
   consent of the Procurement Officer.

6. No Additional Work or Material:
   No claim for additional supplies or services, not specifically provided in this contract, performed or furnished by the contractor, will be allowed, nor may
   the contractor do any work or furnish any material not covered by the contract unless the work or material is ordered in writing by the Procurement
   Officer.

7. Independent Contractor:
   The contractor and any agents and employees of the contractor act in an independent capacity and are not officers or employees or agents of the State in
   the performance of this contract.

8. Payment of Taxes:
   As a condition of performance of this contract, the contractor shall pay all federal, State, and local taxes incurred by the contractor and shall require their
   payment by any Subcontractor or any other persons in the performance of this contract. Satisfactory performance of this paragraph is a condition
   precedent to payment by the State under this contract.

9. Compliance:
   In the performance of this contract, the contractor must comply with all applicable federal, state, and borough regulations, codes, and laws; and be liable for all
   required insurance, licenses, permits and bonds.

10. Conflicting Provisions:
    Unless specifically amended and approved by the Department of Law the General Conditions of this contract supersede any provisions in other
    appendices.

11. Officials Not to Benefit:
    Contractor must comply with all applicable federal or State laws regulating ethical conduct of public officers and employees.

12. Contract Prices:
    Contract prices for commodities must be in U.S. funds and include applicable federal duty, brokerage fees, packaging, and transportation cost to the
    FOB point so that upon transfer of title the commodity can be utilized without further cost. Prices for services must be in U.S. funds and include
    applicable federal duty, brokerage fee, packaging, and transportation cost so that the services can be provided without further cost.

13. Contract Funding:
    Contractors are advised that funds are available for the initial purchase and/or the first term of the contract. Payment and performance obligations for
    succeeding purchases and/or additional terms of the contract are subject to the availability and appropriation of funds.

14. Force Majeure:
    (Impossibility to perform) The contractor is not liable for the consequences of any failure to perform, or default in performing, any of its obligations
    under this Agreement, if that failure or default is caused by any unforeseeable Force Majeure, beyond the control of, and without the fault or negligence
    of, the contractor. For the purposes of this Agreement, Force Majeure will mean war (whether declared or not); revolution; invasion; insurrection; riot;
    civil commotion; sabotage; military or usurped power; lightning; explosion; fire; storm; drought; flood; earthquake; epidemic; quarantine; strikes; acts or
    restraints of governmental authorities affecting the project or directly or indirectly prohibiting or restricting the furnishing or use of materials or labor
    required; inability to secure materials, machinery, equipment or labor because of priority, allocation or other regulations of any governmental authorities.



                                                                           Page 60
STATE OF ALASKA
ACH Origination Services                                                                                                      RFP No. 2007-0400-6903


15. Contract Extension:
    Unless otherwise provided, the State and the contractor agree: (1) that any holding over of the contract excluding any exercised renewal options, will be
    considered as a month-to-month extension, and all other terms and conditions shall remain in full force and effect, and (2) to provide written notice to the
    other party of the intent to cancel such month-to-month extension at least thirty (30) days before the desired date of cancellation.

16. Severability:
    If any provision of the contract is declared by a court to be illegal or in conflict with any law, the validity of the remaining terms and provisions will not
    be affected; and, the rights and obligations of the parties will be construed and enforced as if the contract did not contain the particular provision held to
    be invalid.

17. Continuing Obligation of Contractor:
    Notwithstanding the expiration date of this contract, the contractor is obligated to fulfill its responsibilities until warranty, guarantee, maintenance and
    parts availability requirements have completely expired.




                                                                           Page 61
STATE OF ALASKA
ACH Origination Services                                                                      RFP No. 2007-0400-6903

                                                   Attachment 3
                                                  APPENDIX B1
                                              INDEMNITY AND INSURANCE


Article 1. Indemnification

The Contractor shall indemnify, hold harmless, and defend the contracting agency from and against any claim of,
or liability for error, omission or negligent act of the Contractor under this agreement. The Contractor shall not be
required to indemnify the contracting agency for a claim of, or liability for, the independent negligence of the
contracting agency. If there is a claim of, or liability for, the joint negligent error or omission of the Contractor and
the independent negligence of the Contracting agency, the indemnification and hold harmless obligation shall be
apportioned on a comparative fault basis. “Contractor” and “Contracting agency”, as used within this and the
following article, include the employees, agents and other contractors who are directly responsible, respectively,
to each. The term “independent negligence” is negligence other than in the Contracting agency’s selection,
administration, monitoring, or controlling of the Contractor and in approving or accepting the Contractor’s work.

Article 2. Insurance

Without limiting Contractor's indemnification, it is agreed that Contractor shall purchase at its own expense and
maintain in force at all times during the performance of services under this agreement the following policies of
insurance. Where specific limits are shown, it is understood that they shall be the minimum acceptable limits. If
the Contractor's policy contains higher limits, the state shall be entitled to coverage to the extent of such higher
limits. Certificates of Insurance must be furnished to the Contracting Officer prior to beginning work and must
provide for a 30-day prior notice of cancellation, nonrenewal or material change of conditions. Failure to furnish
satisfactory evidence of insurance or lapse of the policy is a material breach of this contract and shall be grounds
for termination of the Contractor's services. All insurance policies shall comply with, and be issued by insurers
licensed to transact the business of insurance under AS 21.


        2.1 Workers' Compensation Insurance: The Contractor shall provide and maintain, for all employees
        engaged in work under this contract, coverage as required by AS 23.30.045, and; where applicable, any
        other statutory obligations including but not limited to Federal U.S.L. & H. and Jones Act requirements. The
        policy must waive subrogation against the State.

        2.2 Commercial General Liability Insurance: covering all business premises and operations used by the
        Contractor in the performance of services under this agreement with minimum coverage limits of $300,000.
        combined single limit per occurrence.

        2.3 Commercial Automobile Liability Insurance: covering all vehicles used by the Contractor in the
        performance of services under this agreement with minimum coverage limits of $300,000. combined single
        limit per occurrence.




                                                        Page 62
STATE OF ALASKA
ACH Origination Services                                                                                                      RFP No. 2007-0400-6903

                                                                       Attachment 4

                                                          Department of Administration
                                                          Division of General Services
                                                        Seventh Floor - State Office Bldg.
                                                             333 Willoughby Street
                                                                P.O. Box 110210
                                                          Juneau, Alaska 99811-0210



THIS IS NOT AN ORDER                                                     DATE ISSUED:

RFP NO.:                                                                 RFP DEADLINE:


RFP SUBJECT:

CONTRACTING OFFICER:                                                     SIGNATURE:

This is notice of the state's intent to award a contract. The figures shown here are a tabulation of the offers received. The responsible and responsive offeror
whose proposal was determined in writing to be the most advantageous is indicated. An offeror who wishes to protest this Notice of Intent must file the
protest within ten calendar days following the date this notice is issued. If the tenth day falls on a weekend or holiday, the last day of the protest period is the
first working day following the tenth day. The offeror identified here as submitting the most advantageous proposal is instructed not to proceed until
a contract, or other form of notice is given by the contracting officer. A company or person who proceeds prior to receiving a contract, Contract Award,
or other form of notice of Award does so without a contract and at their own risk. AS 36.30.365.




Offerors                               Responsive                             Total Score                            Most Advantageous




LEGEND:            @      --     MOST ADVANTAGEOUS
                   Y      --     RESPONSIVE PROPOSAL
                   N      --     NON-RESPONSIVE PROPOSAL




SUMMARY




                                                                            Page 63
STATE OF ALASKA
ACH Origination Services                                                                 RFP No. 2007-0400-6903

                                              Attachment 5
                                            Cost Proposal Form
Name of Offeror:_____________________________________

Each offeror shall submit a Cost Proposal Form that includes all fees that the State will be charged. The offeror
must complete the Per Item Fee column for each service listed. The Extended Cost is calculated by multiplying
the Estimated Annual Volume by the Per Item Fee. Any fee charged by the successful offeror which is not
detailed in the Cost Proposal Form will not be paid.

The price for pass through charges, such as FDIC assessments, should only be listed as “cost.” Services
provided at no charge should also be listed on the cost proposal form with a cost of NC. All one-time costs must
be included in the cost proposal form. Any minimum or maximum charges must be disclosed.

The AFP codes and descriptions listed in the cost proposal form may be revised as necessary by the offeror.

The volumes included on the cost proposal form are estimates, not a guarantee of future processing volumes.
Where the offeror adds an itemized charge in the Other category, volume should be estimated and specified by
the offeror using available data.

  AFP                                                               Estimated       Per Item      Extended Cost
  Code                                                               Annual           Fee
                         Service Description                         Volume

00 00 00    THIS IS AN EXAMPLE OF A PER ITEM FEE                            100           0.450              45.00



00 02 10    Negative Collected Balance Assessment

00 02 30    FDIC Assessment                                                                Cost               Cost

01 00 00    Demand Deposit Account Maintenance                           7 x 12*

01 03 10    DDA Statement                                                7 x 12*

01 04 10    Account Analysis                                             7 x 12*

25 01 00    ACH File Transmission, by individual file                       900

25 02 00    FEDI translation – characters                          120,000,000

25 02 00    ACH Transactions                                          1,575,350

25 02 00    ACH Transactions - Prenotifications                         561,110

25 02 00    ACH Addenda Records                                        360,000

25 02 00    ACH Returns                                                   3,905

25 10 52    ACH Debit Block / Filter                                     7 x 12*

40 02 00    Daily BAI File Transfer Per Account                          7 x 12*

            Other

Total


                                       * Seven bank accounts x 12 months



                                                        Page 64
        STATE OF ALASKA
        ACH Origination Services                                                      RFP No. 2007-0400-6903

                                                     Attachment 6

                                                Division of Finance - Payroll
                                          Historical Payment Counts and Amounts

Transaction              PPD                         CCD              Returns       NOCs    Return per ODFI    Pre
   Date           #         Amount             #       Amount       #     Amount      #     #      Amount      Notes

