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THE TAMILNADU INDUSTRIAL INVESTMENT CORPORATION

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THE TAMILNADU INDUSTRIAL INVESTMENT
        CORPORATION LIMITED
     (Sponsored by the Govt. of Tamil Nadu)

  692, Anna Salai, Nandanam, Chennai - 600 035


                  PHONE           24331203


                  FAX             24347209


                  E-MAIL          tiicltd@vsnl.com
                                  pio@tiic.in
                                  bcl@tiic.in


                  WEB             www.tiic.in


                  PAN             AABCT 7737 M
                  TAN             CHET 00 468 G
    SALES TAX     TIN
                                  3302 1580 744
    SERVICE TAX   REGN No.
                                  BOFS/chII/70/STC
                  STC   No.
                                  AABCT 7737 MST 001
                                            2




                                        INDEX
Sl.No.                             Topic                              Page No.
  1.     Abbreviations                                                   4

  2.     Background                                                      6

  3.     Objective of the Handbook                                       8
  4.     Organisation                                                   10
  5.     Functions of the organization                                  18
  6.     The norms set by the Corporation for discharge of              26
         functions
 7.      Powers and duties of Officers and Employees                    30
  8.     The Procedure followed in decision making process,             37
         including channels of supervision and accountability

  9.     The rules, regulations, instructions. manuals and              72
         records, held by it or under its control or used by its
         employees for discharging its functions

 10.     A Statement of the categories of documents that are            74
         held by it or under its control

 11.     The Particulars of any arrangement for consultation            76
         with, or representation by the member of the public in
         relation to the formulation of its policy or
         implementation there of

 12.      Details of Board / Committee                                  78
 13.      A directory of its officers and Employees                     82
 14.      The monthly remuneration received by officers and             83
          Employees
 15.     The manner of execution of, including the amount               84
         allocated and details subsidy programmes of beneficiaries
         of such programmes

 16.     Particulars of recipients of concession                        91


 17.     Details in respect of the information available to or held     92
         by it reduced in an electronic form
 18.     Public Information Officer, Assistant Public Information       93
         Officers and Appellate Authority
                                       3




      Annexures :

20.   Details of Schemes     - Annexure I                        96

21.   Organisation Structure - Annexure II                       109

22.   The particulars of Directors – Annexure III                110

23.   The Members of the Advisory Committee – Annexure IV        111

24.   One Time Settlement policy circulars/guidelines-           112
                                                 Annexure V

25.   The name, designation and place of working of all the      123
           officials / employees – Annexure VI

26.   Pay scales and other allowances for all the officials of   134
           the Corporation – Annexure – VII

      The details of monthly remuneration received by each       136
           cadre of Offices and employees – Annexure VIII
       4




ABBREVIATIONS
                          5

AGM        Assistant General Manager
AG         Accountant General of India
AMC        Annual Maintenance Contract
BB         Backward Blocks
BM         Branch Manager
BSC        Branch Sanction Committee
CGM        Chief General Manager
CLCS       Credit Linked Capital Subsidy Scheme
CMD        Chairman & Managing Director
DER        Debt Equity Ratio
DGM        Deputy General Manager
EC         Executive Committee
ED         Executive Director
EM         Entrepreneurs Memorandum
ETP        Effluent Treatment Plant
FD         Fixed Deposit
F&R        Finance & Resource Department
GM         General Manager
HRD        Human Resource Department
HRM        Human Resource Management
HoDs       Head of Departments
IE         Industrial Estate
ISO        Indian Standard Organisation
KYC        Know Your Customer
LAA        Loan Administrative Assistant
LAO        Loan Administrative Officer
MD         Managing Director
MIS        Management Information System
Mi/Sm/Mm   Micro/Small/Medium
MoU        Memorandum of Understanding
NAMT       New Anna Marumalarchi Thittam
ND & ND    Non Discretionary and Non Discriminatory
NEF        National Equity Fund
NPA        Non Performing Assets
NSIC       National Small Industries Corporation Ltd.,
NOC        No Objection Certificate
OD         Overdues
OTL        Open Term Loan
OTS        One Time Settlement
PEO        Project Evaluation Officer
P&M        Plant & Machinery
PL         Privilege Leave
PSC        Preliminary Screening Committee
PSU        Public Sector Undertakings
PIR        Project Information Report
QMS        Quality Management System
R&D        Research & Development
RM         Regional Manager
SEZ        Special Export Zone
SIDCO      Small Industries Development Corporation of Tamilnadu Ltd.,
SIDBI      Small Industries Development Bank of India
SIPCOT     State Industries Promotion Corporation of Tamilnadu Ltd.,
SRM        Senior Regional Manager
SMERA      Small and Medium Enterprises Rating Agency
SME        Small and Medium Enterprises
TANSTIA    Tamilnadu Small and Tiny Industries Association
TL         Term Loan
TIIC       Tamilnadu Industrial Investment Corporation Ltd.,
    6




BACKGROUND
                                            7




                                      Background


      The parliament has enacted the Right To Information Act 2005 to set out the
practical regime of right to information for the citizens of India, to secure the access to
the information available under the control of the Public Authorities, to promote
transparency and accountability on the working of every public authority. Section 3 of
the Act provides that all citizens shall have the right to information subject to the
provisions of the Act and “Information” means any material in any form including
records, documents, memos, e-mails, opinions, advices, press releases, circulars,
orders, logbooks, contracts, reports, papers, samples, models, data, material held in
any electronic form and information relating to any private body which can be
accessed by a public authority under any other law for the time being in force.
      The   Tamilnadu    Industrial   Investment    Corporation    Limited   (TIIC)   is   a
government company incorporated under the Companies Act, 1913 and continues to
be a government company and it is a public authority under Section 2 (h) of the Right
to Information Act. In view of the mandatory requirement, it is necessary for the TIIC
to publish this hand book containing information under the Right to Information Act.
            8




OBJECTIVE OF THE HANDBOOK
                                                9




                             Objective of the Handbook


        The primary objective of this handbook is to provide the necessary information to the
person interested in knowing the information of TIIC.
        Every endeavor is made in providing all information, duties and responsibilities of the
officers in TIIC in discharging their functions in achieving the avowed objects of the organization.
This handbook contain all necessary information in detail, procedure followed in decision making,
records maintained and used by the employees, directory of officers and employees, details of
Assistant Public Information Officers, Public Information Officers and the Appellate Authority for
TIIC.
     10




ORGANISATION
                                               11

1. The particulars of Organisation:

       1.1 Organisation:
       The Tamilnadu Industrial Investment Corporation Limited (TIIC), a government
company incorporated under the Companies Act 1913 and continues to be a government
company under The Companies Act, 1956. The authorised share capital of the company is
Rs.300 Crores and the paid up capital of the company is Rs.283.4956 Crores.

       1.2 Board of Directors :
       TIIC is governed by the Board of Directors. The Directors are nominated by the Govt
of Tamilnadu and one of the Directors is nominated as Chairman of the Board. At the time of
nominating Managing Director, Small Industries Development Bank of India is consulted.

       The details of Directors are as follows : (As on 30.9.2011)


       Tvl.
       Md.Nasimuddin, IAS,
       Chairman & Managing Director

       Dr. T.S. Sridhar, IAS,
       Principal Secretary to Government,
       Micro, Small & Medium Enterprises Department

       M.S. Shanmugam, IAS,
       Joint Secretary to Government,
       Industries Department

       Prashant Wadnere, IAS
       Under Secretary to Government,
       Finance Department

       Namgial,
       Chief General Manager,
       Small Industries Development Bank of India (SIDBI)

      V. Sridharan,
      General Manager,
      Small Industries Development Bank of India (SIDBI)

      S.Sundar,
      CGM (Retd), SBI

       DSM Jayarajan,
       General Secretary,
       Tamilnadu Small and Tiny Industries Association (TANSTIA)
                                              12

1.3.There are various departments in the organisation and specific duties, powers
    are vested to the Officers concerned as detailed below:

       Funds & Resources, Legal Dept &               Deputy General Manager
       Computer Systems & Technology Upgradation Division
       Rehabilitation Division & Loans monitoring    Deputy General Manager
       Project Dept                                  Deputy General Manager
       Recovery & NPA Management Division            Deputy General Manager
       Human Resources Management,
       Board & Company Law                           Company Secretary
       Internal Audit and ISO Dept                   Asst. General Manager
        There are 6 Regional Offices viz., Chennai, Coimbatore, Madurai, Tirunelveli, Salem and
Trichy. The following Branches reporting to the Regional offices stated below :

        Name            Telephone    Grams           Fax                 E-mail
  REGIONAL
  OFFICES
1 CHENNAI               24315989 MINDVEST          24315161   rmchennai@tiic.in
  'MHU' Complex,
  692 Anna Salai,
  Nandanam,
  Chennai 600 035.

2 COIMBATORE             2380520 MINDVEST          2303316    rmcoimbatore@tiic.in
 United Shopping
 Complex,
 94, Dr. Nanjappa
 Road, I Floor,
 Coimbatore - 641
 018.

3. MADURAI               2533018 MINDVEST          2521619    rmmadurai@tiic.in
 No.1A East CPlot
 No.3,
 Vaigai Colony, Anna
 Nagar,
 Madurai – 625 020.

4. SALEM                 2440344 MINDVEST          2431544    rmsalem@tiic.in
 Sri Lakshmi Complex,
 I Floor,
 4/22, Omalur Main
 Road,
 Swarnapuri,
 Salem 636 004.
                                             13


5 TRICHY                  2414177 MINDVEST        2416625   rmtrichy@tiic.in
  K.R.T. Building, II
  Floor,
  33, Promenade Road,
  Contonment,
  Trichy 620 001.

6. TIRUNELVELI            2602721 MINDVEST        2502182   rmtirunelveli@tiic.in
  Hotel Sakunthala
  Shopping Complex,
  5C/5B, II Floor,
  Trivandrum Road,
  Vannarpet.
  Tirunelveli 627 003.

  BRANCH OFFICES
a 1)CHENNAI REGION       24315979                           bmchennai@tiic.in
  CHENNAI
  692 Anna Salai,
  Nandanam,
  Chennai 600 035.

b TAMBARAM                 22260910,                        bmtambaram@tiic.in
  Plot no.28, First Floor, 22260911
  Ayyasamy street,
  Tambaram west,
  Chennai 600 045.
c TIRUVALLUR             26257664 MINDVEST                  bmtiruvallur@tiic.in
  86, C & D, II Main
  road,
  Ambattur Industrial
  Estate,
  Chennai - 600 058

d SPECIAL RECOVERY       24343903 MINDVEST                  bmchennaisrb@tiic.in
  BRANCH
  692, Anna Salai,
  Nandanam,
  Chennai - 600 035.


e VELLORE                 2249861 MINDVEST                  bmvellore@tiic.in
  Vasan E.N.T. Clinic,
  Ist Floor, No.73/A,
  Katpadi Main Road,
  Gandhi Nagar,
  Vellore 632 006.
                                                14

f Tiruvannamalai FO         253032   MINDVEST        bmtiruvanamalai@tiic.in
 4-A, Lakshmipuram I
 Floor, Bye Pass Road,
 Gandhi Nagar,
 Thiruvannamalai –
 606 602.

 2) COIMBATORE
 REGION
a COIMBATORE            2380520 MINDVEST             bmcoimbatore@tiic.in
  United Shopping
  Complex,
  I Floor,
  Road,
  Coimbatore - 641 018.

b TIRUPUR                   2207489 MINDVEST         bmtirupur@tiic.in
 Kumaran Shopping
 Complex,
 II Floor, Kumaran
 Road,
 Near Railway Station,
 Tirupur – 641 601.

c ERODE                     2262080 MINDVEST         bmerode@tiic.in
 405/1, Dr. Gopinath
 Hospital Building,
 II Floor,
 Perundurai Road,
 Erode – 638 011.

d COIMBATORE
 (SRB)                      2302121 MINDVEST         bmcoimbatoresrb@tiic.in
 United Shopping
 Complex, I Floor,
 94, Dr. Nanjappa
 Road,
 Coimbatore - 641 018
 3)MADURAI REGION :
a MADURAI                   2533331 MINDVEST         bmmadurai@tiic.in.
 1A,East Cross Street,
 (First Floor), Anna
 Nagar,
 Madurai

b DINDIGUL                  2433785 MINDVEST         bmdindigul@tiic.in
 Plot No.9, Spencer
 Compound
 (II Floor), Tiruvalluvar
 Salai,
 (Near Bus Stand),
 Dindigul-624 003.
                                             15


C KARAIKUDI              238746   MINDVEST        bmkaraikudi@tiic.in
 Sri P.P.K.A. Complex,
 II Floor,
 45, Shanmugaraja
 Road,
 Sekkalai Road,
 Karaikudi - 630 002.

d THENI (Field
  Office)                251982   MINDVEST        bmtheni@tiic.in
  3-A, 1st Floor,
  Jagannathan Street,
  Old T.V.S. Road,
  Bungalamedu,
  Theni-625 531.
e RAMANATHAPURAM         232474   MINDVEST        bmramnad@tiic.in
  (Field Office)
  D.No.1130-C, First
  Floor,Opp to
  Sothurani
  Ramnad
  Rameswaram Road,
 Bharathi Nagar,
 Ramanathapuram
 623 504

  4) SALEM REGION
a SALEM                2440444 MINDVEST           bmsalem@tiic.in
  Sri Lakshmi Complex,
  I Floor,
  4/22, Omalur Main
  Road,
  Swarnapuri,
  Salem – 636 004.
b HOSUR                 222876 MINDVEST           bmhosur@tiic.in
  P.B. No.49, No.7, II
  Cross,
 II Floor, Kamaraj
 Colony,
  Hosur – 635 109.
c DHARMAPURI             260866   MINDVEST        bmdharmapuri@tiic.in
  DDDC Buildings
  (Upstairs),
  Pennagaram Road,
  Dharmapuri –
 636 702.
                                                16


d NAMAKKAL                  221068   MINDVEST        bmnamakkal@tiic.in
  Sri Bhuvaneswari
  Complex, II Floor,
  No.5/2, Dr. Sankaran
  Road,
  Namakkal 637 001.


  5) TRICHY REGION :
a TRICHY                    2460498 MINDVEST         bmtrichy@tiic.in
  K.R.T. Building, II
  Floor,
  33, Promenade Road,
  Contonment,
  Trichy 620 001.

b THANJAVUR                 230465   MINDVEST        bmthanjavur@tiic.in
  No.33, South Main St.,
  IOB Building, II Floor,
  Thanjavur - 613 009.

c KARUR                     235581   MINDVEST        bmkarur@tiic.in
  526 North
  Pradakshnam Road,
  LIC unit I Building,
  Karur 639 001

d PUDUKOTTAI                222354   MINDVEST        bmpudukottai@tiic.in
  'Mena Complex'
  II Floor,
  T.S.No.2430/31,
  West Main Street,
  Pudukottai - 622 001.

e CUDDALORE                 230831   MINDVEST        bmcuddalore@tiic.in
  Arcot Woodlands
  (Annexe), III Floor,
  1, Bharathi Road,
  Cuddalore - 607 001.

f VILLUPURAM                229131   MINDVEST        bmvillupuram@tiic.in
  No.23-A,
  Ranganathan St.,
  First Floor,
  Woodlands Complex,
  Trichy Trunk Road,
  Villupuram 605 602.
                                                17

    6) TIRUNELVELI
    REGION
a   TIRUNELVELI              2502038 MINDVEST             bmtirunelveli@tiic.in
    Hotel Sakunthala
    Shopping
      Complex,
    5C/5B, II Floor,
    Trivandrum Road,
    Vannarpet,
    Tirunelveli – 627 003.

b TUTICORIN                  2346082 MINDVEST             bmtuticorin@tiic.in
  No.4/35, N.P.S.
  Complex,
  Polepettai,
  Near New Bus Stand,
  Tuticorin - 628 002.

c NAGERCOIL                  232859   MINDVEST            bmnagercoil@tiic.in
  No.37 Cape Road.,
  Nagercoil 629 001.

d VIRUDHUNAGAR
  FIELD OFFICE               243911   MINDVEST            bmvirudunagar@tiic.in
  No.100, Railway
  Feeder Road.,
  Virudhunagar
  626 001.
e SIVAKASI                   277222   MINDVEST             Sivakasi@tiic.org
  No.1292-A, 1292-B,
  P.K.N. Road,
  (Near Rathina Vilas
  Bus stop),
  Sivakasi 626 189

Each Regional Office is headed by a Regional Manager and the Branch Office is headed by the
Branch Manager designated from time to time. The Field Office is managed by an Officer
designated.
               18




FUNCTIONS OF THE ORGANISATION
                                               19


2. Functions of the organization:
            TIIC as a State Level Financial Institution, offers long and medium term financial
      assistance to various industries including service sector in the following forms:
          •Term Loans
          •Term Loan and Working Capital Term Loans under the Single Window Scheme.
          •Special types of assistance like Bill Financing Scheme, etc.

2.1. Type of Assistance:

                 TIIC offers long and medium term financial assistance in the following forms:-
                  •Term Loans
                  •Term Loan and working capital assistance under the Single Window Scheme
                  •Bill Discounting
                  Schemes operated:
                  • General Term Loan
                  • Micro / Small Enterprises Funding
                  • Assistance for ISO 9000 Certification
                  • TAHDCO
                  • Equipment Finance Scheme
                    Bill Finance Scheme for TNEB / TWAD Board Contractors
                 •  Assistance for Wind Power Projects
                 •  Single Window scheme covering working capital
                 •  Open Term Loan
                 •  Clean Term Loan
                 •  Working capital term loan for Rice Mills
                 •  Business Space Rental Scheme
                 •  Drawee Bill Finance Scheme
                 •  Term loans for the replacement of high cost loans
                 •  Information Technology Projects scheme
                 •  Computer Training Institute / Training Institute
                 •  Commercial Complex
                 •  Community centre / Convention centre / Marriage hall
                 •  Hotels
                 •  Scheme for Non Banking Finance Cos (NBFC)
                 •  Marketing Assistance Scheme
                 •  Scheme for Qualified Professionals
                 •  Generator loan
                 •  Transport loan scheme
                 •  Warehouse / Cold storage
                 •  Scheme for doctor’s growth / Nursing home
                 •  Working capital term loan for manufacturing and processing industries
                    (WCTL-MPI)
                 •  Grow an entrepreneur scheme
             The details of some of the schemes are available in the Annexure I.
                                                20

2.2 Eligible activities:
       The assistance of the TIIC is available to the concern engaged in or proposing to be
engaged in:-
   •Manufacturing, processing or preservation of goods
   •Service sector
   •Generation of electricity or any form of power including wind mills
   •Setting up of nursing homes and purchase of electro medical
    equipments
   •Hotels and Restaurants
   •Purchase of public carrier vehicles for material / goods transportation
    and for transport of passengers.
   •Facilities for preservation of marine products and food item
    including cold storage
   •Commercial complex / storage godown / marriage hall / community hall
   •Computer Training Institutions / I.T projects including I.T Parks

 2.3. Quantum of Loan Assistance:
          TIIC provides Term Loan assistance normally upto a maximum of Rs.800 lakhs to
  Proprietary and Partnership concern. In respect of Limited Companies and Co-operative
  Societies normally a maximum term loan assistance of Rs.2000 lakhs can be considered.
  However higher loan assistance may also be considered for bigger projects on a case
  to case basis.

       The Branch Offices have been classified into A, B, C categories for the purpose of
  consideration of loan assistance based on the number of loan account in a Branch Office.
  Branches can sanction loans upto Rs.50 lakhs for new clients. Regional Loan Sanction
  Committee can consider sanction of loans upto Rs.100 lakhs for new clients and Rs.150
  lakhs for existing clients.


          The Board of the TIIC has delegated appropriate powers for sanction of loans to
  the Branch Manager, Branch Sanction Committee, Regional Loan Sanction Committee. The
  Executive Committee consisting of Directors of the Board / Board of Directors will consider
  sanction of loans beyond the power of RLSC (i.e) beyond Rs.100 / 150 lakhs upto Rs.300
  lakhs. The Board of TIIC consider sanction of loans above Rs.300 lakhs.


2.4. How to apply:
          For getting financial assistance from TIIC, one has to apply in the prescribed
  application and the applications are available in all the TIIC Offices. There are separate
  application for certain schemes. Application for financial assistance to industrial units can
  also be downloaded from TIIC’s website www.tiic.in. Application is issued free of cost.
                                                      21


2.5. Appraisal of Project by TIIC:
          TIIC appraises the project for its technical feasibility, financial and economic viability
     while sanctioning loan. The applicant should satisfy TIIC regarding the scope for
     marketing and furnish the details of the cost of production, cash flow etc., to assess the
     pay back period and for assessing the various financial ratios / norms.


2.6.          Rate of Interest :

          The interest rate structure for various loans are given below :

2.6.1. Interest revision for new cases (from 16.6.2011) :

        Micro Small Medium Enterprises(Manufacturing)                        Existing         Revised
1.         Loans upto Rs.2.00 lakhs including Transport loan                 13.50%            14.25%
2.         Loans above Rs.2.00 lakhs
a.         SMERA RATING & from other agencies such as CRISIL
                                                            Highest          13.50 %           14.25 %
                                                                     High    13.75%            14.50%
 b.        Other Ratings than the above                                      14.25%            15.00%
3.         a) Existing assisted clients (including Transport) continuously   13.50%            14.25%
              prompt* for 3 years at the time of sanction,OTL etc.
           b) Existing assisted clients (including Transport) continuously      -              14.75 %
              in Standard Category ** for 3 years, OTL etc.
4.         New MSME & Transport sector                                       14.25%            15.00%
5.         Other Special Scheme :
a.         Drawee Bill Scheme / Clean Term Loan scheme                       14.50%            15.25%
b.         Working Capital Term Loan under modern rice mill,                 14.50%            15.25%
           manufacturing processing industries & single window scheme
c.         Micro, Small, Entrepreneur Loan (MSEF) Scheme                     14.50%            15.25%
           (Referred as MSME scheme earlier)


*     If the principal and interest demand is paid within the grace period continuously for
      36 months or 12 quarterly instalments the unit is classified as Prompt unit.
** If the unit pays the interest and principal demand within 90 days continuously for 36
      months or 12 quarterly instalments then the unit is eligible for the concessional rate
      indicated in Standard category.
                                               22

 2.6.2.Interest revision for new cases (from 16.6.2011) :


                  NON-MSME                 For Prompt clients at the      New clients at the time of
                                               time of sanction                   sanction
6.                                         EXISTING      PROPOSED       EXISTING       PROPOSED

a.       Non-MSME Term Loan                 13.75%        14.50%         15.00%           15.75%
b.       Non-MSME Term Loan
         Existing non-assisted   units
         with good track record for 3          --             --         14.50%           15.25%
         completed years.
c.       Term Loan to service sector
         viz.,  shopping    complex,
         community    hall,  Kalyana        15.00%        15.75%         15.00%           15.75%
         Mandapam etc.
7a.      Loans to Hospitals, Doctors
         and Nursing Home, purchase         15.00%        15.75%         15.00%           15.75%
         of land and construction of
         building
b.       For purchase of medical            14.00%        14.75%         14.00%           14.75%
         equipments
8.       WIND MILLS                         13.50%        14.25%         13.75%           14.50%
9.       BILL FINANCE SCHEME                15.00%        15.75%         15.00%           15.75%
10.      Term Loan for replacement of 1% over the 1% over the 1% over the               1% over the
         high cost loan               Corporation's Corporation's Corporation's         Corporation's
                                           usual term     usual term     usual term    usual term loan
                                            loan (or)      loan (or)      loan (or)     (or) 15.75%
                                             15.00%         15.75%         15.00%       whichever is
                                          whichever is   whichever is   whichever is       higher
                                              higher         higher         higher

11.      Grow an Entrepreneur               15.00%        15.75%         15.00%           15.75%

 a) Interest is payable on monthly / quarterly rest.
 b) Other dues will carry an interest rate that is applicable to that of Term Loan.
 c) Subsidy Bridge Loan and Term Loan against Credit Linked Capital subsidy will
      carry an interest rate that is applicable to Term Loan.
 d) In the event of default, penal interest of 2.50% p.a. will be charged for the
      defaulted amount for the defaulted period.
 e) Beyond 120 days additional interest of 2.50% p.a. will be charged under Bill
      Finance Scheme.
                                                23




SWITCH OVER LOAN SCHEME:
      Under this scheme, the lending rate may be fixed as applicable to general term loans
under the respective sector.


SUBSIDY BRIDGE LOAN:
       The Subsidy bridge loans are charged with interest rate as applicable to term loans.

       The rate of interest is revised periodically based on market conditions, cost of borrowing
etc by TIIC.
2.7. Financial Norms:
     Following financial ratios are considered as favourable in appraisal of a project :
i) Debt Equity Ratio:
       The maximum debt equity ratio (DER) for both small and medium enterprises shall
       be 2:1.
   ii) Promoter’s Contribution:
      Promoter’s contribution varies from 15% to 40% depending upon the scheme of
   assistance. A higher promoters contribution will be fixed if the risk perception of the
   proposal is high.
   iii) Margin of Security:
        A minimum of 10% to 25% security margin on fixed asset is stipulated.
   iv) Collateral Security:
        In addition to primary security of assets, collateral security is also stipulated based
   on the risk perception of the proposal.
   v) Repayment period:
       Loan repayment is generally spread over a period of 5 to 9 years with a moratorium
   ranging from 3 months to 2 years depending on the project and the cash flow
   projections.

2.8 Subsidies from Government :
•TIIC is the nodal agency for the State Capital Subsidy provided by the Government of
Tamilnadu for projects implemented under New Anna Marumalarchi Thittam scheme and
other subsidy for Micro / Small / Medium Enterprises and mega projects and 3 % Back
Ended Interest Subsidy for micro / SSI units going in for Technology Upgradation and
Modernisation and ISO certification.
•It is also the nodal agency on behalf of Govt. of India for providing capital subsidy to its
assisted units under “Credit Linked Capital Subsidy” scheme, “Technology Upgradation Fund”
scheme and Food processing subsidy.
                  24




The Norms Set By The Corporation For
      Discharge of Functions:
                                                    25


2.9 The norms set by the Corporation for discharge of functions:
Quality Policy :

         The Corporation has obtained an ISO 9001:2008 Certification under “Quality
Management Systems” (QMS) for sanction of loans.           The Corporation is discharging its
functions under the norms prescribed in ISO 9001 : 2008 Certification and the Lead Time
fixed for sanction of loans.
          “ TIIC is committed to achieve excellence in formulation and implementation of
various schemes for the accelerated industrial development in the State of Tamilnadu by
providing timely financial services to the satisfaction of its customers. It is also committed to
lay down measurable standards for customer service and constantly improve its Quality
Management System by the full involvement of the personnel at all levels ”.
Quality Objective Lead Time for sanction of loans :

Sl.No.                      Authority                         No. of Working Days
                                                              Loans         Bill
                                                                            Finance
                                                                            Limits
I           By   Board                                          35               -
II          By   Executive Committee                            25               -
III         By   Regional Loan Sanction Committee               25             14
IV          By   Branch Sanction Committee                      18              7
V           By   Branch Manager                                  7               -

         The certifying authority (BIS) has accorded ISO 9001-2008 license for the Quality
Management Systems for sanction and disbursement for Head Office and Chennai Branch,
TIIC Ltd.
                                                26


2.9.1. Norms set up in TIIC for sanctioning loans :

      •Immediate issue of loan application to the applicant who requires in person and
       within 3 days by post.
      •Immediate issue of acknowledgement for receipt of loan application form.
      •Status information about loan application within 5 days, if all the required particulars
       have been furnished with the application.
      •Loan sanction within 18 working days by Branch Sanction Committee for loans upto
       Rs.50.00 lakhs
      •Loan sanction within 25 working days for loans above Rs.50.00 lakhs and upto
       Rs.3.00 crores by Executive Committee and RLSC.
      •Loan sanction within 35 working days for loans of above Rs.3.00 crores by Board.
      •Simultaneous scrutiny of legal documents within 15 working days, if, within office
       and 4 weeks if external legal advise is needed.

2.9.2. Requests for Loan:

Time limit for compliance of request for inspection of assets:
      •10 working days for requests not involving valuation of assets
      •15 working days for requests involving valuation of assets
Time Limit for compliance of requests for loan disbursal:
      •10 working days for inspection of site, machinery and building by TIIC officials
      •15 working days for inspection of site, machinery and building by external agencies
2.9.3.Time Limit for compliance of other requests:

       •45 working days from the date of receipt of full particulars for consideration of
        change in management in fit cases
       •30 working days from the date of receipt of particulars for request for time for
        payment of dues.
                                                27


2.9.4. Complaints:

   •E-mail facility to receive complaints/suggestions
   •Immediate acknowledgment for all complaints received
   •Reply to complaints normally within 30 working days.

2.9.5. Guidance and help:

   •All 6 Regional Offices, 24 Branch Offices and 4 Field Offices in the State will guide and
    help the customers.
   •2 Special Recovery Branches to guide and help the customers in settling their accounts
    which have become non-performing assets.
   •Separate Entrepreneurs’ Guidance Cell and Grievance Cell functioning at the Head
   Office. Chennai, guide citizens and redress their grievances in all matters.
   •Separate Business Development Officers at Head Office and Branch Offices to guide
   entrepreneurs.
   •Records maintained for receipt and disposal of complaints at Head Office, Branch Offices
   and Regional Offices.
          28




 POWERS & DUTIES OF
OFFICERS AND EMPLOYEES
                                                   29

3) Powers and duties of Officers and Employees:

       TIIC is governed by a Board of Directors consisting of senior level Govt Officers,
nominees of SIDBI, a retired senior Bank official. The day to day functions are administered
by MD / CMD who is appointed by Govt. of Tamilnadu in consultation with SIDBI. The MD /
CMD is assisted by officials at various levels to discharge the functions.
       The Board delegates suitable powers to the Managing Director and the other officials
of the Corporation for the smooth, effective and efficient functioning of the Corporation.
3.1 Head Office:
       At the Head Office, the Chairman & Managing Director / Managing Director is
assisted by Deputy General Managers and other Senior Officers.

3.1.1 Deputy General Manager (F & R, Legal & Systems) :
       The following departments are functioning under the control of the Deputy General
Manager (F&R, Legal & Loan monitoring), who is assisted by concerned Heads of
Departments viz. AGMs and Managers. The Heads of Departments are responsible for the
entire operations of the concerned department.
      Funds & Resources Dept.
      Legal Dept
      Computer Systems Division & Technology up-gradation Division
3.1.2. Deputy General Manager (MIS) Dept :
       Responsible for compilation of MIS Reports
3.1.3. Deputy General Manager (Rehabilitation Division) :
   i)Rehabilitation of potentially viable sick units.
   ii)Loan Monitoring Dept
   iii)Nodal Agency function for the petitions / grievances of customers
     addressed to CM’s Special Cell / Department of Industries / Chairman /
     Managing Director. Coordinating on AG’s & SIDBI’s Inspection Reports.

3.1.4. Deputy General Manager (Project) :

       The project department is functioning under the control of the Deputy General
Manager (Project), who is assisted by other officers. The Head of Department is responsible
for the entire operations of the concerned department.

3.1.5 Deputy General Manager (Recovery & HRM)

       i) Recovery and NPA management division
       ii) Human Resource Management Dept and Disciplinary division
                                                     30


3.1.6. Asst. General Manager (Policy. Planning and Risk Management) :
         i) Preparation of corporate plans and policy document on loan policy
       ii) Fixing up targets for the branches and signing of MoU with Branches and Follow-
          up.
     iii) Assessment of market risk, credit risk and operational risk.
     iv) New projects (I.T Park) Division


3.1.7. Assistant General Manager (Internal Audit & ISO Dept) :
         1. Systematic inspection and internal audit system in the organisation.
         2. He has to deal with vigilance matters.
         3. Anti-money Laundering
         4. Responsible and follow-up of the ISO standards already introduced in the
           Corporation and also expanding the scope of the ISO standards to various Branches
           and also to expand to various activities of the organisation.
3.1.8.      Assistant General Manager (Training & Library Division) :
          i) Training to staff.
         ii) All assets of the Corporation other than loan assets and investments,
             maintenance, additions, disposals and periodical expenditure.
3.1.9. Assistant General Manager (Projects) :
     i) Responsible for sanction of loans at Head Office within the delegated powers of EC /
         Board. Responsible for enhancements, modifications and all related matters and
         follow-up of disbursements of all sanctions.
   ii) Responsible for loan enquiries and he should also handle the clarifications sought by
         the Branches. Also responsible for development of new products and marketing of
         various products of the Corporation at the corporate and field level.
   iii) Responsible for sanction and disbursement of subsidies where the Corporation is
     assigned as the Nodal Agency.
   i)He is responsible for conducting marketing and other development seminars /
         Business Promotion meeting at various centres.
   v) The Officers of Development Wing also meet the customers directly to explain the
     various schemes of the Corporation.
  vi) He is also responsible for evolving various schemes in tune with the market
     situations / requirements. Marketing of various products of the Corporation at the
     corporate and field level.
                                                    31

3.1.10 Assistant General Manager (Recovery) :
      i)          To introduce loan review mechanism, credit audit, standard asset
                  monitoring and identification of special mention accounts.
      ii)         To protect the slippage of standard accounts and also to upgrade
                  the level of substandard accounts / NPA accounts.


