PowerPoint Presentation - Elite Circle by yaosaigeng

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									  The Revolution
Striving to change what people
       think is possible.




  Revolutionizing an Industry
        Our Two Great Passions

1. Help the consumer
   with our financial
   message
2. Help people build
   strong, enduring
   businesses that can
   provide a great
   quality of life

                                 2
              Our First Passion:
 Helping Families Financially in the Marketplace
The Current Situation of Too Many Families:
  Under protected and living with
  too much debt
  Not saving, or if they are, not
  clearly understanding why, how
  much, or the ultimate goal
  Often just too busy and too distracted
  to stay on top of these things
  Don’t have a strategy, don’t make
  enough money, not sure
  what to do about it

                                                   3
                                                       3
    The State of Our Industry
American Families:
An underserved
marketplace
Business models of
many financial companies
are geared toward the
more affluent
Increasing need,
not enough people
to help

                                4
                                    4
    What We do for Families:

We help people set goals and establish
strategies to reach them
Give a basic knowledge of the products
that help these strategies work
The foundation is simple and
straightforward:
              Long-Term Savings
              Short-Term Savings
          Debt Reduction/Elimination
    Protection (Various Forms of Insurance)
                                              5
A Different Way of Doing Business

We believe in being respectful,
not high pressure
Our three step process:
1. No business is done on the first visit, build a
   relationship of trust, gather data/information
2. Input information into goal setting and projection
   software as needed, develop recommendations
3. Return with suitable strategies and solutions, complete
   paperwork and follow-up in all ways necessary

                                                        6
                                              The Rule of 72
       You can determine what kind of savings plan works best for you and
       your budget by using The Rule of 721 – dividing 72 by the interest rate
       to estimate the number of years it takes for your money to double.2
Age                       4%        Age                          6%          Age                        8%         Age                      12%
Money doubles every 18 years         Money doubles every 12 years             Money doubles every 9 years           Money doubles every 6 years

29              $10,000              29                $10,000               29             $10,000                 29             $10,000
47              $20,000              41                $20,000               38             $20,000                 35             $20,000
65              $40,000              53                $40,000               47             $40,000                 41             $40,000
                                     65                $80,000               56             $80,000                 47             $80,000
                                                                             65            $160,000                 53            $160,000
                                                                                                                    59            $320,000
                                                                                                                    65            $640,000
  1.       All figures are for illustrative purposes only and do not reflect an actual investment in any product. They do not reflect the
           performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future
           performances. The Rule of 72 is a mathematical concept that approximates the number of years it would take to double the
           principal at a constant rate of return. The performance of investments fluctuates over time, and as a result, the actual time it will
           take an investment to double in value cannot be predicted with any certainty. Additionally, there are no guarantees that any
           investment or savings program can outpace inflation. Please note that high risk has been historically associated with high
           returns.
  2.       Tax and/or legal advice not offered by World Financial Group, Inc. or its affiliated companies. Please consult with your personal
           tax professional or legal advisor for further guidance on tax or legal matters.

                                                                                                                                                   7
                          The Wealth Formula3

1)    Income                     Savings                       LT Savings                            WEALTH

2)    Income                      Spend                       Borrow                        Debt                    POOR

      When do we begin to become wealthy?
      The moment we decide it’s more important to save than
      it is to spend and we take action on our decision.
      Other than not saving at all, what is the next great
      obstacle to building wealth?
                                           Putting it off
 3.    This is a concept/goal developed by World Financial Group (WFG) for illustrative purposes only. In no way does this statement
       offer, guarantee or otherwise imply any financial gain or reward as a result of joining WFG. The term "wealth" is subjective and
       must be defined on an individual basis.


                                                                                                                                          8
    The High Cost of Procrastination

An Illustration of the power of wasting time:
    Person A: Saves $5,000/yr in a Roth IRA for 40 years
    Person B: Saves $5,000/yr in a Roth IRA for 38 years
    Both: Earn a 10% average rate of return
    We might think the only difference is the
    $10,000 contribution for person B, but the
    loss is much more dramatic:
              Person A has:       $2,212,963
              Person B has:      -$1,820,217
              The Difference:      $392,746

                                                           9
     The High Cost of Procrastination
We just saw the two year loss is:                     $392,746
Per year the loss is:                                 $196,373
Per month the loss is:                                 $16,364
Per week the loss is:                                   $4,091
Per day4 the loss is:                                     $818
Per hour5 the loss is:                                    $102
                       If you have a hole in your pocket,
                            when do you sew it up?
4.   Assuming 20 working days per month
5.   Assuming 8-hour workday



