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How To Compare Low Cost Health Insurance In Washington

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					Title:
How To Compare Low Cost Health Insurance In Washington

Word Count:
307

Summary:
People interested in low cost health insurance in Washington State need
one thing before they decide on which plan is best for them. They need to
know what their options are and what each option provides in the way of
coverage for them and their family.

In Washington State there are a few options available for individuals who
don’t have a lot to spare on health insurance. For those who fall into
the lowest income brackets they may qualify for Basic Health which is
provided...


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Article Body:
People interested in low cost health insurance in Washington State need
one thing before they decide on which plan is best for them. They need to
know what their options are and what each option provides in the way of
coverage for them and their family.

In Washington State there are a few options available for individuals who
don’t have a lot to spare on health insurance. For those who fall into
the lowest income brackets they may qualify for Basic Health which is
provided by the State. If you don’t, you’re going to have to do some
research into which health insurance plan is right for you.

The very best way to compare the various low cost health insurance plans
is to gather a few quotes. This can be a frustrating experience as
insurance agents are typically paid on commission, which means they are
going to fight tooth and nail to get your business. The best approach is
to have a list of benefits you absolutely must have. Call several
different health insurance companies and obtain a quote based only on
those benefits.

Not only do you need to be mindful of how much coverage you need but be
aware of any fine print. Most policies have an annual limit in place for
prescription drug costs, dental benefits and vision coverage. Take note
of what each company offers in this area before you make a final
decision.

Many low cost plans require the individual to make a co-payment for each
doctor visit. Ensure that you can afford this before you tie yourself to
the plan. Also inquire about any discounts that may be available if you
prepay your premiums for a year as opposed to monthly installments. If
that’s a possibility, that approach may offer you a bit more of a
savings.

				
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posted:11/3/2011
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