2009 Underwriting Risk Factors

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2009 Underwriting Risk Factors Col. (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) Line of Business H/F PPA CA WC CMP MM OCCURRENCE MM CLMS MADE SL OL FIDELITY / SURETY Special Property Auto Physical Other(credit a&h) Mortg Guaranty INTL REIN. P&F Lines REIN. Liability PL Warranty 2008 PR016 Line (4) Factor 0.230 0.221 0.254 0.310 0.403 0.490 0.269 0.242 0.478 0.280 0.165 0.135 0.164 0.150 0.327 0.256 0.678 0.571 0.280 2009 PR016 Line (4) Factor 0.206 0.199 0.238 0.310 0.439 0.439 0.283 0.249 0.478 0.315 0.184 0.118 0.183 0.150 0.327 0.278 0.750 0.627 0.315 2008 PR016 Line (8) Factor 0.939 0.927 0.909 0.835 0.884 0.869 0.893 0.901 0.862 0.957 0.966 0.975 0.964 0.962 0.877 0.901 0.834 0.838 0.957 2009 PR016 Line (8) Factor 0.939 0.927 0.909 0.835 0.884 0.869 0.893 0.901 0.862 0.957 0.966 0.975 0.964 0.962 0.877 0.901 0.834 0.838 0.957 2008 PR016 Line (4) Factor 0.927 1.014 1.005 1.031 0.924 1.727 1.047 0.918 1.045 0.863 0.985 0.847 0.876 1.400 1.169 1.273 1.354 1.164 0.863 2009 PR016 Line (4) Factor 0.949 0.983 1.005 1.051 0.935 1.842 1.071 0.910 1.045 0.863 0.955 0.847 0.891 1.400 1.169 1.337 1.419 1.195 0.863 2008 PR016 Line (7) Factor 0.951 0.921 0.883 0.832 0.888 0.778 0.835 0.897 0.820 0.921 0.944 0.972 0.956 0.916 0.901 0.884 0.810 0.778 0.921 2009 PR016 Line (7) Factor 0.951 0.921 0.883 0.832 0.888 0.778 0.835 0.897 0.820 0.921 0.944 0.972 0.956 0.916 0.901 0.884 0.810 0.778 0.921

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