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Loan Agreement

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Loan Agreement
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This is an example of loan agreement . This document is useful for conducting loan agreement .

LOAN AGREEMENT



This Loan Agreement is made and entered into on the following terms

and conditions by Bradford Museums, Galleries & Heritage and

………………………………… (hereafter referred as the Borrower)









Venue

Clause Title





1. Definitions

2. Loan period and Object(s) to be lent

3. Obligations

4. Transport

5. Packing and Conservation Costs

6. Insurance/Indemnity

7. Care of object(s) whilst on loan

8. Security and Safety of object(s)

9. Reproduction

10. Acknowledgement

11. Entire Loan Agreement

12. Assignment

13. Confidentiality

14. Partnership

15. Force Majeure

16. Termination on Change of Control or Insolvency

17. Termination on Default

18. Service of Notices and Communications

19. Variations

20. Arbitration

21. Third Party Rights

22. Law

23. Precedence of Conditions





Schedule 1 Inventory of Loan Object(s)



Schedule 2 Additional Special Conditions

1.0 Definitions



1.1 „BMGH‟ shall mean Bradford Museums, Galleries & Heritage, for

whom the Loan Agreement is being carried out and shall include

its legal representatives, successors and assignees.



1.2 „Borrower‟ shall mean ……………representatives, successors and

assignees.



1.3 „Venue‟ shall mean……………..



1.4 „Object(s)‟ shall mean those articles in the Inventory of Loan

Object(s), Schedule 1.



1.5 „Loan period‟ shall be that time specified in Clause 2.1 below. A

short-term loan shall mean between one week and 12 months. A

long term-term shall mean between 12 months and 5 years. All

loans shall be negotiable for review and renewal after 5 years.



2.0 Loan period and Object(s) to be lent



2.1 BMGH agree to lend the Borrower the Object(s) on the attached

inventory of Loan Object(s), Schedule 1, for public exhibition

from………..20 to…………. 20 at the venue stated above. After

which the loan will be subject to a further review by both parties.



2.2 The loan may be terminated by either party on receipt of at least

three months written notice.



3.0 Obligations



3.1 The obligations of both parties to this Loan Agreement will be in

accordance with these conditions and the attached Schedules.



3.2 The Borrower undertakes to inform BMGH if the name or contact

details of the person responsible for the loan change, or if the

Venue itself changes its name or status.



3.3 Should the loan be terminated, the Borrower agrees to pay the

cost of returning the objects. Transport arrangements must

adhere those laid out in section 4.

3.4 BMGH reserves the right to make periodic or occasional

inspections of the object(s) on loan.









4.0 Transport Arrangements



4.1 The Borrower agrees to pay the cost of packing, collecting and

transporting the object(s) to the Venue. Transport arrangements

must be discussed and agreed with relevant BMGH staff.



4.2 BMGH reserves the right to nominate a courier to accompany the

object(s) at the installation and de-installation of the display at

the Venue. The courier will be responsible for overseeing the de-

packing, condition checking and installation at the Venue and the

re-packing, condition checking at de-installation. Our courier

should be provided with sufficient subsistence to cover transport,

accommodation, meals and other reasonable expenses incurred

during the course of the trip.



4.3 Should the loan be terminated BMGH reserve the right to

nominate a courier to accompany the object(s) in transit and be

responsible for overseeing the de-installation, packing, condition

checking at the Venue. Our courier should be provided with

sufficient subsistence to cover transport, accommodation, meals

and other reasonable expenses incurred during the course of the

trip.



5.0 Conservation and Packing Costs



5.1 The Borrower will cover the cost of any conservation work that is

necessary during the period of the loan or due damage which

occurs while the objects are on loan. (see 8.8)



5.2 Should the loan be terminated the Borrower will be responsible

for the cost of packing the objects for return.



6.0 Insurance/Indemnity



6.1 The Borrower will cover the costs of insuring/indemnifying the

object(s) from the period they are removed (within BMGH

premises) to and during their installation at the Venue and their

return to within BMGH premises.

