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Automobile Insurance Automobile Insurance


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									                  Why Pekin Insurance?
                  • Over 8 decades of dependable service
                   • Local hometown professional agents
                    • Comprehensive choice of coverage
                         • Competitive premiums
                      • Round-the-clock claim service
                   • Convenient premium payment plans
                       • VISA-MasterCard-Discover
                              payments available
                     • User-friendly, informative website

     Other Pekin Insurance Products
         Homeowners                                      Universal Life
          Automobile                            Simplified Issue Whole Life
       Motorcycle &                                    Graded Death Benefit
    Recreational Vehicle                                 Whole Life
      Dwelling Fire &                                       Term Life
      Personal Liability                         Flexible Premium Annuity
    Mobile Homeowners                                     Single Premium
          Boatowners                                      Deferred Annuity
        Inland Marine                                    Major Medical
   Commercial Property                              Medicare Supplement
      & Casualty                               Short Term Medical Expense
       Garage Liability                                Disability Income
 Workers Compensation                                  Credit Insurance
     Boiler & Machinery                                Group Insurance
       Businessowners                              Qualified Retirement
              Bonds                               Programs for Individual
            Umbrella                                & Business Needs
                                                     Funeral Preplanning

 This brochure is designed to give you a basic outline of coverage and does not include
 all of the exclusions, conditions, or limitations of the policy. Contact your local
 Pekin Insurance agent for an explanation of the exact terms of the contract.

                     PEKIN INSURANCE
                          2505 Court Street
                         Pekin, Illinois 61558
865 (Rev. 9-2007)
  Pekin Insurance’s Automobile Policy Offers These Coverages
                                                                                  Other Pekin Pluses

                                                                                  •   Multi-Car Discount — Automobile insurance
                                                                                      premiums are discounted if we insure two or more
                                                                                      private passenger autos that are owned by an individual
                                                                                      or by two or more relatives residing in the same
         Bodily Injury                            Property Damage                     household.
     Protects you against legal                 Protects you against legal
     liability for your acts that               liability for your acts that
         cause bodily injury.                    cause property damage.           •   Auto/Home Discount — Automobile insurance
                                                                                      premiums are discounted if we have a homeowners
                                                                                      policy in effect for you. Check with your Pekin
          $                                                                           Insurance agent for the amount of your discount.

                                                                                  •   Loss Free Discount — A 10% discount will be
                                                                                      allowed on any new or renewal policy that has not
                                                                                      incurred a chargeable accident for a period of 3 years
       Medical Expense                      Uninsured/Underinsured                    or more. A 15% discount will be allowed on any
 Pays all medical, surgical, hospital,             Motorists                          policy that has not incurred a chargeable accident for
nursing, or funeral expenses up to the      Protects you against financial loss       6 years or more, while insured with Pekin Insurance.
     limit selected for the insured           caused by an accident with an           (Loss free is defined as: no loss payment being
      and relative residents of the            uninsured or underinsured
    household while riding in any                                                     made under Bodily Injury, Property Damage, or
                                            negligent motorist, where bodily
        auto or as a pedestrian.                injury was caused, and the            Collision coverages in the amount of $750 or
                                           uninsured or underinsured motorist         more.)
                                                     was legally liable.
                                                                                  •   45 Plus Discount — Vehicles principally driven by
                                                                                      an insured age 45 or over with no drivers under 25
  Physical Damage                                                                     years of age are eligible for discounted auto premiums.

                                                                                  •   Low Mileage Discount — Automobile insurance
                                                                                      premiums are discounted if you drive less than 7,500
                                                                                      miles annually and there are no male or single female
                                                                                      operators under 25 years of age.

                                                                                  •   Good Student Discount — Good students may be
           Collision                              Comprehensive                       eligible for discounts on auto premiums.
Pays for damage over and above                Pays for physical damage to
   your deductible caused by                   your vehicle other than by
       collision or upset.                         collision or upset.            •   Rental Reimbursement Coverage — May be added
                                                                                      to your policy and pays up to $50 per day, up to
                                                                                      $1,500 total, when your car is laid up due to a
                                         Emergency Road Service
                                    Pays up to $100 for road service and              collision.
                                      labor performed at the place of
                                         disablement. Included in                 •   Sound receiving and transmitting equipment
                                         comprehensive coverage.                      coverage is available.

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