Class Lab Credit
INSURANCE
Effective Term – Summer 1997 [1997*02]
INS 101 Life/Accident/Health Ins 4 0 4
Prerequisites: None
Corequisites: None
This course provides basic instruction in life and health insurance. Topics include life, accident, and health agent
regulations, comparison of policies, and individual and group policy provisions. Upon completion, students should
be able to demonstrate knowledge of life, health, and accident insurance required for the NC Agents’ Life and
Health Licensure Exam. This is a diploma level course.
Effective Term – Summer 1997 [1997*02]
INS 102 Medicare Supp/L-T Care 1 0 1
Prerequisites: None
Corequisites: None
This course covers the types of Medicare coverage, long-term care coverage, Medicaid, policy provisions,
applicable laws and regulations, and buying practices. Topics include hospital insurance, supplementary medical
insurance, Medicare supplement insurance, Medicaid assistance, and long-term care. Upon completion, students
should be able to discuss long-term care coverage, Medicaid, appropriate policy provisions, legal principles, and
their applicable use. This is a diploma level course.
Effective Term – Summer 1997 [1997*02]
INS 103 Property & Casualty Ins 4 0 4
Prerequisites: None
Corequisites: None
This course covers types of property and casualty coverage, policy provisions, applicable laws and regulations,
buying procedures, government property, and casualty coverage. Topics include general liability insurance,
automobile insurance, homeowner’s insurance, commercial, fire and extended coverage, worker’s compensation,
and various policy provisions. Upon completion, students should be able to discuss types of property and casualty
coverage, appropriate policy provisions, and appropriate legal principles and their applicable uses. This is a diploma
level course.
Effective Term – Summer 1997 [1997*02]
INS 105 Risk Management 3 0 3
Prerequisites: None
Corequisites: None
This course introduces the fundamentals of risk management. Topics include risk and hazard recognition and
measurement, risk handling methods, steps of the risk management process, and design of a risk management plan.
Upon completion, students should be able to recognize risks and hazards and develop a plan for managing them by
retention, avoidance, reduction, and transfer methods. This is a diploma level course.
Common Course Library July 1, 2001
INS - 1
Class Lab Credit
Effective Term – Summer 1997 [1997*02]
INS 107 Claims Adjusting 3 0 3
Prerequisites: None
Corequisites: None
This course introduces the legal basis of contracts and claims. Emphasis is placed on the elements and purpose of
negligence, principles of torts, investigation and interview techniques, medical terminology, and diagnostic
procedures. Upon completion, students should be able to demonstrate the ability to investigate and legally settle
claims.
Effective Term – Summer 1997 [1997*02]
INS 108 Income Taxation of Insur 3 0 3
Prerequisites: None
Corequisites: None
This course introduces the federal income tax system with particular reference to the taxation of life insurance and
annuities. Topics include tax concepts, gross income, business expenses, deductions, credits, sales and exchanges,
capital gains and losses, and taxation of business entities. Upon completion, students should be able to demonstrate
professional financial service planning strategies to minimize, defer, or avoid taxation for clients. This is a diploma
level course.
Effective Term – Summer 1997 [1997*02]
INS 109 Employee Benefits 2 0 2
Prerequisites: None
Corequisites: None
This course introduces the concepts of employee benefit options in the business insurance market. Emphasis is
placed on governmental and private programs, group insurance benefits, pension plans, and other deferred
compensation arrangements. Upon completion, students should be able to explain the fundamental features of
employer sponsored benefit plans. This is a diploma level course.
See the SEL and SEM prefixes for generic Selected Topics and Seminar course descriptions.
Common Course Library July 1, 2001
INS - 2