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EVTA Rate Calculator Introduction to the Rate Calculator 1
EVTA Rate Calculator - Introduction
Purpose
The EVTA Rate Calculator is designed to assist agencies in completing Form EVTA-2, Work Order for OGS' EVT Contracts with Global, American
Express and Discover. The Rate Calculator can also be used as a tool when agencies are completing Form EVTA-1, Program Plan Application. The
Rate Calculator contains spreadsheets that calculate the costs associated with acquiring services, equipment and software through the EVT Contracts.
Instructions within the EVTA-2 Work Order forms will direct agencies to the appropriate spreadsheets within the Rate Calculator. This calculator should
be used only for estimating costs. See the EVT Contract Rate Schedules on the EVTA website for the most current and complete list of rates.
Content of the EVTA Rate Calculator
The Rate Calculator is comprised of 38 separate spreadsheets that can be accessed by clicking the tabs at the bottom of the page. Tabs beginning with
a "C" (e.g., C2) are used to perform calculations while tabs beginning with a "T" (e.g., T1) are pricing tables from the EVT Contracts that are used to
support calculations. Agencies only need to access this Intro tab and any of the following "C" tabs associated with the services, equipment or software
they will be acquiring through the EVT Contracts:
C1 Credit Card Processing Costs (see "Selecting a C1 Tab" below for more information)
C2 On-line Debit Card Processing Costs
C3 Automated Clearing House (ACH) Transaction Processing Fees
C4 Fedwire, CHIPS and SWIFT Processing Fees
C5 MasterCard and Visa Pre-Funding Costs
C6 Software Costs
C7 Equipment and Supplies Costs
C8 Miscellaneous Services Costs, Global
C9 Miscellaneous Services Costs, American Express and Discover
C10 Estimated Internet Payment Gateway Costs
Determining Credit Card Rates
Rates for Visa and MasterCard transactions include interchange and assesment fees (charged by Visa and MasterCard) and Global's processing fee.
These fees are combined to create an authorized user's "discount rate". Each authorized user's discount rate is determined by the following program
attibutes (please contact either Global or the EVTA for assistance in understanding these attributes):
-card acceptance environment (i.e., face-to-face or non face-to-face),
-connection between the user and Global (i.e., dial-up, leased line, ISDN, host-to-host or cellular),
-the average dollar value range of your credit card transactions (i.e. $0-$25, $25-$50, $50-$100, $100-$500, $500-$1,000 or $1000+ ).
The MPM (Master Pricing Matrix) tab provides a single table displaying all possible discount rates based upon these attributes. Authorized users should
use this matrix as a starting point to determine their credit card rates. Once you locate the appropriate cells based upon your program's attributes (e.g.,
face-to-face, dial-up communications in the $50-$100 range), the MPM will provide discount rates under the following eight pricing options:
Option 1 Discrete Fees, Flat Processing Fees
Option 2 Discrete Fees, Percent, Processing Fees
Option 3 Blended Bundled Fees, Flat Processing Fees
Option 4 Blended Bundled Fees, Percent Processing Fees
Option 5 Blended Bundled Fees, Volume Discount
Option 6 Blended Bundled Fees, Flat Processing Fees (for Authorized Users not qualifying for MasterCard's Public Sector Interchange rate)
Option 7 Blended Bundled Fees, Percent Processing Fees (for Authorized Users not qualifying for MasterCard's Public Sector Interchange rate)
Option 8 Blended Bundled Fees, Volume Discount (for Authorized Users not qualifying for MasterCard's Public Sector Interchange rate)
Under Discrete Fee pricing (Options 1 & 2), Global's invoice will separate out their processing fees, Visa's fees and MasterCard's fees. Under Blended
Bundled pricing (Options 3 thru 8), Global's invoice will reflect a single rate inclusive of their processing fees and a weighted average of and Visa's and
MasterCard's fees. Under Flat Processing Fee pricing (Options 1, 3 & 6), Global's processing fees are expressed as flat fees (e.g., $0.05 per
transaction). Under Percent Processing Fees (Options 2, 4, 5, 7 & 8), Global's processing fees are determined as percentages (e.g., 0.2% of dollar
value). Note: Options 4 and 7, Blended Bundled Fees, Percent Processing Fees, are currently replaced by Options 5 and 8, Blended Bundled
Volume Discount rates because the state has exceeded the volume of transctions needed to qualify for the volume discount. We do not
anticipate falling below the volume discount threshold.
93fb4606-3419-4b44-9036-9443566074d6.xls Intro July 2005
EVTA Rate Calculator Introduction to the Rate Calculator 2
Using the C1 spreadsheets
Authorized users may compare the relative costs of the five different pricing options by using the C1 tabs within this rate calculator. Authorized users
should select one of the following tabs based on their program's attributes (note: select the C1-NL tab for any program using an Internet Payment
Gateway):
C1-FD Face-to-Face, Dial-up
C1-FL Face-to-Face, Leased Line
C1-FI Face-to-Face, ISDN
C1-FH Face-to-Face, Host-to-Host
C1-FC Face-to-Face, Cellular
C1-ND Non-Face-to-Face, Dial-up
C1-NL Non-Face-to-Face, Leased Line
C1-NI Non-Face-to-Face, ISDN
C1-NH Non-Face-to-Face, Host-to-Host
C1-NC Non-Face-to-Face, Cellular
Note: In comparing the five different pricing options, agencies should enter different values for their "average ticket" to see how these options compare
based on the average dollar value of each transaction. In most cases the differences between any of the pricing options will be minimal. Before
deciding on a pricing option, agencies should talk to Global regarding the difference between the blended bundled and discrete invoices.
What You Need to Enter In Spreadsheets
Agencies need to enter only very minimal information into the spreadsheets for the calculations to derive cost estimates. In most cases the agency only
needs to enter the number and/or dollar value of transactions or the number of units being purchased. These entry cells are blank and can be identified
by the work entry in blue typeface. Once entered, values will appear in blue (and the results calculated will appear in red). In some cases, assumed
values will already be entered (for example, "12" in a number of months field) with instructions that the agency should replace this with a different value
as necessary.
For example in the C1 Credit Card Processing costs tabs, agencies only need to enter the number of credit card transactions they anticipate and the
"average ticket" of each card transactions (e.g., if you collect permit fees and each permit costs $35, your average ticket would be $35). Note: agencies
will need to perform additional calculations for each average ticket for each year, but not later than 8/5/2006, the Contract end date.
Agencies "re-using" any of the spreadsheets to perform additional calculations should complete the Program Identification section at the bottom of the
spreadsheet and then print the individual sheet. The Program Identification sections permit you to identify a sheet by it's usage description (e.g., "visa
transactions, leased-line connection, Internet payments") and the fiscal year (e.g., "2001-02") or program year (e.g., "year 1").
93fb4606-3419-4b44-9036-9443566074d6.xls Intro July 2005
EVTA Rate Calculator Master Pricing Matrix 3
Credit Card Processing Fees
Master Pricing Matrix
Visa and MasterCard Credit Card Processing Fees
1,2
by Payment Environment (i.e., face-to-face vs. non-face-to-face), Communications Method, Average Ticket and Payment Option
Face-to-Face & Swiped
$0.01 - $24.99 $25.00 - $49.99 $50.00 - $99.99 $100.00 - $499.99 $500.00 - $999.99 $1,000 +
Dial-up Option 1 Visa 1.633% + $0.153 1.633% + $0.161 1.633% + $0.175 1.633% + $0.243 1.633% + $0.443 1.633% + $0.543
(EVTA Rate MC 1.725% + $0.150 1.725% + $0.158 1.725% + $0.172 1.725% + $0.240 1.725% + $0.440 1.725% + $0.540
Calculator Option 2 Visa 1.909% + $0.100 1.791% + $0.100 1.737% + $0.100 1.692% + $0.100 1.680% + $0.100 1.679% + $0.100
Tab C1-FD) MC 1.986% + $0.100 1.876% + $0.100 1.825% + $0.100 1.783% + $0.100 1.772% + $0.100 1.771% + $0.100
Option 3 Visa/MC 2.161% + $0.052 1.908% + $0.060 1.790% + $0.074 1.689% + $0.142 1.669% + $0.342 1.666% + $0.442
Option 4 Visa/MC 2.431% 2.064% 1.893% 1.748% 1.717% 1.712%
Option 5 Visa/MC 2.423% 2.059% 1.890% 1.736% 1.715% 1.710%
Leased Line Option 1 Visa 1.633% + $0.135 1.633% + $0.139 1.633% + $0.147 1.633% + $0.185 1.633% + $0.293 1.633% + $0.353
