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									Türkiye Kalkınma Bankası A.Ş.

Assets
(USD Million)
                                                                     Dec. 2009              %                  Dec. 2008              %
                                                          TC            FC       Total     Distr.   TC            FC       Total     Distr.
Cash and Balances with the Central Bank                          0          0          0      0.0          0          0          0      0.0
Fin.ass.where fair value cha. is refl.to I/S (Net)              83          0         83      9.6         72          0         72     10.7
   Financial assets held for trading                            83          0         83      9.6         72          0         72     10.7
      Public sector debt securities                             83          0         83      9.6         72          0         72     10.7
      Securities representing a share in capital                 0          0          0      0.0          0          0          0      0.0
      Derivative financial assets held for trading               0          0          0      0.0          0          0          0      0.0
      Other marketable securities                                0          0          0      0.0          0          0          0      0.0
   Fin.assets clas. as fair value change is refl.to I/S          0          0          0      0.0          0          0          0      0.0
      Public sector debt securities                              0          0          0      0.0          0          0          0      0.0
      Securities representing a share in capital                 0          0          0      0.0          0          0          0      0.0
      Loans                                                      0          0          0      0.0          0          0          0      0.0
      Other marketable securities                                0          0          0      0.0          0          0          0      0.0
Banks                                                            4         53         57      6.6          3         28         31      4.7
Money Market Securities                                         74          0         74      8.6        112          0        112     16.6
   Interbank money market placements                            74          0         74      8.6        112          0        112     16.6
   Istanbul Stock Exc. money market placements                   0          0          0      0.0          0          0          0      0.0
   Receiv. from reverse repurchase agreements                    0          0          0      0.0          0          0          0      0.0
Financial Assets Available for Sale (Net)                        3          0          3      0.4          4          0          4      0.7
   Securities representing a share in capital                    1          0          1      0.1          1          0          1      0.1
   Public sector debt securities                                 0          0          0      0.0          0          0          0      0.0
   Other marketable securities                                   2          0          2      0.3          4          0          4      0.6
Loans                                                          163        377        539     62.3        166        221        387     57.5
   Loans                                                       144        377        521     60.2        166        221        387     57.5
      Loans granted to the Banks risk group                      1          0          1      0.1          0          0          0      0.0
      Public sector debt securities                              0          0          0      0.0          0          0          0      0.0
      Other                                                    143        377        520     60.1        166        221        387     57.5
   Loans under follow-up                                        63          0         63      7.3         43          0         43      6.3
   Specific provisions (-)                                      44          0         44      5.1         43          0         43      6.3
Factoring Receivables                                            0          0          0      0.0          0          0          0      0.0
Investments held to Maturity (Net)                              54          0         54      6.2         17          0         17      2.5
   Public sector debt securities                                54          0         54      6.2         17          0         17      2.5
   Other marketable securities                                   0          0          0      0.0          0          0          0      0.0
Investments and Associates (Net)                                 3          1          4      0.5          3          0          4      0.6
   Accounted with equity method                                  0          0          0      0.0          0          0          0      0.0
   Non-consolidated investments and associates                   3          1          4      0.5          3          0          4      0.6
      Financial investments and associates                       0          1          1      0.1          0          0          0      0.1
      Non-financial investments and associates                   3          0          3      0.4          3          0          3      0.5
Subsidiaries (Net)                                               8          0          8      0.9          7          0          7      1.0
   Financial subsidiaries                                        6          0          6      0.7          6          0          6      0.9
   Non-financial subsidiaries                                    2          0          2      0.2          1          0          1      0.2
Joint Ventures (Business Partners) (Net)                         0          0          0      0.0          0          0          0      0.0
   Accounted with equity method                                  0          0          0      0.0          0          0          0      0.0
   Non-consolidated joint ventures                               0          0          0      0.0          0          0          0      0.0
      Financial joint ventures                                   0          0          0      0.0          0          0          0      0.0
      Non-financial joint ventures                               0          0          0      0.0          0          0          0      0.0
Recivables From Leasing Transactions                             0          0          0      0.0          0          0          0      0.0
   Finance lease receivables                                     0          0          0      0.0          0          0          0      0.0
   Operational leasing receivables                               0          0          0      0.0          0          0          0      0.0
   Others                                                        0          0          0      0.0          0          0          0      0.0
   Unearned income (-)                                           0          0          0      0.0          0          0          0      0.0
Derivative Financial Assets Held for Hedging                     0          0          0      0.0          0          0          0      0.0
   Fair value hedges                                             0          0          0      0.0          0          0          0      0.0
   Cash flow hedges                                              0          0          0      0.0          0          0          0      0.0
   Hedges for invest. made in foreign countries                  0          0          0      0.0          0          0          0      0.0
Property and Equipment (Net)                                    29          0         29      3.4         26          0         26      3.9
Intangible Assets (Net)                                          0          0          0      0.0          1          0          1      0.1
   Goodwill                                                      0          0          0      0.0          0          0          0      0.0
   Other                                                         0          0          0      0.0          1          0          1      0.1
Real Estates for Investment Purpose (Net)                        0          0          0      0.0          0          0          0      0.0
Assets for Tax                                                  10          0         10      1.1         11          0         11      1.6
   Current assets for tax                                        4          0          4      0.4          5          0          5      0.8
   Deferred assets for tax                                       6          0          6      0.7          6          0          6      0.8
Prop.&Equ.for Sale p. and from Term.Op.(Net)                     0          0          0      0.0          0          0          0      0.0
Other Assets                                                     1          1          2      0.2          1          0          1      0.2