    01/10/07    15,827    22,548,253.58        683    90,702.40      2      35.00    10       5    5,568.26         120
    01/26/07    15,895    22,761,959.40        697    91,278.95      1   1,259.99    22       8   12,526.92         245
    02/08/07     1,399    2,316,311.19         162    21,567.63     -          -     16      -           -           14
    02/13/07    14,675    20,672,032.12        533    68,789.65      1     883.79    63      -           -          211
    02/23/07        -               -           -            -       1     245.43      1      1   10,949.92           4
    02/27/07        -               -           -            -       2     527.27      5     -           -          141
    03/08/07     1,389    2,313,185.81         166    21,136.10     -          -     -        1    1,079.10          10
    03/13/07    14,764    20,317,639.52        521    69,567.99      3   3,166.02      3      2    4,949.97         139
    03/22/07        -               -           -            -       1     276.28    -        3    4,817.33          13
    03/28/07    14,846    20,636,514.20        535    70,931.89      2   2,716.90      7      1   12,976.10         138
    04/10/07        -               -           -            -      -          -     -        1      438.89           9
    04/11/07    14,946    21,118,016.25        511    68,637.59      3   1,212.04    11       2    1,673.11         136
    04/26/07        -               -           -            -       3   1,841.46      9      3    9,840.20         177
    05/03/07     1,436    2,124,565.63         174    22,315.80     -          -     -       -           -           21
    05/11/07    15,023    21,000,871.10        515    69,577.06     -          -     21       1    1,832.67         168
    05/15/07        -               -           -            -       2   1,776.77      1      1    1,832.67          25
    05/25/07    15,115    21,132,839.22        523    70,661.21      3   2,793.43      5      3    4,102.30         194
    05/30/07        -               -           -            -       1   1,074.69    -        1    1,298.67     -
    06/01/07     1,403    2,342,842.48         176    22,308.51      2     585.18      3      1    2,692.43          41
    06/12/07    15,153    21,861,864.01        531    70,864.85      2   2,203.84    13       3    7,230.22         201
    06/14/07     1,479    2,460,632.95         178    23,566.79     -          -       1     -           -           16
    06/27/07    16,695    23,689,947.04        703    92,663.59      2   1,962.44    12       3   10,289.44         255
    07/12/07    16,682    24,007,207.41        739    97,718.13      3   9,215.16      7      1    3,402.72         150
    07/26/07    16,677    24,516,103.18        751    97,830.08      1   1,430.43    11       5   12,213.09         162
    07/30/07        -               -           -            -       3   2,241.45    -        2    3,171.74     -
    08/10/07    16,683    24,514,847.12        699    92,879.34     -          -     11       5   10,529.34         199
    08/28/07    15,160    21,912,565.38        545    74,220.33      3   1,478.18      9      1    1,047.76         181
    09/07/07        -               -           -            -       1     251.37      1      2    3,490.45          11
    09/12/07    15,101    22,167,645.66        565    78,538.86      3   2,290.24      7      1    4,853.90         157
    09/20/07     1,475    2,475,018.75         182    24,411.16     -          -       1      2    2,996.05           7
    09/26/07    14,995    21,555,142.51        517    70,071.08      2   2,766.31      5      1      322.46         144
    10/05/07     1,466     2,229,174.46        192    25,519.15      2   2,827.42    -        1       80.00          15
    10/11/07    14,964    21,117,035.09        507    70,916.69      3   2,927.79    10       1    1,094.60         154
    10/19/07     1,433    2,185,991.18         186    24,699.08     -          -       1      1    1,323.78           8
    10/26/07    14,881    21,090,201.59        497    66,864.07     -          -     29       2    2,931.31         166
    11/01/07     1,335    2,442,348.01         192    23,868.78      1     722.64      8     -           -            5
    11/13/07    14,930    21,622,984.40        509    66,936.68      1     941.14      1      2    7,574.32         186
    11/28/07    16,299    23,610,108.25        681    89,132.18      1   2,603.16      8      4    8,823.16         189
    11/30/07        -               -           -            -       1     100.00    -        5    7,822.70     -
    12/12/07    16,234    23,490,587.93        659    86,850.05      2   2,033.96    10       7   11,319.88         152
    12/27/07    16,186    23,033,525.84        669    87,237.42      3   3,204.44      4      3    7,906.38         143
    01/11/08    16,160    23,191,252.97        651    86,271.12      1   1,329.73      5      2    6,259.39         144
    01/25/08     1,352    2,179,273.87         172    21,979.78      1   1,174.75    -        1    1,420.74           5
    01/29/08    14,857    20,991,940.34        477    63,287.74      3   1,463.38      6     -           -          193
    02/07/08     1,335    2,157,247.25         172    22,348.24     -          -     -        4    6,449.42           5
    02/12/08    14,882    21,565,554.81        471    64,012.58     -          -       4      1   33,588.90         139



                                                        Page 65
    STATE OF ALASKA
    ACH Origination Services                                                RFP No. 2007-0400-6903

02/22/08     1,346    1,941,730.38    180   22,373.65   -          -    -           1   1,282.47       6
02/28/08    14,924    21,136,570.36   475   64,323.24    4   5,399.40   -           1   1,590.48     138
03/06/08     1,351    2,247,148.40    170   22,065.32   -          -    -           2   7,275.73       6
03/12/08    14,976    21,167,833.86   479   64,130.24    2   2,617.28       7       2   3,094.10     118
03/20/08     1,351    1,988,618.70    178   21,962.61    1   1,596.61   -           1   2,267.41       2
03/28/08    15,057    21,076,308.31   485   65,012.31    2     675.08       6       1   1,796.40     163
04/11/08    15,153    21,740,013.75   493   66,627.60    2     400.00       8       1   1,045.49     121
04/17/08     1,337    2,190,100.15    168   21,308.46    1   1,300.26   -          -          -        6
04/28/08    15,233    21,481,611.39   503   68,788.12    1     204.56       9       1     587.33     170
05/01/08     1,308    2,331,260.66    174   21,891.63   -          -    -          -          -       19
05/13/08    15,229    21,522,661.73   521   70,255.87    2   1,005.74     3         1     596.46     165
05/15/08     1,396    2,123,171.11    176   22,123.69   -          -    -           3   1,961.59      13
05/28/08    15,372    22,428,786.87   529   71,080.38    2   1,131.43   10          1   2,392.22     220
05/30/08     1,399     2,047,245.01   170   20,480.85    1     106.58   -           1   1,432.86       6




                                              Page 66
STATE OF ALASKA
ACH Origination Services                                                RFP No. 2007-0400-6903

                                         Attachment 7


                                  Division of Finance - Payroll
                                  2008 Payroll Payment Dates

                                     File                    File
                                 Transmittal             Settlement
                                    Date                    Date
                           June 10, 2008           June 12, 2008
                           June 24, 2008           June 26, 2008
                           June 30, 2008           July 2, 2008
                           July 9, 2008            July 11, 2008
                           July 22, 2008           July 24, 2008
                           July 24, 2008           July 28, 2008
                           August 5, 2008          August 7, 2008
                           August 8, 2008          August 12, 2008
                           August 19, 2008         August 21, 2008
                           August 25, 2008         August 27, 2008
                           September 3, 2008       September 5, 2008
                           September 10, 2008      September 12, 2008
                           September 16, 2008      September 18, 2008
                           September 24, 2008      September 26, 2008
                           September 30, 2008      October 2, 2008
                           October 1, 2008         October 3, 2008
                           October 8, 2008         October 10, 2008
                           October 14, 2008        October 16, 2008
                           October 24, 2008        October 28, 2008
                           October 28, 2008        October 30, 2008
                           November 10, 2008       November 13, 2008
                           November 25, 2008       November 28, 2008
                           December 9, 2008        December 11, 2008
                           December 23, 2008       December 26, 2008
                           December 31, 2008       January 5, 2009




                                                Page 67
STATE OF ALASKA
ACH Origination Services                                                       RFP No. 2007-0400-6903

                                            Attachment 8


                                         Division of Finance - FEDI
                                 Historical Payment Counts and Amounts

        Transaction        Transaction    Addenda     Character      PPD             CTX
           Date             Counts *       Counts      Counts       Amount          Amount

     January 2007             10,962        38,980   9,154,676    309,484.62     238,880,552.05

     February 2007            10,883        38,194   8,807,992    297,672.07     245,877,271.12

     March 2007               11,423        40,299   8,845,988    302,827.18     241,240,231.95

     April 2007               11,329        41,077   9,167,184    391,932.20     276,402,886.90

     May 2007                 11,657        41,645   9,860,316    424,558.59     255,624,653.70

     June 2007                11,927        40,744   9,593,400    516,398.35     236,463,872.16

     July 2007                11,766        40,946   9,732,640    557,075.77     346,091,391.18

     August 2007              14,446        49,052   11,897,704   512,813.34     475,295,177.78

     September 2007           10,847        38,022   9,046,888    504,649.03     265,073,429.14

     October 2007             12,769        44,369   10,486,188   567,364.62     330,431,750.79

     November 2007            12,009        41,007   10,232,960   495,486.00     326,072,214.71

     December 2007            12,828        44,241   9,262,292    441,965.75     308,500,382.92

     January 2008             17,528        55,576   8,815,311    502,613.79     264,223,981.08

     February 2008            17,055        60,454   10,331,136   457,276.26     319,964,127.90

     March 2008               17,418        59,625   9,486,728    474,564.95     269,741,144.01

     April 2008               17,960        62,121   10,927,744   566,381.51     279,204,661.65

     May 2008                 18,576        63,467   10,860,956   515,190.23     284,132,954.81

     June 2008                18,188        59,452   10,759,240   592,407.03     290,301,132.93

     * Transaction counts are estimated




                                               Page 68
STATE OF ALASKA
ACH Origination Services                                          RFP No. 2007-0400-6903

                                     Attachment 9
Our file consists of a second “FFH” record, followed by a set of “transactions”
followed by an “FFT” record.

Each transaction begins with an “FBH” record, followed by an “FPY” record, and “FAD”
record and then a variable number of “FRM” records followed by a single “FBT”
record.


