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BWG Loan to Value Table

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posted:
11/22/2011
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Property Lending Sectors Are Based On The Current Max Adavances Against Open Market Values or Purchase Price and May Be Modified By Additional or Special Assumptions.









To Let Portfolios

Residential Buy

Petrol Stations









Public Houses

Nursing, Care

Development









Development

Retail Shops

Professional

Commercial







Commercial







Commercial









Showrooms

Loan to









Residential







Residential

Investment









Investment

Franchises









Nurseries

Industrial









Practices









Schools,

Property









Property





Property

Garage









Offices

Homes

Hotels

Farms

Value



Guide

With 3yrs

Accounts 80% 75% 65% 70% 75% 70% 80% 80% 80% 70% 100% 75% 80% 80% 65% 75% 70%

Commercial

New

Mortgages and

Businesses 70% 70% 60% 60% 70% 60% 70% 70% 70% 60% 80% 65% 75% 75% 60% 65% 65%

Re-mortgages

Poor Credit &

CCJ's

60% 60% 50% 50% 50% 55% 60% 55% 60% 55% 65% 50% 65% 65% 50% 65% 55%



Bridging 1Day to

Finance 12mths

70% 70% 60% 65% 60% 65% 65% 70% 70% 60% 75% 65% 75% 75% 65% 70% 65%



Equity release is a way of converting These mortgages are aimed at

Equity Release & Home









d

Ba erty

some of the value that is tied up in your individuals and/or couples









l

t

2n









na

io eb

Reversion Mortgages









ck

Home. normally aged 60 and above









so

at D

as rop









an ed









lid r &









er

n

Lo cur

Le P









s









s dP

e









so e

& ial









ge e

Alternative Remortgages









n- wn

As an alternative to a Business Loan Or Commercial









ar al S









an re

le rc









Co e O









Lo ecu

Upto 90% Available Mortgage, Businesses May Obtain A Further Advance









S a me









Ch o n









m

Or Remortgage On Main Home Residence









m

for Business Purposes









s

rs









Un

Ho

Co









Pe

International Mortgage Second/Holiday Homes, Minimum Loan Facility Company Property Loan Facilities £5,000-£50,000 £5,000-£30,000



for Applicants Own Use Assests for upto 95% of Personal Home Personal Loans,

Service for Ex-Pats US$150,000 (or equivalent Business

Remortgages to uplift propery value Owner Loans, must have

Expansion or

Purchases & Re- Currency) Further

existing borrowing Rescue. £500- from £5,000 to Credit Card Debt excellent credit



mortgages Investment & Buy to Let Advances US$50,000 £10m £150,000 Consolidation history





Additional Service Debt Management, Call Today Free 08000 937 456

Mortgage Arrears,

for Clients Needing enquiries@bwgfinance.co.uk

Credit Card & Loans

Debt Solutions Arrears Over £3,000 www.bwgfinance.co.uk

Club Accounts

Foreign Money

Finance









Import Finance







Bank Business









In/Out's





Finance

Grant Sourcing









Business Plan









and

Venture Capital

MBI's

Cash Flow









Management









Consultancy

Discounting









Turnaround









Company



Accounts

Factoring









Business









Cashflow

Forecast









Transfer

Finance









Finance









Deposit

Invoice









Writing









Writing

Loans









Charity

MBO's









Angel

Trade

Lending,









Buy

Upto 85% Upto 90% 100% 100% plus Unsecured UK and Rescue / Company Min amount First Stage, 1-5year 1-5year Full Currency Specialist High



VAT & Emergency £25,000 to Seed Fully Investor / And Facilities for Interest

of the debenture Business

value of the European Finance to Purchases Capital, Bank

Investment Facilities Shipping

& Personal

£250,000 Compiled Forieng Registered Long,

Keep Expansion, Ready for

Invoice, Review and Medium,

Invoice costs sourced Business Exchange Charities

Guaranteed Grant Aid Business or Re- Pre Float New

Short Term

must have availble for funded on Operating, from a Finance. Plans with Startups Broker Transfers and Not for

bank loans & Overnight

Capital Finance, within 3 confirmed Sourcing. Avoid CVA structures. number of £250k- Exit Expansion Worldwide. Profit

in-house Training. Deposits.

for existing or Winding £100m 3- or

confirmed UK investors. Stratergies. Min Entities. Minimun

working Upfront Fee Up Orders. Upfront Fee 7years, Turnaround

accounts or growth Upfront Fee

Company Upfront Fee Upfront Fee Upfront Fee Upfront Fee Upfront Fee Transfer Min Fee Amounts on

Deposit Accounts days system orders orders business Applied Applied Applied Applied Applied Applied Applied Applied £10,000 Applied Request









Photo copiers









Aircraft Ships

and Furniture









Containers &

Construction

HP, Leasing, Contract









Machinery &

Commercial









Commercial









Other Plant,

Agricultural

Networks &

Equipment









Equipment









Equipment









Equipment







Equipment

Vehicles &









Telephone









Machinery









Vending &









Equpment

Printing &









Resturant





Medical &

Hotel Pub

Caravans









Software





Systems









Catering

Machine

Trailers









Plant &









Plant &

Forklift

Homes









Trucks

Mobile









Dental









Trains

Office









Tools

PC's,

Cars









Hire and Asset Finance

From £1000 to Lease Hire purchase as applied to a commercial leasee. Lease purchase is not a form of leasing, since title to the asset pases to the hirer (ie the user)

Purchase

An agreement under which: (a) goods are bailed or (in Scotland) hired in return for periodic payments by the person to whom they are bailed or hired and

£500,000 Plus. New, Hire

(b) the property in the goods will pass to that person upon payment, at the end of the term, of a nominal sum related to the the value of the goods. Under

Purchase

HP agreements, capital allowances for tax purposes are claimed by the hirer (ie the purchaser) rather than the financier.

Old or Existing Operating A Lease where the lesser does not recover the full cost of the asset out of the rentals paid during the primary period, but looks to the residual value of the

Lease asset for part of such recovery.

Finance A lease where the lesser expects to recover the capital cost of the asset, money costs and his or her profit during the primary period of the lease.

Assests Financed at

Lease

Contract A contract of hire (usually for motor cars) where the asset is hired for a (usually fixed) term of generally two or three years, rather than for the life of the

Value Hire asset. Rentals reflects depreciation of the capital cost of the vehicle less an assumed residual value. Maintenance, service etc are usually included in the

rentals.

Call Today Free 08000 937 456

enquiries@bwgfinance.co.uk

www.bwgfinance.co.uk



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