Texas Association of Appraisal Districts

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Charles E. Gilliland Ph.D. Real Estate Center Mays Business School Texas A&M University Investment! Investment! Recreation? SOURCE CREDIBILITY But you told me the same thing last year and then Texas had 23 percent growth! CENTER’S LAND PRICE RESEARCH • • • • Sales Reported by Professionals Limited Information Focused on Rural Markets Approximately 8,000 Sales 8 000 TEXAS RURAL LAND PRICES Dollars/Acre 2,200 , 2,000 1,800 1,600 1,400 1,200 1,000 800 600 400 200 0 1 1966 Nominal Real or Deflated 1 1969 1 1972 1 1975 1 1978 1 1981 1 1984 1 1987 1 1990 1 1993 1 1996 1 1999 2 2002 2 2005 TEXAS RURAL LAND PRICES Dollars/Acre 2,200 , 2,000 1,800 1,600 1,400 1,200 1,000 800 600 400 200 0 1 1966 Nominal Real Real or Deflated $215 $240 $1,097 13% 2002 2003 2004 $273 2005 $307 $1,483 16% 2006 $364 $1,825 23% 2007Prelim. $413 $2,176 19% Nominal $974 Increase $1,274 16% Volume 5,882 7,283 8,073 8368 8,215 7,039 1 1969 1 1972 1 1975 1 1978 1 1981 1 1984 1 1987 1 1990 1 1993 1 1996 1 1999 2 2002 2 2005 TEXAS RURAL LAND PRICES Dollars/Acre 3,000 2,800 2,600 2,400 2,200 2,000 2 000 1,800 1,600 1,400 1,200 , 1,000 800 600 400 200 0 Nominal Real o Deflated ea or e ated 1 1966 1 1968 1 1970 1 1972 1 1974 1 1976 1 1978 1 1980 1 1982 1 1984 1 1986 1 1988 1 1990 1 1992 1 1994 1 1996 1 1998 2 2000 2 2002 2 2004 2 2006 2 2008 SIGNIFICANT PRICE TRENDS PERCENT CHANGE 20062006-07 (Preliminary) Blacklands--North (25) Hill Country--South (17) North East (29) Piney Woods--South (31) Piney Woods--North (30) y ( ) Rio Grande Plains (11) Rolling Plains--North (6) Crosstimbers (13) Edwards Plateau--So. (10) Blacklands--South (26) Brazos (27) Fort Worth Prairie (23) Highland Lakes (16) Panhandle--Central (2) Houston (28) Edwards Plateau--West (9) Hill Country--West (15) North Central Plains (12) Hill Country -- North (14) Coastal Prairie--North (19) Permian--West (4) Rolling Plains--Central (7) Coastal Prairie--South (20) C t l P i i S th Coastal Prairie--Middle (21) 12 13 13 15 16 18 20 20 20 21 23 23 23 23 25 26 27 27 33 35 36 37 38 40 41 50 10 20 30 0 TEXAS RURAL LAND VALUES Dollars per acre 8,000 7,500 7,000 6,500 6 500 6,000 5,500 5,000 4,500 4,000 3,500 3,000 2,500 2,000 1,500 1,000 , 500 0 19 6 19 6 6 19 7 6 19 8 6 19 9 7 19 0 7 19 1 7 19 2 7 19 3 7 19 4 7 19 5 7 19 6 7 19 7 78 19 7 19 9 8 19 0 8 19 1 8 19 2 8 19 3 8 19 4 85 19 8 19 6 8 19 7 8 19 8 8 19 9 9 19 0 91 19 9 19 2 9 19 3 9 19 4 9 19 5 9 19 6 9 19 7 9 19 8 9 20 9 0 20 0 0 20 1 0 20 2 0 20 3 04 20 0 20 5 0 20 6 07 Source: Real Estate Center Mays Business School Texas A&M University Texas Statewide Piney Woods North Area South Plains Area Kerrville Area 2007 IN A NUTSHELL • Activity in Metro Areas Stalls? – Dallas – San Antonio • Market Focuses on Small Sales • Continued Price Growth? •M t i Maturing Market M k t EARLY 2007 • Volume of Sales Off 24 Percent • All Significant Trends Are Up • Lack of Properties • Some Resistance to Increased