About this Student Budgeting Worksheet
This budgeting worksheet is brought to you by SayStudent.com, your online source for student financial aid
information and products. We invite your to use this worksheet to keep track of your financing and spending
costs to avoid shortfalls and excessive debt while attending school.
File supports the following sites: SayStudent.com | SayCampusLife.com
Worksheet Directory
Budgeting Worksheet
School Budget and Cash Position Worksheets:
School Year 1
School Year 2
School Year 3
School Year 4
Support Links
How to Use This Spreadsheet: (you can download this 1-page trifold as a guide for this budgeting worksheet)
1st: Collect Financial Aid and Cost of Education Information
Collect from your college and other aid sources the financial aid amounts that will be awarded for the academic
year.
Also get from your college and parents the estimated costs to attend your school of choice and to live away from
home.
You will use these estimates to build your budgeting plan for the year.
Note: that some cells in this worksheet will display a small red triangle in the upper right corner of the cell. This
signifies that a comment is available to further explain your input requirements.
2nd: Budget Your Financial Aid and Education Costs
Enter the budgeted amounts for all financial aid that you will receive for the academic year. Start with
scholarships and move down the rows and enter the estimated amount for each aid source.
go to "Budgeting Worksheet": enter aid amount in the yellow box for each aid source
Next, enter the budgeted amounts for all education costs. Start with tution and move down the rows and enter
the estimated amount for each cost.
go to "Budgeting Worksheet": enter aid amount in the yellow box for each cost item
You will note "Year 1", Year 2", "Year 3", and "Year 4". These are academic years. You will enter aid and cost in
under the year level that you will be attending; Year-1 for first year students, etc.
3rd: Use Your Budget to Analyze Cash Position
Your budget plan is now developed for the academic year.
Tab: School Year-1 for first-year students
Tab: School Year-2 for second-year students
Tab: School Year-3 for third-year students
Tab: School Year-4 for fourth-year students
The "Summary Cash Position" has four line items:
Student Financial Aid and Income: lists the total financial aid that you have by month - by academic year
Cost of Attendance Budget: lists the budgeted amounts for education costs
Total Spend: shows what you have spent by month - by academic year
Net Cash Position: shows how much net cash you have school
The line item you need to watch is the "Net Cash Position". This is the amount of cash you have for school.
You need to budget your spending to make sure your net cash position remains positive. If it falls below zero,
you need to find additional aid sources or cut back expenses.
As you move down the worksheet, you will note two segmented sections:
Snapshot: Student Aid Programs
Shows the allocated budget amount from all aid sources. You will note an "Input Row" we
will discuss later on
Snapshot: Cost of College Attendance
Shows the allocated budget amount for all college costs. You will note an "Input Row" that
we will discuss later on
There are two things you need to note about budgeting:
About Fixed Aid and Expenses:
Fixed aid and expense items are fixed amounts that cannot change. In other words, you can't change
the amount you have in the budget. So if your net cash position reaches zero, you can't expect to get
additional aid or reduce expected costs for these fixed items.
About Variable Aid and Expenses:
Variable aid and expense items are variable amounts that can change. So if your net cash position
reaches zero, you must turn to these line items to get additional aid or reduce expected costs
Link to our budgeting topic at www.SayStudent.com
4th: Use Your Budget Sheet to Input Spend for the Academic Year
Input Your Spend Amounts by Category - by Month
Go to your cost section
For each cost category, you will note a row for "Input". You will use this row to input your actual spend
for each month (input amounts in the "yellow box"
As you spend money, the amount will be substracted from your budget amount (grey box) and give you
a net spend position for the month (blue box)
You need to watch the row item: your annual net spend position
this shows you the net cash thatyou have for this cost category. It should be above zero as you move
through the year. If it falls below zero, you need to either find additional aid or reduce other expenses
or you will run out of money.
Go to your financial aid section
For each aid category, you will note a row for "Input". You will use this row to input any additional
financial aid that you receive by month (input amounts in the "yellow box"
The additional financial aid will be added to your budgeted amount in the "grey box" above. The
increased budgeted amount will improve your net cash position.