3.1.11. Senior Manager (F & R Department):
      i) Overall co-ordination and supervision of all accounting functions.
      ii) Liasing with statutory Auditors, Income Tax Authorities, etc.
      iii)Co-ordination with the accounts Departments of the branches.
     iv) Responsible for preparation of accounts and Balance sheet for the Corporation.
     v) Responsible for management of all liabilities of the Corporation.
     vi) Follow up of refinance from SIDBI and other agencies
     vii) Fixing up of interest rates, raising of loans / OD’s from Banks and
            other PSUs and follow-up of all investments.

3.1.12. Manager (HRM) :
      i)          He will look after all staff related matters including placement /
                  transfers / promotions.
      ii)         Training to staff.
      iii)        All assets of the Corporation other than loan assets and investments,
                  maintenance, additions, disposals and periodical expenditure.


3.1.13.Company Secretary:

             i)   The Company Secretary is responsible for convening of general meetings,
                  Board, Executive Committee, Default Review Committee & Audit Committee
                  meetings and other committees constituted by the Board represented by
                  Directors of the Corporation and recording the Minutes of these Meetings. He
                  is also responsible for the Sales tax, VAT & Service tax matters of the
                  Corporation.
             ii) He is Public Information Officer designated under the Right to Information
                  Act, 2005. He is also look after disciplinary division.
                                                  32

3.1.14 Manager (Law):
       i.      He is responsible for giving advise / guidance on legal matters to
               Officer (Legal) at Regional Offices and Branch Offices for completion of legal
               documentation.
       ii.     He is responsible for monitoring the entire process for completion of legal
               documentation within the Lead Time stipulated under QMS.
       iii.    He is responsible for monitoring and following the court cases with panel
               advocates.


3.1.15. Senior Managers / Managers / Deputy Managers / Assistant
        Managers / Senior Officers:

               There are also senior officials in the cadre of Senior Managers / Managers
       functioning in the Head Office who are allotted to various Departments to oversee the
       smooth functioning of the Head Office. These officials are reporting to the concerned
       HODs / DGM directly or through A.G.Ms as the case may be.



3.1.16. Officers, Junior Officers, Assistants / Stenographers :
       There are also Officers, Junior Officers and Assistants / Stenographers in the Head
Office who are either doing original work or assigned tasks in a section such as MIS, ISO,
Recovery, Project, HRM, Systems, Funds        &    Resources, Legal, Loan monitoring, Policy
Planning and Risk Management, Internal         Audit, Rehabilitation and Board & Secretariat
Dept. They also maintain the files. They are the grass root level ministerial officials. They
report to respective section heads.


3.1.17. Record Clerks / Drivers /Office Assistants :

       They are the basic level officials of the Corporation and are working both in Head
Office, Regional Office and Branch Offices. They carry out identical function irrespective of
their place of working.
                                                  33

3.2 REGIONAL OFFICE:
3.2.1 Regional Manager:
     i) RMs are responsible for the performance of the branches under their control.
     ii) RMs are the Chairpersons of the BSC meetings for sanction of loans / for settlement
        of loans as per the delegation of powers prescribed by the Board of the Corporation.
     iii) He shall review all LAOs / LAAs every month at Branches.
     iv) He is responsible for forwarding of the PIR with his recommendations to Head
         Office.
     v) He is responsible for relaxation of the Terms & Conditions, changes in the scheme
         within the delegated powers.
     vi) He is also a member of Regional Loan Sanction Committee.

3.2.2 Officials of Regional Audit Team :
        Officials of Regional Audit Team will ensure that :
         i) All sanctions and disbursement accounts of the Branch are in order.
         ii) All the assisted units in the Regions are visited by them atleast once in a year.
         iii)Officers in the auditing team will ascertain the assets inventory of the assisted
             units.

3.3 BRANCH OFFICE:
3.3.1    Branch Manager:
i) BMs are responsible for overall performance of the branch.
ii) BMs are responsible for sanction & disbursement of loans and recovery as per the
  delegation of powers prescribed by the Corporation.
iii)He is responsible for the routine administrative functions and to canvass new business
  and to supervise and support the LAOs / LAAs.


3.4 SPECIAL RECOVERY BRANCH
3.4.1. Branch Manager :
        Branch Managers are responsible for recovery of dues from the accounts which are
categorized as Non Performing Assets.
                                                 34

3.5.     FIELD OFFICE :
3.5.1. Field Officer :
i) Field Officer is responsible for overall performance of the Branch.
ii)He is responsible for canvassing loan and recovery as per the delegation of powers
  prescribed by the Corporation.
iii)He is responsible for administrative functions of the Field Office and supervise and
  support LAO / LAAs.


3.5.2. LAO / LAA:

   The field level Officers / Assistants are re-designated as Loan Administrative Officers
(LAOs) and Loan Administrative Assistants (LAAs). The LAOs and LAAs are responsible for
disbursement of loans including inspections, recovery and follow-up including court cases
assigned to them individually.

3. Project Officer (PEO):
  i)The Project Officer in the Branch is responsible for appraisal of all Branch cases assigned
   to him. He also place preliminary appraisal notes in respect of cases to be sanctioned by
   MD / EC / Board before their Branch Manager.
  ii)He is responsible for preparing the appraisal note and place it before the Branch
   Sanction Committee / PSC within the stipulated time as per QMS.


3.6.4. Legal Officer:
  i)The Legal Officer at Branch / Regional Office will be responsible for scrutiny of title
   deeds and approval of all security documents and documentation and custody of
   documents. He should provide the guidance to entrepreneurs.
  ii)He is responsible for every court case handled at the Legal Dept, Head Office or at the
   Special Recovery Branches of the Corporation as the case may be and will maintain a
   detailed register / record / file about the court cases.

  iii)He should provide the general legal counsel and guidance in all other matters to the
       Branch.
                35




    The Procedure followed in
     decision making process,
including channels of supervision
        and accountability
    36




DELEGATION
    OF
  POWERS
                                                    37




         Delegation of powers in respect of HRM/HRD/Estate/Expenditure Division


Sl.       Nature of powers                      Delegation                       Authority
No.
 1    Sanction of engagement
      of employees on casual           At Head Office                     Managing Director
      basis on daily wages.
                                       At Regl.Office & Br. Office:       The            temporary
                                                                          appointments on casual
                                                                          basis on daily wages can
                                                                          be made only on specific
                                                                          orders of the Managing
                                                                          Director. Employees on
                                                                          daily wages so appointed
                                                                          should not be engaged
                                                                          for more than 90 days.

 2    Confirmation            of      For the officials in the cadre of      Managing Director
      satisfactory completion of      General Manager
      probation, Sanction of
      advance increment and           For the officials below the         CGM/GM/DGM/DGM i/c
      fixation of pay.                cadre of General Manager


 3    Extension of     period    of   From the cadre of Asst-Cum-            Managing Director
      probation                 and   Typist and above
      confirmation.
                                      Below the cadre of Asst-cum-        CGM/GM/DGM/DGM i/c
                                      typist
 4    Sanction of periodical          At Head Office:
      Increments                      For General Managers                   Managing Director

                                      Below the cadre of General          CGM/GM/DGM/DGM i/c
                                      Managers
                                      At Regional Office:

                                      Upto Officers                           SRM / RMs
                                      Above Officers                      CGM/GM/DGM/DGM i/c

                                      At Branch Office:
                                      Upto Officers                         Branch Manager
                                      Above Officers                      CGM/GM/DGM/DGM i/c
 5    Transfers & Postings            For all cadres                        Managing Director

                                      Deployment of staff below the                  RM
                                      cadre of Officer for important
                                      work      within the   Region       Head Office shall be kept
                                      (Temporary arrangement)             informed of the changes
6     Deputation of employees         For all cadres                      Managing Director
      of the Corporation
                                                      38


7.    Deputation     of    Special                                        Regional Manager as per
      Dy.Tahsildar/ Tahsildars for                                        sanction / approval of
      recovery                                                            posts     by  Managing
                                                                          Director.
8.     Retirement by routine         For all cadres                          Managing Director
9.    Acceptance of                  For all cadres                          Managing Director
      Resignation
                                                                         The Board will be kept
                                                                         informed in respect of
                                                                         cadres of Asst.General
                                                                         Manager and above.
10.   Approval for             For all cadres                                Managing Director
      Terminal benefits to the
      employees
11.   PL Encashment             At Head Office:
      Approval for payment      General Managers                            Managing Director

                                      For the cadre of AGM/DGM                      GM

                                      All staff at Head Office upto             DGM(HRM)
                                      DGM and from the cadre of
                                      Asst., Manager in Regional /
                                      Branch Offices.
                                      At Regional Office:
                                        All staff in Regional Office            SRM / RMs
                                      except Managers / Asst.
                                      Managers.
                                      At Branch Office:
                                     All staff except Managers / Asst.       Branch Managers
                                     Managers
12    Issue of Administrative        For HRM / HRD Divisions               DGM (HRM) / Manager
      Orders / Circulars on                                                      (HRM)
      approval by competent
      authority                      For Estate / Expenditure Division     AGM (ED)/Manager (ED)
13    Additional Charge              AGMs and above at Head                  Managing Director
      Arrangements                   Office, the Regional Managers
                                     & Branch Managers
                                 For the Officials below the               CGM/GM/DGM/DGM i/c
                                 cadre of AGM at Head Office
                                  At Regional / Branch
                                 Office:
                                 All the staff in the Region                    SRM / RMs
                                 except Branch Managers
14    Issue of NOC for obtaining For General Managers                     Government of Tamilnadu
      Passport
                                 For DGMs                                        CGM/GM
                                 Upto AGMs                                 CGM/GM/DGM/DGM i/c
15    Declaration    of   Public For all offices                             Managing Director
      Holidays/
      Local holidays
                                                  39


16   Sanction of House Building Sanction / Approval:
     Advance     and    Vehicle As per policies approved by             CGM/GM/DGM/DGM i/c
     Advance                    Managing Director / Board
     Sanction of other Advances
     like   Festival   Advance, As per policies approved by                  DGM(HRM)
     Marriage, Co-optex, Khadi Managing Director / Board
     and Handloom etc.
                                Payments for all loans and
                                advances:
                                      At Head Office                     AGM(ED)/Manager(ED)

                                      At Regional Office                       SRM/RMs

                                      At Branch Office                     Branch Managers
17   Staff Training Programmes       SANCTION:
                                     Sanction and approval for            Managing Director
                                     Annual Training Plan for all
                                     categories with budget and
                                     nominating staff for various
                                     Training Programme.

                                     Payment:
                                     Payment for staff training
                                     expenses for the employees at
                                     Head Office as per approval.

                                     Upto Rs.10,000/-                   AGM(HRM)/MGR(ED)

                                     Above Rs.10,000/- and upto         CGM/GM/DGM/DGM i/c
                                     Rs.50,000/-

                                     Payment for staff training               SRM/RMs
                                     expenses for the employees at
                                     Regional / Branch Office as per
                                     approval.
18   Issue of certificate to staff
     for obtaining loans from        At Head Office:
     Banks and other Financial       For loans upto Rs.50,000/-              DGM(HRM)
     Institutions etc                Above Rs.50,000/-                   Managing Director

                                     At Regional/ Branch Offices:      Regional       / Branch
                                                                       Manger concerned after
                                                                       obtaining approval from
                                                                       DGM (HRM) / General
                                                                       Manager / Managing
                                                                       Director as the case may
                                                                       be
19   Leave salary and pension
     contribution for those on       For all employees                       DGM(HRM)
     deputation      in     the
     Corporation
                                                     40


20    Sanction of maternity            For all employees                     Managing Director
      leave/ unearned leave with
      half pay/ special casual
      leave
21    Newspapers,           Books,     At Head Office                      AGM(ED)/Manager (ED)
      Periodicals   to    officials,   At Regional Office                       SRM/RMs
      Library and Departments          At Branch Office                            BMs
22    Approval of tour Programme
                                       At Head Office:
                                       For Chief General Manager &           Managing Director
                                       General Manager
                                       For DGMs & AGMs                     CGM/GM/DGM/DGM i/c

                                       For Managers & below:
                                       Within the State                      Head of Department
                                                                                 concerned
                                       For Managers & below:
                                       Outside the State                     Managing Director

                                       At Regional / Branch Office:
                                       For SRM/RMs within the State        CGM/GM/DGM/DGM i/c
                                       (outside the Region)
                                       For SRM/RMs outside the State           Managing Director

                                       For BMs outside the Branch                 SRM/RMs
                                       jurisdiction within the State

                                       For BMs outside the State              Managing Director

                                       Staff of Regional / Branch Office   SRM/RMs/BMs concerned
                                       Outside the jurisdiction:
                                       Branch staff / Managers of Hosur,
                                       Dharmapuri, Cuddalore and
                                       Nagercoil can undertake Tours to        Respective Tour
                                       Karnataka, Pondicherry and           programme approving
                                       Kerala respectively for their              authority
                                       regular Recovery for Branch work
                                       Condonation of delay in
                                       submission of TA bills
23   Settlement of T.A. Bills          For MD/Chairman/CMD                 CGM/GM/DGM/DGM i/c
                                       At Head Office:
                                       Upto the cadre of General            AGM (ED)/Manager (ED)
                                       Manager
                                       (as per approved programme
                                       within the norms / guidelines)
                                       At Regional / Branch Office:
                                       For SRM/RMs                          AGM (ED)/Manager (ED)
                                       For Branch Managers and staff              SRM/RMs
                                       of Regional Office
                                       For staff of Branch Office             Branch Managers
                                       Any deviation from norms               Managing Director
                                                            41

24   Sanction of     conveyance            At Head Office:
     allowance                             For all the cadres at Head Office      CGM/GM/DGM/DGM i/c
                                           and SRMs / RMs
                                           At Regional Office:
                                           Employees working in Regional                 SRM/RMs
                                           Offices and Branch Managers
                                           under the jurisdiction of Regional
                                           Office

                                           At Branch Office:
                                                                                            BMs
                                           Employees working in          the
                                           Branch Offices
25   Sanction   of        Medical          For all cadres:
     Reimbursement                         As per norms / guidelines             AGM(ED)/Manager(ED)
                                           Any deviation from norms /            Managing Director
                                           guidelines
26   Sanction of Leave Travel              For General Managers                     Managing Director
     Concession                                                                   CGM/GM/DGM/DGM i/c
                                           For all AGMs & DGMs
                                           For all staff upto Managers                   AGM(ED)
27   Approval for payment /                For all cadres                          AGM(ED)/Manager(ED)
     settlement of LTC
28   Periodical service charges            At Head Office:
     for typewriters, telephones,          Upto Rs.10,000/-                        AGM(ED)/Manager (ED)
     calculators,     duplicators,                                                CGM/GM/DGM/DGM i/c
                                           Above Rs.10,000/-
     fans, furniture etc.
                                           At Regional / Branch Office:
                                           Upto Rs.5,000/-                            Branch Manager

                               Upto Rs.10,000/-                                          SRM/RMs
29   Entertainment expenses / At Head Office:
     expenditure incurred to (i) Above Rs.10.00 lakhs on each                              Board
     persons attending Board /   occasion
     Committee Meetings and (ii)Above Rs.50,000/- and upto
                                     (i)

                                                                                    Managing Director
     others                    Rs.10.00 lakhs on each occasion
                                     (iii)Above Rs.10,000/- and upto              CGM/GM/DGM/DGM i/c
                                          Rs.50,000/- on each occasion
                                     (iv)Upto Rs.10,000/- on each
                                                                                   AGM(ED)/Manager(ED)
                                         occasion
                                           At Regional / Branch Office:
                                           Upto Rs.5,000/-                            Branch Manager

                                           Upto Rs.10,000/-                              SRM/RMs
30   Postage / Telegram / Fax              At Head Office:
     Speed Post / couries                  Upto Rs.10,000/-                       AGM(ED)/Manager(ED)
     expenses
                                           Above Rs.10,000/-                      CGM/GM/DGM/DGM i/c

                                           At Regional / Branch Office:         SRM/RMs/ Branch Managers
                                                                                       concerned
                                                 42

31   Printing and purchase of
     stationery per occasion        At Head Office:
     within budget provision        Upto Rs.10,000/-                          AGM(ED)/Manager(ED)
                                                                          B




                                    Above Rs.10,000/- and upto                CGM/GM/DGM/DGM i/c
                                    Rs.50,000/-
                                    Above Rs.50,000/- and          upto        Managing Director
                                    Rs.10.00 lakhs
                                                                                     Board
                                    Above Rs.10.00 lakhs

                                    At Regional / Branch Office:
                                    Upto Rs.5,000/-                              Branch Manager
                                    Above Rs.5,000/-         and   upto             SRM/RMs
                                    Rs.10,000/-
                                    Any deviation from Budget                    Managing Director

32   Approval of payment       to   At Head Office:
     printers and stationers        (as per approval):
                                                                               AGM(ED)/Manager(ED)
                                    Upto Rs.50,000/-
                                    Above Rs.50,000/- and upto                CGM/GM/DGM/DGM i/c
                                    Rs.1 lakh
                                    Above Rs.1.00 lakh                          Managing Director

                                    At Regional / Branch
                                    Office:
                                    Upto Rs.5,000/-                              Branch Manager
                                    Above Rs.5,000/- and upto                       SRM/RMs
                                    Rs.10,000/-

                                    Any deviation from Budget                   Managing Director


33   Passing of Sundry bills        At Head Office:
                                    Upto Rs.10,000/-                           AGM(ED)/Manager(ED)

                                    Above Rs.10,000/-                         CGM/GM/DGM/DGM i/c
                                    At Regional / Branch Office:
                                                                                 Branch Managers
                                    Upto Rs.5,000/-
                                    Above Rs.5,000/-         and   upto             SRM/RMs
                                    Rs.10,000/-


34   Sanction of Telephones to      Allotment  for   sanction   of                     GM
     both Office and Residence      Telephones as per guidelines /
     for all eligible Officers      approval

35   Payment of telephone bills     At Head Office:
                                    As per ceiling / norms                    AGM(ED)/Manager(ED)
                                                   43

                                     At Regional Office / Branch
                                     Office:
                                     As per norms                SRM/RMs/Branch Managers
                                                                       concerned
                                     Any deviation from norms       Managing Director
36.   Approval for Annual            At Head Office
      Maintenance Contract for       Upto Rs.10,000/-                    AGM (ED)/Manager(ED)
      office equipment, furniture,   per contract
      lifts, DG sets, Air-
      conditioners, computers        Rs.10,000/-to Rs.50,000/-            CGM/GM/DGM/DGM i/c
      etc.                           per contract

                                     Value above Rs.50,000/- and           Managing Director
                                     upto Rs.10.00 lakhs per contract

                                     Value above Rs.10.00 lakhs                  Board
                                     per contract
                                     At Regional/Branch Office:
                                     Upto Rs.5,000/- per contract            Branch Manager

                                     Upto Rs.10,000/- per contract             SRM/RMs



37    Approval for payment of        At Head Office                     AGM (ED)/Manager (ED)
      AMC

                                     At Regional /Branch Office         SRM/RMs/BMs concerned
38    Uniform / chappal to Sub-      At Head Office:                      AGM(ED)/Manager(ED)
      staff & Drivers

                                     At Regional / Branch Office:       SRM/RMs/Branch Managers
                                                                              concerned


                                     Periodical revision of rates           Managing Director
                                                     44


39 (a) Sanction of Food allowance      At Head Office:                Approval by the respective
                                                                      Head of Department

                                       At Regional / Branch Office:  SRM/RMs/Branch Managers
                                                                            concerned
                                       Review of Food allowances and    Managing Director
                                       revision
39 (b) Payment of Food allowance       At Head Office:                 AGM(ED)/Manager (ED)

                                       At Regional / Branch Office:   SRM/RMs/Branch Managers
                                                                            concerned
 40     Provision of coffee / tea to   At Head Office:                   AGM(ED)/Manager(ED)
        the staff and payments
                                       At Regional / Branch Office:   SRM/RMs/Branch Managers
                                                                            concerned

                                       Periodical revision of rates       Managing Director
 41     Fuel expenditure for office    At Head Office:                   AGM(ED)/Manager(ED)
        vehicles
                                       At Regional / Branch Office:   SRM/RMs/Branch Managers
                                                                            concerned

                                       Any deviation from budget          Managing Director
 42      Sitting fee to Directors      As per norms                            CGM/GM
 43     Other      expenditure    to   As per norms                            CGM/GM
        Directors, if any
                                       Any deviation from norms           Managing Director
 44     Hiring of Private Cars for     At Head Office:                   AGM(ED)/Manager(ED)
        Office use within budget
                                       At Regional / Branch Office:    SRM/RMs/Branch Managers
                                                                             concerned
                                       Over and above budget provision            GM
45 (a) Sanction / approval of local    At Head Office:                    Head of Department
       conveyance
                                       At Regional / Branch Office:   SRM/RMs/Branch Managers
                                                                            concerned

45 (b) Approval for payment of         At Head Office:                   AGM(ED)/Manager(ED)
       local conveyance
                                       At Regional / Branch Office:   SRM/RMs/Branch Managers
                                                                            concerned
 46     Payment of donation, fee       Upto Rs.10.00 lakh                 Managing Director
        etc.,to other organisations/
        agencies and sponsorship       Above Rs.10.00 lakh                      Board
        of seminars per occasion
                                                   45

47    Expenditure in connection      At Head Office:
      with the meetings of Board
      or any other specific          Sanction and financial approval       AGM(ED)/Manager(ED)
      occasion/ official meeting     upto Rs.10,000/-
      like         entrepreneurs
      meetings           including   Sanction and financial approval      CGM/GM/DGM/DGM i/c
      lunch/dinner                   above Rs.10,000/- and upto
                                     Rs.50,000/-

                                     Sanction and financial approval        Managing Director
                                     above Rs.50,000/- and upto
                                     Rs.10,00,000/-

                                     Sanction and financial approval              Board
                                     above Rs.10.00 lakhs

                                     Payment as per approval:
                                     Upto Rs.50,000/-                      AGM(ED)/Manager(ED)

                                     Above Rs.50,000/-                    CGM/GM/DGM/DGM i/c
                                     At Regional / Branch Office:

                                     Sanction and financial approval        Branch Managers
                                     upto Rs.5,000/- and payment
                                     thereof

                                     Sanction and financial approval             SRM/RMs
                                     upto Rs.10,000/- and payment
                                     thereof

48.   Payment of fees to Lawyers      At Head Office
      for their opinion etc.,         Upto Rs.10,000/-                   AGM(HRM)/Manager(ED)

                                      Above Rs.10,000/- and               CGM/GM/DGM/DGM i/c
                                      upto Rs.50,000/-

                                     Above Rs.50,000/-                             MD

                                     At Regional / Br.Office:
                                     Sr.Regl.Manager/ Regl.Manager
                                     Sr.Br.Manager/ Br.Manager
                                     [ as per norms/ guidelines issued
                                      by Legal Department at Head
                                     Office from time to time ].

49    Release of advertisements      Upto Rs.10.00 lakhs                 Managing Director
      for business promotion etc.
      per occasion                   Above Rs.10.00 lakhs                Board

50    Sharing of expenses with       Upto Rs.10.00 lakhs                 Managing Director
      other        Institutions/
      Agencies as per the
      instructions            of     Above Rs.10.00 lakhs                Board
      Government of Tamil Nadu
                                                 46

51   Fixing of rent                 For Regional / Branch Office
                                    Premises / Godowns

                                    Rent upto Rs.25,000 per month      CGM/GM/DGM/DGM i/c

                                    Beyond Rs.25,000/- per month                MD

                                    Renewal of lease as per                 AGM (HRM)
                                    agreement wherever escalation
                                    clause is not existing

                                    Where there is an escalation
                                    Rent upto Rs.25,000/- per month    CGM/GM/DGM/DGM i/c
                                    Beyond Rs.25,000/- per month                MD

52   Payment of rent for Office For Regional / Branch Office:         SRM/RMs/Branch Managers
     premises                                                               concerned

53   Purchase      of      office   At Head Office:
     equipments     such       as                                        AGM(ED)/Manager(ED)
                                    Upto Rs.10,000/-
     furniture,         fittings,
     calculators,     weighing      Above Rs.10,000/- and upto Rs.1     CGM/GM/DGM/DGM i/c
     scales, water coolers and      lakh
     capital goods / assets
                                    Above Rs.1,00,000/- and upto          Managing Director
     (movable & immovable)
                                    Rs.10.00 lakhs
     Computers
                                    Above Rs.10.00 lakhs                       Board
                                    At Regional / Branch Office:
                                    Upto Rs.5,000/-                       Branch Managers
                                    Upto Rs.10,000/-                          SRM/RMs
54   Approval of expenditure for    At Head Office :
     maintenance and repairs to     Upto Rs.25,000/- -                   AGM(ED)/Manager(ED)
     office equipment, furniture/
     building and office vehicles   Above Rs.25,000/-                   CGM/GM/DGM/DGM i/c
     per occasion and payments.     and upto Rs.1.00 lakh

                                    Above Rs.1.00 lakh and upto           Managing Director
                                    Rs.10.00 lakhs

                                    Above Rs.10.00 lakhs                       Board

                                    At Regional / Branch Office:

                                    Upto Rs.10,000/-                      Branch Managers

                                    Upto Rs.25,000/-                         SRM/RMs
                                                      47




55 (a) Sanction / approval for          For value upto Rs.1 lakh              CGM/GM/DGM/DGM i/c
       contracts    for      house
                                        For value above Rs.1 lakh and          Managing Director
       keeping, securities, etc.
                                        upto Rs.10.00 lakhs

                                         For value above Rs.10.00 lakhs              Board
 55    Payments for the above           All payments as per approval          AGM(ED)/Manager(ED)
 (b)                                    Upto Rs.50,000/-

                                        Above Rs.50,000/-      and   upto     CGM/GM/DGM/DGM i/c
                                        Rs.1 lakh
                                        Above Rs.1.00 lakh                     Managing Director
 56.   Approval and payments for         Sanction at Head Office :
       expenses towards welfare of
       employees, viz. water for        Approval :
       drinking and other purposes      Upto Rs.25,000/-                       AGM(ED)/Manager(ED)
       etc.,
       (Annual contract should be       Above Rs.25,000/- and upto            CGM/GM/DGM/DGM i/c
       taken for the welfare items,     Rs.50,000/-
       viz. water, coffee/ tea etc.,)   Upto 10.00 lakhs                       Managing Director
                                        Above Rs.10.00 lakhs                         Board
                                        Payment after approval :
                                        Upto Rs.50,000/-                       AGM(ED)/Manager(ED)
                                        Above Rs.50,000/-                    CGM/GM/DGM/DGM i/c

                                        At Regional/ Br.Office :
                                        Upto Rs.5,000/- per month                Branch Manager

                                   Upto Rs.10,000/- per month                       SRM/RMs
 57    Payment of property Tax for At Head Office:                            AGM(ED)/Manager(ED)
       office properties

                                        At Regional / Branch Office:        SRM/RMs/Branch Managers
                                                                                  concerned
                                        Any appeal on tax approval             Managing Director
                                                      48



  58    Payment     of     electricity At Head Office:                       AGM(ED)/Manager(ED)
        charges, water & sewerage
        tax     and consumption At Regional / Branch Office:               SRM/RMs/Branch Managers
        charges for office premises                                              concerned
        [ MD will review the
        consumption pattern and                 Any appeal                    Managing Director
        the expenses]                                                      MD will review the
                                                                           consumption profile
  59    (1) Major Civil Works of      Sanction and approval of civil          Managing Director
            capital nature            works below Rs.10.00 lakhs per
                                      work
        (a) Construction of new       Sanction and financial approval of            Board
            building for the          civil works above Rs.10.00 lakhs
            Corporation               of capital nature

        (b) Minor civil works         Approval for payment                    Managing Director

  60.   Approval and payment of       At Head Office :
        insurance premium for         Premium upto Rs.5,000/-                AGM(ED)/Manager(ED)
        assets (movable and
        immovable)                    Premium above Rs.5,000/- and                AGM(HRM)
                                      upto Rs.10,000/-

                                      Premium above Rs.10,000/- and         CGM/GM/DGM/DGM i/c
                                      upto Rs.2.00 lakhs-

                                      Premium above Rs.2.00 lakhs                     MD

                                      At Regional/ Br.Office :

                                      Sr.Regl.Manager/ Regl.Manager
                                      Sr.Br.Manager/ Br.Manager
                                      [as per norms/ guidelines issued
                                       by the Corporation from time to
                                       time]

  61    Any other expenses which      At Head Office:
        are not covered in the
        Proposed Delegation of        Upto Rs.10,000/-                       AGM(ED)/Manager(ED)
        powers     relating      to   Above Rs.10,000/- and upto            CGM/GM/DGM/DGM i/c
        HRM/HRD      /      Estate/   Rs.50,000/-
        Expenditure division (per     Above Rs.50,000/- and upto              Managing Director
        occasion)                     Rs.10.00 lakhs
                                      Above Rs.10.00 lakhs                          Board


NOTE: For any relaxation for subjects not specifically indicated in the revised delegation, Managing
      Director's approval should be obtained.

        Wherever the words 'Manager (ED)' occurs, the same may be read as Senior Manager (ED) in view
        of redesignation.
                                                     49


          DELEGATION OF POWERS FOR CONSIDERATION OF SANCTION OF FINANCIAL
                                    ASSISTANCE
                                                                           /Rs. I
                                                   n lakhs/
  Nature of the Loan      By Branch      Branch       Regional     MD/       Executive    Board
                          Manager       Sanction        Loan       CMD      Committee
                                       Committee      Sanction
                                                     committee
I. Transport Loan            10            50              -         -          ***300    Above
                                                                                         300***
II. Term Loans
(Including take over of
                              -            50             100       --          300
Bank/SIPCOT loans &                                                                       Above
Equipment       Finance                                                                    300
Scheme)
III. Term Loans for
existing customers **
(including take over of       -            75                       --                    Above
                                                          150                   500
Bank/SIPCOT loans &                                                                        500
Equipment Finance
Scheme)
(Total group exposure
(II + III)should not          -           100             200       --          900       Above
exceed                                                                                     900

Open Term Loan                -            50         **** 50       --              --     --

Clean Term Loan               -            10             20       --           50         --
Bill Finance – TNEB(-)       --                                  # Above
                                          300          2000      200
Bill Finance (TWAD(-)        --                                  # Above
                                          300          2000      200
Drawee Bill Scheme           --                                                           Above
                                           50             100       --          300
                                                                                           300
Drawee Bill For –            --                                                           Above
                                           75             150       --          500
Existing Customers **                                                                      500
Business Space Rental        --            --                                             Above
                                                          --        --          500
Scheme                                                                                     500


     a) Generator Loan can be considered within the powers granted for term loans and within the
     overall exposure limits.

     b) Sanction to meet the cost over-run could be considered by the respective sanctioning
     authorities by not exceeding the overall sanction limits by 20% only after ascertaining the risk
     factor.
                                               50




  ***    including loans to NBFC

   **    Existing customers complying with the following conditions:

          a.The unit is in standard category continuously for the last three completed years.
          b. The unit which have earned cash profit continuously for the last three
             completed years.
          c. The unit whose net worth is positive.


  **** Only in respect of B & C Branches exceeding the Branch limit for OTL sanction.

      # For amount exceeding Rs.200 lakhs, Managing Director will be the delegated authority to
sanction and such cases should be first placed before RLSC and forwarded to Managing Director
with Regional Loan Sanction Committee's recommendation.


  (-)   Renewal limits may be considered once in a year under the relevant scheme
         with 50% processing fees.
                                                   51


                            Consolidated delegation of powers in respect of
                                    Sanction and Disbursement



             Nature of
Sl. No                                    Revised delegation                   Authority
             Functions

 1.0     Temporary closure      i)In respect of loans sanction by Branch       BM / SBM
         of loan application    Sanction Committee (BSC).
         due      to   non-
         submission       of    ii)In respect of loans sanction by Regional    SRM / RM
         particulars,           Loan Sanction Committee (RLSC).
         clearance        of
         overdues etc.          iii)In respect of loans sanction          by     DGM
                                Executive Committee/Board.                     (Projects)

 1.01    Sanction      under    i)All H.O. Sanction cases.                     EC/Board
         incentive scheme
                                ii)All Regional Loan Sanction Committee         RLSC
                                cases.

                                iii)All Branch Sanction Committee cases.          BSC

                                iv)Own fund subsidy for all cases                 BSC
                                (including HO sanction cases)

                                v) Non-assisted units in medium / large         CMD/MD
                                scale sector and NAMT subsidy.

 1.02    Condonation       of
         delay for subsidy
         beyond the outer
         limit of one year                For all loan sanctions.               CMD/MD
         based on merits (for
         submitting subsidy
         application)

 2.0                                Revalidation of loan sanction

 2.01    Upto 12 months         For all loan sanctions                             BM
 2.02    Over 12 months         For all loan sanctions *
         and      upto    15
                                * Revalidation should not be done in a
         months          with
                                routine manner. The financials of the
         collection of fresh
                                project shall be examined in detail and it
         investigation fee.                                                    SRM / RM
                                shall be ensured that there are no
                                changes in the project cost, quantum of
                                term loan etc.