Asking Prices • Cropland Selling Well l d lli ll INSTITUTIONAL REAL ESTATE INVESTMENT • Need Up to 12 Percent to Eliminate Nonmarket Risk • Between 2 and 3 Percent in Real Estate Journal of Real Estate Finance and Economics (2004) USDA REGISTRATION • Five Canadian Companies Own Interest in 84 Percent of Maine Foreign Owned Land • Texas Increase Traced to Eight Canadian Companies FOREIGN INVESTMENT IN TEXAS AG LAND Acres 830,190 825,362 800,000 800 000 Cropland Pasture Forest 600,000 424,096 400,000 308,408 306,668 200,000 29,105 0 2005 5 2006 6 Source: USDA HANCOCK TIMBER RESOURCE GROUP • • • • • Global i b l d Gl b l Timberland Investment Manager Founded 1985 $ $6.6 Billion North America, Australia, New Zealand, Brazil Offices: – – – – – Boston Charlotte, NC Vancouver, WA Silsbee, TX , Etc. FOREIGN INVESTORS • • • • Californians C lif i Floridians Artists t sts Writers FARMERS AND LAND • P id t Bush Asks For Fivefold Increase President B h A k F Fi f ld I in Renewable Fuels By 2017 • Requires 12.5 Billion Bushels of Corn • 119 Percent of 2006 Crop • Corn Futures Up 82 Percent 2006-07 2006- INVESTORS AND FARMLAND • Gl b l Warming Will Hinder Crops Global i ill i d C • Buy Farmland for at Least a Decade Hedge fund manager FARMERS AND LAND • Gl of Ethanol? Glut f h l? • $4 80 December Corn $4.80 • $10 March Wheat $ 0 a c eat WSJ Chi Chicago 1-08 1- WSJ Minneapolis 1-08 SJ eapo s 1- UP UP AND AWAY! • Federal S b idi (New Energy Bill) d l Subsidies ( ill) • Belief in Rising Demand for Ethanol • Increasing Farm Rents (Up 16 c eas g a e ts 6 Percent Since 2003) • Good Crops • Inflation DÉJÀ VU ALL OVER AGAIN? • 21 LMAs > $2 000 Per Acre LMA $2,000 P A • 10 LMAs > $4 000 Per Acre $4,000 • Prices 220 Percent of 2002 Price • Largest 5 Year Increase • 69-74 Second at 196 Percent 69- DÉJÀ VU ALL OVER AGAIN? • Tech S k Bubble h Stock bbl • Dot-Com Bubble Dot• Residential Real Estate Bubble es de t a ea state ubb e • Great Land Bubble? GLOOMY DOWNERS • Some “Smart Money Selling Smart Money” • Without Subsidies Ethanol Does Not Work W k • Ethanol Plants Up 63 Percent in 3 Years • Convulsion in One Part of Real Estate Affects Others Major Conclusions • Demand Waned in First Half of 2007 • Values Continued To Escalate • Some Urban Markets Cooling • Credit Crunch? Haskell Invitational 1. 1 2. 3. 3 4. 5. 6. 7. 8. Palladino P ll di Park Avenue Ball Papi Ch ll P i Chullo Roman Ruler Sun King Scratched Joey P. Chekhov 91 104 89 104 101 90 93 12th Race, Next Post 6:38 Off: 6:11 1 1/8 Miles. 3 Year Olds Stakes Purse: $1,015,000 # 4 Horse Roman Ruler Jockey Bailey J D Weight 119 Win 4.20 Place 3.00 Show 2.40 5 Sun King Castellano J J 119 4.00 3.00 2 Park Avenue Ball Decarlo C P 118 2.60 Times in 5ths: :232 :473 1:113 1:363 1:494 Times in 100ths: Ti i 100th :23.54 23 54 :47.72 47 72 1:11.69 1 11 69 1:36.77 1 36 77 1:49.88 1 49 88 Scratched: Golden Man Also ran: Chekhov, Palladio, Papi Chullo and Joey P. Winning Trainer: Baffert Bob - Owner: Fog City Stable $2 $ Exacta (4-5) Paid $ $16.00 $2 Trifecta (4-5-2) Paid $31.20 $1 Superfecta (4-5-2-8) Paid $38.00 $2 Pick 3 (2-2-4) 3 Correct Paid $1,488.00 Pick 3 Pool $67,463 $2 $ Pick 4 ( (3-2-2-4/6) 4 C / ) Correct Paid $ $7,302.00 Pick 4 Pool $257,723 44 MATCHMAKER INVITATIONAL 1. 