Fair Housing April 2009
A publication from the Community & Political Affairs Department of the NAtioNAl AssoCiAtioN of REAltoRs®
Diverse Neighborhoods and
Schools Strengthen Communities
It’s no surprise that good schools are often at the top of buyers’ lists during the home search
process. Research by the National Association of ReAltoRs® shows the quality of the school
district was a deciding factor for 27 percent of buyers.
While real estate professionals are careful to avoid steering, the illegal practice of directing home
seekers to particular areas, even providing an opinion about whether a school is good or bad
could be construed as steering.
NAR President Charles
McMillan says that while
statistics like academic
performance and student-to-
teacher ratios can be easily
obtained, what constitutes a
good school is often a matter
of opinion and depends on
INSIDE: what parents are looking for in
For more information on this high school
project go to www.wearethetitans.com
Open for your full-size their child’s education.
Fair Housing Month poster Agents working in communities with diverse schools often face perceptions that those schools
are less desirable. Not so, says educator taki sidley of t.C. Williams High school in Alexandria,
Va., whose students created a photo essay on the value that diversity brings to the educational
process. the resulting 112-page book of student-taken photographs and stories is titled We Are
the Titans: A Profile of Diversity at One American High School.
Duke University Professor William tobin hopes elite colleges will help further promote the value
of diversity in K-12 by establishing undergraduate admissions preferences for students that
attended racially, economically and ethnically integrated high schools. “this would encourage
FAIR HOU parents to reconsider more diversified schools,” he says.
Real estate professionals play a key role in promoting the value that diverse neighborhoods
and schools bring to a community, but how can agents legally respond to inquiries and promote
those benefits to homebuyers? try providing clients with resources or Web sites to third-party
school ratings and parental or student feedback. Also encourage clients to meet with principals,
teachers, or the PtA board to learn first-hand about a school and its programs.
g/diversity Real Advantage
Most importantly, agents should involve themselves in their community’s schools by learning
more about local education issues and forming relationships with school leaders and educators.
ReAltoR® associations and members looking to get involved in
addressing the challenges facing public schools can download the See Inside for
National Association of ReAltoRs® Public schools toolkit for free at At Home With Diversity
www.realtor.org/smartgrowth, under the Resources tab. Special Offer!
The Fair Housing DVD focuses on timely topics, introduces
viewers to fair housing laws, and presents situations in which fair
housing violations could occur.
The Fair Housing Pocket Guides provide comprehensive
NAR Provides Valuable information on sales and rentals. A must for anyone involved
with management or leasing of real estate.
Training Tools Diversity Toolkit for REALTOR®
Associations features case studies
At Home With Diversity® offers a comprehensive diversity from REALTOR® Associations that have
training program that includes: incorporated diversity into their leader-
• fair housing “must knows” ship and made diversity work for them.
• demographics, other statistics, and Contact hmorris@REALTORS.org for
resources to help participants understand your copy.
their local areas
• marketing strategies and guidelines for What Everyone Should Know about
developing an inclusive business plan Equal Opportunity outlines the
• skills and exercises to build diversity responsibilities of each party to a transaction.
awareness and communication Brochure available in English and in Spanish.
• business etiquette for an international
clientele and for particular cultures Learn About FHA Mortgages
NAR, FhA, and the Department of housing and
Urban Development outline improvements
to the Federal housing Administration’s
Fair Housing Month Special mortgage insurance programs, the
STUDENTS: Take the At Home with Diversity® streamlined application process and how
course ONLINE during the month of April, to qualify for an FhA mortgage. Includes
and receive 50% OFF the course fee. additional resources available from FhA,
Log onto www.REALTOR.org/diversity for details. hUD, and NAR.
Learn How to Avoid
How to Avoid Predatory Lending brochure Identifies Foreclosure and Keep
warning signs of predatory loans and tips to consumers on how Your Home
to avoid them. NAR, the Center for Responsible Lending, and
NeighborWorks® explain nontraditional and
The Fair Housing Handbook is an excellent, comprehensive other mortgages and their risks, provide
resource and “must have” for Brokers, Owners and managers. suggestions for getting help from a REALTOR®
Tools include: and a reputable counseling organization, urge
borrowers to work with experts and their
• risk management procedures,
lender and lists ways lenders may be willing
• corrective action policy, to help borrowers avoid foreclosure.
• record keeping tips, These brochures are available in Spanish.
• fair housing advertising language, VISIT the REALTOR.org Store at www.REALTOR.org/Store
• equal service check list, etc. to purchase any of these fair housing resources.
“Our industry, like our nation, has come
a long way in the past 60 years. NAR is
committed to helping REALTORS® from all
backgrounds work together more closely
to ensure the value of homeownership
remains steadfast for all people and a
cornerstone of our great nation.”
