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posted:
11/8/2011
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12
Monthly Yearly Mortgage Payoff

Take-home pay 4,721 56,647 Selling Price

Fees

Fixed Expenses: Net profit

Mortgage 1,523

Real Estate Tax 163 1,960

Healthcare 200 Home Value

Homeowners Insurance 250 3,000 Total Mortgage

Tithing (Charity) 625 7,500 Term

Commuter Rail pass 133 Rate

Payment

Utilities: Prop. Tax Rate

Utilities: Cable & Internet 53 Prop. Taxes

Utilities: Electric 80

Utilities: Home Phone 32

Cell Phone 85

Salary

Auto: Deductions:

Auto: Gas 160 Mortgage

Auto: Insurance: Hyundai 0 Charity (Tithe)

Auto: Tolls 40 Pre-tax income

Auto: Upkeep

Taxes

Food: Take-home

Dining 100

Groceries 300



Other Flexible Expenses:

Clothing 100

Household Supplies 30

Prescriptions 20

Entertainment 40

Travel/Vacation

School

Feminine Care Products 10

Haircuts 40

Gifts Given 50



Personal Allowances



Total Expenses: $ 4,034

Total Income - Total

Expenses $ 687

183,000

220,000

11000

26,000





280,000 280

254,000

360

6.00%

$1,523

7

1960









75,000



15,064

7,500

52,436



18,353

56,647

Monthly Yearly

Take-home pay 4,996 59,949 Income

Internship

Fixed Expenses: Gross Income -

Primary Mortgage 731 Georgia

Home Equity Loan 260 Total Gross Income

HOA 171

Real Estate Tax 133 1,600 Deductions:

Healthcare 417 5,000 Mortgage Interest

Homeowners Insurance 37 439 Charity

Tithing (Charity) 617 7,400 Adjusted Gross Income

Commuter Rail pass 133



Utilities: State Tax

Utilities: Cable & Internet 53 Federal Tax

Utilities: Electric 80 FICA

Utilities: Home Phone 32

Cell Phone 85 Take-home pay



Auto:

Auto: Gas 160

Auto: Insurance: Hyundai 96 1,150

Auto: Tolls 40

Auto: Upkeep



Food:

Dining 100

Groceries 300



Other Flexible Expenses:

Clothing 100

Household Supplies 30

Prescriptions 20

Entertainment 40

Travel/Vacation

School

Feminine Care Products 10

Haircuts 40

Gifts Given 50



Personal Allowances



Total Expenses: $

Income - Total 3,733

Expenses $ 1,263

25 39,000 750



35,000

74,000 2006 Interest

Mortgage 6,841

Home Equity 2,692

9,533

7,400

Gross Income 57,067





5.50% 3,139

15% 7,374

6.20% 3,538



59,949

Monthly Yearly

Take-home pay 3,839 45,936 Income

BU Stipend

Fixed Expenses:

Primary Mortgage 731 Gross Income - Georgia

Home Equity Loan 260 Total Gross Income

HOA 171

Real Estate Tax 133 1,600 Deductions:

Healthcare 0 0 Mortgage Interest

Homeowners Insurance 37 439 Charity

Tithing (Charity) 485 5,825 Adjusted Gross Income

Commuter Rail pass 133



Utilities: State Tax

Utilities: Cable & Internet 53 Federal Tax

Utilities: Electric 80 FICA

Utilities: Home Phone 32

Cell Phone 85 Take-home pay



Auto:

Auto: Gas 160

Auto: Insurance: Hyundai 96 1,150

Auto: Tolls 40

Auto: Upkeep

Auto: Payment 180



Food: Georgia Take-Home

Dining 100 Josh Take Home

Groceries 300



Other Flexible Expenses:

Clothing 100

Household Supplies 30

Prescriptions 20

Entertainment 40

Travel/Vacation

School

Feminine Care Products 10

Haircuts 40

Gifts Given 50



Personal Allowances



Total Expenses: $

Income - Total 3,365

Expenses $ 474

23,250 0



me - Georgia 35,000

58,250 2006 Interest

Mortgage 6,841

Home Equity 2,692

9,533

5,825

Gross Income 42,892





5.50% 2,359

15% 7,295

6.20% 2,659



45,936









Monthly

2138.9333 25667.2 0.7333486

1700 204.5412

0.06857143









Increases

Gas 90

Health Insurance 41.6666667 500

131.666667

32.916667

0.0666869

Monthly Yearly

Take-home pay 6,835 82,017 Income

Georgia

Fixed Expenses: Josh

Primary Mortgage 731

Home Equity Loan 300 Total Gross Income

HOA 171

Real Estate Tax 133 1,600 Deductions:

