PROUDLY SERVING SOUTHWEST GEORGIA FOR OVER 77 YEARS JULY 2011
THE ALBANY FEDERAL
EMPLOYEES’ CREDIT UNION
NEWSLETTER OUR FUTURE REVOLVES AROUND YOURS!
1115 N. WESTOVER BLVD
ALBANY, GA 31707
1110 CENTENNIAL AVE
ALBANY, GA 31707
217 JOHNSON RD
ALBANY, GA 31705
HOURS OF OPERATION
MON / TUES / THURS
8:30AM - 5:00PM
WED 8:30AM - 1:00PM
FRI 8:30AM - 6:00PM
YOUR VEHICLE LOAN
YOUR CREDIT UNION HAS
MONEY TO LEND!
CONTACT YOUR LOAN
FOR UP TO 60 MONTHS
AL LEWIS, OFFER IS AVAILABLE TO FINANCE ANY NEW OR USED AUTOS, MOTORCYCLES,
LOAN DEPARTMENT MGR. BOATS, JET SKIS, LAWNMOWERS, RECREATIONAL VEHICLES, ETC. OR TO
JOSH ETHERIDGE REFINANCE LOANS FROM OTHER INSTITUTIONS. OFFER IS NOT AVAILABLE
JENNIFER NELSON TO REFINANCE LOANS CURRENTLY HELD BY AFECU. NO DOWN PAYMENT
REQUIRED. APPLICANT MUST QUALIFY BASED ON AFECU LOAN CRITERIA. IN
CENTENNIAL AVE ADDITION, A MINIMUM OF A 650 BEACON SCORE IS REQUIRED TO RECEIVE
JANINA WILLIAMS THE 3.50% RATE. WE RESERVE THE RIGHT TO END THIS PROMOTION AT ANY
WE WILL BE CLOSED MONDAY, JULY 4 IN OBSERVANCE OF INDEPENDENCE DAY
& MONDAY, SEPTEMBER 5 IN OBSERVANCE OF LABOR DAY.
THE ALBANY FEDERAL EMPLOYEES’ CREDIT UNION NEWSLETTER
NEW FACES…..NEW PLACES YOUTH WEEK RESULTS
With the recent retirement of Gwen Lowery Credit unions across the
we will be shuffling our staff around a bit and Unites States celebrated youth
adding a new face around the credit union. during the month of April. At
Montoya Ray will be moving from the teller line Albany Federal Employees’
to the Member Services Desk. Montoya has Credit Union we had several fun
worked at AFECU for the past six years. She is contests for our youth. Each time
currently attending Darton College seeking a a youth made a deposit they got to
degree in Business Administration. choose a prize from our treasure
Taking Montoya’s place on the teller line at chest and were entered into a
the main office will be Teresa Canady. Teresa drawing for two Wild Adventures
began work at AFECU on June 13th. She tickets. The winner of the tickets was Teyonna Adams. She is
comes to us with a wealth of experience in the shown above with Marva Miller, the teller that made her winning
banking field, most recently at Heritage Bank transaction.
of the South. Please help us make her feel A money jar was placed in each branch for our youth members
welcome. to guess its contents. Isaiah Smith collected $62.62 for his guess.
We also held a coloring contest for our young members. The win-
ners were as follows: Age 0-6 Isaiah Smith & Age 7-10 Christiana
Smith. The Smiths are shown below with their spoils.
During the month of April 135 youth members deposited $28,
949.88 at the credit union. Two of these were new members.
Achieving economic prosperity
Repos is difficult. It is especially hard
for sale for young people who have
2011 never learned to manage money.
Ford Taurus Your credit union is ideally posi-
tioned to respond, because we
believe in the power of educa-
tion. We are here to help you
launch the youth in your life
toward financial independence.
2004 2006 Stop by and let us show you how.
GMC Sierra 4X4 Mazda Miata
INSUFFICIENT FUNDS NOTIFICATION
Beginning January 1, 2012 Albany Federal Employees’ Credit Union will no longer be sending out Overdraft Notices by U.S. Mail to all
members when an account is overdrawn. We are instead offering our members the option to receive Overdraft Notices by email. Email
notifications offer the following advantages:
• Quicker Notification - By switching to email notices you will receive notification much sooner than you currently do with mailed
notices. An email will be sent the same day of your overdraft. It could take days to receive notification through the mail.
• Reduced Risk of Fraud - There is always a chance of fraud if your paper notice ends up in the wrong hands.
• Reduced Costs - Opting for email notices will save your credit union money on postage and paper costs. As a member you benefit
whenever your credit union saves money.
• Go Green! - Nearly 1 billion trees worth of paper are thrown away every year in the United States. Do your part to “Go Green”.
We will continue sending Overdraft Notices through U.S. Mail to all members not opted in to Email Notifications until December 31,
2011. Beginning January 1, 2012, AFECU members will no longer receive notification of overdrafts unless the bottom portion of
this form is filled out and returned to us.
Opt-In for Overdraft Notification
Fax (229-432-6374), bring or mail this form to AFECU, 1115 N. Westover Boulevard, Albany, GA 31707.
_____ I authorize Albany Federal Employees’ Credit Union to notify me of any overdrafts that occur to my account by email. Please send
notification to me at the email address below:
Email - __________________________________________
- - - or - - - -
_____ I authorize Albany Federal Employees’ Credit Union to notify me of any overdrafts that occur to my account by U.S. Mail.
Name:_____________________________________________ Account Number(s)____________________________