Money Management:
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You must first earn money then
balance your budget to obtain
financial literacy and
independence.
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Establish Financial
Independence
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If you put $200 a month into an
account earning 8% interest over the
next 30 years how much money will
you have at the end of the 30 years?
0% 1.$50,000
0% 2.$100,000
0% 3.$200,000
0%
4.$300,000 10
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You will have $300,000 and if you
leave that $300,000 in the account
another 20 years it turns into
$1,398,287.14
without adding another cent.
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4 Money Management Tips
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Which budget killer can pose the
greatest threat to your wallet?
0% 1. Buying gourmet drinks (Starbucks).
0% 2. Borrowing money to pay for college.
0% 3. Spending without a plan.
0% 4. Taking the cute person next to you
on a date.
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1. Earn Money
2. Invest in 401k
3. Buy a car
4. Make it through freshman
orientation
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Controlling Spending
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Setting Goals
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Tracking Your Expenses
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Save, if you can…
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Is owning and using a credit
card good or bad?
0%
1.Good
0% 2.Bad
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Use Credit Wisely
If you spend $2,500 on a spring break
trip on your credit card (18% interest)
how much will that trip cost you if you
only make the minimum payment?
0% 1. $2,735
0% 2. $12,765
0% 3. $7,863
0%
4. $5,333
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It will cost you $7,863
and it will take you 23
years to pay it off.
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Maintaining Good Credit
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Checking Your Credit Report
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What is an easy way for an identity thief to
obtain your personal information?
0% 1. Stealing your Wallet
0% 2. Asking the Cops
0% 3. Facebook
0% 4. Internet People Search (Google)
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They are all ways of obtaining your
information but Facebook is a one
stop shop for finding your name,
birthday, address, phone number,
and place of work/school.
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Protecting Your Identity
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What Are You Going To Do?
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In what area of your college career
is most of your money wasted?
0%
1.Entertainment
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2.School
0% 3.Gas money
0% 4.Rent
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The average consumer spent
nearly $3,000 dollars a year on
entertainment alone in 2007.
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For More Information…
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Presented By SIFE
For more Information
Contact Brian_zemer@yahoo.com
• Who can tell me a good way to save money?
• Who can tell me the up side and down side of
owning a credit card?
• Who can tell me what poses the greatest
threat to your wallet?
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