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Why You Need Health Insurance

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					Title:
Why You Need Health Insurance?

Word Count:
474

Summary:
Health is wealth so they say and every person should prepare financially
and emotionally for the possibility of any health problems that may come
his way at any time in the future. People say the only things certain in
life are taxes and death. Perhaps, illness should also be included in
that list because every person can get sick at any time.

A person will only realize the importance of preparing for the
possibility of health problems when he is already afflicted with an ...


Keywords:
health insurance


Article Body:
Health is wealth so they say and every person should prepare financially
and emotionally for the possibility of any health problems that may come
his way at any time in the future. People say the only things certain in
life are taxes and death. Perhaps, illness should also be included in
that list because every person can get sick at any time.

A person will only realize the importance of preparing for the
possibility of health problems when he is already afflicted with an
ailment and he has not prepared for it financially. When that time comes,
the sick person is faced not only with pressing health problems but with
unpaid bills as well.

Most Americans are aware of the importance of getting a health insurance.
However, there are still Americans who do not have healthcare coverage
because of a variety of reasons and one of them is the increasing cost of
health insurance.

The price of healthcare in the United States is on the rise and majority
of American families can no longer afford it without a health insurance.
The cost of healthcare has been on the rise because of the number of
people getting in and out of hospital annually. It seems that the
unhealthy way of life of most Americans plus the increasing number of old
people in America are pushing the demand for healthcare to the limit.

Research shows that at least half of the American families could not
afford health insurance because of insufficient income. Most American
employees who annually earn no more than fifty thousand dollars work for
small businesses that do not offer health insurance or coverage.

There are existing health coverage programs offered by the government
like Medicaid but there should be more effort to educate the people about
these programs. Some people who may qualify for the government health
programs are not aware of the existence of the program and how to qualify
for that program. More often, the bureaucracy is also one of the reasons
why some Americans have not availed of the health programs.

Responsible parenthood means providing healthcare not only for the
parents but also for their children. The government offers free and low
cost health programs for qualified children of Americans as well as for
children of immigrants. Such health programs provide coverage for a
variety of health expenses like medicine, fee for doctors and even
payment for hospitalization.

Every family should be aware of the importance of healthcare coverage.
Thus, every family should invest in a quality healthcare program
especially at a time when the parents are still able to work and pay for
the proper health insurance. Otherwise, families who cannot pay for
health insurance but are qualified for State healthcare coverage should
start researching on the different government health programs and apply
for the program which suits them.

				
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posted:11/3/2011
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