(EVTA Rate MC 1.725% + $0.132 1.725% + $0.136 1.725% + $0.144 1.725% + $0.182 1.725% + $0.290 1.725% + $0.350
Calculator Option 2 Visa 1.808% + $0.100 1.730% + $0.100 1.696% + $0.100 1.667% + $0.100 1.659% + $0.100 1.658% + $0.100
Tab C1-FL) MC 1.885% + $0.100 1.815% + $0.100 1.784% + $0.100 1.758% + $0.100 1.751% + $0.100 1.750% + $0.100
Option 3 Visa/MC 2.161% + $0.034 1.908% + $0.038 1.790% + $0.046 1.689% + $0.084 1.669% + $0.192 1.666% + $0.252
Option 4 Visa/MC 2.330% 2.003% 1.852% 1.723% 1.696% 1.691%
Option 5 Visa/MC 2.330% 2.002% 1.851% 1.715% 1.694% 1.690%
ISDN Option 1 Visa 1.633% + $0.153 1.633% + $0.161 1.633% + $0.175 1.633% + $0.243 1.633% + $0.443 1.633% + $0.543
(EVTA Rate MC 1.725% + $0.150 1.725% + $0.158 1.725% + $0.172 1.725% + $0.240 1.725% + $0.440 1.725% + $0.540
Calculator Option 2 Visa 1.909% + $0.100 1.791% + $0.100 1.737% + $0.100 1.692% + $0.100 1.680% + $0.100 1.679% + $0.100
Tab C1-FI) MC 1.986% + $0.100 1.876% + $0.100 1.825% + $0.100 1.783% + $0.100 1.772% + $0.100 1.771% + $0.100
Option 3 Visa/MC 2.161% + $0.052 1.908% + $0.060 1.790% + $0.074 1.689% + $0.142 1.669% + $0.342 1.666% + $0.442
Option 4 Visa/MC 2.431% 2.064% 1.893% 1.748% 1.717% 1.712%
Option 5 Visa/MC 2.423% 2.059% 1.890% 1.736% 1.715% 1.710%
Host-to- Option 1 Visa 1.633% + $0.145 1.633% + $0.153 1.633% + $0.167 1.633% + $0.235 1.633% + $0.435 1.633% + $0.535
Host MC 1.725% + $0.142 1.725% + $0.153 1.725% + $0.164 1.725% + $0.232 1.725% + $0.432 1.725% + $0.532
(EVTA Rate Option 2 Visa 1.867% + $0.100 1.770% + $0.100 1.726% + $0.100 1.690% + $0.100 1.679% + $0.100 1.678% + $0.100
Calculator MC 1.944% + $0.100 1.855% + $0.100 1.814% + $0.100 1.781% + $0.100 1.771% + $0.100 1.770% + $0.100
Tab C1-FH) Option 3 Visa/MC 2.161% + $0.044 1.908% + $0.052 1.790% + $0.066 1.689% + $0.134 1.669% + $0.334 1.666% + $0.434
Option 4 Visa/MC 2.389% 2.043% 1.882% 1.746% 1.716% 1.711%
Option 5 Visa/MC 2.381% 2.038% 1.879% 1.734% 1.713% 1.709%
Cellular Option 1 Visa 1.633% + $0.163 1.633% + $0.171 1.633% + $0.185 1.633% + $0.253 1.633% + $0.453 1.633% + $0.553
(EVTA Rate MC 1.725% + $0.160 1.725% + $0.168 1.725% + $0.182 1.725% + $0.250 1.725% + $0.453 1.725% + $0.550
Calculator Option 2 Visa 1.959% + $0.100 1.816% + $0.100 1.750% + $0.100 1.696% + $0.100 1.681% + $0.100 1.680% + $0.100
Tab C1-FC) MC 2.036% + $0.100 1.901% + $0.100 1.838% + $0.100 1.787% + $0.100 1.773% + $0.100 1.772% + $0.100
Option 3 Visa/MC 2.161% + $0.062 1.908% + $0.070 1.790% + $0.084 1.689% + $0.152 1.669% + $0.352 1.666% + $0.452
Option 4 Visa/MC 2.481% 2.089% 1.906% 1.752% 1.718% 1.713%
Option 5 Visa/MC 2.477% 2.085% 1.904% 1.739% 1.716% 1.711%
93fb4606-3419-4b44-9036-9443566074d6.xls MPM 4/01/05
EVTA Rate Calculator Master Pricing Matrix 4
Credit Card Processing Fees
Non-Face-to-Face or Not Swiped
$0.01 - $24.99 $25.00 - $49.99 $50.00 - $99.99 $100.00 - $499.99 $500.00 - $999.99 $1,000 +
Dial-up Option 1 Visa 1.523% + $0.103 1.523% + $0.111 1.523% + $0.125 1.523% + $0.193 1.523% + $0.393 1.523% + $0.493
(EVTA Rate MC 1.645% + $0.150 1.645% + $0.158 1.645% + $0.172 1.645% + $0.240 1.645% + $0.440 1.645% + $0.540
Calculator Option 2 Visa 1.799% + $0.050 1.681% + $0.050 1.627% + $0.050 1.582% + $0.050 1.570% + $0.050 1.569% + $0.050
Tab C1-ND) MC 1.906% + $0.100 1.796% + $0.100 1.745% + $0.100 1.703% + $0.100 1.692% + $0.100 1.691% + $0.100
Option 3 Visa/MC 1.914% + $0.052 1.734% + $0.060 1.650% + $0.074 1.578% + $0.142 1.564% + $0.342 1.561% + $0.442
Option 4 Visa/MC 2.184% 1.890% 1.753% 1.637% 1.611% 1.607%
Option 5 Visa/MC 2.169% 1.877% 1.742% 1.632% 1.601% 1.597%
Option 6 Visa/MC 2.062% + $0.052 1.884% + $0.060 1.801% + $0.074 1.730% + $0.142 1.716% + $0.342 1.714% + $0.442
Option 7 Visa/MC 2.332% 2.040% 1.904% 1.789% 1.763% 1.760%
Option 8 Visa/MC 2.317% 2.027% 1.891% 1.782% 1.752% 1.749%
Leased Line Option 1 Visa 1.523% + $0.085 1.523% + $0.089 1.523% + $0.097 1.523% + $0.135 1.523% + $0.243 1.523% + $0.303
(EVTA Rate MC 1.645% + $0.132 1.645% + $0.136 1.645% + $0.144 1.645% + $0.182 1.645% + $0.290 1.645% + $0.350
Calculator Option 2 Visa 1.698% + $0.050 1.620% + $0.050 1.586% + $0.050 1.557% + $0.050 1.549% + $0.050 1.548% + $0.050
Tab C1-NL) MC 1.805% + $0.100 1.735% + $0.100 1.704% + $0.100 1.678% + $0.100 1.671% + $0.100 1.670% + $0.100
Option 3 Visa/MC 1.914% + $0.034 1.734% + $0.038 1.650% + $0.046 1.578% + $0.084 1.564% + $0.192 1.561% + $0.252
Option 4 Visa/MC 2.083% 1.829% 1.712% 1.612% 1.590% 1.586%
Option 5 Visa/MC 2.074% 1.819% 1.703% 1.603% 1.581% 1.577%
Option 6 Visa/MC 2.062% + $0.034 1.884% + $0.038 1.801% + $0.046 1.730% + $0.084 1.716% + $0.192 1.714% + $0.252
Option 7 Visa/MC 2.231% 1.979% 1.863% 1.764% 1.742% 1.739%
Option 8 Visa/MC 2.222% 1.969% 1.852% 1.753% 1.732% 1.728%
ISDN Option 1 Visa 1.523% + $0.103 1.523% + $0.111 1.523% + $0.125 1.523% + $0.193 1.523% + $0.393 1.523% + $0.493
(EVTA Rate MC 1.645% + $0.150 1.645% + $0.158 1.645% + $0.172 1.645% + $0.240 1.645% + $0.440 1.645% + $0.540
Calculator Option 2 Visa 1.799% + $0.050 1.681% + $0.050 1.627% + $0.050 1.582% + $0.050 1.570% + $0.050 1.569% + $0.050
Tab C1-NI) MC 1.906% + $0.100 1.796% + $0.100 1.745% + $0.100 1.703% + $0.100 1.692% + $0.100 1.691% + $0.100
Option 3 Visa/MC 1.914% + $0.052 1.734% + $0.060 1.650% + $0.074 1.578% + $0.142 1.564% + $0.342 1.561% + $0.442
Option 4 Visa/MC 2.184% 1.890% 1.753% 1.637% 1.611% 1.607%
Option 5 Visa/MC 2.169% 1.877% 1.742% 1.632% 1.601% 1.597%
Option 6 Visa/MC 2.062% + $0.052 1.884% + $0.060 1.801% + $0.074 1.730% + $0.142 1.716% + $0.342 1.714% + $0.442
Option 7 Visa/MC 2.332% 2.040% 1.904% 1.789% 1.763% 1.760%
Option 8 Visa/MC 2.317% 2.027% 1.891% 1.782% 1.752% 1.749%
Host-to- Option 1 Visa 1.523% + $0.095 1.523% + $0.103 1.523% + $0.117 1.523% + $0.185 1.523% + $0.385 1.523% + $0.485
Host MC 1.645% + $0.142 1.645% + $0.150 1.645% + $0.164 1.645% + $0.232 1.645% + $0.432 1.645% + $0.532
(EVTA Rate Option 2 Visa 1.757% + $0.050 1.660% + $0.050 1.616% + $0.050 1.580% + $0.050 1.569% + $0.050 1.568% + $0.050
Calculator MC 1.864% + $0.100 1.775% + $0.100 1.734% + $0.100 1.701% + $0.100 1.691% + $0.100 1.690% + $0.100
Tab C1-NH) Option 3 Visa/MC 1.914% + $0.044 1.734% + $0.052 1.650% + $0.066 1.578% + $0.134 1.564% + $0.334 1.561% + $0.434
Option 4 Visa/MC 2.142% 1.869% 1.742% 1.635% 1.610% 1.606%
Option 5 Visa/MC 2.127% 1.856% 1.731% 1.629% 1.600% 1.596%
Option 6 Visa/MC 2.062% + $0.044 1.884% + $0.052 1.801% + $0.066 1.730% + $0.134 1.716% + $0.334 1.714% + $0.434
Option 7 Visa/MC 2.290% 2.019% 1.893% 1.787% 1.762% 1.759%
Option 8 Visa/MC 2.275% 2.005% 1.880% 1.779% 1.751% 1.747%
Cellular Option 1 Visa 1.523% + $0.113 1.523% + $0.121 1.523% + $0.135 1.523% + $0.203 1.523% + $0.403 1.523% + $0.503
(EVTA Rate MC 1.645% + $0.160 1.645% + $0.168 1.645% + $0.182 1.645% + $0.250 1.645% + $0.450 1.645% + $0.550
Calculator Option 2 Visa 1.849% + $0.050 1.706% + $0.050 1.640% + $0.050 1.586% + $0.050 1.571% + $0.050 1.570% + $0.050
Tab C1-NC) MC 1.956% + $0.100 1.821% + $0.100 1.758% + $0.100 1.707% + $0.100 1.693% + $0.100 1.692% + $0.100
Option 3 Visa/MC 1.914% + $0.062 1.734% + $0.070 1.650% + $0.084 1.578% + $0.152 1.564% + $0.352 1.561% + $0.452
Option 4 Visa/MC 2.234% 1.915% 1.766% 1.641% 1.612% 1.608%
Option 5 Visa/MC 2.221% 1.903% 1.756% 1.636% 1.604% 1.598%
Option 6 Visa/MC 2.062% + $0.062 1.884% + $0.070 1.801% + $0.084 1.730% + $0.152 1.716% + $0.352 1.714% + $0.452
Option 7 Visa/MC 2.382% 2.065% 1.917% 1.793% 1.764% 1.761%
Option 8 Visa/MC 2.369% 2.053% 1.905% 1.786% 1.754% 1.750%
Notes
1
To use this table:
1st: Identify the appropriate set of pricing options by first determining the card acceptance environment (face-to-face swiped or non-face-to-face not
swiped).
For face-to-face or swiped environment: Use top half of matrix.
For non-face-to-face environment (not swiped): Use bottom half of matrix.
2nd: Determine the appropriate row block based upon the communications method used to transmit transactions to Global.
3rd: Locate the appropriate column based on the average dollar value of your transactions.
The intersection of the row block and column will yield a set of pricing options. Options 5 and 8, Blended/bundled Volume Discount, have been bolded
since it is the easiest rate to use for cost calculations and comparisons and will, in most instances, be the least expensive option. Options 4 and 7,
Blended/bundled percentage rates, have been struck through and are not currently applicable since the state has exceeded the threshold volume number
of transactions needed to qualify for the volume discount rates (Options 5 and 8).
