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Annexure 2



Functional and Technical Requirements

1. The detailed functional specifications for the DMS software is given hereunder. All

the requirements are mandatory. Bidder shall indicate in column 3 the availability of

each requirement as a standard product (S) or customisation (C). The Software

solution offered, however, should have atleast 80% of the requirements as a part of

the standard product. The remaining shall be customized before the completion of

pilot run.

2. All the Functionalities marked as Mandatory should be available in the offered

solution as standard product. In case any of these are not offered as standard

product, the bid may be made non-responsive.

3. Except for the functionalities marked as Mandatory, in case a specific functionality

can be achieved with a work around solution, the same can be indicated. However,

the Bank, at its discretion may accept the same or require the bidder to customise the

software to suit the Bank’s need at no extra cost.



Proposed Availability

Requirements Remarks

Solution (S or C)

A. General

a) Ability to support all web browsers like IE 6.0 Mandatory

and onwards, Firebox, Google Chrome etc

The system shall support multiple databases

such as Oracle, SQL etc.

b) Inter-operability - The systems must Mandatory

seamlessly integrate with Core banking

Application and shall support interface with

other open-standard systems.

c) Scalability should be high. The systems shall Mandatory

be designed for 24x7 operations.

d) Centralised server with single Data Base. Mandatory

e) Version Control and management – The Mandatory

proposed Document Management Systems

shall have versioning features to track and

document revisions made.

f) Maker-Checker Functionality for user Mandatory

creation, Document Upload, work flow etc.

g) The proposed Document Management and

Bulk Scanning solution should have capability

to integrate with the work flow meachanism,

in future.

h) The proposed Document Management Mandatory

Systems shall include the API Kit etc.

i) The proposed Document Management Mandatory

Systems should have its own image viewer

for different image file formats that is required

to ensure smooth operation of the integrated

systems.

j) The proposed systems must be able to

interface with the existing third party systems

and databases.

RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

B. Architecture Considerations

a) The Document management system shall Mandatory

adopt a browser-based approach so that the

solution has the ability to be portable to other

platforms.

b) The system shall support Multi-tier Mandatory

architecture with each tier fully independent

c) Remote Image Server for Bandwidth

Optimization: The solution should support

remote image server architecture wherein

content files are saved at the remote location

and related metadata in the central server for

bandwidth optimization while accessing the

documents. The remote data could be

replicated on manual or scheduled basis as

per the requirement for the Bank.

d) The system shall support Scalable Mandatory

architecture to support clustering at each

layer i.e. Web server, Application server and

Database for Fault Tolerance and Load

Balancing.

e) The system shall support separate Document

server for better management of documents

f) The system shall support distributed

Document Repositories for document upload

and access at local level, which can be

replicated with central repository at

scheduled intervals.

g) The system shall provide XML based API

toolkit for system integration and application

development

h) Support for Web Desktop for Browser based

access on Linux/Windows clients

i) Support for replicating images at remote sites

for faster retrieval

j) The system shall provide Image processing

libraries that support image enhancements,

and other imaging features like compression

and extraction etc.

k) The system shall support unlimited storage Mandatory

capacity by automatic / manual creation of

Volume disks of predefined sizes and disk

labeling.

l) The system shall be Unicode compliant for

supporting different languages and shall also

provide localization kits for localizing the User

Interface in particular language.

m) LDAP authentication and single sign-on

support.

n) Should be based on open standards and

have API support for data import and export

o) Ability to Support ODMA or WebDAV for





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

integration with desktop applications

p) Supports Image Enable framework for image-

enabling business applications.

C. Document Scanning Features

a) The DMS shall support temporarily storing Mandatory

the scanned images locally before uploading

to the central server.

b) Ability to check the quality of the scanned Mandatory

image and make corrections/adjustments to

improve the quality of the scanned image..

c) Ability to support quick scanning and indexing Mandatory

of bulk documents. Scanning through

browser plug-in.

d) Ability to support automatic cropping / Mandatory

masking of whole/any part of the document.