 2.03    Beyond 15 months       Reappraisal shall be done for fresh            Respective
                                sanction.                                      sanctioning
                                                                                authority
                                                   52


3.0                                       Change of location

3.01    Within the Branch      For all loans                                  BM
        jurisdiction.
3.02   Within the Region,      For all loans                              SRM / RM
       but outside Branch
       jurisdiction
3.03   Outside Region          For all loans                                 RLSC
3.04   Subsidy area to         For all loan sanctions where enhancement   Respective
       non-subsidy area        of term loan is made                       sanctioning
                                                                           authority
3.05   Non-Subsidy area        For all loans                              Respective
       to subsidy area                                                    sanctioning
                                                                           authority
 4                                     Change in Constitution

4.01   Change         in       For all loans                              Respective
       constitution and                                                   sanctioning
       management                                                          authority

5.00                  Changes in the Means of Finance / Cost of Project


5.01   Without         any For BSC cases                                   SRM / RM
       dilution in original
                            For RLSC cases
       financial     norms                                                 CGM / GM
       and without any
                            For EC / Board cases
       increase in loan                                             CMD / MD
                                                                    Respective
       With increase in
5.02                                    For all loans              sanctioning
       loan
                                                                     authority
6.00               Issue of ‘NOC’ / Ceding paripassu / Second charge


6.01   To      issue     ‘No    i)In respect of loans sanctioned by           BM
       Objection Letter’        Branch Sanction Committee (BSC) -
       for           raising    Standard category.
       financial
       assistance       and     ii)In respect of loans sanctioned by       SRM / RM
       also, ‘No Lien           Regional Loan Sanction Committee
       letter’ in favour of     (RLSC) - Standard category.
       other institutions
       for         exclusive    iii)For default cases.                     CMD/MD
       charge.
                                                  53

6.02   Issue of NOC for       i)For all loans without erosion in security     BSC
       ceding Paripassu       margin
       charge in favour of
       Banks/                 ii)For all loans with erosion in security
       Institutions.          margin

                                                - Upto 5%                   CMD/MD
                                               -Beyond   5%                   EC

6.03   Ceding     second
       charge on primary      For all loans
       and collateral for
       working     capital    Standard category cases                         BM
       loan from Banks
                              Default cases                                 SRM / RM

7.00                               Relaxation of Building Plan

7.01   I.For       Govt.
       Developed
       Industrial Estate
       like      SIPCOT,
       SIDCO, etc.

       a.Disbt. Upto 90%
       of the building
       component could                   For all loan sanctions
       be       considered
       subject           to
       obtaining       plan
       approval       from
       Estate Agency like                                                    BM
       SIPCOT/      SIDCO
       etc.

       b.Balance 10%l
       be released on
       obtaining,           Approved building plan from local authority
       building        plan                 is MUST.
       approval       from
       local authority.

        II. For other
       cases, no
       relaxation is
       permitted
                                                  54


8.00

8.01    Pollution Control     i)For all loan sanctions – Red category.       CMD /MD
        Board     clearance
        (disbt.   condition   ii)For all loans sanctions – Orange            SRM / RM
        relaxation)           category.


9.00    Relaxation       of    i)For all loans – Approval for capital            BM
        capital     upfront    upfront of minimum of 75% for initial
        clause subject to      disbursement
        compliance of DER
        – for all loan         ii)In respect of loan sanction by Branch
        sanctions (except      Sanction Committee cases (BSC).
        transport loans)
                                 Approval for capital upfront from 50%        CGM/GM
                                 to 75% of stipulated contribution for
                                 initial disbursement.

                              iii) In respect of loan sanction by Regional
                                    Loan Sanction Committee cases.

                                 Approval for capital upfront from 50%        CMD/MD
                                 to 75% of stipulated contribution for
                                 initial disbursement.

                              iv) For sanctions done by
                                  EC & Board
                                 a.Approval upto                              CMD/MD
                                   minimum of 50%
                                   of stipulated
                                   contribution.

                                  b. Request on pro-rata                     Respective
                                     basis or less than                      sanctioning
                                     50%.                                     authority
                                                                             (EC/Board)
10.00   Relaxation       of
        originally
        sanctioned
        financial    norms
        like DER, security
        margin,
        promoter’s                                                           Respective
                                             For all Loans
        contribution                                                         Sanctioning
        (within mandatory                                                     Authority
        norms / Guidelines
        stipulated by HO
        Board)
                                                     55


11.00   Relaxation      of     i.For sanctions done by                        Respective
        general conditions             BSC/RLSC                               Sanctioning
        stipulated in the                                                      Authority
        terms          and
        conditions (except     ii.For sanctions done by EC / Board            CMD/MD
        collateral
        security).


12.00   Relaxation      of
        special conditions
        stipulated by the                                                     Respective
        sanctioning                                                           Sanctioning
                                                For all loans
        authority    while                                                     Authority
        sanctioning    the
        loans.

13.00                 Payments to Machinery supplier by the concerns directly


13.01   Condonation    of      All cash payments upto Rs.20,000/- per             BM
        cash payments for      supplier and per transaction.
        all loans.



14.00                                        Change of Supplier

14.01   Standard        to
        standard     and
        Standard        to                  For all loan sanctions                BM
        reputed and vice
        versa.
        From Standard /
14.02   Reputed         to
                                            For all loan sanctions            SRM / RM
        Approved supplier.


14.03   For       suppliers        I)In respect of loan sanction by Branch
        including foreign            Sanction Committee / Regional Loan
        suppliers      and           Sanction Committee.
        other         than
        Standard         to         a)Each machinery valued less than             RM
        Standard,                   Rs.1,00,000/- subject to overall change
        Standard         to         in the cost does not exceed Rs.10
        reputed,                    lakhs.
        Standard/ Reputed          b)Where machinery value exceeds
        to        Approved         Rs.1,00,000/-
        supplier
                              i.    For Branch Sanction                          BSC
                                    Committee cases.
                                                  56

                               ii. For Regional Loan                         RLSC
                                   Sanction Committee
                                   cases.

                                  In respect of loan sanction by EC /
                                  Board.
                               a)Cost of each machinery does not         DGM (Projects)
                               exceed Rs.5 lakhs.
                               b)Cost of each machinery does not           CGM / GM
                               exceed Rs.20 lakhs.
                               c)Cost of machinery exceeds Rs.20.00        CMD/MD
                               lakhs.


14.04   One      authorised    i)For all loan sanctioned by BSC               BM
        dealer / accredited
        dealer to another      ii)For all loan sanctioned by RLSC          SRM / RM
        authorised         /
        accredited dealer.     iii)For loan sanctioned by EC / Board       CGM / GM

14.05   Change            of   I)Loan sanction by BSC / RLSC cases and        RM
        specifications    of   machinery value upto Rs.10 lakhs.
        M/c.        without
        change            of   II)Loan sanction by BSC / RLSC cases        GM / CGM
        supplier/       with   and machinery value beyond Rs.10 lakhs
        change of supplier     but within Rs.20 lakhs.
        and viability of the
        unit ensured.          III)Loan sanction by EC / Board.

                               a)Machinery value upto Rs.10 lakhs.       DGM (Projects)

                               b)Machinery value above Rs.10 lakhs but     CGM / GM
                               below Rs.20 lakhs

                      IV)      c)Where cost of individual machinery        CMD/MD
                                 exceeds Rs.20.00 lakhs

 15        Utilisation of savings in the Scheme towards erection of additional fixed
            assets viz., construction of additional building, purchase of additional
                                         machinery etc.
15.01     Savings out of
        reduction in cost
                                           For all loans                    BM
        and      un-utilised
        contingencies.
15.02     Savings due to i)Loan sanction by Branch Sanction                 RM
        deletion of items Committee.
        (fixed assets) from
        the         Scheme ii)Loan sanction by Regional Loan Sanction DGM (Projects)
        without              Committee.
        compromising the
        viability of the iii)Loan sanction by EC / Board.                 CGM / GM
        project.
                                                     57


15.03   Utilisation        of    i)Loan sanction     by    Branch   Sanction        BM
        contingency              Committee.
        provision         and
        savings             in   ii)Loan sanction by Regional Loan Sanction      SRM / RM
        machinery cost to        Committee.
        meet any overrun
        in building due to       iii)Loan sanction by EC / Board.              DGM (Projects)
        increased        area
        and increase in
        cost of machinery,
        electricals etc.


16.0         Relaxation of conditions for sanction of power and working capital


16.01     Disbursement of
        loan upto 90%
        pending sanction
        of    power    and
        working     capital
                                            For all loan sanction                   BM
        and balance 10%
        loan based on
        merit of individual
        case on steps
        taken by loanee.


16.02   Lapsing       the
                                                For all loans                       BM
        undrawn balance

                                 i)For loan sanction by BSC.                        BM
16.03   Refund             of
        Investigation     fee    ii)For loan sanction by RLSC.                   SRM / RM
        (as               per
        guidelines).             iii)For loan by EC / Board.                   DGM (Projects)
                                                     58

17.00                             Relaxation of Collateral Security

17.01    Collateral Security    1)Existing prompt clients for more than 5
         relaxation             years and good working results.
                                a)For Branch Sanction Committee /                 CMD/MD
                                Regional Loan Sanction Committee cases.

                                b)For EC/Board Sanction cases                    Respective
                                                                                 Sanctioning
                                                                                  Authority




18.01                          Before documentation & disbursement


18.02    Substitution with      For loan sanction in respect of BSC /RLSC         Respective
         equal or more          cases.                                           Sanctioning
         value                                                                     Authority

                                For loan sanction in respect of EC/Board.

                                   a.If collateral guideline norms are            CMD/MD
                                   complied

                                  b.Where collateral      norms   are     not     EC/Board
                                  complied

18.03    Substitution   with    i.For loans sanctioned     irrespective     of       EC
         lesser value           BSC/RLSC/EC cases

                                ii.For Board Cases                                  Board

19.00    Alteration in the
         Memorandum      of
         Association    and
                                               For all loans                         BM
         Articles        of
         Association of the
         loanee companies.

 Note:

 For any relaxation for subjects not specifically indicated in the revised delegation, MD’s approval
 should be obtained.
                                                59

                                    DELEGATION OF POWERS
                                     Follow-up and Recovery

S.No.     Nature of function                    Delegation                  Authority
 1.0.   Reschedulement of          i. Reschedulement without
        loans                         Reduction of interest rate /
                                      Funding / freezing of interest
                                      within or beyond terminal
                                      date

                                   a) In respect of loans Sanctioned           RM
                                      by Branch Manager (BM) /
                                      Branch Sanction Committee
                                      (BSC)

                                   b)In respect of loans sanctioned by         BSC
                                     Regional Loan Sanction Committee
                                    (RLSC)

                                   c)In respect of loans sanctioned by         RSC
                                    Executive Committee (EC) / Board


                                    ii.    Reschedulement     with
                                   reduction of interest rate /
                                   funding/freezing Interest within
                                   or beyond Terminal date

                                     a)In respect of loans sanctioned by    MD / CMD
                                     BM / BSC


                                     b)In respect of loans sanctioned by       DRC
                                     RLSC / EC/ Board.


2.0.    Foreclosure & allied       i. Foreclosure /withdrawal of
        consequential functions       foreclosure / keeping in
        including     proceeding     abeyance of foreclosure for
        under Sec.29 of SFCs         defunct units
        Act, SARFAESI Act,         a)In respect of loans Sanctioned by         BM
        keeping foreclosure in     BM / BSC
        abeyance, giving time
        to clear the dues etc.     b)In respect of loans    Sanctioned by      RM
                                   RLSC / EC / Board

                                   c) Joint Finance Cases                   GM/CGM

                                   ii. Foreclosure /withdrawal of
                                       foreclosure / keeping                   RM
                                       foreclosure in abeyance for
                                       running units - For all loans
                                            60

                             iii. Taking Possession
                             a)All Transport cases                            BM
                             b)Physical possession of Primary /             GM/CGM
                                collateral security – For all Indl.
                                loans.
                             c)Constructive possession of                     RM
                               Primary/collateral security – For
                               all loans

                             iv. Taking action under SARFAESI
                                 Act
                             a)To initiate action under                  RM with the
                               SARFAESI Act.                             approval of
                                                                         H.O.

                             b) Keeping further action in                GM/CGM
                                abeyance under SARFAESI
                                Act.
3.0. Release of Possession
3.1 Transport vehicles       i)On payment of 30% of overdues                  BM

                             ii)Any relaxation upto 20% of overdues           RM

                             iii)Any further relaxation                       DGM
3.2   Industrial units         i)On payment of 20% of overdues                BM

                              ii)Any relaxation upto 10% of overdues          RM

                              iii)Any further relaxation                      DGM

3.3                           i. Withholding / cancellation of auction   Respective
                                 sale on receipt of the stipulated       Delegated
                                 overdues in para 3.1. & 3.2.            authority
                                                                         BM/RM/DGM
                             ii. On Settlement of the account                 BM
4.0   Suit/SFC petition        i) a) Suit or other Proceedings filed          BM
                                     against the Corporation
                                     District Level

                             b) Suit or other Proceedings filed          Head of Legal
                                 against the Corporation at High           Division
                                 Court
                             ii) a) Filing of SFC petition                    BM

                                b) Filing of any other proceedings       BM with the
                                  or suit.                               permission of
                                                                         Head of Legal
                                                                         division
                                                61


5.0   Criminal Complaint

5.1   Decision to lodge           i) In respect of loans sanctioned by         BM
                                      BM/BSC

                                  ii) In respect of loan sanctioned            RM
                                       by RLSC / EC

                                  iii) In respect of loans sanctioned by      DGM
                                       Board.
5.2   To lodge / file                          For all loans                 BM/ABM/
                                                                                LAO
5.3                               Decision to withdraw criminal complaint Delegated
                                                                          authority
                                                                          mentioned in
                                                                          Para 5-1.
6.0                                   Condonation of Delay
6.1   Settlement under OTS        i)If the entire settlement amount as          BM
                                  per norms is paid within 6 months
                                  from the date of communication
                                  with/without delay in initial payment

                                  ii)If the entire Settlement amount is
                                  paid as per norms within 12 months
                                  from the date of communication               RM
                                  provided 20% of the amount is paid
                                  within 3 months from the date of
                                  communication

                                  iii)Delay between 12 months and upto         MD
                                  24 months

                                  iv)Delay above 24 months                    DRC

6.2   Auction sale remittance     i. Delay in payment of balance bid           BM
                                    amount upto 3 months from the
                                    date of approval with interest
                                    presently at 21%.

                                  ii. Beyond 3 months and upto 6               RM
                                     months with interest at 21%

                                iii. Beyond 6 months from the date             MD
                                     of approval with interest at
                                     21%.

6.3   Auction Sale/               Extension of time beyond 30 days on          MD
      Execution of Sale Deed      collection of penalty of 1% on the bid
                                  amount
                                                  62

7     Request to relieve from                     For all loans               MD
      the guarantee
      obligations /Substitution
      of guarantee
8    Permission for disposal of i. Where the sale value is more or
     assets                     equal to assessed value.

                                    a) In respect of loans sanctioned by      RM
                                       BM/BSC

                                    b) In respect of loans sanctioned by      DGM
                                        RLSC/ EC/Board

                                    ii. Where the sale value is less than     MD
                                    the assessed value – For all loans
9    To permit the loanee             i.In respect of loans sanctioned by     RM
      concern to lease any             BM / BSC
      part of the fixed assets
      of the unit on suitable       ii.In respect of loans sanctioned by      DGM
      terms of lease/rent              RLSC

                                    iii.In respect of loans sanctioned by    GM/CGM
                                        EC / Board
10   Appointment/
     withdrawal of nominee                          All Cases                 MD
     directors

11   Signing      of    claim
     receipts/Vouchers      in
                                                    All cases                 BM
     respect of insurance

12   Refund /Adjustment of          i)Adjustment – All cases                  BM
     amount received under
     insurance claim                ii)Refund – All cases                     RM
13   Declaration of dividend        i) Assisted units with term loan
     (for exceeding the               only
     permitted rate of 12%)         a.All loans – prompt units                RM

                                    b.All loans – defaulting units            DGM

                                    ii)      All cases with loan and          MD
                                    Investments investments only
14   Permission      to     raise     i) In respect of loans sanctioned by    BM
      unsecured deposits and          BM / BSC.
      payment      of    interest
      thereon including interest
      payable on advance by
                                    ii) In respect of loans sanctioned by     RM
      the proprietor partners/
                                    RLSC / EC / Board
      directors of the concern
      from the normal rate
      prevailing      to       an
      appropriate rate
                                                63

15     Appointment /              i.In respect of loans sanctioned by              RM
       Re-appointment of          BM / BSC.
       Directors and their
       remuneration               ii.In respect of loans sanctioned by             BSC
                                  RLSC / EC / Board.
16     Substitution of            i. In respect of prompt cases:
       collateral
                                  a.In respect of loans sanctioned by
                                  BM / BSC / RLSC / EC with coverage*
                                  of minimum 100% of the outstanding               RM
                                  or the stipulated        percentage of
                                  collateral whichever is higher.

                                  b.In respect by loans sanctioned by
                                  Board with coverage* of minimum
                                  50% of the outstanding or the                  GM/CGM
                                  stipulated percentage of collateral
                                  whichever is higher.

                                  c.Cases not fit into above categories.            EC


                                  ii. All Default Units                            DRC


* If FD is offered as collateral, then the FD along with the interest to be accrued till the terminal
date of the loan should be equal to the value of the property to be substituted and vice versa.
                                                64



S.No.     Nature of function                  Delegation                       Authority
   17    Release of collateral iPrompt units with promptness
         security               continuously for the last 2 years
                                with loans repaid upto 50% of the
                                principal disbursed


                                   a.In respect of loan sanctioned by
                                   BM/BSC with coverage of minimum                BSC
                                   100% of the outstanding or the
                                   percentage of the collateral stipulated
                                   at the time of sanction of loan
                                   whichever is lower.

                                   b.In respect of loans sanctioned by          GM/CGM
                                   RLSC/ EC/ Board with coverage of
                                   minimum 100% of the outstanding or
                                   the percentage of the collateral
                                   stipulated at the time of sanction of
                                   loan whichever is lower.
                                                                                   EC
                                   c.Cases not satisfying the above norms.
                                                                                  DRC
                                  ii. All Default Units



  18.    Release of               For all loans                                    RM
         advertisement for
         auction sale
  19.    Confirmation of auction (i)      Within norms
         sale
                                 a) For all loans                                 BSC

                                  b) Joint finance cases                           MD

                                  (ii) Below norms

                                         For all loans                             MD



 Note: Head Office clearance shall be obtained for confirmation of auction sale of primary and
 collateral properties situated within Municipal Corporation, Industrial Estates and areas adjoining
 the above within a radius of 16 Kms as per circular TIIC/HO/14-Recovery/2006 dated 10/12/2006.
                                            65

S.No.  Nature of function                 Delegation                  Authority
 20. Rejection of Auction Sale i)Below norms

                                a)All loans except cases covered         BSC
                                under b and c.


                                b)For Transport / Machinery
                                cases alone
                                     All cases where the bid amount
                                is above 60% but below 65% in the      GM/CGM
                                second and 45% but below 50% in
                                the third and subsequent auctions


                                c)Industrial units/ Land/Land
                                    and Building *
                                     All cases where the bid amount
                                is above 70% but below 75% in the
                                second and above 60% but below         GM/CGM
                                65% in the third and above 45% but
                                below 50% in the subsequent
                                auctions.

                              (ii) Within norms – All loans               MD




Note: * Including primary and collateral properties situated within Municipal Corporation,
Industrial Estates and areas adjoining the above within a radius of 16 kms as per circular
TIIC/HO/14- Recovery/2006 dated 10/12/2006.
                                                   66




S.No.  Nature of function                         Delegation                       Authority
 21. Down Payment for OTS           a.Relaxation of down payment of OTS              DGM
                                    upto 75% of stipulated amount


                                    b.Any further relaxation                          MD



 22.    General                     i)Managing Director shall exercise                MD
                                    powers in all other matters for which
                                    delegation is not indicated above


                                    ii)Issue of clarification/ interpretation of
                                    the above for smooth operation of the             MD
                                    powers delegated

 23     Adjustment     of   fixed   i) Primary Security sold / disposed
        deposit
                                    a)If FD has matured *                             BM

                                    b)If FD has not matured **                        BM

                                    ii) To settle the account ***                     BM

Note:
*       No consent from FD holder is necessary. However, a notice is to be sent to the FD holder
duly informing him.

**      A notice will have to be issued to the FD holder about default in the account, sale of
        primary assets and the balance dues payable and also about intention of the Corporation to
        pre-close the FD with details of the consequences thereof viz. reduction of interest on F.D.
        etc. and calling for objection, if any within a stipulated time. After examining the objection
        received and replying to the same or in case no objection is received, the FD with eligible
        interest can be adjusted in the loan account after expiry of the stipulated period.

***     Consent from the FD holders and request from the loanees shall be obtained.
                                                67




S.No.     Nature of function                   Delegation                      Authority
 24.    Release of charge on      i) Release of charge on
        fixed deposit                fixed deposit for prompt units
                                     with promptness continuously
                                     for the last 2 years with loan
                                     repaid upto 50% of the
                                     principal disbursed

                                  a.In respect of loans sanctioned by BM/
                                  BSC with coverage of minimum 100%
                                  of the outstanding or the percentage of         BSC
                                  the collateral stipulated at the time of
                                  sanction of loan whichever is lower.

                                  b.In respect of loan sanctioned by
                                  RLSC / EC / Board with coverage of
                                  minimum 100% of the outstanding or            GM/CGM
                                  the percentage of the collateral
                                  stipulated at the time of sanction of
                                  loan whichever is lower.

                                 ii. Cases not fit into above                      MD
                                     categories

                                  Procedures to be adopted:

        The owners of collateral security may make a request to the Corporation for release of their
fixed deposit. The remaining collateral shall be valued and its lowest value shall satisfy the
condition regarding stipulation of collateral at the time of sanction. The other collateral owners
shall agree in writing for the corporation releasing the fixed deposit. All other procedures for
release of collateral security shall be followed.
                                                   68




S.No.   Nature of function                         Delegation                       Authority
 25. Adjustment of Fixed             (i) Before disposal / sale of primary in
      Deposit:
                                     respect of Defunct / Non-running /
                                     Non-starter    units   /   not   traceable         RM
                                     vehicle / Unsaleable assets in auction
                                     *


                                     (ii) In cases where the FD has
                                     matured and in the opinion of the
                                     Branch Manager the realisable value of            BSC
                                     the primary security is less than the
                                     principal outstanding. **



 *    Notice for foreclosure of loan shall be issued and another suitable notice to FD holders /
      loanees.

 ** After giving sufficient notice to the party.

 Note:

     1)Quarterly Report to be submitted by Branch Office for S.Nos. 2 (iii) (b) and 17 (i) (a)
     2)Quarterly Report to be submitted by Regional Office for S.Nos. 2.0 (ii) , 3.1(ii),3.2(ii), 6.1(ii),
     6.2(ii) and 16(i)(a).
     3)Quarterly Report to be submitted by Head Office Recovery Department for S.Nos.2.0 (iv)(b),
     3.1(iii),3.2(iii), 6.1(iii), 6.2(iii),21(a) and 21(b).
     4)Quarterly Report to be submitted by Head Office Follow-up Department for S.Nos.16 (i) (b)
     and 17(i) (b) .
     5)Quarterly Report to be submitted by Head Office Recovery / Follow-up Department for
     S.No.1.0 (ii) (a) .
     6)Quarterly Report to be submitted by BO/RO/Head Office Recovery Department for S.No.5.3.
     7)Half-yearly Report to be submitted by Branch Office for S.Nos.23,24(i) (a) and 25(ii).
     8)Half-yearly Report to be submitted by Regional Office for S.Nos.8 (i) (a) ,12(ii) and 25(i).
     9)Half-yearly Report to be submitted by Head Office Recovery Department for S.Nos.8 (i) (b)
     and 8(ii).
     10)Half-yearly Report to be submitted by Head Office Follow-up Department for S.Nos.24(i)
     (b).
                                               69



4) The Procedure followed in decision making process, including channels of
supervision and accountability:

       The Heads of Departments are supervising the respective departments and they are
accountable for the performance of the departments under their control.
       In case of Regional / Branch Offices, the concerned Regional Manager / Branch
Manager is accountable for the performance of the Branches under their control.          The
functions and operating powers of each level in the Corporation besides the reporting
relationship and delegation in operating powers pertaining to the organisation is detailed in
organisation structure Annexure II.
                    70




  The Rules, Regulations, Instructions,
Manuals and Records, under the control of
    TIIC and used by its employees
      for discharging its functions:
                                                71



5) The rules, regulations, instructions. manuals and records, held by it or
   under its control or used by its employees for discharging its functions:


   1. Companies Act 1956 and its amendments
   2. SFC’s Act 1951 and its amendments
   3. Rights to Information Act
   4. Instructions of the State Government
   5. Policies / Rules / Guidelines framed by the Board
   6. Service Tax and Sales Tax Acts
   7. Administrative Orders of the CMD / Managing Director
   8. ISO Operations Manual and other Departmental manuals
   9. Circulars of RBI / SIDBI / IDBI / State / Central Government / Government Orders /
      Notifications.
   10. Office Order / Circulars issued by the Corporate Office
   11. Various Registers
   12. Reports / Statements / Files.
   13. Follow up Manual used by the Recovery and Follow Up Dept.
   14. Legal Manual used by the Legal Dept.
   15. Service Rules governing the employees.
                 72




  The Categories of Documents
held by TIIC and under its control:
                                               73



6) A Statement of the categories of documents that are held by it or
   under its control:
       The documents held by the TIIC are :
•The various correspondence between the company with the Government, loanees, general
public, other Government and non Governmental organisations.
•Documents of title deeds of the mortgaged properties
•Loan ledgers
•Books of accounts
•Bank statements
•Loan files and correspondences
•ISO documents
•Returns
•Minutes
•Service Registers, data relating to the Officers and employees
•Operational manuals, circulars, office orders
•Library books etc.
   These documents are kept at the Corporation’s Head Office / Regional
Offices / Branch Offices as the case may be.
                    74




The arrangement for consultation with,
or representation by the member of the
public in relation to the formulation of
its policy and implementation there of:
                                              75

 7. The Particulars of any arrangement for consultation with,                  or
 representation by the member of the public in relation to the formulation of its
 policy or implementation there of:

         Project Department at Head Office and Branches are handling the customer
   representation, any representation whether written or oral that indicates a deficiency in
   the prescribed quality of service provided by the Corporation will be deemed as a
   Customer representation and handled as per the procedure laid down by the
   Corporation as follows:


•Concerned officer shall analyse and investigate the problem, represented by the customer.
•After a detailed analysis / investigation, remedial measures shall be decided.
•Remedial measures decided shall be implemented by the Officer identified for the
purpose.

            The Advisory Committee consisting of industrialists, promoters of assisted units
   and members from industrial association was constituted for periodical interaction
   atleast once in a quarter for consultation and advice as regards the requirement of
   various industries in the State.
                 76




 Details of the Boards, Councils,
Committees and other bodies
                                                 77

8. Details of Board / Committee :

8.1.Board of Directors:


     The Board of Directors is the highest controlling authority comprising of Directors
appointed by the Government from time to time and headed by the Chairman / CMD which
deliberates and decide on policies / directions for the Corporation and supervises the
functioning of the Corporation. There are various Sub - committee of the Board such as
Executive Committee, Default Review Committee, Audit Committee and Staff Committee and
neither the meetings nor the Minutes are open or accessible to the Public.
         As on 15.6.2011, TIIC’s Board comprising of seven Directors.        The particulars of
Directors are in Annexure III :
    The Board consider all policy matters and proposals for sanction of loans above Rs.300
lakhs.

8.2 Executive Committee:


    The Executive Committee (EC) of the Corporation consists of 3 Directors of the Board as
members.     The Executive Committee consider proposals for sanction of loans between
Rs.100 lakhs and Rs.300 lakhs. The members of the present E.C (as on 30.9.11) are as
follows:
   1.Chairman & Managing Director of the Corporation
   2.Nominee by SIDBI
   3.Retired CGM, SBI
8.3 Advisory Committee:
           Advisory Committee is a honorary committee constituted by the Board of the
Corporation consisting of leading Industrialists in this State and promoters of assisted units of
the Corporation and members from Industrial Associations in the State. This committee has
been constituted by the Board of the Corporation for having periodical interaction to offer
suggestions as regards to the requirements of various industries in the State for follow-up
action by the Corporation. The members of the present committee (as on 30.9.11) are given
in Annexure IV:
                                                  78




8.4 Default Review Committee (DRC):

      Default Review Committee (DRC) is a sub-committee of the Board with TIIC’s Chairman
& Managing Director as its Chairman.        It reviews the default cases periodically and also
considers granting of reliefs and concessions to settlement cases apart from reviewing the
affairs of sick units under rehabilitation. All the 3 Directors at the Executive Committee are
the members of this committee also.


8.5 Audit Committee:

       The Audit Committee is constituted in terms of Sec.292 A of the Companies Act 1956.
The Committee comprises of the following Directors:
                     1.Retired CGM, SBI
                    2.Director from SIDBI

      The suggestions made by the Audit Committee will be carried out then and there by
 the Corporation.

8.6 Regional Loan Sanction Committee (RLSC) :

           The Regional Loan Sanction Committee is headed by the Chairman and Managing
Director / Managing Director along with other members viz., General Manager/ Deputy
General Manager (Project) / AGM             (Project) and Regional Manager concerned. The
Committee sanctions loans upto Rs.100.00 lakhs for new units and Rs.150 lakhs for existing
clients.
      In respect of Bill finance proposals for amount exceeding Rs.200 lakhs, CMD / MD will
be the delegated authority to sanction and such cases should be first placed before RLSC and
forwarded to CMD / MD with Regional Loan Sanction Committee’s recommendation (if CMD /
MD is not heading RLSC).

8.7        Branch Sanction Committee (BSC):
           The Branch Sanction Committee is headed by the Regional Manager, other members
are the Branch Manager concerned and one more Branch Manager (to be nominated by the
Regional Manager). The Committee sanctions loans upto Rs.50.00 lakhs.
                                               79


 8.8.     Regional Settlement Committee (RSC):
         The Regional Settlement Committee is headed by the Deputy General Manager at
Head Office and concerned Regional Manager are its other member. The Committee
considers the one time settlement proposals which are related to the offices situated within
the specified region in respect of loan sanction above Rs.25 lakhs under non ND & ND
scheme.

8.9 Branch Settlement Committee (BSC):

        The Branch Settlement Committee is constituted for each Branch Office and headed by
the concerned Regional Manager. The other members are Branch Manager concerned and
Manager of another Branch within the same Region. The Committee considers the OTS /
auction sale proposals in respect of loan sanction upto Rs.25 lakhs under non ND & ND
scheme.
                       80




A directory of its officers and Employees:
 The monthly remuneration received by
      officers and Employees
                                                81

   9) A directory of its officers and Employees:

       The Name, designation and Branch of the all officials / employees are detailed in the
Annexure VI.


   10) The monthly remuneration received by each of its officers and
       employees including the system of compensation as provided in the
       regulations:

  The Corporation adopts the pay scales and other allowances for all its officials as stipulated
by the State Government from time to time (Annexure VII).

    The details of monthly remuneration received by each cadre of officers and employees is
given in Annexure VIII.
                    82




  The manner of execution of subsidy
  programmes, including the amounts
allocated and details of beneficiaries of
           such programmes:
                                                   83


 11) The manner of execution of subsidy programmes, including the amounts
    allocated and details of beneficiaries of such programmes:

          TIIC has been appointed as operating agency for various subsidy schemes operated
by Govt. of Tamilnadu / Govt of India. The Govt of Tamilnadu is granting the following
incentives to the small scale entrepreneur for setting up of agro-based industries :
11.1. Mega Subsidy :
          The Govt of Tamilnadu has announced capital subsidy to new industrial units and new
units located in Govt promoted Industrial Parks and approved private Industrial Parks in
terms of New Industrial Policy 2008. TIIC is the Nodal Agency from 01.04.2011 for all
projects both assisted and non-assisted projects whose investments is upto Rs.300 crores.
A. All New Micro Manufacturing Enterprises set up anywhere in the State (including non
backward areas and industrial estates located within the radius of 50 Kms from Chennai city
centre).

  All New Micro, Small and Medium Agro based and Food Processing Enterprises set up in all
385 blocks in the State (except the items listed in para 8.4 of MSMI Guidelines).

  All New Small and Medium Manufacturing Enterprises set up in backward areas and industrial
estates, excluding the industrial estates located within the radius of 50 Kms from Chennai city
centre.

    Existing Manufacturing Enterprises of the above three categories which taken up
substantial expansion / diversification of the existing activities.
The incentives to all new units investing in eligible fixed assets are as under:
i) New units investing between Rs.5 Crores and Rs.50 Crores and employing more than 100
direct workers – Capital subsidy of Rs.30 lakhs.
ii) New units investing between Rs.50 Crores and Rs.100 Crores and employing more than
200 direct workers – Capital subsidy of Rs.60 lakhs.
iii)New units investing between 100 Crores and 200 Crores and employing more than 300
direct workers – Capital subsidy of Rs.100 lakhs.
iv)New as well as expansion units investing Rs.200 Cores and above and employing more
than 400 direct workers – Capital subsidy of Rs.150 lakhs.
v)Manufacturing units located within SIPCOT Indl Park or SIPCOT SEZ will be provided an
additional 50 % capital subsidy over and above the eligible limit.
vi)Dedicated ETP and or Hazardous Treatment Storage and disposal facility set up by
individual manufacturing units would be eligible for an environment protection infrastructure
subsidy of Rs.30 lakhs or 25 % of capital cost of setting up such plant whichever is less.
                                                  84


B.Incentives for Micro, Small and Medium Enterprises (as per the policy
announcement made in 2008).

i) Capital subsidy @ 15 % on eligible plant and machinery subject to a maximum of Rs.30
lakhs for all new micro manufacturing enterprises set up anywhere in the State.
ii) Small and Medium Enterprises establishing units in 251 blocks notified as backward and
Industrial Estates promoted by SIPCOT / SIDCO (excluding Industrial Estates located within
the radius of 50 km from Chennai city centre) will be eligible for capital subsidy @ 15 % on
plant and machinery subject to a maximum of Rs.30 lakhs.
iii) Employment intensive subsidy at a rate of 5 % subject to a maximum of Rs.5 lakhs will be
granted, if atleast 25 workers have been employed for a minimum period of 3 years within
the first five years from the date of commencement of commercial production.
iv)Additional capital subsidy of 5 % subject to a maximum of Rs.2 lakhs will be given to
enterprises set up by women, SC/ST. physically disabled and transgender enterprises.

v) An additional subsidy of 25% on the value of eligible plant and machinery / equipment (for
items not covered for Capital Subsidy) installed to promote cleaner and environment friendly
technologies subject to a maximum of Rs.3 lakhs.

