GOOD FAITH ESTIMATE
ååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååå å
õ õ
õ Lender: Sales Price: õ
õ õ
õ Address: Base Loan Amount: õ
õ õ
õ Total Loan Amount: õ
õ õ
õ Applicant(s): Interest Rate: õ
õ õ
õ Type of Loan: õ
õ õ
õ Property Address: Preparation Date: õ
õ õ
õ Loan Number: õ
õ The information provided below reflects estimates of the charges which you are likely to incur at the settlement of your loan. The fees listed are õ
õ õ
õ estimates - actual charges may be more or less. Your transaction may not involve a fee for every item listed. õ
õ The numbers listed beside the estimates generally correspond to the numbered lines contained in the HUD-1 or HUD-1A settlement statement õ
õ õ
õ which you will be receiving at settlement. The HUD-1 or HUD-1A settlement statement will show you the actual cost for items paid at settlement.
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ â
õ 800 ITEMS PAYABLE IN CONNECTION WITH LOAN: ò 1100 TITLE CHARGES: õ
õ ò
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ â
õ ò õ
õ 801 Origination Fee @ %+$ $ áááááááááá ò 1101 Closing or Escrow Fee $ áááááááááá õ
õ ò õ
õ 802 Discount Fee @ %+$ $ áááááááááá ò 1102 Abstract or Title Search $ áááááááááá õ
õ ò õ
õ 803 Appraisal Fee $ áááááááááá ò 1103 Title Examination $ áááááááááá õ
õ ò õ
õ 804 Credit Report $ áááááááááá ò 1105 Document Preparation Fee $ áááááááááá õ
õ ò õ
õ 805 Lender's Inspection Fee $ áááááááááá ò 1106 Notary Fee $ áááááááááá õ
õ ò õ
õ 806 Mortgage Insurance Application Fee $ áááááááááá ò 1107 Attorney's Fee $ áááááááááá õ
õ ò õ
õ 807 Assumption Fee $ áááááááááá ò 1108 Title Insurance $ áááááááááá õ
õ ò õ
õ 808 Mortgage Broker Fee $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 810 Tax Related Service Fee $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 811 Application Fee $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 812 Commitment Fee $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 813 Lender's Rate Lock-In Fee $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 814 Processing Fee $ áááááááááá òâââââââââââââââââââââââââââââââââââââââââââââââ õ $ áááááááááá â
õ ò 1200 GOVERNMENT RECORDING AND TRANSFER CHARGES: õ
õ 815 Underwriting Fee $ áááááááááá âââââââââââââââââââââââââââââââââââââââââââââââ õ
ò â
õ ò õ
õ 816 Wire Transfer Fee $ áááááááááá ò 1201 Recording Fee $ áááááááááá õ
õ ò õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò $ ááááááááááâ 1202 City/County Tax/Stamps $ áááááááááá õ
õ 900 ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE: ò õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò â 1203 State Tax/Stamps $ áááááááááá õ
õ ò õ
õ 901 Interest for days @ $ /day $ áááááááááá ò 1204 Intangible Tax $ áááááááááá õ
õ ò õ
õ 902 Mortgage Insurance Premium $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 903 Hazard Insurance Premium $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 904 County Property Taxes $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 905 Flood Insurance $ áááááááááá âââââââââââââââââââââââââââââââââââââââââââââââ õ
ò $ áááááááááá â
õ ò 1300 ADDITIONAL SETTLEMENT CHARGES: õ
õ $ áááááááááá âââââââââââââââââââââââââââââââââââââââââââââââ õ
ò â
õ ò õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò $ ááááááááááâ 1301 Survey $ áááááááááá õ
õ 1000 RESERVES DEPOSITED WITH LENDER: ò õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò â 1302 Pest Inspection $ áááááááááá õ
õ ò õ
õ 1001 Hazard Ins. Mo. @$ Per Mo. $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 1002 Mortgage Ins. Mo. @$ Per Mo. $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 1004 Tax & Assmt. Mo. @$ Per Mo. $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ 1006 Flood Insurance $ áááááááááá ò $ áááááááááá õ
õ ò õ
õ $ áááááááááá ò TOTAL ESTIMATED SETTLEMENT CHARGES: $ áááááááááá õ
õ "S"/"B" designates those costs to be paid by Seller/Broker. ò "A" designates those costs affecting APR. õ
õ ò
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ â
õ TOTAL ESTIMATED MONTHLY PAYMENT: ò TOTAL ESTIMATED FUNDS NEEDED TO CLOSE: õ
õ ò
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ â
õ ò õ
õ Principal & Interest $ áááááááááá ò õ
õ ò õ
õ Real Estate Taxes $ áááááááááá ò Down Payment
Payoffs $ áááááááááá õ
õ ò õ
õ Hazard Insurance $ áááááááááá ò Estimated Closing Costs $ áááááááááá õ
õ ò õ
õ Flood Insurance $ áááááááááá ò Estimated Prepaid Items / Reserves $ áááááááááá õ
õ ò õ
õ Mortgage Insurance $ áááááááááá ò Total Paid Items (Subtract) $ áááááááááá õ
õ ò õ
õ Other $ áááááááááá ò Other $ áááááááááá õ
õ ò õ
õ TOTAL MONTHLY PAYMENT $ áááááááááá ò CASH FROM BORROWER
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ $ áááááááááá â
õ
õ THIS SECTION IS COMPLETED ONLY IF A PARTICULAR PROVIDER OF SERVICE IS REQUIRED. Listed below are providers of service õ õ
õ which we required you to use. The charges indicated in the Good Faith Estimate above are based upon the corresponding charge õ
õ õ
õ of the below designated providers. õ
õ õ
õ ITEM NO. NAME & ADDRESS OF PROVIDER TELEPHONE NO. NATURE OF RELATIONSHIP õ
õ õ
õ õ
õ áááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááá á õ
õ õ
õ áááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááá á õ
õ õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ â
õ õ
õ These estimates are provided pursuant to the Real Estate Settlement Procedures Act of 1974, as amended (RESPA). Additional information can be found õ
õ in the HUD Special Information Booklet, which is to be provided to you by your mortgage broker or lender, if your application is to purchase residential õ
õ property and the Lender will take a first lien on the property. õ
õ õ
õ õ
õ õ
õ õ
õ õ
õ õ
õ õ
õ õ
õ õ
õ ááááááááááááááááááááááááááááááááááááááááááááá áááááááááááááááááááááááááááááááááááááááááááá á õ
õ õ
õ Applicant Date Applicant Date õ
õ õ
õ õ
õ õ
õ õ
õ õ
õ ááááááááááááááááááááááááááááááááááááááááááááá áááááááááááááááááááááááááááááááááááááááááááá á õ
õ
õ Applicant Date Applicant Date õõ
õ õ
õ àà à õ
õ ð õ
õ àà ð This Good Faith Estimate is being provided by
ð
ð à õ
õ õ
õ a mortgage broker, and no lender has yet been obtained. õ
õ õ
õ õ
õ õ
õ
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