2
The descriptive names of the pricing options are as follows:
Option 1, Discrete Fees, Flat Processing Fees
Option 2, Discrete Fees, Percent Processing Fees
Option 3, Blended Bundled Fees, Flat Processing Fees
Option 4, Blended Bundled Fees, Percent Processing Fees
Option 5, Blended Bundled Fees, Volume Discount
Option 6, Blended Bundled Fees, Flat Processing Fees (for Authorized Users not qualifying for MasterCard's Public Sector Interchange rate)
Option 7, Blended Bundled Fees, Percent Processing Fees (for Authorized Users not qualifying for MasterCard's Public Sector Interchange rate)
Option 8, Blended Bundled Fees, Volume Discount (for Authorized Users not qualifying for MasterCard's Public Sector Interchange rate)
93fb4606-3419-4b44-9036-9443566074d6.xls MPM 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 5
Face to Face Transactions Using Dial-up Communications
Comparing Credit Card Processing Costs Pricing Options
Face to Face (Swiped) Transactions using Dial-Up Communications
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the percent of transactions by card type if different than the percentages provided:
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
6 Reserved for future use.
7 Enter the payment option to be used:
Enter option number 1 thru 5
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (a card which can not be swiped and is manually keyed into a POS would be a downgraded transaction). If
unsure, use 3% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
Options 1 & 2 Amount - Discover
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-FD 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 6
Face to Face Transactions Using Leased Line
Comparing Credit Card Processing Costs Pricing Options
Face to Face (Swiped) Transactions using Leased Line
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
6 Reserved for future use.
7 Enter the payment option to be used:
Enter option number 1 thru 5
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (a card which can not be swiped and is manually keyed into a POS would be a downgraded transaction). If
unsure, use 3% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-FL 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 7
Face to Face Transactions Using ISDN
Comparing Credit Card Processing Costs Pricing Options
Face to Face (Swiped) Transactions using ISDN
1 Enter the anticipated number of transactions:
Annual Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
6 Reserved for future use.
7 Enter the payment option to be used:
Enter option number 1 thru 5
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (a card which can not be swiped and is manually keyed into a POS would be a downgraded transaction). If
unsure, use 3% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged byGlobal) 3% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-FI 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 8
Face to Face Transactions Using Host-to-Host
Comparing Credit Card Processing Costs Pricing Options
Face to Face (Swiped) Transactions using Host-to-Host
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
6 Reserved for future use.
7 Enter the payment option to be used:
Enter option number 1 thru 5
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (a card which can not be swiped and is manually keyed into a POS would be a downgraded transaction). If
unsure, use 3% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-FH 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 9
Face to Face Transactions Using Wireless
Comparing Credit Card Processing Costs Pricing Options
Face to Face (Swiped) Transactions using Wireless (Cellular)
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
6 Reserved for future use.
7 Enter the payment option to be used:
Enter option number 1 thru 5
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (a card which can not be swiped and is manually keyed into a POS would be a downgraded transaction). If
unsure, use 3% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged byGlobal) 3% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 3% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
Options 3 - 5 Amount - Amex/Disc.
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
12 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-FC 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 10
Non-Face to Face Transactions Using Dial-Up Communications
Comparing Credit Card Processing Costs Pricing Options
Non-Face to Face (Non-Swiped) Transactions using Dial-Up Communications
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
6 Blended Bundled Fee Options, Non-Qualifying - your estimated processing costs and rates using these payment options would be:
Option 6, Flat Processing Fee Option 7, Pct. Processing Fee Option 8, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
7 Enter the payment option to be used:
Enter option number 1 thru 8
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (an authorized transactions not submitted timely for settlement would be a downgraded transaction). If unsure,
use 2% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-ND 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Processing Costs 11
Non-Face to Face Transactions Using Leased Line
Comparing Credit Card Processing Costs Pricing Options
Non-Face to Face (Non-Swiped) Transactions using Leased Line
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
6 Blended Bundled Fee Options, Non-Qualifying - your estimated processing costs and rates using these payment options would be:
Option 6, Flat Processing Fee Option 7, Pct. Processing Fee Option 8, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
7 Enter the payment option to be used:
Enter option number 1 thru 8
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (an authorized transactions not submitted timely for settlement would be a downgraded transaction). If unsure,
use 2% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged byGlobal) 2% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-NL 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 12
Non-Face to Face Transactions Using ISDN
Comparing Credit Card Processing Costs Pricing Options
Non-Face to Face (Non-Swiped) Transactions using ISDN
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
6 Blended Bundled Fee Options, Non-Qualifying - your estimated processing costs and rates using these payment options would be:
Option 6, Flat Processing Fee Option 7, Pct. Processing Fee Option 8, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
7 Enter the payment option to be used:
Enter option number 1 thru 8
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (an authorized transactions not submitted timely for settlement would be a downgraded transaction). If unsure,
use 2% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-NI 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 13
Non-Face to Face Transactions Using Host-to-Host
Comparing Credit Card Processing Costs Pricing Options
Non-Face to Face (Non-Swiped) Transactions using Host-to-Host
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
6 Blended Bundled Fee Options, Non-Qualifying - your estimated processing costs and rates using these payment options would be:
Option 6, Flat Processing Fee Option 7, Pct. Processing Fee Option 8, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
7 Enter the payment option to be used:
Enter option number 1 thru 8
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (an authorized transactions not submitted timely for settlement would be a downgraded transaction). If unsure,
use 2% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-NH 4/01/05
EVTA Rate Calculator Estimated Credit/Charge Card Processing Costs 14
Non-Face to Face Transactions Using Wireless
Comparing Credit Card Processing Costs Pricing Options
Non-Face to Face (Non-Swiped) Transactions using Wireless (Cellular)
1 Enter the anticipated number of transactions:
Transactions:
2 Enter the anticipated average value of all card transactions to the nearest dollar (your "average ticket"):
Average Ticket:
3 Enter the estimated percent of transactions by card type (number of transactions will calculate):
Percent Transactions
a Visa 43% (use 43% if unsure) (to Global EVTA-2, Sec. 3.1)
b MasterCard 42% (use 42% if unsure) (to Global EVTA-2, Sec. 3.1)
c American Express 10% (use 10% if unsure) (to Global EVTA-2, Sec. 3.3 & Amex EVTA-2. Sec. 3)
d Discover 5% (use 5% if unsure) (to Global EVTA-2, Sec. 3.2 & Discover EVTA-2. Sec. 3)
Total 100%
4 Discrete Fees Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 1, Flat Processing Fee Option 2, Pct. Processing Fee
Cost Rate Cost Rate
Visa
MasterCard
American Express
Discover
Total
5 Blended Bundled Fee Options, Qualifying - your estimated processing costs and rates using these payment options would be:
Option 3, Flat Processing Fee Option 4, Pct. Processing Fee Option 5, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
6 Blended Bundled Fee Options, Non-Qualifying - your estimated processing costs and rates using these payment options would be:
Option 6, Flat Processing Fee Option 7, Pct. Processing Fee Option 8, Volume Discount
Cost Rate Cost Rate Cost Rate
Visa/MasterCard
American Express
Discover
Total
Estimating Total Credit Card Processing Costs
7 Enter the payment option to be used:
Enter option number 1 thru 8
8 The following total costs should be used when completing Form EVTA-2. The "Downgraded %" accounts for Visa and MasterCard transactions
which will process at a higher rate (an authorized transactions not submitted timely for settlement would be a downgraded transaction). If unsure,
use 2% for downgraded transactions.
Cost Downgraded % Total Cost
a Visa (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
b MasterCard (charged by Global) 2% (to Global EVTA-2, Sec. 3.1)
c Amex (charged by Global) (to Global EVTA-2, Sec. 3.2)
d Discover (charged by Global) (to Global EVTA-2, Sec. 3.3)
e Amex (charged by AMEX) (to Amex EVTA-2, Sec. 3)
f Discover (charged by Discover) (to Discover EVTA-2, Sec. 3)
Your Credit Card Processing Rates & Fees
9 The payment option you selected is:
10 Global. Following are the initial per transaction fees as they will appear on your monthly invoice from Global.
Disc Item
Description Rate Rate
(to Global EVTA-2, Sec. 3.1)
(to Global EVTA-2, Sec. 3.1)
Description Rate
11 American Express. Following is the per transaction fees as they will appear on your monthly invoice from American Express.
Card Type Discount Rate
12 Discover. Following is the per transaction fees as they will appear on your monthly invoice from Discover.
Card Type Discount Rate
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
13 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C1-NC 4/01/05
EVTA Rate Calculator Costs for On-Line Debit Card Network Fees 15
Estimating On-line Debit Card Transaction Costs
Enter the estimated number of transactions for On-line Debit Cards:
Enter the estimated average ticket:
Network Processing Fees Global % Use by Number of Network Global Total
Network Flat Percent Max [1] Fee Network Trans. Cost Cost Cost
Accel - Retail 0.130 0.65% $0.480 $0.080
Accel - Supermarket 0.230 0.00% $0.000 $0.080
AFFN 0.210 0.00% $0.000 $0.080
Interlink - Retail, Tier 1 0.105 0.45% $0.305 $0.080
Interlink - Supermarket, Tier 1 0.195 0.00% $0.000 $0.080
Interlink - Retail, Tier 2 0.125 0.50% $0.345 $0.080
Interlink - Supermarket, Tier 2 0.215 0.00% $0.000 $0.080
Interlink - Retail, Tier 3 0.145 0.65% $0.425 $0.080
Interlink - Supermarket, Tier 3 0.245 0.00% $0.000 $0.080
Maestro 0.175 0.75% $0.525 $0.080
NYCE - Retail, Standard 0.1375 0.65% $0.6875 $0.080 100% 0 $0 $0 $0
NYCE - Supermarket, Standard 0.2775 0.00% $0.0000 $0.080
NYCE - Retail, Qualified 0.0975 0.50% $0.4875 $0.080
NYCE - Supermarket, Qualified 0.2125 0.00% $0.0000 $0.080
Pulse (inlcudes Money Station) 0.160 0.65% $0.710 $0.080
Star West - Retail, Group 1 0.073 0.55% $0.333 $0.080
Stat West - Supermarket, Group 1 0.183 0.00% $0.000 $0.080
Star West - Retail, Group 2 0.083 0.60% $0.383 $0.080
Stat West - Supermarket, Group 2 0.203 0.00% $0.000 $0.080
Star West - Retail, Group 3 0.163 0.65% $0.643 $0.080
Stat West - Supermarket, Group 3 0.253 0.00% $0.000 $0.080
Tyme 0.163 0.65% $0.643 $0.080
Totals (to Global EVTA-2, Sec. 3.4) 100% 0 $0 $0 $0
[1] Maximum network fee which can be changed per transaction exclusive of Global's fee.
Program Identification (to create a record, complete the following and print this sheet)
Enter program fiscal year
Enter program year number (e.g., Year 1)
Merchant ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C2 4/01/05
EVTA Rate Calculator Costs for Automated Clearinghouse Transactions 16
and
Other ACH Fees
Estimating Costs for Automated Clearinghouse Transactions
Column 1: Enter the estimated number ACH Debit transactions for each month.
Column 2: Enter the estimated number ACH Credit transactions for each month.