2)Subsidy for agro-based industries in all 385 blocks.
3)Special capital subsidy @ 15 % on machinery subject to a maximum of Rs.30 lakhs for
following thrust sector enterprises.

a)Electrical and Electronic Industry, b)Leather and Leather Goods, c)Auto parts and
components, d)Drugs and Pharmaceuticals, e)Solar Energy equipments, f)Gold & Diamond
jewellery for exports, g)Pollution control equipments, h)Sports goods and accessories, i)Cost
effective building materials, j)Readymade garments, k)Any other industry to be notified by the
Government in this regard from time to time, l)Food Processing [Amended as per G.O. Ms.No.1
dated 7.1.11], m)Plastic [Amended as per G.O. Ms.No.1 dated 7.1.11], n) Rubber [Amended as
per G.O. Ms.No.1 dated 7.1.11] .

4) Generator subsidy :

 25% of the cost of generator set upto the capacity of 125 KVA subject to a maximum subsidy
limit of Rs.1.50 lakhs is available for all micro, small and medium manufacturing enterprises
(MSME) in the state for the purchase of generator set.

This subsidy will also be eligible to enterprises taking up substantial, expansion / diversification
of their existing activities on the incremental assets created towards expansion / diversification.
                                                                                 85




    Micro Small and Medium industries Policy 2008 .
    Guidelines for Administration of Incentives and Concessions in the Policy.
Sl. Cate                                   Eligible Enterprises                   Eligible Area                       Eligible amount
No. gory
      Backward Area Subsidy




                                      1)     A     new       S/Mi/Mm     1) 251 notified blocks. 2) Urban    1) Capital Subsidy
                                             expansion/                  bodies enveloped by the BB          2) Employment             Intensive
                                             manufacturing               considered as Backward Area.3)           Subsidy.
                                             enterprises which has       Industrial Estates Promoted by      3) Additional Capital Subsidy
                                             taken effective steps.      the Govt., Govt., Agencies               for     select category of
                                      2)     A      old Sm/Mi/Mm         SIPCOT/ SIDCO 4) Excluding IE            Entrepreneurs
1
                                             which      has     taken    located with in the radius of 50    4) Addl. Capital Subsidy for
                                             effective steps for         Kms From Chennai City centre.            promotion of cleaner and
                                             substantial expansion/                                               Environment            friendly
                                             diversification.                                                     technologies.
                                                                                                             5) Low Tension Power Tariff
                                                                                                                  Subsidy
                                         1) A New Micro Mfg               1) A New Micro Mfg Enterprises     15% on the eligible Plant &
                                      Enterprises set up any             set up any where in the State. 2)   Machinery subject to maximum
                                      where in the State. 2) All         All New Mi/Sm/Mm Agro Based         of     Rs.30.00     lakhs.      while
                                      New Mi/Sm/Mm Agro Based            food processing Enterprises set     calculating the maximum ceiling
                                      food processing Enterprises        up in 385 Blocks in the State 3)    should be applied not for the
                                      set up in 385 Blocks in the        All     New     Mi/Sm/Mm     Mfg    original         project         and
                                      State 3) All New Mi/Sm/Mm          Enterprises set up in backward      expansion/diversification taken
                                      Mfg Enterprises set up in          area and Industrial Estates         together but should be applied
          Capital Subsidy




                                      backward         areas     and     excluding estates located within    seperately for the original project
2                                     Industrial Estates excluding       the radius of 50 Kms from           and          the         expansion/
                                      the industrial estates located     Chennai city centre. 4) Existing    diversification.
                                      within the radius of 50 Kms        Mfg Enterprises of the above 3
                                      from chennai city centre.          categories which have taken up
                                      4) Existing Mfg Enterprises        substantial           expansion/
                                      of the above 3 categories          diversification of the existing
                                      which      have     taken    up    activities.
                                      substantial          expansion/
                                      diversification of the existing
                                      activities.
                                      1) All New Mi/Sm/Mm Agro           1) 385 Blocks in the State in the   5% on the value eligible plant &
                                      Based       food     processing    case of Agro based food             machinery, maximum of Rs.5.00
                                      Enterprises set up in 385          processing Inds.. 2) Backward       lakhs.This is in addition to other
       Employment Intensive Subsidy




                                      Blocks in the State. 2) All        area 251 blocks excluding           subsidy.
                                      New         Mi/Sm/Mm       Mfg     Industrial Estate located with in
                                      Enterprises      set    up    in   50 Kms radius from Chennai city
                                      backward area and Industrial       centre.
                                      Estates excluding estates
3                                     located within the radius of
                                      50 Kms from Chennai city
                                      centre.3) Atleast 25 workers
                                      have been employed for a
                                      minimum period of 3 years
                                      within the first 5 years from
                                      the date of commencement
                                      of commercial production
                                                                                                                                                                       86
    Technologies.Add.Cap. Subs. For Promotion of Cleaner and Environment Friendly Add. Cap. Subs. For Select Enterprises.     1) All New Mi/Sm/Mm Agro         1) 385 Blocks in the State in the   5% on the value eligible plant &
                                                                                                                            Based      food     processing     case of Agro based food             machinery,      maximum        of
                                                                                                                            Enterprises set up in 385          processing Inds. 2) Backward        Rs.2.00     lakhs.This    is   in
                                                                                                                            Blocks in the State. 2) All        area 251 blocks excluding           addition to other subsidy viz.,2)
                                                                                                                            New       Mi/Sm/Mm         Mfg     Industrial Estate located with in   To the enterprises set up by
                                                                                                                            Enterprises     set    up     in   50 Kms radius from Chennai city     Woman/SC/ST/Differently
                                                                                                                            backward area and Industrial       centre.                             abled/Transgender. 3) This is in
                                                                                                                            Estates excluding estates                                              addition to other subsidy.
4                                                                                                                           located within the radius of 50
                                                                                                                            Kms from Chennai city
                                                                                                                            centre.




                                                                                                                            1) All New Mi/Sm/Mm Agro 1) 385 Blocks in the State in the             25% on the value eligible plant &
                                                                                                                            Based      food     processing case of Agro based food                 machinery(    for   items     not
                                                                                                                            Enterprises set up in 385 processing Inds. 2) Backward                 covered for capital subsidy),
                                                                                                                            Blocks in the State. 2) All area 251 blocks excluding                  maximum of Rs.3.00 lakhs.This
                                                                                                                            New        Mi/Sm/Mm       Mfg Industrial Estate located with in        is in addition to other subsidy
                                                                                                                            Enterprises     set    up    in 50 Kms radiusfrom Chennai city         viz.,
                                                                                                                            backward        area      and centre.
                                                                                                                            Industrial Estates excluding
                                                                                                                            estates located within the
                                                                                                                            radius of 50 Kms from
                                                                                                                            Chennai city centre. 3) Any
                                                                                                                            existing Mi/Sm/Mm which
                                                                                                                            have installed plant and
                                                                                                                            machinery for promotion of
                                                                                                                            cleaner and environment
                                                                                                                            friendly technologies.

5
                                                                                          87

6                                            1) A new Mi/Sm/Mm Agro              1) 385 Blocks in the State in the case of Agro based food processing
                                             based enterprises which             Inds. 2) Backward area 251 blocks excluding Industrial Estate located
                                             have been issued an                 with in 50 Kms radius 3) The ceiling of maximum of 5 units per block is
                                             acknowledgement EM Part             removed.
                                             II . 2) Existing Enterprise
                                             which      have     taken up
    Subsidy For Agro Based Enterprises




                                             substantial          expansion/
                                             diversification of the existing
                                             activity. 3) Enterprise which
                                             was       already        granted
                                             package will continue to
                                             have      the     facility.    4)
                                             Enterprise which has taken
                                             effective steps under NAMT
                                             scheme prior to 22-02-2008
                                             eligible for incentive as per
                                             regulation       of        NAMT
                                             Scheme.       5) Processing
                                             Industries which has taken
                                             effective steps or          after
                                             1-08-2006 and commencing
                                             commercial production on or
                                             after 22.02-2008 will be
                                             eligible for incentive as per
                                             the present policy.
    Special Cap. Subs. For Thrust Sectors




7                                           1) All New Mi/Sm/Mm Mfg              Anywhere in the State.              15% of the eligible Plant and
                                            Enterprises in thrust sectors                                            Machinery, subject to the maximum
                                            anywhere in the state which                                              of Rs.30.00 lakhs.
                                            have     been    issued     an
                                            acknowledgment for having
                                            filed EM. 2) All Enterprises
                                            taking                      up
                                            expansion/diversification on
                                            the    incremental       assets
                                            created                towards
                                            expansion/diversification.
                                                                            88

8                                 1)     Mi/Sm       Enterprises   Any where in the state.   Subsidy at the rate of 3% for a
                                  availed        TL       under                              maximum of 5 years irrespective
                                  TUF/mordernisation                                         of the period of repayment of
                                  scheme/NEF ( Mi/Sm En                                      loan. Maximum amount per loan
                                  Funding Scheme) Scheme                                     is Rs.10.00 lakhs only on loans
                                  for ISO Certification/R&D                                  taken up to Rs.100.00 lakhs.
                                  under       NSIC      -SIDCO
                                  consortium      and     Credit
    Back Ended Interest Subsidy




                                  Guarantee Trust Scheme.
                                  2) New Enterprises which
                                  set up their facility by
                                  induction of well established
                                  and improved technologies
                                  in specified sub sectors/
                                  products as listed in the
                                  guidelines      of    CLCSS.
                                  3)     Existing    Mi/Sm/Mm
                                  Enterprises which upgraded
                                  their existing P & M with the
                                  state of the art technology
                                  with    without     expansion
                                  which set up their facility by
                                  induction of well established
                                  and improved technologies
                                  in specified sub sectors/
                                  products as listed in the
                                  guidelines of CLCS
                   89




Particulars of recipients of Concession
                                                90



12)Particulars of recipients of concession
12.1 CONCESSIONS:
       The one time settlement schemes earlier operated by TIIC were found to be useful in
enabling sick units to settle their accounts and ensuring speedy recovery of the dues of the
Corporation particularly from the chronic defaulting units and units under the categories of
defunct, under possession, loss assets, written-off and suit filed, where the normal recovery
measures initiated by the Corporation did not yield desired results. The present OTS scheme
operated by TIIC is given in Annexure V.


13) Details in respect of the information available to or held by it reduced in an
electronic form:
       Details about TIIC is available at Corporate Website. http://www.tiic.in
                   91




     Public Information Officer,
Assistant Public Information Officers
                and
         Appellate Authority
                                             92


14) The Name, Designation and other particulars of the Public
    Information Officer & Assistant Public Information Officers :


   Public Information Officer
               “   Thiru R. Jayaprakasam,
                   Company Secretary,
                   TIIC Limited,
                   692, Anna Salai, Nandanam,
                   CHENNAI - 600 035
                   Ph.No.044 - 2432 2524 ’’

   Assistant Public Information Officers:-
                   “ Thiru K. Seetharaman,
                     Manager (Legal),
                    Legal Dept,
                    TIIC Limited,
                    692, Anna Salai, Nandanam,
                    CHENNAI - 600 035
                    Ph.No. 044 – 2433 1203 ”.
            Thiru R. Ravichandran        Branch Manager, TIIC, Chennai.

            Thiru S. Meyyappan           Branch Manager, TIIC, Tambaram

            Thiru R. Srinivasan          Branch Manager, TIIC, Tiruvallur.

            Thiru S. Muralidharan        Branch Manager, TIIC, Cuddalore.

            Thiru V. Jayanandakumar      Branch Manager, TIIC,
                                         Special Recovery Branch, Chennai.
            Thiru A.R. Sundaresan        Branch Manager, TIIC, Vellore

            Thiru L. Pandian             Branch Manager, TIIC, Villupuram

            Thiru. P. Kulasekararaj      Officer-In charge of the office,    TIIC,
                                         Tiruvannamalai Field Office
            Thiru R. Viveganandan        Branch Manager, TIIC, Trichy

            Thiru V. Ekambaram           Branch Manager, TIIC, Thanjavur

            Thiru P. Palanisamy          Branch Manager, TIIC, Karur

            Thiru K. Susilkumar          Branch Manager, TIIC, Pudukkottai

            Thiru S. Arunachalarajan     Branch Manager, TIIC, Madurai

            Thiru N. Kalathy             Branch Manager, TIIC, Dindigul

            Thiru P. Ravindran           Branch Manager, TIIC, Karaikudi
                             93




Thiru P.N.B. Eswarlal       Officer-In charge of the office, TIIC,
                            Theni Field Office
Thiru R. Narayanan          Officer-In charge of the office, TIIC,
                            Ramnad Field Office
Thiru T.S. Sukumar          Branch Manager, TIIC, Coimbatore.

Thiru P. Sundaram           Sr. Branch Manager, TIIC, Tirupur.

Thiru P. Gunasekaran        Branch Manager, TIIC, Erode

Thiru R. Padmanabhan        Branch Manager, TIIC, Special Recovery
                            Branch, Coimbatore.
Thiru M. Sundaramoorthy     Branch Manager, TIIC, Salem

Thiru G. Sahadevan          Branch Manager, TIIC, Dharmapuri

Thiru V.A. Rajendran        Branch Manager, TIIC, Hosur

Thiru U Ramasamy            Branch Manager, TIIC, Namakkal

Thiru C. Subramanian        Branch Manager, TIIC, Tirunelveli

Thiru K. Murugesan          Branch Manager, TIIC, Tuticorin.

Thiru A. Gururajapathy      Branch Manager, TIIC, Nagercoil.

Thiru E. Paulrajan          Branch Manager, TIIC, Sivakasi

Thiru N. Nakkeeran          Officer-In charge of the office, TIIC,
                            Virudhunagar Field Office

Appellate Authority :
The Chairman & Managing Director,
The Tamilnadu Industrial Investment Corporation Limited,
692 Anna Salai, Nandanam,
Chennai 600 035.
Ph : 044 - 24331203
                                                     94

                                                                                         ANNEXURE I
 Details of Schemes :
 Promoters                     Repayment
                   DER                                    Eligibility                   Purpose
Contribution                      Period
 1) General Scheme :
35       % 3.00 : 1.00       Not exceeding      a)All small/medium/large        Purchase     of     land,
New         for loans upto 10           years   scale manufacturing and         construction of building,
25%         Rs.10.00 Lakhs including initial    service sector are eligible.    purchase of machinery /
(Existing) 2.00 : 1.00       moratorium of      b)       Proprietary        /   equipments,     electrical
            for        loans not more than      partnership / private and       etc.
            above            2 years            public limited company
            Rs.10.00 Lakhs                      are eligible.
 2) Equipment Finance Scheme :
15%          2.00 : 1.00     36      to    60   Assistance       will      be   Purchase and erection
Minimum      (Overall)       Months             available     to     existing   of machinery including
Loan                         including          Industrial concerns having      generators          for
Rs.5.00                      holiday period     a good past record of           modernization,
Lakhs                        of 3 months to     performance and sound           expansion, balancing /
                             12        months   financial position.      The    replacement. Imported
Maximum                      (Monthly/          concerns should                 machinery, T&E, Addl.
Loan Rs.10                   Quarterly)         i) have been in operation       Need based civil works,
Crores                                          for at least 3 years.           misc. fixed assets and
                                                ii) have earned profits         electrical  may     be
                                                and declared dividends          considered.
                                                iii) not be in default to
                                                institution / banks in the
                                                payment of their dues.
                                                iv) have positive net
                                                worth.
 3) WIND POWER PROJECTS :
25%         2.00 : 1.00    5          years New / Existing Unit                 Purchase    of   Land,
(MINIMUM)                  including                                            Building and Wind Mill
15%      in                moratorium                                           (Turbine) equipments
case    of                 period in case
EFS.                       of EFS.
                           5 to 7 years
                           incl.     Holiday
                           period of 6
                           mths to 1 year
                           in other cases
 4) Scheme for qualified professionals and service sector units :
 35 %       2.00 : 1.00    Five       years 1)       The assistance will        To set up professional
 Min. Loan                 including      an be available to qualified          practice/consultancy
Rs.5.00                    initial           professionals in the field         ventures, assistance is
Lakhs.                     moratorium not of               management,          extended      for    the
                           exceeding one accountants,           medicine,       creation of fixed asses
                           year.         The architecture,       software       relating    to     their
                           principal         professionals            and       profession.
                           instalments are engineering who have the
                           payable        on basic degree professional
                           monthly basis qualification        in     their
                           and interest is respective          profession
                           payable        on (MCA degree in respect of
                           monthly rest.     software      professionals)
                                             for setting up of their own
                                             business utilising their
                                             professional skills.
                                                   95

                                             2)       In     respect      of
                                              interior    decorators      in
                                              addition to basic degree
                                              in any discipline, they
                                              should have completed
                                              certificate     /    diploma
                                              course       in       Interior
                                              decoration / designing
                                              having a course period of
                                              minimum of one year
                                              from a reputed institution.
                                             3)       Assistance in the
                                              form of working capital
                                              term      loan      will   be
                                              considered to hospitals,
                                              hotels,          restaurants,
                                              marketing        of      MSME
                                              products, retail outlet of
                                              MSME / SME products,
                                              cold storage units /
                                              preservation of goods
                                              which are existing for the
                                              past 3 years with positive
                                              networth and continuous
                                              cash profit for the past 3
                                              years.
 5) TRANSPORT :
15% others Dispensed with   56 Months &      1) The vehicle should be          For purchase of Auto,
JCB 25%                     4     months     registered in the state of        T.Taxi, Van, Tempo,
Rig 35%                     holiday     if   Tamilnadu and as a Public         Truck, Lorry, Tanker,
Excavators                  body             Carrier.                          Tipper,          Trailer,
35%                         building   is    2)Loan will be considered         Passenger bus (with
                            involved.        for Individuals, Prop/ /          route permit) Tractor,
                            57 Months        Partnership / Pvt./Public         trailors           (non
Harvester                   & 3 Months       Ltd      companies      and       agricultural and public
35%                         holiday for      registered Co-op. Societies.      carrier),     Excavator,
                            others.                                            Mobile crane and Rigs.
                                                                               upto a max of 20
                                                                               Vehicles per borrower.


 6) Commercial Complex :
35 %       2.00 : 1.00      Outright         1)Proprietor / Partnership /      Construction          of
Minimum                     sale:-           Companies shall be eligible       building,       interior
Loan                        Overall          for assistance.                   decoration, AC, Lift,
Rs.10.00                    Period     4     2)The complex shall be            Communication
Lakhs                       years            located               within      facilities.         The
                            Lease            Corporation / Municipal           complexes can be
                            basis:           Town                              either leased out or
                            Not                                                sold on outright sale
                            exceeding 8                                        basis with the prior
                            years                                              approval     of     the
                            including                                          Corporation.
                            Moratorium
                            of not more
                            than       2
                            years.
                                                 96


7) Marriage hall / Community Hall / Conventional Centre :
35 % to       2.00 : 1.00   10      years   a)      Prop / P.Ship /        Construction of building
50 %                        including       Companies are eligible         and its electricals, AC,
Maximum                     moratorium      b)     The site shall be       Kitchen     Equipment,
Loan                        of not more     located      within      the   Interior    Decoration,
Rs.250                      than 2 years    Corporation / Municipal /      Lighting,          Music
Lakhs.                                      Taluk Head Quarters /          System / TV / Lift /
                                            District Head Quarters.        Generator. Cost of land
                                            c) The Maximum Financial       will not be considered
                                            Assistance for projects        for security for Term
                                            coming up in Areas below       Loan purpose.
                                            the rank of Municipal limits
                                            and Taluk Head Quarters
                                            may be restricted to
                                            Rs.20.00 Lakhs. In such
                                            areas,     the    cost    of
                                            construction     shall    be
                                            allowed 15% less than the
                                            permissible rate fixed by
                                            the Corporation.
8) Warehouse / Storage godown
35 %          2.00 : 1.00   Not             a) Prop.     / P.Ship /        Construction              of
                            Exceeding 9     Corporate    Bodies  are       warehouse/storage
                            years           eligible.                      godown             building,
                            including                                      purchase of material
                            Moratorium      b)Places having good           handling        equipments
                            upto       2    scope      and      business   and equipments such
                            years.          potential proximate to         as overhead cranes,
                                            Railway      station     and   fork      lifts   weighing
                                            Industrial estates.            machines, Cold Storage
                                                                           facilities.
 9) GENERATOR :
35%        2.00 : 1.00      5       years   1. All MSME units are          Purchase of Gensets.
                            including       eligible.
                            holiday         2. Prop. / P.Ship / Ltd.
                            period of 6     Companies are eligible .
                            months


10)a) Bill Financing – TNEB
Sanction                    Max. Credit     The scheme aims at             Against Supply Bills to
Limit: 50%                  Period    -     financing the SSI units with   TNEB as per TNEB
order                       120 Days.       whom purchase orders           purchase order.
Drawal                                      have been issued by             To extend financial
Limit :                                     TNEB/TWAD         for    the
90% of Inv.                                                                assistance against bills
                                            conductors      /      AAAC    demand for eligible
Value.                                      conductors/     distribution   payment for partly /
                                            transformers/         power    fully completed works
                                            transformers/cables            contract executed for
                                            against supply bills to        TNEB.
                                            TNEB.
                                              97


b) Bill Financing – TWAD
Sanction                   Max. Credit   Financing contractor with
Limit :                    Period    -   whom work orders have
50% order                  120 Days.     been issued by TWAD
not                                      Board under combined
exceeding                                water     supply      system
Rs.100                                   scheme against the bills /
lakhs    per                             demand       for     payment
work                                     towards contract works
order .                                  completed partly / fully for
Drawal limit                             TWAD         Board.      The
90% of net                               Contractors are registered
amount of                                as Class-I, II & III.
bill.                                    type of Contractors.
                                         Minimum loan of Rs.10.00
                                         Lakhs.
c) Bill Financing –Drawee Bill :
Sanction                   120 Days      The scheme aims at               The limit will be utilized
Limit                                    extending            financial   towards financing of
25%       of                             assistance to our existing       bills for purchase of
Average                                  and assisted manufacturing       raw      materials       /
Amt. of raw                              unit to meet their need          consumables required
material                                 based working capital for        for the unit.
purchased                                purchase of raw material.
during                                   1) The borrower should
proceeding                               have been in operation at
3 years.                                 least for the last 5 years.
                                         2) The borrower should
Drawal                                   have been assisted by the
Limits 75%                               Corporation / Associated
Invoice                                  with us at least for last 3
Value                                    completed years.
(Individual                              3) The unit engaged in
Invoice                                  manufacturing activity /
Value shall                              processing and units with
not be less                              huge        purchase        of
than Rs.20                               consumables / chemicals
lakhs                                    shall be eligible. Units
                                         which      purchase       raw
                                         materials for manufacture of
                                         sub component as per the
                                         requirements of buyers can
                                         also be considered.
                                         4) The account should
                                         have been classified as
                                         Standard              Asset
                                         continuously for the last 3
                                         completed financial years.
                                         5) The unit should have
                                         earned Cash Profit for last
                                         3    completed     financial
                                         years.
                                         6) The net worth of the
                                         unit for the last 3
                                         completed financial years
                                         should be positive after
                                         taking into account of the
                                                   98

                                              accumulated       loss  and
                                              pre operative expenses (to
                                              be written off) if any.
                                              7) The borrower / units
                                              should have repaid atleast
                                              25% of original Term
                                              Loan / WCTL under any
                                              Scheme.
                                              8) The accounts performance
                                              of associate concerns assisted
                                              by our Corporation if any shall
                                              not be in arrears and
                                              unsatisfactory.
                                              9) Cases rescheduled 3 years
                                              prior   to      the    year    of
                                              consideration       if    present
                                              proposal     can       also    be
                                              considered. Subject to the
                                              above eligibility conditions.
11) Single Window Scheme :
35%     on   2.00 : 1.00      Term Loan -     a) The SSI units with Term Loan for purchase
Working      For loan above   5 to 7 years    venture outlay upto Rs.200 of land, Construction
Capital      Rs.10 lakhs.     with Holiday    lakhs.                         of Building, Purchase
Requiremen   3.00 : 1.00      of 6 months     b)      Separate     Working of    machinery     and
t.           For Loans upto   to 2 years.     Capital to those units WCTL              for Working
             Rs.10 lakhs.     Soft Loan :     which were sanctioned Capital under SWS.
                              5 years with    Term Loan for acquiring
                              holiday of 1    fixed assets on or after
                              year.           1/1/92.
                                              c) If the units have bank
                              For Working     facility they are not eligible
                              Capital alone   for       Working     Capital
                              there is no     assistance under SWS.
                              holiday         d) Working Capital may be
                              period.         considered      who      have
                                              earlier availed financial
                                              assistance      from       the
                                              Corporation and settled the
                                              account also.
12) Marketing Assistance Scheme :
25%          3.00 : 1.00     32 monthly       Existing units with good
             For loans upto instalments       track and earned net profit
             Rs.10 Lakhs.    with       a     for last 3 years. Eligible
                             Holiday          activities:-
35 %         2.00 : 1.00     period of 4      Market research, R&D for
             For loans above months.          product      up   gradation,
             Rs.10 Lakhs.                     expenses on advertising,
                                              branding,         catalogue,
                                              preparation and production
                                              of Audio Visual Aids,
                                              participation in trade fair
                                              and exhibition, expenses
                                              on sales promotion Tour,
                                              setting up of new show
                                              room / retail outlets
                                                          99


13) Acquisition of ISO certification by SSI units :
15%            2.00 : 1.00           5       years   Existing Industrial concerns     Expenses               on
GOI                                  including       in the SSI having a good         consultancy,
Incentive                            moratorium      record of past performance       documentation,
Subsidy    :                         upto 1 year.    and       sound      financial   certification        fees,
75%       of                                         position or eligible for         equipment       including
cost      or                                         assistance. The concern          calibrating equipments.
Rs.75000/-                                           should
which ever                                           a) have been in operation
is lower.                                            for a period of at least 2
                                                     years.
                                                     b) have earned profit and /
                                                     or declared dividend during
                                                     preceding 2 years.
                                                     c) not be in default to
                                                     institution / banks in
                                                     payment of their dues.
14) Doctor's Growth :
25%            3 : 1 for     loans   4 to 5 years    Eligibility :                     i)To purchase medical
               upto Rs.10   lakhs    including       1)The scheme shall be             equipments,           Air-
               2 :1 for      loans   moratorium      operative for all doctors         conditions, Furniture,
               above         Rs.10   of 6 mths.      who are Income Tax                Fixtures,     Computer,
               lakhs                                 assessee at least for the         Office       automation
                                                     last two financial years.         system,     Ambulance,
                                                     2)In case of nursing homes        Car/Van,      Site     for
                                                     having more than one              clinic / Hospital /
                                                     doctor, who are deriving          Nursing     Home         &
                                                     the income from the               Diagnostic Centre.]
                                                     nursing home only, the            ii)     To     construct
                                                     loan under the scheme             hospital        building,
                                                     shall be given to the             expansion                /
                                                     nursing home only.                Renovation of the
                                                     3)Where the doctors, apart        existing building.
                                                     from their association with       iii)   To     undertake
                                                     a particular nursing home         interior     decoration,
                                                     are also having individual        renovation     including
                                                     practice, in such cases, the      face lifting of clinic /
                                                     term                              Hospital / Nursing
                                                     4)Loan        to    individual    Home and diagnostic
                                                     Doctors may also be               center.
                                                     considered depending on           iv) To meet their
                                                     the additional facilities         working            capital
                                                     proposed to be created by         requirements          like
                                                     the doctors for their             purchase                of
                                                     independent clinics               medicines,
                                                                                       consumables          and
                                                                                       instruments.
                                                    100


 15) Loans to Medical Services :
35.00%       2.00 : 1.00                        1)Qualified           medical   For purchase of land,
                                                professionals       including   construction of building
                                                Ayurvedic,      homeopathy      and     purchase      of
                                                doctors     can     purchase    electro-medical
                                                electro-medical equipments      equipments, ambulance
                                                under this scheme.              etc.
                                                2)Qualified       physicians,
                                                surgeons, dentists and
                                                veterinary practitioners are
                                                eligible assistance under
                                                the scheme and non-
                                                medical personnel can also
                                                avail assistance subject to
                                                appointment of qualified
                                                doctors to avail assistance
                                                for construction of small
                                                hospitals with minimum
                                                bed capacity of 10 and a
                                                maximum of 50.
                                                3)Assistance      is     also
                                                considered for construction
                                                of hospitals and expansion
                                                and     modernisation      of
                                                existing hospitals.
 16) HOTEL :
35.00%       3.00 : 1.00        Maximum of      a)     Corporate    bodies/     Construction        of
             Loan upto Rs.10    10      years   Prop. / P.Ship / Companies      building, Purchase of
             Lakhs              including       are eligible.                   equipments,       lift,
             2.00 : 1.00        holiday of 2    b) Assistance to Star and       furniture.
             Loan       above   years.          Non-Star       Category is
             Rs.10 lakhs.                       considered.
                                                c) Project Cost should not
                                                exceed Rs.20 Crores.
                                                d) Term Loan for setting up
                                                Hotels      /   Motels     /
                                                Restaurants/Amusement
                                                parks     and    also    for
                                                expansion and Renovation
                                                of    existing   hotels   is
                                                considered.
 17) Open Term Loan :
 15%         2.00 : 1.00        5       years   i)      The unit should          i)       Purchase      of
                                including       have paid a minimum of 12        equipments / machinery
                                holiday one     quarterly instalments or 36      including tools, jigs &
                                                                                 fixtures,    and   saving
                                year.           monthly instalments and
                                                                                 equipments, Generator
                                                should have been in the          etc.(including       New
                                                standard category for the        indigenous and imported
                                                past 3 years.                    and       second    hand
                                                ii)     The unit should          imported machinery for
                                                have earned cash profit for      expansion            and
                                                the past three years.            modernization.
                                                iii)    The unit should          ii) Construction of Addl.
                                                have been in existence for       Building subject to a
                                                3 years after commencing         maximum of 25% of
                                                                                 proposed project cost on
                                                its operation.
                                                                                 condition that land on
                                            101

                                                                         which        building    is
                                        iv) The net worth should         proposed          to    be
                                        be positive continuously for     constructed is already
                                                                         mortgaged to TIIC or
                                        the past three years.
                                                                         should be mortgaged
                                        v) Budget for the scheme         before availing the loan.
                                        is Rs.30 Crores.                 iii) Shall not be utilized
                                                                         for swapping any other
                                                                         liabilities.
18) Clean Term Loan :
30%       2.00 : 1.00   36     months 1.      Tiny, SSI & medium        To extend to existing
                        including      scale industries and other       and assisted
                        moratorium     industries who are engaged       a) Manufacturing units
                        of 3 months. in                                 b)       Component/sub
                        Renewal:      a) Manufacturing activities       assembly
                        One     month b)     Component       /   sub    manufacturing       units
                        moratorium is assembling manufacturing          with own materials
                        allowed.       units with own materials         c) Processing units
                                      c)           Processing units     consuming high volume
                                       involving high volume of         of    consumables      to
                                       consumables.                     meet the need based
                                       2) The unit should have          working     capital     /
                                       paid a minimum of 12             additional      working
                                       quarterly instalments or 36      capital.
                                       monthly instalments and
                                       should have been in the
                                       standard category for the
                                       past 3 years.
                                       3) The unit should have
                                       earned cash profit for the
                                       past three years.
                                      4) The unit should have
                                      been in existence for 3
                                      years after commencing its
                                      operation.
                                      5) Networth should be
                                      positive for the last three
                                      completed financial years.
                                      6)      The borrower should
                                      have been associated with
                                      TIIC and in          operation,
                                      classified as standard assets
                                      for      the     last    three
                                      completed financial years.
                                      7)     The units should have
                                      repaid 25% of original
                                      TL/WCTL availed from the
                                      corporation.
                                      6)         The        accounts
                                      performance of associated
                                      concern        assisted      by
                                      corporation should not be
                                      in arrears.
                                        7)    Reschedule the cases
                                        also be considered subject
                                        to the above eligibility
                                        condition.
                                                    102