                                                                 10
Distribution:                           With Your Best Interest                                         In Mind
 This illustration considers how much a person in the 25% tax bracket could
 accumulate, depending on the distribution program chosen, if he or she were to
 save $5,000 a year over 30 years at a 4 or 8 percent rate of return(9). Annual after-
 tax income reflects amount available without ever touching the principle.
     AT A 4% RATE OF RETURN (ROR)                                         AT A 8% RATE OF RETURN (ROR)



                                                                                                              $48,948.39/yr


                                                                                        $36,703.76/yr


                                                                   $25,140.50/yr

                                            $11,665.67/yr
  $7,350.40/yr         $8,749.25/yr

   $245,013.39          $291,641.68          $291,641.68            $419,008.39           $611,729.34           $611,729.34


   9 Assumes 25% tax bracket. The rates of return chosen are for illustrative purposes only and should not be viewed as
     an indication of performance for any particular investment. Rate of return is a hypothetical example for illustrative
     purposes only and does not reflect the actual investment in any product. They do not reflect the performance risks,
     expenses or charges associated with any actual investment.                                                               11
                       World Financial Group, Inc.
                              an                                       company


     AEGON N.V. is an international life
     insurance, pension and investment group
     based in The Hague, The Netherlands.
     AEGON N.V. has businesses in more
     than 20 markets in the Americas,
     Europe and Asia.
     AEGON N.V. was ranked one of the worlds
     top companies in 2009 by Forbes in its
     annual ranking of the world’s biggest and
     most powerful public companies.6
6.   The Forbes Global 2000 is a comprehensive list of the world’s biggest and most powerful companies based on a composite measure of
     sales, profits, assets and market value. As of April 8, 2009 on Forbes.com.
                                  Our Industry Support

                                                                                                                       7




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                                                    7                                              7




                                                               8                                                               8




         We’re able to select quality products from these and other
         companies to help people reach their financial objectives.
WFG associates must be properly appointed, licensed and/or securities registered to do business with the above-listed companies.
7.     Maintains current selling agreement(s) with World Financial Group Insurance Agency, Inc. (WFGIA).
8.     Maintains current selling agreement(s) with Investment Advisors International, Inc. (IAI).


                                                                                                                                   13
              Our Second Passion
 Helping People Build Strong, Enduring Businesses

To create a quality opportunity it is critical
to have:
    Dramatic market need
    A simple, effective business system
    Powerful compensation
    Good economic timing
    A clear management philosophy and a
    capacity to do what’s right long term



                                                    14
  The Power of a Simple System
Building big and building fast
requires simplicity
Uncomplicated:
For ease of duplication and rapid repetition
Proven and effective
Mentoring from experienced leadership
Look at business success stories
around us


                                               15
       Ways People Earn Money

  Hourly/salaried employee
  Work for yourself
  Business owner with
  employees/associates
  Investor: Your money makes money
Ideally we want to :
Get in business with others, increase our income,
save and earn a rate of return

                                                    16
                      Our Way

Become a Business Owner in Financial Services
   Personal Activity (Work for Yourself)
   Override a Team (Business Owner)
   Renewals and Trails
                                  “ I would rather
   Save and compound                earn 1% off of
   your money                         100 people’s efforts
                                       than 100% of my
   Leave a generational                 own efforts.”
                                         – Jean Paul Getty,
   legacy for                         American Industrialist
   your family


                                                           17
                                                    Building Income
The following example shows how helping one family results in $1,968 of commission paid to the field.9,10
For this example, the commission amount is based on an average Indexed Universal Life (IUL) insurance
policy11 sale to a 40-year-old male who is contributing $200 per month to the IUL.