       ******************************************************************
       * FEDI RECORDS
       ******************************************************************

        01   FFH-FILE-HEADER-RECORD.
             05 FFH-REC-TYPE                       PIC XXX.
                    For this record type this field will have the value “FH “.
             05 FFH-FILE-CREATION-DATE             PIC 9(8).
                    This is the date the file was created by us.
             05 FFH-DISP-CREATION-DATE REDEFINES
                 FFH-FILE-CREATION-DATE.
                 10 FFH-DISP-CREATION-CCYY         PIC 9(4).
                 10 FFH-DISP-CREATION-MM           PIC 9(2).
                 10 FFH-DISP-CREATION-DD           PIC 9(2).
             05 FFH-FILE-CREATION-TIME             PIC 9(8).
                    This is the time the file was created by us with two digits for
                    the hour, two digits for the minute, two digits for the second and
                    two digits for the hundredth of a second.
             05 FFH-BPR10-COMPANY                  PIC X(9).
                    Always blank.
             05 FILLER                             PIC X(222).
                    Unfilled.



        01   FBH-BATCH-HEADER-RECORD.
             05 FBH-REC-TYPE                       PIC XXX.
                    For this record type this field will have the value “BH “.
             05 FBH-COMMON-HEADER-AREA.
                 10 FBH-VENDOR-CODE.
                     15 FBH-VENDOR                 PIC X(08).
                    This contains the AKSAS vendor number. Three characters followed
                    by five digits.
                     15 FBH-MAP-TRANS-TYPE         PIC X(03).
                    Always “820”. Relates to the ACH transaction type.
                     15 FBH-MAP-CODE               PIC X(01).
                    Always blank. Relates to the MAP CODE used by processor.
                     15                            PIC X(04).
                    Unfilled.
                 10 FBH-RECORD-TYPE                PIC XX.
                    Always “11”. Relates to the ACH record type.
             05 FBH-DTM-DATE-TIME-HEADER-AREA.
                 10 FBH-DTM01-CODE                 PIC X(3).
                    Always “23”.
                 10 FBH-DTM02-DATE.
                     15 FBH-DTM02-YY               PIC X(2).
                     15 FBH-DTM02-MM               PIC X(2).
                     15 FBH-DTM02-DD               PIC X(2).
                    The date we want the transaction to settle.



                                        Page 69
STATE OF ALASKA
ACH Origination Services                                            RFP No. 2007-0400-6903

                   10  FBH-DTM03-TIME.
                       15 FBH-DTM03-HH               PIC X(2).
                       15 FBH-DTM03-MM               PIC X(2).
                       15 FBH-DTM03-SS               PIC X(2).
                      The time we want the transaction to settle, always 080000.
             05    FBH-BATCH-DATA-HEADER-AREA.
                       15 FBH-BATCH-TRANS-ID         PIC X(3).
                      Always ‘820’.
                       15 FBH-BATCH-NUMBER           PIC 9(7).
                      A sequential counter starting at one on each file and counting up
                      for each FBH record written.
             05    FBH-TRN-REF-HEADER-AREA.
                   10 FBH-TRN01-TRACE-TYPE-CD        PIC X(1).
                      Always ‘1’.
                   10 FBH-TRN02-UNIQUE-TRANS-ID      PIC X(12).
                      An identifier created by our system which will always be unique
                      between payments. This provides an easy means for us to tie our
                      records to those created for us in the EDI process.
                   10 FBH-REF01-TRN-QUALIFIER        PIC X(2).
                      Always “TN”.
             05    FBH-ENT-ENTITY-HEADER-AREA.
                   10 FBH-ENT01-ASSIGNED-NO          PIC X(6).
                      Generally of little interest. Place number here in the EDI 820
                      “Assigned Number” Field.
             05    FILLER                            PIC X(183).
                      Unfilled.



        01   FPY-PAYMENT-HEADER-RECORD.
                    The values in the fields in this record will vary from transaction
                    to transaction. Most of the names include a node (for example
                    “BRP01” which identifies the EDI 820 field into which this value
                    should be placed.
             05 FPY-REC-TYPE                       PIC XXX.
                    Always “PY “.
             05 FPY-BPR01-HANDLING-CODE            PIC X.
                    Will be “C” on most transactions except for prenotes where it will
                    be “P”.
             05 FPY-BPR02-TOT-PAYMENT-AMT          PIC 9(8).99.
             05 FPY-BPR03-CR-DB-FLAG-CODE          PIC X.
             05 FPY-BPR04-PAY-METHOD               PIC X(3).
             05 FPY-BPR05-PAY-FORMAT               PIC X(3).
             05 FPY-BPR-ODFI-DATA.
                 10 FPY-BPR06-ODFI-QULIFIER        PIC X(2).
                 10 FPY-BPR07-ODFI-ID-NUMBER       PIC X(12).
                 10 FPY-BPR08-ODFI-ACCT-CODE       PIC X(2).
                 10 FPY-BPR09-ODFI-ACCT-NUM        PIC X(17).
                 10 FPY-BPR10-ODFI-COMPANY-ID.
                     15 FPY-BPR10-ODFI-ICD         PIC X(1).
                     15 FPY-BPR10-COMPANY          PIC X(9).
                 10 FILLER                         PIC X(9).
             05 FPY-BPR-RDFI-DATA.
                 10 FPY-BPR12-RDFI-QULIFIER        PIC X(2).
                 10 FPY-BPR13-RDFI-ID-NUMBER       PIC X(12).
                 10 FPY-BPR14-RDFI-ACCT-CODE       PIC X(2).
                 10 FPY-BPR15-RDFI-ACCT-NUM        PIC X(17).
             05 FPY-BPR16-TRANS-EFFECTIVE-DATE.
                 10 FPY-BPR16-EFF-YY               PIC X(2).
                 10 FPY-BPR16-EFF-MM               PIC X(2).


                                          Page 70
STATE OF ALASKA
ACH Origination Services                                            RFP No. 2007-0400-6903

                   10 FPY-BPR16-EFF-DD               PIC X(2).
             05    FPY-RECEIVER-DATA.
                   10 FPY-RECEIVER-ID-NUMBER         PIC X(15).
                      Additional information used to tie the EDI data to our files.
             05    FPY-MICROFILM-DATA.
                   10 FPY-MICROFILM-NUM              PIC X(13).
                      Additional information used to tie the EDI data to our files.
             05    FILLER                            PIC X(109).
                      Unfilled.



        01   FAD-ADDRESS-RECORD.
             05 FAD-REC-TYPE                       PIC XXX.
                    Will always be “AD “ for this record type.
             05 FAD-COMMON-HEADER-AREA.
                 10 FAD-VENDOR-CODE.
                     15 FAD-VENDOR                 PIC X(08).
                    This contains the AKSAS vendor number. Three characters followed
                    by five digits.
                     15 FAD-MAP-TRANS-TYPE         PIC X(03).
                    Always 820.
                     15 FAD-MAP-CODE               PIC X(01).
                    Always blank.
                     15 FILLER                     PIC X(04).
                    Always unfilled.
                 10 FAD-RECORD-TYPE                PIC XX.
                    Always ‘20’ relates to the ACH record type.
             05 FAD-INVOICE-ADDRESS-DATA-AREA.
                 10 FAD-TO-ENTITY-CODE             PIC X(2).
                    Always “PE”.
                 10 FAD-TO-NAME                    PIC X(25).
                    The name of the payee.
                 10 FAD-TO-NAME-ALT                PIC X(25).
                    The alternate “DBA AS” payee name.
                 10 FAD-TO-ADDRESS                 PIC X(25).
                    The payee’s mailing address.
                 10 FAD-TO-CITY                    PIC X(19).
                    The payee’s mailing city.
                 10 FAD-TO-STATE                   PIC X(2).
                    The payee’s mailing state.
                 10 FAD-TO-ZIP                     PIC X(9).
                    The payee’s mailing zip code.
                 10 FAD-FROM-ENTITY-CODE           PIC X(2).
                    Always “PR”
                 10 FAD-FROM-NAME                  PIC X(25).
                    Our name (Always “State of Alaska”)
                 10 FAD-FROM-NAME-ALT              PIC X(25).
                    Always “Division of Finance”
                 10 FAD-FROM-ADDRESS               PIC X(25).
                    Our mailing address (always “P.O. BOC 110204”)
                 10 FAD-FROM-CITY                  PIC X(19).
                    Our mailing city (always “JUNEAU”)
                 10 FAD-FROM-STATE                 PIC X(2).
                    Our mailing state (always “AK”)
                 10 FAD-FROM-ZIP                   PIC X(9).
                    Our mailing zipcode (always 998010204)
             05 FILLER                             PIC X(15).
                    Unfilled



                                          Page 71
STATE OF ALASKA
ACH Origination Services                                          RFP No. 2007-0400-6903

        01   FRM-REMITTANCE-RECORD.
                          Those fields in this record with nodes matching the names of
                          fields on the ACH record (such as “REF01”) should be loaded
                          into the similarly named fields on the ACH record.
             05 FRM-REC-TYPE                       PIC XXX.
                    Always “RM “ for these records.
             05 FRM-COMMON-HEADER-AREA.
                 10 FRM-TRADING-PARTNER-CODE.
                    The fields in this area match those found in the same locations of
                    the “BH” and “AD” records.
                     15 FRM-VENDOR                 PIC X(08).
                     15 FRM-MAP-TRANS-TYPE         PIC X(03).
                     15 FRM-MAP-CODE               PIC X(01).
                     15 FILLER                     PIC X(04).
                 10 FRM-RECORD-TYPE                PIC XX.
                    For this record type this field will always be “37”.
             05 FRM-INVOICE-REF-DETAIL-AREA.
                 10 FRM-REF01-CD                   PIC X(2).
                 10 FRM-REF02-NUM                  PIC X(22).
                 10 FRM-REF03-DESC                 PIC X(30).
             05 FRM-DTM-DATE-TIME-DETAIL-AREA.
                 10 FRM-DTM01-CODE                 PIC X(3).
                 10 FRM-DTM02-DATE.
                     15 FRM-DTM02-YY               PIC X(2).
                     15 FRM-DTM02-MM               PIC X(2).
                     15 FRM-DTM02-DD               PIC X(2).
                 10 FRM-DTM03-TIME.
                     15 FRM-DTM03-HH               PIC X(2).
                     15 FRM-DTM03-MM               PIC X(2).
                     15 FRM-DTM03-SS               PIC X(2).
             05 FRM-RMR-REMITTANCE-ADVICE-AREA.
                 10 FRM-RMR01-QUALIFIER            PIC X(2).
                 10 FRM-RMR04-INVOICE-AMT          PIC -9(8).99.
                 10 FRM-RMR05-PAYMENT-AMT          PIC -9(8).99.
             05 FILLER                             PIC X(134).
                    This field will be unfilled.