Total Assets                                                   434        432        865    100.0        423        250        673    100.0
Türkiye Kalkınma Bankası A.Ş.                                                                                          December 2009


Liabilities
(USD Million)
                                                                       Dec. 2009              %                  Dec. 2008              %
                                                            TC            FC       Total     Distr.   TC            FC       Total     Distr.
Deposits                                                           0          0          0      0.0          0          0          0      0.0
   Deposits held by the Banks risk group                           0          0          0      0.0          0          0          0      0.0
   Other                                                           0          0          0      0.0          0          0          0      0.0
Derivative Finan. Liabilities Held for Trading                     0          0          0      0.0          0          0          0      0.0
Funds Borrowed                                                     1        426        427     49.4          3        240        243     36.1
Money Market Takings                                               0          0          0      0.0          0          0          0      0.0
   Interbank money market takings                                  0          0          0      0.0          0          0          0      0.0
   Istanbul Stock Exc. money market takings                        0          0          0      0.0          0          0          0      0.0
   Funds provided under repurchase agreements                      0          0          0      0.0          0          0          0      0.0
Marketable Securities Issued (Net)                                 0          0          0      0.0          0          0          0      0.0
   Bills                                                           0          0          0      0.0          0          0          0      0.0
   Asset backed securities                                         0          0          0      0.0          0          0          0      0.0
   Bonds                                                           0          0          0      0.0          0          0          0      0.0
Funds                                                             75          0         75      8.7         84          0         84     12.5
   Borrower funds                                                  0          0          0      0.0          0          0          0      0.0
   Others                                                         75          0         75      8.7         84          0         84     12.5
Miscellaneous Payables                                             2          0          2      0.2          1          0          1      0.2
Other External Resources                                           3          1          4      0.5          3          2          5      0.8
Factoring Payables                                                 0          0          0      0.0          0          0          0      0.0
Leasing Transactions Payables (Net)                                0          0          0      0.0          0          0          0      0.0
   Finance leasing payables                                        0          0          0      0.0          0          0          0      0.0
   Operations leasing payables                                     0          0          0      0.0          0          0          0      0.0
   Others                                                          0          0          0      0.0          0          0          0      0.0
   Deferred finance leasing expenses (-)                           0          0          0      0.0          0          0          0      0.0
Derivative Finan. Liabilities Held for Hedging                     0          0          0      0.0          0          0          0      0.0
   Fair value hedges                                               0          0          0      0.0          0          0          0      0.0
   Cash flow hedges                                                0          0          0      0.0          0          0          0      0.0
   Hedges for invest. made in foreign countries                    0          0          0      0.0          0          0          0      0.0
Provisions                                                        17          0         17      1.9         13          0         13      1.9
   General provisions                                              5          0          5      0.6          3          0          3      0.4
   Restructuring reserves                                          0          0          0      0.0          0          0          0      0.0
   Reserves for employee benefit                                  12          0         12      1.3         10          0         10      1.5
   Insurance technical reserves (Net)                              0          0          0      0.0          0          0          0      0.0
   Other provisions                                                0          0          0      0.0          0          0          0      0.0
Liabilities for Tax                                                5          0          5      0.6          7          0          7      1.1
   Current liabilities for tax                                     5          0          5      0.6          7          0          7      1.1
   Deferred liabilities for tax                                    0          0          0      0.0          0          0          0      0.0
Lia.for Pro.&Equ.for Sale p. and from Term.Op.(Net)                0          0          0      0.0          0          0          0      0.0
Subordinated Loans                                                 0          0          0      0.0          0          0          0      0.0
Shareholders' Equity                                             336          0        336     38.8        318          0        318     47.3
   Paid-in capital                                               108          0        108     12.4        105          0        105     15.6
   Supplementary capital                                         142          0        142     16.4        139          0        139     20.7
       Share premium                                               1          0          1      0.1          1          0          1      0.1
       Share cancellation profits                                  0          0          0      0.0          0          0          0      0.0
       Valuation changes in marketable securities                  2          0          2      0.2          3          0          3      0.4
       Revaluation changes of property and equip.                  0          0          0      0.0          0          0          0      0.0
       Revaluation changes of intangible assets                    0          0          0      0.0          0          0          0      0.0
       Revaluation changes of real est.for inv. pur.               0          0          0      0.0          0          0          0      0.0
       Free shares from inv.&ass.,subs.& joint vent.               0          0          0      0.0          0          0          0      0.0
       Hedging funds (active part)                                 0          0          0      0.0          0          0          0      0.0
       Val.inc.in pro.& equ.held for sale p.and term.ope.          0          0          0      0.0          0          0          0      0.0
       Other capital reserves                                    139          0        139     16.0        135          0        135     20.1
   Profit reserves                                                69          0         69      8.0         50          0         50      7.4
       Legal reserves                                             18          0         18      2.0         16          0         16      2.4
       Status reserves                                             0          0          0      0.0          0          0          0      0.0
       Extraordinary reserves                                     51          0         51      5.9         34          0         34      5.0
       Other profit reserves                                       0          0          0      0.0          0          0          0      0.0
   Profit or loss                                                 17          0         17      2.0         24          0         24      3.6
       Prior years income/loss                                     0          0          0      0.0          0          0          0      0.0
       Current year income/loss                                   17          0         17      2.0         24          0         24      3.6




