Executive officers
Members of the Luc Bernard Michel Gendron Alan McCandless
Management Committee Senior Vice-President, Vice-President, Corporate Vice-President,
Marketing Banking, Québec Region Commercial Banking
Raymond McManus
President and André Bolduc (guest) Luc Gingras Pierre Minville
Chief Executive Officer Chief Operating Officer Vice-President, Vice-President,
Chairman of the Board, and Chief Financial Officer, Retail Financial Services, Mergers and Acquisitions
B2B Trust BLC-Edmond de Rothschild Indirect Sales Network
Asset Management Inc. Marlène Otis
Robert Cardinal Michael Greer (guest) Vice-President,
Senior Executive Vice-President Louise Bourassa Senior Vice-President, Commercial Financing
Finance, Administration Senior Vice-President, National Sales,
and Strategic Development Administrative Services BLC-Edmond de Rothschild Marc Paradis
and Chief Financial Officer Asset Management Inc. Senior Vice-President,
Denise Brisebois Strategic Planning and Control
André Dubuc Vice-President, Ronald Hodges (guest)
Senior Executive Vice-President Human Resources Vice-President, Nathalie Roberge
and Treasurer, Treasury, Product Management and Vice-President,
Capital Markets, Wealth Jacques Daoust (guest) Client Services, B2B Trust Public Affairs and
Management and Brokerage President and Communications
Chief Executive Officer, Paul Hurtubise
Bernard Piché BLC-Edmond de Rothschild Senior Vice-President, Yves Ruest (guest)
President and Chief Executive Asset Management Inc. Real Estate Financing Vice-President,
Officer, B2B Trust Finance & Administration
Executive Vice-President François Desjardins Michel Lafontaine and Chief Financial Officer,
Vice-President, Vice-President, Laurentian Bank Securities Inc.
Lorraine Pilon Direct Financial Services Capital Markets
Executive Vice-President, Claude Sasseville
Corporate Affairs and Secretary Jean-François Doyon Rick C. Lane Vice-President,
Secretary, B2B Trust Vice-President, Vice-President, Real Estate Retail Financial Services,
Internal Audit Financing, Ontario East Montréal and South Shore
Réjean Robitaille
Executive Vice-President, Philippe Duby André Lopresti Marie-Josée Sigouin
Retail Financial Services Vice-President, Vice-President Senior Vice-President,
Real Estate Management and Chief Accountant Human Resources
André Scott and Chief Information Officer
Executive Vice-President, Jacques Lussier Al Spadaro (guest)
Commercial Financial Services Richard Fabre Vice-President, Vice-President, Business
Vice-President, Retail Financial Services Development, B2B Trust
Retail Financial Services and Quebec, Eastern Quebec
Members of the
Private Banking, North Shore, and Mauricie Michel C. Trudeau (guest)
Planning Committee
Downtown Montréal and President and Chief
Western Quebec Yves Magnan Executive Officer, Laurentian
Marcel Beaulieu
Senior Vice-President, Bank Securities Inc.
Vice-President,
France Gagné Taxation
Product Management
Vice-President, Alicia Zemanek
Compensation and Benefits Louis Marquis Vice-President, Investor
Chantal Bélanger
Senior Vice-President, Relations and Integrated
Ombudsman, Laurentian Bank
Mario Galella Credit Risk Management
and subsidiaries
Vice-President,
Retail Financial Services
North and West Montréal
96 LAURENTIAN BANK
Offices
Agricultural Financing Builders Mortgage Laurentian Bank Micro-business
Centre – Residential Securities Inc.
Drummondville Alma
1240, boul. Saint-Joseph Montréal Drummondville 500, rue Sacré-Coeur Ouest
1981, avenue McGill College 645, boul. Saint-Joseph
Granby Montréal
Bureau 1400 Bureau 100
40, rue Évangéline 425, boul. de Maisonneuve
Granby Ouest
Lachute
Commercial Financing 20, Place du Lac Bureau 105
470, rue Principale
Chicoutimi Laval Québec (Sainte-Foy)
Saint-Hyacinthe
1611, boul. Talbot 2525, boul. Daniel-Johnson 2600, boul. Laurier
5915, rue Martineau
Bureau 100 Bureau 500 Bureau 25
Saint-Jean-sur-Richelieu
Drummondville Longueuil
605, boul. Pierre-Caisse
1240, boul. Saint-Joseph 370, chemin Chambly Mortgage Broker Centre
Sainte-Marie
Hull Montréal Montréal
16, rue Notre-Dame
770, boul. Saint-Joseph 1981, avenue McGill College 1981, avenue McGill College
Victoriaville Bureau 100 Bureau 1400
Kitchener
403, boul. Jutras Est
10 Duke Street West Québec (Sainte-Foy) Toronto
2600, boul. Laurier 130 Adelaide Street West
Markham
B2B Trust Bureau 2280 Suite 200
11 Allstate Parkway
Toronto – Head office Suite 430 Saint-Jean-sur-Richelieu
130 Adelaide Street West 100, rue Richelieu Point-of-sale Financing
Mississauga
2nd Floor Bureau 150
989 Derry Road East Montréal
Suite 303 Toronto 1981, avenue McGill College
BLC-Edmond de 130 Adelaide Street West Bureau 1400
Montréal
Rothschild Asset
255, boul. Crémazie Est
Management Inc.
Bureau 1100 Laurentian Trust Private Banking
Montréal of Canada Inc.