 19) Term Loan for the replacement of high cost loans :
Max.    loan   2.00     :   1.00 Shall   not    a)For the TIIC assisted          To facilitate repayment
75%       of   (overall)         exceed 5 to    units:                           of costly debts availed
value     of                     7 years         The assisted unit of TIIC       from
assets                                           should be in standard           Bank/NBFC/financial
which will                                       category for the last           institutions availed to
be                                               3 years.                        meet      their   urgent
transferred                                    b)For others :                    needs.
to       our                                          The unit should be
Corporation                                    classified      as a standard
or loan O/s                                    asset by the          financial
with    Bank                                   institution / Bank / NBFC
whichever is
                                               for 3 years.
lower.
                                               c)The unit should have
                                               earned net/cash profit for
                                               the last 3 years.
                                               d)Credit rating as per our
                                               Guidelines should be a
                                               minimum of TIIC –            PB
                                               (minimum score should be
                                               60%)
                                               e)Assistance        can      be
                                               extended       for proprietory,
                                               partnership        and limited
                                               companies, which         are in
                                               existence for more than 5
                                               years and should be a
                                               manufacturing unit. Service
                                               sector and Trading units are
                                               not eligible.
                                               f) The applicants will be in
                                               the      industrial sector (i.e
                                               not in     trading / servicing
                                               sectors); the activity should
                                               not be in        any high risk
                                               sector.
                                               g) The borrowings from
                                               Banks / NBFC/FI’s may or
                                               may not          have created
                                               assets and this          would
                                               depend upon the cause of
                                               borrowing.
                                               h) The loan might have
                                               been
                                                used for improving General
                                                Infrastructure             and
                                                upgradation of plant and
                                                machinery.
                                                 103


20) Business Space Rental Scheme :
                              In monthly     1) Borrowers : Prop /
                             installments    P.Ship / Private/ Public         1)To settle any unpaid
                             equal      to   Limited companies                  liability against
                             unexpired       2) Lease / Tenants :                property mortgaged.
                             lease period    Multinational companies /       2)       Any      productive
                             or extended     Software      Companies     /   purpose including taking
                             lease period    International/                  up of a new construction
                             subject to a    Nationalized     /    Private   project.
                             maximum of      Sector Bank / Insurance          3)To meet domestic /
                             84 months.      companies                        personal / any other
                                             1) All India Financial           commitments.
                                             Institution / Public and         4)To meet liquidity
                                             Private sector companies in      mismatches
                                             existence for a minimum
                                             period of 5 years and
                                             earning profit for last two
                                             years.
                                             2) Non – residential
                                             properties located within /
                                             peripheral of Chennai and
                                             Coimbatore districts and
                                             any      other   commercial
                                             viable location.
                                             3) The age of building should
                                             be more than 15 years. The
                                             unexpired period of lease
                                             should be more than 3 years.
                                             4) Minimum : Rs, 5.00 crores
                                             & Max. Rs.50.00 crores
                                             5)     The     quantum     of
                                             assistance will be worked out
                                             on the basis of net present
                                             value of future net rent
                                             receivable as arrived by
                                             discounting at the rate of
                                             interest to be charged.
 21) Assistance to NBFCS :
Maximum      AAA : 8 : 1     Repayment  1.The company should be              The term loan shall be
Loan – Rs.8 AA     7:1       in monthly registered with RBI.                 considered to NBFC’s
Crs.         A     6:1       on case to 2.The company should                 for onward lending to
Sec. Margin                  case basis have done minimum HP                 SRTO’s for purchase of
: 25%                                   and leasing business of              heavy vehicles, light
                                        Rs.5 crores in the previous          commercial     vehicles,
                                        year with not less than              earth           moving
                                        60% of its assets and                equipments,
                                        deriving not less than 60%           commercial      tractors
                                        of its income from leasing           etc.     under      hire
                                        and       hire     purchase          purchase    /    leasing
                                        business.                            scheme.
                                        3. The company should
                                        have minimum net worth
                                        of Rs.5 crores
                                        4. The company should
                                        have been rated as AAA,
                                        AA & A by recognized
                                        rating agencies like ICRA,
                                                  104

                                             CRISIL, CARE.
                                             5.The co. should have been
                                             in leasing and HP business
                                             for a minimum period of 5
                                             years.
                                             6.Average DSCR should not
                                             be less than 1.50 : 1.00
                                             7.The company should have
                                             earned net profit for last
                                             three years.
                                             8.Hypothecation of assets
                                             acquired out of loan and
                                             Escrow mechanism.
                                             9.The company should be a
                                             listed company.
                                             10.Bankers opinion should
                                             be satisfactory.
                                             11.The level of NPA should
                                             not be more than 5% of
                                             total outstanding leased /
                                             HP assets.
                                             12.The assistance should
                                             be utilized for acquiring net
                                             indigenous equipments /
                                             vehicle.
                                             13.The               ultimate
                                             beneficiaries should be
                                             situated within Tamilnadu
                                             and Regd. Office should be
                                             within Tamilnadu.
 22) IT related projects (Medical transcription, Website development,
    E – Commerce, Multimedia etc.
35%           DER : 2:1        3 to 5 years a)Prop / P.ship / Corporate Construction of building,
Min Loan : 2                  besides      a bodies are eligible.           purchase of hardware,
lakhs                         holiday        b)The        unit      should licensed      software,
Max. Loan :                   period of 6 preferably be an existing interior           decoration,
4 crores                      mths – 1 yr. unit in the IT field and the computer furniture, AC,
                              Higher amt working results for the past UPS, Printers, Scanner,
                              shall       be three years should be Generator etc.
                              fixed in first satisfactory.
                              2 to 3 yrs c)For new projects, the
                              and     lesser promoters       should     be
                              amt.     Shall technically qualified or
                              be fixed for should have at least 3
                              subsequent     years practical experience
                              period         or they should employ
                                             experienced        computer
                                             professionals for day-to-
                                             day management of units.
                                             d)The cost of software
                                             shall not exceed the cost of
                                             hardware.      The cost of
                                             software shall not exceed
                                             the value of collateral
                                             security. In case of cost of
                                             software       is      higher,
                                             additional          collateral
                                             security shall be offered for
                                                     105

                                                 the same.
23) Working capital term loan for existing & non assisted rice mills :
25%           2:1                            1)The unit should be in To meet the working
                                 The principal
                                 repayment   existence and in operation capital / additional
                                 period shallfor three years.                  working          capital
                                 not exceed  2)The unit should have requirement of the
                                 36 months   earned cash profit for the assisted           and     non
                                 including a last three years.                 assisted modern rice
                                 moratorium  3)The networth of the unit mill units.
                                 period (for should be positive.
                                 first       4)The unit should be in
                                          time
                                 assistance  standard assets category
                                 only)       of TIIC for the last three
                                           and
                                 the         financial       years      after
                                 repayment   commencing its operations.
                                 shall be in 5)Units which are having
                                 equal       loans with the other bank,
                                 monthly     which are in standard
                                 instalments.category/FIs and units
                                             which are using their own
                                 Additional or
                                 enhanced    funds.
                                 repayment   6) Existing assisted units
                                 will        which have availed working
                                            be
                                 considered  capital term loan under
                                 after       single window scheme that
                                           one
                                 year.       are prompt for the last
                                             three years are also
                                             eligible. However it should
                                             be ensured that the overall
                                             loan        (existing       and
                                             proposed WCTL) amount
                                             shall not exceed Rs.1.00
                                             crore.
                                             7) Units undertaking job
                                             work which proposes to do
                                             own hulling shall also be
                                             considered for financial
                                             assistance.
 24) Working capital term loan for manufacturing and processing industries (WCTL-MPI)
Shall not be      2    :    1 The principal       Should          be      in   To extend financial
less    than (including       repayment               existence     and    in assistance    to     TIIC
25 % of the working capital period shall              operation for the assisted           and     non
                                                      past three financial assisted units engaged
working      term        loan not exceed 36
                              months                  years.
capital      component)                                                       in manufacturing and
                              including    a     • Shall be in standard
assessment                    moratorium              assets category for processing         industries
made.                         period of 4             the last three years.   except rice mills to
                              months (for        •      Having loans with meet         their working
                              first     time          the other Bank/FI’s     capital    /   additional
                              assistance              should be in standard working             capital
                              only) and the           category with the requirements.
                                 payment shall          respective
                                 be in equal            institutions.
                                 monthly            •   Set up with own
                                 instalments.           funds      are   also
                                                        eligible    to   avail
                                                        working capital loan.
                                                        They should have
                                                        earned net profit for
                                                        106

                                                            the last 3 years and
                                                            networth should be
                                                            positive.
                                                       •    Should have earned
                                                            cash profit for the
                                                            last three yeas.
                                                       •    Networth of the unit
                                                            should be positive.
                                                       •    Should not come
                                                            under the purview of
                                                            sick unit definition.
                                                       •    Existing assisted units
                                                            which have availed
                                                            working capital term
                                                            loan (WCTL) under
                                                            Single         Window
                                                            scheme      that    are
                                                            prompt for the last
                                                            three years are also
                                                            eligible    to     avail
                                                            additional     working
                                                            capital under this
                                                            scheme. However it
                                                            should be ensured
                                                            that the overall loan
                                                            (existing WCTL or
                                                            proposed WCTL-MPI)
                                                            amount shall not
                                                            exceed       Rs.100.00
                                                            lakhs.
25) Micro/Small Enterprises funding scheme :
Minimum         4.00: 1.00 for     The      loan   1)New enterprises in micro/         For creation of fixed
20%             new units and      repayment       small     scale     sector    for   assets.
                3.00 : 1.00 for    period shall    manufacture, preservation or
                                                   processing        of       goods
                existing units     not exceed 6
                                                   irrespective of location and
                                   years           service sector projects like
                                   including       hospitals, fast food restaurant
                                   moratorium      etc    except      small    road
                                   of 6 months.    transport operators (SRTOs).
                                                   2)Existing micro and small
                                                   scale industrial units and
                                                   service               enterprises
                                                   undertaking           expansion,
                                                   modernisation,        technology
                                                   upgradation and diversification
                                                   irrespective of locations.
26) Grow an enptrepreneur scheme :
Not     less                                       The promoters should have       The scheme aims at
than 15 %                                          exposure / experience in the    promoting      a      new
                                                   particular field.               generation              of
                                                                                   entrepreneurs
                                                                                   especially           from
                                                                                   economically and social
                                                                                   disadvantaged
                                                                                   backgrounds who are
                                                                                   unable to offer required
                                                                                   collateral security.
          •Rate of Interest will be at the rates stipulated by the Corporation from time to time.
          •The value of collateral security for the loan will be as specified by the Corporation.
          •Above schemes are subject to change as per the decision of the Corporation.
                                                                                      107




                                                                                                                         BOARD OF DIRECTORS
                                                                                                                                     |
                                                                                                      PRINCIPAL SECRETARY/ CHAIRPERSON & MD
                                                         ___________________________________________________________________________________________________
                                                       |                                |       |            |               |         |              |
 |
                                                      DGM                                       AGM         DGM (MIS)              DGM                   DGM               DGM                        D
                                                        |                                   |                  |                     |                     |                 |
                                                        |                                   |                                        |                     |                 |
                  ---------- --------------       -------------    --------                      |          MIS Div.         ---- -------           Recovery & NPA        Loans                       --
             |                           |              |                      |                 |                         |            |            Manage-ment        Monitoring               |
        Project                       HRM               |                      |                 |                       Legal         Funds &         Division         & Rehabili-          Internal
          Dept                        Dept              |                      |                 |                       Dept      Resources Dept                     tation Division         Audit
             |                           |              |                      |                 |                         |               |                                                   Dept
             |                           |              |                      |                 |                         |                                                                     |
             |                           |              |                      |                 |                         |               |                                  |            Anti-Money
             |                           |              |                      |                 |                         |               |                                  |            Laundering
             |                           |              |                      |                                           |               |                                  |                  |
             |                           |              |                      |                                           |               |                                  |                  |
             |                           |      MIS & SYSTEMS                 |                                            |               |                                  |                  |
             |                           |            DEPT                    |                                            |               |                                  |                  |
             |                           |                                    |                                            |               |                                  |                  |
             |                           |                |                    |                                           |               |                                  |                  |
             |                           |                |                    |                                           |               |                                  |                  |
             |                           |           (OFF-TEC.)             (AGM)                |                      (AGM)              |                                  |               (AGM)
             |                           |                |                    |                 |                                         |                                  |                  |
 Project Sanctions and           HRM Division     Computer Systems Training & Library         Policy                                   Funds &                           Follow-up         Inspection
Disbursement Monitoring                 |             Division             Division     And      Planning                             Resources                      of AG Audit/              And
         Division            Staff Grievance Cell         |         (also looking after Division                                       Division                           SIDBI           Internal Aud
             |                           |                |            MIS Division)             |                                         |                            Inspections          Division
             |                                            |                                      |                                         |                              Division               |
                                                          |                                      |                                         |                                  |                  |
                                                                                                                                           |


 Subsidy Disbursement        Expen-diture         Technology                                 Risk                                 Invest-ments                            Public        Vigilance Divis
        Division               Division           Upgradation                             Manage-ment                                Division                           Grievance
                                   |                Division                                Division                                     |                                  Cell
             |                                                                                  |                                        |


     Development and             Estate                                                   New Projects                             Accounts
     Marketing Division        Division                                                    (IT Park)                              Mainte-nance
                                    |                                                       Division                                Division
                            Public Relations
                                 Office
                                         108


                                                            Annexure III

Sl.                    Name and Address of Board of Directors
No.
 1    Thiru Md.Nasimuddin, IAS
      Chairman & Managing Director
      TIIC Ltd,
      692 Anna Salai,
      Nandanam,
      Chennai 600 035.

 2    Dr.T.S. Sridhar, IAS,
      Principal Secretary to Government,
      Micro, Small & Medium Enterprises Department,
      Government of Tamilnadu.

 3    Thiru M.S. Shanmugam, IAS
      Joint Secretary to Government
      Industries Department
      Government of Tamilnadu
      Fort St. George
      Chennai 600 009.

 4    Thiru Prashant Wadnere, IAS
      Under Secretary to Government
      Finance Department
      Government of Tamilnadu
      Fort St. George
      Chennai 600 009.

 5    Thiru Namgial
      Chief General Manager
      Small Industries Development Bank of India (SIDBI)
      'Overseas Towers', 756 L, Anna Salai, Opp. to TVS
      Chennai 600 006.

6     Thiru V. Sridharan,
      General Manager
      Small Industries Development Bank of India (SIDBI)
      'Overseas Towers', 756 L, Anna Salai, Opp. to TVS
      Chennai 600 006.

 7    Thiru S. Sundar
      Chief General Manager (Retd),
      State Bank of India,
      No.3C, 'Sahas Manor',
      Door No.2B, II Floor
      North Boag Road, T. Nagar
      Chennai 600 017.

 8    Thiru DSM Jayarajan,
      General Secretary,
      Tamilnadu Small and Tiny Industries Association (TANSTIA),
      No.10, GST Road, Guindy,
      Chennai 600 032.
                                  109


                                              Annexure IV

Members of Advisory Committee


  1. Thiru P.V. Rajaraman, I.A.S (Retd),
     Chairman of the Committee.
  2. Dr. T. Prabhakara Rao, I.A.S.,
     Principal Secretary / Chairman and Managing Director
     Member Secretary of the Committee

  3. Thiru L. Meyyappan,
     M/s. ECO Pack P Ltd.
  4. Dr. S. Elangovan, DGM,
     Lead Bank Dept, Indian Overseas Bank.
  5. Thiru DE. Ramakrishnan, President
     IFRASTE.
  6. Thiru Kumar Chandrasekar,
     Director, M/s. CRP India P Ltd.

  7. Thiru R. Subramaniam,
     MD, M/s. Srinidhi Fabrics.
  8. Thiru K. Ilango,
     M/s. Rangamma Steels and Malleables
  9. Thiru Palaniappan, CMD,
     M/s. Jothi Malleables.
                                            110


                                                                        Annexure V
One Time Settlement policy circulars and guidelines :

 THE TAMILNADU INDUSTRIAL INVESTMENT CORPORATION LIMITED
No. 692, Anna Salai,              Nandanam,                       Chennai 600 035.
-----------------------------------------------------------------------------------
TIIC/HO/REC/5(b)2008-09                              8th December 2008

All Regional Managers/
Branch Managers/ Field Office i/c.
The TIIC Limited.

                               CIRCULAR No.12


        Sub:     OTS/Compromise/Negotiated Settlement Policy for 2008-09 –
                 Consideration of the proposal – Approved by the Board –
                 Intimation - reg.
        Ref:     Minutes of the Board Meeting held on 28.11.2008.
        ------------------------------------------------------------------
        The Board of Directors of the Meeting held on 28.11.08 have reviewed the
OTS policy operated by the Corporation during the last Financial Year and approved
the following:
1.      a. To Change the cut-off date for Loss and Written-off categories
           without asset backup to 31.03.2008.
        b. To change the cut-off date under Other Settlement Schemes to NPA
            category as on 31.03.2005, which has become Doubtful, Loss or Written-
            off as on 31.03.2008.


1.      OTS Scheme for Loss and Written-off categories without any asset backup:
a.
Category of Loan               Settlement Formula                          Delegated
                                                                           Authority
 I.       Loan      sanction   10% of Principal outstanding or 5% Branch
          made        before   of Principal Disbursed whichever is Settlement
          01.04.1992 and       higher Plus 10% of other dues.      Committee
          transport    loans                                       (BSC)
          as on 31.03.2008
          (excluding Rigs,
          Excavators etc.)
II.     For cases other        1.10 times of Principal disbursed
    Than I above.              reduced by remittances or 5% of
                               principal disbursed whichever is             BSC
                               higher plus 25% of other dues.
b.      Regarding cases where the promoters and guarantors for the loan in these
        categories have no net worth and recovery of any amount through legal route
        is not possible, a notional sum of 1% of amount disbursed may be collected
        towards full settlement and such proposals shall be considered by the Board.
                                             111




1.          Small Loans Settlement Scheme (SLSS) for loans upto Rs. 10.00 lakhs
            (NPA as on 31.03.2005 and became Doubtful/Loss/Written off as on
            31.03.2008)
Category of Loan                  Settlement Formula                      Delegated
                                                                          Authority
     I.      Loans sanctioned     1.10 times the principal disbursed      Regional
             upto 31.03.2000      reduced by remittance made so far or    Settlement
             for   Rs.   5.00     25% of the principal O/s. or            Committee
             lakhs     except     Realisable value of assets, whichever   (RSC)
             Transport Loan       is higher plus 25% of other dues.
             under TAHDCO
             Scheme.
     II.     Loans sanctioned     1.10 times the principal disbursed
             upto    31.03.2000   reduced by remittance made so far or
             above Rs. 5.00       50% of the Principal O/s. or
             lakhs and upto Rs.   Realisable value of assets, whichever
             10.00 lakhs except
                                  is higher plus 25% of other dues.            RSC
             Transport     Loan
             under     TAHDCO
             Scheme.
     III.    Loans sanctioned 1.5 times the principal disbursed
             on    or    after reduced by remittance made so far or
             01.04.2000 upto 100% of the Principal O/s. or
             Rs. 10.00 lakhs Realisable value of assets, whichever
             except Transport is higher plus 50% of other dues.                RSC
             Loan       under
             TAHDCO
             Scheme.
4.          OTS Scheme for Transport Loans under TAHDCO Scheme:
Category of Loan                  Settlement Formula                      Delegated
                                                                          Authority
 I.For Transport Loans 1.10 times the principal disbursed Branch
 under TAHDCO Scheme reduced by remittance made so far or Settlement
 (excluding          Rigs, 10% of the principal disbursed, Committee
 Excavators etc.), which whichever is higher plus 25% of (BSC)
 are NPA as on 31.03.05 other dues.
 and               became
 Doubtful/Loss/Written–off
 as on 31.03.08.
5. The board also resolved to continue the Compromise/Negotiated Settlement
    Scheme for all loans sanctioned under various schemes with the following
    modifications:
a. For Soft Loan/Seed Capital :
               Seed Capital /                          Settlement Formula
                 Soft Loan
For all loans not written - Off          Principal outstanding plus Simple interest at
                                         Term loan rate less remittances subject to a
                                         minimum of Soft loan principal outstanding as
                                         on date.
For all loans already written-off        As applicable to Term Loan.
                                           112




b. OTS settlement amount in case of compromise/negotiated settlement and the
   quantum of waiver will be arrived at taking into consideration the total
   outstanding in both term loan and seed capital and soft loan accounts.

c. To authorise the Branch Settlement Committee for waiver of penal interest in the
   Funded Interest portion for cases under Roll Over 2003-2004 as earlier.
   Collection of processing fees is not applicable to these cases.

d. To discontinue the practice of reworking the waiver in Rollover cases by reverting
   back to earlier interest charged and charging interest to Interest Free Funded
   interest loan account.

5. The term “Wilful Default” would also include disposal/removable of
   movable/immovable assets financed by the institutions as given in security and
   whenever necessary, compromise proposals in the case of wilful defaulters
   coming under the expanded definition, as now, will be placed before the Board
   for approval.

6. Managing Director / Chairman and Managing Director is authorised to make
   necessary clarifications in the Eligibility Criteria and guidelines to facilitate smooth
   implementation of the scheme.

7. In respect of deserving cases not covered under above schemes, OTS may be
   considered by the Board on merits. However, such proposals should be taken up
   for consideration after prior approval of our Managing Director/Chairman and
   Managing Director.

8. To continue the implementation of the above schemes until further review by the
   Board.

      You are advised to bring the contents of the Circular to the notice of all staff
   under your control.



                                  FOR CHAIRPERSON AND MANAGING DIRECTOR

Cc to:
PAs to Chairperson/Managing Director
PAs to GM/GM i/c.
All Heads Of Department at Head Office
                                               113



       THE TAMILNADU INDUSTRIAL INVESTMENT CORPORATION LIMITED
        692, ANNA SALAI,      NANDANAM,        CHENNAI-600035.


TIIC/HO/REC/2008-09                                                              23/12/2008


All Regional Managers /
All Branch Managers /
All Field Offices-in-charge,
The TIIC Ltd.


           Sub:    OTS/Compromise Negotiated Settlement Policy for 2008- 09 –
                   Eligibility criteria and general guidelines – Sent – Reg.

           Ref: 1. Minutes of the Board Meeting held on 28.11.2008.
           2. TIIC/HO/REC/5(b) 2008-09 Circular No.12 dt. 8th
                    December, 2008.
           3. Approved by CMD on 23/12/2008.
                                      ------
           In continuation to the circular under reference (2) cited, the eligibility criteria
and general guidelines for the OTS/Compromise Negotiated Settlement Policy for
2008-09 is enclosed herewith.
           The Regional / Branch Managers are advised to take note of the eligibility
criteria, settlement formula, guidelines and bring the contents of this Circular to the
notice of all the staff members working in the Regional / Branch Office / Field
offices.




                                                       Dy. General Manger i/c. (Recovery)


Encl.: As above.


cc to: PA to CMD
       PA to GM i/c.
       All DGMs / AGMs / Heads of Department,
       All Officers (Recovery & Monitoring Dept.),
       Internal Audit Team in Regional Office.
                                         114


TIIC/HO/REC/2008-09
Eligibility Criteria and General Guidelines for Compromise / Negotiated
and OTS Schemes 2008-09:


Eligibility Criteria / General Guidelines:


 Units which are classified as Doubtful as on 31/03/2005 are eligible.


 Units, which are classified as Sub-Standard Assets as on 31/03/2005, which had
  subsequently, became Doubtful Assets/Loss/ Written-off Assets as on 31.03.2008
  are also eligible.

 Settlement of individual loan accounts of the concerns is not permitted. OTS
  concessions can be considered only for a borrower / unit as a whole.

 Seed Capital /Soft loan cases already written off will be eligible for waiver as
  applicable to term loan.

 In respect of Seed Capital / Soft Loans not written-off, Seed Capital / Soft Loan
  principal outstanding and simple interest at term loan interest less remittances
  towards principal and interest subject to a minimum of Seed Capital / Soft Loan
  principal outstanding have to be paid.

 OTS settlement amount in case of compromise / negotiated settlement / SLSS,
  the quantum of waiver will be arrived at taking into consideration, the total
  outstanding in Term Loan, WCTL, Generator Loan etc and seed capital / soft loan
  account.

 The Branch Manager shall assess the realisable value of the assets wherever
  required under the schemes.

 Units of wilful default, fraud and malfeasance as per RBI guidelines will not be
  covered under this scheme except under the specific instances by the Board.

 Wilful default would also include disposal / removal of movable / immovable
  assets financed by the institutions and given as security. Whenever necessary,
  compromise proposals in the case of willful defaulters coming under the
  expanded definition, will be placed before the Board for approval.

 For loans above Rs.10.00 lakhs, wherever, the quantum of waiver of Penal /
  Penal and Compound Interest (without any Simple Interest waiver) is less than
  Rs.5.00 lakhs in Term Loan, Transport Loan, Working Capital Term Loan,
  Generator Term Loan, the proposals are to be placed before MD for
  consideration.

 In respect of other cases (for loans above Rs.10.00 lakhs), the proposals shall be
  placed before the DRC/Board as per the existing delegation.

 The practice of reworking the interest at the earlier prevailing rate for Roll over
  cases by merging the funded interest with the term loan is discontinued.
                                         115




 The penal interest portion in the funded interest component under roll over cases
  for 2003-2004 will be eligible for waiver and it will be considered by BSC. No
  processing fees need be collected.

 The units would be eligible for waiver of penal interest on merits where the
  realizable value is higher than the loan outstanding as per the present practice.

 The borrower shall remit 15% of the principal outstanding as down payment to
  become eligible for OTS concessions subject to eligibility.

 Processing fees with applicable Service Tax as indicated shall be collected:
  i.     For loans disbursed upto Rs. 10.00 lakhs        -       Rs. 5,000
  ii.    For loans disbursed beyond Rs. 10.00 lakhs
         and upto Rs. 25.00 lakhs                        -        Rs. 10,000
  iii.   For loans disbursed beyond Rs. 25.00 lakhs
         and upto Rs. 100.00 lakhs                       -        Rs. 20,000
  iv.    For loans disbursed above Rs. 100.00 lakhs -            Rs. 25,000

 The concern shall remit the OTS amount along with broken period interest at
  13.5% p.a. on simple basis from the date of settlement committee meeting till
  the date of communication of the OTS approval together with other dues, other
  charges, interest tax, if any within 30 days from the date of communication of
  OTS approval.

 No further interest will be charged if the loan is settled within 30 days from the
  date of communication of OTS approval.

 The borrower has the option to pay the settlement amount in instalments
  provided 20% of the balance OTS amount and the other dues, incidental
  charges, interest tax if any, is paid within 30 days from the date of
  communication of OTS approval, failing which, the waiver concessions granted
  stands cancelled automatically.

 The balance 80% of OTS amount shall be remitted in five monthly instalments
  with simple interest at 13.5% p.a. till the date of settlement of account and
  Subsidy Bridge Loans.

 There is no change in the guidelines for settlement under OTS Schemes for Short
  Term Loans, Hire Purchase, Lease Finance and Subsidy Bridge Loan towards One
  Time Settlement of loan account.

 If the borrower fails to pay the settlement amount or 20% of the OTS amount
  together with the other dues, incidental charges, interest tax if any, within 30
  days from the date of communication of OTS approval, the waiver
  concessions granted stands cancelled automatically.
                                         116


 The cases not covered under the scheme for settlement for Loss, Written-Off
  cases, SLSS and scheme for settlement of Transport Loans under TAHDCO
  scheme can be considered under Compromise / Negotiated Settlement Scheme
  subject to the eligibility criteria.

 All guidelines earlier issued for OTS scheme under Compromise / Negotiated
  Settlement Scheme shall continue to apply except specifically modified under the
  current year scheme.

 Managing Director is authorised to waive the entire other dues in exceptional /
  deserving cases based on merits for all cases to facilitate settlement of accounts.
  By offering these concessions there should not be any refund.

 Removal of Memorandum of Interest need to be placed before BSC for approval
  as per earlier practice after settlement of OTS amount.

 All pending cases, who had already paid processing fees / down payment under
  the earlier schemes will be eligible for settlement under the present schemes.

 The fixed deposit (security deposit), in the name of the Promoter to be
  adjusted / pre-closed duly observing all formalities and adjusted towards OTS
  under the above schemes. Any amount available after settlement of loan
  account shall not be refunded to the borrower.

Small Loan Settlement Scheme (SLSS):

 Units, which were doubtful, Loss and Written off category as on 31.03.2005 are
  eligible.

 Units, which were sub-standard category as on 31.03.2005 and subsequently
  slipped to doubtful, loss and written off category as on 31.03.2008 are also
  eligible for concessions.

 Processing fee has to be collected as applicable for Compromise Settlement
  Scheme.

 In case of more than one loan sanctioned to the same unit, the latest date of
  sanction will be taken into account for determining the eligibility for settlement of
  all loan accounts.

 Settlement of individual account under the scheme, in case of multiple accounts,
  is not permitted.

 As per earlier practice, the loan amount mentioned in the eligibility criteria
  denotes the amount disbursed.

 The loan amount upto Rs.10.00 lakhs under SLSS includes soft loan / seed capital
  outstanding also.

 Loans availed for Rigs, Excavators etc. under Transport Loans under TAHDCO
  Scheme upto Rs.10.00 lakhs may be considered for waiver concessions under
  SLSS subject to eligibility criteria.
                                        117




 The fixed deposit (security deposit), in the name of the Promoter to be adjusted /
  pre-closed duly observing all formalities and adjusted towards OTS under the
  above schemes. Any amount available after settlement of loan account shall not
  be refunded to the borrower.

 The amount remitted towards CGC should not be taken into account, while
  considering the quantum of remittance under the Scheme.

Scheme for Loss and Written-off cases without asset backup:

 The cut-off date for cases under the category is 31.03.2008.
 The cases where assets are missing will not be eligible for settlement under this
  category. However, cases where the assets have been auctioned by the
  Corporation or disposed-off by the Borrower with the approval of the Corporation
  will be eligible for settlement.

 Letter shall be sent to all the eligible cases before 09.01.2009 as per the format
  enclosed in Annexure-(a) advising them to settle the account before
  31.03.2009. If the parties pay atleast 25% of the amount before 31.03.2009,
  they may be permitted to settle the account by remitting the balance amount in
  monthly instalments with 13.5% interest at simple rate from 01.04.2009 before
  30.06.2009.

 No processing fee is necessary as OTS amount is as per the fixed formula.
 Settlement of individual account is not permitted.
 In case, if more than one loan was sanctioned to the same unit, the latest date
  of sanction will be considered for determining eligibility.

 The amount remitted towards CGC should not be taken into account, while
  considering the quantum of remittance under the Scheme.

Scheme for Settlement of Transport Loan under TAHDCO Scheme
(Excluding Rigs, Excavators etc.):

 Cases which were under Doubtful, Loss and Written-Off category as on
  31.03.2005 are eligible.

 Cases which were under Sub-Standard category as on 31.03.2005 and
  subsequently slipped to Doubtful, Loss and Written-Off category as on
  31.03.2008 are also eligible for concessions.

 The cases where assets are missing will not be eligible for settlement under this
  category. However, cases where the assets have been auctioned by the
  Corporation or disposed-off by the Borrower with the approval of the Corporation
  will be eligible for settlement.

 Letter shall be sent to all the eligible cases before 09.01.2009 as per the format
  enclosed in Annexure-(a) advising them to settle the account before
  31.03.2009.
                                           118




 The loan amount under the eligibility criteria denotes amount disbursed as per
  earlier practice.

 If the parties pay atleast 25% of the amount before 31.03.2009, they may be
  permitted to settle the account by remitting the balance amount in monthly
  instalments with 13.5% interest at simple rate from 01.04.2009 before
  30.06.2009.

 No processing fee is necessary as OTS amount is as per the fixed formula.
 Settlement of individual account is not permitted.
 In case of more than one loan sanctioned to the same unit the latest date of
  sanction will be considered for determining eligibility.

 The fixed deposit (security deposit), in the name of the Promoter to be adjusted /
  pre-closed duly observing all formalities and adjusted towards OTS under the
  above schemes. Any amount available after settlement of loan account shall not
  be refunded to the borrower.

 Third party fixed deposit (security deposit) may be refunded to the deposit
  holder, similar to returning of collateral documents to the collateral owner on
  settlement of loan.

 The amount remitted towards CGC should not be taken into account, while
  considering the quantum of remittance under the Scheme.

        The above Guidelines for various schemes should be read along with our
earlier Circular No.12 dated 8th December 2008 issued by Recovery Department on
the subject.

        The eligibility criteria / guidelines are put up for approval and to be circulated
to all Regional / Branch / Field Offices.

                                     ------------------
                                          119




                                                                         Annexure-(a)

FORMAT OF LETTER TO BE SENT BY THE BRANCH TO THE ELIGIBLE BORROWERS
UNDER SCHEME FOR SETTLEMENT OF LOSS AND WRITTEN-OFF CASES:

                                                                                Date:
                                                    “Without Prejudice”
From

The Branch Manager,
The TIIC Ltd.,

---------------------------------


To

The Borrower Concerned.


Sir,
         Sub:    Settlement of your Loan under One Time Settlement (OTS) Scheme by
                 availing certain concessions – Reg.
                 ---------------------------------------------------------------------

         You have availed financial assistance from our Corporation and the following
amount is due from you as on-----------------:
                                                     (In Rupees)
                  Principal
                  Interest
                  Other Dues
                                                     -----------------
                           Total
                                                     -----------------
         In this regard, our Corporation wants to make an offer under the present
OTS Policy of our Corporation under which you have to remit Rs.-------------------
before 31.03.2009 towards full settlement of our loan.


         In case you are unable to remit the amount before 31.3.2009, you may remit
25% of the amount as token of acceptance of our offer before 31.03.2009 and pay
the balance amount in 3 monthly instalments before 30.06.2009 with 13.5% simple
interest for the balance amount from 01.04.2009 till the date of settlement.
                                           120




         Kindly note that our Corporation is at liberty to continue with our legal action
for recovery of amount till the entire OTS amount is remitted. Please note that this
offer is time bound and the entire amount has to be remitted with the stipulated
time; otherwise our above offer stands withdrawn.