This ability should be user defined and also

document wise.

e) Automatic categorization of scanned images Mandatory

as different documents like application form,

Supporting documents, Field report etc.

f) Facility to scan multiple pages into batches Mandatory

for auto/manual processing

g) Ability to support any scanner available in the mandatory

market.

h) Ability to support large volume scanning (up

to 1,00,000 pages per day)

i) Ability to support automatic segregation of

batch of dockets based on Barcode, Blank

page, Fixed page and auto Form recognition

j) Ability to assign document types (as

application form / age proof / residence proof

etc)

k) Ability to Manual/Automatic Indexing using

Barcode, OCR, MICR, CSV data from other

applications

l) Ability to support standard Image Operations

such as deskew, despeckle, rotate, invert,

zoom-in/ zoom-out, zoom percentage etc.

m) Simplified Export of scanned batches into

DMS with Auto folder/Subfolder creation

document filing and indexing on user defined

fields

n) Ability to generate extensive Reports and

Audit trail like Report on total records

scanned along with associated indexes,

Records exported or not exported to EDMS

etc.

o) Support for writing add-ins for integration with

other systems and facility to insert a menu for

add-on

p) Ability to support automatic indexing from

specified zones like Application id using OCR





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

functionality

q) Easy to use GUI for setting the scanning

properties like indexing parameters,

document and folder nomenclature, zones for

data extraction etc

r) Ability to provide for Compression of scanned

image files in Standard Formats like TIF.

s) Ability to support all the special image

enhancement functionality offered by the

scanner through the driver interface.

t) Ability to support Web based scanning

u) Produces/uses standard TIFF V6 CCITT G4

files without modification. State whether

further compression is possible.

D. Document Acquisition Features

a) Ability to support Bulk Import of image and

electronic documents through an integrated

functionality

b) Ability to support automatic archival of In-

coming Fax as images through an integrated

functionality and shall also automatically

index on required parameters

c) Ability to support Direct upload from

WebDAV, ODMA Compliant applications

d) Ability to support document capture through

Print

E. Handling of Un-scanned

documents

a) Ability to support facility to generate paper

profile for tracking of physical documents,

which are not scanned and shall provide

detailed reports. Ability to provide for the total

number of pages to be scanned in each

template. If a page is missing alert to be

given.

b) Inbuilt facilities to electronically move profiles

and complete user level tracking on the

same.

F. Archival of electronic documents

a) Ability to support categorization of

documents in folders-subfolders etc.

b) Ability to link cross-related documents like

Application form and Field report, Grievance

and reply sent etc.

c) Ability to provide search facility in the same

interface, so that users are able to search the

documents to be linked

d) Ability to support versioning of documents

with facility to write version comments

e) Ability to allow Locking of documents for

editing and importing it back into the system

through check-in/Check-out features





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

G. Document View

a) Ability to support Applet for viewing Image

documents

b) Ability to support for viewing documents in

native application

c) Ability to provide facility of putting text,

graphic and image annotations with features

like highlighting, marking text, underlining,

image stamps etc on document pages

d) Ability to support automatic stamping of

annotations with user name, date and time of

putting annotations. The system shall store

annotations as separate file and at no time,

the original image shall be changed. The

system shall provide facility of taking print

outs with or without annotations

e) Ability to provide for securing annotations for

selective users/selective types of documents

like all loan papers scrutinized by inspectors.

f) Ability to configure bitmap stamps at

corporate level, so that it is available to all

users

g) Ability to facilitate zoom-in/zoom-out, zoom

percentage and Zoom lens to zoom in on a

part of image and other image operations like

Invert, rotate etc.

h) Ability to support for Thumbnails on image

documents and viewing of the same.

i) Ability to support all standard Image

operations such as deskew, despeckle,

rotate, invert, brightness.

j) Ability to support taking print outs with or

without annotations

k) Linking of Documents for cross-referencing

related documents

H. Version Management

a) Version control for tracking document

revisions

b) Image and electronic document versions,

version comments

c) Check-In and Checkout support for

collaborative working on documents

I. Indexing

a) Ability to support automated creation of

document database indexes (e.g. through bar

coding, etc.).