Québec (Sainte-Foy) Montréal
1981, avenue McGill College
2700, boul. Laurier Montréal 1981, avenue McGill College
Mezzanine 255
Bureau 2287 425, boul. de Maisonneuve Mezzanine 255
Québec (Sainte-Foy) Ouest
Sherbrooke
2600, boul. Laurier
2637, rue King Ouest Real Estate Financing
Bureau 2200
LBC Capital II Inc. Calgary
Toronto
Corporate Banking 301 6th Avenue S. West
130 Adelaide Street West Montréal
Suite 300 Montréal 1981, avenue McGill College Kitchener
1981, avenue McGill College 20e étage 10 Duke Street West
Bureau 1980 Suite 100
Brome Financial
Corporation Inc. LBC Financial Montréal
International Services Services Inc. 1401, avenue McGill College
Montréal
2e étage
500, rue Sherbrooke Ouest Montréal Montréal
Bureau 400 1981, avenue McGill College 425, boul. de Maisonneuve Ottawa
Bureau 1750 Ouest 255 Albert Street
Bureau 105
Toronto Toronto
130 Adelaide Street West 130 Adelaide Street West
LBC Trust 2nd Floor
Montréal Vancouver
1981, avenue McGill College 800 West Pender Street
20e étage Suite 300
LAURENTIAN BANK 97
Subsidiaries and affiliated companies
As at October 31, 2003
In thousands of dollars, unless otherwise indicated.
Carrying value Percentage
Principal of voting shares of voting shares
Name office address owned by the Bank (1) owned by the Bank
B2B Trust (2) Toronto, Canada $142,310 77.3%
Laurentian Trust of Canada Inc. Montréal, Canada $119,712 100%
LBC Trust Toronto, Canada $ 48,032 100%
Laurentian Bank Securities Inc. Montréal, Canada $ 19,330 100%
LBC Financial Services Inc. Montréal, Canada $ 1,693 100%
LBC Capital II Inc. Montréal, Canada $ 8,870 100%
BLC-Edmond de Rothschild Asset Management Inc.(3) Montréal, Canada $ 14,569 50.1%
Brome Financial Corporation Inc. Montréal, Canada $ 7,310 51%
(1) The carrying value of voting shares is stated at the Bank’s net equity in these investments.
(2) B2B Trust has been a public company since June 27, 2001.
(3) BLC-Edmond de Rothschild Asset Management Inc. is a joint venture.
98 LAURENTIAN BANK
Shareholder information
Head office Valuation day price Change of address Direct deposit service
Tour Banque Laurentienne For capital gains purposes, and inquiries Shareholders of the Bank may,
1981, avenue McGill College the market value of Laurentian Shareholders should notify by advising the Transfer Agent
Montréal (Québec) H3A 3K3 Bank common shares on the Transfer Agent of a change in writing, have their dividends
Telephone: (514) 284-4500 Valuation day, December 22, of address. Inquiries or deposited directly into an
ext. 5996 1971, adjusted for the stock requests may be directed account held at any financial
Fax: (514) 284-3396 splits of July 1983 and to the Secretary’s Office at institution member of the
Telebanking Centre, Automated January 1987, was $3.72. Head Office or by calling Canadian Payments Association.
Banking and customer service: (514) 284-4500 ext. 7545.
(514) LBC-1846 Transfer Agent and Registrar This Annual Report was
(Montréal region) Computershare Trust Investors and analysts produced by the Public Affairs
Toll free: Company of Canada Investors and analysts and Communications
1-800-LBC-1846 1500, rue University may contact the Investors Department of Laurentian Bank.
Internet address: Bureau 700 Relations Department
www.laurentianbank.com Montréal (Québec) H3A 3S8 at Head Office by calling Vous pouvez recevoir un
Telex: 145069 (514) 284-4500 ext. 5916. exemplaire français de ce
Swift Code: BLCM CA MM Ombudsman’s office rapport annuel en faisant
Laurentian Bank of Canada Media parvenir votre demande
Annual meeting Tour Banque Laurentienne Journalists may contact par écrit à :
The Annual Meeting of the 1981, avenue McGill College the Public Affairs and Banque Laurentienne
Shareholders of the Bank 14e étage Communications Department Tour Banque Laurentienne
will be held Wednesday, Montréal (Québec) H3A 3K3 at Head Office by calling 1981, avenue McGill College,
March 17, 2004, at 9:00 a.m., (514) 284-7192 (514) 284-4500 ext. 7511. 20e étage, bureau 2085
at the Mont-Royal Centre, 1-800-473-4782 Montréal (Québec) H3A 3K3
2200, rue Mansfield,
Montréal (Québec) H3A 3R8.
Printed in Canada
PRINTING: TRANSCONTINENTAL LITHO ACME
Stock symbol and dividend payment
The common and preferred shares indicated below Stock Symbol Dividend Dividend
are listed on the Toronto Stock Exchange. Code CUSIP Record Date* Payment Date*
Common shares 51925D 10 6 LB First business day of: First business day of:
PHOTOGRAPHS: STÉPHANE DUMAIS
January February
April May
July August
October November
Preferred shares
Series 7 51925D 70 0 LB.PR.B ** March 15
Series 8 51925D 80 9 LB.PR.C ** June 15
Series 9 51925D 87 4 LB.PR.D *** September 15
DESIGN: WWW.NOLIN.CA
December 15
* Subject to the approval of the Board of Directors.
** On such day (which shall not be more than 50 days preceding the date fixed for payment of such dividend)
as may be determined from time to time by the Board of Directors of the Bank.
*** On such day (which shall not be more than 30 days preceding the date fixed for payment of such dividend)
as may be determined from time to time by the Board of Directors of the Bank.
995301-0