         The above offer is without prejudice to any of our rights and can be
withdrawn if found not eligible at a later date.


         For any clarification in this regard you may meet the undersigned.


                                                              Yours faithfully,


                                                              Branch Manager
CC to:
1. Partners / Directors.
2. The Collateral Owner
3. Guarantors
                                    121


                                                     ANNEXURE VI
 Name and Designation of all the employees working in Regional /
            Branch / Head Office of the Corporation
                                                        AS ON 31.7.2011

SL.No.   pp          name                 DESIGNATION                 NAME OF THE
         no                                                             BRANCH
  1      558    PERUMAL.K.P                   D.G.M.               HEAD OFFICE
  2      239    SAKTHIVEL.S                   D.G.M.               HEAD OFFICE
  3      241    DINAKARABABU.V.P              D.G.M.               HEAD OFFICE
  4      267    MOHAN.A [Sr.]                 D.G.M.               HEAD OFFICE
  5      268    GOVINDSWAMYNATHAN.S           D.G.M.               HEAD OFFICE
  6      324    SHANMUGAM.P                   D.G.M.               TRICHY & Madurai REGIO
  7      319    CHOCKALINGAM.K                A.G.M.               CHENNAI REGION
  8      801    KIRUBAKARAN.T                 A.G.M.               HEAD OFFICE

  9      472    SRINIVASAN.G                  A.G.M.               HEAD OFFICE
 10      389    NAGARAJAN.K                   A.G.M.               COIMBATORE REGION
 11      397    SUNDARAM.P                    A.G.M.               TIRUPPUR
 12      335    GURURAJ.G                     A.G.M.               SALEM REGION
 13      346    NARAYANAN .R.                 A.G.M.               HEAD OFFICE

 14      398    DANIEL DEVAPRASAD             A.G.M.               HEAD OFFICE
                THOMAS
 15      321    JANARDHANAN.N                 SR.MGR.              HEAD OFFICE

 16      341    JAYAVELAN.P                   SR.MGR.              CHENNAI REGION
 17      1019   MURALIDHARAN.S.(MGR)          SR.MGR.              CUDDALORE
 18      353    SEKAR. G                      A.G.M.               MADURAI REGION
 19      355    GOPALAKRISHNAN.S              A.G.M.               HEAD OFFICE
 20      424    SUBRAMANIAN.K.V               SR.MGR.              HEAD OFFICE
 21      426    GANESARAJARAM.R.B             SR.MGR.              TIRUNELVELI REGION
 22      462    JAYAPRAKASAM.R                SR.MGR.              HEAD OFFICE
 23      468    ILANGO.P                      SR.MGR.              COIMBATORE REGION
 24      559    VIVEGANANDAN.R                SR.MGR.              TRICHY BRANCH
 25      501    MATHIAZHAGAN.V                SR.MGR.              HEAD OFFICE
 26      507    VARADARAJAN. S                SR.MGR.              HEAD OFFICE
 27      517    SUKUMAR.T.S                   SR.MGR.              COIMBATORE
 28      552    KALATHY.N                     SR.MGR.              DINDUGAL
 29      551    SASHIKALA.S (551)             SR.MGR.              HEAD OFFICE

 30      555    PADMANABHAN.R                 SR.MGR.              S.R.B.COIMBATORE
                              122


31   560   KANDASAMY S.K.              SR.MGR.       TIRUPPUR
32   598   GURURAJAPATHY.A             SR.MGR.       NAGERCOIL
33   597   SRINIVASAN.R                SR.MGR.       TIRUVALLUR BRANCH
34   79    MEYYAPPAN.S                 SR.MGR.       TAMBARAM BRANCH
35   612   KISHOREKUMAR. R           MGR. - GR.II    COIMBATORE REGION
36   624   RAMASAMY.U                  SR.MGR.       NAMAKKAL BRANCH
37   623   PAULRAJAN.E                 SR.MGR.       SIVAKASI
38   627   SUBRAMANIAN.C             MGR. - GR.II    TIRUNELVELI
39   652   MALA. W.B.                MGR. - GR.II    TIRUVALLUR BRANCH
40   650   ASHOK. S                  MGR. - GR.II    HEAD OFFICE
41   649   MANOHARAN. V.S            MGR. - GR.II    MADURAI REGION
42   655   ANANDAN V.D.              MGR. - GR.II    HEAD OFFICE

43   656   RAVICHANDRAN.R            MGR. - GR.III   CHENNAI BRANCH
44   513   PANDIAN. L                MGR. - GR.III   VILLUPURAM
45   180   BASKARAN.D                MGR. - GR.III   HEAD OFFICE
46   621   RAMASAMY.P                MGR. - GR.III   SALEM REGION
47   668   JAYANANDAKUMAR.V          MGR. - GR.III   S.R.B. CHENNAI
48   525   SEETHA RAMAN.K            MGR. - GR.III   HEAD OFFICE
49   670   MARAGATHAM.B              MGR. - GR.III   HEAD OFFICE
50   554   DHARMALINGAM.K           ASST. MANAGER    COIMBATORE
51   675   SUNDARAMOORTHY.M          MGR. - GR.III   SALEM
           (675)
52   676   EKAMBARAM.V               MGR. - GR.III   THANJAVUR
53   719   ARUNASALARAJAN.S          MGR. - GR.III   MADURAI BRANCH
54   747   LAKSHMANAN.C              MGR. - GR.III   MADURAI REGION
55   730   ASOKAA, M.               ASST. MANAGER    DHARMAPURI BRANCH
56   746   BALASUBRAMANIAN.S         MGR. - GR.III   MADURAI REGION
57   748   ASHOKKUMAR.P              DEPUTY MGR      SALEM REGION
58   738   DURAIRAJ.D                MGR. - GR.III   HEAD OFFICE
59   751   PALANISAMY.P              MGR. - GR.III   KARUR
60   752   DINAKARAN.K               MGR. - GR.III   COIMBATORE
61   755   RANGARAJU.M              ASST. MANAGER    KARUR
62   754   GUNASEKARAN P             MGR. - GR.III   ERODE
63   759   SARASWATHI.K              DEPUTY MGR      CHENNAI REGION
64   760   RENGANATHAN.T             DEPUTY MGR      COIMBATORE REGION
65   756   SUNDARESAN.A.R            DEPUTY MGR      VELLORE
66   749   CHOCKANATHAN. S           DEPUTY MGR      HEAD OFFICE
                               123


67    762    PARVATHY.A               DEPUTY MGR     TRICHY REGION
68    784    JANARDHANAN.K           ASST. MANAGER   DHARMAPURI BRANCH
69    785    MANOHARAN.M              DEPUTY MGR     TRICHY REGION
70    780    RAMESH.R.J               DEPUTY MGR     VILLUPURAM
71    777    PALANIVEL.R              DEPUTY MGR     ERODE
72    219    TAMILSELVAN.S            DEPUTY MGR     MADURAI BRANCH
73    787    JAYAKANTHAN.A           ASST. MANAGER   TIRUNELVELI
74    789    SUSILKUMAR.K             DEPUTY MGR     PUDUKKOTTAI
75    788    TAMILARASAN.A            DEPUTY MGR     SALEM
76    778    CHITRA SHENBAGA          DEPUTY MGR     TRICHY BRANCH
             VALLI.R
77    779    BHUVANESWARI K           DEPUTY MGR     DINDUGAL
78    791    ASHOK B.G.               DEPUTY MGR     TAMBARAM BRANCH
79    796    SAHADEVAN.G              DEPUTY MGR     DHARMAPURI BRANCH
80    798    THIRUNAVUKKARASU. S      DEPUTY MGR     VELLORE
             (798)
81    800    KUMAR.V                  DEPUTY MGR     THANJAVUR
82    793    MURUGESAN.K. (793)       DEPUTY MGR     TUTICORIN
83    811    RAJENDRAN.V.A            DEPUTY MGR     HOSUR
84    823    MALLIGA.M                DEPUTY MGR     HEAD OFFICE
85    826    HARIHARAN.K              DEPUTY MGR     TAMBARAM BRANCH
86    825    RAJENDRAN.S              DEPUTY MGR     COIMBATORE
87    757    MEENAKSHISUNDARAM K      DEPUTY MGR     HEAD OFFICE
88    920    MOHAN.T                 ASST. MANAGER   HOSUR
89    119    MURTHI.C.S.N            ASST. MANAGER   ERODE
90    1049   RADHA, K [1049]         ASST. MANAGER   TIRUVALLUR BRANCH
91    287    NARAYANAMURTHY.R        ASST. MANAGER   HEAD OFFICE
92    923    ELENCHEZHIAN.K          ASST. MANAGER   HEAD OFFICE
93    1082   VEERABADRAN.B           ASST. MANAGER   HEAD OFFICE
94    1032   SHANTI.K.J              ASST. MANAGER   ERODE
95    1038   RAJU, A.J.S.            ASST. MANAGER   HEAD OFFICE
96    1085   KARUNAKARAN.T           ASST. MANAGER   TIRUPPUR
97    372    KIRUPA N.               ASST. MANAGER   HEAD OFFICE
98    357    MURUGAN.S (357)         ASST. MANAGER   TAMBARAM BRANCH
99    282    RAVINDRAN. P            ASST. MANAGER   KARAIKUDI
100   402    JAYANTHI.B              ASST. MANAGER   CHENNAI BRANCH
101   425    SELVARAJ A.P.           ASST. MANAGER   TIRUNELVELI REGION
102   416    MURUGESAN K. (416)      ASST. MANAGER   SALEM
                                 124


103   145    KANNAN.R                  ASST. MANAGER      NAMAKKAL BRANCH
104   161    MANI.A                    ASST. MANAGER      HEAD OFFICE
105   211    SAVITHRI R.               ASST. MANAGER      TAMBARAM BRANCH
106   231    GEORGE RAJAN.T.           ASST. MANAGER      NAGERCOIL
107   246    ABDUL GAFFOOR.M.H           SR.OFFICER       HEAD OFFICE
108   251    MANOHAR.S                   SR.OFFICER       CHENNAI BRANCH
109   252    RAJARETHINAM M              SR.OFFICER       HEAD OFFICE
110   253    VASAN.R.S                   SR.OFFICER       TIRUVALLUR BRANCH
111   254    MOHAN. D                    SR.OFFICER       CHENNAI BRANCH
112   255    GOPINATH.T.R                SR.OFFICER       HEAD OFFICE
113   256    VASANTHAMOHAN. R.           SR.OFFICER       HEAD OFFICE
114   259    MUNSIFF SAH. T.R.           SR.OFFICER       HEAD OFFICE
115   260    VANAJA. M.                  SR.OFFICER       CHENNAI BRANCH
116   258    SANTHI.S                    SR.OFFICER       HEAD OFFICE
117   265    RENUKA DEVI.A               SR.OFFICER       HEAD OFFICE
118   278    LALITHA. T.                 SR.OFFICER       HEAD OFFICE
119   280    JOTHIKUMAR.V                SR.OFFICER       TIRUVALLUR BRANCH
120   281    KULASEKARARAJ.P             SR.OFFICER       TIRUVANNAMALAI F.O.
121   288    RAJARAM.P                   SR.OFFICER       DINDUGAL
122   289    PADMAVATHY.R                SR.OFFICER       PUDUKKOTTAI
123   290    RAGUPATHY.N                 SR.OFFICER       COIMBATORE
124   297    MARIMUTHU.C                 SR.OFFICER       TRICHY REGION
125   296    RAMALINGAM.S                SR.OFFICER       THANJAVUR
126   292    SUBRAMANIAN.L               SR.OFFICER       HOSUR
127   293    GOPAKUMAR.V                 SR.OFFICER       SIVAKASI
128   294    SAMPATH.M                   SR.OFFICER       TRICHY REGION
129   298    VEERAPPAN ILANGOVAN         SR.OFFICER       TRICHY BRANCH
130   1122   SURIYA.J                    SR.OFFICER       HEAD OFFICE
131   1123   BABY.S                      SR.OFFICER       COIMBATORE
132   1124   KATHAMBARI.S                SR.OFFICER       CHENNAI BRANCH
133   248    DEVARAJ.D                 OFFICER - GR.II    S.R.B. CHENNAI
134   295    LEELAVATHI.S              OFFICER - GR.II    TRICHY REGION
135   299    DHANDAYUTHAPANI.V         OFFICER - GR.II    KARAIKUDI
136   300    NAVARASAN.M               OFFICER - GR.II    HEAD OFFICE
137   284    SRINIVASAN K. (284)       OFFICER - GR.II    TIRUVALLUR BRANCH
138   286    BALASUBRAMANI.G           OFFICER - GR.III   S.R.B. CHENNAI
139   302    RAJAGOPALAN.V             OFFICER - GR.II    VILLUPURAM
                                  125


140   303     ANBALAGAN. S (303)        OFFICER - GR.II    CHENNAI BRANCH
141   304     SATHYANARAYANAN K         OFFICER - GR.II    HEAD OFFICE
142   307     MARIMUTHU.P               OFFICER - GR.II    COIMBATORE
143   309     SUBRAMANIAN.K.S.          OFFICER - GR.II    S.R.B.COIMBATORE
144   310     TIRUPATHI. R              OFFICER - GR.II    HOSUR
145   314     QUIRSHEETH ALI BAIG.A     OFFICER - GR.II    VILLUPURAM
146   315     SELVARAJU. K.             OFFICER - GR.II    CUDDALORE
147   312     AYYAVU.A.S                OFFICER - GR.II    CHENNAI REGION
148   317     MOHANARANGAM.P            OFFICER - GR.II    TRICHY BRANCH
149   320     SELVARAJU.K.C.            OFFICER - GR.III   TUTICORIN
150   323     RAMALINGAM D.             OFFICER - GR.II    TIRUVALLUR BRANCH
151   328     NAGARAJ.S (1960)          OFFICER - GR.II    COIMBATORE
152   332     BASKARAN. P.E             OFFICER - GR.II    TAMBARAM BRANCH
153   344     KATHIRVEL.R               OFFICER - GR.III   TIRUPPUR
154   359     RAJABAI.V.                OFFICER - GR.II    NAGERCOIL
155   363     VEDAVALLI.V               OFFICER - GR.II    TIRUVALLUR BRANCH
156     364   VIJAYALAKSMI, M           OFFICER - GR.III   HEAD OFFICE
157     366   SUSILA.K                  OFFICER - GR.III   HEAD OFFICE
158     370   AMARNATH.A                OFFICER - GR.III   TRICHY BRANCH
159     378   PAUL JOSHUA V.            OFFICER - GR.III   CUDDALORE
160     379   BASKARAN. R (379)         OFFICER - GR.III   S.R.B.COIMBATORE
161     381   JAGANNATHAN, N            OFFICER - GR.III   COIMBATORE
162     395   SUBBURAJ.T.P              OFFICER - GR.III   SIVAKASI
163     400   THAMIZHARASI.K            OFFICER - GR.III   HEAD OFFICE
164     404   MAHENDRAN.S               OFFICER - GR.III   NAMAKKAL BRANCH
165     406   ESWARLAL .P.N.B           OFFICER - GR.III   THENI FIELD OFFICE
166     405   RAGAVENDRAN.R             OFFICER - GR.III   TIRUPPUR
167     408   RAVINDRAN. S              OFFICER - GR.III   HEAD OFFICE
168     407   RADHA K. (407)            OFFICER - GR.III   HEAD OFFICE
169     410   KAMAL BATCHA K            OFFICER - GR.III   DINDUGAL
170     413   SAVITHIRI.A               OFFICER - GR.III   TIRUPPUR
171     414   TAMILARASI. S.            OFFICER - GR.III   NAGERCOIL
172     411   NARAYANAN.R               OFFICER - GR.III   RAMANAD F.O.
173     415   ANTHONY RAJ.S             OFFICER - GR.III   SALEM
174     417   DURGA BAI.B               OFFICER - GR.III   HEAD OFFICE
175     419   SRINIVASAN.N              OFFICER - GR.III   VELLORE
176     420   ELAVARASI.P               OFFICER - GR.III   HOSUR
                                 126


177   403   MAYALAGU.R                 OFFICER - GR.III   TIRUNELVELI REGION
178   422   VASANTHA AROKIA            OFFICER - GR.III   COIMBATORE
            RANI.A
179   427   NAKKERAN.N                 OFFICER - GR.III   VIRUDHUNAGAR
180   428   BHARATHI.S                 OFFICER - GR.III   TUTICORIN
181   429   YATHIRAJULU.R              OFFICER - GR.III   DINDUGAL
182   432   RAMAKRISHNAN.N             OFFICER - GR.III   MADURAI REGION
183   433   NAGARAJAN S. (433)         OFFICER - GR.III   TRICHY BRANCH
184   434   BASKARAN.R (434)           OFFICER - GR.III   KARUR
185   435   GANAPATHI.P                OFFICER - GR.III   DINDUGAL
186   436   MURUGESAN.K. (436)         OFFICER - GR.III   TIRUNELVELI
187   437   MOHAN.P                    OFFICER - GR.III   PUDUKKOTTAI
188   443   BASKARAN.P.S               OFFICER - GR.III   MADURAI BRANCH
189   444   RAGHAVAN.S                 OFFICER - GR.III   PUDUKKOTTAI
190   445   JAWAHAR .S.M               OFFICER - GR.III   MADURAI BRANCH
191   446   RATHINAMOORTHY.G           OFFICER - GR.III   KARAIKUDI
192   431   BALASUBRAMANIAM, M         OFFICER - GR.III   TUTICORIN
193   377   MATHIVANAN. M              OFFICER - GR.III   THANJAVUR
194   380   SARAVANAGANESAN.P          OFFICER - GR.III   KARUR
195   449   HARIKUMAR D.               OFFICER - GR.III   VELLORE
196   452   SUGUNA PRABHAKARAN R       OFFICER - GR.III   COIMBATORE REGION
197   459   BALASUBRAMANIAN.K          OFFICER - GR.III   TRICHY REGION
198   461   ALAMELU.S                  OFFICER - GR.III   TRICHY BRANCH
199   465   MAHENDRANATH, N.K.         OFFICER - GR.III   MADURAI BRANCH
200   466   SHANMUGASUNDARAM.M         OFFICER - GR.III   KARAIKUDI
201   467   DURGA.P.S.                 OFFICER - GR.III   TIRUVALLUR BRANCH
202   478   HEMALATHA. R.              OFFICER - GR.III   HEAD OFFICE
203   340   VIJAYAKUMAR.R                 J.O. - GR.I     HEAD OFFICE
204   448   GANESH BABU.M.L              J.O. - GR.II     SALEM
205   451   ROSEE.A.K                    J.O. - GR.II     HEAD OFFICE
206   457   JAMUNA. N                    J.O. - GR.II     HEAD OFFICE
207   479   GRACY.T.                     J.O. - GR.II     NAGERCOIL
208   480   RAMAMANI. G.                 J.O. - GR.II     S.R.B. CHENNAI
209   481   SUNDARI.K                    J.O. - GR.II     HEAD OFFICE
210   483   MYLSAMI M P                  J.O. - GR.II     TIRUPPUR
211   484   THIRUNAVUKKARASU             J.O. - GR.II     VELLORE
            (484)
212   485   DEVARAJ.R                    J.O. - GR.II     TRICHY BRANCH
                                127


213   482   ILANGO.S.P.R              J.O. - GR.II   NAMAKKAL BRANCH
214   486   RAJA.V                    J.O. - GR.II   DINDUGAL
215   488   THANGARAJU S.             J.O. - GR.II   THENI FIELD OFFICE
216   487   THIYAGARAJAN.T (487)      J.O. - GR.II   VIRUDHUNAGAR
217   490   VANAJAKUMARI.T.           J.O. - GR.II   NAGERCOIL
218   491   MURALIDHARAN.S            J.O. - GR.II   HEAD OFFICE
219   493   JACKSON.M                 J.O. - GR.II   COIMBATORE
220   494   KOTEESWARAN.M             J.O. - GR.II   HEAD OFFICE
221   495   PALANISWAMY.L             J.O. - GR.II   KARAIKUDI
222   496   PONNUSAMY. R              J.O. - GR.II   S.R.B.COIMBATORE
223   497   VILASINI. G               J.O. - GR.II   COIMBATORE REGION
224   492   GANESAN.K                 J.O. - GR.II   SIVAKASI
225   510   PRABAKARAN.K              J.O. - GR.II   HEAD OFFICE
226   523   VENKATESAN.R              J.O. - GR.II   SALEM
227   520   KANAGARAJU.N              J.O. - GR.II   SALEM
228   521   NAGARAJAN.D               J.O. - GR.II   KARUR
229   522   RAMASAMY, K [522]         J.O. - GR.II   KARUR
230   530   NAGARAJAN.A (530)         J.O. - GR.II   THANJAVUR
231   528   PONNAMBALAM.P             J.O. - GR.II   TRICHY REGION
232   524   MILTON.B.H.S              J.O. - GR.II   TRICHY BRANCH
233   526   RAJKUMAR.H                J.O. - GR.II   PUDUKKOTTAI
234   531   THANIGAISELVAN.G          J.O. - GR.II   PUDUKKOTTAI
235   532   RAJENDRAN.R               J.O. - GR.II   COIMBATORE
236   542   VENKATARAMANAN .S         J.O. - GR.II   TRICHY BRANCH
237   541   RAMAMOORTHY.S             J.O. - GR.II   THANJAVUR
238   534   GOVINDARAJU.K             J.O. - GR.II   NAMAKKAL BRANCH
239   535   KUPPUSAMY.S (535)         J.O. - GR.II   SALEM REGION
240   538   CHANDRAMOULI.G            J.O. - GR.II   DHARMAPURI BRANCH
241   533   SIRAJ AHAMED.A            J.O. - GR.II   CHENNAI BRANCH
242   537   PARIMELALAGAN.G           J.O. - GR.II   TRICHY BRANCH
243   536   THACHINAMOORTHY.T         J.O. - GR.II   SALEM REGION
244   543   RAMKUMAR.V                J.O. - GR.II   KARUR
245   545   NAGARAJAN.A (545)         J.O. - GR.II   SALEM
246   548   MOHAMED HANEEFA.A         J.O. - GR.II   PUDUKKOTTAI
247   547   RAJENDRAN.K               J.O. - GR.II   KARUR
248   549   SAKTHIVEL.J               J.O. - GR.II   NAMAKKAL BRANCH
249   562   SELVAMANI.E               J.O. - GR.II   TIRUVALLUR BRANCH
                                128


250   564   KRISHNAKUMARI. K.         J.O. - GR.II   CHENNAI BRANCH
251   565   SHANTHI.C (565)           J.O. - GR.II   HEAD OFFICE
252   566   RAVINDRAN. G.             J.O. - GR.II   HEAD OFFICE

253   568   RAJENDRAN.P               J.O. - GR.II   TIRUVALLUR BRANCH
254   571   KUMARAPPAN.L              J.O. - GR.II   HEAD OFFICE
255   573   MOHAN.D                   J.O. - GR.II   HEAD OFFICE
256   575   MOHANAKRISHNAN.N          J.O. - GR.II   HEAD OFFICE
257   577   YESSOLAKSHMI.S.N          J.O. - GR.II   HEAD OFFICE
258   578   KARUNANITHI. R.           J.O. - GR.II   TAMBARAM BRANCH
259   579   VALAIYAPATHY.S            J.O. - GR.II   TIRUVALLUR BRANCH
260   580   SIVAKAMI.T.S              J.O. - GR.II   DINDUGAL
261   587   RADHAKRISHNAMOORTHY       J.O. - GR.II   TIRUVALLUR BRANCH
            N
262   593   KAMALAKANNAN.A            J.O. - GR.II   HEAD OFFICE
263   594   VALAYAPATHY.R             J.O. - GR.II   HEAD OFFICE
264   601   KANAGARAJ.K               J.O. - GR.II   COIMBATORE
265   617   RAVIKUMAR.V               J.O. - GR.II   DINDUGAL
266   618   SHANTHA.N.                J.O. - GR.II   TIRUNELVELI REGION
267   613   RAJENDRAN.M               J.O. - GR.II   VILLUPURAM
268   615   GANAPATHYAMMAL. R         J.O. - GR.II   COIMBATORE REGION
269   614   DORAIRAJ.R                J.O. - GR.II   HEAD OFFICE
270   634   BALACHANDAR.A.R           J.O. - GR.II   HEAD OFFICE
271   638   PARTHASARATHY.R           J.O. - GR.II   DINDUGAL
272   639   PRASAD.P.S                J.O. - GR.II   HEAD OFFICE
273   629   JAMUNA. A                 J.O. - GR.II   VELLORE
274   631   SELVAKUMAR. M             J.O. - GR.II   VELLORE
275   640   RAMAMURTHY. G (640)       J.O. - GR.II   VELLORE
276   635   DHASARATHAN.S             J.O. - GR.II   MADURAI BRANCH
277   633   VARADHARAJ.J.K            J.O. - GR.II   MADURAI BRANCH
278   637   PRASHANTHI.K              J.O. - GR.II   HEAD OFFICE
279   644   THARCIS MANOHARAN, A      J.O. - GR.II   NAMAKKAL BRANCH
280   646   KASTHURI.A                J.O. - GR.II   VIRUDHUNAGAR
281   663   MOHANKUMAR C.M.V.         J.O. - GR.II   CHENNAI REGION
282   665   GEETHA.M                  J.O. - GR.II   HEAD OFFICE
283   677   TAMILSELVAN. P            J.O. - GR.II   CHENNAI REGION
284   679   VENKATESH. GR.            J.O. - GR.II   HEAD OFFICE
285   681   RAVICHANDRAN.M            J.O. - GR.II   HEAD OFFICE
                                129


286   683   MOHANKUMAR. P             J.O. - GR.II   HEAD OFFICE
287   682   VENKATESAN. C.            J.O. - GR.II   HEAD OFFICE
288   687   SIVAKUMAR. N              J.O. - GR.II   HEAD OFFICE
289   684   USHARANI. S.              J.O. - GR.II   HEAD OFFICE
290   686   ESWARAMURTHY.S            J.O. - GR.II   CHENNAI BRANCH
291   688   RAJASEKARAN.S             J.O. - GR.II   TAMBARAM BRANCH
292   689   USHAADEVI. SR.            J.O. - GR.II   HEAD OFFICE
293   692   DEVAKUMAR.T.B             J.O. - GR.II   HEAD OFFICE
294   693   SRIDHAR. G.B.             J.O. - GR.II   HEAD OFFICE
295   694   GAYAS BASHA.J             J.O. - GR.II   HEAD OFFICE
296   695   SIVASANKARAN.N            J.O. - GR.II   HEAD OFFICE

297   696   SUBBIAH.S                 J.O. - GR.II   HEAD OFFICE
298   698   RAVICHANDRAN.V            J.O. - GR.II   HEAD OFFICE
299   700   SURESH.K                  J.O. - GR.II   HEAD OFFICE
300   702   ELANGOVAN.L.              J.O. - GR.II   TIRUVALLUR BRANCH
301   703   LAKSHMI.P                 J.O. - GR.II   HEAD OFFICE
302   706   SURYAMURTHY.S             J.O. - GR.II   TAMBARAM BRANCH
303   708   VIMALA K.                 J.O. - GR.II   MADURAI BRANCH
304   704   KANDAVEL.S.S              J.O. - GR.II   S.R.B. CHENNAI
305   705   JAGANATHAN. L.            J.O. - GR.II   HEAD OFFICE
306   707   JESURAJ SELWYN.S          J.O. - GR.II   CHENNAI REGION
307   709   GNANASEKAR.M              J.O. - GR.II   TIRUVALLUR BRANCH
308   680   KRISHNARAJ.D              J.O. - GR.II   VELLORE
309   685   CHANDRIKA.P.R             J.O. - GR.II   HEAD OFFICE
310   691   SIVASAKTHI.A              J.O. - GR.II   HEAD OFFICE
311   697   VIJAYA.J                  J.O. - GR.II   S.R.B. CHENNAI
312   715   KUMUDAVALLI. R.           J.O. - GR.II   HEAD OFFICE
313   716   KALAISELVI.PL.S           J.O. - GR.II   HEAD OFFICE

314   717   JOHN BRIGHT.M.            J.O. - GR.II   TIRUPPUR
315   721   VIJEYA. VR                J.O. - GR.II   S.R.B. CHENNAI
316   723   ELIZABETH.V               J.O. - GR.II   TIRUVANNAMALAI F.O.
317   726   VALARMATHI.R (726)        J.O. - GR.II   HEAD OFFICE
318   720   SANKAR.V                  J.O. - GR.II   DHARMAPURI BRANCH
319   728   NAGARAJAN.S (728)         J.O. - GR.II   TAMBARAM BRANCH
320   722   PARTHASARATHY. A.         J.O. - GR.II   CHENNAI BRANCH
321   724   SOMASUNDARAM.K.R          J.O. - GR.II   HEAD OFFICE
                                130


322   729   USHA RANI.M               J.O. - GR.II   HEAD OFFICE
323   734   PARVATHI.G                J.O. - GR.II   HEAD OFFICE
324   733   SUBRAMANINAN.D            J.O. - GR.II   DHARMAPURI BRANCH
325   741   JEYAKUMARI. M             J.O. - GR.II   HEAD OFFICE

326   767   RAMAKRISHNAN.S (767)      J.O. - GR.II   ERODE
327   769   RAJAN RAAMALINGAM. N      J.O. - GR.II   COIMBATORE
328   765   MURUGAN.K                 J.O. - GR.II   CHENNAI BRANCH
329   770   UMARANI.S                 J.O. - GR.II   HOSUR
330   772   JEHANGIR BASHA.M          J.O. - GR.II   HOSUR
331   773   DEVI.S                    J.O. - GR.II   HOSUR
332   766   RAVICHANDRAN. V           J.O. - GR.II   TIRUPPUR

333   774   BALASIVASANKARAN. B.      J.O. - GR.II   COIMBATORE REGION
334   763   AMUDHA.E                  J.O. - GR.II   TIRUVALLUR BRANCH
335   764   SELVARAJ. A.              J.O. - GR.II   COIMBATORE
336   781   RATNABAI KESAL RANI.W     J.O. - GR.II   COIMBATORE
337   809   MURUGAVEL.M               J.O. - GR.II   MADURAI REGION
338   810   RAJASEKARAN.R.A.          J.O. - GR.II   DINDUGAL
339   812   ANANTHI. V                J.O. - GR.II   HEAD OFFICE
340   813   RAJATHI. R.               J.O. - GR.II   S.R.B.COIMBATORE
341   819   KINGSTON                  J.O. - GR.II   TIRUPPUR
            NIRMALKUMAR. J
342   818   KANCHANA DEVI. K.         J.O. - GR.II   HOSUR
343   816   SELVI.B                   J.O. - GR.II   TIRUNELVELI
344   820   THAVAMANI K               J.O. - GR.II   S.R.B.COIMBATORE
345   822   MUSTHIRI MOHAMMED         J.O. - GR.II   COIMBATORE
346   827   NAGARAJAN. R              J.O. - GR.II   S.R.B.COIMBATORE
347   893   MOTHA RENALD              J.O. - GR.II   TUTICORIN
348   902   MEENAKSHI. R              J.O. - GR.II   TIRUVALLUR BRANCH
349   894   KANDASAMY KANNAN.G        J.O. - GR.II   MADURAI REGION
350   887   RAJESWARI.K               J.O. - GR.II   TIRUNELVELI
351   888   SARASWATHI. S.K.          J.O. - GR.II   CUDDALORE
352   892   KALIDASU.P                J.O. - GR.II   TIRUPPUR
353   895   RAVIKUMAR.P.S             J.O. - GR.II   SIVAKASI
354   898   CHOCKALINGAM. V.M.        J.O. - GR.II   TIRUNELVELI REGION
355   896   JEBARANI.S                J.O. - GR.II   SIVAKASI
356   903   DEIVARANI. P              J.O. - GR.II   HEAD OFFICE
357   899   TAMILSELVI .C             J.O. - GR.II   VIRUDHUNAGAR
                                131


358   889    SHANTHA.P                J.O. - GR.II   TIRUNELVELI
359   901    KANAGARAJAN.K            J.O. - GR.II   KARAIKUDI
360   891    PAKSHIRAJAN.M.           J.O. - GR.II   TUTICORIN
361   905    MAITHEEN GANI.A          J.O. - GR.II   HEAD OFFICE
362   828    PALANISELVAM.B           J.O. - GR.II   PUDUKKOTTAI
363   906    MUTHUKUMAR.G             J.O. - GR.II   PUDUKKOTTAI
364   907    CHELLADURAI.C            J.O. - GR.II   TUTICORIN
365   908    ELAVARASAN.L             J.O. - GR.II   CUDDALORE
366   853    KANNAN K.                J.O. - GR.II   MADURAI BRANCH
367   840    VASANTHI P.              J.O. - GR.II   TIRUVANNAMALAI F.O.
368   829    PARTHIBAN S              J.O. - GR.II   TIRUVALLUR BRANCH
369   849    BALASUBRAMANIAN.S        J.O. - GR.II   MADURAI REGION
             (849)
370   831    RAVI.M                   J.O. - GR.II   VILLUPURAM
371   850    THIAGARAJAN.R            J.O. - GR.II   RAMANAD F.O.
372   833    KHAJA MOHIDEEN..P.A.     J.O. - GR.II   CHENNAI BRANCH
373   844    MURUGAN N.P.             J.O. - GR.II   DHARMAPURI BRANCH
374   832    VAIDEHI. K.R             J.O. - GR.II   HEAD OFFICE
375   842    CHITRAISELVI.P           J.O. - GR.II   THENI FIELD OFFICE
376   830    SEKAR. M                 J.O. - GR.II   S.R.B. CHENNAI
377   836    KUMARESAN.G              J.O. - GR.II   HEAD OFFICE
378   838    PICHANDI.A               J.O. - GR.II   CHENNAI REGION
379   843    SATHIYAVATHI.K.K         J.O. - GR.II   MADURAI BRANCH
380   834    BHAVANI. M               J.O. - GR.II   VELLORE
381   1025   MOHAN. S                 J.O. - GR.II   HEAD OFFICE
382   837    BHUVANESWARI.N.P         J.O. - GR.II   S.R.B. CHENNAI
383   839    CHITRA.S                 J.O. - GR.II   MADURAI REGION
384   847    VIJAYALAKSHMI K          J.O. - GR.II   SIVAKASI
385   841    SELVI.P                  J.O. - GR.II   MADURAI BRANCH
386   909    KARUNAGARAN.B            J.O. - GR.II   RAMANAD F.O.
387   910    JAYALAKSHMI.C            J.O. - GR.II   KARAIKUDI
388   856    RAJU T.V.G               J.O. - GR.II   HEAD OFFICE
389   863    SUNDARARAJAN.G           J.O. - GR.II   CHENNAI BRANCH
390   860    GOKULAKRISHNAN.T.S       J.O. - GR.II   TIRUVALLUR BRANCH
391   862    SURESH BABU.D            J.O. - GR.II   HEAD OFFICE
392   854    SANTHANAM.D              J.O. - GR.II   TRICHY REGION
393   858    RAMATHILAKAM.M           J.O. - GR.II   HEAD OFFICE
394   865    SULOCHANA.M              J.O. - GR.II   HEAD OFFICE
                                 132


