Bad Credit Computer Financing by MaryJeanMenintigar

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									           Texas Credit Restoration Alliance
                     Po Box 8964
             Horseshoe Bay Texas 78657
                 Phone 815-436-9579
                  Fax 866-412-7246
                     Email: jydavis11@aol.com

                        www.eCreditFixers.com


                  Did You Know A-Z ?

A. 7 of 10 Credit Reports contain mistakes and /or Erroneous
   Information
B. Credit scores of our clients are raised by an average of 127 Points
   within the first 180 days and more so than not within 90 to 120 Days
C. Only 2%-7% of credit report disputes are done correctly with
   positive results by the average consumer
D. Credit Scores are easily manipulated by creditors who purposely
   want to diminish your credit score by the way they report your
   accounts
E. Paying off or agreeing to pay plans for old or charged off debts
   will hurt your scores. It starts the prison sentence all over again.
F. Raising your credit scores as little as 40 points could lower a $200K
   mortgage up to $400.00 per month on a 30 year mortgage
G. Are you in CREDIT PRISON? Credit prison sentences are from 7 to
   10 Years even longer by the way your accounts are reported.
H. Disputed Discrepancies to the credit bureaus by the average consumer
   go unchanged
I. 15,000 clients a year use our services and receive a triple warranty
   on our services
J. Our clients are assigned to an ATTORNEY TEAM which handles all
   disputes and corrections. The attorney assigned to your case will get
   results. Your case will be started on as soon as you sign up and the
   attorneys can use the credit reports you have to get started
   immediately
K. A major credit card or mortgage payment that is reported 30 days late
   can decrease your score 80 points or more
L. Credit Scores are easily decreased and are difficult to raise without
   professional help
M. Automobile Insurance premiums are partially based upon your
   credit score
N. Information such as your zip code, or P.O. Box can lower your score

O. Public Records such as Tax Liens, Judgments, and Bankruptcy and
   court ordered child support are items that are frequently removed
   from credit reports by our attorneys
P. AKA names reported on your credit report can lower your score
Q. Wrongly reported addresses on your report can lower your score
R. Your job title on your credit report can lower your score ( self-
   employed, C.E.O., President, )
S. Once an Item is deleted from your report it cannot be reinstated to
   your report
T. Credit inquiries are detrimental to lowering scores but are easily
   removed with our company insider secrets by our attorneys
U. New credit of all types can lower your scores ( mortgages, installment
   loans, credit cards etc.)
V. Revolving Debt Balances close to credit limits lower scores more
   than credit available
W. “Bankster” brand credit cards such as First Premier Bank, Orchard
   Bank, Capital One, and others can lower your scores
X. Credit Card Companies can lower your credit limit and raise your
   Interest Rate by checking your credit for derogatories that show up on
   your report from other creditors. They can raise your rate up to 32%
   depending on the Credit agreement of the Card issuer.
Y. At the present time Mortgage Credit requirements and credit standards
   have been raise so high that over 50% of Homeowners or
   Homebuyers cannot qualify to refinance or purchase a home at a
   quality rate with their current credit score.
Z. Now is the time for you to act. Credit Prison Sentences of 7 to 10
   years are not dismissed automatically, or pardoned by the
   Governor. You must take control of your credit destiny and you
   can get started now and receive a credit consultation absolutely free of
   charge by calling 815-436-9579 or log on to our web-site
   www.ecreditfixers.com Payment Plans and Family plans are available.
 The Credit reports you or your mortgage broker have will
  work to get started immediately

 A major credit card or mortgage payment that is reported 30
  days late can decrease your score 80 points or more Credit
  Scores are easily decreased and are difficult to raise without
  professional help
 Automobile Insurance premiums are partially based upon
  your credit score
 Information such as your zip code, or P.O. Box can lower your
  score
 Many different addresses on your report can lower your score
 Public Records such as Tax Liens, Judgments, and
  Bankruptcy are items that are frequently removed from
  credit reports by our attorneys
 AKA names reported on your credit report can lower your
  score
 Wrongly reported addresses on your report can lower your
  score
 Your job title on your credit report can lower your score ( self-
  employed, C.E.O., President, )
 Once an Item is deleted from your report it cannot be
  reinstated to your report
 Credit inquiries are detrimental to lowering scores but are
  easily removed with our company insider secrets by our
  attorneys
 New credit of all types can lower your scores ( mortgages,
  installment loans, credit cards etc.)
 Revolving Debt Balances close to credit limits lower scores
  more than credit available
 “Bankster” brand credit cards such as First Premier Bank,
  Orchard Bank, Capital One, and others can lower your scores
 Credit Card Companies can lower your credit limit and raise
  your Interest Rate by checking your credit for derogatories that
  show up on your report from other creditors. They can raise
  your rate up to 32% depending on the Credit agreement of the
  Card issuer.
 At the present time Mortgage Credit requirements and credit
  standards have been raise so high that over 50% of
           Homeowners or Homebuyers cannot qualify to refinance or
           purchase a home at a quality rate with their current credit
           score.
          Now is the time for you to act. Credit Prison Sentences of 7 to
           10 years are not dismissed automatically, or pardoned by
           the Governor. You must take control of your credit destiny
           and you can get started now and receive a credit consultation
           absolutely free of charge by calling 815-436-9579 or log on to
           our web-site www.ecreditfixers.com Payment Plans and Family
           plans are available.