b) Ability to allow users to customize database

and indexing parameters (e.g. users can

create index fields based on customer name,

customer number.

c) Ability to allow documents to be moved from

one folder to another and re-indexed without





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

re-scanning

d) Ability to provide for index processing to be

performed while other stations are actively

searching, viewing, scanning and editing.

e) Ability to provide facility to set particular fields

as mandatory or unique.

f) Ability to support Automatic full text indexing

for Text search

g) Ability to provide for multiple indexes for

different types of documents.

h) Ability to provide for user-defined indexes for

easy search and retrieval of files nd folders.

i) Ability to provide for filing and Indexing of

documents for quick retrieval

j) Ability to provide facility to add keywords with

documents to act as quick reference for the

documents

k) Ability to Support Auto indexing using CSV

(Comma separated values) import from other

applications

J. Search and Retrieval

a) Ability to support searching of text documents

based on user-input character strings,

keywords, etc.

b) Ability to support search queries using

Boolean operators (e.g. AND, OR and NOT,

wildcard) and fuzzy text search.

c) Ability to allow a search of OCR’d Documents

by text string.

d) Ability Upon completion of search,

immediately to display all selected images

and support quick navigation through

documents.

e) Ability to provide for save and publish

common searches for quick access

f) Ability to provide for quick search within a

saved search

g) Ability to provide for use a saved search as a

template for similar searches

h) Ability to provide for view search values for i) k)

j)

custom fields before searching

l) The system shall provide ODMA support for

search and retrieval

m) Ability to provide for rapid search and

retrieval on multiple very large document

repositories (25 million pages or more).

n) Search Criteria should be configurable

o) The system shall support facility to export

results in excel or any other format

K. Documents handling







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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

Ability to provide for



1) Web-based interface utilizing web 2.0 or

latest technology

2) Drag and drop interface for move, copy, and

delete

3) Drag and drop multiple documents

4) Context menus provide quick access to

common actions

5) Single document upload (optimized for larger

files)

6) Web-based multi-file upload

7) Multiple file download

8) Detailed document id card shows all Relevant

information

9) Associated content (parent, child, peer,

forms, projects)

10) Create id cards without file attached to

generate doc id

11) Track paper documents

12) Document export utility

13) Unlimited custom fields (document meta-

data)

14) Custom field types (text, date, numeric, and

drop down etc)

15) Record retention rules

16) Role-based security with inheritance

17) Detailed audit history

18) Developer access to all document capabilities

19) Send documents as links or attachments

20) Email dynamic links to documents (latest

rev returned)

21) Email subscriptions to notify you of changes

22) Document states: draft, pending approval,

released

23) Pre-defined workflow processes and ad-hoc

routing

24) Ability to modify document identifiers if

needed

25) Facilitate and track comment threads



L. Security

a) The Document management system shall

support definition of Users, Groups and Roles

relation in the system

b) The system shall support access permissions

on Folders, documents and object level

c) The system shall support multiple levels of

access rights (Delete/ Edit/ View/ Print/ Copy

or Download)

d) The system shall support system privileges

like Create/Delete Users, Define indexes etc.





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

e) The system shall support secure login id and

passwords for each user and passwords shall

be stored in encrypted format in database

f) The system shall support extensive password

validations like passwords must be of

minimum 8 characters, shall be

alphanumeric, locking of user-id after three

un-successful attempts, password expiry,

password history so that passwords are not

same as previous passwords etc.

g) The system shall support Disaster recovery

by replicating the data at remote locations

h) The system shall support provide support for

HTTP/SSL for secured data transfer

i) The system shall provide LDAP support for

integrating with directory services and shall

support single sign on

j) The system shall support Extensive Audit-

trails at document, Folder and for highest

levels for each action done by particular user

with user name, date and time

M. Easy Web Administration

a) The system shall support web-based

administration module for the complete

management of system.