395   877    SANTHOSH KUMAR.N          J.O. - GR.II    HEAD OFFICE

396   879    BOOPATHI.S                J.O. - GR.II    HEAD OFFICE
397   878    VICTOR.E.                 J.O. - GR.II    NAGERCOIL
398   874    KARTHINI.P                J.O. - GR.II    THANJAVUR
399   852    AUGUSTINE                 J.O. - GR.II    HEAD OFFICE
             MANONMANI.K
400   855    EDWIN.J                   J.O. - GR.II    HEAD OFFICE
401   871    SANTHANA KENNEDY.P        J.O. - GR.II    DINDUGAL
402   882    THANGAKRISHNAN.M          J.O. - GR.II    CHENNAI REGION
403   873    RAMESH BABU. E            J.O. - GR.II    HEAD OFFICE
404   859    PARIMALA.E                J.O. - GR.II    CHENNAI BRANCH
405   875    GOVINDARAJI.M             J.O. - GR.II    TIRUNELVELI REGION
406   881    HEMALATHA.S               J.O. - GR.II    ERODE
407   861    ANBALAGAN. S (861)        J.O. - GR.II    HEAD OFFICE
408   872    SELVAN ARUMUGAM.T         J.O. - GR.II    TUTICORIN
409   876    ARANGASAMY. P             J.O. - GR.II    CHENNAI REGION
410   866    THENMOZHI. C              J.O. - GR.III   THANJAVUR
411   880    THIRUPURA SUNDARI.D       J.O. - GR.III   TIRUVALLUR BRANCH
412   885    GOVINDARAJ.R              J.O. - GR.III   TRICHY BRANCH
413   886    MAHESH.P.S                J.O. - GR.III   TIRUVALLUR BRANCH
414   912    KOMALAVALLI.P             J.O. - GR.III   HEAD OFFICE
415   883    VALARMATHI.R (883)        J.O. - GR.III   HEAD OFFICE
416   884    SENTHILKUMARI.B           J.O. - GR.III   ERODE
417   1041   MURALI.P                  J.O. - GR.III   HEAD OFFICE
418   900    SANGAMITHIRAI.J           J.O. - GR.III   ERODE
419   1065   NAGARAJAN.P               J.O. - GR.III   NAGERCOIL
420   1042   THIRUGANASAMBANDAN.       J.O. - GR.III   S.R.B. CHENNAI
             T
421   1024   BARATHAZVAR               J.O. - GR.III   HEAD OFFICE
422   1043   RAMA.B                    J.O. - GR.III   TRICHY BRANCH
423   235    MANIAN. N                 J.O. - GR.III   S.R.B.COIMBATORE
424   671    KIRUBARANI.S              J.O. - GR.III   HEAD OFFICE
425   263    PALAYATHAN.V              J.O. - GR.III   HEAD OFFICE
426   318    SANKAR.V.S                J.O. - GR.III   PUDUKKOTTAI
427   322    RAMASAMY. K (322)         J.O. - GR.III   TIRUNELVELI
428   1063   LAKSHMANAN.A              J.O. - GR.III   CUDDALORE
429   1106   RADHA K. (1106)           J.O. - GR.III   CUDDALORE
430   1050   SUTHA.S                   J.O. - GR.III   TIRUVANNAMALAI F.O.
                                  133


431   1058   SIVANANDAM.A.M.            J.O. - GR.III    THANJAVUR
432   1105   MANOHARAN.M.R              J.O. - GR.III    MADURAI REGION
433   1053   RANI.V                     J.O. - GR.III    TRICHY REGION
434   1107   BALAKRISHNAN.A             J.O. - GR.III    TUTICORIN
435   1056   MURUGAN.M.C                J.O. - GR.III    SIVAKASI
436   1047   KAMRAJ.S                   J.O. - GR.III    NAMAKKAL BRANCH
437   1055   RAVIKUMAR.J                J.O. - GR.III    HOSUR
438   1054   UDAYAKUMAR.M               J.O. - GR.III    TIRUPPUR
439   1060   PANDIAN.G                  J.O. - GR.III    DHARMAPURI BRANCH
440   1061   NEELAVATHI.P               J.O. - GR.III    COIMBATORE
441   1052   THILAGAM.K                 J.O. - GR.III    ERODE
442   1062   SASIKALA. L (1062)         J.O. - GR.III    TIRUPPUR
443   1048   SENTHILKUMAR.S             J.O. - GR.III    KARUR
444   1064   DHANALAKSHMI.E             J.O. - GR.III    ERODE
445   643    SHANTHI. C (643)           ASST. - GR.III   TAMBARAM BRANCH
446   306    ANANDAN.V                  ASST. - GR.II    S.R.B. CHENNAI
447   585    GURURAJ THOMAS J.          ASST. - GR.II    SIVAKASI
448   583    HARIRAMAN.P                ASST. - GR.II    MADURAI REGION
449   503    RAJI.T                     ASST. - GR.II    ERODE
450   273    VEERARAGHAVAN. B.G.        ASST. - GR.II    S.R.B. CHENNAI
451   166    BABU.V.E                    R.C. - GR.I     HEAD OFFICE
452   262    PRAKASAM.P.V                R.C. - GR.II    HEAD OFFICE
453   354    SUNDARAM.K (354)            R.C. - GR.II    TRICHY REGION
454   602    RAJU.V                      R.C. - GR.II    TRICHY BRANCH
455   599    KOMBIAH.M                   R.C. - GR.II    TIRUNELVELI
456   313    VASAN.A                     R.C. - GR.II    CUDDALORE
457   373    RAVINDRAN. P                R.C. - GR.II    TIRUPPUR
458   271    DURAIKANNU.P                R.C. - GR.II    S.R.B. CHENNAI
459   396    JOTHI.S                    R.C. - GR.III    PUDUKKOTTAI
460   421    SETHURATHINAM.R             R.C. - GR.II    KARAIKUDI
461   441    ANNADURAI. M                R.C. - GR.II    CHENNAI BRANCH
462   508    KUPPUSAMY.R                 R.C. - GR.II    HEAD OFFICE
463   584    SELVAN. S                   R.C. - GR.II    VIRUDHUNAGAR
464   588    MANOHARAN. N                R.C. - GR.II    DINDUGAL
465   600    SOMARAJ.M                   R.C. - GR.II    HEAD OFFICE
466   653    SUNDARAM.K (653)            R.C. - GR.II    HOSUR
467   710    GOMATHINAYAGAM.S            R.C. - GR.II    THENI FIELD OFFICE
                                 134


468   743    KATHIRESAN.M               R.C. - GR.II    TIRUVANNAMALAI F.O.
469   736    RANGANATHAN.P              R.C. - GR.II    TIRUVALLUR BRANCH
470   802    FAZAL MOHAMED.G            R.C. - GR.II    VILLUPURAM
471   1104   KASIMANI.S                 R.C. - GR.II    ERODE
472   1117   SHANTHI P.                 R.C. - GR.II    MADURAI BRANCH
473   1120   USHA.C                     R.C. - GR.III   THANJAVUR
474   1121   NIRMALA MARY               R.C. - GR.III   COIMBATORE
475   305    BALARAMAN, P              DRIVER - GR.I    HEAD OFFICE
476   369    PRAKASH KUMAR.S           DRIVER - GR.I    HOSUR
477   368    SEKAR. P                  DRIVER - GR.I    TRICHY REGION
478   388    RAJASEKARAN.K.            DRIVER - GR.I    NAGERCOIL
479   474    ANBUIRUDAYARAJ G.         DRIVER - GR.I    CUDDALORE
480   605    MURUGESAN.M (1961)        DRIVER - GR.I    DINDUGAL
481   654    RAJENDRAN.C               DRIVER - GR.I    SALEM
482   672    ANTONYCHAMY,B.            DRIVER - GR.I    TIRUNELVELI REGION
483   742    RAMAMOORTHY.A             DRIVER - GR.I    TUTICORIN
484   744    MUNIASAMY.C               DRIVER - GR.I    RAMANAD F.O.
485   782    VENKATESAN.V              DRIVER - GR.I    TAMBARAM BRANCH
486   783    SUKUMARAN, R              DRIVER - GR.I    TIRUNELVELI
487   814    SADASIVARAJ, R            DRIVER - GR.I    HEAD OFFICE

488   821    VEERAPANDIAN.S            DRIVER - GR.I    HEAD OFFICE
489   1068   CHINNADURAI.S             DRIVER - GR.II   MADURAI BRANCH
490   596    KANNAN.L                  DRIVER - GR.II   PUDUKKOTTAI
491   924    SHANMUGAM. M              DRIVER - GR.II   HEAD OFFICE
492   803    ANTHONY RAJ. R.M          DRIVER - GR.II   CHENNAI BRANCH
493   1071   SHANMUGASAMY.S            DRIVER - GR.II   TIRUPPUR
494   1075   MURUGAN. S (1075)         DRIVER - GR.II   KARAIKUDI
495   1014   AMBIRAJAN. S              DRIVER - GR.II   HEAD OFFICE
496   1077   VELMURUGAN. K             DRIVER - GR.II   COIMBATORE
497   1002   BALAKUMAR.K               DRIVER - GR.II   HEAD OFFICE
498   1078   JAYAVELU A.               DRIVER - GR.II   TIRUVALLUR BRANCH
499   953    NACHIMUTHU.K              DRIVER - GR.II   COIMBATORE REGION
500   1091   MATHAIYAN.K               DRIVER - GR.II   DHARMAPURI BRANCH
501   1094   SUBRAMANI.N               DRIVER - GR.II   VELLORE
502   1095   MATHIALAGAN.P             DRIVER - GR.II   THANJAVUR
503   1012   ANANDAN.G                 DRIVER - GR.II   HEAD OFFICE
504   1013   GUNALAN. J                DRIVER - GR.II   HEAD OFFICE
                               135


505   1022   MURALI KRISHNAN.A       DRIVER - GR.II   S.R.B. CHENNAI
506   1112   SANTHANAM.A             DRIVER - GR.II   TRICHY BRANCH
507   1108   PALANISAMY.K            DRIVER - GR.II   NAMAKKAL BRANCH
508   1101   SHANMUGASUNDARAM, N     DRIVER - GR.II   S.R.B.COIMBATORE
509   1103   VENKATESWARAN.T         DRIVER - GR.II   ERODE
510   1113   JAISANKAR.D             DRIVER - GR.II   VILLUPURAM
511   1118   JAYAPAUL.P              DRIVER - GR.II   SIVAKASI
512   1119   CHITRARASAN. C          DRIVER - GR.II   HEAD OFFICE

513   440    CHANDRASEKARAN.G        DRIVER - GR.II   HEAD OFFICE
514   264    YESUBABU.D                O.A. - GR.I    HEAD OFFICE

515   439    SEKAR.K                   O.A. - GR.I    HEAD OFFICE
516   499    JAYARAMAN.M               O.A. - GR.I    HEAD OFFICE

517   502    KHADERKHAN N.            O.A. - GR.II    TAMBARAM BRANCH
518   569    RAJI.M                    O.A. - GR.I    HEAD OFFICE
519   590    JAYAKUMAR.R               O.A. - GR.I    TIRUVALLUR BRANCH
520   592    VIJAYAKUMAR. K            O.A. - GR.I    HEAD OFFICE
521   713    GANAPATHY.S               O.A. - GR.I    COIMBATORE REGION
522   714    SELVARAJ.A                O.A. - GR.I    S.R.B.COIMBATORE
523   712    THANGARAJ, K             O.A. - GR.II    KARUR
524   807    SUBRAMANIYAN.A            O.A. - GR.I    HEAD OFFICE
525   805    GOVINDASAMY.V             O.A. - GR.I    HEAD OFFICE
526   1069   RAMESH.P (1069)          O.A. - GR.II    CHENNAI BRANCH
527   1074   MADHAN.M                 O.A. - GR.II    SALEM
528   925    RAVICHANDRAN.D           O.A. - GR.II    S.R.B. CHENNAI
529   1070   SIVALINGAM. N            O.A. - GR.II    TIRUPPUR
530   1072   RAMAMOORTHY N            O.A. - GR.II    COIMBATORE
531   1076   SELVAM.P                 O.A. - GR.II    THANJAVUR
532   1066   SURESHKUMAR, V           O.A. - GR.II    TRICHY REGION
533   1090   RAMACHANDRAN.M           O.A. - GR.II    ERODE
534   1010   SIVARAJ.M                O.A. - GR.II    HEAD OFFICE
535   1036   RAMESH.R (1036)          O.A. - GR.II    CHENNAI REGION
536   1092   CHAKKARAVARTHY.K.        O.A. - GR.II    VILLUPURAM
537   1093   CHANDRASEKARN.A          O.A. - GR.II    PUDUKKOTTAI
538   1011   MANI.V                   O.A. - GR.II    HEAD OFFICE
539   1096   FRANCIS MASCARNAS.T      O.A. - GR.II    TUTICORIN
540   1020   DANIEL                   O.A. - GR.II    HEAD OFFICE
             CHANDRASEKARAN. S
                             136


541   1097   LAKSHMANAN.B          O.A. - GR.II   NAMAKKAL BRANCH
542   1098   THULASI.P             O.A. - GR.II   VELLORE
543   1016   KAMSALA.D             O.A. - GR.II   HEAD OFFICE
544   1021   SANKAR.A              O.A. - GR.II   HEAD OFFICE
545   1023   INDRA.R               O.A. - GR.II   HEAD OFFICE
546   1109   AMMAVASI.A            O.A. - GR.II   DINDUGAL
547   1110   SHANMUGASUNDARAM S.   O.A. - GR.II   MADURAI REGION
548   1114   BOSE.K                O.A. - GR.II   SIVAKASI
549   1115   MUNIYASAMY. M         O.A. - GR.II   RAMANAD F.O.
550   1116   SANJEEVI.R            O.A. - GR.II   MADURAI BRANCH
551   1028   THAINEES MARY         O.A. - GR.II   HEAD OFFICE
552   1027   RAMESH.B              O.A. - GR.II   HEAD OFFICE
553   1037   SELVAM.V              O.A. - GR.II   HEAD OFFICE
                                            137




TIIC LTD.,
                                                      ANNEXURE VII
  CADRE-WISE DETAILS OF SCALE OF PAY OF OFFICIALS / STAFF OF TIIC


S.               Post                Existing pay-scale      Revised        Pay     Grade Pay
No.                                  (w.e.f.01.01.1996)      pay-scale      band



                                            Rs.                                          Rs.
                                                           (w.e.f. 01.01.2006 and
                                                            with monetary benefit
                                                             from 01.01.2007)
                                                                      Rs.
 1.   General Manager             15000 – 400 – 18600     37400 – 67000      PB 4       8800
 2.   Dy. General Manager         14300 – 400 – 18300     37400 – 67000      PB 4       8700
 3.   Asst. General Manager       12000 – 375 – 16500     15600 – 39100      PB 3       7600
 4.   Manager                     10000 – 325 – 15200     15600 – 39100      PB 3       6600
 5.   Assistant Manager           9100 – 275 – 14050      15600 – 39100      PB 3       5700
      Selection Grade Asst.Mgr.   10000 – 325 – 15200     15600 – 39100      PB 3       6600
      Special Grade Asst.Mgr.     12000 – 375 – 16500     15600 – 39100      PB 3       7600
 6.   Officer(F)/(T)/(L)          8000 – 275 – 13500      15600 – 39100      PB 3       5400
      Sel.Gr.Officer(F)/(T)/(L)   9100 – 275 – 14050      15600 – 39100      PB 3       5700
      Spl.Gr.Officer(F)/(T)/(L)   10000 – 325 – 15200     15600 – 39100      PB 3       6600
 7.   Junior Officer              6500 – 200 – 10500      9300 – 34800       PB 2    4600 (upto
                                                                                    11.12.2007)
                                                                                    ---------------
                                                                                    4900 (from
                                                                                    12.12.2007)
      Sel.Gr.Junior Officer       8000 – 275 – 13500      15600 – 39100     PB 3        5400
      Spl.Gr.Junior Officer       9100 – 275 – 14050      15600 – 39100     PB 3        5700
 8.   Senior Assistant            5500 – 175 – 9000       9300 – 34800      PB 2     4400 (upto
                                                                                    11.12.2007)
                                                                                    ---------------
                                                                                     4800(from
                                                                                    12.12.2007)
      Sel.Gr.Senior Assistant     6500 – 200 – 10500      9300 – 34800      PB 2     4600 (upto
                                                                                    11.12.2007)
                                                                                    ---------------
                                                                                    4900 (from
                                                                                    12.12.2007)
      Spl.Gr.Senior Assistant     8000 – 275 – 13500      15600 – 39100     PB 3        5400
                                                      138



  9.   Asst.-cum-Typist/Steno            4000 – 100 – 6000              5200 – 20200           PB 1           2400

       Sel.Gr.Asst.-cum-typist/          5000 – 150 – 8000              9300 – 34800           PB 2           4200
          Steno
       Spl.Gr.Asst.-cum-typist/          5500 – 175 – 9000              9300 – 34800           PB 2       4400 (upto
          Steno                                                                                          11.12.2007)
                                                                                                         ---------------
                                                                                                          4800(from
                                                                                                         12.12.2007)
 10. Driver                              3200 – 85 – 4900               5200 – 20200           PB 1          2000

       Selection Grade Driver            4000 – 100 – 6000              5200 – 20200           PB 1           2400

       Special Grade Driver              4300 – 100 – 6000              5200 – 20200           PB 1           2600

 11. Record Clerk                        2650-65-3300-70-4000- 4800 – 10000                   PB 1 A          1650
                                         85-4850-100-5850

       Selection Gr. Record Clerk 3050-75-3950-80-4590- 5200 – 20200                           PB 1           1900
                                  85-5440-90-5890

       Special Gr.Record Clerk           3200-85-4900-90-5800- 5200 – 20200                    PB 1           2000
                                         95-6275

 12. Sub-staff                           2550-55-2660-60-3200- 4800 – 10000                   PB 1 A          1300
                                         65-3850

       Selection Gr.Sub-staff            2650-65-3300-70-4000- 4800 – 10000                   PB 1 A          1650
                                         75-4600

       Special Gr.Sub-staff              2750-70-3800-75-4400- 5200 – 20200                    PB 1           1800
                                         80-5200

Basic pay in the revised pay structure means the pay drawn in the prescribed pay
band plus the applicable grade pay but does not include any other type of pay like
Special Pay
-----------------------------------------------------------------------------------------------------------------
-----------------
There shall be no change in the pay band and the grade pay in respect of the
employees moved to Selection Grade/ Special Grade on or after 01.01.2006, as
indicated in para (viii).
                                                  * * * *
                                             139


                                                                      Annexure VIII


Details of monthly remuneration received by each official of the corporation (excluding the officials deputed
to other organisations). Name, designation and present place of working - position as on 30.9.2011

ppno     name                        designation                      Name of the branch /        Monthly
                                                                      Head Office               remuneration
                                                                                                    Rs.
   319   CHOCKKALINGAM.K             ASSISTANT GENERAL MANAGER   CHENNAI BRANCH                68663
   341   JAYAVELAN.P                 SENIOR MANAGER              CHENNAI BRANCH                65160
   656   RAVICHANDRAN.R              MANAGER - GRADE III         CHENNAI BRANCH                58598
   759   SARASWATHI.K                DEPUTY MANAGER              CHENNAI BRANCH                53690
   402   JAYANTHI.B                  ASSISTANT MANAGER           CHENNAI BRANCH                51093
   251   MANOHAR.S                   SENIOR OFFICER              CHENNAI BRANCH                45975
   254   MOHAN. D                    SENIOR OFFICER              CHENNAI BRANCH                45975
   260   VANAJA. M.                  SENIOR OFFICER              CHENNAI BRANCH                45778
  1124   KATHAMBARI, S               SENIOR OFFICER              CHENNAI BRANCH                34910
   303   ANBALAGAN. S (303)          OFFICER - GRADE II          CHENNAI BRANCH                43695
   312   AYYAVU.A.S                  OFFICER - GRADE II          CHENNAI BRANCH                44359
   494   KOTEESWARAN.M               JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  38602
   533   SIRAJ AHAMED.A              JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  38587
   564   KRISHNAKUMARI. K.           JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  37998
   663   MOHANKUMAR C.M.V.           JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  36917
   677   TAMILSELVAN. P              JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  36237
   686   ESWARAMURTHY.S              JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  36917
   707   JESURAJ SELWYN.S            JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  37606
   722   PARTHASARATHY. A.           JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  37606
   765   MURUGAN.K                   JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  35714
   833   KHAJA MOHIDEEN..P.A.        JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  35820
   838   PICHANDI.A                  JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  35605
   863   SUNDARARAJAN.G              JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  36414
   882   THANGAKRISHNAN.M            JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  35605
   859   PARIMALA.E                  JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  34039
   876   ARANGASAMY. P               JUNIOR OFFICER - GRADE II CHENNAI BRANCH                  34986
   441   ANNADURAI. M                RECORD CLERK - GRADE II     CHENNAI BRANCH                19471
   803   ANTHONY RAJ. R.M            DRIVER - GRADE II           CHENNAI BRANCH                21826
  1069   RAMESH.P (1069)             OFFICE ASSISTANT - GRADE II CHENNAI BRANCH                15584
  1036   RAMESH.R (1036)             OFFICE ASSISTANT - GRADE II CHENNAI BRANCH                15594
   597   SRINIVASAN.R                SENIOR MANAGER              TIRUVALLUR                    63877
   652   MALA. W.B.                  MANAGER - GRADE II          TIRUVALLUR                    55940
  1049   RADHA, K [1049]             ASSISTANT MANAGER           TIRUVALLUR                    50384
   253   VASAN.R.S                   SENIOR OFFICER              TIRUVALLUR                    45370
   280   JOTHIKUMAR.V                SENIOR OFFICER              TIRUVALLUR                    45190
   284   SRINIVASAN K. (284)         OFFICER - GRADE II          TIRUVALLUR                    43695
   323   RAMALINGAM D.               OFFICER - GRADE II          TIRUVALLUR                    43695
   363   VEDAVALLI.V                 OFFICER - GRADE II          TIRUVALLUR                    40716
   467   DURGA.P.S.                  OFFICER - GRADE III         TIRUVALLUR                    39508
   562   SELVAMANI.E                 JUNIOR OFFICER - GRADE II TIRUVALLUR                      38048
   568   RAJENDRAN.P                 JUNIOR OFFICER - GRADE II TIRUVALLUR                      37998
   579   VALAIYAPATHY.S              JUNIOR OFFICER - GRADE II TIRUVALLUR                      38048
   587   RADHAKRISHNAMOORTHY N       JUNIOR OFFICER - GRADE II TIRUVALLUR                      38648
   702   ELANGOVAN.L.                JUNIOR OFFICER - GRADE II TIRUVALLUR                      37656
   709   GNANASEKAR.M                JUNIOR OFFICER - GRADE II TIRUVALLUR                      37606
   763   AMUDHA.E                    JUNIOR OFFICER - GRADE II TIRUVALLUR                      35820
   902   MEENAKSHI. R                JUNIOR OFFICER - GRADE II TIRUVALLUR                      36459
   829   PARTHIBAN S                 JUNIOR OFFICER - GRADE II TIRUVALLUR                      35625
                                   140


 860   GOKULAKRISHNAN.T.S    JUNIOR OFFICER - GRADE II     TIRUVALLUR             36424
 880   THIRUPURA SUNDARI.D   JUNIOR OFFICER - GRADE III    TIRUVALLUR             32125
 886   MAHESH.P.S            JUNIOR OFFICER - GRADE III    TIRUVALLUR             32175
 736   RANGANATHAN.P         RECORD CLERK - GRADE II       TIRUVALLUR             16911
1078   JAYAVELU A.           DRIVER - GRADE II             TIRUVALLUR             21267
 590   JAYAKUMAR.R           OFFICE ASSISTANT - GRADE I    TIRUVALLUR             17029
 668   JAYANANDAKUMAR.V      MANAGER - GRADE III           CHENNAI SRB-I          60615
 248   DEVARAJ.D             OFFICER - GRADE II            CHENNAI SRB-I          37620
 286   BALASUBRAMANI.G       OFFICER - GRADE III           CHENNAI SRB-I          42547
 480   RAMAMANI. G.          JUNIOR OFFICER - GRADE II     CHENNAI SRB-I          38451
 704   KANDAVEL.S            JUNIOR OFFICER - GRADE II     CHENNAI SRB-I          37606
 697   VIJAYA.J              JUNIOR OFFICER - GRADE II     CHENNAI SRB-I          36976
 721   VIJEYA. VR            JUNIOR OFFICER - GRADE II     CHENNAI SRB-I          36917
 830   SEKAR. M              JUNIOR OFFICER - GRADE II     CHENNAI SRB-I          36394
 837   BHUVANESWARI.N.P      JUNIOR OFFICER - GRADE II     CHENNAI SRB-I          35655
1042   THIRUGANASAMBANDAN.   JUNIOR OFFICER - GRADE III    CHENNAI SRB-I          31113
       T
 306   ANANDAN.V             ASSISTANT - GRADE II          CHENNAI SRB-I          23914
 273   VEERARAGHAVAN. B.G.   ASSISTANT - GRADE II          CHENNAI SRB-I          23658
 271   DURAIKANNU.P          RECORD CLERK - GRADE II       CHENNAI SRB-I          21071
1022   MURALI KRISHNAN.A     DRIVER - GRADE II             CHENNAI SRB-I          20799
 925   RAVICHANDRAN.D        OFFICE ASSISTANT - GRADE II   CHENNAI SRB-I          16002
 791   ASHOK B.G.            DEPUTY MANAGER                TAMBARAM BRANCH        55473
 826   HARIHARAN.K           DEPUTY MANAGER                TAMBARAM BRANCH        54144
 357   MURUGAN.S (357)       ASSISTANT MANAGER             TAMBARAM BRANCH        49719
 211   SAVITHRI R.           ASSISTANT MANAGER             TAMBARAM BRANCH        46167
 332   BASKARAN. P.E         OFFICER - GRADE II            TAMBARAM BRANCH        42347
 578   KARUNANITHI. R.       JUNIOR OFFICER - GRADE II     TAMBARAM BRANCH        37318
 643   SHANTHI. C (643)      JUNIOR OFFICER - GRADE II     TAMBARAM BRANCH        36937
 688   RAJASEKARAN.S         JUNIOR OFFICER - GRADE II     TAMBARAM BRANCH        37656
 706   SURYAMURTHY.S         JUNIOR OFFICER - GRADE II     TAMBARAM BRANCH        38059
 728   NAGARAJAN.S (728)     JUNIOR OFFICER - GRADE II     TAMBARAM BRANCH        37656
 782   VENKATESAN.V          DRIVER - GRADE I              TAMBARAM BRANCH        23687
 502   KHADERKHAN N.         OFFICE ASSISTANT - GRADE II   TAMBARAM BRANCH        14386
 397   SUNDARAM.P            ASSISTANT GENERAL             COIMBATORE REGULAR     65898
                             MANAGER
 468   ILANGO.P              SENIOR MANAGER                COIMBATORE   REGULAR   54418
 517   SUKUMAR.T.S           SENIOR MANAGER                COIMBATORE   REGULAR   57208
 612   KISHOREKUMAR. R       MANAGER - GRADE II            COIMBATORE   REGULAR   54475
 752   DINAKARAN.K           MANAGER - GRADE III           COIMBATORE   REGULAR   57978
 760   RENGANATHAN.T         DEPUTY MANAGER                COIMBATORE   REGULAR   52050
 825   RAJENDRAN.S           DEPUTY MANAGER                COIMBATORE   REGULAR   52504
 554   DHARMALINGAM.K        ASSISTANT MANAGER             COIMBATORE   REGULAR   48653
 290   RAGUPATHY.N           SENIOR OFFICER                COIMBATORE   REGULAR   42855
1123   BABY, S               SENIOR OFFICER                COIMBATORE   REGULAR   33770
 307   MARIMUTHU.P           OFFICER - GRADE II            COIMBATORE   REGULAR   42794
 328   NAGARAJ.S (1960)      OFFICER - GRADE II            COIMBATORE   REGULAR   42719
 381   JAGANNATHAN, N        OFFICER - GRADE III           COIMBATORE   REGULAR   37676
 422   VASANTHA AROKIA       OFFICER - GRADE III           COIMBATORE   REGULAR   38733
       RANI.A
452    SUGUNA PRABHAKARAN R OFFICER - GRADE III            COIMBATORE   REGULAR   38748
493    JACKSON.M            JUNIOR OFFICER - GRADE II      COIMBATORE   REGULAR   36558
497    VILASINI. G          JUNIOR OFFICER - GRADE II      COIMBATORE   REGULAR   36558
532    RAJENDRAN.R          JUNIOR OFFICER - GRADE II      COIMBATORE   REGULAR   36558
601    KANAGARAJ.K          JUNIOR OFFICER - GRADE II      COIMBATORE   REGULAR   36151
615    GANAPATHYAMMAL. R    JUNIOR OFFICER - GRADE II      COIMBATORE   REGULAR   36266
                                     141


 769   RAJAN RAMALINGAM.N     JUNIOR OFFICER - GRADE II     COIMBATORE REGULAR
 774   BALASIVASANKARAN. B.   JUNIOR OFFICER - GRADE II     COIMBATORE REGULAR   34465
 764   SELVARAJ. A.           JUNIOR OFFICER - GRADE II     COIMBATORE REGULAR   35204
1110   SHANMUGASUNDARAM S.    OFFICE ASSISTANT - GRADE II   MADURAI              14646
1116   SANJEEVI.R             OFFICE ASSISTANT - GRADE II   MADURAI              14541
 552   KALATHY.N              SENIOR MANAGER                DINDIGUL             56131
 779   BHUVANESWARI K         DEPUTY MANAGER                DINDIGUL             51744
 288   RAJARAM.P              SENIOR OFFICER                DINDIGUL             42095
 410   KAMAL BATCHA K         OFFICER - GRADE III           DINDIGUL             37973
 429   YATHIRAJULU.R          OFFICER - GRADE III           DINDIGUL             38048
 435   GANAPATHI.P            OFFICER - GRADE III           DINDIGUL             36916
 486   RAJA.V                 JUNIOR OFFICER - GRADE II     DINDIGUL             35889
 580   SIVAKAMI.T.S           JUNIOR OFFICER - GRADE II     DINDIGUL             35798
 617   RAVIKUMAR.V            JUNIOR OFFICER - GRADE II     DINDIGUL             34787
 638   PARTHASARATHY.R        JUNIOR OFFICER - GRADE II     DINDIGUL             34807
 810   RAJASEKARAN.R.A.       JUNIOR OFFICER - GRADE II     DINDIGUL             33443
 871   SANTHANA KENNEDY.P     JUNIOR OFFICER - GRADE II     DINDIGUL             33805
 588   MANOHARAN. N           RECORD CLERK - GRADE II       DINDIGUL             17100
 605   MURUGESAN.M (1961)     DRIVER - GRADE I              DINDIGUL             23378
1109   AMMAVASI.A             OFFICE ASSISTANT - GRADE II   DINDIGUL             14281
 282   RAVINDRAN. P           ASSISTANT MANAGER             KARAIKUDI            49298
 299   DHANDAYUTHAPANI.V      OFFICER - GRADE II            KARAIKUDI            40615
 446   RATHINAMOORTHY.G       OFFICER - GRADE III           KARAIKUDI            38569
 466   SHANMUGASUNDARAM.M     OFFICER - GRADE III           KARAIKUDI            38063
 495   PALANISWAMY.L          JUNIOR OFFICER - GRADE II     KARAIKUDI            36422
 901   KANAGARAJAN.K          JUNIOR OFFICER - GRADE II     KARAIKUDI            33855
 910   JAYALAKSHMI.C          JUNIOR OFFICER - GRADE II     KARAIKUDI            33810
 421   SETHURATHINAM.R        RECORD CLERK - GRADE II       KARAIKUDI            17431
1075   MURUGAN. S (1075)      DRIVER - GRADE II             KARAIKUDI            19922
 411   NARAYANAN.R            OFFICER - GRADE III           RAMANATHA PURAM      37368
 850   THIAGARAJAN.R          JUNIOR OFFICER - GRADE II     RAMANATHA PURAM      33825
 909   KARUNAGARAN.B          JUNIOR OFFICER - GRADE II     RAMANATHA PURAM      33855
 744   MUNIASAMY.C            DRIVER - GRADE I              RAMANATHA PURAM      23378
1115   MUNIYASAMY. M          OFFICE ASSISTANT - GRADE II   RAMANATHA PURAM      13804
 406   ESWARLAL .P.N.B        OFFICER - GRADE III           THENI                38123
 488   THANGARAJU S.          JUNIOR OFFICER - GRADE II     THENI                35428
 842   CHITRAISELVI.P         JUNIOR OFFICER - GRADE II     THENI                34444
 710   GOMATHINAYAGAM.S       RECORD CLERK - GRADE II       THENI                17100
 426   GANESARAJARAM.R.B      SENIOR MANAGER                TIRUNELVELI          56839
 627   SUBRAMANIAN.C          MANAGER - GRADE II            TIRUNELVELI          54075
 787   JAYAKANTHAN.A          ASSISTANT MANAGER             TIRUNELVELI          50895
 425   SELVARAJ A.P.          ASSISTANT MANAGER             TIRUNELVELI          51650
 403   MAYALAGU.R             OFFICER - GRADE III           TIRUNELVELI          37653
 436   MURUGESAN.K. (436)     OFFICER - GRADE III           TIRUNELVELI          37351
 618   SHANTHA.N.             JUNIOR OFFICER - GRADE II     TIRUNELVELI          35751
 816   SELVI.B                JUNIOR OFFICER - GRADE II     TIRUNELVELI          34789
 887   RAJESWARI.K            JUNIOR OFFICER - GRADE II     TIRUNELVELI          34255
 898   CHOCKALINGAM. V.M.     JUNIOR OFFICER - GRADE II     TIRUNELVELI          34769
 889   SHANTHA.P              JUNIOR OFFICER - GRADE II     TIRUNELVELI          34230
 875   GOVINDARAJI.M          JUNIOR OFFICER - GRADE II     TIRUNELVELI          33214
 322   RAMASAMY. K (322)      JUNIOR OFFICER - GRADE III    TIRUNELVELI          29540
 599   KOMBIAH.M              RECORD CLERK - GRADE II       TIRUNELVELI          17460
 672   ANTONYCHAMY,B.         DRIVER - GRADE I              TIRUNELVELI          23401
 783   SUKUMARAN, R           DRIVER - GRADE I              TIRUNELVELI          22537
 793   MURUGESAN.K. (793)     DEPUTY MANAGER                TUTICORIN            51744
 320   SELVARAJU.K.C.         OFFICER - GRADE III           TUTICORIN            40222
                                    142