                                 FACTS:

YOU CAN NEVER HAVE ENOUGH GOOD CREDIT TO
OVERCOME THE BAD CREDIT ON YOUR CREDIT REPORT

At Present, 50% of homeowners CANNOT refinance their ARM
mortgages due to higher credit score requirements

Your Mortgage Loan Officer knows we get results and that is why he
referred you to us.

Consumer Disputes the majority of time, are out sourced to Jamaica
and an average of 7 minutes are spent on them with only 2-7%
corrected or deleted.

Over 30 Million people have received their credit scores this year and
only 2 % of them know how to raise them.

 In some cases, our Attorney affiliates can raise a credit score 127 points
in as little as 90-120 days

The cost of the program is greatly outweighed by the benefits of higher
credit Scores, The costs of our program is less expensive than bad
credit.

If you procrastinate, your scores will continually be low and stay low.
If you and your spouse both need our services we have a family plan
which can also include children if they are in college up to 23 years old.
The family plan is only $500.00 more than the Individual Membership.
See our membership services and fee sheet on the following page.

Payment Plans are available so everyone can utilize our services.

THERE IS NOT ANY SINGLE ITEM YOU WILL SEE ON A
CREDIT REPORT THAT OUR ATTOREYS REPEATEDLY
REMOVE PERMANENTLY ON A ROUTINE BASIS



PLEASE NOTE: If you were referred to our company by a mortgage
broker, the broker may offer you up to $500 discount off origination
fees and or lender fees on your mortgage for using our service. These
affiliated mortgage discounts will recoup up to 50% the hard earned
money you spent for our services.

                    Membership Services and Fees


                              INDIVIDUAL

   A. Individual Membership: Initial Investment $195.00
   and 6 Monthly Investments of Just $175.00

   B. SAVE $250.00 by paying in Full $995.00


                                 FAMILY

   A. Family Membership: Initial Investment $295.00 and 6
      Monthly investments of $250.00

   B. SAVE $300.00 by paying in Full $1495.00
                  MEMBER SERVICES

 Credit Audit Verification and Restoration: Included in
  your membership is representation by an affiliated attorney to
  challenge the 3 major credit bureaus and force the removal of
  derogatory information from your report. As a special
  member benefit, only extended to our members in good
  standing, our affiliated attorneys will aggressively represent
  you with NO UP FRONT FEES nor ongoing monthly fees.
  Your total legal fees are only $5.00 per deleted or corrected
  item per credit report: billed and paid directly to your
  attorney as a “ correction fee” payable ONLY AFTER YOU
  ARE NOTIFIED BY THE CREDIT BUREAUS OF
  YOUR RESULTS.

 FREE LEGAL ADVICE : Membership includes a
  membership into our National Law Club, a national network
  of over 20,000 attorneys in all 50 states. Most legal problems
  can be settled with nothing more than a phone call or a letter
  written on your behalf by one of our plan member attorneys.
  Members are encouraged to embrace the legal system and to
  make constant use of our highly qualified attorneys who will
  help them navigate through life’s unexpected legal matters.
  Services includes at no charge are unlimited phone
  consultation, attorney review of legal documents, necessary
  calls and letters by your attorney, simple wills for you and
  your family, advice on representing yourself in small claims
  court and help with government programs, plus discounted
  fee schedule, contingency fees and hourly rates.
 FREE TAX ADVICE: Now members can get all of the
  answers to their most pressing tax questions at no charge.
  The MY TAX MAN SERVICE offers advice by real tax
  experts. It gives you the opportunity to make unlimited phone
  calls and get prompt accurate answers about all you tax
  concerns… new tax laws, deductions, forms, dependants,
  capital gains taxes etc. Did you miss refund opportunities?
  HAVE YOUR LAST TWO YEARS TAXES REVIEWED
  to get a free professional opinion. Guaranteed
  confidentiality.