Entering your spend amounts each month is very important if you want this budget plan to work. We
have suggestions on how to manage your spend and budget:
Tip 1: use our budgeting tally sheets to record your daily spend
Tip 2: if you have a electronic hand-held, record your daily spend
Tip 3: use a pre-paid credit cards to load monthly budget amounts
Finance: You can quickly link to our web site at SayStudent.com whenever you need to apply for student financial aid:
federal student loans
scholarships
private student loans
understanding aid process
managing student funds
a guide for this budgeting worksheet)
will be awarded for the academic
hool of choice and to live away from
upper right corner of the cell. This
s.
cademic year. Start with
ach aid source.
d source
d move down the rows and enter
ost item
years. You will enter aid and cost information
etc.
by month - by academic year
nt of cash you have for school.
ns positive. If it falls below zero,
s:
You will note an "Input Row" we
You will note an "Input Row" that
e. In other words, you can't change
aches zero, you can't expect to get
nge. So if your net cash position
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his row to input your actual spend
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is row to input any additional
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o apply for student financial aid:
School Budgeting Worksheet go to start page
The School Budgeting Worksheet is where you input your aid and college cost information by
year. These amounts are allocated by month to give you a budgeting position for Year 1 (go to
tab: School Year-1), Year 2 (go to tab: School Year-2), and so forth. Input your aid and costs
amount by year - by category - in the yellow box.
Enter Your Available Student Aid Year 1 Year 2
Grants and Scholarships: 0.00 0.00
includes awards for grants and scholarships
College Aid: 0.00 0.00
includes any aid amount awarded by the college
State Aid: 0.00 0.00
includes any aid amount awarded by the State
Federal Work-Study: 0.00 0.00
includes wages from work-study programs
Federal Student Loans: 0.00 0.00
includes federal perkins and stafford loans
Federal PLUS Loans: 0.00 0.00
includes parent PLUS and Grad PLUS loans
Private Education Loans: 0.00 0.00
includes private student loans and loan advances
Investment Savings: 0.00 0.00
includes 529 plans, pre-paid tuition, and savings
Employment: 0.00 0.00
includes wages from outside employment
Miscellaneous: 0.00 0.00
includes any other aid sources
Total Financial Aid Budgeted: $0.00 $0.00
Enter Estimated Cost of College Year 1 Year 2
School Tuition and Fees: 0.00 0.00
includes tuition, class fees, administration fees
Books and Supplies: 0.00 0.00
includes books, computers and supplies for classroom study
Room and Board: 0.00 0.00
includes housing, food, and other food services
Transportation: 0.00 0.00
includes public transportation, car payments, and trips home
Personal Living Expenses: 0.00 0.00
includes personal items, grooming and entertainment
Other Personal Expenses: 0.00 0.00
includes personal expenses that are specific to you
Miscellaneous: 0.00 0.00
other costs associated to going to school
Total Attendance Costs Budgeted: $0.00 $0.00
Financing Gap, If Any: $0.00 $0.00
If you have a financing gap, you may need to adjust the figures
above to either add more aid and/or reduce some expenses.
If you need additional financial aid, you should consider private
student loans. You can borrow up to the cost of education and save
money - build good credit - and reduce your debt faster. You can get
your money in as little as five business days. See our web site for
information and terms.
Year 3 Year 4
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
$0.00 $0.00
Year 3 Year 4
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
$0.00 $0.00
$0.00 $0.00
School Budget - Year 1 go to start page
This School Budget is a quick snapshot of your financial position for the academic year. It takes the amount of financial aid budgeted
minus the cost of attendance spent to give you a cash position for the year and month. The numbers come from the input you place in
the budgeting worksheet. Use this worksheet to budget expenses throughout the year by adding additional aid or spend by month. This
will determine whether you have enough cash for the school year.
Summary Cash Position TOTAL Aug
analyze what additional cash you may need
Student Financial Aid and Income: (from below) $0 $0
Cost of Attendance Budget: (from below) $0 $0
Total Spend: (from below) $0 $0
Net Cash Position $0 $0
Note: if you have a negative cash position, you may need to reduce your college costs or
increase the financial aid received. Since most college costs are fixed - such as tuition,
housing, fees - you may not have enough costs to reduce to bring you out of a negative
position.
Another option is to apply for Private Student Loans. You can borrow up to the cost of
education to cover the financial aid gap. You will save money - build good credit - and pay
off your loan faster with a SayStudent loan.