b) The Admin module shall support

Users/Groups/Role definition and granting

Access Rights to them and set password

expiries

c) The Admin module shall provide easy to use

interface for Index structure definition, that

can be used by different users

d) The Admin module shall provide interface for

purging old audit trail and do selective

logging i.e. select the system or application

features for, which the audit trails have to be

generated.

e) The Admin module shall provide facility to

take complete and incremental backups and

shall be able to integrate with third party

backup solutions.

f) Diagnostics monitoring activities of different

components. E.g. Logs consolidation and

capturing, missing indexes, audit log size etc.



g) Batch mode support for administrative

operations e.g. change ownership, user

deletion

N. Image Editing Features

a) The Document management system shall

support Image Editing operations such as

page insertion, deletion merge/split pages,





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

etc.

O. Document Delivery and

Distribution

The Document management system shall

support multiple document delivery

methodologies i.e.:

a) The system shall allow users to download

documents through HTTP depending upon

the access rights

b) The system shall support for Print/Mail/Fax of

documents

c) Easy to print by page or by document object.

d) Supports remote print/fax services

e) Supports common SMTP-based mail

systems.

P. Reports and Audit Trails Features

a) The Document management system shall

support extensive Reports and audit trails

b) The system shall support Extensive Audit-

trails at user, Folder and Cabinet levels

c) The system shall provide facility to generate

Audit trails on separate actions, and between

specific date/times



Q. Adaptive Workflow

a) Adaptive Workflow for routing and tracking of

documents, messages and Forms

b) Create Ad-hoc or predefined routes for

automatic document routing on sequential /

parallel routes.

c) Route Work-items to users inboxes for their

action i.e. task assignment for each user

d) Facility of attaching documents and folders in

work items

e) Facility to act upon, forward, return or

complete Work-items

f) Support for referring Work-items to other

users outside the pre-defined route

g) Time –based/ Event -based reminders

h) Provision of putting shared and secured

notes for collaborative working on Work items

i) Facility of associating a note-sheet with the

file enabling users to comment and review.

R. Scalability and Multi-site Mandatory

Deployments

a) One or more Transaction Servers should be

able to connect to a Database Server.

Provide details of number of servers needed

and their configuration

b) Same Transaction Server can connect to one

or more database servers.







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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

Software/Middleware/Application details to be

provided

c) Transaction server uses thin Client JDBC

drivers for better performance. Provide

Minimum bandwidth requirement and

connectivity details.

d) Solution should support deployment of

clustered database solution.

e) Built using stored procedures for high

performance. Minimum image size

transferred and their response time.

f) Multi-server deployment for scalability, load

balancing and fault-tolerance.

g) Supports page-wise data fetching of multi-

page images for better bandwidth utilization

h) Supports pre-fetching of remote Images, for

fast retrieval at local sites.

i) The solution shall support the high volume of

transactions and documents through such

features as server replication and clustering

or equivalent. Peak transaction load to be

given

j) Supports deployment of multiple web servers,

which can seamlessly connect to the same or

multiple transaction servers.

k) Supports deployment of local web-servers

across locations, which connects to central

Application Server layer farm.

l) Scalable to handle thousands of users and

billions of documents

m) Support for web-server and Application

Server farms

n) Can be deployed in centralized manner

o) Capability to define various categories of

documents for different units like branches.

Regional offices..

p) Ability to define and adopt the Bank’s

Archival Policy both at the category level and

at individual document level

q) Enable automatic movement of documents to

preserve area of those documents, which

have completed specific archival periods.

r) Ability to scan images offline and upload in

bulk. These images may be bulk upload from

a file/folder

s) Ability to support browser based scanner

t) The movement on WAN should be in an

encrypted form with min 16 bit architecture

encryption.

u) Ability to have digital shredding

v) Ability to define view rights to a document

including those documents which are sent





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



Proposed Availability

Requirements Remarks

Solution (S or C)

through CD, email etc.

w) Branch should be able to define checklist of

Annexure/attachments for a document

x) Ability to check the documents online and

give a report of missing documents with an

overriding facility

y) Automatically crop photo and signature and

create a single file of less than 16 kb and

store in the server in a pre-defined folder with

pre-defined name like Customer ID.

