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An Introduction to the Economics of Business Decisions

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Where does Economics fit in a business

school?



 Almost every discipline that is taught at a

modern university can be described as fitting in

one of three categories:

 Art and Humanities

 Science

 Technology

 Think about where business and economics belong

 Hint: Not in the same place

To understand where economics and business fit in

this trilogy (and why they don’t belong in the same

place) let’s take a few moments and consider what

distinguishes the three.

 How does the creation or study of art differ

from the pursuit of science of technology?

 What makes the development or study of

technology a unique intellectual pursuit? (Hint:

a good way to frame this question is to ask (1)

what do we mean by technology? and (2) how

do we judge whether technology is a “success”?

Now that we’ve talked about art and technology, we’re close to the most

critical point that needs to be made. Let’s think about what scientists do

that distinguishes their work from art or technology. (A big question and

while this isn’t a class in the philosophy of science, one worth considering

at least for a few minutes.





 First, the focus of all science is what can be

observed (perhaps indirectly and with great

difficulty, but if isn’t “real” it isn’t science).

 Scientists, however, aren’t just bookkeepers,

they also formulate and test “theories”

The notion of a theory is so abused, let’s be clear about the

meaning. This best understood by asking what it means to

accept(notice I didn’t say prove) a theory. A theory is not rejected if



 If it is logical (next slide please)

 It is consistent with what is observed.

 We believe the law of gravity because apples really do fall down, not up. We

believe that law of demand because when the relative price of oil goes up, people

really do buy less oil.

 Helps us lead understand a wide range of phenomena.

 The law of gravity also explains the position of the planets and, there is a

pursuasive argument that the law of demand also explains the choice of marriage

partners.

 So ultimately the distinction between science and technology is that science is

all about observing and building theories to better understand what we

observe. Science isn’t about building anything practical

 Even if the “law” of gravity didn’t help us launch rockets, it would still be a very

good theory.

So, where does economics and

business fit?

 This must meant the business schools like engineering

schools and maybe some other locations on campus are

in the technology part of the university. They are all

about the creation of useful tools.

 [Notice, by the way that “tools” don’t have to have a physical

dimension. An accounting system or a business plan can be

good tools but lousy paper weights.]

 Economics is a science. It doesn’t have to be useful!

 Before the entire class storms the Dean’s Office, I should

quickly add that I don’t think that will be the case. In fact,

there’s lots of good stuff that economics can contribute

directly to the bottom line. But that’s just a sidebar. The

goal here is to make theory, not money.

Why You Are Here: #1

 The obvious reason is that, many of the tools that are part of the

practical training are based on economic theory. Learning the

theories will help you build better tools

 In fact, our Dean, who is an economist, is sometimes fond of

reminding his colleagues that economics “is the mother

discipline”.

 For example, in finance you will learn all about the “efficient market

hypothesis” which is an amazingly important tool for investment analysis

that really makes sense only if you understand the law of demand and

supply.

 As an analogy, think about how important it is for a good

engineer to understand certain aspects of physics, or a physician

to understand biology.

Why You Are Here: #2

 A less obvious reason is that economics relies on

some specific tools--especially mathematics and

statistics--that are used in other classes. This is a

good opportunity to sharpen your skills.

 In other words, econ is to Business School what

boot camp is to the Marine Corp.

 Just as in boot camp, you will endure sleepless nights of

seemingly pointless activity designed by an arrogant,

humorless sociopath, all with the goal of toughening you

for the grim years of combat that lie ahead.

Why You Are Here: #3

 I think most compelling reason is that

economics examines the world in a very

particular way. And this approach can be useful

to non economists. This is a big claim and

rather than try and express it as an abstraction,

let’s consider the following exercise

An Example of How Economists

Think: Why Give Grades?



 Grades are expensive and complicated. Large amounts

of resources are devoted to the giving and getting. An

economic analysis is often begun by asking why

resources are used in a particular way.

 This question is way to broad and so the next step will

be to break it down into smaller questions.

 Grades are a relationship, thus an economic approach

to the puzzle begins by asking

 why do professors supply them and

 why do students demand them.

Why Do Professors Supply Grades?



 Money: By offering tests and promising grades, the class

becomes more valuable to the student (why?) and so

the student is willing to pay more.

 Non Pecuniary Rewards (Utility): Most Profs enjoy their

subject, think it’s important and want their students to

learn (or at least stay awake during part of the lecture).

Grades motivate the student to learn.

 But think about why most economists would begin

with the pecuniary motive.

 Hint: It’s not because we think people are shallow and

materialistic.

Why Do Students Demand Grades?



 They Don’t. Employers and grad schools are

the real users of grades, and so the demand for

grades is actually a derived demand--the student’s

demand for grades is actually derived from the

employers demand. (In much the same way that

GM’s demand for steel is really derived from the

demand for cars.)

Why do employers and grad schools

demand grades?

Two Possible Theories

 Grades are an absolute measure of knowledge.

(Consistent with the HUMAN CAPITAL

theory of education.)

 Grades are a relative measure of knowledge

and other important characteristics.

(Consistent with the

SIGNALING/SORTING theory of

education.)

Does This Constitute a Theory of Grades?



 Sure. The “theory” we have just described has two

important characteristics.

 It is logically consistent and more important

 Give explanations that can, at least in principle, be

refuted.

Even It Is a Theory, What Good Is It?



 Theories are just good.

 There seems to be something about the human mind

that likes the order and connections that obtain from

a good theory. Most of us could live long and

healthy lives without ever having heard about the

theory of evolution. But most of us also crave a

better understanding of our surroundings and find a

really good theory (one that is both simple and fits

the evidence) very satisfying.

Even It Is a Theory, What Good Is It?

 Theories can be a good guide to policy.

 There are two basic grading policies: You can be graded on

an absolute scale (e.g.,everybody who scores a 90 or better

gets an A), or on a relative scale (the top 20% of the class gets

an A)

 If I believe that students work harder when in competition against an

absolute scale and that employers are interested in the absolute level

of achievement, I’d use an absolute scale.

 If I believe students work harder when in competition against each

other and that employers are interested in relative rankings, I’d use a

relative scale.

Take-Aways: What characterizes an

“economic way of thinkings”?

 Economics tends to be a science of the ordinary in that most

economists are attracted to problems and patterns of behavior

that are common to many people.

 In one way or another an economic problem tends to focus on

decisions that affect the allocation of resources, either for

consumption or further production.

 Whenever possible economists like to break up a big

complicated problem into small more managable problems.

 Economists assume that behavior is purposeful and almost all

economic analysis begins by asking who is making the decision

and what the decision maker is trying to achieve.

 Economists tend to focus on self-interest and pecuniary motives

because we believe that these kinds of things matter to almost

everybody and we want our theories to be as broad as possible.

A Final Note on How Economists See the World:

Macroeconomics and Microeconomics



 Macroeconomics: The Study of Aggregate behavior and the flows

between producers and consumers

 GDP, Price Levels, Interest Rates

 Microeconomics: The study of individual producers, consumers

and markets.

 Pricing, internal organization of firms, strategic interaction between firms

 The first part of this class is microeconomics. This are at least

two good reasons for this

 Micro is the foundation for macro (for example, you can’t really

understand how interest rates are set if you don’t understand supply and

demand.

 Micro is where one really learns “the economic view of the world”, which

I believe is a remarkably useful analytical framework.



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