Total Liabilities                                                439        427        865    100.0        430        243        673    100.0
Türkiye Kalkınma Bankası A.Ş.

Off Balance Sheet Commitments
(USD Million)
                                                                                 Dec. 2009                           Dec. 2008
                                                                        TC          FC         Total        TC          FC        Total

Guarantees and Warranties                                                    0            7            7         0            3          3
  Letters of guarantee                                                       0            0            0         0            0          0
  Bank acceptances                                                           0            0            0         0            0          0
  Letters of credit                                                          0            7            7         0            3          3
  Prefinancing given as guarantee                                            0            0            0         0            0          0
  Endorsements                                                               0            0            0         0            0          0
  Other guarantees and warrantees                                            0            0            0         0            0          0
Commitments                                                                 16          409          424        33          142        176
  Irrevocable commitments                                                    0           14           14         0           13         13
  Revocable commitments                                                     16          395          410        33          129        162
Derivative Financial Instruments                                             0            0            0         0            0          0
  Derivative finan. instruments held for hedging                             0            0            0         0            0          0
  Trading transactions                                                       0            0            0         0            0          0
Custody and Pledged Securities                                           1,984        2,685        4,669     1,915        1,944      3,859
  Items held in Custody                                                     10            0           10        10            0         11
  Pledged Items                                                          1,974        2,685        4,659     1,904        1,944      3,848
  Acccepted independent guaran. and warran.                                  1            0            1         0            0          0

Total Off Balance Sheet Commitments                                      2,000        3,101        5,101     1,948        2,089      4,037


Income-Expenditure
(USD Million)
                                                                                 Dec. 2009    Dec. 2008