6.2 BMGH agrees to lend the objects on receipt of copy

insurance/government indemnity documentation prior to the

date of the loan period (see 2.1).



7.0 Care of the Object(s) whilst on Loan



7.1 The Borrower will be responsible for the safety of the BMGH loan

and will exercise the same care as it does with its own

collections. It will be prepared to complete the BMGH „Loan

Request Form‟. Movement will be restricted to a minimum and

will be carried out by staff who are experienced in handling

works of art and material of „museum quality‟.



7.2 The Borrower will remove the object(s) from display in the event

of any refurbishing or decorating work at the Venue. The

Borrower will inform BMGH in advance in writing of any plans to

remove the objects from display, for whatever reason. When not

on display, the objects must be stored in a climate controlled

and secure store at the Venue, with access limited to appropriate

staff.



7.3 The Borrower will inform BMGH immediately (short-term loans)

or no less than three months (long-term loans) in advance of an

intention to move the object(s) to another building.



7.4 The Borrower agrees to display the material in a secure manner

and to make their best endeavours to ensure that the object(s)

will not be able to be touched by visitors. They should not be

placed in the direct route of gallery tours or where people can

lean against them. Any variations from the display conditions

must be agreed with BMGH.



7.5 The Borrower undertakes to provide a stable and dust free

environment for the object(s). Unless otherwise specified on the

schedule of objects, this will be at a temperature in the range

18-25 degrees C and relative humidity in the range 40 – 65%

with fluctuations of no more than 5% within an hour. All

humidity and heating controls should operate 24 hours a day

during the period of the loan.



7.6 The object(s) will not be subjected to excessive light levels. Both

daylight and florescent lighting will be filtered with a suitable UV

absorbing material so that the UV radiation is below 75

microwatts per lumen. Lights will be turned off in non-public

hours. The table below indicates ranges that shall not be

exceeded.



Furniture: 150-200 lux

Oil Paintings 100-200 lux

Watercolours 50 lux

Costume/textiles 50 lux

Natural Sciences 50-100 lux



7.7 The Borrower must ensure that no other item is placed on or

against the object(s) on loan from BMGH unless agreed in

writing.



7.8 The Borrower must ensure that the object(s) is not placed near

air intakes, exposed draughts or direct sources of heat.



8.0 Security and safety of the object(s)



8.1 The Venue must be prepared to complete the BMGH „Loan

request Form‟ and satisfy the following security conditions:



Modern fire/intruder alarm with „Redcare‟ line to central control

station.

Regular invidulation during opening hours.



8.2 Smoking must be prohibited in the space containing the objects.

Eating and drinking in the space containing the objects must

only be under controlled circumstances such as private views.



8.5 No conservation work or any other treatment may take place

without the written approval of BMGH, even in the event of an

emergency. Routine cleaning of objects is permissible but

approval of the method should be sought from BMGH in

advance.



8.6 The Borrower must maintain a location list of all objects on loan

from BMGH and must physically check the presence of the

objects and their condition at intervals of no less than one year

(long-term loans). The Borrower may be asked to complete a

form with details of this stock-check once annually.

8.7 The Borrower may use temporary tags to identify BMGH objects

but should not mark objects in a permanent fashion, and may

not use adhesive labels of any kind.



8.8 Any damage or loss to the BMGH object(s), regardless of who is

responsible, is to be immediately reported by the Borrower. A

telephone, fax or e-mail must be made immediately. The

Borrower must ensure that BMGH receives a written report,

condition report and photographs showing damage within 3

days. If any object is damaged during the loan period, the

Borrower will cover the necessary costs of inspection by BMGH

staff, including travel fares and accommodation at standard

BMGH rates, or the removal of the object(s) from the exhibition.



8.9 Any theft or breach of security during the period of the Loan

Agreement should be reported, even if the object(s) is not

directly affected.



9.0 Photography



9.1 No photography or filming of individual objects for commercial

purposes is allowed. General views of galleries that contain

BMGH objects may be taken for press and publicity purposes.