 428   BHARATHI.S             OFFICER - GRADE III           TUTICORIN        37973
 431   BALASUBRAMANIAM, M     OFFICER - GRADE III           TUTICORIN        38682
 893   MOTHA RENALD           JUNIOR OFFICER - GRADE II     TUTICORIN        34459
 891   PAKSHIRAJAN.M.         JUNIOR OFFICER - GRADE II     TUTICORIN        33805
 907   CHELLADURAI.C          JUNIOR OFFICER - GRADE II     TUTICORIN        33870
 872   SELVAN ARUMUGAM.T      JUNIOR OFFICER - GRADE II     TUTICORIN        33161
1107   BALAKRISHNAN.A         JUNIOR OFFICER - GRADE III    TUTICORIN        28467
 742   RAMAMOORTHY.A          DRIVER - GRADE I              TUTICORIN        23041
1096   FRANCIS MASCARNAS.T    OFFICE ASSISTANT - GRADE II   TUTICORIN        15630
 427   NAKKERAN.N             OFFICER - GRADE III           VIRUDHUNAGAR     38652
 487   THIYAGARAJAN.T (487)   JUNIOR OFFICER - GRADE II     VIRUDHUNAGAR     35118
 646   KASTHURI.A             JUNIOR OFFICER - GRADE II     VIRUDHUNAGAR     35476
 899   TAMILSELVI .C          JUNIOR OFFICER - GRADE II     VIRUDHUNAGAR     33855
 584   SELVAN. S              RECORD CLERK - GRADE II       VIRUDHUNAGAR     17100
 598   GURURAJAPATHY.A        SENIOR MANAGER                NAGERCOIL        59242
 231   GEORGE RAJAN.T.        ASSISTANT MANAGER             NAGERCOIL        45568
 359   RAJABAI.V.             OFFICER - GRADE II            NAGERCOIL        41295
 414   TAMILARASI. S.         OFFICER - GRADE III           NAGERCOIL        38048
 479   GRACY.T.               JUNIOR OFFICER - GRADE II     NAGERCOIL        36498
 490   VANAJAKUMARI.T.        JUNIOR OFFICER - GRADE II     NAGERCOIL        36452
 878   VICTOR.E.              JUNIOR OFFICER - GRADE II     NAGERCOIL        33855
1065   NAGARAJAN.P            JUNIOR OFFICER - GRADE III    NAGERCOIL        29618
 388   RAJASEKARAN.K.         DRIVER - GRADE I              NAGERCOIL        23720
 623   PAULRAJAN.E            SENIOR MANAGER                SIVAKASI         56599
 293   GOPAKUMAR.V            SENIOR OFFICER                SIVAKASI         42110
 395   SUBBURAJ.T.P           OFFICER - GRADE III           SIVAKASI         36916
 492   GANESAN.K              JUNIOR OFFICER - GRADE II     SIVAKASI         35798
 895   RAVIKUMAR.P.S          JUNIOR OFFICER - GRADE II     SIVAKASI         34409
 896   JEBARANI.S             JUNIOR OFFICER - GRADE II     SIVAKASI         33840
 847   VIJAYALAKSHMI K        JUNIOR OFFICER - GRADE II     SIVAKASI         34444
1056   MURUGAN.M.C            JUNIOR OFFICER - GRADE III    SIVAKASI         28637
 585   GURURAJ THOMAS J.      ASSISTANT - GRADE II          SIVAKASI         22205
1118   JAYAPAUL.P             DRIVER - GRADE II             SIVAKASI         17798
1114   BOSE.K                 OFFICE ASSISTANT - GRADE II   SIVAKASI         14166
 324   SHANMUGAM.P            DEPUTY GENERAL MANAGER        TIRUCHIRAPALLI   73870
 559   VIVEGANANDAN.R         SENIOR MANAGER                TIRUCHIRAPALLI   54981
 762   PARVATHY.A             DEPUTY MANAGER                TIRUCHIRAPALLI   49536
 785   MANOHARAN.M            DEPUTY MANAGER                TIRUCHIRAPALLI   52104
 778   CHITRA SHENBAGA        DEPUTY MANAGER                TIRUCHIRAPALLI   53130
       VALLI.R
297    MARIMUTHU.C            SENIOR OFFICER               TIRUCHIRAPALLI    43029
294    SAMPATH.M              SENIOR OFFICER               TIRUCHIRAPALLI    42455
298    VEERAPPAN ILANGOVAN    SENIOR OFFICER               TIRUCHIRAPALLI    41775
295    LEELAVATHI.S           OFFICER - GRADE II           TIRUCHIRAPALLI    41655
317    MOHANARANGAM.P         OFFICER - GRADE II           TIRUCHIRAPALLI    41730
370    AMARNATH.A             OFFICER - GRADE III          TIRUCHIRAPALLI    38952
433    NAGARAJAN S. (433)     OFFICER - GRADE III          TIRUCHIRAPALLI    37865
459    BALASUBRAMANIAN.K      OFFICER - GRADE III          TIRUCHIRAPALLI    38348
461    ALAMELU.S              OFFICER - GRADE III          TIRUCHIRAPALLI    38368
485    DEVARAJ.R              JUNIOR OFFICER - GRADE   II TIRUCHIRAPALLI     37215
528    PONNAMBALAM.P          JUNIOR OFFICER - GRADE   II TIRUCHIRAPALLI     36747
524    MILTON.B.H.S           JUNIOR OFFICER - GRADE   II TIRUCHIRAPALLI     37004
542    VENKATARAMANAN .S      JUNIOR OFFICER - GRADE   II TIRUCHIRAPALLI     36747
537    PARIMELALAGAN.G        JUNIOR OFFICER - GRADE   II TIRUCHIRAPALLI     36797
766    RAVICHANDRAN. V        JUNIOR OFFICER - GRADE   II TIRUCHIRAPALLI     24492
885    GOVINDARAJ.R           JUNIOR OFFICER - GRADE   III TIRUCHIRAPALLI    30975
                                     143


1043   RAMA.B                  JUNIOR OFFICER - GRADE III    TIRUCHIRAPALLI   29898
1053   RANI.V                  JUNIOR OFFICER - GRADE III    TIRUCHIRAPALLI   28317
 354   SUNDARAM.K (354)        RECORD CLERK - GRADE II       TIRUCHIRAPALLI   21142
 602   RAJU.V                  RECORD CLERK - GRADE II       TIRUCHIRAPALLI   17028
 368   SEKAR. P                DRIVER - GRADE I              TIRUCHIRAPALLI   23738
1112   SANTHANAM.A             DRIVER - GRADE II             TIRUCHIRAPALLI   20063
1066   SURESHKUMAR, V          OFFICE ASSISTANT - GRADE II   TIRUCHIRAPALLI   15342
 789   SUSILKUMAR.K            DEPUTY MANAGER                PUDUKKOTTAI      51744
 289   PADMAVATHY.R            SENIOR OFFICER                PUDUKKOTTAI      42095
 437   MOHAN.P                 OFFICER - GRADE III           PUDUKKOTTAI      38592
 444   RAGHAVAN.S              OFFICER - GRADE III           PUDUKKOTTAI      37670
 526   RAJKUMAR.H              JUNIOR OFFICER - GRADE II     PUDUKKOTTAI      36387
 531   THANIGAISELVAN.G        JUNIOR OFFICER - GRADE II     PUDUKKOTTAI      36387
 548   MOHAMED HANEEFA.A       JUNIOR OFFICER - GRADE II     PUDUKKOTTAI      36462
 828   PALANISELVAM.B          JUNIOR OFFICER - GRADE II     PUDUKKOTTAI      33840
 906   MUTHUKUMAR.G            JUNIOR OFFICER - GRADE II     PUDUKKOTTAI      33805
 318   SANKAR.V.S              JUNIOR OFFICER - GRADE III    PUDUKKOTTAI      29180
 596   KANNAN.L                DRIVER - GRADE II             PUDUKKOTTAI      21115
1093   CHANDRASEKARN.A         OFFICE ASSISTANT - GRADE II   PUDUKKOTTAI      14534
 676   EKAMBARAM.V             MANAGER - GRADE III           THANJAVUR        55240
 800   KUMAR.V                 DEPUTY MANAGER                THANJAVUR        53737
 296   RAMALINGAM.S            SENIOR OFFICER                THANJAVUR        42170
 377   MATHIVANAN. M           OFFICER - GRADE III           THANJAVUR        38078
 530   NAGARAJAN.A (530)       JUNIOR OFFICER - GRADE II     THANJAVUR        36402
 541   RAMAMOORTHY.S           JUNIOR OFFICER - GRADE II     THANJAVUR        36407
 854   SANTHANAM.D             JUNIOR OFFICER - GRADE II     THANJAVUR        33790
 874   KARTHINI.P              JUNIOR OFFICER - GRADE II     THANJAVUR        33790
 866   THENMOZHI. C            JUNIOR OFFICER - GRADE III    THANJAVUR        30615
1058   SIVANANDAM.A.M.         JUNIOR OFFICER - GRADE III    THANJAVUR        28979
1120   USHA.C                  RECORD CLERK - GRADE III      THANJAVUR        13910
1095   MATHIALAGAN.P           DRIVER - GRADE II             THANJAVUR        19876
1076   SELVAM.P                OFFICE ASSISTANT - GRADE II   THANJAVUR        14942
 751   PALANISAMY.P            MANAGER - GRADE III           KARUR            53715
 755   RANGARAJU.M             ASSISTANT MANAGER             KARUR            45251
 434   BASKARAN.R (434)        OFFICER - GRADE III           KARUR            37520
 380   SARAVANAGANESAN.P       OFFICER - GRADE III           KARUR            35284
 521   NAGARAJAN.D             JUNIOR OFFICER - GRADE II     KARUR            36450
 522   RAMASAMY, K [522]       JUNIOR OFFICER - GRADE II     KARUR            35955
 543   RAMKUMAR.V              JUNIOR OFFICER - GRADE II     KARUR            35168
 547   RAJENDRAN.K             JUNIOR OFFICER - GRADE II     KARUR            35798
1048   SENTHILKUMAR.S          JUNIOR OFFICER - GRADE III    KARUR            28637
 712   THANGARAJ, K            OFFICE ASSISTANT - GRADE II   KARUR            15108
1019   MURALIDHARAN.S.(MGR)    SENIOR MANAGER                CUDDALORE        51239
 315   SELVARAJU. K.           OFFICER - GRADE II            CUDDALORE        41959
 378   PAUL JOSHUA V.          OFFICER - GRADE III           CUDDALORE        36916
 888   SARASWATHI. S.K.        JUNIOR OFFICER - GRADE II     CUDDALORE        34414
 908   ELAVARASAN.L            JUNIOR OFFICER - GRADE II     CUDDALORE        34414
1063   LAKSHMANAN.A            JUNIOR OFFICER - GRADE III    CUDDALORE        28979
1106   RADHA K. (1106)         JUNIOR OFFICER - GRADE III    CUDDALORE        28637
 313   VASAN.A                 RECORD CLERK - GRADE II       CUDDALORE        18714
 474   ANBUIRUDAYARAJ G.       DRIVER - GRADE I              CUDDALORE        23207
 513   PANDIAN. L              MANAGER - GRADE III           VILLUPURAM       49781
 780   RAMESH.R.J              DEPUTY MANAGER                VILLUPURAM       53737
 302   RAJAGOPALAN.V           OFFICER - GRADE II            VILLUPURAM       41295
 314   QUIRSHEETH ALI BAIG.A   OFFICER - GRADE II            VILLUPURAM       41370
 613   RAJENDRAN.M             JUNIOR OFFICER - GRADE II     VILLUPURAM       34837
                                       144


 831   RAVI.M                 JUNIOR OFFICER - GRADE II           VILLUPURAM   33855
 802   FAZAL MOHAMED.G        RECORD CLERK - GRADE II             VILLUPURAM   16440
1113   JAISANKAR.D            DRIVER - GRADE II                   VILLUPURAM   19318
1092   CHAKKARAVARTHY.K.      OFFICE ASSISTANT - GRADE II         VILLUPURAM   14054

335    GURURAJ.G              ASSISTANT GENERAL                   SALEM        66925
                              MANAGER
621    RAMASAMY.P             MANAGER - GRADE III                 SALEM        54580
675    SUNDARAMOORTHY.M       MANAGER - GRADE III                 SALEM        55600
       (675)
 748   ASHOKKUMAR.P           DEPUTY MANAGER                      SALEM        53130
 788   TAMILARASAN.A          DEPUTY MANAGER                      SALEM        52450
 416   MURUGESAN K. (416)     ASSISTANT MANAGER                   SALEM        48284
 415   ANTHONY RAJ.S          OFFICER - GRADE III                 SALEM        38408
 448   GANESH BABU.M.L        JUNIOR OFFICER - GRADE II           SALEM        37311
 523   VENKATESAN.R           JUNIOR OFFICER - GRADE II           SALEM        36158
 520   KANAGARAJU.N           JUNIOR OFFICER - GRADE II           SALEM        36158
 535   KUPPUSAMY.S (535)      JUNIOR OFFICER - GRADE II           SALEM        36158
 536   THACHINAMOORTHY.T      JUNIOR OFFICER - GRADE II           SALEM        36158
 545   NAGARAJAN.A (545)      JUNIOR OFFICER - GRADE II           SALEM        35528
1074   MADHAN.M               OFFICE ASSISTANT - GRADE II         SALEM        15417
 624   RAMASAMY.U             SENIOR MANAGER                      NAMAKKAL     57596
 145   KANNAN.R               ASSISTANT MANAGER                   NAMAKKAL     49373
 404   MAHENDRAN.S            OFFICER - GRADE III                 NAMAKKAL     38048
 482   ILANGO.S.P.R           JUNIOR OFFICER - GRADE II           NAMAKKAL     36855
 534   GOVINDARAJU.K          JUNIOR OFFICER - GRADE II           NAMAKKAL     35818
 549   SAKTHIVEL.J            JUNIOR OFFICER - GRADE II           NAMAKKAL     35798
 644   THARCIS MANOHARAN, A   JUNIOR OFFICER - GRADE II           NAMAKKAL     34837
1047   KAMRAJ.S               JUNIOR OFFICER - GRADE III          NAMAKKAL     28637
1108   PALANISAMY.K           DRIVER - GRADE II                   NAMAKKAL     19594
1097   LAKSHMANAN.B           OFFICE ASSISTANT - GRADE II         NAMAKKAL     15318
 754   GUNASEKARAN P          MANAGER - GRADE III                 ERODE        54220
 777   PALANIVEL.R            DEPUTY MANAGER                      ERODE        52695
1032   SAANTHI.K.J            ASSISTANT MANAGER                   ERODE        54084
 767   RAMAKRISHNAN.S (767)   JUNIOR OFFICER - GRADE II           ERODE        34194
 881   HEMALATHA.S            JUNIOR OFFICER - GRADE II           ERODE        32869
 884   SENTHILKUMARI.B        JUNIOR OFFICER - GRADE III          ERODE        30097
 900   SANGAMITHIRAI.J        JUNIOR OFFICER - GRADE III          ERODE        30917
1052   THILAGAM.K             JUNIOR OFFICER - GRADE III          ERODE        28637
1064   DHANALAKSHMI.E         JUNIOR OFFICER - GRADE III          ERODE        27957
 503   RAJI.T                 ASSISTANT - GRADE II                ERODE        20872
1104   KASIMANI.S             RECORD CLERK - GRADE II             ERODE        16048
1103   VENKATESWARAN.T        DRIVER - GRADE II                   ERODE        20420
1090   RAMACHANDRAN.M         OFFICE ASSISTANT - GRADE II         ERODE        14039
 756   SUNDARESAN.A.R         DEPUTY MANAGER                      VELLORE      52695
 798   THIRUNAVUKKARASU. S    DEPUTY MANAGER                      VELLORE      53662
       (798)
419    SRINIVASAN.N           OFFICER - GRADE III                 VELLORE      37973
449    HARIKUMAR D.           OFFICER - GRADE III                 VELLORE      38063
484    THIRUNAVUKKARASU       JUNIOR OFFICER - GRADE II           VELLORE      36855
       (484)
629    JAMUNA. A              JUNIOR   OFFICER   -   GRADE   II   VELLORE      34637
631    SELVAKUMAR. M          JUNIOR   OFFICER   -   GRADE   II   VELLORE      34787
640    RAMAMURTHY. G (640)    JUNIOR   OFFICER   -   GRADE   II   VELLORE      34787
680    KRISHNARAJ.D           JUNIOR   OFFICER   -   GRADE   II   VELLORE      34817
834    BHAVANI. M             JUNIOR   OFFICER   -   GRADE   II   VELLORE      34444
                                   145


1094   SUBRAMANI.N           DRIVER - GRADE II             VELLORE          19886
1098   THULASI.P             OFFICE ASSISTANT - GRADE II   VELLORE          14885
 281   KULASEKARARAJ.P       SENIOR OFFICER                TIRUVANNAMALAI   41490
 723   ELIZABETH.V           JUNIOR OFFICER - GRADE II     TIRUVANNAMALAI   35406
 840   VASANTHI P.           JUNIOR OFFICER - GRADE II     TIRUVANNAMALAI   33855
1050   SUTHA.S               JUNIOR OFFICER - GRADE III    TIRUVANNAMALAI   28829
 743   KATHIRESAN.M          RECORD CLERK - GRADE II       TIRUVANNAMALAI   17000

 796   SAHADEVAN.G           DEPUTY MANAGER                DHARMAPURI       52015
 730   ASOKAA, M.            ASSISTANT MANAGER             DHARMAPURI       51215
 784   JANARDHANAN.K         ASSISTANT MANAGER             DHARMAPURI       44904
 538   CHANDRAMOULI.G        JUNIOR OFFICER - GRADE II     DHARMAPURI       35798
 720   SANKAR.V              JUNIOR OFFICER - GRADE II     DHARMAPURI       35406
 733   SUBRAMANINAN.D        JUNIOR OFFICER - GRADE II     DHARMAPURI       34867
 844   MURUGAN N.P.          JUNIOR OFFICER - GRADE II     DHARMAPURI       34394
1060   PANDIAN.G             JUNIOR OFFICER - GRADE III    DHARMAPURI       28587
1091   MATHAIYAN.K           DRIVER - GRADE II             DHARMAPURI       19676
 811   RAJENDRAN.V.A.        DEPUTY MANAGER                HOSUR            52319
 920   MOHAN.T               ASSISTANT MANAGER             HOSUR            50794
 292   SUBRAMANIAN.L         SENIOR OFFICER                HOSUR            42595
 310   TIRUPATHI. R          OFFICER - GRADE II            HOSUR            42459
 420   ELAVARASI.P           OFFICER - GRADE III           HOSUR            38442
 770   UMARANI.S             JUNIOR OFFICER - GRADE II     HOSUR            34944
 772   JEHANGIR BASHA.M      JUNIOR OFFICER - GRADE II     HOSUR            34944
 773   DEVI.S                JUNIOR OFFICER - GRADE II     HOSUR            34914
 818   KANCHANA DEVI. K.     JUNIOR OFFICER - GRADE II     HOSUR            34320
1055   RAVIKUMAR.J           JUNIOR OFFICER - GRADE III    HOSUR            29197
 653   SUNDARAM.K (653)      RECORD CLERK - GRADE II       HOSUR            17835
 369   PRAKASH KUMAR.S       DRIVER - GRADE I              HOSUR            23358
 558   PERUMAL.K.P           DEPUTY GENERAL MANAGER        HEAD OFFICE      98432
 239   SAKTHIVEL.S           DEPUTY GENERAL MANAGER        HEAD OFFICE      77121
 241   DINAKARABABU.V.P      DEPUTY GENERAL MANAGER        HEAD OFFICE      76901
 267   MOHAN.A [Sr.]         DEPUTY GENERAL MANAGER        HEAD OFFICE      77164
 268   GOVINDSWAMYNATHAN.S   DEPUTY GENERAL MANAGER        HEAD OFFICE      76517
 801   KIRUBAKARAN.T         ASSISTANT GENERAL             HEAD OFFICE      64058
                             MANAGER
472    SRINIVASAN.G          ASSISTANT GENERAL             HEAD OFFICE      67975
                             MANAGER
346    NARAYANAN .R.         ASSISTANT GENERAL             HEAD OFFICE      67440
                             MANAGER
398    DANIEL DEVAPRASAD     ASSISTANT GENERAL             HEAD OFFICE      65628
       THOMAS                MANAGER
355    GOPALAKRISHNAN.S      ASSISTANT GENERAL             HEAD OFFICE      66912
                             MANAGER
424    SUBRAMANIAN.K.V       SENIOR MANAGER                HEAD   OFFICE    56288
462    JAYAPRAKASAM.R        SENIOR MANAGER                HEAD   OFFICE    64405
501    MATHIAZHAGAN.V        SENIOR MANAGER                HEAD   OFFICE    57021
507    VARADARAJAN. S        SENIOR MANAGER                HEAD   OFFICE    59452
551    SASHIKALA.S (551)     SENIOR MANAGER                HEAD   OFFICE    60615
650    ASHOK. S              MANAGER - GRADE II            HEAD   OFFICE    57640
655    ANANDAN V.D.          MANAGER - GRADE II            HEAD   OFFICE    57617
180    BASKARAN.D            MANAGER - GRADE III           HEAD   OFFICE    55904
525    SEETHA RAMAN.K        MANAGER - GRADE III           HEAD   OFFICE    59693
670    MARAGATHAM.B          MANAGER - GRADE III           HEAD   OFFICE    56015
749    CHOCKANATHAN. S       DEPUTY MANAGER                HEAD   OFFICE    54144
823    MALLIGA.M             DEPUTY MANAGER                HEAD   OFFICE    54415
                                  146


 757   MEENAKSHISUNDARAM K DEPUTY MANAGER                HEAD   OFFICE   54144
 287   NARAYANAMURTHY.R    ASSISTANT MANAGER             HEAD   OFFICE   52935
 923   ELENCHEZHIAN.K      ASSISTANT MANAGER             HEAD   OFFICE   52694
1082   VEERABADRAN.B       ASSISTANT MANAGER             HEAD   OFFICE   50066
1038   RAJU, A.J.S.        ASSISTANT MANAGER             HEAD   OFFICE   51773
 372   KIRUPA N.           ASSISTANT MANAGER             HEAD   OFFICE   49325
 161   MANI.A              ASSISTANT MANAGER             HEAD   OFFICE   51698
 246   ABDUL GAFFOOR.M.H   SENIOR OFFICER                HEAD   OFFICE   45975
 252   RAJARETHINAM M      SENIOR OFFICER                HEAD   OFFICE   45975
 255   GOPINATH.T.R        SENIOR OFFICER                HEAD   OFFICE   45295
 256   VASANTHAMOHAN. R.   SENIOR OFFICER                HEAD   OFFICE   45975
 259   MUNSIFF SAH. T.R.   SENIOR OFFICER                HEAD   OFFICE   45975
 258   SANTHI.S            SENIOR OFFICER                HEAD   OFFICE   46383
 265   RENUKA DEVI.A       SENIOR OFFICER                HEAD   OFFICE   44510
 278   LALITHA. T.         SENIOR OFFICER                HEAD   OFFICE   44510
1122   SURIYA, J           SENIOR OFFICER                HEAD   OFFICE   34910
 300   NAVARASAN.M         OFFICER - GRADE II            HEAD   OFFICE   43695
 304   SATHYANARAYANAN K   OFFICER - GRADE II            HEAD   OFFICE   43745
 364   VIJAYALAKSMI, M     OFFICER - GRADE III           HEAD   OFFICE   41948
 366   SUSILA.K            OFFICER - GRADE III           HEAD   OFFICE   41218
 400   THAMIZHARASI.K      OFFICER - GRADE III           HEAD   OFFICE   40577
 408   RAVINDRAN. S        OFFICER - GRADE III           HEAD   OFFICE   40173
 407   RADHA K. (407)      OFFICER - GRADE III           HEAD   OFFICE   40173
 417   DURGA BAI.B         OFFICER - GRADE III           HEAD   OFFICE   39568
 478   HEMALATHA. R.       OFFICER - GRADE III           HEAD   OFFICE   40238
 340   VIJAYAKUMAR.R       JUNIOR OFFICER - GRADE   I    HEAD   OFFICE   41380
 451   ROSEE.A.K           JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   39181
 457   JAMUNA. N           JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   39131
 481   SUNDARI.K           JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   39206
 491   MURALIDHARAN.S      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   38662
 510   PRABAKARAN.K        JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37713
 565   SHANTHI.C (565)     JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37998
 573   MOHAN.D             JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37998
 575   MOHANAKRISHNAN.N    JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37998
 577   YESSOLAKSHMI.S.N    JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37318
 593   KAMALAKANNAN.A      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   38498
 594   VALAYAPATHY.R       JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   38698
 614   DORAIRAJ.R          JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37666
 634   BALACHANDAR.A.R     JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36887
 639   PRASAD.P.S          JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37606
 637   PRASHANTHI.K        JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36257
 665   GEETHA.M            JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37681
 679   VENKATESH. GR.      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37606
 681   RAVICHANDRAN.M      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37606
 683   MOHANKUMAR. P       JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36917
 682   VENKATESAN. C.      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36917
 687   SIVAKUMAR. N        JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36917
 684   USHARANI. S.        JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36976
 689   USHAADEVI. SR.      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   38048
 692   DEVAKUMAR.T.B       JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36967
 693   SRIDHAR. G.B.       JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36967
 694   GAYAS BASHA.J       JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37606
 695   SIVASANKARAN.N      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37606
 696   SUBBIAH.S           JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37014
 698   RAVICHANDRAN.V      JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   37421
 700   SURESH.K            JUNIOR OFFICER - GRADE   II   HEAD   OFFICE   36917
                                     147


 703   LAKSHMI.P            JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36237
 705   JAGANATHAN. L.       JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   34885
 685   CHANDRIKA.P.R        JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36737
 691   SIVASAKTHI.A         JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36426
 715   KUMUDAVALLI. R.      JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   37681
 716   KALAISELVI.PL.S      JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   37681
 726   VALARMATHI.R (726)   JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36926
 724   SOMASUNDARAM.K.R     JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36917
 729   USHA RANI.M          JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36926
 734   PARVATHI.G           JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36967
 741   JEYAKUMARI. M        JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   37142
 812   ANANTHI. V           JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   35405
 903   DEIVARANI. P         JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   34925
 905   MAITHEEN GANI.A      JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   35455
 836   KUMARESAN.G          JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36394
1025   MOHAN. S             JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36194
 856   RAJU T.V.G           JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   35590
 862   SURESH BABU.D        JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36394
 858   RAMATHILAKAM.M       JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   35605
 865   SULOCHANA.M          JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36459
 877   SANTHOSH KUMAR.N     JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36559
 879   BOOPATHI.S           JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   35405
 852   AUGUSTINE            JUNIOR   OFFICER   -   GRADE   II   HEAD   OFFICE   36194
       MANONMANI.K
 855   EDWIN.J              JUNIOR OFFICER - GRADE II           HEAD   OFFICE   34910
 873   RAMESH BABU. E       JUNIOR OFFICER - GRADE II           HEAD   OFFICE   34925
 861   ANBALAGAN. S (861)   JUNIOR OFFICER - GRADE II           HEAD   OFFICE   34704
 912   KOMALAVALLI.P        JUNIOR OFFICER - GRADE III          HEAD   OFFICE   32175
 883   VALARMATHI.R (883)   JUNIOR OFFICER - GRADE III          HEAD   OFFICE   32140
1041   MURALI.P             JUNIOR OFFICER - GRADE III          HEAD   OFFICE   31626
1024   BARATHAZVAR          JUNIOR OFFICER - GRADE III          HEAD   OFFICE   31163
 671   KIRUBARANI.S         JUNIOR OFFICER - GRADE III          HEAD   OFFICE   29889
 263   PALAYATHAN.V         JUNIOR OFFICER - GRADE III          HEAD   OFFICE   30898
 166   BABU.V.E             RECORD CLERK - GRADE I              HEAD   OFFICE   24201
 262   PRAKASAM.P.V         RECORD CLERK - GRADE II             HEAD   OFFICE   22087
 508   KUPPUSAMY.R          RECORD CLERK - GRADE II             HEAD   OFFICE   17380
 600   SOMARAJ.M            RECORD CLERK - GRADE II             HEAD   OFFICE   18060
 305   BALARAMAN, P         DRIVER - GRADE I                    HEAD   OFFICE   25100
 814   SADASIVARAJ, R       DRIVER - GRADE I                    HEAD   OFFICE   23687
 821   VEERAPANDIAN.S       DRIVER - GRADE I                    HEAD   OFFICE   23687
 924   SHANMUGAM. M         DRIVER - GRADE II                   HEAD   OFFICE   22204
1014   AMBIRAJAN. S         DRIVER - GRADE II                   HEAD   OFFICE   21267
1002   BALAKUMAR.K          DRIVER - GRADE II                   HEAD   OFFICE   21826
1012   ANANDAN.G            DRIVER - GRADE II                   HEAD   OFFICE   21675
1013   GUNALAN. J           DRIVER - GRADE II                   HEAD   OFFICE   21720
1119   CHITRARASAN. C       DRIVER - GRADE II                   HEAD   OFFICE   19028
 440   CHANDRASEKARAN.G     DRIVER - GRADE II                   HEAD   OFFICE   22687
 264   YESUBABU.D           OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   20392
 439   SEKAR.K              OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   18576
 499   JAYARAMAN.M          OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   18546
 569   RAJI.M               OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   17014
 592   VIJAYAKUMAR. K       OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   17029
 807   SUBRAMANIYAN.A       OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   16512
 805   GOVINDASAMY.V        OFFICE ASSISTANT - GRADE I          HEAD   OFFICE   16527
1010   SIVARAJ.M            OFFICE ASSISTANT - GRADE II         HEAD   OFFICE   14914
1011   MANI.V               OFFICE ASSISTANT - GRADE II         HEAD   OFFICE   15654
                                     148


 1020   DANIEL              OFFICE ASSISTANT - GRADE II HEAD OFFICE               15805
        CHANDRASEKARAN. S
 1016   KAMSALA.D           OFFICE   ASSISTANT   -   GRADE   II   HEAD   OFFICE   15564
 1021   SANKAR.A            OFFICE   ASSISTANT   -   GRADE   II   HEAD   OFFICE   14733
 1023   INDRA.R             OFFICE   ASSISTANT   -   GRADE   II   HEAD   OFFICE   14945
 1028   THAINEES MARY       OFFICE   ASSISTANT   -   GRADE   II   HEAD   OFFICE   14050
 1027   RAMESH.B            OFFICE   ASSISTANT   -   GRADE   II   HEAD   OFFICE   14730
 1037   SELVAM.V            OFFICE   ASSISTANT   -   GRADE   II   HEAD   OFFICE   13370

LASTLY UPDATED 30.9.2011

				
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