2009 NAR President Charles mcmillian
April is Fair Hou
1 Hang the fold
-out April is fair Ho
included in this mail using Month poster
2 sponsor a loc
al fair Housing Mon
th poster contest
3 Publish the NA
R REAltoR® fair Ho
4 Distribute th
e NAR proclamation
housing for commitment to
PLEDGE to learn more abou
be sure to visit ww
t fair Housing Mon
A REALTOR® pledges to conduct business in keeping with iversity.
the spirit and letter of the Code of Ethics. Article 10 imposes
obligations upon REALTORS® and is also a firm statement of
support for equal opportunity in housing. You supply ideas.
We’ll help with funding.
The Fair Housing Act Associations can receive funds from the NAtioNAl
AssociAtioN of REAltoRs® to support critical
establishes a national policy of fair housing. programs.
The law makes it illegal for any person or business to discriminate in the
sale, lease, advertising, or financing of housing—or making housing the NAR Diversity initiative Grant Program provides up
otherwise unavailable—because of: to $5,000 in matching funds for activities that reinforce
• race • color • religion • sex the role of REAltoRs® as leaders in our country’s
• handicap (disability) increasingly diverse communities and that extend the
• familial status • national origin benefits of home ownership to more Americans. to
apply: go to www.REAltoR.org/diversitysupport to find
Some state and local laws also prohibit discrimination
the application form and submit electronically by April 3
based on other factors such as:
or october 2, 2009. or contact Hugh Morris at HMorris@
• age • source of income • sexual orientation
The Department of Justice offers the Fair Housing Act
the NAR Housing opportunity fund provides grants
(45 U.S.C. 3601) on the Web at
up to $5,000 to fund programs that support the
mission of the NAtioNAl AssociAtioN of REAltoRs®
Housing opportunity Program – to position, educate,
and assist REAltoRs® as leaders in creating housing
opportunities.to apply: go to www.REAltoR.org/
housingopportunity to find the application form and
0 April is
$ a FAir housing Month
submit electronically by April 3 or october 2, 2009. or
contact lora Mccray at HousingopportunityGrants@
the NAR smart Growth Action Grants provides up to
NAR At Home With Diversity® & SAVE $5,000 fund programs that support REAltoRs® efforts
to implement programs and activities that position
Sponsoring the At Home With Diversity® program is easy and valuable. If you are,
or become a Course Sponsor, we will waive your course fee in April. Offer the REAltoRs® as leaders in improving their communities
six-hour At Home With Diversity® program at your location, and students will earn: by advancing smart growth.to apply: go to www.
• Credit toward the CIPS, CRS and PMN designations REAltoR.org/sggrants to find the application form and
• 3 hours of continuing education credit submit electronically by April 3 or october 2, 2009. or
• NAR At Home With Diversity® certification contact Hugh Morris at HMorris@REAltoRs.org.
TO SIGN UP: visit
www. REALTOR.org/diversity and click on OPEN HERE
At Home With Diversity® for an application form. for your Fair Housing
Cost is normally $150.
Presorted First Class
Permit No. 3070
NATIONAL ASSOCIATION OF REALTORS®
500 New Jersey Avenue, NW
Washington, DC 20001
NEW Products from NAR
Leading With Diversity Foreclosure
A diversity strategic Prevention
planning workshop for and Response
REALTOR® Association Program
Executives, Staff, and Learn how NAR
member-Leaders. For can help your
more information, go state or local
to www.REALTOR.org/ REALTOR®
diversity or contact association
Kyle Lambert London at to strengthen
KLambert@REALTORS.org . efforts to combat
foreclosures through counseling
techniques, expertise in the handling For more information, contact:
Learn all there is to of short sales and best practices for Kyle Lambert London, Manager
know to help clients partnerships to address the adverse Community & Political Affairs Education
find the FhA-insured community impacts of foreclosures. KLambert@REALTORS.org
loans they need. For Visit www.REALTOR.org/foreclosure
more information, go or contact William Gilmartin, Hugh Morris
to www.REALTOR.org/ WGilmartin@REALTORS.org for more Community & Political Affairs Representative
government_affairs/ information. HMorris@REALTORS.org
fred Underwood, Director
Expanding Housing Opportunities Diversity & Community Outreach Programs
Ira Gribin Workforce Housing Grants A new 6-hour into course that
Provides grants of $50,000 and up to examines the Realtor®’s role in
State REALTOR® Foundations and State affordable housing, and explains
Associations to promote how to leverage key partnerships
workforce housing and resources to expand housing
initiatives within their opportunities to benefit, the Realtor®,
states. Learn the client, and the community. The
more by going course will be piloted at the midyear nAtionAl AssoCiAtion
to www.REALTORS.org/iragribingrant or meetings in may. For more information oF rEAltors®
e-mail Lora mcCray at IraGribingrant@ contact Lora mcCray at 202-383-7560 500 New Jersey Avenue, NW
REALTORS.org or LMccray@REALTORS.org. Washington, DC 20001