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Lock in a low rate.

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Lock in a low rate.
Fixed-rate Option







Lock in a low rate.

The Fixed-rate Option feature is easy to use. Just draw at least $10,000 from your line of credit using

the enclosed checks or an online transfer. Then complete and return this form, indicating the

amount you wish to lock in at a fixed rate.* The fixed rate will be applied to that portion of your

credit line once the withdrawal has been posted to your account.





Draw at least $10,000 to lock in a fixed rate. Minimum Balance Requirement

Then, complete and return this form

7-year term = $10,000 balance requirement

by October 31, 2007, to:

15-year term = $25,000 balance requirement

KeyBank Loan Services

Attn: Consumer Client Services Questions? Call 1.800.KEY2YOU® (1.800.539.2968)

P.O. Box 16430 and select option 2, or stop by your nearest

Boise, ID 83715 Key branch.









Fixed-rate Option Request Form



/ / Choose a rate below:

Today’s Date

___ Rate: 7.19% APR Term: 7 years*

___ Rate: 7.44% APR Term: 15 years*

Key Equity Options® Account Number







Amount of Fixed-rate Option** $_________________________

Primary Borrower Name (must be greater than $10,000)







Primary Borrower SS# Primary Borrower Signature









Co-Borrower Name Co-Borrower Signature





Visit key.com/fixedrate for detailed

instructions about how to complete this form.

Co-Borrower SS#





*Fixed-rate lock-in of 7.19% APR at a $10,000 balance results in 84 monthly payments of $151.86. Fixed-rate lock-in of 7.44% APR at a $25,000 balance

results in 180 monthly payments of $230.90. $50 fixed-rate option setup fee waived while offer lasts. Offer available until October 31, 2007.

**Applies only to variable-rate balances. Cannot be used to pay off existing balances currently under a fixed-rate agreement.





KeyBank is Member FDIC


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