Column 1 Column 2
ACH Debit ACH Credit
Transactions Estimated ACH Transactions Estimated ACH
Month per Month Debit Costs per Month Credit Costs
April
May
June
July
August
September
October
November
December
January
February
March
Totals 0 $0 0 $0
Estimating Costs for Other ACH Fees
Enter the estimated percent of ACH Debits which will result in Returns:
5% (estimate as 5% of all ACH Debit Transactions)
# of Returns Rate Cost
x =
Enter the estimated percent of ACH Debits which will result in Reversals/Rejects:
5% (estimate as 5% of all ACH Debit Transactions)
# of Returns Rate Cost
x =
Total Estimated Costs for ACH Debit Returns & Reversals/Rejects:
Cost
$0
Estimating Totals for ACH Transactions
The following total transactions and cost should be used in completing Form EVTA-2
Transactions Cost
ACH Debits (including returns & reversals/rejects)
ACH Credits
Total ACH Debits & Credits (to Global EVTA-2, Sec. 3.5) 0 $0
Program Identification (to create a record, complete the following and print this sheet)
Enter program fiscal year
Enter program year number
Program ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C3 4/01/05
EVTA Rate Calculator Costs for Fedwire, CHIPS and SWIFT Services 17
Estimating Costs for Fedwire, CHIPS and SWIFT Services
Enter the estimated number of Fedwire Transactions:
Enter the estimated percent of Fedwire Repairs:
5% (estimate as 5% of Fedwire Transactions)
Your estimated Fedwire costs are:
Transactions Rate Cost
Fedwires x =
Repairs x =
Total $0
Enter the estimated number of CHIPS Transactions:
Enter the estimated percent of CHIPS Repairs:
5% (estimate as 5% of CHIPS Transactions)
Your estimated CHIPS costs are:
Transactions Rate Cost
CHIPS x =
Repairs x =
Total $0
Enter the estimated number of SWIFT Transactions:
Your estimated SWIFT costs are:
Transactions Rate Cost
Total x =
Estimating Total for Fedwire, CHIPS and SWIFT Transactions
The following toal transactions and cost should be used in completing Form EVTA-2
Transactions Cost
Fedwires
CHIPS
SWIFT
Total (to Global EVTA-2, Sec. 3.6) 0 $0
Program Identification (to create a record, complete the following and print this sheet)
Enter program fiscal year
Enter program year number (e.g., Year 1)
Program ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C4 4/01/05
EVTA Rate Calculator Costs for Prefunding 18
Estimating Pre-Funding Costs
Enter annual MasterCard & Visa transactions:
Enter Ave. Ticket of MasterCard & Visa transactions:
Enter current Prime Rate:
Total dollar amount to be prefunded equals: $0 (Transactions x Ave. Ticket)
Pre-funding interest rate equals: 0.05% (Prime Rate + 0.05%)
Annual Pre-funding Costs $0
Program Identification (to create a record, complete the following and print this sheet)
Enter program fiscal year
Enter program year number
Merchant ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C5 4/01/05
EVTA Rate Calculator Costs for Transaction Interface Software Fees 19
Estimating Software Costs
Column 1: Enter the number of units and users.
Column 2: Replace "1" with a "0" if other than the first year.
Column 3: Enter the number of months, if different than 12.
Column 4: Help Desk Services are optional. If you are not requesting these Services, set fees to zero.
Column 1 Column 2 Column 3 Column 4
Set Up Monthly Monthly
Product Count Fee First Year Fee Months Fee
Global Access Units 1 $50.00 1 $0.00 12 $2.50
@dvantage Users $0.00 $16.00 12
Retail Access @dvantage Units $300.00 $0.00 12 $2.50
Purchasing @dvantage Units $300.00 $5.00 12 $2.50
Hexagon Units $0.00 $0.00
Total Software Costs (to Global EVTA-2, Sec. 4.5)
Program Identification (to create a record, complete the following and print the sheet)
Enter program fiscal year
Enter program year number (e.g., Year 1)
Merchant ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C6 4/ 01/05
EVTA Rate Calculator Costs for Transaction Interface Software Fees 20
Cost
$80
$80
93fb4606-3419-4b44-9036-9443566074d6.xls C6 4/ 01/05
EVTA Rate Calculator Annual Equipment/Supplies Costs 21
Estimating Equipment/Supplies Costs
Column 1: Enter the "count" of equipment to be purchased, leased and/or rented for the period.
Column 2: Extended Warranty Services are optional. If you are not requesting these Services, set fees to zero.
Column 3: Help Desk Services are optional. If you are not requesting these Services, set fees to zero.
Optional Services
Column 1 Column 2 Column 3
Help
Purchase, Unit Unit Unit Ext. Desk
Annual Lease, Price Price Price Warranty Services/ Estimated
Make/Model Count Rental (1-10) (11-49) (50+) Fee/Year Year Annual Cost
Cheqr Purchase $225.00 $210.00 $190.00 $2.50
Check Reader Lease $20.70 $19.32 $17.48
Rental $15.00 $14.00 $12.00
Checkmate 431 Purchase $225.00 $215.00 $205.00 $2.50
Magnetic Stripe Reader Lease $20.70 $19.78 $18.86
Rental $15.00 $14.00 $12.00
Verifone 201 Purchase $270.00 $260.00 $245.00 $1.25 $12.00
Countertop Pin Pad Lease $24.84 $23.92 $22.54 $12.00
Rental $18.00 $16.00 $12.50 $12.00
Verifone 1000 Purchase $190.00 $170.00 $150.00 $1.25 $12.00
Handheld Pin Pad Lease $17.48 $15.64 $13.80 $12.00
Rental $15.00 $12.00 $8.50 $12.00
Hypercom P8 Purchase $360.00 $330.00 $295.00 $2.50 $15.00
Sprocket Printer Lease $33.12 $30.36 $27.14 $15.00
Rental $26.00 $21.00 $15.00 $15.00
Datacard Silent Printer Purchase $330.00 $285.00 $240.00 $2.50 $15.00
Thermal Printer Lease $30.36 $26.22 $22.08 $15.00
Rental $24.00 $19.00 $13.00 $15.00
Omni 3200 Purchase $550.00 $475.00 $400.00 $5.00 $30.00
POS Terminal Lease $50.60 $43.70 $36.80 $30.00
Rental $39.00 $29.00 $19.00 $30.00
Hypercom POS Purchase $630.00 $585.00 $535.00 $5.00 $30.00
POS Terminal Lease $57.96 $53.82 $49.22 $30.00
Rental $35.00 $30.00 $25.00 $30.00
Verifone 900 Purchase $300.00 $280.00 $260.00 $1.25 $15.00
Roll Printer Lease $27.60 $25.76 $23.92 $15.00
Rental $23.00 $19.00 $13.50 $15.00
Omni 3200 Purchase $550.00 $475.00 $400.00 $5.00 $30.00
POS Terminal Lease $50.60 $43.70 $36.80 $30.00
Rental $39.00 $29.00 $19.00 $30.00
Omni 390 Purchase $396.00 $370.00 $365.00 $5.00 $30.00
POS Terminal Lease $35.88 $34.04 $33.58 $30.00
Rental $28.00 $18.00 $15.00 $30.00
Tranz 380 Purchase $365.00 $355.00 $345.00 $5.00 $30.00
POS Terminal Lease $33.58 $32.66 $31.74 $30.00
Rental $25.00 $22.00 $17.00 $30.00
93fb4606-3419-4b44-9036-9443566074d6.xls C7 4/01/05
EVTA Rate Calculator Annual Equipment/Supplies Costs 22
Tranz 460 Purchase $550.00 $510.00 $470.00 $5.00 $30.00
POS Terminal Lease $50.60 $46.92 $43.24 $30.00
Rental $38.00 $35.00 $31.00 $30.00
Tranz 420 Purchase $625.00 $600.00 $575.00 $5.00 $30.00
POS Terminal Lease $57.60 $55.20 $52.90 $30.00
Rental $28.00 $30.00 $26.00 $30.00
NBS Card Imprinter Purchase $30.00 $30.00 $30.00
Totals 0 $0
Estimating Supplies Costs
Column 1: Enter the "count" of supplies to be purchased for the period. Be sure to enter the value in the correct
row based on whether the equipment (to which the supplies relate) is purchased, leased or rented.
Ink cartridges are not covered by the Global Contract when equipment is rented. Assume the same unit
prices as for purchasing and leasing.
Column 1 Purchase,
Annual Lease, Unit Estimated
Make/Model Count Rental Price Annual Cost
Roll Paper - Purchased Purchase $2.50
Roll Paper - Leased Lease $2.50
Roll Paper - Rented Rental $0.00
Thermal Paper - Purch. Purchase $3.00
Thermal Paper - Leased Lease $3.00
Thermal Paper - Rented Rental $0.00
Ink Cartridges - Purch. Purchase $12.00
Ink Cartridges - Leased Lease $12.00
Ink Cartridges - Rented Rental $12.00 See note above
Supply Total $0
Estimating Totals for Equipment and Supplies
The following totals should be used in completing Form EVTA-2
Total Number of Units (to Global EVTA-2, Sec. 5)
Total Euipment Costs
Total Supply Costs
Total Equipment and Supply Costs (to Global EVTA-2, Sec. 5) $0
Program Identification (to create a record, complete the following and print the sheet)
Enter program fiscal year
Enter program year number (e.g., Year 1)
Merchant ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C7 4/01/05
EVTA Rate Calculator Miscellaneous Services and Fees - Global Payments 23
Estimating Miscellaneous Services and Fees, Global
Column 1: Enter the count as appropriate (e.g., number of calls, number of days, etc.) for those services you anticipate
utilizing.
Column 2: When applicable, enter the number of months you will be using the servcies for if different than 12.
For Additional Ongoing Training, enter an estimated amount.
Column 1
Miscellaneous Processing Services Count Unit Cost Total Cost
Voice Authorizations, calls $0.60
Voice Data Capture, calls $0.70
Address Verification, calls $0.75
Chargeback Fees, occurrences $10.00
Reprogramming Services, # of terminals $15.00
Total Cost (to Global EVTA-2, Sec. 4.6) $0
Column 1 Column 2
Interim Working Account Services Count Months Unit Cost Total Cost
Interim Working Account opening fees, # of accounts $275.00
Maintenance and Prior Day Reporting $285.00
Maintenance and Same Day Reporting $319.00
Fedwire transfers to agency accounts, occurrences (1) $8.75
(1) - use business days (260 annually). Total Cost (to Global EVTA-2, Sec.4.6) $0
Column 1 Travel /
Training Days Expenses Unit Cost Total Cost
Hexagon On-Site Training (to Global EVTA-2, Sec. 4.2) $150.00
Additional Ongoing Training (to Global EVTA-2, Sec. 4.2) $150.00
Column 1
Incidental Consulting Hours Unit Cost Total Cost
Incidental Consulting (to Global EVTA-2, Sec. 4.3) $90.00
Program Identification (to create a record, complete the following and print this sheet)
Enter program fiscal year
Enter program year number (e.g., Year 1)
Merchant ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C8 4/ 01/05
EVTA Rate Calculator Miscellaneous Services and Fees - Amex and Discover 24
Estimating Miscellaneous Services and Fees, American Express and Discover
Column 1: Enter the count as appropriate (e.g., number of calls, number of days, etc.) for those services you anticipate
utilizing.
