Good Faith Estimate Form by PastorGallo

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									                                                       GOOD FAITH ESTIMATE
ååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååå                                                                      å
õ                                                                                                                                                                      õ
õ Lender:                                                                                                           Sales Price:                                       õ
õ                                                                                                                                                                      õ
õ Address:                                                                                                          Base Loan Amount:                                  õ
õ                                                                                                                                                                      õ
õ                                                                                                                   Total Loan Amount:                                 õ
õ                                                                                                                                                                      õ
õ Applicant(s):                                                                                                     Interest Rate:                                     õ
õ                                                                                                                                                                      õ
õ                                                                                                                   Type of Loan:                                      õ
õ                                                                                                                                                                      õ
õ Property Address:                                                                                                 Preparation Date:                                  õ
õ                                                                                                                                                                      õ
õ                                                                                                                   Loan Number:                                       õ
õ        The information provided below reflects estimates of the charges which you are likely to incur at the settlement of your loan. The fees listed are õ
õ                                                                                                                                                                      õ
õ estimates - actual charges may be more or less. Your transaction may not involve a fee for every item listed.                                                        õ
õ The numbers listed beside the estimates generally correspond to the numbered lines contained in the HUD-1 or HUD-1A settlement statement õ
õ                                                                                                                                                                      õ
õ which you will be receiving at settlement. The HUD-1 or HUD-1A settlement statement will show you the actual cost for items paid at settlement.
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ                                                                    â
õ 800         ITEMS PAYABLE IN CONNECTION WITH LOAN:                               ò  1100           TITLE CHARGES:                                                    õ
õ                                                                                  ò
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ                                                                    â
õ                                                                                  ò                                                                                   õ
õ 801         Origination Fee @              %+$                  $ áááááááááá ò 1101                Closing or Escrow Fee                           $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 802         Discount Fee @                 %+$                  $ áááááááááá ò 1102                Abstract or Title Search                        $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 803         Appraisal Fee                                       $ áááááááááá ò 1103                Title Examination                               $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 804         Credit Report                                       $ áááááááááá ò 1105                Document Preparation Fee                        $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 805         Lender's Inspection Fee                             $ áááááááááá ò 1106                Notary Fee                                      $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 806         Mortgage Insurance Application Fee                  $ áááááááááá ò 1107                Attorney's Fee                                  $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 807         Assumption Fee                                      $ áááááááááá ò 1108                Title Insurance                                 $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 808         Mortgage Broker Fee                                 $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 810         Tax Related Service Fee                             $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 811         Application Fee                                     $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 812         Commitment Fee                                      $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 813         Lender's Rate Lock-In Fee                           $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 814         Processing Fee                                      $ áááááááááá òâââââââââââââââââââââââââââââââââââââââââââââââ õ                    $ áááááááááá â
õ                                                                                  ò  1200           GOVERNMENT RECORDING AND TRANSFER CHARGES:                        õ
õ 815         Underwriting Fee                                    $ áááááááááá âââââââââââââââââââââââââââââââââââââââââââââââ õ
                                                                                   ò                                                                                 â
õ                                                                                  ò                                                                                   õ
õ 816         Wire Transfer Fee                                   $ áááááááááá ò 1201                Recording Fee                                   $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò                 $ ááááááááááâ       1202           City/County Tax/Stamps                          $ áááááááááá õ
õ 900         ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE:                      ò                                                                                   õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò                                â    1203           State Tax/Stamps                                $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 901         Interest for           days @ $              /day $ áááááááááá ò 1204                  Intangible Tax                                  $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 902         Mortgage Insurance Premium                          $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 903         Hazard Insurance Premium                            $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 904         County Property Taxes                               $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 905         Flood Insurance                                     $ áááááááááá âââââââââââââââââââââââââââââââââââââââââââââââ õ
                                                                                   ò                                                                 $ áááááááááá â
õ                                                                                  ò  1300           ADDITIONAL SETTLEMENT CHARGES:                                    õ
õ                                                                 $ áááááááááá âââââââââââââââââââââââââââââââââââââââââââââââ õ