S. User Management

a) Users management (on Server for centralized

application) should be available to

Administrator(s).

b) There should be comprehensive User

management system. The Bank should be

able to create different levels of users with

different powers. There should be templates

for a group of users such as Inspectors,

Regional Office, Regional Inspectorate, and

Head Office. System should facilitate the

creation of different levels of users and

assigning different levels rights. There

should be provision for disabling a user

temporarily or on permanent basis.

c) The access to the software should be based

on user-id and password. The software

should capable to support two-factor

authentication, if the Bank decides to adopt

the same. Should be able to support digital

signature

d) The passwords for software should adopt

strict and complex password policy and

should prompt to change the passwords at

defined intervals. The user should be able

change the password any time.

f) The System should have online help, FAQ,

knowledge base feature for all type of user,

depending upon their level. Suitable training

to users should be provided and details in

this regard have to be furnished in the Bid.



T Record Management System:

The “Records Management module” would be

primarily used for mapping the physical

documents as well soft copies and shall manage

setting retention and disposition rules for these

documents. The Record management module

shall be fully Integrated solution with the

proposed Document Management System

(DMS) module as one solution; and all RMS end

users’ functions shall be accessible directly from





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



the DMS interface and shall support following

features:

a) The system shall assign a unique record

identifier to each record, both Electronic

and non-electronic and should store a

record with all its attachments.

b) The system shall identify the media type,

record format and identify the physical

location of all records, so that they can be

traced easily Such identification shall be

based on, inter alia, bar code generation

mechanism.

T1: File Plan for better categorization of

Records

a) The system shall provide the capability

for only authorized individuals to create;

edit, and delete file plan components and

their identifiers. Each component

identifier shall be linked to its associated

component and to its higher-level

component identifier(s)

b) The proposed solution shall provide the

capability to reorganize the file plan and

automatically propagate the changes

resulting from the reorganization to the

affected records and record folders.

c) The system shall ensure that identifiers

(e.g., folder identifiers, record category

identifiers) are unique so that ambiguous

assignments, links, or associations

cannot occur

d) The system shall provide Capabilities to

define and attach user-defined business

rules and/or access logic to any metadata

field including user-defined fields should

be restricted to authorized users.

T2: Scheduling of Records

a) The proposed system shall provide the

capability for only authorized individuals

to view, create, edit, and delete

disposition schedule components of

record categories. The complete

schedules would be given as per the

organizational policies

b) The system shall provide the capability

for defining multiple phases (e.g. transfer

to inactive on-site storage, transfer to off-

site storage) within a disposition

schedule.

c) The system shall provide the capability to

automatically calculate the complete life

cycle, including intermediate phases, of

record folders and records not in folders.

d) The system shall support rescheduling





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



dispositions of record folders and/or

records (those not in folders) during any

phase of their life cycle if an authorized

individual changes the disposition

instructions.

T3: Retention-Screening Records

a) The proposed system shall provide a

provision for sorting, viewing, saving, and

printing list(s) of record folders and/or

records (regardless of media)

b) The proposed system shall provide

Facility for sorting, viewing, saving, and

printing life-cycle information, eligibility

dates, and events of user-selected record

folders and records.

T4: Cutting Off Record Folders

a) The system shall be capable of

implementing cutoff instructions for

scheduled and unscheduled record

folders. The system should identify record

folders eligible for cutoff, and present

them only to the authorized individual for

cutoff approval.

b) Only authorized individuals shall be able

to add records or make other alterations

to record folders that have been cut off.

c) The system shall also generate detailed

audit trails on actions taken by different

users , stamped with user name , date

and time

T5: Transferring Records

a) The system shall give extensive

functionalities to map transfer of files

between offices with courier details

b) The system shall provide documentation

of transfer activities that can also be

stored as records.