Associate12,13                                                                                                                         Per Month                                          Per Year
(Helps four families per month)                                                                                                             $2,755                                   $33,060
Qualified Marketing Director12,13
(Helps four families per month)                      $5,116  $61,392
Qualified Marketing Director leading a five-person team12,13,14
• Only Qualified Marketing Director’s team members                                                14
  help four families each per month                 $11,808 $141,696
• Qualified Marketing Director and each team member                                                  14
  helps four families per month                     $16,924 $203,088
9 Opportunities to build other income may be achieved by qualifying for additional compensation and by qualifying for bonus pools.
10 Commission amount may vary based on product type and size of purchase.
11 Please be aware that insurance products are sold by prospectuses, which contain more information about the product’s fees, charges and limitations. Be certain to perform a thorough review
   of the entire prospectus. Historical performance does not guarantee future investment results.
12 This is a hypothetical scenario for illustrative purposes only. There is no assurance that these results can or will be achieved. Income is earned from sales of World Financial
   Group authorized products and services. No income is earned for recruiting. See the current World Financial Group Field Manual for compensation percentages on all diversified
   product lines. All compensation plans subject to change. Promotional criteria/designations are determined and offered by or through World Financial Group. Personal
   percentages earned on products may vary based on promotional level with WFG. As of Jan, 1, 2007, WFG Associate contract level of 35%, Qualified Marketing Director contract
   level of 65%, Qualified Marketing Director override level of 30%.
13 Associates of World Financial Group are independent contractors, regardless of field title/designation.
14 Example assumes all Qualified Marketing Director’s team members are at the Associate level.
* World Financial Group, Inc. (WFG) is a financial services marketing company whose affiliates offer life insurance and a broad array of financial products and services. Insurance products are
   offered through World Financial Group Insurance Agency, Inc. (WFGIA) or its subsidiaries. WFG and WFGIA are affiliated companies.Headquarters: 11315 Johns Creek Parkway, Duluth, GA
   30097-1517, PO Box 100035, Duluth, GA 30096-9403. Phone: 770.453.9300. WorldFinancialGroup.com
** Many people have experienced different levels of success with World Financial Group. However, individual member experiences may vary. This statement is not intended, nor does it,              18
   represent that any current member's individual results are representative of what all participants achieve when following the World Financial Group system.
                              Timing is Everything
Now, more than ever, the market is ripe for change – to be led by a visionary financial
services company that is forward-looking and knows what consumers need and want
before they know it themselves. World Financial Group is that company.




An estimated 77 million people – born between 1946 and 1964
– are considered members of the Baby Boomer Generation.10

15. About.com: Senior Living, Baby Boomers, October 2009.

                                                                                          19
       The Power of Timing

Our world has dramatically changed
Part-time opportunity/extra income is
in much greater demand
People want more control of their
careers and income
This is an excellent time to offer a
quality business opportunity
Make the most of this era

                                        20
   Our Management Philosophy:
   Stand for Something from the Beginning
Business strength, like personal strength,
begins with strong core values
 Honesty, integrity, trustworthiness, dependability, respect
 A vital question, can you be trusted?
What is the ultimate reflection of character
 How we treat other people
 Learn to speak the language of EPR
Treat others in business how you would want to be
treated
Be a personal example of being wise with your
money
Be optimistic, always look for the best
Never stop dreaming about how much better life can be
                                                                21
       Build a Business You Can Be Proud Of
                                            We work hard and have fun.
                                            We believe in giving back.
                               Be a part of a history making company.




In order to qualify for participation in contests, and to receive prizes and awards, an individual must have an active membership in and be in good
standing with World Financial Group and its affiliated companies.
Many people have experienced various levels of success with World Financial Group. However, individual experiences may vary. This statement
is not intended to nor does it represent that any current individual's results are representative of what all participants achieve when following the   22
World Financial Group system.
         Build a Business You Can Be Proud Of
                                              We work hard and have fun.
                                              We believe in giving back.
                                 Be a part of a history making company.




In order to qualify for participation in contests, and to receive prizes and awards, an individual must have an active membership in and be in good
standing with World Financial Group and its affiliated companies.
Many people have experienced various levels of success with World Financial Group. However, individual experiences may vary. This statement is
not intended to nor does it represent that any current individual's results are representative of what all participants achieve when following the    23
World Financial Group system.
   Primary Reasons People Join Us

Those who join our company seem to fall
into one of these four categories:
  Part-Time – Like their job, need extra income
  Part-Time – “Plan B” backup, need extra income
  Part-Time – Dissatisfied, like to make a change
  Full-Time – Want to make a career change now


                                                    24
        Take a Serious Look

Next Steps:
 Pick up a packet
 Sit down within the next 24-48 hours
 with one of our leaders for a follow-up
 interview to see what significance
 today’s presentation may have for you




                                           25
                   World Financial Group, Inc. (WFG) is a financial services marketing company whose
                    affiliates offer life insurance and a broad array of financial products and services.
    Insurance products are offered through World Financial Group Insurance Agency, Inc. (WFGIA) or its subsidiaries.
Investment advisory services offered through Investment Advisors International (IAI). In Ohio, Texas and Alabama, services
                              are provided under the name of IAI Advisors International, Inc.
                                      WFG, WFGIA and IAI are affiliated companies.
                          Headquarters: 11315 Johns Creek Parkway, Duluth, GA 30097-1517,
                            PO Box 100035, Duluth, GA 30096-9403. Phone: 770.453.9300.
                                                WorldFinancialGroup.com
                 World Financial Group and the World Financial Group logo are registered trademarks of
                               World Financial Group, Inc. and are used with permission.
                                        All other trademarks used with permission.
                                                        2327/10.09

								
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