Interest Income                                                                          56            70
   Interest on loans                                                                     31            35
   Interest received from reserve deposits                                                0             0
   Interest received from banks                                                           0             5
   Interest received from money market transactions                                       9            16
   Interest received from marketable securities portfolio                                16            14
   Other interest income                                                                  0             0
Interest Expenses                                                                        15            16
   Interest on deposits                                                                   0             0
   Interest on money market transactions                                                  9            11
   Interest on funds borrowed                                                             0             0
   Interest on securities issued                                                          0             0
   Other interest expenses                                                                5             5
Net Interest Income/Expenses                                                             41            54
Net Fees and Commissions Income/Expenses                                                 10             7
   Fees and commissions received                                                         10             8
   Fees and commissions paid                                                              1             0
Dividend Income                                                                           0             0
Trading Profit/Loss (net)                                                                 4             6
   Profit/loss on trading account securities                                              3             1
   Profit/losses on derivative financial transactions                                     0             0
   Foreign exchange profit/loss                                                           1             5
Other Operating Income                                                                   10            15
Total Operating Income/Expenses                                                          65            82
Provision for Loan Losses or other Receivables (-)                                        8            19
   Specific provisions of banks loans and other receivables*                              6            17
   General provision expenses*                                                            2             2
Other Operating Expenses (-)                                                             36            33
   Personnel Expenses*                                                                   26            25
Net Operating Profit/Loss                                                                21            30
Surplus written as gain after merger                                                      0             0
Profit/losses from equity method applied subsidiaries                                     0             0
Net monetory position gain/loss                                                           0             0
Profit/Loss Before Taxes from Continuing Operations                                      21            30
Provisions for Taxes on Income from Continuing Operations (±)                            -4            -6
Net Profit/Loss from Continuing Operations                                               17            24
Net Profit/Loss Before Taxes from Terminated Operations                                   0             0
Provisions for Taxes on Income from Terminated Operations (±)                             0             0
Net Profit/Loss from Terminated Operations                                                0             0

Net Profit/Losses                                                                        17            24

* Used from information and disclosures related to income statement".
Türkiye Kalkınma Bankası A.Ş.                                                                                December 2009


Ratios
(%)
                                                                                    Dec. 2009          Dec. 2008

Capital Ratios

Shareholders’ Equity / (Amount subject to credit + market + operational risk)                   70.0           79.2
Shareholders' Equity / Total Assets                                                             38.8           47.3
(Shareholders' Equity - Permanent Assets) / Total Assets                                        31.8           41.8
Net On Balance Sheet Position / Total Shareholders' Equity                                       1.4               2.3
Net On and Off Balance Sheet Position / Total Shareholders' Equity                               1.4               2.3


Balance-Sheet Ratios

TC Assets / Total Assets                                                                        50.1           62.8
TC Liabilities / Total Liabilities                                                              50.7           63.9
FC Assets / FC Liabilities                                                                  101.1             103.0
TC Deposits / Total Deposits                                                                       -                 -
TC Loans / Total Loans and Receivables                                                          30.1           42.8
Total Deposits / Total Assets                                                                    0.0               0.0
Funds Borrowed / Total Assets                                                                   49.4           36.1


Assets Quality

Financial Assets (net) / Total Assets                                                           16.2           13.8
Total Loans and Receivables / Total Assets                                                      62.3           57.5
Total Loans and Receivables / Total Deposits                                                       -                 -
Loans Under Follow-up (gross) / Total Loans and Receivables                                     11.7           11.0
Loans Under Follow-up (net) / Total Loans and Receivables                                        3.5               0.0
Specific Provisions / Loans Under Follow-up                                                     70.3          100.0
Permanent Assets / Total Assets                                                                  7.0               5.5
Consumer Loans / Total Loans and Receivables                                                     0.6               0.8


Liquidity

Liquid Assets / Total Assets                                                                    25.2           32.6
Liquid Assets / Short-term Liabilities                                                     2,877.8           3,474.2
TC Liquid Assets / Total Assets                                                                 19.1           28.5


Profitability

Net Profit/Losses / Total Assets                                                                 2.0               3.6
Net Profit/Losses / Total Shareholders' Equity                                                   5.1               7.6
Profit/Losses Before Taxes after Continuing Operations / Total Assets                            2.4               4.5


Income-Expenditure Structure

Net Interest Income After Specific Provisions / Total Assets                                     4.1               5.5
Net Interest Income After Specific Provisions / Total Operating Income (Expenses)               54.4           45.0
Non-interest Income (net) / Total Assets                                                         2.7               4.2
Other Operating Expenses / Total Assets                                                          4.2               4.8
Personnel Expenses / Other Operating Expenses                                                   73.1           75.3
Non-interest Income (net) / Other Operating Expenses                                            65.7           85.8

								
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