        01   FBT-BATCH-TRAILER-RECORD.
             05 FBT-REC-TYPE                       PIC XXX.
                    For this record type this field will always be “BT “.
             05 FBT-REMITTANCE-REC-CNT             PIC 9(5).
                    This is the total number of RMR records recorded for this
                    transaction. If the number of RMR records does not agree with
                    this count a problem has occurred.
             05 FBT-REMITTANCE-REC-AMT             PIC -9(11).99.
                    This is the total amount of the Invoice Amount fields on the RMR
                    records for this transaction. If this amount does not agree with
                    that found in the RMR records a problem has occurred.
             05 FILLER                             PIC X(227).
                    This field will be left unfilled.



        01   FFT-FILE-TRAILER-RECORD.
             05 FFT-REC-TYPE                       PIC XXX.
                    For this record type, the value of this field will be “FT “.
             05 FFT-BATCH-REC-CNT                  PIC 9(5).
                    This is the total number of transactions (FBH-FBT sets) on the
                    file. If this number does not correspond to the number of sets
                    found an error has occurred.


                                        Page 72
STATE OF ALASKA
ACH Origination Services                                            RFP No. 2007-0400-6903

             05    FFT-BATCH-REC-AMT                 PIC -9(11).99.
                      This is the total amount of the REMITTANCE-REC-AMT fields on the
                      file. If this number does not correspond to the calculated sum of
                      those fields an error has occurred.
             05    FILLER                            PIC X(227).
                      This field will be left unfilled.




                                          Page 73
STATE OF ALASKA
ACH Origination Services                                                   RFP No. 2007-0400-6903

                                        Attachment 10
                               Division of Retirement and Benefits
                             Historical Payment Counts and Amounts
                                                             Returns     Return per     NOCs
       Monthly Payment      ACH Transactions                  For the    ODFI for the   For the
               Date        Count      Amount      Prenotes    Month        month        month
    January 25, 2007       30,038    47,047,098         216          4              7        30
    February 23, 2007      30,107    47,493,439         237          1              7       162
    March 23, 2007         30,191    47,573,026         219         16             29        15
    April 25, 2007         30,284    47,653,502         224          1              6        19
    May 24, 2007           30,343    47,720,301         283         13             26        36
    June 25, 2007          30,464    47,913,999         247          7             10        20
    July 25, 2007          30,565    48,803,834         435          1             35        22
    August 24, 2007        30,848    49,344,155         439         14             20        32
    September 25, 2007     31,115    49,876,515         301          4              5        21
    October 25, 2007       31,262    50,041,365         253         20              6        80
    November 23, 2007      31,354    50,152,914         270         14             19        19
    December 21, 2007      31,432    50,253,955         215          1             27        16
    January 25, 2008       31,501    50,385,855         239          1             18        17
    February 25, 2008      31,562    50,510,446         283          5             27        16
    March 25, 2008         31,679    50,614,844         230          6             16        25
    April 25, 2008         31,999    50,649,141         248         10             22        22
    May 23, 2008           31,832    50,740,217         239          9             12        20




                                            Page 74
STATE OF ALASKA
ACH Origination Services                                                   RFP No. 2007-0400-6903

                                         Attachment 11

                                    Employment Security Division
                               Historical Payment Counts and Amounts

                       Transaction         Transactions             Returns
                           Date        Count         Amount       (estimated)
                         01/02/07           178       59,002.22             5
                         01/03/07           112       37,459.38             5
                         01/04/07         2,816    1,111,598.88             5
                         01/05/07           232       86,713.60             5
                         01/08/07           138       48,706.08             5
                         01/09/07           85        30,578.26             5
                         01/10/07         3,074    1,182,901.16             5
                         01/11/07           307      112,931.15             5
                         01/12/07           165       59,549.38             5
                         01/16/07           128       44,482.52             5
                         01/17/07           83        30,454.49             5
                         01/18/07         2,872    1,117,592.38             5
                         01/19/07           158       52,912.50             5
                         01/22/07           122       43,541.24             5
                         01/23/07           64        19,092.04             5
                         01/24/07         3,252    1,160,097.26             5
                         01/25/07           310      103,373.78             5
                         01/26/07           140       46,914.71             5
                         01/29/07           110       34,704.72             5
                         01/30/07           78        25,094.02             5
                         01/31/07         2,602    1,007,731.68             5
                         02/01/07           234       79,194.66             5
                         02/02/07           135       43,306.34             5
                         02/05/07           111       34,203.10             5
                         02/06/07           62        22,321.90             5
                         02/07/07         3,292    1,244,210.79             5
                         02/08/06           284       98,121.73             5
                         02/09/07           160       56,054.64             5
                         02/12/07           95        30,481.90             5
                         02/13/07           70        22,143.02             5
                         02/14/07         2,627    1,009,608.26             5
                         02/15/07           273       95,181.40             5
                         02/16/07           143       48,492.56             5
                         02/20/07           103       34,373.02             5
                         02/21/07           71        22,463.04             5
                         02/22/07         3,404    1,289,684.23             5
                         02/23/07           198       66,358.00             5
                         02/26/07           109       33,973.96             5
                         02/27/07           69        21,685.72             5
                         02/28/07         2,608    1,011,797.70             5
                         03/01/07           222       77,440.82             5
                         03/02/07           132       46,680.68             5
                         03/05/07           74        24,648.10             5
                         03/07/07         3,003    1,140,183.35             5
                         03/07/07           57        18,243.54             5
                         03/08/07           290      102,454.32             5
                         03/09/07           160       55,818.18             5



                                             Page 75
STATE OF ALASKA
ACH Origination Services                                     RFP No. 2007-0400-6903

                           03/12/07     115      36,776.15   5
                           03/13/07     68       23,858.02   5
                           03/14/07   2,510     954,589.43   5
                           03/15/07     282     101,658.40   5
                           03/16/07     144      51,981.56   5
                           03/19/07     109      37,360.76   5
                           03/20/07     56       18,230.60   5
                           03/21/07   2,927   1,107,288.14   5
                           03/22/07     289      98,142.11   5
                           03/23/07     140      44,445.68   5
                           03/26/07     104      34,662.40   5
                           03/28/07     64       21,718.68   5
                           03/29/07   2,684   1,018,354.40   5
                           03/30/07     132      43,974.65   5
                           04/02/07     117      31,183.08   5
                           04/03/07     64       21,771.24   5
                           04/04/07   2,608     985,092.86   5
                           04/05/07     239      87,020.91   5
                           04/06/07     119      38,959.98   5
                           04/09/07     104      35,848.74   5
                           04/10/07     70       22,937.98   5
                           04/11/07   2,213     843,796.84   5
                           04/12/07     233      77,365.95   5
                           04/13/07     91       32,120.78   5
                           04/16/07     82       24,977.82   5
                           04/17/07     48       15,883.94   5
                           04/18/07   2,541     935,103.59   5
                           04/19/07     232      80,879.80   5
                           04/20/07     125      44,159.17   5
                           04/23/07     68       21,287.92   5
                           04/24/07     58       17,492.70   5
                           04/25/07   2,081     779,462.62   5
                           04/26/07     202      67,930.10   5
                           04/27/07     114      36,027.36   5
                           04/30/07     59       18,943.22   5
                           05/01/07     29        8,405.50   5
                           05/02/07   2,370     873,717.62   5
                           05/03/07     197      68,689.41   5
                           05/04/07     104      35,255.70   5
                           05/07/07     83       25,003.60   5
                           05/08/07     46       16,255.40   5
                           05/09/07   1,888     707,915.90   5
                           05/10/07     172      57,270.18   5
                           05/11/07     82       25,049.62   5
                           05/14/07     77       23,865.98   5
                           05/15/07     49       13,989.66   5
                           05/16/07   2,061     754,384.94   5
                           05/17/07     191      64,409.86   5
                           05/18/07     85       25,660.74   5
                           05/21/07     65       21,540.50   5
                           05/22/07     48       16,068.38   5
                           05/23/07   1,608     607,235.56   5
                           05/24/07     177      58,077.14   5
                           05/25/07     74       22,606.02   5
                           05/29/07     53       15,108.48   5
                           05/30/07     38       11,503.30   5


                                         Page 76
STATE OF ALASKA
ACH Origination Services                                        RFP No. 2007-0400-6903

                           05/31/07   1,899        701,529.04   5
                           06/01/07     103         36,923.24   5
                           06/04/07     62          20,465.50   5
                           06/05/07     45          14,940.66   5
                           06/06/07   1,546        580,053.84   5
                           06/07/07     168         56,035.12   5
                           06/08/07     94          30,344.30   5
                           06/11/07     53          16,321.74   5
                           06/12/07     43          13,230.28   5
                           06/13/07   1,623        605,479.49   5
                           06/14/07     156         52,604.10   5
                           06/15/07     87          28,638.44   5
                           06/18/07     51          16,429.20   5
                           06/20/07   1,495        551,862.52   5
                           06/21/07     142         47,827.84   5
                           06/22/07     85          28,418.31   5
                           06/25/07     53          16,824.04   5
                           06/26/07     39          12,807.84   5
                           06/27/07   1,484        553,581.44   5
                           06/28/07     133         48,989.70   5
                           06/29/07     70          24,313.85   5
                           07/02/07     43          15,769.28   5
                           07/03/07     34          11,160.88   5
                           07/05/07   1,398        530,236.61   5
                           07/06/07     128         43,820.04   5
                           07/09/07     97          32,758.90   5
                           07/10/07     33          11,781.10   5
                           07/11/07   1,411        534,861.59   5
                           07/12/07     128         44,477.20   5
                           07/13/07     78          26,424.36   5
                           07/16/07     47          14,178.56   5
                           07/17/07     30           8,012.82   5
                           07/18/07   1,390        516,662.59   5
                           07/19/07     133         43,441.88   5
                           07/20/07     64          21,251.80   5
                           07/23/07     52          18,116.46   5
                           07/24/07     30           9,961.50   5
                           07/25/07   1,295        489,802.60   5
                           07/26/07     155         57,522.28   5
                           07/27/07     77          27,238.52   5
                           07/30/07     59          20,429.84   5
                           07/31/07     39          12,460.52   5
                           08/01/07   1,367        517,445.63   5
                           08/02/07     126         44,792.30   5
                           08/03/07     62          17,666.28   5
                           08/06/07     43          13,785.80   5
                           08/07/07     37          13,374.70   5
                           08/08/07   1,310        495,136.41   5
                           08/09/07     117         42,381.12   5
                           08/10/07     64          21,522.64   5
                           08/13/07     34          12,087.28   5
                           08/14/07     39          11,658.30   5
                           08/15/07   1,312        492,800.54   5
                           08/16/07     141         48,174.90   5
                           08/17/07     69          22,331.74   5
                           08/20/07     50          15,791.10   5