Healthcare 178 2,132 Mortgage Interest

Homeowners Insurance 37 439 Charity

Tithing (Charity) 923 11,075 Adjusted Gross Income





Utilities: State Tax

Utilities: Cable & Internet 53 Federal Tax

Utilities: Electric 80 FICA

Utilities: Home Phone 32

Cell Phone 70 Take-home pay



Auto:

Auto: Gas 250

Auto: Insurance 96 1,150

Auto: Tolls 40

Auto: Upkeep



Food:

Dining 100

Groceries 300



Other Flexible Expenses:

Clothing 100

Household Supplies 30

Prescriptions 20

Entertainment 40

Travel/Vacation

School

Feminine Care Products 10

Haircuts 40

Gifts Given 50



Personal Allowances

Josh 50

Georgia 50



Total Expenses: $

Income - Total 3,882

Expenses $ 2,952

36,750

74,000



110,750 2006 Interest

Mortgage 6,841

Home Equity 2,692

9,533

11,075

Gross Income 90,142





5.50% 4,958

25% 18,186

6.20% 5,589



82,017

Monthly Yearly

Take-home pay 5,631 67,575 Income

Georgia

Fixed Expenses: Josh

Primary Mortgage 731

Home Equity Loan 300 Total Gross Income

HOA 171

Real Estate Tax 158 1,900 401(k)

Healthcare 178 2,132 Net Taxable Income

Homeowners Insurance 37 439

Tithing (Charity) 923 11,075 State Tax

Federal Tax

FICA

Utilities:

Utilities: Cable & Internet 53 Take-home pay

Utilities: Electric 80

Utilities: Home Phone 32

Cell Phone 70

Deductions:

Auto: Mortgage Interest

Auto: Gas 250 Charity

Auto: Insurance 96 1,150

Auto: Tolls 40

Auto: Upkeep Tax Return?



Food:

Dining 100

Groceries 300



Other Flexible Expenses:

Clothing 100

Household Supplies 30

Prescriptions 20

Entertainment 40

Travel/Vacation

School

Feminine Care Products 10

Haircuts 40

Gifts Given 50



Personal Allowances

Josh 50

Georgia 50



Total Expenses: $

Income - Total 3,907

Expenses $ 1,724

36,750

74,000



110,750 2006 Interest

Mortgage 6,841

10% 11,075 Home Equity 2,692

99,675



5.50% 5,482

25% 20,438

6.20% 6,180



67,575









9,533

11,075





$5,151.92

Monthly Yearly

Take-home pay 4,576 54,915 Income

Georgia

Fixed Expenses: Josh

Primary Mortgage 731

Home Equity Loan 300 Total Gross Income

HOA 171

Real Estate Tax 158 1,900 401(k)

Healthcare 178 2,132 Net Taxable Income

Homeowners Insurance 37 439

Tithing (Charity) 742 8,900 State Tax

Federal Tax

FICA

Utilities:

Utilities: Cable & Internet 53 Take-home pay

Utilities: Electric 80

Utilities: Home Phone 32

Cell Phone 70

Deductions:

Auto: Mortgage Interest

Auto: Gas 250 Charity

Auto: Insurance 96 1,150

Auto: Tolls 40

Auto: Upkeep Tax Return?



Food:

Dining 100

Groceries 300



Other Flexible Expenses:

Clothing 100

Household Supplies 30

Prescriptions 20

Entertainment 40

Travel/Vacation

School

Feminine Care Products 10

Haircuts 40

Gifts Given 50



Personal Allowances

Josh 50

Georgia 50



Total Expenses: $

Income - Total 3,726

Expenses $ 850

15,000

74,000



89,000 2006 Interest

Mortgage 6,841

10% 8,900 Home Equity 2,692

80,100



5.50% 4,406

25% 15,814

6.20% 4,966



54,915









9,533

8,900





$4,608.17 New Job?

Hourly 15

# hours 20

Weekly 300

Yearly 15600



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