Column 1
American Express Miscellaneous Services Count Unit Cost Total Cost
Voice Authorizations, calls $0.65
Paper Settlement, checks $0.95
Ad-Hoc Reporting, hours $83.00
Total $0
Column 1
Discover Miscellaneous Services Count Unit Cost Total Cost
Excessive Chargebacks, monthly $25.00
Reprints of Acivity Reports or Monthly Invoice, document $20.00
Total $0
Program Identification (to create a record of this sheet, enter the following and print the sheet)
Enter program fiscal year
Enter program year number (e.g., Year 1)
Merchant ID/ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C9 4/01/05
EVTA Rate Calculator Estimated Internet 25
Payment Gateway Cost
Estimated Internet Payment Gateway Costs
1 Enter annual number of credit card transaction (all accepted card types):
2 Enter the number associated with the Internet Payment Gateway subcontractor to be used:
Enter "1" for AuthorizeNet, "2" for VeriSign (CyberCash).
3 Internet payment gateway fees. Enter number of months if different than 12. Replace 1 with 0 if one-time fee not applicable (e.g. other than first year costs)
Cost Units Total Cost
Per Transaction Fees
Monthly Fee 12
One-time Set up Fee 1
Total (to Global EVTA-2, Sec. 4.4 )
Program Identification (to create a record of this sheet, complete this section and print the sheet prior to entering new values)
4 Enter program fiscal year
Enter program year number (e.g., Year 1)
ID Usage Description
93fb4606-3419-4b44-9036-9443566074d6.xls C10 04/01/05
EVTA Rate Calculator Table 1 - Interchange and Assessment Fees 1
Table 1 - Interchange and Assessment Fees
MasterCard
Interchange Interchange Assessment Fee
Category Description Percentage Flat Fee Percentage
Merit III Base 1.63% $ 0.100 0.095%
VISA
Interchange Interchange Assessment Fee
Category Description Percentage Flat Fee Percentage
CPS Retail All Others (formerly Tier 2) 1.54% $ 0.100 0.0925%
CPS Retail 2 Emerging Markets 1.43% $ 0.050 0.0925%
American Express
Discount Note: AMEX discount rate will be invoiced
Category Description Rate directly by American Express.
All Transactions 2.150%
Discover
Discount Note: Discover discount rate will be invoiced
Category Description Rate directly by Discover.
All Transactions 1.800%
Additional MasterCard Categories
Interchange Interchange Assessment Fee
Category Description Percentage Flat Fee Percentage
Public Sector 1.55% $ 0.100 0.095%
93fb4606-3419-4b44-9036-9443566074d6.xls T1 4/01/05
EVTA Rate Calculator Table 2 - Authorixation and Transaction Fees by Average Transaction, MasterCard and Visa 2
Table 2 - Authorization and Transaction Fees By Average Transaction, MasterCard and VISA
MasterCard
Base Processing/Access Fees [1] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Base Processing/Access - Percentage 0.024% 0.024% 0.024% 0.024% 0.024% 0.024%
Base Processing/Access - Flat Fee $ 0.020 $ 0.020 $ 0.020 $ 0.020 $ 0.020 $ 0.020
Authorization Fees - Percentage [1], [2] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up 0.237% 0.127% 0.076% 0.034% 0.023% 0.022%
Leased Line 0.136% 0.066% 0.035% 0.009% 0.002% 0.001%
ISDN 0.237% 0.127% 0.076% 0.034% 0.023% 0.022%
Host-to-Host (Dial-up Batch) 0.195% 0.106% 0.065% 0.032% 0.022% 0.021%
Wireless (Cellular) 0.287% 0.152% 0.089% 0.038% 0.024% 0.023%
Authorization Fees - Flat Fee [1], [2] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up $ 0.030 $ 0.038 $ 0.052 $ 0.120 $ 0.320 $ 0.420
Leased Line $ 0.012 $ 0.016 $ 0.024 $ 0.062 $ 0.170 $ 0.230
ISDN $ 0.030 $ 0.038 $ 0.052 $ 0.120 $ 0.320 $ 0.420
Host-to-Host (Dial-up Batch) $ 0.022 $ 0.030 $ 0.044 $ 0.112 $ 0.312 $ 0.412
Wireless (Cellular) $ 0.040 $ 0.048 $ 0.062 $ 0.130 $ 0.330 $ 0.430
VISA
Base Processing/Access Fees [1] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Base Processing/Access - Percentage 0.0390% 0.0315% 0.0280% 0.0250% 0.0244% 0.0243%
Base Processing/Access - Flat Fee $ 0.023 $ 0.023 $ 0.023 $ 0.023 $ 0.023 $ 0.023
Note: At Authorized Users' discretion, Base Fee is charged as a percent of the transaction or as a flat fee
Authorization Fees - Percentage [1], [2] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up 0.237% 0.127% 0.076% 0.034% 0.023% 0.022%
Leased Line 0.136% 0.066% 0.035% 0.009% 0.002% 0.001%
ISDN 0.237% 0.127% 0.076% 0.034% 0.023% 0.022%
Host-to-Host (Dial-up Batch) 0.195% 0.106% 0.065% 0.032% 0.022% 0.021%
Wireless (Cellular) 0.287% 0.152% 0.089% 0.038% 0.024% 0.023%
Authorization Fees - Flat Fee [1], [2] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up $ 0.030 $ 0.038 $ 0.052 $ 0.120 $ 0.320 $ 0.420
Leased Line $ 0.012 $ 0.016 $ 0.024 $ 0.062 $ 0.170 $ 0.230
ISDN $ 0.030 $ 0.038 $ 0.052 $ 0.120 $ 0.320 $ 0.420
Host-to-Host (Dial-up Batch) $ 0.022 $ 0.030 $ 0.044 $ 0.112 $ 0.312 $ 0.412
Wireless (Cellular) $ 0.040 $ 0.048 $ 0.062 $ 0.130 $ 0.330 $ 0.430
[1] At Authorized Users' discretion, Base Processing/Access Fees and Authorization Fees are charged as a percent of the transaction or as a flat fees.
[2] If an Authorized User is using a Payment Gateway for Settlement, Authorization Fees will not be charged by Global; however, transaction fees will be assessed by the
Payment Gateways and charged by Global.
93fb4606-3419-4b44-9036-9443566074d6.xls T2 10/01/03
Evta Rate Calculator Table 3 - Authorization and Transaction Fees by Average Transaction, Discover and American Express 3
Table 3 - Authorization and Transaction Fees By Average Transaction, Discover and American Express
Discover
Authorization Fees - Flat Fee [1] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Leased Line $ 0.030 $ 0.030 $ 0.030 $ 0.030 $ 0.030 $ 0.030
ISDN $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Host-to-Host (Dial-up Batch) $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Wireless (Cellular) $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
American Express
Authorization Fees - Flat Fee [1] $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Leased Line $ 0.030 $ 0.030 $ 0.030 $ 0.030 $ 0.030 $ 0.030
ISDN $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Host-to-Host (Dial-up Batch) $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Wireless (Cellular) $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
[1] If an Authorized User is using a Payment Gateway for Settlement, Authorization Fees may not be charged.
93fb4606-3419-4b44-9036-9443566074d6.xls T3 11/5/01
EVTA Rate Calculator Table 4 - Blended Rates and Bundled Fees, MasterCard and Visa, Face-to-Face Transactions 4
Table 4 - Blended Rates and Bundled Fees, MasterCard and Visa, Face-to-Face Transactions
Credit Card & Off-line Debit Card Transactions
Merchant IDs with Primarily Average Transaction
Face-to-Face Transactions $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Percent Only Fee 2.431% 2.064% 1.893% 1.748% 1.717% 1.712%
- or -
Percent + 2.161% 1.908% 1.790% 1.689% 1.669% 1.666%
Flat Fee $0.052 $0.060 $0.074 $0.142 $0.342 $0.442
Leased-Line Communications
Percent Only Fee 2.330% 2.003% 1.852% 1.723% 1.696% 1.691%
- or -
Percent + 2.161% 1.908% 1.790% 1.689% 1.669% 1.666%
Flat Fee $0.034 $0.038 $0.046 $0.084 $0.192 $0.252
ISDN Communications
Percent Only Fee 2.431% 2.064% 1.893% 1.748% 1.717% 1.712%
- or -
Percent + 2.161% 1.908% 1.790% 1.689% 1.669% 1.666%
Flat Fee $0.052 $0.060 $0.074 $0.142 $0.342 $0.442
Host-to-Host (Batch) Communications
Percent Only Fee 2.389% 2.043% 1.882% 1.746% 1.716% 1.711%
- or -
Percent + 2.161% 1.908% 1.790% 1.689% 1.669% 1.666%
Flat Fee $0.044 $0.052 $0.066 $0.134 $0.334 $0.434
Wireless (Cellular) Communications
Percent Only Fee 2.481% 2.089% 1.906% 1.752% 1.718% 1.713%
- or -
Percent + 2.161% 1.908% 1.790% 1.689% 1.669% 1.666%
Flat Fee $0.062 $0.070 $0.084 $0.152 $0.352 $0.452
Adjustable Values
Percentage of MasterCard Credit Trans. 36%
Percentage of VISA Credit Trans. 62%
Percentage of MasterCard Debit Trans. 1%
Percentage of Visa Debit Trans. 1%
Assumed Values (Note: Average Ticket values below are used to calculate rates which are used for all Merchant ID's with Average Tickets in the applicable bracket.)