                                         Page 77
STATE OF ALASKA
ACH Origination Services                                        RFP No. 2007-0400-6903

                           08/21/07     32          10,517.30   5
                           08/22/07   1,315        501,327.17   5
                           08/23/07     104         31,878.60   5
                           08/24/07     57          19,059.20   5
                           08/27/07     43          12,085.84   5
                           08/28/07     32          12,582.30   5
                           08/29/07   1,272        468,175.07   5
                           08/30/07     127         42,678.54   5
                           08/31/07     64          19,945.96   5
                           09/04/07     37          11,371.98   5
                           09/05/07     33           9,175.90   5
                           09/06/07   1,282        480,553.81   5
                           09/07/07     80          24,624.88   5
                           09/10/07     50          16,142.90   5
                           09/11/07     35          13,844.54   5
                           09/12/07   1,159        438,797.92   5
                           09/13/07     96          31,069.92   5
                           09/14/07     66          20,547.76   5
                           09/17/07     43          13,049.25   5
                           09/18/07     26           8,323.40   5
                           09/19/07   1,208        461,933.90   5
                           09/20/07     118         40,161.19   5
                           09/21/07     67          23,995.80   5
                           09/24/07     40          13,595.95   5
                           09/25/07     38          11,579.70   5
                           09/26/07   1,226        453,294.50   5
                           09/27/07     112         35,054.74   5
                           09/28/07     56          18,708.60   5
                           10/01/07     46          14,143.20   5
                           10/02/07     28          10,380.78   5
                           10/03/07   1,330        504,154.14   5
                           10/04/07     110         36,745.56   5
                           10/05/07     55          21,226.30   5
                           10/09/07     46          15,533.86   5
                           10/09/07     31          10,274.92   5
                           10/10/07   1,226        458,009.50   5
                           10/11/07     155         51,923.94   5
                           10/12/07     86          27,240.72   5
                           10/15/07     67          21,335.36   5
                           10/16/07     40          11,593.42   5
                           10/17/07   1,427        536,502.74   5
                           10/18/07     144         50,587.99   5
                           10/22/07     81          27,725.10   5
                           10/23/07     77          24,178.90   5
                           10/24/07   1,575        557,148.35   5
                           10/25/07     140         46,882.18   5
                           10/26/07     97          30,250.96   5
                           10/29/07     63          19,189.24   5
                           10/30/07     55          14,305.05   5
                           10/31/07   1,640        608,176.00   5
                           11/01/07     147         49,161.10   5
                           11/02/07     87          27,589.80   5
                           11/05/07     69          18,429.54   5
                           11/06/07     46          13,667.19   5
                           11/07/07   1,908        702,937.31   5
                           11/08/07     206         71,530.98   5


                                         Page 78
STATE OF ALASKA
ACH Origination Services                                     RFP No. 2007-0400-6903

                           11/09/07     84       27,014.34   5
                           11/13/07     81       22,150.10   5
                           11/14/07     43       14,034.92   5
                           11/15/07   2,007     739,493.76   5
                           11/16/07     137      43,549.82   5
                           11/19/07     66       19,443.65   5
                           11/20/07     51       15,246.94   5
                           11/21/07   2,280     854,015.52   5
                           11/23/07     222      76,073.86   5
                           11/26/07     106      37,628.34   5
                           11/27/07     68       20,241.88   5
                           11/28/07   2,273     848,761.26   5
                           11/29/07     184      59,996.34   5
                           11/30/07     121      35,768.69   5
                           12/03/07     72       22,216.16   5
                           12/04/07     44       15,351.00   5
                           12/05/07   2,475     948,465.32   5
                           12/06/07     209      72,834.18   5
                           12/07/07     119      40,340.40   5
                           12/10/07     82       24,163.70   5
                           12/11/07     45       15,313.90   5
                           12/12/07   2,505     940,469.57   5
                           12/13/07     197      69,129.81   5
                           12/14/07     88       31,372.08   5
                           12/17/07     78       22,244.30   5
                           12/18/07     43       16,365.90   5
                           12/19/07   2,709   1,022,562.42   5
                           12/20/07     217      75,830.66   5
                           12/21/07     120      41,075.58   5
                           12/24/07     61       17,687.38   5
                           12/26/07     48       15,189.10   5
                           12/27/07   2,409     916,339.17   5
                           12/28/07     362     131,161.56   5
                           12/31/07     131      42,905.72   5
                           01/02/08     97       32,184.44   5
                           01/03/08   2,793   1,091,040.56   5
                           01/04/08     373     134,099.20   5
                           01/07/08     132      46,026.02   5
                           01/08/08     78       25,718.22   5
                           01/09/08   2,779   1,077,923.49   5
                           01/10/08     219      80,411.96   5
                           01/11/08     158      53,813.72   5
                           01/14/08     104      34,178.58   5
                           01/15/08     52       17,995.11   5
                           01/16/08   2,855   1,108,455.22   5
                           01/17/08     233      78,755.47   5
                           01/18/08     135      46,447.34   5
                           01/22/08     92       32,189.90   5
                           01/23/08     59       17,054.82   5
                           01/24/08   3,066   1,107,557.25   5
                           01/25/08     191      60,153.07   5
                           01/28/08     120      35,612.40   5
                           01/29/08     68       22,504.04   5
                           01/31/08   2,807   1,074,852.49   5
                           01/31/08     233      79,191.42   5
                           02/01/08     119      42,654.34   5


                                         Page 79
STATE OF ALASKA
ACH Origination Services                                     RFP No. 2007-0400-6903

                           02/04/08     97       31,621.74   5
                           02/05/08     62       19,086.32   5
                           02/06/08   3,002   1,151,377.03   5
                           02/07/08     236      85,176.48   5
                           02/08/08     150      50,649.62   5
                           02/11/08     77       23,660.24   5
                           02/12/08     68       21,888.74   5
                           02/13/08   2,886   1,122,067.09   5
                           02/14/08     214      74,166.47   5
                           02/15/08     127      45,405.09   5
                           02/19/08     60       21,693.30   5
                           02/20/08     64       20,383.59   5
                           02/21/08   3,261   1,252,608.33   5
                           02/22/08     171      54,504.98   5
                           02/25/08     105      35,106.83   5
                           02/26/08     46       16,018.80   5
                           02/27/08   2,748   1,073,443.90   5
                           02/28/08     246      84,415.36   5
                           02/29/08     115      41,351.52   5
                           03/03/08     83       23,324.88   5
                           03/04/08     62       21,065.62   5
                           03/05/08   2,989   1,139,274.27   5
                           03/06/08     251      89,054.39   5
                           03/07/08     138      47,621.44   5
                           03/10/08     100      33,235.18   5
                           03/11/08     56       17,500.14   5
                           03/12/08   2,535     978,890.92   5
                           03/13/08     242      89,738.37   5
                           03/14/08     131      44,091.16   5
                           03/17/08     81       28,097.04   5
                           03/18/08     58       18,770.60   5
                           03/19/08   2,922   1,106,152.17   5
                           03/20/08     250      85,261.67   5
                           03/21/08     130      42,059.60   5
                           03/24/08     98       31,593.60   5
                           03/25/08     60       19,449.30   5
                           03/26/08   2,469     945,933.54   5
                           03/27/08     232      83,093.57   5
                           03/28/08     112      39,379.06   5
                           04/01/08     75       23,859.28   5
                           04/02/08     54       17,860.00   5
                           04/03/08   2,956   1,129,472.93   5
                           04/04/08     129      45,141.99   5
                           04/07/08     76       24,156.94   5
                           04/08/07     54       15,588.96   5
                           04/09/08   2,304     879,959.30   5
                           04/10/08     199      66,769.12   5
                           04/11/08     119      42,190.74   5
                           04/14/08     67       23,327.78   5
                           04/15/08     62       19,892.06   5
                           04/16/08   2,640   1,010,428.04   5
                           04/17/08     206      70,042.06   5
                           04/18/08     89       29,858.80   5
                           04/21/08     58       17,020.02   5
                           04/22/08     49       16,952.96   5
                           04/23/08   2,317     867,672.05   5


                                         Page 80
STATE OF ALASKA
ACH Origination Services                                        RFP No. 2007-0400-6903

                           04/24/08     197         61,914.14   5
                           04/25/08     115         41,606.52   5
                           04/28/08     66          19,477.32   5
                           04/29/08     52          15,923.40   5
                           04/30/08   2,526        936,841.13   5
                           05/01/08     165         54,848.40   5
                           05/02/08     106         33,034.46   5
                           05/05/08     57          15,829.82   5
                           05/06/08     42          12,934.80   5
                           05/07/08   2,231        844,752.79   5
                           05/08/08     185         59,053.15   5
                           05/09/08     110         35,143.64   5
                           05/12/08     81          24,695.04   5
                           05/13/08     40          13,832.38   5
                           05/14/08   2,169        805,601.12   5
                           05/15/08     180         55,953.02   5
                           05/16/08     93          28,132.70   5
                           05/19/08     61          18,197.38   5
                           05/20/08     42          12,411.88   5
                           05/21/08   1,982        755,085.62   5
                           05/22/08     162         56,807.20   5
                           05/23/08     97          34,367.92   5
                           05/27/08     69          20,815.00   5
                           05/28/08     31          10,211.74   5
                           05/29/08   1,944        719,733.34   5
                           05/30/08     123         36,818.80   5
                           06/02/08     74          22,365.70   5
                           06/03/08     43          12,134.10   5
                           06/04/08   1,797        670,712.73   5
                           06/05/08     195         66,776.08   5
                           06/06/08     95          29,091.08   5
                           06/09/08     68          23,136.78   5
                           06/10/08     45          14,611.90   5
                           06/11/08   1,781        655,234.92   5
                           06/12/08     140         43,880.14   5
                           06/13/08     93          29,067.60   5
                           06/16/08     67          21,474.52   5
                           06/17/08     54          16,043.60   5
                           06/18/08   2,075        777,540.01   5
                           06/19/08     191         65,692.32   5
                           06/20/08     115         36,860.92   5
                           06/23/08     68          20,612.34   5
                           06/24/08     58          18,643.66   5
                           06/25/08   1,827        675,880.62   5
                           06/26/08     152         56,512.58   5
                           06/27/08     93          30,874.80   5
                           06/30/08     70          16,701.38   5