 $5000.00 SECURED CREDIT CARD As a member you
  are automatically approved for a secured credit card to
  purchase computers and consumer electronics. Of course
  your positive payment history will be reported monthly to the
  national credit bureaus further helping you re-establish your
  credit.

 SECOND CHANCE BANK ACCOUNT : If you are
  unable to open a checking account due to poor credit or a
  derogatory listing in ChexSystems we can help. Your
  assigned attorney will represent you against ChexSystems
  and force the removal of your name from their list. We can
  also direct you to a bank or credit union in your area that
  does not use ChexSystems verification. Additionally
  members have access to an internet bank that will open a
  checking account for our members. Funds are FDIC insured
  up to $100,000.00. A debit card is included with the account.

 CURRENCY CONNECTION CARD with Overdraft
  Protection : The Currency Cash Card is an ATM/ debt card
  giving you access to your own personal bank account. Funds
  are maintained at an FDIC insured account at Republic Bank
  and Trust Company. It is better than a traditional bank
  account as there is NO CREDIT VERIFICATION- NO
  CHECKS TO BOUNCE with up to $400.00
  OVERDRAFT PRIVILEGE. Use your Currency Cash Card
  to accept deposits, make withdrawals, or make purchases.
  Members will receive a monthly bank statement to verify
  account activity.

 FREE CREDIT CARD SEARCH: Conduct an online data
  base search of all of the banks in the US that offer sub-prime,
  secured and unsecured and partially secured credit cards. We
  guarantee to have you approved for a minimum of two new
  credit lines.

 PERSONAL FINANCE COACH : Members are extended
  unlimited use of a LIFELINES personal finance coach. In
  addition to helping with your family budget or Big Picture
  financial planning your Personal Coach will discuss a variety
  of topics like…… Do I buy or lease a car? Which card
  should I pay off first? What will need to (1) retire or (2) send
  my kid to college? Is term universal or whole life best for
  me? Your personal coach is highly qualified to help you
  focus on your issue and or identify helpful resources. Your
  coach WILL NOT sell you financial products or services.
  Coaches provide undivided attention, objective information
  and guidance.

 IRS DEFENSE : We have entered into an alliance with an
  organization whose principle has 10 years experience as an
  IRS agent and is now a consumer advocate that is certified to
  represent consumers against the IRS. Members receive one
  free hour of telephone consultation. If additional assistance is
  required members receive discounts.
 DISCOUNTED HEALTH BENEFITS PROGRAM :
  Until now 80% of our members did not have a discount plan
  to cover their family for Dental, Chiropractic care,
  prescription drugs, eye care ( Glasses or Contacts) Laser
  Vision Correction, Durable Medical Equipment and
  discounted access to hospitals, physicians, Surgeons,
  Radiology, Clinical, Laboratory and Specialists. Members
  receive this coverage for their entire household and may save
  more on healthcare than the entire cost of their membership.

 CREDIT REFERENCE SERVICE : We provide a written
  credit reference at anytime for current valid members.

 Guaranteed a Computer: Members are pre-approved for
  financing of a computer.




          OUR TRIPLE RESULTS WARRANTY


Warranty # 1: says that as long as you do your part, if no
derogatory items are removed from your credit reports within
the first 3 months, at your request we will cancel your
membership and refund all monies paid. Quite simply this never
happens.

Warranty # 2 says at the conclusion of your membership, if
you have any derogatory item left on your report, an evaluation
of your results will be performed. A value of $75.00 will be
placed on each deleted or improved item and deducted from
your total amount paid. We will refund any difference. “ This is
offered to help you feel comfortable with the results that you can
anticipate. Our Attorneys typically deliver results that far out
weigh and exceed the warranty value.

Warranty # 3 says that if for almost any reason you are not
satisfied with your results, our attorneys will extend your case
and continue to work on your behalf until you are completely
100% satisfied with your results.

                       NO GUARANTEE
It is important to understand there can be no absolute guarantees
involved in any legal matter. As in a court of law, an attorney
could never guarantee that a judge would rule in their favor.
However, based on extremely positive past experiences, we
offer our members the industries only “ MONEY BACK
TRIPLE RESULTS WARRANTY” to protect their
membership investment.

You can see the benefits of our membership not only include the
best credit restoration money can buy, but these other services,
and our Triple Warranty make our Alliance second to none.

If you want to regain control of your credit, call me right
now @ 815-557-0402 for a FREE credit review. You may
also use the contact form on the website. I also offer additional
services for those trying to qualify for a mortgage or refinance
their mortgage to help you qualify faster!



Jeaneen Davis
Senior Credit Analyst

								
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