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Become an Hawaii Real Estate Expert in Ten Minutes

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Become an Hawaii Real Estate Expert in Ten Minutes
Shared by: zulfikar
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Brief History

Hawaii is the only state in the Union that keeps one central location

for all real estate deeds. All other states delegate this responsibility

to the county level. Hawaii's unique form of recording can be traced back

to the original land tenure system of the Hawaiian Kingdom. All land was

owned by the King, but made available to everyone else. The concept of

private property did not exist.

That changed with the Great Mahele. Westerners pressured the Hawaiian

government to adopt a private system of land ownership. Bowing to that

pressure, between 1845 and 1848 King Kamehameha III divided up land among

the Kingdom, high-ranking chiefs, and the territorial government. This

was called the Ka Mahele now known as the Great Mahele. Ka Mahele

translated is "the division."

There are compelling arguments the native Hawaiians did not receive

their fair share of the Great Mahele. Periodically, groups or individuals

advocating native Hawaiian rights challenge the established land

ownership system. These challenges create rumors and innuendo resulting

in confusion and uncertainty.

Because of confusion determining land ownership and similar names the

Land Court was established in 1903.Original registration in Land Court is

done through a lengthy process of a judicial review. The availability of

title insurance has dramatically reduced the need for judicial

determination and registration in the Land Court.

Hawaii's Recording System

Hawaii has three methods to change title on real estate. The Regular

System gives "notice" of change in title. Deeds recorded in the Land

Court system are guaranteed by the State of Hawaii. Documents recorded in

both systems are referred to as a Double System Recording.Â

Types of ownership

Hawaiian Real Estate is owned is fee simple, as a leasehold interest

or as a timeshare.















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Timeshares

Timeshares are fractional vacation ownership interests in a resort.

The fractional interest is usually the right to occupy a one or two

bedroom unit for one week, every year. One unit could have 52 owners.

Purchasers are granted ownership as either as a "Time-share Estate" or as

a "Time-share Use." Time-share Estate ownerships are granted by deed and

are actual real estate ownerships. Â Time-share Use ownerships are

granted by contract and the owner has a license or membership interest in

the time share resort. Time-share Use is not an ownership in real

estate.

Leaseholds

Leasehold interest is the right to use the land for a specific number

of years, typically 55 to 75. The person who owns the leasehold must turn

the land back to the actual land owner at the end of the lease. The

leaseholder owns the improvements on the land, but not the land

itself.

Ownership in a cooperative or multi-family unit is often acquired by

lease hold interest. Leasehold interests are conveyed by an apartment

lease. The apartment lease has many names: Apartment Lease, Apartment

Lease and Ground Lease, Condominium Conveyance Document, Apartment Deed

and Ground Lease, or Dwelling Lease.

Fee Simple

Real property held in fee simple is the most common form of ownership

and what a person typically thinks what it means to own real estate. The

person owns all the land, and all of the building. In the past,

transfers in ownership had words "fee simple". Fee simple meant the new

owner's use of the land and buildings had no restrictions what so ever.

Today transfers are granted subject to restrictions of an integrated

society such as zoning restrictions and access by utilities, by local

governments, and holders of mineral rights below the surface.

Typical ownerships in fee simple are single family homes and

condominiums. Single family homes are what you expect, land and home

owned together by one owner. Condominiums are multiple homes owned by

multiple owners with a "common area" owned and shared by all. Common

areas are; walk ways, parking lots, pools, BBQ areas, laundry facilities

and recreational areas.

Today, grants in fee simple are conveyed with either a warranty deed

or a quitclaim deed. A person transferring ownership with a warranty

deed at a minimum guarantees he or she is the actual owner and he or she

is conveying clean title. Warranty deeds are accompanied with title

insurance. Warranty deeds are used in bona fide sales.

Quitclaim deeds are transfer of ownership with no guarantees. The

grantor basically conveys whatever ownership he or she may have. Quit

claims are essentially the owner walking away from the property. The new

owner takes the property "as is." Â Transfers from one spouse to another

are often quitclaimed.

Time shares are often conveyed with a quitclaim deed. There is limited

marketability for time shares so no real opportunity to sell. To avoid

paying annual maintenance fees an owner gives away the property. Â

Ohana Dwelling

A final type of property is the Ohana Dwelling or Grandma's Cottage.

This is separate building on the property of the main home. It is usually

much smaller and self contained. It can be rented out or occupied by a

relative, such as grandma.

Need Help?

Need to transfer real estate into a trust, remove a joint tenant or

quitclaim a property? Save time, save money visit www.DeedAndRecord.com, or

contact Mark at 949-474-0961, or at Mark@DeedAndRecord.com. Office

address is 2021 Business Center Drive, Suite 207, Irvine, California

92612




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