                                         Page 81
STATE OF ALASKA
ACH Origination Services                                                   RFP No. 2007-0400-6903

                                           Attachment 12
                                                Beaches
                               Historical Payment Counts and Amounts
   Transaction             CCD                    WEB                        Returns/NOCs
      Date         Count     Amount         Count Amount      Prenotes   Count      Amount
       1/2/2007      97     3,366,440.45      0            -     2         3           145.00
       1/3/2007     116       129,332.32      6       325.00     4         0                -
       1/4/2007      78       635,964.02      2        75.00     4         2            45.00
       1/5/2007      86       157,910.43      3        90.00     7         4            30.00
       1/8/2007      81       137,240.06      5     1,054.52     5         1           349.00
        1/9/2007     93       370,120.10     2         160.00   11        3          38,325.89
       1/10/2007    109       389,199.92     1         407.00   3         0                  -
       1/11/2007     88     1,043,555.29     0              -    5        1           4,134.41
       1/12/2007     94       129,000.16     1          45.00   5         0                  -
       1/16/2007    123     2,724,303.06     2          62.47    5        2       1,200,015.00
       1/17/2007    178       339,140.30     2         240.00   18        5             272.06
       1/18/2007     98       251,360.07     0              -    6        2             100.00
       1/19/2007    100       640,767.96     0              -   10        1                  -
       1/22/2007     85       152,037.42     1          10.00    6        1           2,350.00
       1/23/2007    165       221,715.89     0              -   13        1                  -
       1/24/2007     84       319,555.12     0              -   9         4                  -
       1/25/2007    103       180,648.37     2         140.00   9         0                  -
       1/26/2007    123       835,328.94     4         636.77   7         0                  -
       1/29/2007    144     2,310,676.37     0              -   5         2                  -
       1/30/2007    217     1,768,012.33     0              -   10        2             516.61
       1/31/2007    409     3,664,919.68     2         668.93   20        6           8,916.76
        2/1/2007    159       695,315.99     1          60.00   15        0                  -
        2/2/2007    146       731,159.61     0              -   23        1                  -
        2/5/2007     96       380,640.73     1          40.00    7        2             101.79
        2/6/2007     92       177,889.80     0              -    2        0                  -
        2/7/2007     75       188,800.17     1         432.07    0        0                  -
        2/8/2007     85       362,579.60     0              -    1        0                  -
        2/9/2007     91       573,521.48     2         689.64    1        0                  -
       2/12/2007     96       763,976.36     0              -    0        1           2,200.00
       2/13/2007     92       479,523.02     5         664.50    5        1             174.50
       2/14/2007     68       138,032.47     1       1,156.00   2         0                  -
       2/15/2007     76     1,045,906.95     0              -    2        1        100,000.00
       2/16/2007     67       109,059.11     3         370.00    0        1             838.00
       2/20/2007     86       333,640.15     4         582.47   1         1                  -
       2/21/2007    151       261,499.71     3         327.00   2         1                  -
       2/22/2007    108       770,182.50     2         380.00    1        1           2,350.00
       2/23/2007    133       352,623.59     2         345.00    1        8           7,887.03
       2/26/2007    131     1,148,325.41     1          75.00    4        5           6,790.00
       2/27/2007    164     3,026,012.80     5         545.44    3        1           2,350.00
       2/28/2007    216     5,866,081.50     5       1,419.41    1        15         30,190.80
        3/1/2007    193     5,025,837.02     2         545.90    2        3           7,050.00
        3/2/2007     83       484,071.62     0              -    1        0                  -
        3/5/2007     87       534,993.26     2       1,124.34    0        0                  -



                                                 Page 82
STATE OF ALASKA
ACH Origination Services                                           RFP No. 2007-0400-6903

        3/6/2007    113       375,297.34   2       1,154.00   2    0                 -
        3/7/2007     59       340,868.83   1          10.00    0   2          2,350.00
        3/8/2007     61        61,228.53   1         370.00    1   0                 -
        3/9/2007     57       232,594.97   0              -    1   1            305.00
       3/12/2007     72       813,765.58   0              -   1    0                 -
       3/13/2007     77       251,190.67   1         125.00    1   1          3,866.00
       3/14/2007     71       846,207.31   0              -   1    0                 -
       3/15/2007     83     1,942,241.21   2         245.00    1   3         17,065.00
       3/16/2007     65       808,238.77   1          90.00   0    1                 -
       3/19/2007     68       318,893.19   0              -   0    0                 -
       3/20/2007     82       115,851.87   6       1,282.18    1   3             25.00
       3/21/2007     69       596,940.40   2         282.00   0    1                 -
       3/22/2007     67       104,447.53   0              -   1    1                 -
       3/23/2007     66       145,250.56   0              -    1   2             20.00
       3/26/2007     56       567,883.79   1          20.00    2   2         17,000.00
       3/27/2007     81       132,321.13   5       1,031.00   5    1                 -
       3/28/2007     51     1,294,370.71   3         495.00   2    1                 -
       3/29/2007     76     3,576,296.26   2         298.00   0    1                 -
       3/30/2007    100     4,168,576.73   2         324.77    4   3       338,463.19
        4/2/2007    118    13,178,788.48   2         342.00    2   5      3,000,000.00
        4/3/2007    133     2,097,811.84   3         479.66   10   1                 -
        4/4/2007     75       180,372.48   2         334.00   10   3            213.29
        4/5/2007     79       379,051.77   2         481.47   10   2            595.65
        4/6/2007     75       593,948.69   0              -    5   0                 -
        4/9/2007     88       630,534.39   0              -    5   3                 -
       4/10/2007    115       158,356.66   4       1,122.00   14   4                 -
       4/11/2007     96     3,296,079.04   1          50.00   11   3                 -
       4/12/2007     90       555,527.54   1       3,553.11    7   5       206,000.00
       4/13/2007    108       798,336.52   3         351.30   7    3                 -
       4/16/2007    115     3,005,559.19   1         171.00    5   1         17,000.00
       4/17/2007    140     1,085,706.39   3       2,800.00   12   4         23,800.00
       4/18/2007     81       394,038.91   1         539.00   4    0                 -
       4/19/2007     85       106,637.37   2         363.21   7    1                 -
       4/20/2007    112       272,184.52   2         210.00   9    3                 -
       4/23/2007    110       686,531.58   1          40.00   13   1                 -
       4/24/2007    119     1,076,641.37   4         941.91   14   1                 -
       4/25/2007    154       787,237.53   1         286.47   14   0                 -
       4/26/2007    103       260,604.69   3         808.44   12   3                 -
       4/27/2007    210     4,359,978.68   4         500.77   19   0                 -
       4/30/2007    423     4,479,177.02   1         187.82   16   2          7,542.00
        5/1/2007    243     1,278,022.79   2         229.00   25   3                 -
        5/2/2007    168       785,705.70   2         150.00   37   2             25.00
        5/3/2007    109     1,967,848.79   0              -   6    0                 -
        5/4/2007     87       249,697.68   1         225.00    3   1                 -
        5/7/2007     79       715,772.01   4         730.28    2   1          4,510.00
        5/8/2007    107       224,555.85   1         311.89   3    0                 -
        5/9/2007     91       288,919.65   3         120.00    1   1         43,331.00
       5/10/2007    109       747,151.71   1         192.00   2    1                 -
       5/11/2007     80       329,241.09   2         100.00    1   2            100.00


                                               Page 83
STATE OF ALASKA
ACH Origination Services                                          RFP No. 2007-0400-6903

       5/14/2007     84      620,955.67   3         391.00   0    0                -
       5/15/2007    103    1,900,686.03   2         340.00   2    0                -
       5/16/2007     67      407,443.26   1         330.48   2    0                -
       5/17/2007     76      499,157.52   1         432.07   0    0                -
       5/18/2007     77      198,570.14   1         300.00   0    2                -
       5/21/2007     79      644,888.37   2         193.06    0   2        10,096.00
       5/22/2007     96      290,383.18   5       1,264.65   1    0                -
       5/23/2007     63      307,414.02   1          40.00    2   1        17,000.00
       5/24/2007     73      280,406.97   4         100.00   1    0                -
       5/25/2007     74      416,466.14   0              -   1    0                -
       5/29/2007    101    2,699,598.47   1         196.00   1    0                -
       5/30/2007    125    1,752,814.64   6         707.59    0   1         1,820.39
       5/31/2007    107    4,009,259.63   0              -    0   2        10,008.00
        6/1/2007     87    1,053,035.90   1          25.00    4   0                -
        6/4/2007     76      657,329.16   1          60.00    0   1         6,062.00
        6/5/2007    106      567,907.59   3         292.00   2    0                -
        6/6/2007     76      888,646.44   1          25.00   1    0                -
        6/7/2007     60      613,219.03   1         100.00   1    0                -
        6/8/2007     61      358,396.16   0              -   3    1                -
       6/11/2007     90      227,129.99   1         160.00    1   2            10.00
       6/12/2007     95      585,294.79   1          40.00   5    0                -
       6/13/2007     65    8,315,945.39   3       1,892.63    4   2                -
       6/14/2007     80    1,637,468.46   2         674.00    4   2            15.00
       6/15/2007    100    3,423,324.91   4       2,295.36    1   2         9,025.00
       6/18/2007     83    2,261,012.58   4         310.00   1    0                -
       6/19/2007     98      363,845.55   4         526.56   0    0                -
       6/20/2007     70      135,026.02   4         530.00   4    0                -
       6/21/2007     75      544,192.32   1         100.00   1    0                -
       6/22/2007     72      350,647.46   1         171.11   1    1                -
       6/25/2007     67      265,611.00   0              -   4    0                -
       6/26/2007    101      340,988.92   1         200.00   0    0                -
       6/27/2007     64      445,367.08   6         745.77    3   1            25.00
       6/28/2007     73    5,074,944.24   3         282.82    2   1         9,411.00
       6/29/2007     99    3,270,338.21   4         786.39   3    0                -
        7/2/2007    103    2,806,701.57   2         376.22    2   2         4,562.12
        7/3/2007    169      640,382.16   1          25.00   7    1                -
        7/5/2007     72      212,759.32   1          40.00   3    3                -
        7/6/2007    101      310,249.54   0              -   9    2                -
        7/9/2007    101      402,494.00   0              -   3    0                -
       7/10/2007    121      540,439.80   4       3,980.48   10   2            44.50
       7/11/2007     75      412,581.04   2         160.00   10   1                -
       7/12/2007    110      334,611.19   0              -    8   1         1,833.76
       7/13/2007     97      594,719.74   1         161.00   8    0                -
       7/16/2007    124      634,972.96   1         175.00   9    2                -
       7/17/2007    137      607,152.57   4       2,795.00   21   8                -
       7/18/2007     77      130,758.37   0              -   10   2         5,336.24
       7/19/2007    109      684,601.30   3         527.06   9    1                -
       7/20/2007    111      399,763.81   2         140.00    7   2        93,218.00
       7/23/2007     95    1,189,696.20   4         905.58   10   5       933,892.00


