Why Pekin Insurance? • Over 8 decades of dependable service • Local hometown professional agents Automobile • Comprehensive choice of coverage • Competitive premiums • Round-the-clock claim service Insurance • Convenient premium payment plans • VISA-MasterCard-Discover payments available • User-friendly, informative website Other Pekin Insurance Products Homeowners Universal Life Automobile Simplified Issue Whole Life Motorcycle & Graded Death Benefit Recreational Vehicle Whole Life Dwelling Fire & Term Life Personal Liability Flexible Premium Annuity Mobile Homeowners Single Premium Boatowners Deferred Annuity Inland Marine Major Medical Commercial Property Medicare Supplement & Casualty Short Term Medical Expense Garage Liability Disability Income Workers Compensation Credit Insurance Boiler & Machinery Group Insurance Businessowners Qualified Retirement Bonds Programs for Individual Umbrella & Business Needs Funeral Preplanning This brochure is designed to give you a basic outline of coverage and does not include all of the exclusions, conditions, or limitations of the policy. Contact your local Pekin Insurance agent for an explanation of the exact terms of the contract. PEKIN INSURANCE 2505 Court Street Pekin, Illinois 61558 www.pekininsurance.com 865 (Rev. 9-2007) Pekin Insurance’s Automobile Policy Offers These Coverages Liability Other Pekin Pluses • Multi-Car Discount — Automobile insurance premiums are discounted if we insure two or more private passenger autos that are owned by an individual or by two or more relatives residing in the same Bodily Injury Property Damage household. Protects you against legal Protects you against legal liability for your acts that liability for your acts that cause bodily injury. cause property damage. • Auto/Home Discount — Automobile insurance premiums are discounted if we have a homeowners policy in effect for you. Check with your Pekin $ Insurance agent for the amount of your discount. • Loss Free Discount — A 10% discount will be allowed on any new or renewal policy that has not incurred a chargeable accident for a period of 3 years Medical Expense Uninsured/Underinsured or more. A 15% discount will be allowed on any Pays all medical, surgical, hospital, Motorists policy that has not incurred a chargeable accident for nursing, or funeral expenses up to the Protects you against financial loss 6 years or more, while insured with Pekin Insurance. limit selected for the insured caused by an accident with an (Loss free is defined as: no loss payment being and relative residents of the uninsured or underinsured household while riding in any made under Bodily Injury, Property Damage, or negligent motorist, where bodily auto or as a pedestrian. injury was caused, and the Collision coverages in the amount of $750 or uninsured or underinsured motorist more.) was legally liable. • 45 Plus Discount — Vehicles principally driven by an insured age 45 or over with no drivers under 25 Physical Damage years of age are eligible for discounted auto premiums. • Low Mileage Discount — Automobile insurance premiums are discounted if you drive less than 7,500 miles annually and there are no male or single female operators under 25 years of age. • Good Student Discount — Good students may be Collision Comprehensive eligible for discounts on auto premiums. Pays for damage over and above Pays for physical damage to your deductible caused by your vehicle other than by collision or upset. collision or upset. • Rental Reimbursement Coverage — May be added to your policy and pays up to $50 per day, up to $1,500 total, when your car is laid up due to a Emergency Road Service Pays up to $100 for road service and collision. labor performed at the place of disablement. Included in • Sound receiving and transmitting equipment comprehensive coverage. coverage is available.