Any photography that does take place must be supervised by a

responsible member of staff, and only they may move or handle

the object(s).



9.2 All publicity material using BMGH images or the BMGH logo must

be approved in advance by BMGH.



10.0 Acknowledgement



10.1 The Borrower will acknowledge the BMGH‟s loan on labels and in

any guide or catalogue as follows:



Bradford Museums, Galleries & Heritage



11.0 Entire Loan Agreement



11.1 This Loan Agreement is the entire Loan Agreement between

BMGH and the Borrower and shall supersede any previous Loan

Agreements whether in writing otherwise. Any variation shall

only be by written consent of both Parties.

12.0 Assignment



12.1 Neither Party shall assign any of it obligations under the Loan

Agreement without prior written consent of the other Party,

which shall not be unreasonably withheld.



13.0 Confidentiality



13.1 The Borrower and BMGH undertake to treat with confidentiality

any contracts made with each other or with any Third Party

relating to the Loan Agreement.



13.2 The Borrower and BMGH shall keep confidential all other

information of the other Party designated as confidential

obtained under or in connection with the Loan Agreement and

shall not divulge the same to any Third Party without prior

written consent of the other Party, except for the performance of

the Loan Agreement.



13.3 The provisions of this Clause shall not apply to any information

in the public domain otherwise than by breach of the Loan

Agreement:



13.3.1 information in the possession of the receiving Party

thereof before divulgence as aforesaid;



13.3.2 information obtained from a Third Party who is free to

divulge the same.



13.4 The Borrower and BMGH shall divulge confidential information

only to those employees who are directly involved in the Loan

Agreement and shall ensure that such employees are aware of

and comply with these obligations of confidentiality.



13.5 The provisions of this Clause shall continue in force

notwithstanding the termination of the Loan Agreement.



14.0 Partnership



14.1 Nothing in this Loan Agreement shall constitute the Borrower as

the Agent or partner of BMGH and, except as expressly

permitted by this Loan Agreement, the Borrower shall not have

any authority to use the name of BMGH for any purpose

whatsoever.

15.0 Force Majeure



15.1 Neither Party shall be liable to the other Party by reason of any

failure or delay in performing its obligations under the Loan

Agreement which is due to Force Majeure, where there is no

practicable means available to the Party concerned to avoid such

failure or delay.



15.2 If either Party becomes aware of any circumstances of Force

Majeure which give rise to any such failure or delay, or which

appear likely to do so, that Party shall promptly give notice of

those circumstances as soon as practicable after becoming

aware of them and shall inform the other Party of the period for

which it estimates that the failure or delay will continue.



15.3 For the purpose of this Clause, “Force Majeure” means any event

or occurrence which is outside the control of the Party concerned

and which is not attributable to any act or failure to take

preventative action by the Party concerned, but shall not include

any industrial action occurring within the Borrower‟s

organisation.



16.0 Termination on Change of Control and Insolvency



16.1 BMGH may terminate the Loan Agreement by written notice

having immediate effect if:



16.1.1. The Borrower undergoes a change of control, within the

meaning of section 416 of the Income and Corporation Taxed Act

1988, impacting adversely and materially on the performance of

the Borrower; or



16.1.2 where the Borrower is an individual or firm, the Borrower

or any other partner in the firm becomes bankrupt or has a

receiving order or administration order made against him/her; or

makes any compromise or arrangement with or for the benefit of

his/her creditors; or appears unable to pay a debt within the

meaning of section 123 of the Insolvency Act 1986; or similar

event occurs under the law of any other jurisdiction within the

United Kingdom; or



16.1.3 where the Borrower is a company, the Borrower passes a

resolution or the Court makes an order that the Borrower be

wound up otherwise than for the purpose of solvent

reconstruction or amalgamation; or a receiver, manager,

administrator is appointed on behalf of a creditor in respect of

the Borrower‟s business or any part of it; or the Borrower is

unable to pay its debts within the meaning of section 123 of the

Insolvency Act 1986; or any similar event occurs under the law

of any other jurisdiction within the United Kingdom.