                                              Page 84
STATE OF ALASKA
ACH Origination Services                                          RFP No. 2007-0400-6903

       7/24/2007    139      271,371.42   2         725.00   13   1                -
       7/25/2007    125      521,021.03   1          45.00   7    1                -
       7/26/2007    121      525,833.15   0              -   10   1                -
       7/27/2007    168    2,921,710.31   1         170.77   11   2           834.94
       7/30/2007    215    6,963,929.71   2         358.00   18   1                -
       7/31/2007    515    4,725,958.41   1         200.00   22   5         1,778.55
        8/1/2007    125      916,121.61   1         190.00   50   1                -
        8/2/2007    190      675,325.09   1         445.00   33   1                -
        8/3/2007     82      251,400.95   4       1,161.73    3   0                -
        8/6/2007     86      278,865.49   1         160.00    5   5           538.10
        8/7/2007    118      456,842.92   0              -   3    0                -
        8/8/2007     76      605,607.28   3         300.00    5   0                -
        8/9/2007    105      670,126.20   1         200.00   5    0                -
       8/10/2007    116      428,897.16   0              -   3    3                -
       8/13/2007     84    1,261,709.75   1         175.00   2    1                -
       8/14/2007    105      647,393.57   1       2,014.00    1   0                -
       8/15/2007     71      810,812.86   0              -   0    2                -
       8/16/2007     79      534,829.90   1         491.93   1    0                -
       8/17/2007     67      248,583.33   0              -   1    0                -
       8/20/2007     60      187,482.66   1         130.00   1    1                -
       8/21/2007    101      241,698.70   2         327.06    0   1           108.22
       8/22/2007     62      626,008.58   1         539.00   5    1                -
       8/23/2007     58      156,072.57   1         371.00   2    0                -
       8/24/2007     60      345,978.93   0              -    1   2         2,751.20
       8/27/2007     86    3,220,809.02   0              -   3    0                -
       8/28/2007     99    1,084,205.81   3         367.30    1   1         4,035.00
       8/29/2007     87    1,513,839.44   6         909.25    4   3        21,849.00
       8/30/2007    107    4,489,827.20   0              -    2   1        65,588.00
       8/31/2007    113    2,912,036.14   0              -    2   1         3,042.00
        9/4/2007     81      619,603.51   2         226.22   12   0                -
        9/5/2007    126      491,785.15   5       1,097.12   4    0                -
        9/6/2007     63      558,107.66   1         600.00    3   0                -
        9/7/2007     76    1,178,229.23   0              -    1   0                -
       9/10/2007     78      283,816.42   2         366.00    1   1         1,468.00
       9/11/2007     98    8,733,324.81   1         125.00    4   3         3,115.00
       9/12/2007     91      276,621.23   0              -    2   1         1,321.00
       9/13/2007     64      263,541.97   1       2,014.00   2    0                -
       9/14/2007     99    2,428,320.65   3         501.43   4    0                -
       9/17/2007    130    3,610,183.40   0              -   0    0                -
       9/18/2007     92    1,995,360.01   1         200.00    1   1       225,000.00
       9/19/2007     74      343,979.31   1         153.06    3   1         6,799.00
       9/20/2007     58      179,771.81   0              -   2    0                -
       9/21/2007     79      873,747.79   0              -   1    1                -
       9/24/2007     68      938,136.09   2         832.07   1    0                -
       9/25/2007    108    2,361,595.08   4         446.22    1   0                -
       9/26/2007     69    2,146,262.96   4         944.13   1    1                -
       9/27/2007     73    3,161,561.54   4       1,431.78    3   1                -
       9/28/2007    100    3,771,389.78   2          80.00   2    0                -
       10/1/2007    100    1,952,684.44   1         189.00    1   1       161,779.88


                                              Page 85
STATE OF ALASKA
ACH Origination Services                                          RFP No. 2007-0400-6903

       10/2/2007    133      416,321.97   6       1,276.91    9   1                -
       10/3/2007     72    1,149,461.86   0              -   3    1                -
       10/4/2007     91      280,321.72   0              -   8    2                -
       10/5/2007     94      391,937.38   2         270.67    0   2         1,621.52
       10/9/2007    105      952,312.35   2       2,954.76   10   2                -
      10/10/2007    205    1,226,800.05   5       2,826.24   8    1                -
      10/11/2007     92      276,839.18   0              -    5   2           450.00
      10/12/2007     98      302,605.74   3       2,209.00    3   0                -
      10/15/2007    146    1,778,562.87   0              -   7    3                -
      10/16/2007    143      843,397.66   4         797.06   12   0                -
      10/17/2007     88      307,689.71   1         286.00   8    2                -
      10/18/2007     93      314,874.84   3         574.00    8   3           800.00
      10/19/2007    105      309,252.63   2         655.00   6    0                -
      10/22/2007     88      389,789.15   4         947.70   1    0                -
      10/23/2007    136      773,263.14   4         824.91   7    0                -
      10/24/2007     85      189,532.71   2         370.00    7   1           219.00
      10/25/2007    103      685,126.21   3       1,504.16   17   0                -
      10/26/2007    167    2,292,053.81   1         176.22    9   0                -
      10/29/2007    136    2,641,832.41   2         337.00   13   3                -
      10/30/2007    287    4,558,896.56   3       2,383.48   21   0                -
      10/31/2007    518    5,937,495.61   0              -   28   10       35,550.59
       11/1/2007    226    2,474,173.42   1         407.58   27   4                -
       11/2/2007    185      954,148.88   2         160.00   23   7         7,288.99
       11/5/2007     86      326,811.60   1         155.43   7    1                -
       11/6/2007    133      397,610.80   3         551.56   3    0                -
       11/7/2007     88      916,831.19   1         100.00   3    0                -
       11/8/2007    102      247,034.55   0              -   1    2                -
       11/9/2007     95      864,040.90   3         521.00    4   4         2,158.23
      11/13/2007    114      321,960.32   3         911.00   0    0                -
      11/14/2007    182    1,101,379.55   1         384.00    4   1           384.00
      11/15/2007    100    1,845,653.14   2         600.00    0   2           206.51
      11/16/2007     59      277,470.51   0              -    1   1           251.33
      11/19/2007     72      474,207.43   1         209.88   0    0                -
      11/20/2007     92      282,181.08   8       3,590.28    1   1           624.83
      11/21/2007     74    1,106,372.14   1         185.00    2   1                -
      11/23/2007     68      462,431.42   1         538.08   8    1                -
      11/26/2007     75      490,704.21   4       1,345.00    1    1        3,460.00
      11/27/2007     90      710,331.18   0              -   1    0                -
      11/28/2007     89    1,890,581.25   1         170.77    5   1            20.00
      11/29/2007     95    4,514,228.57   5       1,620.30    1    1        1,758.52
      11/30/2007    118    4,206,031.13   2         500.00    0    1        2,573.00
       12/3/2007     75      822,847.33   5       1,061.95    2    2        1,465.86
       12/4/2007    113    1,759,408.99   4       1,046.56    1   0                -
       12/5/2007     81      110,303.88   0              -   2    0                -
       12/6/2007     88    1,232,212.30   1       2,014.00    2    4          712.65
       12/7/2007     95      329,935.91   1         171.00   2    2                -
      12/10/2007     82      174,026.89   1         160.00   0    0                -
      12/11/2007    111      583,400.88   2         662.07   2    1                -
      12/12/2007    101      968,367.48   0              -    1   4        21,858.52


                                              Page 86
STATE OF ALASKA
ACH Origination Services                                       RFP No. 2007-0400-6903