see our web site for information and terms
Snapshot: Student Aid Programs TOTAL Aug
summary view of the total financial aid
Federal Student Financial Aid - Scholarships: $0 $0
includes federal grants, student loans, PLUS loans, work-study
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Private Student Financial Aid: $0 $0
includes private student loans, employment, savings, other
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
College and State Aid: $0 $0
includes college and state aid
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Total Financial Aid and Income $0 $0
Snapshot: Cost of College Attendance TOTAL Aug
summary snapshot of your monthly costs: total shown above
School Tuition and Fees:
budgeted tuition, class administration fees: see worksheet $0 $0
use this row to input your actual spend by month, if any >> input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Books and Supplies:
budgeted books, supplies, computer, software: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Room and Board:
budgeted housing, food, snacks: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Transportation:
budgeted transportation costs and trips home: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Personal Living Expenses:
budgeted personal items, grooming, cosmetics: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Other Personal Living Expenses:
budgeted expenses related to your well-being: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Miscellaneous:
budgeted other costs related to school: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Total Budget: Cost of Attendance $0 $0
Total Spend $0 $0
Your Net Spend Position $0 $0
mount of financial aid budgeted
come from the input you place in
onal aid or spend by month. This
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Year 1
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
School Budget - Year 2 go to start page
This School Budget is a quick snapshot of your financial position for the academic year. It takes the amount of financial aid budgeted
minus the cost of attendance spent to give you a cash position for the year and month. The numbers come from the input you place in
the budgeting worksheet. Use this worksheet to budget expenses throughout the year by adding additional aid and spend by month. This
will determine whether you have enough cash for the school year.
Summary Cash Position TOTAL Aug
analyze what additional cash you may need
Student Financial Aid and Income: (from below) $0 $0
Cost of Attendance Budget: (from below) $0 $0
Total Spend: (from below) $0 $0
Net Cash Position $0 $0
Note: if you have a negative cash position, you may need to reduce your college costs or
increase the financial aid received. Since most college costs are fixed - such as tuition,
housing, fees - you may not have enough costs to reduce to bring you out of a negative
position.
Another option is to apply for Private Student Loans. You can borrow up to the cost of
education to cover the financial aid gap. You will save money - build good credit - and pay
off your loan faster with a SayStudent loan.
see our web site for information and terms
Snapshot: Student Aid Programs TOTAL Aug
summary view of the total financial aid
Federal Student Financial Aid - Scholarships: $0 $0
includes federal grants, student loans, PLUS loans, work-study
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Private Student Financial Aid: $0 $0
includes private student loans, employment, savings, other
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
College and State Aid: $0 $0
includes college and state aid
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Total Financial Aid and Income $0 $0
Snapshot: Cost of College Attendance TOTAL Aug
summary snapshot of your monthly costs: total shown above
School Tuition and Fees:
budgeted tuition, class administration fees: see worksheet $0 $0
use this row to input your actual spend by month, if any >> input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Books and Supplies:
budgeted books, supplies, computer, software: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Room and Board:
budgeted housing, food, snacks: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Transportation:
budgeted transportation costs and trips home: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Personal Living Expenses:
budgeted personal items, grooming, cosmetics: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Other Personal Living Expenses:
budgeted expenses related to your well-being: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Miscellaneous:
budgeted other costs related to school: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Total Budget: Cost of Attendance $0 $0
Total Spend $0 $0
Your Net Spend Position $0 $0
mount of financial aid budgeted
come from the input you place in
onal aid and spend by month. This
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Year 2
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
School Budget - Year 3 go to start page
This School Budget is a quick snapshot of your financial position for the academic year. It takes the amount of financial aid budgeted
minus the cost of attendance spent to give you a cash position for the year and month. The numbers come from the input you place in
the budgeting worksheet. Use this worksheet to budget expenses throughout the year by adding additional aid and spend by month. This
will determine whether you have enough cash for the school year.
Summary Cash Position TOTAL Aug
analyze what additional cash you may need
Student Financial Aid and Income: (from below) $0 $0
Cost of Attendance Budget: (from below) $0 $0
Total Spend: (from below) $0 $0
Net Cash Position $0 $0
Note: if you have a negative cash position, you may need to reduce your college costs or
increase the financial aid received. Since most college costs are fixed - such as tuition,
housing, fees - you may not have enough costs to reduce to bring you out of a negative
position.
Another option is to apply for Private Student Loans. You can borrow up to the cost of
education to cover the financial aid gap. You will save money - build good credit - and pay
off your loan faster with a SayStudent loan.
see our web site for information and terms
Snapshot: Student Aid Programs TOTAL Aug
summary view of the total financial aid
Federal Student Financial Aid - Scholarships: $0 $0
includes federal grants, student loans, PLUS loans, work-study
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Private Student Financial Aid: $0 $0
includes private student loans, employment, savings, other
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
College and State Aid: $0 $0
includes college and state aid
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Total Financial Aid and Income $0 $0
Snapshot: Cost of College Attendance TOTAL Aug
summary snapshot of your monthly costs: total shown above
School Tuition and Fees:
budgeted tuition, class administration fees: see worksheet $0 $0
use this row to input your actual spend by month, if any >> input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Books and Supplies:
budgeted books, supplies, computer, software: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Room and Board:
budgeted housing, food, snacks: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Transportation:
budgeted transportation costs and trips home: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Personal Living Expenses:
budgeted personal items, grooming, cosmetics: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Other Personal Living Expenses:
budgeted expenses related to your well-being: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Miscellaneous:
budgeted other costs related to school: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Total Budget: Cost of Attendance $0 $0
Total Spend $0 $0
Your Net Spend Position $0 $0
mount of financial aid budgeted
come from the input you place in
onal aid and spend by month. This
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Year 3
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
School Budget - Year 4 go to start page
This School Budget is a quick snapshot of your financial position for the academic year. It takes the amount of financial aid budgeted
minus the cost of attendance spend to give you a cash position for the year and month. The numbers come from the input you place in
the budgeting worksheet. Use this worksheet to budget expenses throughout the year by adding additional aid and spend by month. This
will determine whether you have enough cash for the school year.
