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Newsletter - Albany Federal Employees Credit Union

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Newsletter - Albany Federal Employees Credit Union Powered By Docstoc
					PROUDLY SERVING SOUTHWEST GEORGIA FOR OVER 77 YEARS                              JULY 2011

    THE ALBANY FEDERAL
    EMPLOYEES’ CREDIT UNION
    NEWSLETTER                           OUR FUTURE REVOLVES AROUND YOURS!


  AFECU LOCATIONS
1115 N. WESTOVER BLVD
  ALBANY, GA 31707
    1-888-822-1633
     229-439-1448
 1110 CENTENNIAL AVE
  ALBANY, GA 31707
     229-439-9797
   217 JOHNSON RD
  ALBANY, GA 31705
                                   WANTED!
    229-438-1834
  WWW.MYAFECU.COM




WWW.FACEBOOK.COM/AFECU



 HOURS OF OPERATION
  MON / TUES / THURS
   8:30AM - 5:00PM
 WED 8:30AM - 1:00PM
 FRI 8:30AM - 6:00PM
                                YOUR VEHICLE LOAN
YOUR CREDIT UNION HAS
   MONEY TO LEND!
 CONTACT YOUR LOAN
 DEPARTMENT TODAY!
                                      @ 3.50%
                             FOR UP TO 60 MONTHS
  LOAN DEPARTMENT
   WESTOVER BLVD
      AL LEWIS,          OFFER IS AVAILABLE TO FINANCE ANY NEW OR USED AUTOS, MOTORCYCLES,
LOAN DEPARTMENT MGR.     BOATS, JET SKIS, LAWNMOWERS, RECREATIONAL VEHICLES, ETC. OR TO
    JOSH ETHERIDGE       REFINANCE LOANS FROM OTHER INSTITUTIONS. OFFER IS NOT AVAILABLE
   JENNIFER NELSON       TO REFINANCE LOANS CURRENTLY HELD BY AFECU. NO DOWN PAYMENT
                         REQUIRED. APPLICANT MUST QUALIFY BASED ON AFECU LOAN CRITERIA. IN
  CENTENNIAL AVE         ADDITION, A MINIMUM OF A 650 BEACON SCORE IS REQUIRED TO RECEIVE
   JANINA WILLIAMS       THE 3.50% RATE. WE RESERVE THE RIGHT TO END THIS PROMOTION AT ANY
                         TIME.
     JOHNSON RD
     PEGGY BELL



         WE WILL BE CLOSED MONDAY, JULY 4 IN OBSERVANCE OF INDEPENDENCE DAY
                 & MONDAY, SEPTEMBER 5 IN OBSERVANCE OF LABOR DAY.
                    THE ALBANY FEDERAL EMPLOYEES’ CREDIT UNION NEWSLETTER


                   NEW FACES…..NEW PLACES                                              YOUTH WEEK RESULTS
                        With the recent retirement of Gwen Lowery                                            Credit unions across the
                  we will be shuffling our staff around a bit and                                        Unites States celebrated youth
                  adding a new face around the credit union.                                             during the month of April. At
                  Montoya Ray will be moving from the teller line                                        Albany Federal Employees’
                  to the Member Services Desk. Montoya has                                               Credit Union we had several fun
                  worked at AFECU for the past six years. She is                                         contests for our youth. Each time
                  currently attending Darton College seeking a                                           a youth made a deposit they got to
                  degree in Business Administration.                                                     choose a prize from our treasure
                      Taking Montoya’s place on the teller line at                                       chest and were entered into a
 the main office will be Teresa Canady. Teresa                                                           drawing for two Wild Adventures
 began work at AFECU on June 13th. She                                 tickets. The winner of the tickets was Teyonna Adams. She is
 comes to us with a wealth of experience in the                        shown above with Marva Miller, the teller that made her winning
 banking field, most recently at Heritage Bank                         transaction.
 of the South. Please help us make her feel                                A money jar was placed in each branch for our youth members
 welcome.                                                              to guess its contents. Isaiah Smith collected $62.62 for his guess.
                                                                       We also held a coloring contest for our young members. The win-
                                                                       ners were as follows: Age 0-6 Isaiah Smith & Age 7-10 Christiana
                                                                       Smith. The Smiths are shown below with their spoils.
                                                                           During the month of April 135 youth members deposited $28,
                                                                       949.88 at the credit union. Two of these were new members.
                                                                       Achieving economic prosperity
                Repos                                                  is difficult. It is especially hard
               for sale                                                for young people who have
                                                 2011                  never learned to manage money.
                                              Ford Taurus              Your credit union is ideally posi-
                                                                       tioned to respond, because we
                                                                       believe in the power of educa-
                                                                       tion. We are here to help you
                                                                       launch the youth in your life
                                                                       toward financial independence.
             2004                               2006                   Stop by and let us show you how.
          GMC Sierra 4X4                     Mazda Miata

                                          INSUFFICIENT FUNDS NOTIFICATION
   Beginning January 1, 2012 Albany Federal Employees’ Credit Union will no longer be sending out Overdraft Notices by U.S. Mail to all
members when an account is overdrawn. We are instead offering our members the option to receive Overdraft Notices by email. Email
notifications offer the following advantages:
• Quicker Notification - By switching to email notices you will receive notification much sooner than you currently do with mailed
     notices. An email will be sent the same day of your overdraft. It could take days to receive notification through the mail.
•     Reduced Risk of Fraud - There is always a chance of fraud if your paper notice ends up in the wrong hands.
• Reduced Costs - Opting for email notices will save your credit union money on postage and paper costs. As a member you benefit
     whenever your credit union saves money.
• Go Green! - Nearly 1 billion trees worth of paper are thrown away every year in the United States. Do your part to “Go Green”.
   We will continue sending Overdraft Notices through U.S. Mail to all members not opted in to Email Notifications until December 31,
2011. Beginning January 1, 2012, AFECU members will no longer receive notification of overdrafts unless the bottom portion of
this form is filled out and returned to us.
------------------------------------------------------------------------------------------------
                                                 Opt-In for Overdraft Notification
                    Fax (229-432-6374), bring or mail this form to AFECU, 1115 N. Westover Boulevard, Albany, GA 31707.

_____ I authorize Albany Federal Employees’ Credit Union to notify me of any overdrafts that occur to my account by email. Please send
notification to me at the email address below:

Email - __________________________________________
- - - or - - - -
_____ I authorize Albany Federal Employees’ Credit Union to notify me of any overdrafts that occur to my account by U.S. Mail.

    Signature:__________________________________________                      Date:________________________________________
    Name:_____________________________________________                        Account Number(s)____________________________

				
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posted:11/6/2011
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