      12/13/2007     80    7,978,648.12   3      538.00    1   1           100.00
      12/14/2007    113    3,532,141.44   5    1,272.65    3    1        6,000.00
      12/17/2007    120    2,351,149.58   0           -    0   3           200.00
      12/18/2007     98      601,104.77   4      621.15   2    1           100.00
      12/19/2007     65    3,905,982.60   1      407.00   1    0                -
      12/20/2007     85      520,591.80   2      500.00   3    3           120.00
      12/21/2007     89      980,441.94   3      316.00   2    0                -
      12/24/2007     91      238,812.79   2      730.00    2   1            25.00
      12/26/2007     92      180,788.49   4      732.94    1   3           380.00
      12/27/2007     34    1,985,245.80   4    1,070.77    0   0                -
      12/28/2007     91    4,503,492.19   0           -   2    1                -
      12/31/2007    106    3,080,266.25   2      229.00   0    0                -
        1/2/2008    136    1,036,370.77   5      312.82    4    6          348.30
        1/3/2008     93      535,060.67   6      911.19    7   4           100.00
        1/4/2008    102      255,232.81   3    2,298.00    4    1          325.00
        1/7/2008     93      825,108.13   3      333.00    8   3           100.00
        1/8/2008    121      429,292.83   5      783.00   14   1                -
        1/9/2008     88      525,268.09   2      391.56   10   3           183.61
       1/10/2008    100      186,268.63   4    4,311.85    7   2                -
       1/11/2008    104      276,769.51   0           -   7    1                -
       1/14/2008    107    1,239,496.07   1       15.00   4    3                -
       1/15/2008    175      922,451.08   5      525.00   12   2           163.74
       1/16/2008    113      163,626.93   4      955.12    9   12        3,412.70
       1/17/2008     99      404,136.64   4      923.48   12   1                -
       1/18/2008    114      523,721.18   2      186.00    7   11        1,807.50
       1/22/2008    102      592,875.85   4    1,162.97    7   4            56.91
       1/23/2008    238      754,951.44   5      951.47   15   3           131.00
       1/24/2008    124      214,764.75   0           -    5   25        6,140.20
       1/25/2008    139      250,859.03   1      174.00    8   4         2,359.44
       1/28/2008    159      669,656.46   2      295.30   2    1                -
       1/29/2008    188    2,776,958.10   5    1,761.00   12   4            73.62
       1/30/2008    205    2,424,612.58    3   1,399.72    5    2        3,875.88
       1/31/2008    541    5,972,570.92    1     187.82   26    7        2,791.30
        2/1/2008    179      648,531.23   0           -   23   4           100.00
        2/4/2008    189      697,028.38   0           -   16   1                -
        2/5/2008    118      585,573.14   4    2,647.00   4    0                -
        2/6/2008     79      390,875.09   2      260.00    3   1           138.69
        2/7/2008     59      443,232.27   2      235.00   1    0                -
        2/8/2008    110      416,809.50   2      450.00    0    2        1,441.98
       2/11/2008     93      998,106.27   4      702.00   2    0                -
       2/12/2008    122    1,426,300.74   7    1,211.72   2    0                -
       2/13/2008     67      169,928.69   1      152.32    1   1            50.00
       2/14/2008     71      283,630.82   2      288.00    3   1            25.00
       2/15/2008    103      796,957.33   2      260.00    2   1         6,655.00
       2/19/2008    101      473,650.75   3      486.00    2   3            25.00
       2/20/2008    150      570,422.38   11   2,050.15    0    4        2,069.83
       2/21/2008     82      198,081.28   2       30.00    3   2         2,420.00
       2/22/2008    111      770,129.59   0           -    3    4       43,501.00
       2/25/2008    108    1,002,192.00    2     178.02    1    3       18,515.88


                                           Page 87
STATE OF ALASKA
ACH Origination Services                                           RFP No. 2007-0400-6903

       2/26/2008    142       512,705.60   9       2,941.00    6   2            66.71
       2/27/2008    122     1,686,323.36   3         446.30    1   0                -
       2/28/2008    220     5,069,230.19   0              -    3   12        6,740.85
       2/29/2008    232     4,001,730.38   4         830.00    2    5       15,897.31
        3/3/2008    156     2,004,822.24   2       2,414.00    3    2       23,283.00
        3/4/2008    120     1,826,875.86   9       1,829.44    1   0                -
        3/5/2008     61     1,254,239.20   1         300.00    1   0                -
        3/6/2008     64       446,428.97   1          50.00    1   2         6,621.31
        3/7/2008     78       202,240.23   2         400.00    2   4                -
       3/10/2008     67     1,275,233.47   3         655.46    1   1           478.88
       3/11/2008    103       175,969.30   3         776.35   1    0                -
       3/12/2008     64       319,246.79   0              -    2   1           400.00
       3/13/2008     67       109,055.50   1          40.00   2    0                -
       3/14/2008     87     2,116,987.03   2         301.00   0    0                -
       3/17/2008    100     2,357,788.87   4         558.00    5   2           301.17
       3/18/2008    111       371,901.69   7       1,372.95    3   0                -
       3/19/2008     61       945,094.84   6       1,612.49   8    0                -
       3/20/2008     60        49,240.63   2         425.00    0   1           100.00
       3/21/2008     67       295,706.19   5         500.00   0    0                -
       3/24/2008     73     1,352,086.30   2       1,597.93    2   0                -
       3/25/2008    102       653,173.72   2         690.00    1   2           493.87
       3/26/2008     76       396,984.58   7       1,591.79   1    1                -
       3/27/2008     66     2,073,134.88   4         450.07    2   1           121.72
       3/28/2008     89     3,278,736.96   2         840.00   3    0                -
       3/31/2008    111     7,400,859.18   2         425.32    1    4        9,055.00
        4/1/2008    121     2,385,912.33   4       3,406.03    5   0                -
        4/2/2008     95     3,031,829.59   6       3,602.09    3   1                -
        4/3/2008     84       700,896.53   2         130.00    6   1                -
        4/4/2008    112       638,282.25   1       1,430.56   5    1                -
        4/7/2008    106     1,894,340.41   2         555.00    5   1           855.83
        4/8/2008    139       373,362.26   4         659.00   11   1                -
        4/9/2008     99       175,796.56   3         584.00   13   1           177.00
       4/10/2008     95       301,051.58   6       1,025.31   5    1                -
       4/11/2008     91       331,933.03   2         470.00   9    2                -
       4/14/2008    112     1,960,118.69   6       1,193.80    9    2        2,615.15
       4/15/2008    206    10,267,148.94   3         425.00   11    5        2,000.00
       4/16/2008     93       288,901.66   1         376.00   12   4           292.82
       4/17/2008    108     1,082,252.72   3         551.00    6   2            17.42
       4/18/2008     98       313,679.68   2         291.00   15   2                -
       4/21/2008     99     1,346,229.34   4         721.62    9    2        1,063.07
       4/22/2008    150       248,380.35   3       2,352.80    9   3                -
       4/23/2008    110       960,177.78   4         360.48   17   3           897.62
       4/24/2008    120       318,434.89   2         546.00   14   0                -
       4/25/2008    156     1,022,444.90   4       2,454.37   11   0                -
       4/28/2008    197       448,541.80   4       1,810.68    8   0                -
       4/29/2008    276     4,259,841.89   8       2,171.04   29    5        5,533.54
       4/30/2008    696     6,595,552.34   2         278.30   28    7        1,006.28
        5/1/2008    239     1,566,245.31   0              -   38   2                -
        5/2/2008    243     1,776,484.08   5       3,038.00   25   5                -


                                               Page 88
STATE OF ALASKA
ACH Origination Services                                         RFP No. 2007-0400-6903

        5/5/2008     92      964,326.19   2         228.00   5   0                -
        5/6/2008    112      722,812.29   3       2,041.56   3   2         6,304.90
        5/7/2008    103      325,913.51   3         265.00   4   2         2,344.00
        5/8/2008     80    1,527,228.44   1         174.28   2   1            50.00
        5/9/2008    117      885,379.79   0              -   3   2         3,287.66
       5/12/2008    102      429,832.58   3         621.70   2   1           175.25
       5/13/2008     95      423,337.03   7       4,231.93   1   0                -
       5/14/2008     66      450,251.50   3         729.05   2   1                -
       5/15/2008     70    1,506,836.59   5       1,180.48   4   2                -
       5/16/2008     76      561,444.53   6       1,145.00   0   0                -
       5/19/2008     84      536,713.71   7         661.00   1   1                -
       5/20/2008     97      270,468.06   6       1,331.08   0   0                -
       5/21/2008     76      673,966.00   5       1,417.56   1   0                -
       5/22/2008     66      418,137.29   1         160.00   0   0                -
       5/23/2008     92      351,080.76   1         373.60   4   1                -
       5/27/2008     90      490,474.14   0              -   1   0                -
       5/28/2008    119    3,471,012.14   9       1,316.06   3   4         1,145.40
       5/29/2008     97    3,308,427.00   4         906.30   2   3       493,063.11
       5/30/2008    125    3,022,350.85   5         802.79   0   0                -
        6/2/2008    102    2,210,093.24   2       2,189.00   1   0                -
        6/3/2008    120      811,860.06   2         224.00   0   0                -
        6/4/2008     86      456,403.84   4         845.00   1   0                -
        6/5/2008     68      218,082.74   6       1,563.47   0   1         4,940.00
        6/6/2008     83    1,150,624.36   1         200.00   2   0                -
        6/9/2008     77      403,441.48   5         835.23   3   0                -
       6/10/2008    123      682,097.11   4         792.00   6   1                -
       6/11/2008     55      559,170.43   2         375.00   3   1           100.00
       6/12/2008     78      255,226.61   1          40.00   0   1                -
       6/13/2008     76    1,847,784.80   0              -   4   0                -
       6/16/2008    112    5,585,789.45   4       1,987.25   3   0                -
       6/17/2008    107    1,094,222.52   1         150.00   1   0                -
       6/18/2008     87      275,922.02   1          50.00   4   1           100.00
       6/19/2008     67      430,251.02   3         472.33   4   2        12,154.00
       6/20/2008     72    1,436,195.08   1         255.00   0   0                -
       6/23/2008     70      274,711.23   1         800.00   2   0                -
       6/24/2008    116    1,669,964.10   8       1,617.00   2   0                -
       6/25/2008     89      922,198.49   3         805.00   2   0                -
       6/26/2008     78      412,479.18   1         744.16   0   0                -
       6/27/2008    101    4,062,019.98   3       2,444.00   4   0                -
       6/30/2008    125    4,228,026.85   2         500.00   2   0                -




                                              Page 89
STATE OF ALASKA
ACH Origination Services                                                      RFP No. 2007-0400-6903

                                           Attachment 13

                                         Division of Investments
                                Historical Payment Counts and Amounts
                       Transaction               TEL                  Returns
                          Date          Count       Amount      Count     Amount

                    January 2007         28      18,529.99        3       899.00
                    February 2007        27      18,278.29        0           -
                    March 2007           28      18,161.12        1       300.00
                    April 2007           27      23,464.28        2       400.00
                    May 2007             29      28,147.29        0           -
                    June 2007            26      30,380.24        0           -
                    July 2007            29      51,605.99        1       650.00
                    August 2007          33      66,680.84        0           -
                    September 2007       26      21,554.99        0           -
                    October 2007         35     124,520.99        0           -
                    November 2007        35      46,365.94        0           -
                    December 2007        29      25,950.75        0           -
                    January 2008         26      18,008.75        0           -
                    February 2008        28      18,948.75        1       100.00
                    March 2008           27      27,436.75        0           -
                    April 2008           27      25,013.75        0           -
                    May 2008             25      16,808.75        0           -
                    June 2008            27      30,400.75        0           -




                                               Page 90

								
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