1 Topiary 2. Love Match 3. Humoristic 4. Spotlight 5. Cat Alert 6. Emerald E i 6 E ld Earings 7. Briviesca 8. Classic Stamp 9. Noble Stella 10. Smart N Classy 89 87 95 92 95 97 88 90 96 93 11th Race, Next Post 6:11 Off: 5:30 1 1/8 Miles (Turf) 3 Year Olds And Up Stakes Purse: $150 000 Miles. $150,000 # 2 Horse Love Match Jockey Castellano J J Weight 116 Win 56.60 Place 19.60 Show 9.80 5 Cat Alert Decarlo C P 118 9.20 7.00 6 Emerald Earrings Lezcano J 116 8.60 Times in 5ths: :24 :501 1:143 1:382 1:501 Times in 100ths: :24.19 :50.30 1:14.64 1:38.42 1:50.38 Also ran: Spotlight (GB), Smart N Classy, Classic Stamp, Topiary, Humoristic, Briviesca (GB) and Noble Stella (GER) Winning Trainer: Kimmel John C - Owner: Poulson Anne $2 Exacta (2-5) Paid $522.80 ( ) $2 Trifecta (2-5-6) Paid $3,662.00 46 TEXAS LAND NEXT YEAR ? • Markets Continue As Is -- Up? • Markets Freeze Up -- Down? • Markets Go Sideways -- No Change? y g PERSONAL SAVINGS RATE Source: Department of Commerce AS A PERCENT OF DISPOSABLE PERSONAL INCOME DEBT SERVICE PAYMENTS Source: Federal Reserve Board MORTGAGE RATES AND TREASURIES MONTHLY DATA Source: Federal Reserve Board CONTINUES AS IS? • Shortage of Properties • Money, Money, Money • Adjustment To Rising Prices TEXAS LAND NEXT YEAR ? • 2003-2007 Average Growth Rate 2003 2007 18 Percent • 2008 -- $2 535 per acre $2,535 • 2010 -- $3,529 per acre FREEZE UP • Money Dries Up • Buyers Abandon Market • Inventories Build GOING SIDEWAYS? • Buyers Leave Market • Sellers Moderate Asking Prices TEXAS RURAL LAND VALUES Dollars per horse 110,000 100,000 90,000 80,000 70,000 60,000 50,000 40,000 40 000 30,000 20,000 10,000 0 19 196 6 6 19 7 196 8 196 9 7 19 0 197 1 197 2 197 3 7 19 4 197 5 197 6 7 19 7 197 8 197 9 8 19 0 198 1 198 2 198 3 8 19 4 198 5 198 6 8 19 7 198 8 198 9 199 0 9 19 1 199 2 199 3 9 19 4 199 5 199 6 9 19 7 98 19 209 9 200 0 0 20 1 200 2 200 3 0 20 4 200 5 06 Source: Real Estate Center Mays Business School Texas A&M University Dollars per acre 2,000 1,800 Correlation -- 90 5 90.5 Keeneland Yearlings 1,600 1,400 1,200 , Texas Land 1,000 800 600 400 200 0 TEXAS RURAL LAND VALUES Dollars per horse 110,000 100,000 90,000 80,000 2,000 Dollars per acre 2,500 Keeneland Yearlings 70,000 60,000 50,000 40,000 40 000 30,000 20,000 10,000 0 19 196 6 196 7 196 8 196 9 197 0 197 1 197 2 197 3 197 4 197 5 197 6 197 7 197 8 197 9 198 0 198 1 198 2 198 3 198 4 198 5 198 6 198 7 198 8 198 9 199 0 199 1 199 2 199 3 199 4 199 5 199 6 199 7 199 8 209 9 200 0 200 1 200 2 200 3 200 4 200 5 200 6 07 Source: Real Estate Center Mays Business School Texas A&M University 1,500 , Texas Land 1,000 500 0 eighteenth annual outlook for texas land markets april 23-25 2008 san antonio, texas

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