Average Ticket $20 $ 40 $ 75 $ 300 $ 750 $ 1,000
Total Monthly Volume Under 100,000
93fb4606-3419-4b44-9036-9443566074d6.xls T4 4/01/05
EVTA Rate Calculator Table 5 - Blended Rates and Bundled Fees, MC and Visa, Non-Face-to-Face Transactions (Users Qualifying of MC's Public Sector Rate) 5
Table 5 - Blended Rates and Bundled Fees, MasterCard and Visa, Non-Face-to-Face Transactions (Authorized Users Qualifying for MasterCard's Public
Sector Interchange Category)
Merchant IDs with Primarily Average Transaction
Non-Face-to-Face Transactions $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Percent Only Fee 2.184% 1.890% 1.753% 1.637% 1.611% 1.607%
- or -
Percent + 1.914% 1.734% 1.650% 1.578% 1.564% 1.561%
Flat Fee $0.052 $0.060 $0.074 $0.142 $0.342 $0.442
Leased Line Communications
Percent Only Fee 2.083% 1.829% 1.712% 1.612% 1.590% 1.586%
- or -
Percent + 1.914% 1.734% 1.650% 1.578% 1.564% 1.561%
Flat Fee $0.034 $0.038 $0.046 $0.084 $0.192 $0.252
ISDN Communications
Percent Only Fee 2.184% 1.890% 1.753% 1.637% 1.611% 1.607%
- or -
Percent + 1.914% 1.734% 1.650% 1.578% 1.564% 1.561%
Flat Fee $0.052 $0.060 $0.074 $0.142 $0.342 $0.442
Host-to-Host (Batch) Communications
Percent Only Fee 2.142% 1.869% 1.742% 1.635% 1.610% 1.606%
- or -
Percent + 1.914% 1.734% 1.650% 1.578% 1.564% 1.561%
Flat Fee $0.044 $0.052 $0.066 $0.134 $0.334 $0.434
Wireless (Cellular) Communications
Percent Only Fee 2.234% 1.915% 1.766% 1.641% 1.612% 1.608%
- or -
Percent + 1.914% 1.734% 1.650% 1.578% 1.564% 1.561%
Flat Fee $0.062 $0.070 $0.084 $0.152 $0.352 $0.452
Adjustable Values
Percentage of MasterCard Trans. 37%
Percentage of VISA Trans. 63%
Assumed Values (Note: Average Ticket values below are used to calculate rates which are used for all Merchant ID's with Average Tickets in the applicable bracket.)
Average Ticket $20 $ 40 $ 75 $ 300 $ 750 $ 1,000
Total Monthly Volume Under 100,000 Note: Volume discounts apply if statewide blended/bundled volume exceeds 100,000/month.
93fb4606-3419-4b44-9036-9443566074d6.xls T5 4/01/05
EVTA Rate Calculator Table 5 - Blended Rates and Bundled Fees, MC and Visa, Non-Face-to-Face Transactions (Users Not Qualifying for MC's Public Sector Rate) 5
Table 5a - Blended Rates and Bundled Fees, MasterCard and Visa, Non-Face-to-Face Transactions (Authorized Users Not Qualifying for MasterCard's
Public Sector Interchange Category)
Merchant IDs with Primarily Average Transaction
Non-Face-to-Face Transactions $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Percent Only Fee 2.332% 2.040% 1.904% 1.789% 1.763% 1.760%
- or -
Percent + 2.062% 1.884% 1.801% 1.730% 1.716% 1.714%
Flat Fee $0.052 $0.060 $0.074 $0.142 $0.342 $0.442
Leased Line Communications
Percent Only Fee 2.231% 1.979% 1.863% 1.764% 1.742% 1.739%
- or -
Percent + 2.062% 1.884% 1.801% 1.730% 1.716% 1.714%
Flat Fee $0.034 $0.038 $0.046 $0.084 $0.192 $0.252
ISDN Communications
Percent Only Fee 2.332% 2.040% 1.904% 1.789% 1.763% 1.760%
- or -
Percent + 2.062% 1.884% 1.801% 1.730% 1.716% 1.714%
Flat Fee $0.052 $0.060 $0.074 $0.142 $0.342 $0.442
Host-to-Host (Batch) Communications
Percent Only Fee 2.290% 2.019% 1.893% 1.787% 1.762% 1.759%
- or -
Percent + 2.062% 1.884% 1.801% 1.730% 1.716% 1.714%
Flat Fee $0.044 $0.052 $0.066 $0.134 $0.334 $0.434
Wireless (Cellular) Communications
Percent Only Fee 2.382% 2.065% 1.917% 1.793% 1.764% 1.761%
- or -
Percent + 2.062% 1.884% 1.801% 1.730% 1.716% 1.714%
Flat Fee $0.062 $0.070 $0.084 $0.152 $0.352 $0.452
Adjustable Values
Percentage of MasterCard Trans. 37%
Percentage of VISA Trans. 63%
Assumed Values (Note: Average Ticket values below are used to calculate rates which are used for all Merchant ID's with Average Tickets in the applicable bracket.)
Average Ticket $20 $ 40 $ 75 $ 300 $ 750 $ 1,000
Total Monthly Volume Under 100,000 Note: Volume discounts apply if statewide blended/bundled volume exceeds 100,000/month.
93fb4606-3419-4b44-9036-9443566074d6.xls T5a 4/01/05
EVTA Rate Calculator Table 6 - Blended Rates and Bundled Fees, Discover and American Express 6
Table 6 - Blended Rates and Bundled Fees, Discover and American Express
All Merchant IDs Average Transaction
$0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Flat Fee $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Leased-Line Communications
Flat Fee $ 0.030 $ 0.030 $ 0.030 $ 0.030 $ 0.030 $ 0.030
ISDN Communications
Flat Fee $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Host-to-Host (Batch) Communications
Flat Fee $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Wireless (Cellular) Communications
Flat Fee $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040 $ 0.040
Adjustable Values
Percentage of Discover Card Trans. 33%
Percentage of AMEX Transactions 67%
Assumed Values
Total Monthly Volume Not Applicable Volume discounts do not apply.
Blended Rates and Bundled Transaction Fees Formula
Flat Fees =
DiscoverTrans% * Processor Authorization Flat Fee per Communication Mode + AMEXTrans% * Processor Authorization Flat Fee per Communication Mode
Note:
Communications Modes are: Dial-up, Leased Line, ISDN, Host-to-Host and Wireless
(except that communications charge may not be applicable if a payment gateway is utilized.)
93fb4606-3419-4b44-9036-9443566074d6.xls T6 11/5/01
EVTA Rate Calculator Table 7 - Blended Rates abd Bundled Fees, MasterCard and Visa Face-to-Face Transactions, Volume Discount 7
Table 7 - Blended Rates and Bundled Fees, MasterCard and Visa Face-to-FaceTransactions, Volume Discount
Discount rates to be applied to Table 4 when Average Transaction
statewide transactions exceed 100,000/month [1]. $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Percent Only Fee Discount 2.423% 2.059% 1.890% 1.736% 1.715% 1.710%
Leased-Line Communications
Percent Only Fee Discount 2.330% 2.002% 1.851% 1.715% 1.694% 1.690%
ISDN Communications
Percent Only Fee Discount 2.423% 2.059% 1.890% 1.736% 1.715% 1.710%
Host-to-Host (Batch) Communications
Percent Only Fee Discount 2.381% 2.038% 1.879% 1.734% 1.713% 1.709%
Wireless (Cellular) Communications
Percent Only Fee 2.477% 2.085% 1.904% 1.739% 1.716% 1.711%
[1] Statewide transactions include all MasterCard and Visa Credit/Charge Card and Off-line Debit Card transaction, for all Authorized Users (include State and non-
State Authorized Users) utilizing Blended Rates and Bundled Fees.
93fb4606-3419-4b44-9036-9443566074d6.xls T7 4/01/05
EVTA Rate Calculator Table 8 - Blended Rates and Bundled Fees, MasterCard and Visa Non-Face-to-Face Transactions, Volume Discount 8
Table 8 - Blended Rates and Bundled Fees, MasterCard and Visa Non-Face-to-Face Transactions, Volume Discount (Authorized Users Qualifying for
MasterCard's Public Sector Interchange Category)
Discount rates to be applied to Table 5 when Average Transaction
statewide transactions exceed 100,000/month [1]. $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Percent Only Fee Discount 2.169% 1.877% 1.742% 1.632% 1.601% 1.597%
Leased-Line Communications
Percent Only Fee Discount 2.074% 1.819% 1.703% 1.603% 1.581% 1.577%
ISDN Communications
Percent Only Fee Discount 2.169% 1.877% 1.742% 1.632% 1.601% 1.597%
Host-to-Host (Batch) Communications
Percent Only Fee Discount 2.127% 1.856% 1.731% 1.629% 1.600% 1.596%
Wireless (Cellular) Communications
Percent Only Fee 2.221% 1.903% 1.756% 1.636% 1.604% 1.598%
[1] Statewide transactions include all MasterCard and Visa Credit/Charge Card and Off-line Debit Card transaction, for all Authorized Users (include State and non-
State Authorized Users) utilizing Blended Rates and Bundled Fees.
93fb4606-3419-4b44-9036-9443566074d6.xls T8 4/01/05
EVTA Rate Calculator Table 8 - Blended Rates and Bundled Fees, MasterCard and Visa Non-Face-to-Face Transactions, Volume Discount 8
Table 8a - Blended Rates and Bundled Fees, MasterCard and Visa Non-Face-to-Face Transactions, Volume Discount (Authorized Users Not Qualifying
for MasterCard's Public Sector Interchange Category)
Discount rates to be applied to Table 5 when Average Transaction
statewide transactions exceed 100,000/month [1]. $0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Percent Only Fee Discount 2.317% 2.027% 1.891% 1.782% 1.752% 1.749%
Leased-Line Communications
Percent Only Fee Discount 2.222% 1.969% 1.852% 1.753% 1.732% 1.728%
ISDN Communications
Percent Only Fee Discount 2.317% 2.027% 1.891% 1.782% 1.752% 1.749%
Host-to-Host (Batch) Communications
Percent Only Fee Discount 2.275% 2.005% 1.880% 1.779% 1.751% 1.747%
Wireless (Cellular) Communications
Percent Only Fee 2.369% 2.053% 1.905% 1.786% 1.754% 1.750%
[1] Statewide transactions include all MasterCard and Visa Credit/Charge Card and Off-line Debit Card transaction, for all Authorized Users (include State and non-
State Authorized Users) utilizing Blended Rates and Bundled Fees.
93fb4606-3419-4b44-9036-9443566074d6.xls T8a 4/01/05
EVTA Rate Calculator Table 9 - Blended Rates and Bundled Fees, Discover and American Express, Volume Discount 9
Table 9 - Blended Rates and Bundled Fees, Discover and American Express Transactions, Volume Discount [1]
Average Transaction
$0.01-$24.99 $25.00-$49.99 $50.00-$99.99 $100.00-$499.99 $500.00-$999.99 $1,000.00+
Dial-Up Communications
Flat Fee Discount $0.040 $0.040 $0.040 $0.040 $0.040 $0.040
Leased-Line Communications
Flat Fee Discount $0.030 $0.030 $0.030 $0.030 $0.030 $0.030
ISDN Communications
Flat Fee Discount $0.040 $0.040 $0.040 $0.040 $0.040 $0.040
Host-to-Host (Batch) Communications
Flat Fee Discount $0.040 $0.040 $0.040 $0.040 $0.040 $0.040
Wireless (Cellular) Communications
Flat Fee $0.040 $0.040 $0.040 $0.040 $0.040 $0.040
[1] No Volume Discount is available for Discover and American Express transactions, these rates are the same as the processing fees reported on Table 6, Blended
Rates and Bundled Fees, Discover and American Express.