                                                                                   ò                                                                                 â
õ                                                                                  ò                                                                                   õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò                 $ ááááááááááâ       1301           Survey                                          $ áááááááááá õ
õ 1000        RESERVES DEPOSITED WITH LENDER:                                      ò                                                                                   õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââ ò                                â    1302           Pest Inspection                                 $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 1001        Hazard Ins.              Mo. @$             Per Mo. $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 1002        Mortgage Ins.            Mo. @$             Per Mo. $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 1004        Tax & Assmt.             Mo. @$             Per Mo. $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ 1006        Flood Insurance                                     $ áááááááááá ò                                                                     $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ                                                                 $ áááááááááá ò TOTAL ESTIMATED SETTLEMENT CHARGES:                                 $ áááááááááá õ
õ "S"/"B" designates those costs to be paid by Seller/Broker.                      ò  "A" designates those costs affecting APR.                                        õ
õ                                                                                  ò
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ                                                                    â
õ TOTAL ESTIMATED MONTHLY PAYMENT:                                                 ò  TOTAL ESTIMATED FUNDS NEEDED TO CLOSE:                                           õ
õ                                                                                  ò
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ                                                                    â
õ                                                                                  ò                                                                                   õ
õ             Principal & Interest                                $ áááááááááá ò                                                                                       õ
õ                                                                                  ò                                                                                   õ
õ             Real Estate Taxes                                   $ áááááááááá ò Down Payment
                                                                                      Payoffs                                                        $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ             Hazard Insurance                                    $ áááááááááá ò Estimated Closing Costs                                             $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ             Flood Insurance                                     $ áááááááááá ò Estimated Prepaid Items / Reserves                                  $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ             Mortgage Insurance                                  $ áááááááááá ò Total Paid Items (Subtract)                                         $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ             Other                                               $ áááááááááá ò Other                                                               $ áááááááááá õ
õ                                                                                  ò                                                                                   õ
õ             TOTAL MONTHLY PAYMENT                               $ áááááááááá ò CASH FROM BORROWER
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ                                                    $ áááááááááá â
õ
õ THIS SECTION IS COMPLETED ONLY IF A PARTICULAR PROVIDER OF SERVICE IS REQUIRED.                                           Listed below are providers of service õ    õ
õ which we required you to use. The charges indicated in the Good Faith Estimate above are based upon the corresponding charge õ
õ                                                                                                                                                                      õ
õ of the below designated providers.                                                                                                                                   õ
õ                                                                                                                                                                      õ
õ ITEM NO.                   NAME & ADDRESS OF PROVIDER                                           TELEPHONE NO.                     NATURE OF RELATIONSHIP             õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ áááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááá                                                                      á õ
õ                                                                                                                                                                      õ
õ áááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááááá                                                                      á õ
õ                                                                                                                                                                      õ
õ
âââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ õ                                                                    â
õ                                                                                                                                                                      õ
õ These estimates are provided pursuant to the Real Estate Settlement Procedures Act of 1974, as amended (RESPA).                 Additional information can be found õ
õ in the HUD Special Information Booklet, which is to be provided to you by your mortgage broker or lender, if your application is to purchase residential õ
õ property and the Lender will take a first lien on the property.                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ ááááááááááááááááááááááááááááááááááááááááááááá                                       áááááááááááááááááááááááááááááááááááááááááááá                                  á õ
õ                                                                                                                                                                      õ
õ Applicant                                                                Date       Applicant                                                                  Date õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ ááááááááááááááááááááááááááááááááááááááááááááá                                       áááááááááááááááááááááááááááááááááááááááááááá                                  á õ
õ
õ Applicant                                                                Date       Applicant                                                                  Date õõ
õ                                                                                                                                                                      õ
õ àà à                                                                                                                                                                 õ
õ ð                                                                                                                                                                    õ
õ àà ð This Good Faith Estimate is being provided by
       ð
   ð à                                                                                                                                                                 õ
õ                                                                                                                                                                      õ
õ         a mortgage broker, and no lender has yet been obtained.                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ                                                                                                                                                                      õ
õ
ååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååååå õ                                                                    å

								
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