Summary Cash Position TOTAL Aug
analyze what additional cash you may need
Student Financial Aid and Income: (from below) $0 $0
Cost of Attendance Budget: (from below) $0 $0
Total Spend: (from below) $0 $0
Net Cash Position $0 $0
Note: if you have a negative cash position, you may need to reduce your college costs or
increase the financial aid received. Since most college costs are fixed - such as tuition,
housing, fees - you may not have enough costs to reduce to bring you out of a negative
position.
Another option is to apply for Private Student Loans. You can borrow up to the cost of
education to cover the financial aid gap. You will save money - build good credit - and pay
off your loan faster with a SayStudent loan.
see our web site for information and terms
Snapshot: Student Aid Programs TOTAL Aug
summary view of the total financial aid
Federal Student Financial Aid - Scholarships: $0 $0
includes federal grants, student loans, PLUS loans, work-study
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Private Student Financial Aid: $0 $0
includes private student loans, employment, savings, other
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
College and State Aid: $0 $0
includes college and state aid
go to worksheet to review and edit: budget worksheet
use this row to input additional one-time aid by month, if any >> input 0
Total Financial Aid and Income $0 $0
Snapshot: Cost of College Attendance TOTAL Aug
summary snapshot of your monthly costs: total shown above
School Tuition and Fees:
budgeted tuition, class administration fees: see worksheet $0 $0
use this row to input your actual spend by month, if any >> input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Books and Supplies:
budgeted books, supplies, computer, software: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Room and Board:
budgeted housing, food, snacks: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Transportation:
budgeted transportation costs and trips home: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Personal Living Expenses:
budgeted personal items, grooming, cosmetics: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Other Personal Living Expenses:
budgeted expenses related to your well-being: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Miscellaneous:
budgeted other costs related to school: see worksheet $0 $0
use this row to input your actual spend by month: input
your net spend position by month (+ better or - worse) review $0
your annual net spend position (should be $0 or more) $0
Total Budget: Cost of Attendance $0 $0
Total Spend $0 $0
Your Net Spend Position $0 $0
mount of financial aid budgeted
come from the input you place in
onal aid and spend by month. This
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Year 4
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
0 0 0 0 0 0 0
$0 $0 $0 $0 $0 $0 $0
Sep Oct Nov Dec Jan Feb Mar
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
0 0 0 0
$0 $0 $0 $0
Apr May Jun Jul
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0
Support Links
College and University Directory
For locating cost and award information from your school
College and University Directory
Community College Directory
Vocational Schools Directory
Distance Learning Schools
Expense Reductions Tips
For reducing costs in books, food and transportation
Lowering Food Costs
Transportation Costs
Personal Care Costs
Used Textbooks
School Supplies
Tech Gadgets (computers, software)
For the Dorm
College Entertainment
Student Food Delivery
Other Student Shopping Needs
Personal
For reducing personal costs and items
Download Our College Moving Checklist
View Our Discount Travel Center
Miscellaneous
Other information to help reduce costs
Reducing College Costs
Lowering Your Bills
Consolidating Student Loan Debt
Other Consumer Lending Guides
return to start page
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www.SayCollegeSearch.com
www.SayCollegeSearch.com
www.SayCollegeSearch.com
www.SayLearning.com
www.SayLowerBills.com/living.html
www.SayLowerBills.com/trans.html
www.SayLowerBills.com/family_care.html
www.nBuy.com/student/textbooks.php
www.nBuy.com/student/schoolsupplies.php
www.nBuy.com/student/techgadgets.php
www.nBuy.com/student/dorm.php
www.nBuy.com/student/entertainment.php
www.nBuy.com/student/food.php
www.nBuy.com/student
college moving checklist
www.SayFunTravel.com
tips to reduce college costs
tips to lower monthly bills
reduce student loan debt payments
helping to make smart money decisions