93fb4606-3419-4b44-9036-9443566074d6.xls T9 11/5/01
EVTA Rate Calculator Table 10 - On-Line Debit Card Network Fees 10
Table 11 - Automated Clearinghouse Transactions
Table 10 - On-Line Debit Card Network Fees
Network Fees [1] Global Total Fees (Network + Global)
Network Flat Fee Percentage Maximum [3] Fees [2] Flat Fees Percentage Maximum [3]
Accel - Retail $ 0.130 0.65% $0.480 $ 0.080 $ 0.210 0.65% $0.560
Accel - Supermarket $ 0.230 0.00% $ 0.080 $ 0.310 0.00%
AFFN $ 0.210 0.00% $ 0.080 $ 0.290 0.00%
Interlink - Retail, Tier 1 [4] $ 0.105 0.45% $0.305 $ 0.080 $ 0.185 0.45% $0.385
Interlink - Supermarket, Tier 1 [5] $ 0.195 0.00% $ 0.080 $ 0.275 0.00%
Interlink - Retail, Tier 2 [4] $ 0.125 0.50% $0.345 $ 0.080 $ 0.205 0.50% $0.425
Interlink - Supermarket, Tier 2 [5] $ 0.215 0.00% $ 0.080 $ 0.295 0.00%
Interlink - Retail, Tier 3 [4] $ 0.145 0.65% $0.425 $ 0.080 $ 0.225 0.65% $0.505
Interlink - Supermarket, Tier 3 [5] $ 0.245 0.00% $ 0.080 $ 0.325 0.00%
Maestro $ 0.175 0.75% $0.525 $ 0.080 $ 0.255 0.75% $0.6050
NYCE - Retail, Standard [6] $ 0.1375 0.65% $0.6875 $ 0.080 $ 0.2175 0.65% $0.7675
NYCE - Supermarket, Standard [6] $ 0.2775 0.00% $ 0.080 $ 0.3575 0.00%
NYCE - Retail, Qualified [6] $ 0.0975 0.50% $0.4875 $ 0.080 $ 0.1775 0.50% $0.5675
NYCE - Supermarket, Qualified [6] $ 0.2125 0.00% $ 0.080 $ 0.2925 0.00%
Pulse (includes Tyme) $ 0.160 0.65% $0.710 $ 0.080 $ 0.240 0.65% $0.790
Star (includes Cash Station) - Retail, Group 1 [7] $ 0.0725 0.55% $0.3325 $ 0.080 $ 0.1525 0.55% $0.4125
Star (includes Cash Station) - Supermarket, Group 1 [7] $ 0.1825 0.00% $ 0.080 $ 0.2625 0.00%
Star (includes Cash Station) - Retail, Group 2 [7] $ 0.0825 0.60% $0.3825 $ 0.080 $ 0.1625 0.60% $0.4625
Star (includes Cash Station) - Supermarket, Group 2 [7] $ 0.2025 0.00% $ 0.080 $ 0.2825 0.00%
Star (includes Cash Station) - Retail, Group 3 [7] $ 0.1625 0.65% $0.6425 $ 0.080 $ 0.2425 0.65% $0.7225
Star (includes Cash Station) - Supermarket, Group 3 [7] $ 0.2525 0.00% $ 0.080 $ 0.3325 0.00%
Star Small ticket Retailers (<=$10 tkt) $ 0.0825 1.25% $ 0.080 $ 0.1625 1.25%
Star Small ticket Retailers (>$10 tkt) $ 0.1625 0.65% $0.6425 $ 0.080 $ 0.2425 0.65% $0.7225
[1] For price escalation purposes, Network Fees are treated as third-party costs
[2] Global fees are treated as fees within the Contractor's control for price escalation services.
[3] Maximum amount which can be charged per transaction.
[4] Tier determined by aggregate Interlink sales volume for all retail authorized users: Tier 1, $38 billion or more; Tier 2, $15 - $37 billion; Tier 3, less than $15
billion.
[5] Tier determined by aggregate Interlink sales volume for all supermarket authorized users: Tier 1, $38 billion or more; Tier 2, $10 - $37 billion; Tier 3, less than
$10 billion.
[6] All merchants treated as standard unless designated as "Qualified". Requirements to receive written designation as qualified includes prior year sales of at least
$10 billion (for supermarkets) or $15 billion (for retail).
[7] Group determined by aggregate Star West transactions for all supermarket authorized users: Group 1, 15 million or more, Group 2, 5 -15 million, Group 3, less
than 5 million.
93fb4606-3419-4b44-9036-9443566074d6.xls T10,T11 7/01/05
EVTA Rate Calculator Table 10 - On-Line Debit Card Network Fees 11
Table 11 - Automated Clearinghouse Transactions
Table 11 - Automated Clearinghouse Transactions
Transactions Fee
Total Number of Transactions Per Month ACH Debit ACH Credit
1 - 99,999 $ 0.422 $ 0.072
100,000 - 249,999 $ 0.412 $ 0.072
250,000 - 499,999 $ 0.391 $ 0.061
500,000 - 749,999 $ 0.381 $ 0.061
750,000 - 999,999 $ 0.365 $ 0.055
1,000,000 - 1,499,999 $ 0.355 $ 0.055
1,500,000 - 1,999,999 $ 0.340 $ 0.050
2,000,000 - 2,999,999 $ 0.330 $ 0.050
3,000,000 + $ 0.320 $ 0.050
Other ACH Fees ACH Debit
Returns $1.65 per return
Rejects/Reversals $3.30 per return
Bill Payments $0.083 per payment
Bill Payment Account Set-up Fee $110.00
93fb4606-3419-4b44-9036-9443566074d6.xls T10,T11 7/01/05
EVTA Rate Calculator Tables 12 - Fedwire, CHIPS and SWIFT Transactions 11
Table 13 - Reserved for Future Use
Table 14 - Pre-Funding
Table 12 - Fedwire, CHIPS and SWIFT Transactions
Fedwire Services Fedwire Fees
Transaction Fee $ 8.75
Repairs $ 10.00
CHIPS Services CHIPS Fees
Transaction Fee $ 8.00
Repairs $ 10.00
SWIFT Services SWIFT Fees
Transaction Fee $ 8.00
Table 13 - Reserved for Future Use
Table 14 - Pre-Funding (Accelerated Deposits Transfers)
Credit/Charge cards and Off-Line Debit Cards. Method for computing the additional interest charges
associated with receiving funds sooner.
Volume/260 = Volume per day
Volume per day *Interest = Interest per day (Interest = Prime Rate + .05%)
Interest per day/365 = Amount of prefunding per day
Amount of prefunding per day *260 = prefunding per year
93fb4606-3419-4b44-9036-9443566074d6.xls T12,T13,T14 11/5/01
EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 12
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without Interface Make & Model: Tranz 380
integrated printer) Purchase Option: Per Unit Price: $365.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 365.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 355.00
Extended Warranty (Fee): $5.00 (c) 50 + (c) $ 345.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $33.58 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 33.58
one year commitment) (b) 11 to 49 (b) $ 32.66
(c) 50+ (c) $ 31.74
Rental Option: Per Unit Rental Fee: $25.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 25.00
(b) 11 to 49 (b) $ 22.00
(c) 50+ (c) $ 17.00
Type I POS Terminal Interface Make & Model: Tranz 460
(with integrated printer) Purchase Option: Per Unit Price: $550.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 550.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 510.00
Extended Warranty (Fee): $5.00 (c) 50+ (c) $ 470.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $50.60 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 50.60
one year commitment) (b) 11 to 49 (b) $ 46.92
(c) 50+ (c) $ 43.24
Rental Option: Per Unit Rental Fee: $38.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 38.00
(b) 11 to 49 (b) $ 35.00
(c) 50+ (c) $ 31.00
Type II POS Terminal Interface Make & Model: Tranz 420
(without integrated printer) Purchase Option: Per Unit Price: $625.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 625.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 600.00
Extended Warranty (Fee): $5.00 (c) 50+ (c) $ 575.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $57.50 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 57.60
one year commitment) (b) 11 to 49 (b) $ 55.20
(c) 50+ (c) $ 52.90
Rental Option: Per Unit Rental Fee: $28.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 28.00
(b) 11 to 49 (b) $ 30.00
(c) 50+ (c) $ 26.00
93fb4606-3419-4b44-9036-9443566074d6.xls T15 11/5/01
EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 13
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without
III POS Terminal Omni 380
Interface Make & Model: Tranz 3200
integrated printer)
(with integrated printer) Purchase Option: Per Unit Price: $550.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 550.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 475.00
Extended Warranty (Fee): $5.00 (c) 50+ (c) $ 400.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $50.60 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 50.60
one year commitment) (b) 11 to 49 (b) $ 43.70
(c) 50+ (c) $ 36.80
Rental Option: Per Unit Rental Fee: $39.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 39.00
(b) 11 to 49 (b) $ 29.00
(c) 50+ (c) $ 19.00
Type IV POS Terminal Interface Make & Model: Omni 390
(without integrated PIN Pad, Purchase Option: Per Unit Price: $396.00 Minimum Order Quantity Discounted Price
Smart Card reader/writer or Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 396.00
printer) Warranty (in years): 1 (b) 11 to 49 (b) $ 370.00
Extended Warranty (Fee): $5.00 (c) 50+ (c) $ 365.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $35.88 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 35.88
one year commitment) (b) 11 to 49 (b) $ 34.04
(c) 50 + (c) $ 33.58
Rental Option: Per Unit Rental Fee: $28.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 28.00
(b) 11 to 49 (b) $ 18.00
(c) 50+ (c) $ 15.00
93fb4606-3419-4b44-9036-9443566074d6.xls T15 11/5/01
EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 14
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without
IV POS Terminal Omni 380
Interface Make & Model: Tranz 3200
integrated printer) PIN Pad,
(without integrated Purchase Option: Per Unit Price: $550.00 Minimum Order Quantity Discounted Price
Smart Card reader/writer and with Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 550.00
integrated printer) Warranty (in years): 1 (b) 11 to 49 (b) $ 475.00
Extended Warranty (Fee): $5.00 (c) 50+ (c) $ 400.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $50.60 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 50.60
one year commitment) (b) 11 to 49 (b) $ 43.70
(c) 50+ (c) $ 36.80
Rental Option: Per Unit Rental Fee: $39.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 39.00
(b) 11 to 49 (b) $ 29.00
(c) 50+ (c) $ 19.00
Type IV POS Terminal Interface Make & Model: Hypercom ICE
(with integrated PIN Pad, Smart Purchase Option: Per Unit Price: $630.00 Minimum Order Quantity Discounted Price
Card reader/writer, and printer) Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 630.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 585.00
Extended Warranty (Fee): $5.00 (c) 50+ (c) $ 535.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $57.96 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 57.96
one year commitment) (b) 11 to 49 (b) $ 53.82
(c) 50+ (c) $ 49.22
Rental Option: Per Unit Rental Fee: $35.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 35.00
(b) 11 to 49 (b) $ 30.00
(c) 50+ (c) $ 25.00
Peripheral Device I, Roll Printers Interface Make & Model: Verifone 900
Purchase Option: Per Unit Price: $300.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 300.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 280.00
Extended Warranty (Fee): $1.25 (c) 50+ (c) $ 260.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $27.60 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 27.60
one year commitment) (b) 11 to 49 (b) $ 25.76
(c) 50+ (c) $ 23.92
Rental Option: Per Unit Rental Fee: $23.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 23.00
(b) 11 to 49 (b) $ 19.00
(c) 50+ (c) $ 13.50
93fb4606-3419-4b44-9036-9443566074d6.xls T15 11/5/01
EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 15
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without
Peripheral Device I Interface Make & Model: Tranz 380 P8
Hypercom
integrated printer)