c) The system shall provide complete

Mapping of Owners and borrowers of

records

d) The system shall provide facility to define

borrowing period and automatic alarms to

concerned persons on expiry of

borrowing period

e) The system shall provide facility to send

request to concerned owners or

borrowers for transfer of files

f) The system shall support reminders and

acknowledgements

g) The system shall support extensive

search facility to track status of files

T6: Destroying Records

a) The system shall identify and present the

record folders and records, including





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RFP No: 35/FY2011-12/CO:DIT/NIG/DMS/cs dated 03.09.2011



record metadata, that are eligible for

destruction, as a result of reaching that

phase in their life cycle.

b) The system shall ask for second

confirmation for the delete command,

before the destruction operation is

executed.

c) The system shall delete electronic

records approved for destruction in a

manner such that the records cannot be

physically reconstructed.

d) The system shall restrict the records

destruction commands to authorized

individuals.



Give following details:



1. Compression standards and ratio of document compression.

2. Whether encryption of data is done while transmitting through WAN/Internet. If yes,

the encryption standards adopted.

3. Typical bandwidth requirements for file movement; From a centralized location and

through distributed environment.



U: Digitization of Backlog Documents



As part of scanning services, the bidder shall undertake following tasks:

1. Pre Capture Process

This process envelops all activities that are to be executed before the

scanning is undertaken. This is primarily the receiving of documents from the

store and making them ready for scanning. Some of the major activities are

enumerated below.

a. Batch Preparation

A bunch of few files constitute a batch. The documents received for

scanning are set, bunches of a specified number are made and kept.

Few of the activities under this are

 Receive the files.

 Clean if they have any dust.

 Arrange the files in the batches as defined by the Bank.

 Make a list of the files.

 Tag sheets in the documents that are not to be scanned

b. Categorization of the Documents

During this process the division of the documents is done on the basis

of the type of document.

c. Batch Dispatch for Scanning

The prepared batch is sent for scanning to the scanning section.









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2. Capture Process



a. Scanning

 The scanning operator receives the files.

 Open the files and scans the documents.

 During the scanning the operator has to quality check image in

terms of number of pages in the batch scanned and the total

images.

b. Indexing

Once the scanning is done, the next step is attaching indexes with the

images of the documents for later retrieval of these documents. The

operator has to enter the data from the index information on the file.

c. Quality Checks

Designated Bank official shall approve the image quality, correctness

of captured images and validity of the indexes associated with the

images.

In case of disapproval, bidder shall rectify the identified errors and re-

submit the scanned images for approval.

d. Filing

Finally when the Images and the Indexes are approved, the data is

uploaded into the DMS system



3. Post Capture Process

After scanning process is over, the documents are put back in the file

in the same order, files are labeled and put in the appropriate boxes

and boxes and labeled and sealed.



4. General



1. Bidder shall deploy the required manpower at the site provided by BANK. Bidder

shall also be responsible for deployment of scanners.

2. Bidder shall bring his own PCs / laptops for undertaking the scanning services.

BANK shall provide regulated power supply and connectivity from scanning site

to central server for uploading data

3. BANK would make available the required infrastructure like workspace in its

premises, necessary furniture, network, and electrical points (uninterrupted

supply) for executing the work order properly. No telephone lines / mobile

phones will be made available.

4. BANK would make available a co-ordinator, to assist Vendor team in day-to-day

activity and to certify the work executed. BANK will arrange inward & outward

movement of the documents from the scanning center along with necessary

documented checks. For this, BANK shall hand over documents with a control

checklist containing the details of the documents. For acceptance of uploaded

data, BANK will appoint a person / persons.





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5. Vendor will run necessary number of shifts (of 8 hours each) and teams for the

completion of the work as per time frames to be mutually agreed. The Vendor

appointed staff should be provided necessary access to the site.

6. BANK would make available all the documents to be scanned as and when

required. so that the scanning schedule can be conducted without interruption and

output loss. Documents should be properly tagged with all necessary data for

indexing.

7. Bidder shall undertake the inspection and verification of the scanned images as

part of its quality process. BANK will sign off the acceptance of delivered data

after completion of quality check and clearance thereof.









Date: Signature of Authorized Official with Seal









16



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