16.2 BMGH may only exercise its rights under Clause 16.1.1. within 6

months after a change of control occurs and shall not be

permitted to do so where it has agreed in advance to the

particular change in control that occurs, the Borrower shall notify

BMGH immediately when any change of control occurs.



17.0 Termination on Default



17.1 BMGH may terminate the Loan Agreement, or terminate the

provision of any part of the Loan Agreement, by written notice to

the Borrower with immediate effect if the Borrower is in default

of any obligation under the Loan Agreement and:



17.1.1 the Borrower has not remedied the default to the

satisfaction of BMGH within 7 days, or such period as may be

specified by BMGH, after service of written notice specifying the

default and requiring it to be remedied; or



17.1.2 the default is not capable of remedy; or



17.1.3 the default is a fundamental breach of the Loan

Agreement.



17.2 The termination of this Loan Agreement for whatever reason

shall not affect the accrued rights and liabilities of each of the

Parties hereto before such termination.



17.3 Upon expiry of the Loan Agreement (or earlier termination of the

Loan Agreement in accordance with Clauses16 and 17.1) the

Parties to the Loan Agreement immediately return to the other

Party any Object(s) loaned to the other Party for the

performance of this Loan Agreement in accordance with Clauses

4, 5, 7, and 8.

17.4 Clause 16 shall continue in force and full effect notwithstanding

termination of this Loan Agreement for whatever reason.



18.0 Service of Notices and Communications



18.1 Except as otherwise expressly provided within the Loan

Agreement, no notice or other communication from one Party to

the other shall have any validity under the Loan Agreement in

writing by or on behalf of the Party concerned.



18.2 Any notice or other communication which is to given by either

Party to the other shall be given by letter, or by fax or e-mail

confirmed by letter. Such letters shall be delivered by hand or

sent prepaid by first class post, addressed to the other Party in

the manner referred to in Clause 18.3. If the item of e mail and

the relevant letter is not returned as undelivered, the notice or

communication shall be deemed to have been given 3 working

days after the day on which the letter was posted.

18.3 For the purpose of Clause 18.2, the address of each Party shall

be:



a) For BMGH:



The Head of Service‟s Office

Cartwright Hall Art Gallery

Lister Park

Bradford

West Yorkshire

BD9 4NS



Tel: 01274 431212

Fax: 01274 481045

E: maureen.swallow@bradford.gov.uk



b)

19.0 Variations



19.1 Any variation after the date of this Loan Agreement shall only be

by the written consent of both Parties.



20.0 Arbitration



20.1 Any dispute or difference which may arise between BMGH and

the Borrower in connection with or arising out of the Loan

Agreement, by Loan Agreement of both Parties, be resolved by

arbitration, in which event disputes or difference shall be

referred to the International Arbitration Court in London.









21.0 Third Party Rights



21.1 Neither BMGH nor the Borrower confers or purports to confer on

any third party any benefit or any right to enforce any term of

this Loan Agreement under the Contracts (Rights of Third Party)

Act 1999.



22.0 Law



22.1 Unless otherwise agreed in writing between the Parties, the Loan

Agreement shall be subject to and construed and interpreted in

accordance with English Law and shall be subject to the

jurisdiction of the Courts of England.



23.0 Precedence of Condition



23.1 For purposes of clarification where there is a discrepancy

between BMGH‟s Loan Agreement and Conditions and the

Borrower‟s, BMGH Conditions shall apply.



In witness hereof the Parties hereto set their hands this day

2003.

Signed……………………………(Position:……………………………….…B

MGH)









Signed……………………………(Position:………………………………Borr

ower)









Schedule 1: Objects for Short/Long-Term Loan from

Bradford Museums, Galleries & Heritage to

……………………………….







Objects to be held at …………………………………………………….





Accession No. Description Valuation (£) Dimensions

(mm)

H:\Bradford Policies\Loan Agreement 2003


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