Sprocket Printers Purchase Option: Per Unit Price: $360.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 360.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 330.00
Extended Warranty (Fee): $2.50 (c) 50+ (c) $ 295.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $33.12 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 33.12
one year commitment) (b) 11 to 49 (b) $ 30.36
(c) 50+ (c) $ 27.14
Rental Option: Per Unit Rental Fee: $26.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 26.00
(b) 11 to 49 (b) $ 21.00
(c) 50+ (c) $ 15.00
Peripheral Device I, Thermal Interface Make & Model: Datacard Silent Printer
Printers Purchase Option: Per Unit Price: $330.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 330.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 285.00
Extended Warranty (Fee): $2.50 (c) 50+ (c) $ 240.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $30.36 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 30.36
one year commitment) (b) 11 to 49 (b) $ 26.22
(c) 50+ (c) $ 22.08
Rental Option: Per Unit Rental Fee: $24.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 24.00
(b) 11 to 49 (b) $ 19.00
(c) 50+ (c) $ 13.00
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EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 16
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without
Peripheral Device II, Countertop Interface Make & Model: Tranz 380
Verifone 201
integrated printer)
PIN Pad Purchase Option: Per Unit Price: $270.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 270.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 260.00
Extended Warranty (Fee): $1.25 (c) 50+ (c) $ 245.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $24.84 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 24.84
one year commitment) (b) 11 to 49 (b) $ 23.92
(c) 50+ (c) $ 22.54
Rental Option: Per Unit Rental Fee: $18.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 18.00
(b) 11 to 49 (b) $ 16.00
(c) 50+ (c) $ 12.50
Peripheral Device III, Interface Make & Model: Verifone 1000
Handheld PIN Pad Purchase Option: Per Unit Price: $190.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 190.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 170.00
Extended Warranty (Fee): $1.25 (c) 50+ (c) $ 150.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $17.48 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 17.48
one year commitment) (b) 11 to 49 (b) $ 15.64
(c) 50+ (c) $ 13.80
Rental Option: Per Unit Rental Fee: $15.00 Minimum Order Quantity Discounted Fee
(express rental fees on (a) 1 to 11 (a) $ 15.00
monthly basis) (b) 11 to 49 (b) $ 12.00
(c) 50+ (c) $ 8.50
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EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 17
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without
Peripheral Device IV, Interface Make & Model: Tranz 380
Cheqr
integrated printer)
Check Reader Purchase Option: Per Unit Price: $225.00 Minimum Order Quantity Discounted Price
Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 225.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 210.00
Extended Warranty (Fee): $2.50 (c) 50+ (c) $ 190.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $20.70 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 20.70
one year commitment) (b) 11 to 49 (b) $ 19.32
(c) 50+ (c) $ 17.48
Rental Option: Per Unit Rental Fee: $15.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 15.00
(b) 11 to 49 (b) $ 14.00
(c) 50+ (c) $ 12.00
Peripheral Device V, Interface Make & Model: Checkmate 431
Miscellaneous - Magnetic Stripe Purchase Option: Per Unit Price: $225.00 Minimum Order Quantity Discounted Price
Reader Maintenance Fee: $0.00 (a) 1 to 11 (a) $ 225.00
Warranty (in years): 1 (b) 11 to 49 (b) $ 215.00
Extended Warranty (Fee): $2.50 (c) 50+ (c) $ 205.00
Extend Term (in years): 1
Lease Option: Per Unit Lease Fee: $20.70 Minimum Order Quantity Discounted Fee
(expressed on monthly basis, (a) 1 to 11 (a) $ 20.70
one year commitment) (b) 11 to 49 (b) $ 19.78
(c) 50+ (c) $ 18.86
Rental Option: Per Unit Rental Fee: $15.00 Minimum Order Quantity Discounted Fee
(expressed on monthly basis) (a) 1 to 11 (a) $ 15.00
(b) 11 to 49 (b) $ 14.00
(c) 50+ (c) $ 12.00
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EVTA Rate Calculator Table 15 - Transaction Interface Hardware Fees 18
Table 15 - Transaction Interface Hardware Fees
Type 1 POS Terminal (without
Peripheral Device V, Interface Make & Model: Tranz 380
NBS
integrated printer)
Miscellaneous - Card Imprinter Purchase Option: Per Unit Price: $30.00
Maintenance Fee: $0.00
Warranty (in years): 0
Extended Warranty (Fee): not offered
Extend Term (in years): 0
Supplies Supply Item Per Unit Price Per Unit Price Per Unit Rental Fee
(When Hardware Purchased) (When Hardware Leased) (When Hardware Rented)
Roll Paper $2.50 $2.50 $0
Thermal Paper $3.00 $3.00 $0
Ink cartridges $12.00 $12.00 $0
Hardware Catalog Discount Percent Off Normal Retail Percent Off Percent Off Percent Off
Price (When Hardware Purchased) (When Hardware Leased) (When Hardware Rented)
5.00% 5.00% 5.00%
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EVTA Rate Calculator Table 16 - Transaction Interface Software Fees 19
Table 16 - Transaction Interface Software Fees
Product: Insight Payment Intelligence WILL BE REPLACED BY GLOBAL ACCESS @DVANTAGE
Description: PC productivity tool that provides online access to daily activity including chargeback, retrieval information and
loss prevention data.
Functionality: Authorization x Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: First Year Support/ Support/Maintenance Fee
License Fee [1] Maintenance Fee (for subsequent years)
Single Unit License: $25.00 $0.00 $0.00
Product: Customer Access System (CAS) WILL BE REPLACED BY GLOBAL ACCESS @DVANTAGE
Description: PC productivity tool that provides online access to daily activity and loss prevention data.
Functionality: Authorization x Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: First Year Support/ Support/Maintenance Fee
License Fee [1] Maintenance Fee (for subsequent years)
Single Unit License: $325.00 $0.00 $0.00
Product: Retail @dvantage PC WILL REPLACE PC Windows for retail and Direct Marketing
Description: Batch and single transaction PC program enabling user to authorize, process or authorize and process
transactions through a user - friendly process. Also, enables user to store cardholder information for future use
without having to rekey data each month for recurring transactions.
Functionality: x Authorization Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: First Year Support/ Support/Maintenance Fee
License Fee [1] Maintenance Fee (for subsequent years)
Single Unit License: $300.00 $0.00 $0
Product: Purchasing @dvantage PC WILL REPLACE Purchase Card Level III Batch Processing
Description: Enables user to authorize, process or authorize and process all Purchase Card transactions including American
Express' line item detail.
Functionality: x Authorization Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: First Year Support/ Support/Maintenance Fee
License Fee [1] Maintenance Fee (for subsequent years)
Single Unit License: $300.00 $5.00 per month $5.00 per month
Product: MIRS for windows WILL BE REPLACED BY GLOBAL ACCESS @DVANTAGE
Description: PC reporting product for Purchase Card customers
Functionality: Authorization x Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: First Year Support/ Support/Maintenance Fee
License Fee [1] Maintenance Fee (for subsequent years)
Single Unit License: $300.00 $5.00 per month $5.00 per month
Product: Hexagon
Description: PC reporting product for working interim accounts
Functionality: Authorization x Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: First Year Support/ Support/Maintenance Fee
License Fee [1] Maintenance Fee (for subsequent years)
Single Unit License: $0.00 $0.00 $0.00
Product: Global Access @dvantage
Description: PC productivity tool that provides online access to daily activity including chargeback, retrieval information and
Functionality: loss prevention data.
Authorization x Online Inquiry x Reporting
Platform: x PC Based Server Based Network
Operating windows 95 or better
Systems: Per User Support/Maintenance Fee
Set Up Fee Per ID Per Month (for subsequent years)
$50.00 $16.00 $0.00
[1] Software licenses fees are one time fees for each PC or LAN.
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EVTA Rate Calculator Table 17 - Miscellaneous Services and Fees 20
Table 17 - Miscellaneous Services and Fees
Service Fee Fee Calculation
Processing Services
Voice Authorizations $ 0.60 Based on per call.
Voice Data Capture $ 0.70 Based on per call.
Address Verification $ 0.75 Based on per call.
Chargeback Fees $ 10.00 Based on per chargeback passed back to the Authorized User.
Reprogramming Services $ 15.00 Set fee for terminals, sets of terminals, printers and pin pads.
Reporting & Statement Fees, On-line PC Reports
Insight $ 6.95 Per month.
$ 0.15 Per minute.
CAS $ 40.00 Per month.
MIRS $ 30.00 Per month.
Terminal and PC Help Desk Services
Terminals $ 2.50 Per unit, per month.
Printers $ 1.25 Per unit, per month.
Pin Pads $ 1.00 Per unit, per month.
Software $ 2.50 Per unit, per month.
Authorized User Account Opening and Maintenance Services [1]
Working Interim Account Opening Fees $ 275.00 Per Working Interim Account, one time fee.
Maintenance & Prior Day Reporting $ 285.00 Per Working Interim Account, per month.
Maintenance & Same Day Reporting $ 319.00 Per Working Interim Account, per month.
Training
Hexagon On-Site Training $ 150.00 Per day.
Additional Ongoing Training $ 150.00 Per day plus reasonable travel and expenses.
Incidental Consulting Services
Incidental Consulting Services $ 90.00 Per hour.
Payment Gateways [2]
Authorize.Net $ 150.00 Setup fee, per Merchant ID.
$ 30.00 Per month.
$ 0.10 Per transaction.
Cybercash $ 150.00 Setup fee, per Merchant ID.
$ 30.00 Per month.
$ 0.11 Per transaction.
[1] While Authorized Users (e.g., state agency or locality) may utilize multiple Merchant IDs/Working Interim Accounts, these fees
are charged per Working Interim Account not per Merchant ID.
[2] Payment Gateway fees are in addition Contractor Fees and are considered third-party costs not in the Contractor's control for
fee escalation purposes.
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EVTA Rate Calculator Table 17 - Miscellaneous Services and Fees 20
Table 17 - Miscellaneous Services and Fees, Amex and Discover
Service Fee Fee Calculation
Amex Miscellaneous Services
Voice authorizations $ 0.65 Per call.
Paper settlement check $ 0.95 Per check.
Ad-Hoc reporting $ 83.00 Per hour.
Discover Miscellaneous Services
Excessive chargeback fee $ 25.00 Per month.
Reprints of activity reports or monthly invoices $ 20.00 Per document.
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